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Last modified May 16 2015 Insurance 371 Comments
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri JeevanJyoti Bima Yojana and Atal Pension Yojna
ldquoA large proportion of Indiarsquos population is without insurance of any kind health accidental or lifeWorryingly as our young population ages it is also going to be pension-less Encouraged by the success ofthe Pradhan Mantri Jan Dhan Yojana (PMJDY) I propose to work towards creating a universal socialsecurity system for all Indians that will ensure that no Indian citizen will have to worry about illnessaccidents or penury in old agerdquo said Finance Minister Arun Jaitley in his budget speech on 1 Mar2015 Schemes were launched by Prime minister on 9 May 2015
The official website of the scheme is wwwjansurakshagovin National Toll-Free ndash 1800-180-1111
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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1800-110-001 and StateWise Toll free number are listed in this document Statewise Toll-Free (pdf)
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspx
Government announced insurance schemes Pradhan Mantri Suraksha Bima Yojana (for Accidental Deathand Disability) Pradhan Mantri Jeevan Jyoti Bima Yojana (for life insurance) and Atal Pension Yojna (forpension) This article gives the highlights of these schemes These schemes would be come in effect from 1June 2015
The government plans to use technology to the extent possible to reach out to the beneficiaries therebyplugging leakages in the system The JAM (Jan Dhan Yojana Aadhaar and mobile) number trinity willallow government to transfer benefits in a leakage-proof well-targeted and cashless manner
Pradhan Mantri Suraksha Bima Yojana
Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby ndash Scheme 1 ndash for Accidental DeathInsurance) are
Eligibility Available to people in age group 18 to 70 years with bank accountPremium Rs 12 per annumPayment Mode The premium will be directly auto-debited by the bank from the subscribers accountThis is the only mode availableRisk Coverage For accidental death and full disability ndash Rs 2 Lakh and for partial disability ndashRs 1 LakhEligibility Any person having a bank account and Aadhaar number linked to the bank account can
give a simple form to the bank every year before 1st of June in order to join the scheme Name ofnominee to be given in the formTerms of Risk Coverage A person has to opt for the scheme every year He can also prefer to give along-term option of continuing in which case his account will be auto-debited every year by the bankWho will implement this Scheme The scheme will be offered by all Public Sector General InsuranceCompanies and all other insurers who are willing to join the scheme and tie-up with banks for thispurposeThe premium paid will be tax-free under section 80C and also the proceeds amount will gettax-exemption us 10(10D)But if the proceeds from insurance policy exceed Rs1 lakh TDS at therate of 2 from the total proceeds if no Form 15G or Form 15H is submitted to the insurer
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Suraksha Bima Yojn
Pradhan Mantri Jeevan Jyoti Bima Yojana
Highlights of The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY ndash SCHEME 2 ndash FOR LIFEINSURANCE COVER)
Eligibility Available to people in the age group of 18 to 50 and having a bank account Peoplewho join the scheme before completing 50 years can however continue to have the risk of life coverup to the age of 55 years subject to payment of premiumPremium Rs 330 per annum It will be auto-debited in one instalmentPayment Mode The payment of premium will be directly auto-debited by the bank from thesubscribers accountRisk Coverage Rs 2 Lakh in case of death for any reasonTerms of Risk Coverage A person has to opt for the scheme every year He can also prefer to give along-term option of continuing in which case his account will be auto-debited every year by the bankWho will implement this Scheme The scheme will be offered by Life Insurance Corporation and all
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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other life insurers who are willing to join the scheme and tie-up with banks for this purpose
Pradhan mantri Jeevan Jyoti Yojna
Comparison between Jeevan Jyoti Bima Yojana (PMJJBY) vsSuraksha Bima Yojana (PMSBY)
FeaturesPradhan Mantri Suraksha BimaYojana (PMSBY)
Pradhan Mantri Jeevan Jyoti BimaYojana (PMJJBY)
Eligibility 18-70 years 18-50 years
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Number of Policy One Policy Per Person One Policy Per Person
When to Join the Scheme Any time Any time
Sum Assured (Fixed) Rs 2 lakhs Rs 2 lakhs
Premium Rs 12 per annum Rs 330 per annum
Cover stops at age At the age of 70 years At the age of 55 years
Maturity Benefit Nil Nil
Death Benefit (Natural Death) Nil Rs 2 lakhs
Death Benefit (Accidental Death) Rs 2 lakhs Rs 2 lakhs
Disability of both eyes bothhands both legs or one eye andone limb
Rs 2 lakhs Nil
Disability of one eye or one limb Rs 1 lakh Nil
Maximum Insurance cover Rs 2 lakhs Rs2 lakhs
Risk Period 1st June to 31st May every year 1st June to 31st May every year
Mode of PaymentPremium will be auto debited fromaccount in the month of May everyyear
Premium will be auto debited fromaccount in the month of May everyyear
List of Banks which are offering Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)amp Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Those who have bank account with banks like ICICI Bank HDFC Bank have got SMS
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annualpremium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobile numberPremium amount will be debited from Your HDFC Bank Savings Account For T amp C amp other detailsclick here
Atal Pension Yojna (APY)
The scheme will be launched on June 1 2015 and focus is on the unorganised sector A pension providespeople with a monthly income when they are no longer earning A Subscriber receives pension based onaccumulated contribution out of his current incomeUnder the Atal Pension Yojna Scheme (APY) thesubscribers under the age of 40 would receive the fixed monthly pension of Rs 1000 to Rs 5000 at the ageof 60 years depending on their contributionsTo make the the pension scheme more attractive government would co-contribute 50 per cent of asubscriberrsquos contribution or Rs 1000 per annum whichever is lower to each eligible subscriberaccount for a period of of 5 years from 2015-16 to 2019-20 The benefit of governmentrsquos co-contributioncan be availed by those who subscribe to the scheme before December 31 2015 We have covered the scheme in detail in our article Atal Pension YojnaOfficial Details of Atal Pension Yojnaincluding form are now available athttpfinancialservicesgovinAPYasp
Eligibility for APY Atal Pension Yojana (APY) is open to all bank account holders who are not members ofany statutory social security scheme
Age of joining and contribution period The minimum age of joining APY is 18 years and maximum age is40 years One needs to contribute till one attains 60 years of age
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
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19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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31 of 75 170515 1112 AM
Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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34 of 75 170515 1112 AM
Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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1800-110-001 and StateWise Toll free number are listed in this document Statewise Toll-Free (pdf)
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspx
Government announced insurance schemes Pradhan Mantri Suraksha Bima Yojana (for Accidental Deathand Disability) Pradhan Mantri Jeevan Jyoti Bima Yojana (for life insurance) and Atal Pension Yojna (forpension) This article gives the highlights of these schemes These schemes would be come in effect from 1June 2015
The government plans to use technology to the extent possible to reach out to the beneficiaries therebyplugging leakages in the system The JAM (Jan Dhan Yojana Aadhaar and mobile) number trinity willallow government to transfer benefits in a leakage-proof well-targeted and cashless manner
Pradhan Mantri Suraksha Bima Yojana
Highlights of the Pradhan Mantri Suraksha Bima Yojana (Pmsby ndash Scheme 1 ndash for Accidental DeathInsurance) are
Eligibility Available to people in age group 18 to 70 years with bank accountPremium Rs 12 per annumPayment Mode The premium will be directly auto-debited by the bank from the subscribers accountThis is the only mode availableRisk Coverage For accidental death and full disability ndash Rs 2 Lakh and for partial disability ndashRs 1 LakhEligibility Any person having a bank account and Aadhaar number linked to the bank account can
give a simple form to the bank every year before 1st of June in order to join the scheme Name ofnominee to be given in the formTerms of Risk Coverage A person has to opt for the scheme every year He can also prefer to give along-term option of continuing in which case his account will be auto-debited every year by the bankWho will implement this Scheme The scheme will be offered by all Public Sector General InsuranceCompanies and all other insurers who are willing to join the scheme and tie-up with banks for thispurposeThe premium paid will be tax-free under section 80C and also the proceeds amount will gettax-exemption us 10(10D)But if the proceeds from insurance policy exceed Rs1 lakh TDS at therate of 2 from the total proceeds if no Form 15G or Form 15H is submitted to the insurer
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Suraksha Bima Yojn
Pradhan Mantri Jeevan Jyoti Bima Yojana
Highlights of The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY ndash SCHEME 2 ndash FOR LIFEINSURANCE COVER)
Eligibility Available to people in the age group of 18 to 50 and having a bank account Peoplewho join the scheme before completing 50 years can however continue to have the risk of life coverup to the age of 55 years subject to payment of premiumPremium Rs 330 per annum It will be auto-debited in one instalmentPayment Mode The payment of premium will be directly auto-debited by the bank from thesubscribers accountRisk Coverage Rs 2 Lakh in case of death for any reasonTerms of Risk Coverage A person has to opt for the scheme every year He can also prefer to give along-term option of continuing in which case his account will be auto-debited every year by the bankWho will implement this Scheme The scheme will be offered by Life Insurance Corporation and all
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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other life insurers who are willing to join the scheme and tie-up with banks for this purpose
Pradhan mantri Jeevan Jyoti Yojna
Comparison between Jeevan Jyoti Bima Yojana (PMJJBY) vsSuraksha Bima Yojana (PMSBY)
FeaturesPradhan Mantri Suraksha BimaYojana (PMSBY)
Pradhan Mantri Jeevan Jyoti BimaYojana (PMJJBY)
Eligibility 18-70 years 18-50 years
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Number of Policy One Policy Per Person One Policy Per Person
When to Join the Scheme Any time Any time
Sum Assured (Fixed) Rs 2 lakhs Rs 2 lakhs
Premium Rs 12 per annum Rs 330 per annum
Cover stops at age At the age of 70 years At the age of 55 years
Maturity Benefit Nil Nil
Death Benefit (Natural Death) Nil Rs 2 lakhs
Death Benefit (Accidental Death) Rs 2 lakhs Rs 2 lakhs
Disability of both eyes bothhands both legs or one eye andone limb
Rs 2 lakhs Nil
Disability of one eye or one limb Rs 1 lakh Nil
Maximum Insurance cover Rs 2 lakhs Rs2 lakhs
Risk Period 1st June to 31st May every year 1st June to 31st May every year
Mode of PaymentPremium will be auto debited fromaccount in the month of May everyyear
Premium will be auto debited fromaccount in the month of May everyyear
List of Banks which are offering Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)amp Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Those who have bank account with banks like ICICI Bank HDFC Bank have got SMS
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annualpremium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobile numberPremium amount will be debited from Your HDFC Bank Savings Account For T amp C amp other detailsclick here
Atal Pension Yojna (APY)
The scheme will be launched on June 1 2015 and focus is on the unorganised sector A pension providespeople with a monthly income when they are no longer earning A Subscriber receives pension based onaccumulated contribution out of his current incomeUnder the Atal Pension Yojna Scheme (APY) thesubscribers under the age of 40 would receive the fixed monthly pension of Rs 1000 to Rs 5000 at the ageof 60 years depending on their contributionsTo make the the pension scheme more attractive government would co-contribute 50 per cent of asubscriberrsquos contribution or Rs 1000 per annum whichever is lower to each eligible subscriberaccount for a period of of 5 years from 2015-16 to 2019-20 The benefit of governmentrsquos co-contributioncan be availed by those who subscribe to the scheme before December 31 2015 We have covered the scheme in detail in our article Atal Pension YojnaOfficial Details of Atal Pension Yojnaincluding form are now available athttpfinancialservicesgovinAPYasp
Eligibility for APY Atal Pension Yojana (APY) is open to all bank account holders who are not members ofany statutory social security scheme
Age of joining and contribution period The minimum age of joining APY is 18 years and maximum age is40 years One needs to contribute till one attains 60 years of age
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
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InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
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23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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34 of 75 170515 1112 AM
Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
38 of 75 170515 1112 AM
May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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Pradhan Mantri Suraksha Bima Yojn
Pradhan Mantri Jeevan Jyoti Bima Yojana
Highlights of The Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY ndash SCHEME 2 ndash FOR LIFEINSURANCE COVER)
Eligibility Available to people in the age group of 18 to 50 and having a bank account Peoplewho join the scheme before completing 50 years can however continue to have the risk of life coverup to the age of 55 years subject to payment of premiumPremium Rs 330 per annum It will be auto-debited in one instalmentPayment Mode The payment of premium will be directly auto-debited by the bank from thesubscribers accountRisk Coverage Rs 2 Lakh in case of death for any reasonTerms of Risk Coverage A person has to opt for the scheme every year He can also prefer to give along-term option of continuing in which case his account will be auto-debited every year by the bankWho will implement this Scheme The scheme will be offered by Life Insurance Corporation and all
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
3 of 75 170515 1112 AM
other life insurers who are willing to join the scheme and tie-up with banks for this purpose
Pradhan mantri Jeevan Jyoti Yojna
Comparison between Jeevan Jyoti Bima Yojana (PMJJBY) vsSuraksha Bima Yojana (PMSBY)
FeaturesPradhan Mantri Suraksha BimaYojana (PMSBY)
Pradhan Mantri Jeevan Jyoti BimaYojana (PMJJBY)
Eligibility 18-70 years 18-50 years
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Number of Policy One Policy Per Person One Policy Per Person
When to Join the Scheme Any time Any time
Sum Assured (Fixed) Rs 2 lakhs Rs 2 lakhs
Premium Rs 12 per annum Rs 330 per annum
Cover stops at age At the age of 70 years At the age of 55 years
Maturity Benefit Nil Nil
Death Benefit (Natural Death) Nil Rs 2 lakhs
Death Benefit (Accidental Death) Rs 2 lakhs Rs 2 lakhs
Disability of both eyes bothhands both legs or one eye andone limb
Rs 2 lakhs Nil
Disability of one eye or one limb Rs 1 lakh Nil
Maximum Insurance cover Rs 2 lakhs Rs2 lakhs
Risk Period 1st June to 31st May every year 1st June to 31st May every year
Mode of PaymentPremium will be auto debited fromaccount in the month of May everyyear
Premium will be auto debited fromaccount in the month of May everyyear
List of Banks which are offering Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)amp Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Those who have bank account with banks like ICICI Bank HDFC Bank have got SMS
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annualpremium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobile numberPremium amount will be debited from Your HDFC Bank Savings Account For T amp C amp other detailsclick here
Atal Pension Yojna (APY)
The scheme will be launched on June 1 2015 and focus is on the unorganised sector A pension providespeople with a monthly income when they are no longer earning A Subscriber receives pension based onaccumulated contribution out of his current incomeUnder the Atal Pension Yojna Scheme (APY) thesubscribers under the age of 40 would receive the fixed monthly pension of Rs 1000 to Rs 5000 at the ageof 60 years depending on their contributionsTo make the the pension scheme more attractive government would co-contribute 50 per cent of asubscriberrsquos contribution or Rs 1000 per annum whichever is lower to each eligible subscriberaccount for a period of of 5 years from 2015-16 to 2019-20 The benefit of governmentrsquos co-contributioncan be availed by those who subscribe to the scheme before December 31 2015 We have covered the scheme in detail in our article Atal Pension YojnaOfficial Details of Atal Pension Yojnaincluding form are now available athttpfinancialservicesgovinAPYasp
Eligibility for APY Atal Pension Yojana (APY) is open to all bank account holders who are not members ofany statutory social security scheme
Age of joining and contribution period The minimum age of joining APY is 18 years and maximum age is40 years One needs to contribute till one attains 60 years of age
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Tweet 20 12 264LikeLike
InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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other life insurers who are willing to join the scheme and tie-up with banks for this purpose
Pradhan mantri Jeevan Jyoti Yojna
Comparison between Jeevan Jyoti Bima Yojana (PMJJBY) vsSuraksha Bima Yojana (PMSBY)
FeaturesPradhan Mantri Suraksha BimaYojana (PMSBY)
Pradhan Mantri Jeevan Jyoti BimaYojana (PMJJBY)
Eligibility 18-70 years 18-50 years
