SBI CLERK M.T. EXPLANATION - 03

: 1 :

GENERAL AWARENESS1. WED is celebrated every year on June 5 to

raise global awareness to take positive en-vironmental action to protect nature andthe planet Earth. It is run by the UnitedNations Environment Programme (UNEP)

2. Blood Feud is about the animosity, jealousyand competition between America’s twomost powerful political couples.

3. The UP cabinet amended the UP State Elec-tion Commission (SEC) Rules 1994 to raisethe term of the SEC up to either 68 yearsof age or sinx years term. Earlier the termof SEC was either 68 years of age or fiveyears term.

4. Air India, the national air carrier of India,joined the global airlines grouping, star Al-liance. With this, Air India became the firstIndian carrier to join the largest global al-liance for civil aviation.

5. The SIT under the chairmanship of formerJustice M.B. Shah was constituted by theunion government. The panel has juris-diction in cases where investigations havecommended or are waiting to be initiatedor have been completed.

7. It is the story of desire of young womannamed Idha who escapes from the arrangedmarriage and security that her middle -class world has to offer subsequently shegoes through a chance encounter with acharismatic dangerous young man.

8. Balsara started his carrier as an LIC Of-ficer in Nagpur . He later switched careersand went to the US to study psychiatry on ascholarship.

9. Okavango Delta in Botswana on 22 June2014 became the 1000th site to be includedin the UNESCO World Heritage Site list. The38th session of the World Heritage SiteCommittee at Doha, Qatar endorsed theOkavango Site as the National World Heri-tage Site.

10. East India Company UK, will issue limited210 gold coins. Each gold coin weighing 200grams will be worth 10000 pounds sterling.The rare coin was issued in honor ofSachins remarkable career spanning 24years. On the otherside of the coin theimage of Queen Elizabeth is embossed.

11. The proposal to grant visa-free entry wasmooted by Ministry of External Affairs. Asper the proposal, MEA mooted to great Visa-on arrival facility and visa - free entry toBangladeshi nationals who are below 18years of age and above 65.

12. The aim of this is enabling the cash starvedindustry to pay their huge arrears to thefarmers of sugarcane.

14. To give special recognition to the situationof widows of all ages and across regions andcultures, the United Nations General As-sembly declared 23 June 2011 as the firstever International Widow’s Day, to be cel-ebrated annually.

16. Switzerland prepared a list of Indians sus-pected to have stashed un-taxed wealth invarious Swiss banks. This can be consid-ered as major boost to India’s fight againstblack money.

17. N. Srinivasan unanimously appointed asthe chief of TNCA for the 14th consecutiveyear.

18. This award was given for his achievementsin promoting innovations, exemplary lead-ership and corporate social responsibility.Tata was among the 12 recipients of hon-orary doctorate from York University.

19. The Mayaram panel suggested to removethe ambiguities over clear demarcationbetween Foreign Direct Investment (FDI)and Foreign Indirect Investment (FII) anddefined them.

22. The Royal Astronomical Society, Londonunveiled the National Aeronautics andSpace Administration’s (NASA) plan to buildATLAST or Advanced Technology Large Ap-erture Space Telescope in Portsmouth.Once built, it will be the world’s most pow-erful and largest telescope.

29. Delhi Government on 16 June 2014 an-nounced that Delhi has become the firstKerosene free city in the country. This featwas achieved after implementation of the‘Delhia Kerosene Free scheme’ launchedin 2012. Under which no subsidized Kero-sene were being issued in Delhi.

30. Modi made his first offcial visit to Bhutan.The visit reinforced the tradition of regu-lar high leval incharges between the twocountries and upholds and strengths thespecial and unique age-old friendship be-tween Bhutan and India.

