Saving Taxes With High ReturnsComplete Guide
Asset Class
Twin Benefits
Choice of Investing
Misc. Features
Mutual Fund Investing more than 65% of its corpus in Equities and equity related products
• Tax saving u/s 80C upto investment of Rs 2 Lacs
• Wealth creation
• Growth - Profits added back to the basic Value of investment
• Dividend - Profits paid out to investor
• Minimum Investment amount is Rs 5,000
• Lock-in Period of 3 years
Features of ELSS
Deduction u/s 80C upto
Rs 2 Lacs
Returns are Tax Free Tax Saving
Higher Returns of
Stock Market
Long Term Investing Approach
Wealth Creation
Benefits of investing in ELSS
Return of ELSS- Comparison
Return calculated as on 30 April 2015Source- AdviseSure.com Research
Rs 160
Rs 294
Rs 168
0
50
100
150
200
250
300
350
Oct
-09
Jan
-10
Ap
r-1
0
Jul-
10
Oct
-10
Jan
-11
Ap
r-1
1
Jul-
11
Oct
-11
Jan
-12
Ap
r-1
2
Jul-
12
Oct
-12
Jan
-13
Ap
r-1
3
Jul-
13
Oct
-13
Jan
-14
Ap
r-1
4
Jul-
14
Oct
-14
Jan
-15
Ap
r-1
5
Rs. 100 Invested, Since October 2009
PPF Reliance Tax Saver (ELSS) BSE 100
5 Critical Things to Look before Investing in ELSS
Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return
factors associated with a particular scheme. It is recommended to opt for schemes with high
ratings✓
Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your
scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence
Risk associated- Also keep in mind the element of risk, depending on the sectors (equity
stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to
ascertain risk adjusted performance✓
✓Historical performance- We need to assess the historical performance / track record of the
scheme to ascertain its future returns
✓ Transaction costs - Transaction cost and asset management fees of a scheme should be
compared with other schemes
✓
ELSS- Suggested Schemes
Age 25-30 Age 30-40 Age 40-55 Age 55 and Above
HDFC Long Term Advantage Fund
HDFC Taxsaver Fund
Sundaram Taxsaver
Birla Sun Life Tax Relief 96
Kotak Tax Saver
SBI Magnum Taxgain Scheme
Axis Long Term Equity Fund
Canara Robeco Equity Tax Saver Fund
DSP BlackRock Tax Saver Fund
Franklin India TaxshieldFund
Reliance Tax Saver Fund
For More personalized Recommendation Visit www.advisesure.com Portfolio Suggestion as on 1st May 2015
Any Two out of Three
Any Two out of Three
Any Two out of Three
Advisory Fees Rs. 365 Per Annum
Customized advise only for you
Unlimited Long Term Investment Advise
Tax efficient portfolio design
No Minimum investment
Regular Review and Rebalancing
Substantial Savings in Commission ( Optional)
We Offer
Customized , unbiased Wealth Management
@Rs. 1 per day
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