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Number of Policy One Policy Per Person One Policy Per Person
When to Join the Scheme Any time Any time
Sum Assured (Fixed) Rs 2 lakhs Rs 2 lakhs
Premium Rs 12 per annum Rs 330 per annum
Cover stops at age At the age of 70 years At the age of 55 years
Maturity Benefit Nil Nil
Death Benefit (Natural Death) Nil Rs 2 lakhs
Death Benefit (Accidental Death) Rs 2 lakhs Rs 2 lakhs
Disability of both eyes bothhands both legs or one eye andone limb
Rs 2 lakhs Nil
Disability of one eye or one limb Rs 1 lakh Nil
Maximum Insurance cover Rs 2 lakhs Rs2 lakhs
Risk Period 1st June to 31st May every year 1st June to 31st May every year
Mode of PaymentPremium will be auto debited fromaccount in the month of May everyyear
Premium will be auto debited fromaccount in the month of May everyyear
List of Banks which are offering Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)amp Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Those who have bank account with banks like ICICI Bank HDFC Bank have got SMS
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annualpremium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobile numberPremium amount will be debited from Your HDFC Bank Savings Account For T amp C amp other detailsclick here
Atal Pension Yojna (APY)
The scheme will be launched on June 1 2015 and focus is on the unorganised sector A pension providespeople with a monthly income when they are no longer earning A Subscriber receives pension based onaccumulated contribution out of his current incomeUnder the Atal Pension Yojna Scheme (APY) thesubscribers under the age of 40 would receive the fixed monthly pension of Rs 1000 to Rs 5000 at the ageof 60 years depending on their contributionsTo make the the pension scheme more attractive government would co-contribute 50 per cent of asubscriberrsquos contribution or Rs 1000 per annum whichever is lower to each eligible subscriberaccount for a period of of 5 years from 2015-16 to 2019-20 The benefit of governmentrsquos co-contributioncan be availed by those who subscribe to the scheme before December 31 2015 We have covered the scheme in detail in our article Atal Pension YojnaOfficial Details of Atal Pension Yojnaincluding form are now available athttpfinancialservicesgovinAPYasp
Eligibility for APY Atal Pension Yojana (APY) is open to all bank account holders who are not members ofany statutory social security scheme
Age of joining and contribution period The minimum age of joining APY is 18 years and maximum age is40 years One needs to contribute till one attains 60 years of age
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
8 of 75 170515 1112 AM
Tweet 20 12 264LikeLike
InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
Aviva i-Life Term PlanGet Avivas Online Insurance Plan Really QuickEasyamp AffordableBuy
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
44 of 75 170515 1112 AM
May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Number of Policy One Policy Per Person One Policy Per Person
When to Join the Scheme Any time Any time
Sum Assured (Fixed) Rs 2 lakhs Rs 2 lakhs
Premium Rs 12 per annum Rs 330 per annum
Cover stops at age At the age of 70 years At the age of 55 years
Maturity Benefit Nil Nil
Death Benefit (Natural Death) Nil Rs 2 lakhs
Death Benefit (Accidental Death) Rs 2 lakhs Rs 2 lakhs
Disability of both eyes bothhands both legs or one eye andone limb
Rs 2 lakhs Nil
Disability of one eye or one limb Rs 1 lakh Nil
Maximum Insurance cover Rs 2 lakhs Rs2 lakhs
Risk Period 1st June to 31st May every year 1st June to 31st May every year
Mode of PaymentPremium will be auto debited fromaccount in the month of May everyyear
Premium will be auto debited fromaccount in the month of May everyyear
List of Banks which are offering Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)amp Pradhan Mantri Suraksha Bima Yojana (PMSBY)
Those who have bank account with banks like ICICI Bank HDFC Bank have got SMS
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annualpremium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobile numberPremium amount will be debited from Your HDFC Bank Savings Account For T amp C amp other detailsclick here
Atal Pension Yojna (APY)
The scheme will be launched on June 1 2015 and focus is on the unorganised sector A pension providespeople with a monthly income when they are no longer earning A Subscriber receives pension based onaccumulated contribution out of his current incomeUnder the Atal Pension Yojna Scheme (APY) thesubscribers under the age of 40 would receive the fixed monthly pension of Rs 1000 to Rs 5000 at the ageof 60 years depending on their contributionsTo make the the pension scheme more attractive government would co-contribute 50 per cent of asubscriberrsquos contribution or Rs 1000 per annum whichever is lower to each eligible subscriberaccount for a period of of 5 years from 2015-16 to 2019-20 The benefit of governmentrsquos co-contributioncan be availed by those who subscribe to the scheme before December 31 2015 We have covered the scheme in detail in our article Atal Pension YojnaOfficial Details of Atal Pension Yojnaincluding form are now available athttpfinancialservicesgovinAPYasp
Eligibility for APY Atal Pension Yojana (APY) is open to all bank account holders who are not members ofany statutory social security scheme
Age of joining and contribution period The minimum age of joining APY is 18 years and maximum age is40 years One needs to contribute till one attains 60 years of age
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
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InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
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11 of 75 170515 1112 AM
Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
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12 of 75 170515 1112 AM
ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
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13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
14 of 75 170515 1112 AM
May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
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16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
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18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
26 of 75 170515 1112 AM
May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
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28 of 75 170515 1112 AM
pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
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156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
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Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
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Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
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Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
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159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
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Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
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siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
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Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
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Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
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sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
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rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
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Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
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Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
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181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
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Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
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RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
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sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
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sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
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sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
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Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
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194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
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Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
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Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
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196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
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200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
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sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Enrolment agencies All Points of Presence (Service Providers) and Aggregators under SwavalambanScheme would enrol subscribers through setup of National Pension System
The Table of contribution levels fixed monthly pension to subscribers and his spouse and return of corpus tonominees of subscribers and the contribution period is given below
if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
If he joins at the age of 18 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs 210if he joins at the age of 40 years to get a fixed monthly pension of Rs 1000 per month the subscriberhas to contribute on monthly basis Rs 291 and for Rs 5000 pension he has to contribute Rs 1454
Age ofJoining
Years ofContribution
IndicativeMonthlyContributionfor MonthlyPension ofRs 1000and Corpusof Rs 17Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs2000andCorpus of Rs 34Lakh(in Rs)
IndicativeMonthlyContributionfor MonthlyPension of Rs3000 and andCorpus ofRs 51 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs4000 andCorpus ofRs 68 Lakh(inRs)
IndicativeMonthlyContributionfor MonthlyPension of Rs5000 andCorpus of Rs 85Lakh(in Rs)
18 42 42 84 126 168 21020 40 50 100 150 198 248
25 35 76 151 226 301 37630 30 116 231 347 462 577
35 25 181 362 543 722 90240 20 291 582 873 1164 1454
Atal Pension Yojana (APY) and Swavalamban Yojana NPS Lite
Atal Pension Yojana (APY) will replace the previous governmentrsquos Swavalamban Yojana NPS Lite whichdid not find much acceptance among people The existing subscribers of Swavalamban Scheme would beautomatically migrated to APY unless they opt out It is Government of India Scheme which is administeredby the Pension Fund Regulatory and Development Authority The Institutional Architecture of NPS would beutilised to enrol subscribers under APYOur article National Pension Scheme covers NPS in detail including details of Swavalamban Yojana NPSLite Quoting from it Swavalamban scheme or the NPS Lite is the extension of the variant available to the governmentemployees The government contributes Rs 1000 per year to the pension account in NPS Lite makingpension possible for the economically-disadvantaged Under the scheme Govt will contribute Rs1000 peryear to each NPS account opened in the year 2010-11 and for the next three years that is 2011-12 2012-13and 2013-14 As a special case and in recognition of their faith in the NPS all NPS accounts opened in2009-10 will be entitled to the benefit of Government contribution if they fulfil the eligibility criteriaprescribed under these guidelines
How to open Atal Pension Yojna Account
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
Saving For Retirement Pension PlansNPSEPFPPFChecklist for buying Life Insurance PolicyDiscontinue Life Insurance Policy SurrenderPaid UpLoan
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InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
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17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
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18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
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One has to Contact Bank branches under core banking platform and fill in the Atal Pension Yojana subscriberregistration form in English (pdf) or Hindi(pdf)If one has a Bank Account
Submit the APY FormProvide Aadhaar No and Mobile NumberDeposit the initial contribution according to the type of pension opted
If one does not have a Bank Account
Provide KYC Documents and open a Bank account by providing KYC document and AadhaarSubmit a signed APY proposal form
Itrsquos Mandatory to provide
Savings Bank account details mobile number and authorization letter to the bank for the monthly autodebit option for remittance of contribution bullSpouseNominee details in APY form
Charges for not paying Monthly Contributions
In Atal Pension Yojna monthly contribution would automatically be deducted from Subscriberrsquos bankaccount Subscriber should ensure that the Bank account to be funded enough for auto debit of contributionamount If there is delay in contributions then Bank would levy penalty The fixed amount of interestpenaltywill remain as part of the pension corpus of the subscriber
Rs 1 per month for contribution upto Rs 100 per monthRs 2 per month for contribution upto Rs 101 to 500 per monthRs 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per month
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Exiting from Atal Pension Yojna
On attaining the age of 60 years The exit from APY is permitted at the age with 100 annuitisation ofpension wealth On exit pension would be available to the subscriber In case of death of subscriber pension would be available to the spouse and on the death of both ofthem (subscriber and spouse) the pension corpus would be returned to his nomineeExit Before the age of 60 Years Exit before 60 years of age is not permitted however it is permittedonly in exceptional circumstances ie in the event of the death of beneficiary or terminal disease
Official FAQ on Atal Pension Yojna in English HindiWe have covered the scheme in detail in our article Atal Pension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan Mantri Atal Pension Yojna
Forms are available in BanglaEnglish GujaratiHindiKannadaMarathiOdiaTamil and Telugu whichcan be downloaded fromwwwjansurakshagovinformsaspxRelated Articles
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Tweet 20 12 264LikeLike
InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
Aviva i-Life Term PlanGet Avivas Online Insurance Plan Really QuickEasyamp AffordableBuy
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
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16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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26 of 75 170515 1112 AM
May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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28 of 75 170515 1112 AM
pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
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212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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71 of 75 170515 1112 AM
Reply
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InvestingThink about LiquiditySafetyReturnsRiskTaxWhat is ULIP or Unit Linked Insurance Plan
These insurance schemes intentions are well but how they would be executed and how would be the response only time will tell What do you think of these insurance schemes How have you planned for yourretirement Do you have insurance and pension plan
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for an annual premium of Rs 12 To
subscribe SMS PMSBY Y to 5676712 from your registered mobile number Premium amount will be debited from Your HDFC Bank
Savings Account For T amp C amp other details click
budget FM Insurance Pension plan
371 Responses to Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension Yojna
Thakur Gopal S Dolia saysMay 16 2015 at 1101 PM
Question1Can take all 3 scheme
2is there also any quota for SC ST amp OBC
Reply
1
Amol Wadkar saysMay 16 2015 at 635 PM
Great Work PM keep on the good work We are with you Guys as suggested by Modiji plz get yourdriver and maid enroll for the scheme
Reply
dinesh das saysMay 16 2015 at 1157 PM
I have already enrolled all my 3 maid workers in all the three scheme
Reply
2
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
11 of 75 170515 1112 AM
Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
14 of 75 170515 1112 AM
May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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abrar husen saysMay 16 2015 at 532 PM
sirmere mind me ek yojna hai agarapko sahi lagehar garib kutumbh me ek sarkari servant hokisi parivar me sare hi sarvice pe hai to kahikoi nahi bus ek kutumbh ek noukarikheti me napiki bi hui to kisi kastkar ko Aatmhattya jaysa margnahi Apnana padegajobhi ladka sarvice par hoga usko payment ka 5 rakkam ma- bap ko denihogiisse 25 garibi kam ho jayengiaur hamare desh ka vikas hoga
Reply
3
Sayali Bhagat saysMay 16 2015 at 434 PM
Sir muze aapse ye puchna hai ki pradhanmantri surkhsha bima yojna me only accidential death par hi 2lakh milenga nominee ko agar natural death hui to premium ka amount nominee ko kuch nahi milengakya aur pradhanmantri jeevan jyoti bima yojna me agar natural death hui to nominee ko purapremium milenga aur agar accidentail death hui to bhi uske nominee ko pura premium milenga kya plsclrify my this issues
Reply
4
Bipul das saysMay 16 2015 at 232 PM
ldquopradhan mantri jeevan jyoti schemerdquo me kitna saal 330- varna parega
Reply
Bhaskar saysMay 16 2015 at 321 PM
Untill your death
Reply
5
BManickavasagam saysMay 16 2015 at 113 PM
Itrsquos a very good scheme for all Indians and it is very help full for poverty people Thanks Modi Gee
Reply
6
om Prakash singh saysMay 16 2015 at 1255 PM
Dear Sir
these schemes are too good for all and me
Reply
7
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
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16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
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17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
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19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
33 of 75 170515 1112 AM
Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
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sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