QUANTITATIVE APTITUDE81. 998711 - 149607 = 84910482. 11236 8649 106 93 9858 83. 5329 - 1681 + 841

= 6170 - 1681= 4489

84.216 81 972

18

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SBI CLERK M.T. EXPLANATION - 03

: 2 :

85. Last digit in the cube root is ‘2’,in option’s last digit should be ‘8’ because83 = 512, where the last digit is ‘2’. Soanwer should be either 88 or 98. ‘98’ isapproximate to 100 and 1003 = 10,00,000which is nearest value to 9,41,192, Hence‘98’ is correct answer.

86. ? = 11820 + 3652 + 1479 - 7410= 16,951 - 7410 = 9541

87.32 860 ? 61920

100

61920 100? 22532 860

88.112 ? 43.7564

43.75 64? 25112

89.

38 254500 1640

100 100

1,710 16404

704

280

x

x

x

x

90.1 1 68406840 1.368

100 50 5000

91. ? 9206 206 1100 7820

? 9206 9126

? 80? = 6400

92.1 1 1 16 7 1 6 82 2 2 2

13 172 2

=55.25

Shortcut : 1 16 8 6.5 8.52 2

=(7.5 - 1)(7.5 + 1)= 56.25 - 1= 55.25 [Concept of (a+b)(a-b)]

93.13040 5865 13.287

540

94.15 220 308.65 ? 809952

? = 80995 - 1650 - 308.65= 80995 - 1958.65= 79036.35

95. 47.5 x 195 = 9262.596. x+(x+1) = 157

x = 78, x+1 = 79product = 78 x 79 = 6162

97. 40% - 40 = 4040% = 80100% = 200

98. 20% loss = 80% of CP = 48020% profit = 120% of CP = 720

99. CP = 100%, person sells it at 10% loss =90% CPFriends CP = 90%Friends SP = 120% of 90%

(20% profit = 120% of CP)Hence SP = 108%if 108% = 54,000100% = 50,000

100. A = P + S.I.

A = 20,000 + 20,000 9 10

2 100

A = 29,000Shortcut : P = 100%, Rate of simple inter-

est for 142 years

14 10% 45%2

A = 145%if 100% = 20,000

145% = 29,000

101. C.I. 2129000 1 1

100

2 2

2

112 1009000100

9000 212 12 2289.6100 100

102. Hint: Product of two numbers = LCM x HCF

3174 6X X (HCF = X, LCM = 6x)

X2 = 3174 529

6 X = 23

103. 25 502

M S M S --- (1)

M : S = 7 : 3 M = 7 parts, S = 3 parts

Formula

. .100PNRS I

Formula

. 1 1100

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SBI CLERK M.T. EXPLANATION - 03

: 3 :

M + S = 10 parts ---- (2)from (1) & (2) equationsM+S = 10 parts = 50Man = 7 parts = 35Son = 3 parts = 15Ratio after ‘8’ years = (M+8) : (S+8)= 43 : 23

104. Pen cost = X, pencil cost = Y4x + 6y = 138

10X + 15Y = 5 4 62

X Y

5 1382

= 345

105. Time taken by truck = 420 6 hr70

Speed of Bike = 420 36 384 64 kmph

6 6

ShortCut: Bike travels 36 km less thantruck in 6 hrs i.e. Bike’s speed is 6 kmphless than truck speed = 70-6 = 64 kmph

106. Onward journey sped (Down stream)

= (M+S) = tanDis ce

Time 12 60 kmph

12/60

Return journey speed (up stream)

= (M-S) = 12 40 kmph

18 /60

Stream Speed ‘S’

= 60 40 10 kmph

2 2M S M S

107.tan 150 m 15 mps

10 secDis ceSpeed

Time

Hint: When a train passes platform, dis-tance covered is equal to length of train +platform length.

108.2 55 2

BA B A

79

B C

A + B + C = 77,000

5 7 77,0002 9B BB

45 18 14 77,00018

B B B

77 77,000 18,00018

B B

109. Average score after 16th innings = xAverage score after 17th innings = x+3

85 17 3x x = 85 - 51 = 34x + 3 = 34 + 3 = 37

110.560 12 12 18 2687 18 270530

approximate value to 2705 is 2652

111.1 1 2 1 18 16 16 16

Let us take one hour work, work done in

one hour is 1

16 th part of total work.

