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Page 1: Financial Literacy: The Challenges of Objectives, Conceptualization and Measurement

Robert Holzmann University of Vienna & World Bank & IZA

Financial Literacy: The Challenges of Objectives,

Conceptualization, Measurement

Workshop on Financial Literacy and Consumer Protection

Moscow, April 4-5, 2011

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Source: New Zealand - National Financial Literacy Strategy 2010

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Figure 1: Financial Access/User Map: Percent of Households with an Account in a Financial Institution

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