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Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
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212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
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218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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dhananjaya kar saysMay 16 2015 at 1243 PM
SirThank you for giving us such a oppertunity which helps us in our old age as well as to our familymembers thank you again
Reply
8
Nagu saysMay 16 2015 at 1207 PM
Great efforts by the Govt of India
at present i am 42 years old and this scheme is only for 18-40 yrs May i request on behalf of all Indianswho are more than 40 yrs to increase the age limit to take this scheme There would be no problem topay even extra monthly premium There are so many persons who would be benefited under thisscheme Kindly do the needful if possible in this scheme
Reply
9
Suresh Kumar Thakur saysMay 16 2015 at 1149 AM
Great efforts by the Govt of India Its a result of Prime Ministerrsquos vision I would like to take all thepolicies for safe and saved future of my family
I am working in NGO sector and have a provision of very small pension (may be 10002000- permonth) after the retirement Can i take this scheme
Another obstacle that is at present i am 42 years old and this scheme is only for 18-40 yrs May irequest on behalf of my other colleagues who are more than 40 yrs to increase the age limit to take thisscheme There would be no problem to pay even extra monthly premium There are so many personswho would be benefited under this scheme Kindly do the needful if possible in this scheme
Reply
10
sunil rajput saysMay 16 2015 at 1025 AM
Dear sir
this is great policy for indian poor people and narender modi is great prime minister in india
RegardsSunil Rajput
Reply
11
Ankush saysMay 15 2015 at 727 PM
12
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
11 of 75 170515 1112 AM
Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
12 of 75 170515 1112 AM
ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
13 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
14 of 75 170515 1112 AM
May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
53
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
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27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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31 of 75 170515 1112 AM
Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
44 of 75 170515 1112 AM
May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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Pradhan mantri ji ne bahut hi acha kadam uthaya haiI appreciate For complete details also check httpwwwpradhanmantriyojanain
Reply
chandra mohan pal saysMay 15 2015 at 353 PM
sir i proude of youki aaj tak ayesa P M baba hi nahi Jo it an a kuchh soche sab Ka sab lutne aye aur luta bhi sir tahe dil sesukriya dete hainanonamo
Reply
13
Neha saysMay 15 2015 at 117 PM
I am planning to avail the Atal Pension Yojna plan I got separated from my husband and lives with mysonIs that possible to nominate my son as Nominee without mentioning the spouse name
Reply
bemoneyaware saysMay 16 2015 at 513 AM
Yes MaamIf you look at the APY form then filling Nominee details are mandatory Spouse name isnrsquotBut if your nominee is minor then you do need to provide details of guardian
Reply
14
Vipuni Ruhmai saysMay 15 2015 at 947 AM
Sirwho are not covered by any Statutory Social Security Schemes and are not income tax payers What doyou mean by social statutory security Can one apply to both PMJJBY and PMSBY
Reply
15
Prabhat Sharma saysMay 15 2015 at 1256 AM
I have a doubt i am taken all new yojna with sukanya samrudhi yojna if after 5 years again Congressgovt come to the power then what happened they continue the yojna Or they stop all the yojna ifthey stop then what happened of our deposit amount in sukanya samrudhi yojna
Please clarify me
Reply
16
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
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24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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34 of 75 170515 1112 AM
Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
38 of 75 170515 1112 AM
May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
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ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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ashok saysMay 15 2015 at 106 PM
Forget you Money
Reply
Mayank saysMay 14 2015 at 1113 PM
Can a person have both Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti BimaYojana
Is there any issue in enrolling for both
Reply
Sharath Nair saysMay 15 2015 at 1232 PM
Yes these are two different schemes available You could still join both the schemes
Reply
17
BKr saysMay 14 2015 at 644 PM
Can an individual buy multiple accidental insurance policy say for example one from PMSBY rs 12and others from different service provider but not under social security system
In the event of death can the person claim for all policies ot it will be just one
Reply
dileep saysMay 14 2015 at 1043 PM
all policy because life is having unlimited value
Reply
Sharath Nair saysMay 15 2015 at 1234 PM
It is one person one policy Therefore you canrsquot have two PMJJBY or two PMSBY
Reply
18
Sham prasad saysMay 14 2015 at 1046 AM
I am 32 years oldand want 5000 scheme how much it will cost
19
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
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16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
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17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
33 of 75 170515 1112 AM
Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
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sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
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212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
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218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
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75 of 75 170515 1112 AM
in which bank we have to join for this scheme
Reply
ashok saysMay 15 2015 at 107 PM
Any Nationalized Bankhellip
Reply
bemoneyaware saysMay 16 2015 at 529 AM
For 32 years old for 5000 Rs monthly pension the amount is Rs 689 Table for all ages isavailable in our article Atal Pension YojnaYou can join any bank ex public banks like SBICentral bank or private banks like KotakMahindra Bank HDFC Bank ICICI Bank
Reply
Somnath Shenoy saysMay 14 2015 at 923 AM
If Govt changes will this scheme be still continuing
Reply
bemoneyaware saysMay 16 2015 at 455 AM
Usually they do For ex Aadhaar was started by UPA but BJP continues to support itWith kind of interest that these schemes have generated and kind of targets the schemes areexpected to achieve I doubt if any govt would change it
Reply
20
Soumen Shaw saysMay 14 2015 at 849 AM
Hi I am an aspirant of Govt job age of 26+ After starting Atal pension Yojana if I become Govtemployee then will I be eligible for it or can I continue it
Reply
21
ramakant saysMay 13 2015 at 1029 PM
very good scheme
Reply
22
Nareshkumar Rajput says23
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
14 of 75 170515 1112 AM
May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
15 of 75 170515 1112 AM
Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
23 of 75 170515 1112 AM
Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
53
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
26 of 75 170515 1112 AM
May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
28 of 75 170515 1112 AM
pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
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151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
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153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
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Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
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Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
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Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
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Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
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181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
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RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
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May 13 2015 at 908 PM
What will happen if someone has enrolled for both the insurance plans ie PMJJY and PMSBY Ifsomeone dies in accident would the nominee get the benefits of both schemes ie 2L for PMJJY and2L for PMSBY = 4L
Reply
Nareshkumar Rajput saysMay 13 2015 at 916 PM
One another thing is what will happen if you close the bank account through which you enrolledfor the schemesWhat in case if the bank gets closed for any reasonCan it be transferred to another bank account
Reply
sarem patel saysMay 14 2015 at 1220 PM
Yes the person will get both benefit becagraveuse these two plans areSeperate plans and the person is paying premium seperately for bothThe plans
Reply
karthik saysMay 15 2015 at 858 PM
hey
i have red all termsampconditions and i got to know from those iswe cant go with two policyrsquos at atimeif in such case both the policyrsquos would be cancelledhellipso people be aware of itdont go forboth the plansgo through throughly the terms ampconditions
Reply
Nareshkumar Rajput saysMay 15 2015 at 1045 PM
Karthikji please can you transcribe the section of that terms and condition here
And do anyone know if we can change the bank account or not
Reply
Milan Kundu saysMay 13 2015 at 837 PM
I have a QuestionIf Someone have 3 different account on different bank then would heshe is applicable for this Schemeor this scheme benefit is applicable for all of his account or any One
24
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
15 of 75 170515 1112 AM
Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
44 of 75 170515 1112 AM
May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Reply
Kirti saysMay 13 2015 at 903 PM
Someone can only apply through one bank account
Reply
girishpagraj saysMay 13 2015 at 652 PM
Dear all
1)Still it not cleared who are illegible for pension scheme since I am private employ and also tax payerin my epf account pension scheme are therehellipstill am I illegible for pension scheme Or it is for onlyspespecified person
Reply
Kirti saysMay 13 2015 at 906 PM
If you are less than 40 years of age then you eligible for Atal Pension Yojna Govt will not becontributing any amount to the accountGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
SP saysMay 14 2015 at 230 PM
Please tell me the meaning of STATUTORY SOCIAL SECURITY SCHEMES
Reply
25
GOVERDHAN RATHORE saysMay 13 2015 at 436 PM
IS YOJNA KO HAM KAB LE SAKTE HE AAJ ME BANK ME GAYA THA PER BANK WALO NEKAHA ABHI KOI ORDER NAHI AYA HE HAMARE PAS KOI JANKARI BHI NAHI HE
Reply
26
Parvesh Kathuria saysMay 13 2015 at 416 PM
hellocan any one tell me1)in case subcriber dies before 60 does spouse need to deposit further premiums or they will stop and
27
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
16 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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73 of 75 170515 1112 AM
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75 of 75 170515 1112 AM
pension starts not clear in conditions2) in case spouse also expires before 60 then what will be the payment amount to nominees
Reply
bemoneyaware saysMay 16 2015 at 506 AM
Hello SirInsurance is for protection and if all premiums are paid the insurance will start if the subscriberdies before paying all the premiumsIf subscriber dies before age of 60 and has paid all the premiums till then his spouse will NOThave to pay any more premium and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years of age) thenominees will get lump sum amount
Reply
Sanjay Chourasia saysMay 13 2015 at 354 PM
can we buy both bima yojana for single person Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojana
Reply
anurag saysMay 13 2015 at 427 PM
yes you can buy both I just did with ICICI bank
Reply
28
Navneet saysMay 13 2015 at 251 PM
PM Really did a good job by launching these schemes I really appreciate Read Full athttpwwwpmbimayojanain
Reply
29
honey saysMay 13 2015 at 1222 PM
i am from khammamcan i apply here Hospet (karnataka State )sbi bank
Reply
30
Nishikant Rajeshirke saysMay 13 2015 at 1221 PM
Hi
31
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
17 of 75 170515 1112 AM
Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
18 of 75 170515 1112 AM
My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
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56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Can some one please help me with answers to below
1 When these policies will actually be available in Private banks like HDFCAxisICICI or theseshould be only with Govt banks2 Can my contribution to APY be increased to get more benefit than 5000- per month instead of 376per year I can contribute more to get more benefit3 Atal Pension forms are still not available in SBI Has anyone enrolled for it
ThanksNishikant
Reply
bemoneyaware saysMay 16 2015 at 503 AM
Sir
1 These policies are available with private banks also Customers of banks like Kotak MahindraBank HDFC Bank ICICI Bank IndusInd Bank and SBI can subscribe to PMJJBY and PMSBYin any of the following manners
Visiting a bank branch nearest to your place filling the Consent-cum Declaration Form ampdepositing in the branch itself Through Netbanking by filling the online form Sending an SMS to the number provided by bank
2No maximum pension that one can avail through APY is 5000 Rs3Yes many people have enrolled in in SBI Please check with your branch
Reply
honey saysMay 13 2015 at 1219 PM
actually i am from khammam can i apply in HOSPET (karanata state) in sbi bank
Reply
bemoneyaware saysMay 16 2015 at 500 AM
Yes you can apply from any bank
Reply
32
ashok saysMay 13 2015 at 920 AM
Dear KirtiIf one has opted for both PMJJBY(330-) and PMSBY(12-)In case of PMJJBY the amount of 2L will be given for any cause of death and in case of PMSBYamount is given if it is only an accidental
33
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
21 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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48 of 75 170515 1112 AM
Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
49 of 75 170515 1112 AM
PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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My question is if an accident occurs leads to death then 2L+2L will be given to nomiees or not
Reply
bemoneyaware saysMay 16 2015 at 459 AM
Yes Sir if someone dies in an accident the nominee would get Rs 4 lakhs
Reply
ManjunathBPattar saysMay 13 2015 at 829 AM
jana seve madalu agent agabahude
Reply
34
rakesh kadam saysMay 13 2015 at 627 AM
if person got accident he can go any of hospital near by the accidental place and avail the benefits ofthe pradhanmantri suraksha bema yojana
Reply
bemoneyaware saysMay 16 2015 at 509 AM
Sir it is not health or medical insuranceAccident insurance covers followingIf one dies during accidentone gets benefit of Rs 2 lakhsDeath Benefit (Accidental Death)If one loses both eyes both hands both legs or one eye and one limb in accident one gets Rs 2lakhsIf one gets Disability of one eye or one limb one gets Rs 1 lakh
Reply
35
ATUL saysMay 12 2015 at 813 PM
i am tax payer but why apy is not for me
Reply
Kirti saysMay 12 2015 at 937 PM
If you are between 18-40 years you can invest in Atal Pension Yojna As you are income taxpayer Government contribution is not available for youGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for the
36
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
19 of 75 170515 1112 AM
subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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48 of 75 170515 1112 AM
Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
49 of 75 170515 1112 AM
PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
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56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
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58 of 75 170515 1112 AM
If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
184
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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subscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayers
Reply
Deewan Singh Bisht saysMay 12 2015 at 653 PM
These schemes will secure our future and we must enroll for the same as I did
Reply
37
MANISH saysMay 12 2015 at 619 PM
OPEN RD FOR SAME AMOUNTSAME PERIOD U WILL GET MORE THAN THE PENSIONFROM MATURITY AMOUNT AFTER 60 YRS
Reply
Ganesh Pai D K saysMay 13 2015 at 734 AM
i am sureyou canrsquot continue RD upto endyou will withdraw cashbut in this plan you cant
Reply
38
manju saysMay 12 2015 at 511 PM
thank u honourable Modi ji now all are equal every one can get pension and life security
Reply
39
Ankush saysMay 12 2015 at 353 PM
Dhanyawaad Shrimaan
Reply
40
V Munish saysMay 12 2015 at 209 PM
Can a housewife subscribe for Atal Pension Yojna My age is 41 years and I can not be a part of APYbut my wife is below 40 and housewife Can she subscribe for APY
Reply
Kirti saysMay 12 2015 at 938 PM
41
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
20 of 75 170515 1112 AM
Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
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jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Yes she can To subscribe to Atal Pension Yojna one has to be between 18 to 40 years of age andhave a saving bank account
ReplyA step forward hellip | innovatingindia saysMay 12 2015 at 1242 PM
[] started ldquoPradhan Mantri Suraksha Bima Yojanardquo(accident insurance) ldquoPradhan Mantri Jivan JyotiYojanardquo(life insurance) and ldquoAtal Pension []
Reply
42
kumar salian saysMay 12 2015 at 1230 PM
Hi
Can anyone help me with online link for all the three pradhan mantri yogna for hdfc bank
Please email to kumarsalian26gmailcom
thankskumar
Reply
Kirti saysMay 12 2015 at 939 PM
Sir what kind of help do you need
Reply
RAJ saysMay 15 2015 at 343 PM
Dear Customer Get Rs 2 lac Accident Cover with Pradhan Mantri Suraksha Bima Yojna for anannual premium of Rs 12 To subscribe SMS PMSBY Y to 5676712 from your registered mobilenumber Premium amount will be debited from Your HDFC Bank Savings Account For T amp C ampother details click httpbitly1PwqQXB