Tank will be filled in 16 hours.112. Wages are to be distributed only on work

ratio

Work Ratio = 1 1: 3 : 2

10 15

A’s share = 3 75 455

113.9986 64 444173

Approximate = 10000 64 444170

= 3764 + 444 = 4208Approximate value of 4208 is 4140

114. 2(14+20) = 4(a)a = 17Area of square = a2 = 172 = 289 cm2

115. x2+(44)3 = 94788x2 = 94788 - 85184x2 = 9604x = 98

116. 100% = 3600

13% = ?After Cross Multiplication

0360 13 46.8100

117. 100% = 1,70,00025% = ?After Cross Multiplication

1,70,000 25? 42,500100

118. (House rent + travel) : (food + petrol)= (13 + 12) : (25 + 10)= 25 : 35= 5 : 7

119. 15% = 60,0005% = ?(Clothes = 10%, Savings = 5%)5% = 20,000

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SBI CLERK M.T. EXPLANATION - 03

: 4 :

120. 50% of miscellaneous is = 1 10% 5%2

Central angle100% = 3600

5% = ? = 180

REASONING121.

122. Meaning - SIFT, FIST and FITS

123.

C-E, C - H and N - O124. 15W 12T 8R 2 B6 = 15-12+8 2 x 6

= 15-12+4x6 = 15-12+24 = 27

125. 8 9 1 2 3 6 5 4After rearrangement3 6 5 4 8 9 1 2So. 1 is second from right end.

126.

So, that boy is Sunita’s brother

127. B A S K E T and A R M5 % 3 # 4 2 %@ 9

So, T E R M 2 4 @ 9

128. All are natural expect Dam, Dam is con-structed

129.

130. S E Q U E N I A L

SEAL, SALE, ELSE, LASE131,

132. R > P (only)S>Q So Q > S R > P Q is answer

133. Second highest number is 746Third highest number is 519

746519 1462

134. 915 823 647 594 738Smallest number = 594 and 2nd digit = 9

135. 951 832 674 549 783Second largest number = 832and their first digit = 8

136. Second highest number = 7467-4 = 3

137. 5 1 9 3 2 8 7 4 6 4 9 5 8 3 7+1 -1 +1 -1 +1 -1 +1 -1 +1 -1----------- ----------- ----------- ----------- -----------6 1 8 4 2 7 8 4 5 5 9 4 9 3 6

Second smallest number = 594 and 9+4=13

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SBI CLERK M.T. EXPLANATION - 03

: 5 :

138.

ConclusionI. II. III. IV. Only I and IV follow

139.

ConclusionI. II. III. IV.

140.

ConclusionI. II. III. IV.

146.

150 - 155.Person A BProfession Accountant AccountantGame Swimming & Bad Swimming

& Tennis

C D

LECTURER CLERK

FOOTBALL & CRICKET SWIMMING & CARROM

151. (b) R * T R > T, T M T > MM% K M < KK @ V K < V So R > M < K > VConclusionsI) V M V > M (True)II) V T V > T (F)III) M % R M < R (True)IV) K R K > R (F)Here F = falseT - TrueOnly I & III are true

152. (e) H J H > J; J # N J = N; N @ R N < R, R W R > WS o H > J = n < R > WConclusion :I ) W % N W < N (F)II) W % H W < H (F)III) R # J R = J (T)IV R J R > J (T) }Complimentry

Ans : Only either III or IV is true153. (a) B @ D B < D ; D F D > F; F % M

F < MM * N M > NS o, B < D > F < M > NConclusions :I) B % F B < F (F)II ) M D M > D (F)III) N % F N < F (F)

