General Property Insurance for Equipment
• Underwriting agency formed in 1990
• Specialised General Property Insurance Policy for equipment
• Underwritten by Chubb Insurance for 13 years
• Each year we insure tens of thousands of items and deal with over 2,000 claims
About Protecsure
Policy Features
Feature
Full Theft*
Accidental Damage
Loss in Transit*
Forcible Entry to Vehicle
28 Days Worldwide
New for Old
Australia-wide
AD Cover Whilst in Use
Claims Turnaround 95%< 48 hours
Excess From $100
*Does not apply to tools of trade
• Theft in the open air• Accidental loss• Full AD• Fire
Full Cover
Theodolites
Total Stations
GPS
Distance meters
Survey Equipment
Equipment Types
Laptops
iPads
Smart Phones
Mobile Technology
Equipment Types
Full Cover
Cameras
Lenses
Accessories
Carry Bags
Photographic
Equipment Types
Full Cover
Ultrasounds
Doctors bags
Defibrillators
Laser IPL devices
Medical / Vet
Equipment Types
Full Cover
Tractors to 40hp
Golf carts
Dingos
Generators
Compressors
Welders
Pressure cleaners
Floor cleaners etc
Light Machinery
Equipment Types
Full Cover
Musical Instruments
Equipment Types
Full Cover
All types of instruments
Band / DJ equipment goes in mobile technology category
Probes
Sensors
Diagnostic
Diagnostic & Measuring
Equipment Types
Full Cover
• Theft following forcible & violent • AD but not while in use• Fire
Cover
All kinds of sports equipment
Sports Equipment
Equipment Types
• Theft from approved gun safe if not in active use• Full AD • Fire
Cover
Rifles
Pistols
Scopes
Gun cases
Gun safes
Firearms (for registered club members only)
Equipment Types
• Now full AD including while in use• Theft following forcible & violent • Fire• Average clause
Cover
Power tools
Hand tools
Tools of Trade
Equipment Types
PC’s / Servers
Telecommunications
Printers / Copiers
Office equipment
Furniture
Static Equipment
Equipment Types
Full Cover
Prosthetic leg
Home made electronic bird scarer
Night sight goggles
Mobile boxing ring
Jumping castle
Mermaid tails
Laser clay pigeon shooting system
Segway
Basketball simulator machine
Portable luxury bathrooms
Miscellaneous Equipment
Equipment Types
Cover Varies (referral)
Electronic Breakdown (if not covered under warranty)
Data Restoration Following Breakdown (sub limit required)
Temporary Hire Following Breakdown (while equipment is being repaired/replaced - sub limit required)
Auto Additions (schedules over $100,000)
Policy Extensions
Wear and tear or cosmetic damage
Theft out of unlocked vehicle
Electronic breakdown (available as extension)
Consequential loss of any kind
Software (normally replaced free by vendor)
Policy Exclusions
Scheme Ideas
Sector Insurable equipment
Medical Ultrasounds, doctors bags, imaging equipment, insulin pumps
Vets Ultrasounds,
Scuba Diving gear
Real estate, fitness instructors Laptops/iPads
Equestrian equipment Jockeys, events, clubs
Photographic clubs Cameras and accessories
Mobile car services Tools of trade
• Claims are handled by Protecsure
• One page claim form
• Over 95% of valid claims will be approved within 48 hours
• Settled via repair or replacement (new for old)
• Claimants directed back to the original place of purchase for a quote to repair or replace
Simple Process
Claims
1300 MYCLAIM for queries or claims lodgement
Thank you for viewing this presentation.
We hope you will consider us for your equipment insurance needs.
Thank You