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C O N T E N T S
CONTENTS III
DEFINITION OF MANTRA V
OUR MANTRA VII
OUR MANTRA CONTINUED IX
BY YOUR SIDE XI
DEBT & PROTECTION ADVISORY XIII
PROPERTY FINANCE XV
FINANCE FOR TRADING BUSINESS XVII
MANTRA DENTAL FINANCE XIX
MORTGAGES & PRIVATE CLIENTS / PROTECTION XXI
MANTRA CAPITAL CORE VALUES XXIII
ETHICAL & PROFESSIONAL CONDUCT XXV
COMPLETE TRANSPARENCY XXVII
PROFESSIONAL PRESENTATION TO LENDING PARTNERS XXIX
ACTIVE SUPPORT XXXI
OUR PEOPLE XXXIII
Mantra Capital is a broker and not a lender. Mantra Capital is a trading style of Mantra
Consultancy & Capital Ltd and is authorised and regulated by the Financial Conduct Authority.
M A N T R A - noun [C] /ˈmæn.trə/
“A word or phrase that is often repeated and expresses a particular
strong belief”
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O U R M A N T R A
Mantra Capital is a boutique Commercial Finance brokerage firm with
offices in London and Birmingham. Led by ex-senior Bankers who
understand the inner mechanisms of Commercial Banking.
Mantra Capital have direct experience of lending into a multitude
of different sectors.
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Our team has expertise spanning both the Residential and
Commercial sectors, with an obsessive drive to provide a unique,
entrepreneur centric level of service to our clients.
With several decades of industry experience we can meet your
finance and insurance requirements.
We are honoured to have a personal relationship with every
lender who will lend in the UK, with many of these relationships
at senior management, decision maker level, leading to efficient
solutions in record time. We are Bankers working for you - on
your side of the table.
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B Y Y O U R S I D E
We take immense pride in standing alongside our entrepreneurs, assisting you
in raising various forms of finance as your personal in-house Bankers.
We protect your time and take the stress away, handling the end to end
process as a partner to your business. We’re not like any other brokerage you
may have come across, we insist on being part of your family.
“Time is the scarcest commodity. No matter who you are, you
have 24 hours a day, and when you give time up you’re giving up
something important”
WARREN BUFFETT“
“
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D E B T & P R O T E C T I O N A D V I S O R Y W I T H
A F A M I L Y O F F I C E F E E L
Property Finance including Buy to Lets, Residential/Commercial
Investments and Development
Finance for Trading Business
Mantra Dental Finance
Mortgages & Private Clients
Personal & Corporate Protection
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P R O P E R T Y F I N A N C E
Property Investment
Property Finance for Residential & Commercial Investment properties – onshore & offshore
– whatever the value
Professional Buy to Let investors via SPV companies
High Value / Low Yield property
Finance for incorporating portfolios from personal name into limited companies
Development Finance
Full development appraisal structured by in-house analysts
Professional Buy to Let investors via SPV companies
Speculative & opportunistic land purchasing – with and without planning
Stretched Senior Finance
Mezzanine Finance
Commercial Development Finance
Bridging Finance – access to private funds with certainty of development
HMO funding
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F I N A N C E F O R T R A D I N G B U S I N E S S
Commercial Mortgages for owner occupied
Cash flow/leverage finance structuring capabilities
Asset backed lending
Growth capital/roll out finance arranged
Multi sector capabilities – including Healthcare, Retail, Financial Services,
Education, Leisure and Manufacturing
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M A N T R A D E N T A L F I N A N C E
Specialist Dental Finance team with direct Healthcare Banking experience
Structured in excess of £30m of debt in this sector since inception
A Finance Team that is independent of dental sales agencies – our priority is making sure
you get the best finance package not just going with the path to least resistance
We work for you with no ambiguity
Intimate knowledge of the dental sector, working with NHS, Private and Mixed practices
across the UK
Finance for associates purchasing their 1st practice to groups looking to expand their
portfolios
Competitive rates and structures due to our specialist lending relationships
Personal relationships with all specialist lenders as well as many solicitors and accountants
who are experts in this sector
Range of protection options, including specialist Income Protection, Shareholder Protection,
Critical Illness & Life Cover
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M O R T G A G E S & P R I V A T E C L I E N T S
National presence
Whole of market Residential Mortgages & Buy to Lets
High Value Transactions (£1m+)
Funding arranged for schemes of all sizes
P R O T E C T I O N
Whole of market life cover
Income Protection
Critical Illness
Family Cover
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M A N T R A C A P I T A L C O R E V A L U E S
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E T H I C A L & P R O F E S S I O N A L C O N D U C T
We place the interests of the entrepreneur at the heart of everything we do
and always act in their best interests. We believe in longevity, relationship
creation and business retention and we wish to be part of your family
business long term.
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C O M P L E T E T R A N S P A R E N C Y
We are available around the clock and will keep you informed of the status
of your loan enquiry throughout the process. We realise that during this
process communication is key, and a clearly defined road map will be
constructed to manage expectations and to ensure that you are fully up to
date with the progress.
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P R O F E S S I O N A L P R E S E N T A T I O N T O
L E N D I N G P A R T N E R S
A Mantra Capital USP is the skill and knowledge to present cases in the
exact format that Banks like to see. Our team of in-house Bankers are
trained and qualified in Commercial Banking and know the intricacies
associated with presenting lending proposals to our funding partners.
We know what the Banks want to see, and we are able to put together a
full sighting paper that can be submitted straight to credit underwriting,
taking weeks off the normal process. We invest the time in pulling
together the information and understanding it, so we can field any Banker
questions on your behalf.
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A C T I V E S U P P O R T
As well as communication and professional presentation, we will also
complete all of the associated paperwork and subsequent application forms
that may be relevant as we go through the finance process. We attend Bank
meetings representing our entrepreneurs and their businesses, we meet
Valuers on site to show them around properties, we liaise with Solicitors to
facilitate a smooth drawdown. It is all part of the Mantra Capital experience.
It is our Mantra.
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O U R P E O P L E
The Mantra Capital Team are regarded as some of the most
experienced and well networked Commercial Lenders in the UK
market. Led by Joint Managing Directors Nimesh Sanghrajka and
Nick Neophytou, the team have developed a reputation of successful
delivery whatever the sector, project size or sophistication.
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Mantra Capital 3rd Floor 58 Borough High Street London SE1 1XF
tel: +44 (0) 20 3867 9643 email: [email protected] web: www.mantracapital.com