154. (C) F # Z F = Z; Z @ H Z < H; H % N H < NN B N > BSo F = Z < H < N > BConclusions :I) F @ H F < H (T)II) N % Z N > Z (T)III) B % H B < H (F)IV) B % Z B < Z (F)Only I and II are true

155. (d) M < K ; K* W K > W; W V W > V;V @ N V < NS o M < K > W > V < NConclusion:I) N * K N > K (F)II) M % W M < W (F)III) K V K > V (T)IV) V % M V < M (F)So, only III is true

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SBI CLERK M.T. EXPLANATION - 03

: 6 :

SBI MODEL TEST KEY - 31.1 2.5 3.1 4.3 5.1 6.5 7.3 8.2 9.3 10.5 11.1 12.4 13.3 14.5 15.116.4 17.1 18.3 19.4 20.1 21.2 22.4 23.2 24.3 25.1 26.1 27.3 28.1 29.4 30.131.2 32.4 33.3 34.2 35.4 36.1 37.2 38.2 39.3 40.3 41.2 42.3 43.1 44.4 45.346.5 47.3 48.1 49.2 50.1 51.5 52.4 53.5 54.3 55.3 56.3 57.5 58.5 59.3 60.261.4 62.3 63.2 64.5 65.1 66.2 67.4 68.3 69.1 70.5 71.2 72.1 73.3 74.5 75.176.4 77.2 78.2 79.4 80.3 81.1 82.3 83.1 84.4 85.5 86.5 87.4 88.2 89.2 90.391.1 92.1 93.4 94.2 95.3 96.1 97.1 98.3 99.3 100.3 101.2 102.2 103.3 104.4 105.2106.1 107.4 108.2 109.1 110.4 111.3 112.3 113.3 114.5 115.1 116.2 117.1 118.3 119.2 120.3121.1 122.4 123.4 124.3 125.3 126.5 127.4 128.3 129.2 130.5 131.4 132.3 133.3 134.1 135.1136.2 137.4 138.4 139.3 140.1 141.4 142.3 143.2 144.2 145.2 146.1 147.3 148.3 149.2 150.1151.2 152.5 153.1 154.3 155.4 156.2 157.5 158.3 159.3 160.4 161.1 162.3 163.5 164.3 165.4166.5 167.1 168.4 169.2 170.2 171.4 172.2 173.2 174.1 175.4 176.3 177.2 178.4 179.4 180.4181.4 182.4 183.3 184.1 185.1 186.2 187.3 188.4 189.2 190.3 191.3 192.5 193.3 194.3 195.1196.4 197.1 198.4 199.1 200.4

MARKETING & COMPUTERS163. The following elements are marketing mix

1. Product 2. Price 3. Place4. Promotion

165. Marketing Segmentation : This can be in-creased sales. The large homogeneousmarket into clearly indentifiable segmentshaving similar needs, wants or demandcharacteristics.

167. Sine qua non : refers to an indispensableand essential action. effective communi-cation is necessary for successful market-ing.

168. Tangiable item means physically existingthat means which can be touched and felt.Intangible item means which cannot beseen like services. So product is either inany form.

169. price skimming is pricing strategy inwhich a marketer sets a relatively highprice for a product or service at first. thenlowers the price over hint.

172. In this scenario marketing agents commu-

nicate with the customers through phonecalls.

176. Brand loyalty is a result of consumerbehaviour and is affected by a persons pref-erences.

181. Except Arithmetic Logic unit remainingperipheral devices

184. COBOL is used for business prupose. FOR-TRAN is used for scientific purpose. BASIClanguage used for beginners purpose.

186. RAM - Random Access Memory; ROM Readonly memory. RAM is temparory storage,ROM is perminent storage.

187. Lowel level language is the maching lan-guage which can be differ from other ma-chine. This language run in one machinecannot be run in another machine.

188. First generation - Vaccum tubesSecond generation - TransistorsThird generation - Large scale IntegratedcircuitFourth generation - Very large scale Inte-gration Circuits.

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