Saving Taxes With High ReturnsComplete Guide

Asset Class

Twin Benefits

Choice of Investing

Misc. Features

Mutual Fund Investing more than 65% of its corpus in Equities and equity related products

Tax saving u/s 80C upto investment of Rs 2 Lacs Wealth creation

Growth - Profits added back to the basic Value of investment Dividend - Profits paid out to investor

Minimum Investment amount is Rs 5,000 Lock-in Period of 3 years

Features of ELSS

Deduction u/s 80C upto

Rs 2 Lacs

Returns are Tax Free Tax Saving

Higher Returns of

Stock Market

Long Term Investing Approach

Wealth Creation

Benefits of investing in ELSS

Return of ELSS- Comparison

Return calculated as on 30 April 2015Source- AdviseSure.com Research

Rs 160

Rs 294

Rs 168

0

50

100

150

200

250

300

350

Oct

-09

Jan

-10

Ap

r-1

0

Jul-

10

Oct

-10

Jan

-11

Ap

r-1

1

Jul-

11

Oct

-11

Jan

-12

Ap

r-1

2

Jul-

12

Oct

-12

Jan

-13

Ap

r-1

3

Jul-

13

Oct

-13

Jan

-14

Ap

r-1

4

Jul-

14

Oct

-14

Jan

-15

Ap

r-1

5

Rs. 100 Invested, Since October 2009

PPF Reliance Tax Saver (ELSS) BSE 100

5 Critical Things to Look before Investing in ELSS

Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return

factors associated with a particular scheme. It is recommended to opt for schemes with high

ratings

Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your

scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence

Risk associated- Also keep in mind the element of risk, depending on the sectors (equity

stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to

ascertain risk adjusted performance

Historical performance- We need to assess the historical performance / track record of the

scheme to ascertain its future returns

Transaction costs - Transaction cost and asset management fees of a scheme should becompared with other schemes

ELSS- Suggested Schemes

Age 25-30 Age 30-40 Age 40-55 Age 55 and Above

HDFC Long Term Advantage Fund

HDFC Taxsaver Fund

Sundaram Taxsaver

Birla Sun Life Tax Relief 96

Kotak Tax Saver

SBI Magnum Taxgain Scheme

Axis Long Term Equity Fund

Canara Robeco Equity Tax Saver Fund

DSP BlackRock Tax Saver Fund

Franklin India TaxshieldFund

Reliance Tax Saver Fund

For More personalized Recommendation Visit www.advisesure.com Portfolio Suggestion as on 1st May 2015

Any Two out of Three

Any Two out of Three

Any Two out of Three

Advisory Fees Rs. 365 Per Annum

Customized advise only for you

Unlimited Long Term Investment Advise

Tax efficient portfolio design

No Minimum investment

Regular Review and Rebalancing

Substantial Savings in Commission ( Optional)

We Offer

Customized , unbiased Wealth Management

@Rs. 1 per day

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