Reply
43
SANJAY saysMay 12 2015 at 1216 PM
AGAR GOVT CHANGE HOGAYATHO YEE PLANS CHALEGA NAHI THO CANCEL O JAYEGA
Reply
Upendra Thakur saysMay 12 2015 at 547 PM
44
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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75 of 75 170515 1112 AM
HiKirti please explain meIn case of policy holder expire before complated 60 years term thenWhat happen of their policy of Atal penssion Yojana
Reply
Kirti saysMay 12 2015 at 941 PM
Sir In case of death of subscriber pension would be available to the spouse and on thedeath of both of them (subscriber and spouse) the pension corpus would be returned to hisnomineeWe have explained such questions in our article Atal Pension Yojna
Reply
SP saysMay 14 2015 at 300 PM
If subscriber of APY dies before the age of 60 years will his spouse still get thepension monthlyeven though the subscriber has not paid the premium upto 60 yearsof age
Reply
SHIV RAM saysMay 14 2015 at 1047 AM
In case of policy holder expire before complated 60 years term then What happen of theirpolicy of Atal penssion Yojana
Reply
bemoneyaware saysMay 16 2015 at 531 AM
SirIf subscriber dies before age of 60 and has paid all the premiums till then his spousewill NOT have to pay any more premiums and will get pensionWhenever the spouse dies (it is not necessary for spouse to die before 60 years ofage) the nominee will get lump sum amount
Reply
sudarshan bhange saysMay 12 2015 at 1155 AM
afftwer joining this yojana i can eligibal for other goverment schem
Reply
45
shyam saysMay 11 2015 at 619 PM
46
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
22 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
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98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
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153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
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Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
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Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
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sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
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Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
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RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
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sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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71 of 75 170515 1112 AM
Reply
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75 of 75 170515 1112 AM
jab sbi rs 200- me 400000- ka insurance de rahi hi to pm kya de rahe hi
Reply
manish saysMay 12 2015 at 150 PM
you are talking about which scheme
Reply
MANISH saysMay 12 2015 at 621 PM
SBI IS GIVING ACCIDENTAL INSURANCE WHILE PM IS GIVING SAME RS 12 PER 2LAKHS
Reply
Kirti saysMay 12 2015 at 944 PM
SBI overrsquos personal accident insurance forState Bank of India Savings Bank Account holders can get a Personal Accident Insurancecover issued by SBI General of Rs 4 lac just for a nominal annual premium of Rs 200Policy covers death due to accident onlyTwo variants are availablei Cover of Rs 2 lac for an annual premium of Rs 100ii Cover of Rs 4 lac for an annual premium of Rs 200
Reply
Akash Jaiswal saysMay 11 2015 at 419 PM
can I apply for all the 3 schemes together
Reply
Kirti saysMay 11 2015 at 604 PM
If you meet the requirements then YES you can apply for all 3 schemesBut one has to fill separate form for each scheme
Reply
Akash Jaiswal saysMay 11 2015 at 706 PM
thnkxxx Kirti
Reply
47
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
53
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
25 of 75 170515 1112 AM
People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
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194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
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196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
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205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
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suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Raju Choudhary saysMay 11 2015 at 417 PM
Nice information if you want more information for this scheme check httpcaknowledgeinpradhan-mantri-suraksha-bima-yojana-complete-details
Reply
48
Kishan Lal saysMay 11 2015 at 411 PM
Atal pension yojna seems not much effective and attractive as just 5000 pension is sufiicient aftercontribution So this need to reviewed and need to be linked with insurance plan The age limit shouldalso increased to at least 50 years
Reply
Kirti saysMay 11 2015 at 605 PM
Rightly said It is just a start and targeted towards unorganised sector
Reply
49
Prasad Bhalerao saysMay 11 2015 at 326 PM
ATAL PENSION YOJNA IS HAVING LIMIT OF 5000 WE CAN ALSO IMPROVE THIS SLABSUPTO 10000 SO AS PENSIONAR ALSO POOR PEOPLE AND ALSO MEDILE CLASS PEOPLEWHO CAN INVEST MORE THAT 1454 PER MONTH
Reply
50
US PANDEY saysMay 11 2015 at 313 PM
Now I think the Government led by Honorable PM is really thinking about poor of the Country
Reply
51
VARUN MATHUR saysMay 11 2015 at 306 PM
HELLOI HAVE OPEN BOTH THE SCHEME SURAKSHA BIMA YOJNA AND JEEWAN JYOTIYOJNA BUT I ENTERED MY NOMINEE DATE BIRTH WRONGLY CAN THIS WOULD BERECTIFY OR I CAN CHANGE THE DATE BIRTH9899585594
Reply
US PANDEY saysMay 11 2015 at 316 PM
52
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
24 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
53
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
33 of 75 170515 1112 AM
Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
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suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
pl contact your Branch These plans are linked with Aadhaar Number hence I believe thereshould not be any problem to get the things corrected
Reply
VARUN MATHUR saysMay 11 2015 at 347 PM
BUT I VISITED TO THE BRANCH HDFC AND THEY WERE SAYING THATNOMINEE DATE OF BIRTH IS NOT COMPULSORY WHETHER IT IS MENTIONRIGHT OR WRONG IN THE POLICY BUT AT THE TIME OF CLAIM I THINK DATEOF BIRTH IS COMPULSORY OF NOMINEE ALSO PLZ TELL ME WHETHER IHAVE TO CORRECT IT OR DATE OF BIRTH OF NOMINEE IS NOT REQUIREDDURING CLAIM TIME
Reply
Kirti saysMay 11 2015 at 610 PM
Is your nominee a minor In that case only date of birth becomes importantWait for sometime as banks are under pressure to open the account Then checkwith bank again
Reply
VARUN MATHUR saysMay 12 2015 at 943 AM
THANKS KIRTI AS MY NOMINEE IS NOT MINORAND I ALSOCONFIRM WITH BANK THEY ALSO SAYING THAT NOMINEE DATEOF BIRTH IS NOT MANDATORY BUT AT THE TIME OF CLAIMSETTLEMENT NOMINEE DETAILS IS REQUIRED ALONG WITH THECORRECT DATE BIRTH SO PLZZhellip
US PANDEY saysMay 11 2015 at 317 PM
You can change your nominee any time as per the Rule of IRDA (Insurance Regulatory Body)
Reply
VARUN MATHUR saysMay 11 2015 at 343 PM
THANKS hellip
Reply
Ranjan Chakrabarti saysMay 11 2015 at 302 PM
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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People who join the scheme before completing 50 years can however continue to have the risk of lifecover up to the age of 55 years subject to payment of premiumRisk cover is till 55 yearsMy question is if I continue the premium after 55 years then risk cover will continue yes or no
Reply
SURAJ BHOPAL saysMay 11 2015 at 259 PM
FIRSTLY -THANKS TO Shriman Narendra ModijiALL THE PEOPLE GET THE BENEFIT THIS SCHEME AND JOIN THIS SCHEME
Reply
54
MANISH MITTAL saysMay 11 2015 at 246 PM
Dear Siras per my view on Pension Yojna its just a money game onlyNo extra amount will received tosubscribers other than 8 Interest
Reply
55
divya chauhan saysMay 11 2015 at 235 PM
ty to modijihelliphellip
Reply
Raghav Gowda saysMay 11 2015 at 347 PM
Dear sir
thanks very mach your sscheme amp all pepole use the benfitshelliphelliphelliphelliphellippradhan mantri suraksha bima yojana please contact your branch for detailshellip
thanksRaghav
Reply
56
Vijai saysMay 11 2015 at 227 PM
Really all schemes are very GOOD and it will be helpful to all the poor people I really Thank You toour Prime Minister ldquoMODI JIrdquohellip
Reply
57
Shashanka Sekhar Roy says58
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
63
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
27 of 75 170515 1112 AM
dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
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194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
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196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
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212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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May 11 2015 at 147 PM
It will help the poor people who were outside of insuranceSo thanks Mr MOdi for doing it
Reply
shyam sunder bais saysMay 11 2015 at 137 PM
I like it
Reply
59
MAHENDRA KUMAR SAHOO saysMay 11 2015 at 1242 PM
I AM PROUD OF OUR PRIME MINISTER
Reply
60
abhinav kumar saysMay 11 2015 at 1235 PM
thanks to Modi ji
Reply
61
NIdhi keshari saysMay 11 2015 at 1047 AM
I like to my dear prime minister and his work
Reply
62
Rahul Dubey saysMay 11 2015 at 955 AM
kisi bhi bank me account open krne ke liye manager itni difficulties create karte haidunia bhar ki batesamjhate hai 20 times daudate haiWhyhellip tab ye sab kase ho payegahelliphelliphelliphelliphellip
Reply
Kirti saysMay 11 2015 at 608 PM
Abhi sab bank managers pressure mein hain bada sa target achieve karna ha Ab bank accountjaldi khul jayega
Reply
suraj saysMay 13 2015 at 436 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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48 of 75 170515 1112 AM
Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
49 of 75 170515 1112 AM
PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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55 of 75 170515 1112 AM
May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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dube ji bank me jakar jan dhna yojana me khata kholwa lijiye aaram se khul jayega
Reply
ABHAY KUMAR saysMay 11 2015 at 138 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AA JAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
Reply
64
SANTOSHKUMAR saysMay 10 2015 at 904 PM
Kirthiji now people getting old age pension without paying anything before even i can get pension afteri become 60years so why should i pay now suppose if i pay now to this scheme later can i get bothpensions from bank and government or else onenow iam 32 years old
Reply
65
AMULYA KUMAR MAHARANA saysMay 10 2015 at 758 PM
the plans are realy caring since independence we have been making plans for improvement of ourcountry but we all know where we people stand so let us give thrust to the plans we feel good byinvolving ourselves in the system let us spread the message from door to door and people to people byorganising meetings and creating awareness
Reply
66
pradip acharjya saysMay 10 2015 at 723 PM
Kirti pl tell me the APY scheme applicable for men only Women not eligible for the scheme
Reply
pawan saysMay 11 2015 at 249 PM
It is applicable for all
Reply
67
Jaydeep Prajapati saysMay 10 2015 at 653 PM
Lot of words to say for this plans but now MANY MANY THANKS Mr PRIME MINISTER
Reply
68
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
32 of 75 170515 1112 AM
May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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73 of 75 170515 1112 AM
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pawan saysMay 10 2015 at 400 PM
Thanks MrPrime ministerNow the poor people will have a reason to liveYou are the last resort andhope for the poorWhere were you all these long yearsYou should have come long time back than I amsure there would not have been so much of poor people in the country my own brothers andsistersGod bless all
Reply
69
ravindra arya saysMay 10 2015 at 850 AM
i like every plani thingh many people will intrested in this plan
Reply
Kirti saysMay 10 2015 at 641 PM
Yes Sir you are right
Reply
70
Alex saysMay 10 2015 at 410 AM
One of the terms say ldquoPolicy shall not be issued if nominee details are not provided in SMS availablein SB accountrdquo Does that mean that the nominee details should be present in my bank accounts alsoHow can we simply nominate anyone with just a name without specifying any other details like DOB orrelationshipWhat if I enrol myself from both my bank accounts (SBI amp ICICI)
Reply
Balaram saysMay 10 2015 at 1200 PM
How to get Pradhan Mantri Suraksha Bima Yojna SBI aplication fromtel me
Reply
Kirti saysMay 10 2015 at 646 PM
Sirif you look at the Atal Pension Yojna form at httpwwwjansurakshagovinFilesAPYENGLISHAPPLICATIONFORMpdf you would see that details required for Nominee areName of NomineeAadhaar number of NomineeNominee relation with the subscriberIf Nominee is minor then Date of Birth of Nominee Guradian name
71
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
29 of 75 170515 1112 AM
Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
76
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
30 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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48 of 75 170515 1112 AM
Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
49 of 75 170515 1112 AM
PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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55 of 75 170515 1112 AM
May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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Nominee of APY scheme is different from that of Bank Account
Reply
Sushil Tiwari saysMay 10 2015 at 100 AM
Ye to suruaat hai mere dost abhi to puri picture baki haiHar Har Mahadev
Reply
vijay kumar pandey saysMay 11 2015 at 1246 PM
Thanks to our Prime Minister for this but we require another Health Surakcha (Medical)
Reply
72
Sudhakar saysMay 9 2015 at 1044 PM
HiPreviously Swawlaban Pention Yohjana(Pran Card ) was there and now Atal pention yojana I would like to know aboutwhat will happen about Agents and franchise in Swawlaban yogana once all Swalaban NPS accountstransferred from Swawlaban to Atal pention Yoganaalso I would like to know Is there any francicy and agent ship present in Atal Pention Yojana
Reply
73
Sudhakar saysMay 9 2015 at 1037 PM
HiPreviouly Swawlaban Pention Yohjana(Pran Card ) was there no Atal pention yojana I ould like to know aboutwhat will happen about Agents and franchasing in Swawlaban yogana once all Salaban NPS accountstransfered from Swawlaban to Atal pention YoganaIs there any francicy and agent ship present in Atal Pention Yojana
Reply
74
ASHOK GHOSHAL saysMay 9 2015 at 1004 PM
ACCHEY DIN AA GAYE HAIN
Reply
75
p k sinha saysMay 9 2015 at 930 PM
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till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
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83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
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VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
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86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
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87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
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88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
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89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
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90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
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SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
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92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
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Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
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Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
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Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
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94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
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95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
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Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
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96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
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98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
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99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
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100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
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101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
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102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
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vireesh saysMay 9 2015 at 203 AM
Really care
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sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
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103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
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sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
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104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
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bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
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sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
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Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
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ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
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106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
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107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
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109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
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sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
