Software is eating the world
$20bn invest vs -15% branches
SEPASEPAMIFID/2MIFID/2PSD/2PSD/2HTTP/2HTTP/2
#Fintech & regulation symbiosis
Banks chained by regulation&assaulted by #fintech
Transparent & Sharing
APIs tointerconnect in
real-time
APIs toaccelerateroadmaps
APIs tomonetize
core business
APIs todisrupt through transparency
User is King