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110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
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rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
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111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
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Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
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114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
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115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
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116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
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sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
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117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
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120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
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121
navven saysMay 8 2015 at 221 PM
super scheme
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122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
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123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
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suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
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125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
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126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
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Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
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Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
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sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
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143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
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144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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73 of 75 170515 1112 AM
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75 of 75 170515 1112 AM
till date many people have no adhar card is it mandatory to provide adhar card number to join in threeschemes
Reply
Kirti saysMay 10 2015 at 653 PM
For Atal Pension Yojna Aadhaar number of person opening the account is not required but ofSpouse and Nominee are requiredIn other schemes also Aadhaar number is to be provided if availableBut going forward Aadhaar is becoming important if you want to obtain Passport Fill ITR
Reply
HALPESH J PAREKH saysMay 9 2015 at 900 PM
YE SCHIM KUCHH SAMAJ ME NAHI ATISO PLEASE KUCHHH KHULKE BATO ISME KUCHHCHITING LAGTA HAI
Reply
Kirti saysMay 9 2015 at 941 PM
Aap kaun si scheme ki baat kar rahe hain
Reply
Brahmdeo saysMay 10 2015 at 1211 PM
bhai ye bilkul cleared hai aur isme koi cheting nahi haiaur skim batao me define krta hoon
Reply
77
Raju saysMay 9 2015 at 809 PM
Can a NRI join the APY scheme
Reply
Kirti saysMay 10 2015 at 655 PM
There has been no mention of whether NRI can or cannot join scheme If one has a saving bankaccount in India then one can joinIf you come to know otherwise do let us know
Reply
78
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Ramesh Kadari saysMay 9 2015 at 724 PM
PM Yoganarsquos schemas are good and benefits to poor people who does not have insurance and pensionsLife time of indian people is now reduced below 60 years if it is possible to get pension by age of 55 Itwill benefits to many people in indiaTo reducing pension age from 60 to 55 and for that increase the premimum So it will be more benefitfor indian people
Reply
79
Dayanand saysMay 9 2015 at 616 PM
This scheme very goodHis scheme information every center provide the local languageI saw morning bank stitched in frame English languagehis not read or asking single personso I request provide local language
Reply
Kirti saysMay 10 2015 at 700 PM
Information about schemes is provided in following languagesAssameeBanglaEnglishGujaratiHindiKannadaMalyalamMarathiOdiaPunjabiTamilTeluguUrdu at httpwwwjansurakshagovinPublicityMaterialaspx
Reply
80
amit anand saysMay 9 2015 at 559 PM
These are the nice schemes launched by our pm Specially for those who are not in good wealthconditionl m very greatfull to our great pm
Reply
81
sethusangurajan saysMay 9 2015 at 503 PM
My age is 25 now according to the pension scheme monthly premium is Rs 376once i reached my age 30 35 40 that time my monthly premium will be same 376 or it will beincreased by 577 902 and 1454
pls let me know
Reply
Mukesh says
82
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
54 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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May 10 2015 at 1206 AM
It would be same
Reply
Krishn saysMay 9 2015 at 444 PM
Hi Sir These two schemes surely are low premium one and benefit lots of people maximum age forAPY should have been made 45-48 years As this is the time majority people become more practicalabout post retirement life and starts planing This is also potentially productive age GOVT SHOULDSERIOUSLY CONSIDER RAISING THE MAXIMUM AGE FOR APY Atleast 5 years if not 10 years
Reply
Kirti saysMay 10 2015 at 701 PM
I agree with you Age limit should be till 50 years
Reply
83
Raktim Borah saysMay 9 2015 at 357 PM
Now i m 35 years I understand that I can enroll myself in APY scheme At present i am not a memberof any other social security schemes and therefore I am eligible to receive Government co-contributionas mentioned in the APYBut what will happen if I join any other social security schemes after joining in APY scheme (after 2 or3 years)
Reply
Kirti saysMay 10 2015 at 703 PM
Are you an income tax payerGovernment co-contribution is available for 5 years ie from 2015-16 to 2019-20 for thesubscribers who join the scheme during the period from 1st June 2015 to 31st December 2015and who are not covered by any Statutory Social Security Schemes and are not income taxpayersIf you are eligible for Govt contribution then once you join Govt will stop contributing is myguess
Reply
84
meena kumari saysMay 9 2015 at 344 PM
Is there any scheme for above 50 years
Reply
85
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
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Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
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201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
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203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
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205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
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211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 10 2015 at 706 PM
Not comparable one that we know of
Reply
VISHWAJEET SGUDEKAR saysMay 9 2015 at 313 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaTWO Types OF Bimayojana are very very Best For our Indian public P nsion scheme is extended till the age limit of 50years at the higher rate of investment for 10 years Help to the age group of 41 to 50 years who arereally needed poor persons
Reply
86
Devendra saysMay 9 2015 at 258 PM
thank you very much to Modi sir who issues these policies for someone who needs
Reply
87
Anand Patil saysMay 9 2015 at 248 PM
THANK YOU VERY MUCH MODIJIhellip YOU ARE GREAT
NOW YOU OFFER MEDI-CLAIM POLICY ALSOhellip
Reply
88
Ravi saysMay 9 2015 at 235 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
89
suesh kumar saysMay 9 2015 at 233 PM
what about senior citizens I think it should b up to 70 years
Reply
90
Maruti saysMay 9 2015 at 212 PM
hank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
91
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
43 of 75 170515 1112 AM
Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
44 of 75 170515 1112 AM
May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
46 of 75 170515 1112 AM
Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
47 of 75 170515 1112 AM
Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
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151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
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153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
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Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
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Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
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Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
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Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
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RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
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204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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75 of 75 170515 1112 AM
Reply
Ramesh Thangaraj saysMay 9 2015 at 124 PM
Drawback in Pradhan Mantri Jeevan Jyoti Bima Yojana plan
Pros
-gt Covers death by any cause (natural or accidental)
Cons
-gtI have read the document and found the below point
Termination of assurance
The assurance on the life of the member shall terminate onany of the following events and no benefit will become payable there under
1) On attaining age 55 years (age near birth day) subject to annual renewal up tothat date (entry however will not be possible beyond the age of 50 years)
Explanation
Assurance amount 2 lakh will given only if the person dies before end of age 54
So if he dies after attaining 55 age no assurance amount will be given
Now my age is 22 at the age of 54 i would have paid 32 premiums that cost around10560 (32330) So if i die after 54 age no assurance will be paid to my nominee My amount 10560will be safe with LIC
Reply
SURESHSHETTY saysMay 9 2015 at 250 PM
THIS IS PURELY TERM INSURANCE ONLY REFUND IF YOU DIES BEFORE 55 OR ELSEREFUND IS NIL
Reply
92
Amit Goyal saysMay 9 2015 at 118 PM
I have one question on Atal Pension Scheme in case the nominee dies before both the subscribers thenin that case to whom will the corpus amount will be paid
Is it the 1st or 2nd subscriber or will it that the corpus amount will be lapsed
ThanksAmit Goyal
93
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
44 of 75 170515 1112 AM
May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Reply
Ganesh Pai D K saysMay 10 2015 at 552 PM
Respected Modijiplease also include term insurance premium (for the amount) into monthlypayment to solve
Reply
Kirti saysMay 10 2015 at 631 PM
Sir Rs 330 per annum will be deducted in one instalment There is no monthly payment forit
Reply
Virender saysMay 9 2015 at 1241 PM
Nice scheme But anyone can explain me what happened when someone start the scheme andunfortunately no more Will pension start immediately to his wife or not Suppose what happened nextwhen he will pay only 1 year and so onhelliphelliphelliphelliphelliphelliphelliphellip
Reply
94
Binod Kumar Singh saysMay 9 2015 at 1232 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
95
Varsha saysMay 9 2015 at 1207 PM
Whether the Atal pension yojana is availble for house wives
Reply
Rohit saysMay 9 2015 at 1219 PM
Yes this is available for all who is between 18 to 40 years
Reply
96
Savaliya balu saysMay 9 2015 at 1204 PM
Thank Prime Minister your are really our care taker lot of thanks
97
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
37 of 75 170515 1112 AM
bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
42 of 75 170515 1112 AM
Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Reply
pratik suthar saysMay 9 2015 at 1039 AM
thankshellip
Reply
98
Vijay saysMay 9 2015 at 1023 AM
All 3 scheems are good Its a good initiative atleast some relief to the people of IndiaAbout the Pension scheeme APY this scheeme also very good based on the returns one person obtainmaximum pension is Rs5000 per month
A 40 year old person when he attain the age of 60 in comming 20 years time What is the value ofRs5000 (after 20 years) I think it is equilant of Rs 500 currently Government should start somethingwhich is really worth amp helps people of India by thinking in mind what would the be future value of Rs5000 in comming years
Reply
99
anp saysMay 9 2015 at 954 AM
All are very good scheme but it is useful for under 60 year what about above 60 year people mainsenior citizen they are should get any benefit scheme
Reply
100
Ajit kumar pattnaik saysMay 9 2015 at 953 AM
Many many thanks modi jihellipItrsquos a very useful plan for old age
Thanks a lot again
Reply
101
Malabika Sarkar saysMay 9 2015 at 940 AM
Both insurance scheme is beneficial for every individual If a separate FAQ section had been attachedwith it the questionnaire would be a ready and simple section for the readers who want to know in moredetails
For example my question is whether an individual can join both insurance scheme ie lsquoPradhanMantri Suraksha Bima Yojanarsquo and lsquoPradhan Mantri Jeevan Jyoti Bima Yojanarsquo In case one opt forthe both will his family be benefited for both the scheme ie will they get 2laks plus 2laks 4 laks
Reply
102
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
38 of 75 170515 1112 AM
May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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bharath saysMay 9 2015 at 1053 AM
I have the same question Could not get a proper answer from my bank either Appears like thepolicies are issued as group insurance policies by insurers tied up with your bank For exampleICICI provides these policies via ICICI Lombard and ICICI Pru life
So would that not mean they are individual policies and would be valid individually
Can someone throw some light
Reply
vireesh saysMay 9 2015 at 203 AM
Really care
Reply
sundar saysMay 11 2015 at 640 PM
priminister is collecting money from public if you expire below the age of 54 the amount will berefunded otherwise the amount will be left with pm
Reply
103
Anirban Ghosh saysMay 9 2015 at 117 AM
A big Thank you Dear Mr ModiI would like to request you to instruct the banks to give this valuable information to every accountholders in India to encourage them to go for Pradhan Mantri Suraksha Bima Yojana and PradhanMantri Jeevan Jyoti Bima YojanaI wish I can go and inform as many people I can to go for both the Yojona at least But with out thesupport of educated people this will not cover all the IndiansBut the best plan I have ever seen in my 40 years of lifeThese are the best for every IndianThank you again
Reply
sundar saysMay 11 2015 at 641 PM
you will not get a single penny after 55 years So modi has target on life expectancy rate so hehas fixed for 55 years poor Indians
Reply
104
Suman Kumar says105
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
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Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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May 8 2015 at 1145 PM
i donrsquot wonrsquot this I ma a software engineer my company already having same kind of insurance like thisso its my humble request to find some thing which is really need for genuine peoplehellip
Reply
bharath saysMay 9 2015 at 1055 AM
dont take it if you dont want There is a cost for any insurance This is the cheapest I have everseen Irsquom a long time software engineer too And Irsquom sure Irsquom going to subscribe to these
Reply
sundar saysMay 11 2015 at 642 PM
first know about this insurance then decide
Reply
Ravindra saysMay 9 2015 at 1236 PM
Hi Think as common man You have enough money to take any kind of insurance but in indaithere are 50 of peoples are in below poority line think about those people First you appropriateour goverment for these youjans I hope you understand POOR people pain
Reply
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister
Reply
106
ann saysMay 8 2015 at 1135 PM
Thanks mr Priminster sahab You are Really Super prime Minister2 Types Bima yojana is very very Best For our Indian public
Reply
107
ann saysMay 8 2015 at 1134 PM
Thanks mr Priminster sahab You are Really Super prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
108
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
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Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Reply
ann saysMay 8 2015 at 1133 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
109
Abhimanyu sahoo saysMay 8 2015 at 1034 PM
Thanks mr Narendra Bhai ModijiYou are Really No 1 prime Minister of IndiaYour 2 Types Bima yojana is very very Best For our Indian public
Reply
sundar saysMay 11 2015 at 643 PM
accidental is benificial other is waste of money
Reply
110
Pankaj saysMay 8 2015 at 845 PM
What does it mean unorganised sector (in reference to pension plan)
Reply
rav saysMay 9 2015 at 1235 AM
private companies do not have pension scheme
Reply
111
Ramkumar Vyas saysMay 8 2015 at 744 PM
Earnings are not at all sufficientfor todayrsquos surviving where from money comes to contribute in PMrsquosinsurance schemes PMrsquos idea is good to get money for nationrsquos development but first he has to dosomething for increasing of earnings of people who are working in small and medium private sectors
Reply
112
MURIGEPPA BANNI saysMay 8 2015 at 653 PM
Most appreciable if pension scheme is extended till the age limit of 50 years at the higher rate ofinvestment for 10 years Help to the age group of 41 to 50 years Bring more investment to Govt Ac
113
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
40 of 75 170515 1112 AM
So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
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satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
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141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
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varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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So also Medicare insurance is also important with certain limits and for certain deceases
This is the way to lsquoACHHE-DINrsquo for poor and middle class people
Reply
Subodh Kumar saysMay 8 2015 at 632 PM
Very good scheme for Indianshellip This very helpful to government as well as people
Reply
114
Digambar saysMay 8 2015 at 459 PM
these all the three schemes are very helpful for all Indiansitrsquos my request to all please go for these schemes
Reply
115
Kbkarna saysMay 8 2015 at 430 PM
Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
116
Prakash Jha saysMay 8 2015 at 414 PM
Lots of ThanksDear My Dear Modi SirGod kre ki app 100 year tak hmare bharat maa ki sewa krohelliphelliphellip
Reply
sundar saysMay 11 2015 at 644 PM
jagoooooooooooooooooooooooooooooooooooooo
Reply
117
Sakti Sankar Podder saysMay 8 2015 at 312 PM
Thank you Sir This is very good policyIf this type of mediclaim policy is introduced than it will be a great Favour of our middle class people
118
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
45 of 75 170515 1112 AM
vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
47 of 75 170515 1112 AM
Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
Akash Somanath Narayane saysMay 8 2015 at 300 PM
Thank Prime Minister sirAap jo kar rahe he eska sabi aam jantako lab hog helliphellipKinu es yojanak labha vahi lenge jo shahar me he jinke pas mo he
Es vojana ke adhi janakari ke liye gaon-gaon jakar batana chagiye or yr jaruri ku he batana bi chahiyehelliphellip
Akash narayaneMob 8855924201
Reply
119
Radhakanta Parida saysMay 8 2015 at 300 PM
Thanks our PM MrNarendra Modi ji
Reply
120
Radhakanta Parida saysMay 8 2015 at 258 PM
Thanks Our PM MrNarendra Modi JiApp yadi khane ka saman ko kama deninge to sab se acha hoga sirBest of Luck
Reply
121
navven saysMay 8 2015 at 221 PM
super scheme
Reply
122
Vipin Singh saysMay 8 2015 at 109 PM
can i change the bank account later after joining ldquoPradhan Mantri Suraksha Bima Yojanardquo Please advise
Reply
123
manasa saysMay 8 2015 at 1253 PM
when the age is more than 40 and below 50 cant they join atal pension yojana
124
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
47 of 75 170515 1112 AM
Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
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190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
Rajendra saysMay 8 2015 at 1258 PM
Which pnsion scheme for those people who having age of more then 40
Reply
suresh saysMay 8 2015 at 1225 PM
When we will get the sum assured (85 lakhs) if we opt out for 5000 pension plan
Reply
125
HIRALAL saysMay 8 2015 at 1216 PM
some adviser should be appoint for that scheme other so many people literally aware about hole scheme
Reply
126
GOURAV DAS saysMay 8 2015 at 1216 PM
Thank You Mr Narender Damodardas Modi Ji
Reply
Manjunath saysMay 8 2015 at 100 PM
hi iam calling to both toll free no from almost 3 days more than 100 times but no response itsonly voice mssg is coming in that amp I also tried statersquos wise toll nos also itrsquos also telling from 3days gt I Really hv a donrsquot in this for people of india can utilise it
Reply
127
Rajendra saysMay 8 2015 at 1215 PM
hi Kirtican you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJ thenwhich one pansion scheme we can joing who will give us similar benifithellip
Reply
sanjay sharma saysMay 10 2015 at 1235 AM
can you tell us how will joing APJ if our age is more then 40 or advice if will unable to joing APJthen which one pansion scheme we can joing who will give us similar benifithellip
128
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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Reply
Kirti saysMay 10 2015 at 436 AM
No Sir you cannot join if your age is more than 40 years
Reply
Kirti saysMay 10 2015 at 647 PM
Sorry Sanjay if one is above 40 years one cannot join Atal Pension Yojna
Reply
sundar saysMay 11 2015 at 646 PM
he wil not allow because he reduced pension age by 40 otherwise all indians will cover
Reply
HIRALAL saysMay 8 2015 at 1213 PM
Are bhai iska koi adviser hai ya nahi
Reply
129
Antony saysMay 8 2015 at 1055 AM
thank you PM ji
Reply
130
Antony saysMay 8 2015 at 1054 AM
Thank you prime minister Ji
Reply
131
Sanjeet saysMay 8 2015 at 1041 AM
Ye yojna bakwas hai Is se achchha to post office ka MIS(monthly income scheme ka hai Plzcalculate your amount and interest
Reply
132
Pradeep says133
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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May 8 2015 at 954 AM
In case a member is covered under PMJJBY with LIC of India other companythrough more than one account and premium is received by LIC other companyinadvertently insurance cover will be restricted to Rs 2 Lakh and the premiumshall be liable to be forfeited
What do the above clause mean If i have a policy already with LIC am I not eligible for PMJJBY
Reply
Abhi saysMay 8 2015 at 913 PM
This has got to do with one individual applying for multiple PMJJBY policies For example ifyou contribute Rs 330 per year through SBI for PMJJBY and also another Rs 330 through PNBso that your nominee gets Rs2L x 2 ie Rs 4L the cover will be restricted to Rs 2L only and thepremium paid with the other bank shall not be returned Reasonable
Reply
bharath saysMay 9 2015 at 1059 AM
you can buy as many insurance policies as you want But under these govt plans all you get is2LK coverage even if you pay via more than one bank So the bottom line ishellip under each ofthese plans you will subscribe to only one policy with only one bank
Reply
Jose fernandes saysMay 8 2015 at 1200 AM
in case of death before 60 who shall pay remaining installments upto the age of 60 yearsPlease advice
Reply
Kirti saysMay 8 2015 at 518 AM
In case of death before 60 years no one needs to pay instalments Spouse will start getting thePension
Reply
134
Shital Gokule saysMay 7 2015 at 1102 PM
Thanks honrable Prime Minister you are really our care taker
Reply
135
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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vinod saysMay 7 2015 at 843 PM
Hi
I am vinod Whose is eligible to take the policy How to take policy and where should I go to take thispolicy We are family of four Can we all take this policy Please reply to my mailvinodpadala86gmailcom
Reply
Kirti saysMay 8 2015 at 608 AM
SirWhich policy are you talking aboutWe donrsquot reply to queries on email Hope you understand
Reply
136
Keerthi saysMay 7 2015 at 748 PM
Judt like that
Reply
AGNIMITRA AMARNATH saysMay 7 2015 at 853 PM
Thankyou for prime minister Good plan please implement more plans it would be helpful
Reply
137
RK MANICHANRA SINGH saysMay 7 2015 at 510 PM
THANK You Prime minister for future generation thinking growth of nation
Reply
138
Ranjan Robert saysMay 7 2015 at 505 PM
(APY) wife and husband both can have this policy
Reply
139
BIMAL SINGH saysMay 7 2015 at 458 PM
thanks mr narendra modi je
140
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
satish singh saysMay 7 2015 at 423 PM
very very thanks our prime minister mr Narendra modi
Reply
141
Anupam Mitra saysMay 7 2015 at 416 PM
My Kidney is failure now under treatment is it cover under Pradhanmantri jeeven jyoti yojnaHopefully you can provide some solution to the problem
RegardsAnupam MitraKolkata
Reply
142
gajanand odd saysMay 7 2015 at 402 PM
i am very happy for atal pension yojna
Reply
143
Amarjeet saysMay 7 2015 at 242 PM
Very Fine
Reply
144
BHARAT RAI DAMOH MP saysMay 7 2015 at 231 PM
sir ladko ko koi bhi yojna nahi hi kaya agar kisi ka ladke hi aur wo bhi gharib hi to jinki parivar atigharibi se gugar kar raha hi to ashe logo ke sath bhed bhad bhav kyo ho raha hi
Reply
145
MAHESH saysMay 7 2015 at 101 PM
DEAR SIR
MERA SAWAAL YE HAI KhellipAGAR SATTA SARKAR CHANGE HOTI HAI TO KYA ISS JAISIKISI BHI SCHEME ME KUUTCHH KOI BHI CHANGE HOGA KYAhellip
HAAAA K NAAAAAhellip
146
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
varun saysMay 7 2015 at 1052 PM
naaaahellip govt change se is par koi fark nahi padega
Reply
Varun saysMay 8 2015 at 1048 AM
No change will happen anyway this scheme was planned my UPA-2 government and wasscheduled to roll out in 2014
Reply
jitu pawar saysMay 7 2015 at 1254 PM
हमार धान मिजन सकया जीवन वमा योजना नकला ह hellipय हमार लए बहत बड़ी बात ह hellipलकन
इसक साथ लको क लए भी होना चाहए था hellip आज शा का दर कहास कहा जा रहा ह और उसम य
महगाई सर उपर नह करन द रह ह मज एक लड़का और एक लड़क ह सर म बहत ह गरब आदमी ह और
मर जस बहत सार आदमी हग क उनको लड़क ह और ओभी चाहत हग क लकोक लएभी होना चाहय
helliphelliphellipय मरा सवाल धान मी जी स ह और आशा करता ह क लडको क लए भी य बमा लाग हो
helliphelliphelliphelliphelliphelliphellip थायवाद
Reply
147
anil kumar saysMay 7 2015 at 1232 PM
Dear sir
What is the main difference between suraksha bima yojna and jeevan jyoti bima yojna because bothseen same but premium is different
Reply
148
Arvin saysMay 7 2015 at 1150 AM
Good Initiative But what will happen to all these schemes if the govt changes in next 4 yrs
Reply
sundar saysMay 11 2015 at 647 PM
trashhhhhhhhhh
149
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Reply
arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
Reply
151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
Reply
153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
Reply
Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
Reply
154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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arsubramanianb sCACAACS saysMay 7 2015 at 1123 AM
i AM THE HEAD OF A FMILY OF FIVE PERSONS AND TWO OF THM ARE WELL COVEREDFOR INWSURANCE AND HAVE DECENT INCOMEScAN i BUY THE ACCIDENT AND ALSOTHE JEEvAN BIMA YOJANA COVERING THEM FOR ADDITIONAL COVERAGE OF rS 2 LACSOR ELSE IS IT MEANT ONLY FOR PERSONS NOT HAVING OTHER INSURANCE COVERrULES ARE NOT AVAILABLE TO CLARIFY ON THIS POINT AND THIS IS IMPORTANT FORMANY URBAN DWELLERS pLEASE CLARIFY ARSMURUGANARULG MAILCOM
Reply
150
Shib Shankar Bhunia saysMay 7 2015 at 1123 AM
Thank Prime Minister your are really our care taker
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151
ABHIJIT SARKAR saysMay 7 2015 at 1114 AM
if someone joins APY at 18 yrs of age and after sometimes he or she gets a govt job with EPFhellipwill heget the pension after completion of 60yrs of his age
Reply
152
Harikrishnasairaj k saysMay 7 2015 at 947 AM
Pension is ok but what about the principle amount paid by the peopleFinally who will get it When they will get it
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153
siva kumari saysMay 7 2015 at 908 AM
sirhellip my date of birth is 28-4-1975 am i elegible to take APY If lsquoyesrsquo to get a pension of 3000 permonth how much i have to pay annually or monthly i am a house wife and do not have any pensionschemes
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Pradeep saysMay 9 2015 at 318 PM
After reading the policy document It says that people above 40yrs are not eligibile for thisschemehellip
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154
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
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155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
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Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
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157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
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158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
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Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
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Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
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159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
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Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
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160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
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Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
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Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
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Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
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siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
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Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
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163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
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Kirti says
164
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
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Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
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Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
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165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
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166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
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167
Raja saysMay 5 2015 at 344 PM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
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Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
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R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
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Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
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Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
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Kirti says
170
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
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sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
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171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
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172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
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Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
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174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
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rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
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surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
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176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
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abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
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Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
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178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
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rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
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Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
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180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
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Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
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181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
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182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
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183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
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Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
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RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
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sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
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186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
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Kirti saysMay 4 2015 at 603 AM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
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sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
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sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
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Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
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sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
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Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
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Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
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192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
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199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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PIPENDRA BHARTI saysMay 6 2015 at 545 PM
Thank prime minister and all poor man your help
Reply
155
asad jamal saysMay 6 2015 at 503 PM
Sir jee I liked your page first of all amp Thanks to our pm for launching jeevan jyoti bima amp surakshabima yojnaI want to know that I pay tax so can I avail these two schemesAnd if I go for life time autodebit from my bank for both of these schemes then can I change my nominee later after few yes due toany circumstances
Reply
Kirti saysMay 7 2015 at 557 AM
Yes Sir Nominee can be changed anytimeThe details of the scheme would be available soon and then it would be clear who can join thescheme Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be anyrestrictions
Reply
156
Prashant saysMay 6 2015 at 449 PM
My wife is a patient of blood cancer is it cover under Pradhanmantri jeeven jyoti yojna I ask from allinsurance co amp they denied to make insurance Is it cover under it
Reply
Kirti saysMay 7 2015 at 559 AM
SirSorry to hear about your wife Our best wishes are with youInsurance company will not provide insurance as she has been diagnosed The details of the scheme would be available soon and then it would be clear who can join thescheme
Reply
157
Sahil Mahajan saysMay 6 2015 at 353 PM
For queries call at 9555610478
Reply
158
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
51 of 75 170515 1112 AM
May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
162
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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Kirti saysMay 7 2015 at 601 AM
Bemoneyaware does not recommend or support any numberscontact left as comments Pleasedo so at your own risk
Reply
Sweta saysMay 6 2015 at 249 PM
Please clarify that a person who is having taxable income can also get himself enrolled under thisscheme
Reply
Kirti saysMay 7 2015 at 559 AM
Currently for jeevan jyoti bima amp suraksha bima yojna there donrsquot seem to be any restrictionsBut details of scheme will be out soon
Reply
159
yogita saysMay 6 2015 at 148 PM
Hello Thank you very much Pradhan Mantiriji Apne aam janata ke liye ye suvidha suru ki he Mainjanan chahti hu APY ke bare me Agar 60 saal ke pehle koi gujar jata hai to us ke patipatni ko turantpension chalu ho sakti hai kya
please reply mehelliphelliphelliphellip
Reply
Kirti saysMay 7 2015 at 602 AM
Jee haan Agar 60 saal se pehly koi gujjar jaye to uske patipatni ko pension milegi
Reply
160
Abhishek Das saysMay 6 2015 at 1206 PM
Hi Kirti
I am working in a MNC company under EPF scheme Am i eligible for Atal pension scheme
Reply
Kirti says
161
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
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chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
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169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
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175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
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Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
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185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
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Reply
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May 7 2015 at 600 AM
Sorry Sir you wonrsquot be eligible for the scheme
Reply
Kirupa Vasanthan saysMay 10 2015 at 749 PM
Any Citizen of India can join APY scheme The following are the eligibility criteriai The age of the subscriber should be between 18 ndash 40 yearsii He She should have a savings bank account open a savings bank accountiii The prospective applicant should be in possession of mobile number and itsdetails are to be furnished to the bank during registration
Only Government co-contribution will not be available for the tax payers or having anysocial security schemes
Reply
rahul saysMay 6 2015 at 1014 AM
Hellocan you tell me after 60 year i will get 5000pm till how many yeartill my deathhelliphellip
And if i exit before 60 then who will get pension
Reply
Bhavani Shankar saysMay 6 2015 at 1248 PM
if you want to get 5000- PM as Pension need to pay the pension contribution according to yourAge of enrol into this scheme by following the NPS Table mentioned in APY
You will get the Pension till your death after 60 years of your AgeMoreover you cannot leave from the pension scheme before Age of 60yr If do so
Discontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closed
Hope your queries get clarified
Reply
Kirti saysMay 7 2015 at 618 AM
Thanks for the reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
184
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
Pradeep saysMay 9 2015 at 321 PM
To add to the above ur spouse will continue to get the pension after your death and once uboth are no more the corpus amount of approx 85 lakhs will be given to your nominee
Reply
siva saysMay 6 2015 at 1009 AM
does any income tax saver benefits are there with these schemes
Reply
Kirti saysMay 7 2015 at 606 AM
None have been announced so farWaiting for more details
Reply
163
Sanjib Ray saysMay 6 2015 at 224 AM
There is a pension scheme i dont know the name it is probably Atal pension yajona where pensionerwill get the pension after attaining the age of 60 but i think it will not attract any people because aservice man is not going to opt this scheme nor a businessman they have other better option But it isalso not profitable to poor where labourer farmer or any other low income hard working professionBecause
1 People of profession like labourer farmer etc find it difficult to work at the age of 45-50 then howcan they work till the age of 60 and contribute to their pension scheme when they dont have the moneyto eat their dinner
2 A people on average live 60 to 65 years Then why they will provide their income every month to geta pension of rs1000 per month Rs 100 is lot to some people
3 There is a confusion about payment figure If someone young now opt for the pension scheme andwill heshe get the pension of rs 1000 or 5000 whatever the scheme heshe is opting for Rs 2000 maybe the pocket money of a son of a labourer after 50 years
Modi government is really doing some great things for people but i think they should think about thescheme once more I know there are lots of experienced brain working behind those policy making butthey may be thinking like some experienced brained people who thinks that people( may be familiesnot sure about that) with earning of rs 25 per day are not poor(not pure whether 25 or other but itsaround 25)
Reply
Kirti says
164
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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May 7 2015 at 608 AM
You have raised good questionsGovt tried NPS Swavalamban Pension scheme but did not get good responseOnly time will tell how people respond to this scheme
Reply
Anands saysMay 11 2015 at 246 PM
Sir i have one doubt this iam paying 5year be chance 2 or 3 months i have not paid wathappened apy scheme please give me answer
Anands
Reply
Supriya saysMay 5 2015 at 820 PM
HiI am already having Swavalamban Pension schemeDoes it automatically converted in to APY Shouldi contribute monthly or yearly
Reply
165
sunil Sharma saysMay 5 2015 at 539 PM
Thank You Pradhan Mantri JiBeema Yojna Se lagta Hai ki Apko Desh Ki Janta Ki Chinta Hai VarnaSare Neta Ji Pahale Apne Bare Mai Sochte Hai Thank You Once Again
Reply
166
Murli Dhar Sharma saysMay 5 2015 at 506 PM
sir my age 36 year and 5 months ha iwant per month 5000 please tell me contributed amount and yepolicy kon dega
Reply
chand saysMay 6 2015 at 756 AM
ese wala policy sapne me sochna nhihellip
Reply
167
Raja saysMay 5 2015 at 344 PM
168
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
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73 of 75 170515 1112 AM
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75 of 75 170515 1112 AM
Currently i am not a member in any Pension scheme as i running my own small business So i ameligible to join the Atal Pension Yojana scheme But if i get an employment in the next few years whatwill happen Can i continue in the scheme If not then will i get any money after 60 or can i withdrawthe amount invested till then
Reply
Kirti saysMay 7 2015 at 609 AM
The Atal Pension Yojna is focused on un organised sector Details of scheme are awaited as towho all can enroll Scheme will be launched on 1 June 2015
Reply
R K YADAV saysMay 5 2015 at 231 PM
THANKS PRIME MINISTER FOR LAUNCHING APMJBY PMJJBY GIFTS TO THE PEOPLE OFINDIA
Reply
169
naresh Chandra saysMay 5 2015 at 156 PM
Sir agar 60 year se phle death ho jaye to uss condition mei kya provision hai mera matlab death k badnominee ko pension kab se milni shuru ho jayegi
Reply
Kirti saysMay 7 2015 at 611 AM
Agar kisi ko death ho jaati hain tu unke wifehusband ko pension milege Unki wifehusband kebaad nominee ko lump sump milega
Reply
Ranjit Sengupta saysMay 12 2015 at 337 PM
1 Man lijia ki mai 5-10 years tak paisa de paya or aga koi karon bas nehi de paya or koikaran bos break ho gayahelliptab iss mamle me kya hoga
2 After 65 years ke bad mera koi karan bas death ho gyahellipus samay kya hoga tab tomujhe pension dene to swarglog nehi jaiagahellipiss mamle me please clear kijia
3 kya aki account me husband amp wife dono iss pension yojona kar sakte hai
Reply
Kirti says
170
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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May 12 2015 at 951 PM
1 What will happen if required or sufficient amount is not maintained in the savingsbank account for contribution on the due date
Non-maintenance of required balance in the savings bank account for contributionon the specified date will be considered as default Banks are required to collectadditional amount for delayed payments such amount will vary from minimum Re 1per month to Rs 10 per month as shown below
Re 1 per month for contribution upto Rs 100 per monthRe 2 per month for contribution upto Rs 101 to 500 per monthRe 5 per month for contribution between Rs 501 to 1000 per monthRs 10 per month for contribution beyond Rs 1001 per monthDiscontinuation of payments of contribution amount shall lead to following
After 6 months account will be frozenAfter 12 months account will be deactivatedAfter 24 months account will be closedSubscriber should ensure that the Bank account to be funded enough for auto debitof contribution amount The fixed amount of interestpenalty will remain as part ofthe pension corpus of the subscriber
2 In case of death of the Subscriber due to any cause In case of death of subscriberpension would be available to the spouse and on the death of both of them(subscriber and spouse) the pension corpus would be returned to his nominee
3 Yes agar unka bank account hai aur woh 18-40 years ke beech hain
Reply
sekhar kar saysMay 5 2015 at 124 PM
I am from West Bengal I am self employed and doing some typing job ampScience Graduate My DOB is 15th January 1970 I would like to joinin ldquoATAL PENSION YOJANArdquo But my age is not permit Why I suffer tonot get such schemes previous government PLEASE DO SOMETHING FOR AGERELAXASION T H A N K S
Reply
171
DILIP PARMAR saysMay 5 2015 at 1248 PM
THIS SCHEME IS EVERY PEOPLE TAKING BENIFIT OF THE SCHEME
Reply
172
shatrughan tiwari saysMay 5 2015 at 1135 AM
pradhan mantri ji aap ne bhot badiya scheem nikali hai magar kya aap bata sakte hai ki aap ke
173
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
56 of 75 170515 1112 AM
government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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government na ho to kya ye scheem continu rahe ge ya fir logo ko insurance bhi rashan ki dekano parhi milege
Reply
Aarti kandpal saysMay 5 2015 at 1008 AM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family
Reply
174
LAXMIKANTH DOULTHABAD saysMay 4 2015 at 1016 PM
THANKS TO MODIJI WHO IS VERY MUCH CONCERNED ABOUT THE HEALTH OF BELOWPOVERTY LINE PEOPLE THESE TWO SCHEMES ARE VERY HELPFULL YE GARIBI HATAOSARKAR NAHIhellipYE GARIBI MITAO SARKAR HAIN THANKS ONCE AGAIN
BHARATH MATHA KI JAIhellipJAI SRI RAM
Reply
175
LDSethi Bhubaneswar (Odisha) saysMay 4 2015 at 817 PM
Thanks to the Hon`ble PM Modiji for the noble idea amp the welfare of Indian family I want oneclarification that I have two different bank account can I opt this scheme for both the accounts or notKindly clarify the same through my mail please
Reply
rajeev suyal saysMay 4 2015 at 1126 PM
No you canrsquot One person can take only one policy Its very simple go to ur bank and just signauto debit declaration form for PMJJBY amp PMSBY
Reply
surendra singh yadav saysMay 4 2015 at 1157 PM
You can apply only in any one ac
Reply
176
Maruti Gurami saysMay 4 2015 at 712 PM
Could you tell me whether state govt employees who are contributing monthly contribution under NPSare eligible for this scheme
177
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
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esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
Kirti saysMay 5 2015 at 613 AM
For Atal Pension Yojna no but for other two schemes it should be possible Still waiting for moreinformation on the schemes
Reply
abi saysMay 4 2015 at 636 PM
can the change in government in future days affect the schemehellipIs it sure the people enrolled in thisschemes get benefit in such condition
Reply
Kirti saysMay 5 2015 at 615 AM
Good question and theoretically it is possibleBut usually party in power avoids reversing such decisions ex Aadhaar which was supported byUPA led govt has now become one of the most important document to have
Reply
178
Shivaraj M A saysMay 4 2015 at 436 PM
Please confirm me whether we get back any amount once we reach 50 or 70 years of age like maturitybenefit
Reply
rajeev suyal saysMay 4 2015 at 1129 PM
No its a term plan u have to renew it every year by paying Rs330- amp Rs12-
Reply
Kirti saysMay 5 2015 at 620 AM
For Atal pension Yojna you contribute till you become 60 years of age Depending on thecontributionyou will get pension till you are aliveyour spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the amount
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60 ie 25years
179
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
184
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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If he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakh
Reply
kamlesh yadav saysMay 4 2015 at 1252 PM
Thanks for scheem
Reply
180
Niyaz Ahmed saysMay 4 2015 at 1238 PM
Am now 55 year can i subscribe the APY and i want take Rs5000-pm from 60 year please senddetails
Reply
Kirti saysMay 5 2015 at 617 AM
The minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40 yearsOne needs to contribute till one attains 60 years of ageSorry Sir as you are 55 years of age you are not eligible to join
Reply
181
SAMIR KUNDU saysMay 4 2015 at 1230 PM
i am already enter NPS (a pran card holder) scheme with swabalamban active position contribution forswabalamban also received in last year(13-14)my DOB 02011974how i operate my ac
Reply
182
sunil arora saysMay 4 2015 at 1217 PM
Good News everybody all three schemes are launching by 9th may at kolkata
everything u want to know abt scheme is available to me now at my email id sunil2k11yahoocom
Reply
183
Sunday Roundup Weekly Magazine - Social Security Schemes - Sukanya Samriddhi Account saysMay 4 2015 at 330 AM
[] Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and Atal PensionYojna BeMoneyAwarecom []
184
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
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because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
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Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
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Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
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Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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Reply
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Reply
Kmurali saysMay 3 2015 at 743 PM
All student joint good scheme
Reply
185
Hemanta prakash Nath saysMay 3 2015 at 405 PM
DearSir I request you this scheme give the csc and all vle give BankinginsurancepensionthanksBurhaDarrangAssamcontact- 9854929985
Reply
Kirti saysMay 4 2015 at 544 AM
Sir could you explain your question We are unable to understand it
Reply
RAM saysMay 4 2015 at 1248 PM
good news for all indian citizens i hope everybody will get these schemes
Reply
sunil arora saysMay 4 2015 at 1226 PM
dear mr hemanta hellip for this you have to talk to you SCA other wisse let me assure you that thisscheme will be provided by all the POPs and aggregators as swavlamban was so not to worryhellip it will be in your CSC
Reply
186
krishnan karur saysMay 3 2015 at 1002 AM
is there any logo for pmjjbypbsbypmapj schemes
Reply
Kirti saysMay 4 2015 at 603 AM
187
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
63 of 75 170515 1112 AM
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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There would be but it is not launched till now As schemes are going to launched on 1 Junearound that time logo will be availableWhy interest in logos of these schemes
Reply
sunil arora saysMay 4 2015 at 1218 PM
yes pfrda is the only logo for APY
Reply
sanjiv sharma saysMay 3 2015 at 949 AM
I am a govment employee can I also take this yosna
Reply
Kirti saysMay 4 2015 at 611 AM
Which Yojna are you interested inThese schemes will be launched on June 1 2015The Atal Pension Youjna focus is on the unorganised sector As you have EPFNPS you wouldnot be eligible for itBut for Pradhan Mantri Suraksha Bima Yojana and Pradhan Mantri Jeevan Jyoti Bima Yojna itshould be possible Wait till 1 Jun 2015 for clarity
Reply
sunil arora saysMay 4 2015 at 1219 PM
you are already enrolled with NPShellip
Reply
Abani Kumar saysMay 4 2015 at 319 PM
I am reaching Agem of 53 Can I join in APJ please confirm it
Reply
Kirti saysMay 5 2015 at 627 AM
he minimum age of joining Atal Pension YojnaAPY is 18 years and maximum age is 40years One needs to contribute till one attains 60 years of ageSorry Sir as you are 53 years of age you are not eligible to join
188
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
62 of 75 170515 1112 AM
Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
63 of 75 170515 1112 AM
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
64 of 75 170515 1112 AM
210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
65 of 75 170515 1112 AM
Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
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Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
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71 of 75 170515 1112 AM
Reply
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Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
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copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
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Reply
esreddy saysMay 3 2015 at 700 AM
All the three schemes will be operated by PSU Banks Either life or general insurance companies arethe service providers Contribution of the premium by auto debit so people must inculcate bankinghabits clarity should be provided on continuation of pension after death of pensioner before pensionstarts or in the middle after 60 years A person started to contribute but after few years he is not in aposition to contribute for APYwhat will happen to his corpus etc to be clarified
Reply
Kirti saysMay 4 2015 at 612 AM
Yes Sir you have a good pointWe need to wait till 1 June 2015 when there will be more clarity
Reply
sunil arora saysMay 4 2015 at 1224 PM
there are few Point of presense are appointed by PFRDA to provide Pension Schemes to all likeUTI you question abt if someone is not in the position to pay contribution hellip Once started everybody has to pay contribution forcefully if not your accound will be hold with in 3 months andtotally blocked after a year these are the only draw backs abt this APY Scheme which were notin swavlamban scheme
Reply
189
kunal saysMay 2 2015 at 952 PM
can be valid Jan Dhan Yojana account for Pradhan Mantri Suraksha Bima YojanaPradhan MantriJeevan Jyoti Bima Yojana and Atal Pension Yojna
Reply
190
Sajjan saysMay 2 2015 at 308 PM
Great Job by our GreaT PM SirIs there any pension scheme wherein the pension increases as per inflation like govt employees get
Reply
Kirti saysMay 4 2015 at 613 AM
We are not aware of it
191
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Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
63 of 75 170515 1112 AM
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
64 of 75 170515 1112 AM
210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
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Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Reply
pintu kumar maity saysMay 2 2015 at 229 PM
thank prime minister you are really hiro of my life
Reply
192
prahlad saysMay 2 2015 at 206 PM
i am at age 37 yearsi want to take the scheme for the pension of rs 5000 if my death occured at theage of 45 years what benifit i will get and then how the scheme will work then after
Reply
Kirti saysMay 5 2015 at 630 AM
We pray to God that does not happenBut if someone joins at age of 37 years and contributes for pension of Rs 5000after hisher deaththe spouse(wifehusband) will get pension after the subscriberrsquos deathAfter spouse death nominees will get the indicative amount
Reply
193
anish saysMay 2 2015 at 1240 PM
in the life insurance schemehellipif some one joins at the age of 18 and pays premium till the age of 55 hehas approximately paid rs 12500 lekin jaise LIC mein maturity of the scheme par amount mil jaatahaihellipyaha par kuch nai milega
Reply
194
HARIHAR SAHOO saysMay 2 2015 at 1253 AM
IN Atal Pension Yojna (APY)IF THE SUBSCRIBER DIE EXCATLY 60YRS THEN WHO WILL GET THE BENIFITS amp HOWMUCH
Reply
Kirti saysMay 2 2015 at 305 AM
In case of death of subscriber pension would be available to the spouse and on the death of bothof them (subscriber and spouse)the pension corpus would be returned to his nomineeAmount of money returned to nominees depend on how much contribution one made that iswhen the person joined the scheme and how many years he contributed
195
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
63 of 75 170515 1112 AM
For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
64 of 75 170515 1112 AM
210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
65 of 75 170515 1112 AM
Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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For example if person joined Atal Pension Yojna at 35 years he will contribute till age of 60years ie 25 yearsIf he wants monthly pension of Rs 1000 he would contribute Rs 181 a month On his death hiswife would get Rs 1000 per month and after her death the nominees will get 17 lakhIf he wants monthly pension of Rs 3000 he would contribute Rs 543 a month On his death hiswife would get Rs 3000 per month and after her death the nominees will get 51 lakhMaximum amount of pension one can get is Rs 5000 per month
Reply
ramnaresh kushwaha saysMay 6 2015 at 825 PM
dear sir how many years i have receive pension
Reply
Bhavnesh saysMay 1 2015 at 256 PM
Dear sirhow many years i have receive pension
at the time of 60 yers how many amount i have receive
Reply
Kirti saysMay 1 2015 at 829 PM
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageAfter attaining 60 years one starts getting pension Till what age he or his spouse will recievepension is not clearDetails are awaited and would be known when the scheme is launched
Reply
196
Bhavnesh saysMay 1 2015 at 222 PM
Dear siri do not under stand abvove chart of Atal Pension Yojnamy age 30 years how many money Rs Monthly investment for this yojna so get 1000 amp 5000 Pensionper month give me all details about it
Reply
Kirti saysMay 1 2015 at 826 PM
if he joins at the age of 18 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 42 for Rs 5000 pension he has to contribute Rs
197
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
64 of 75 170515 1112 AM
210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
65 of 75 170515 1112 AM
Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
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Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
210
if he joins at the age of 40 years To get a fixed monthly pension of Rs 1000 per month thesubscriber has to contribute on monthly basis Rs 291 and for Rs 5000 pension he has tocontribute Rs 1454
Reply
raju saysMay 1 2015 at 1215 PM
are bhai ye to adhi yojana bich me marne ke baad ka to kuch hai hi nahi
Reply
Kirti saysMay 1 2015 at 831 PM
Sir aap kis yojna ki baat kar rahen hain Atal Pension yojna mein to spouse ko pension milne kaaur nominees ko lump sump milne ka provision hai
Reply
198
Abdus Salam Vai saysApril 30 2015 at 843 PM
thanks our new pm modi founder of make in India for opening this suitable and essential scheme
Reply
199
nageswarao saysApril 29 2015 at 524 PM
swavalamban yojana excellent scheme apy cannot replace how can reduce poverty in india the onlyswavalamban reduce poverty so swavalamban is the best
Reply
200
annu saysApril 27 2015 at 526 PM
im umemployed person im unable to pay a such big amount of rs5 6 8lakhs would it be low
Reply
201
Sunita saysApril 25 2015 at 225 PM
My son is of 30 years His Yearly income is 500000- can he join the ATAL PENSION YOJNA (APY)by contributing Rs 577- per month Who will get the Corpus of Rs 850000- and when Whathappens id unfortunally he is no more before 60 years of age
Reply
202
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
65 of 75 170515 1112 AM
Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Kirti saysApril 25 2015 at 416 PM
Sir we donrsquot have details The scheme will be launched on June 1 2015 and focus is on theunorganised sector
Reply
sanjay kumar saysApril 25 2015 at 1215 PM
can i avail all above ( 3 yojna ) at same timehellip
Reply
Kirti saysApril 25 2015 at 459 PM
If you satisfy conditions yes Let more details about the scheme come out
Reply
203
Harsha saysApril 24 2015 at 506 PM
Please avail this to me
Reply
Kirti saysApril 24 2015 at 803 PM
Sorry Sir we canrsquot do that
Reply
204
Kirti saysApril 22 2015 at 534 AM
Sunil I donrsquot think Dilip Sir can enroll for NPSNon Government employee between age of 18 to 60 years can invest in National Pension scheme Hecan join as as an individual investor or if his company(Corporate house) joins NPS
Dilip Sir are you looking for a regular pension
Reply
205
sunil saysApril 20 2015 at 723 PM
I found that the swavlamban yojna was much better than APY Because here in this yojna people oncechoose rs 1000 pension can not upgrade to 2000 or 3000 Second Age limit 18 to 40 is very less
206
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
66 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
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72 of 75 170515 1112 AM
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Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
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Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
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Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
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74 of 75 170515 1112 AM
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copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
because normally people start thier earning by 23rd or 24 year Nd people above 30 only starts thinkingabt pension Third in this scheme everybody is bound to pay premium as privte schemes And themain thing is nobody knows much on APY There is no updation on scheme more than budgetannoucement and pfrda still showing swavlamban on thier site httpwwwpfrdaorgin
Kirti i am very much impressed on how u demonstrate people abt APY and trying to reply Keep goingon Regards
Reply
Kirti saysApril 20 2015 at 920 PM
Thanks Sunil We appreciate your comments Keep them coming
Reply
Dilip Kumar Biswas saysApril 11 2015 at 246 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch as contribution amount pension amount etc
Reply
sunil saysApril 21 2015 at 416 PM
you can enroll yourself with NPS it is the same as APY Except you will not get any contributionfrom govt of india
Reply
207
Dilip Kumar Biswas saysApril 11 2015 at 244 PM
I AM NOW 66 YRS OLD can I enroll my self in APY If the answer is yes then what is the proceduresuch contribution amount pension amount etc
Reply
Kirti saysApril 11 2015 at 818 PM
APY scheme will be launched on June 1 2015 and focus is on the unorganised sector Under theAtal Pension Yojna Scheme (APY) the subscribers under the age of 40 would receive the fixedmonthly pension of Rs 1000 to Rs 5000 at the age of 60 years depending on their contributionsAs you are already 65 years you cannot subscribe to APY
Reply
208
Sharma saysApril 9 2015 at 755 PM
209
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
67 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Can anyone take these scheme or is there conditions based on financial credits also
Reply
Kirti saysApril 22 2015 at 537 AM
No clarity on it till nowAtal Pension Yojna focus is on the unorganised sectorBut for whom Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha BimaYojana there donrsquot seem to be any limitations But will wait for more details
Reply
Nilesh Kotian saysApril 3 2015 at 843 AM
Hi can anyone tell me in Pradhan Mantri Jeevan Jyoti Bima Yojana till which age life cover will beActive if premium is paid regularly
Reply
Kirti saysApril 4 2015 at 515 AM
People who join the scheme before completing 50 years can however continue to have the riskof life cover up to the age of 55 years subject to payment of premiumRisk cover is till 55 years
Reply
210
SANKAR RAY saysApril 2 2015 at 1045 AM
All are very good scheme APY scheme will be open on 1st June Where should i go for open all threeschemes
Reply
211
manoj singh gaur saysMarch 29 2015 at 113 PM
IN YOJNAO SE BHI GOOD YOJNAE HAI PAR PRADHANMANTRI JI KO KAISE BATAYA JAEYADI VO VASTAV ME CHAHE TO KAMAL HO SAKTA HAI
Reply
212
suresh kumar saysMarch 23 2015 at 113 PM
This is good opportunity for peoplepeople enjoy the scheme PJJYPSBY and APY It help people forgood economical background those family nobodyrsquos earned
213
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
68 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
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copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Reply
ankit saysMarch 20 2015 at 724 PM
Can i take policy in all the pension scheme plz brief
Reply
Kirti saysMarch 20 2015 at 925 PM
The scheme will be launched on June 1 2015 and focus is on the unorganised sector Details arenot available yet
Reply
214
Ramesh Jadhav saysMarch 17 2015 at 1152 PM
Pradhanmantri all this Yojana is VERY GOOD Insurance is one very imp issence thing in every budysLife
Reply
215
Sunil kumar saysMarch 17 2015 at 1016 AM
IN APY IS NOT MENTION THAT HOW MANY YEAR WE HAVE TO PAY INSTOLMENT ANDDEATH OF SUBCRIBER BEFORE THE AGE OF 60 THAN NOMINEE WILL RETURN BACKAMOUNT OR NOT PLEASE TELL ME
Reply
Kirti saysMarch 17 2015 at 1006 PM
Sunil
The minimum age of joining APY is 18 years and maximum age is 40 years One needs tocontribute till one attains 60 years of ageThe Table of contribution levels fixed monthly pension to subscribers and his spouse and returnof corpus to nominees of subscribers and the contribution period is given below For example toget a fixed monthly pension between Rs 1000 per month and Rs 5000 per month thesubscriber has to contribute on monthly basis between Rs 42 and Rs 210 if he joins at the ageof 18 years For the same fixed pension levels the contribution would range between Rs 291 andRs 1454 if the subscriber joins at the age of 40 yearsHow to read the table30 30 116 231 347 462 577If you join at 30 you have to put money till 30 For monthly pension of Rs 1000 you need tocontribute Rs 116 and would get corpus of 17 lakh Rs 231 for monthly pension of 2000 Rs andcorpus of 34 lakhHope it helps
216
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
69 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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Bemoneyaware among Top Personal Finance Blogs in India
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72 of 75 170515 1112 AM
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Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
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Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Reply
sanyam jain saysMarch 15 2015 at 325 PM
What is Indicative Return of Corpus to the nominee of the subscribers under Atal Pension yojna Ifsubscriber get death during the period before 60 or after 60 then this pension shall be applicable fornominee or not and in case of death before 60 who shall pay remaining installments upto the age of 60yearsPlease advicehellip
Reply
Kirti saysMarch 16 2015 at 518 AM
Hello SanyamYour blog rocks I am a regular reader of your blogComing to your question The table distinguishes between pension to subscriber and his spouseand his nominee So itrsquos not clear that after subscriber death would his spouse get the pension ofnot But for nominees it is clearIn case of the subscriberrsquos death after attaining 60 years of age the whole corpus generating thepension income to the subscriber would be returned back to the nominee of the subscriberIn case of untimely death of the subscriber before 60 years of age the balance would be returnedback to the nominee of the subscriber
Reply
217
ankur tyagi saysMarch 13 2015 at 1216 AM
really nice scheme
Reply
218
Swapnil Prakash Jain saysMarch 12 2015 at 507 PM
1st thanks to Shriman Narendra ModijiThis is a very helpful scheme for every Indian and especially to Under Bellow Poverty LinecommunityThank you very much indeed
Reply
219
ramu saysMarch 12 2015 at 1215 PM
hi
at what age we getting corpus amount
Reply
220
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
70 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
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You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
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Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Anand Patil saysMay 9 2015 at 251 PM
THE CORPUS AMOUNT WILL NOT GET TO YOU IT WILL GET BY YOUR NOMINEESAFTER YOU AND YOUR SPOUSE DEATH
Reply
Amit Kumar saysMarch 11 2015 at 229 PM
Thank Prime Minister your are really our care taker
Reply
221
Uttam Singh Parihar saysMarch 10 2015 at 907 PM
Thank Prime Minister your are really our care taker lot of thanks
Reply
222
sanjay kumar saysMarch 9 2015 at 120 PM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
223
Garje Hanumant Jaganath saysMarch 9 2015 at 1150 AM
Thank Prime Minister your are really our care taker lot of thanks for these three gift of our nation
Reply
224
prakash chand lakhera saysMarch 9 2015 at 1136 AM
ीमान जी म बहत गरब परवार स ह मरा परवार भी बड़ा ह ी धानमी महोदय जी क इस योजना स सभी
गरब परवार का भला होगा समत पछड़ी जाती अत पछड़ जाती क लोगो का भला होगा ी धानमी
महोदय जी का कोट कोट आभार बदन ह
Reply
ABHAY KUMAR saysMay 11 2015 at 139 AM
YE TO WAHI HUA O BALANCE ME KHATA KHOLE AUR 5000 APKE KHATE MA AAJAYEGAJABKI BANK ME KHATA KHOLNE KE LIYE MANAGER 50 BAHANE BANATE HAIhellip
225
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
71 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
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Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Reply
Leave a Reply
Your email address will not be published Required fields are marked
Name
Website
Comment
You may use these HTML tags and attributes lta href= title=gt ltabbr title=gt ltacronymtitle=gt ltbgt ltblockquote cite=gt ltcitegt ltcodegt ltdel datetime=gt ltemgt ltigt ltq cite=gt
ltstrikegt ltstronggt
Notify me of followup comments via e-mail You can also subscribe without commenting
Bemoneyaware among Top Personal Finance Blogs in India
Bemoneyawarecom is among the top 8 personal finance blogs in India More raquo
Search articles on the site
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
72 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
Understanding GoldPurityColorHallmarkHow Gold Ornament is PricedWays to invest in GoldWhich Gold ETF to choosePrices of Gold SilverGold Infographics
Subscribe To My
Bemoneyaware on Alexa
Recent Posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY)Reasons to Apply for a Personal LoanAtal Pension YojnaReturns of NPS
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
73 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
Our Popular posts
Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Income Tax Filling ITR
Articles about Income Tax organised at
Learn about Income Tax
How to pay Challan 280 onlineHow To Fill Salary Details in ITR2 ITR1Income From Other Sources Saving Bank Account Fixed DepositRD and ITRAnd more
Buying a Car
Understanding Car BoxSegmentSpecificationsUnderstanding Ex Showroom Price and On Road Price of VehicleCost of owning a CarWhat is Car Insurance
Buying Gold
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FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
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copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
How much to pay for LPG cylinder How much LPG subsidy I will getMistakes That Can Lead to Rejection of Your Term Insurance ClaimsHow to Correct or Update Details in AadhaarIncome Tax for AY 2015-16 Tax slabs ITR FormsAadhaar What is Aadhaar How to enrolCheck Aadhaar statusDownload e AadhaarHow was the FY 2014-15 for EquitiesDebtGold
Look for Articles based on Type ex Mutual FundsTax
Recent Comments
Joy Chakraborty on Sukanya Samriddhi Calculatordinesh das on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojanaand Atal Pension Yojnahttppuredesignofnaplescom on Best Interest Rates on Saving AccountThakur Gopal S Dolia on Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan JyotiBima Yojana and Atal Pension YojnaPrince on UAN or Universal Account Number and Registration of UAN
Member of
Recent Tweets of bemoneyaware
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Basics of Employee Provident Fund EPF EPS EDLISPradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima Yojana and AtalPension Yojna
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
74 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
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copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM
Salary Net Salary Gross Salary Cost to Company What is the differenceLPG Subsidy and Direct Benefit Transfer SchemeWithdrawal or Transfer of Employee Provident Fund
My recent posts
FAQ amp List of Banks for Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) amp PradhanMantri Suraksha Bima Yojana (PMSBY) May 17 2015Reasons to Apply for a Personal Loan May 11 2015Atal Pension Yojna May 10 2015Returns of NPS May 2 2015How much to pay for LPG cylinder How much LPG subsidy I will get April 26 2015
Search for More Info
Sitemap
Sitemap
Social Profiles
copy 2015 Be Money Aware BlogPowered by WordPress | Designed by FThemescom | Thanks to YouTube to Mp3 Converter free photoeditor and WordPress 34 Themes
Disclaimer This is an information based website meant for providing assistance to its readers We do nothold any responsibility for mis-information or mis-communication
Pradhan Mantri Suraksha Bima YojanaPradhan Mantri Jeevan Jyoti Bima httpwwwbemoneyawarecomblogpradhan-mantri-suraksha-bima-yoja
75 of 75 170515 1112 AM