MONTHLY REPORTMONTHLY REPORT
LOGO
Accounting Finance Div.
.
LOGO
2012 business result
ITEMS Actual Budget Variance%
Budget%
Total
Total income
250,358 442,548 (192,191) 57%
Premium collections
118,657 309,048 (190,390) 38% 47%
Investment income
130,148 132,628 (2,481) 98% 52%
Others 1,553 872 680 178% 1%
mil
LOGO
2012 business result
ITEMS Actual Budget Variance%
Budget %
Total
Total Expense
256,383
510,338
(253,955)
50%
Direct and sales
131,504
372,852
(241,348)
35%51%
Investment
550
394
156 139%
0.21%
Management
124,329
137,091 (12,763)
91%48%
mil
Loss (before tax) : 250,358 - 256,383 = 6,025 mil VND
5
Investment Asset AllocationInvestment ResultInvestment Result
Gov. Bonds: Ave. yield 13.5%; Duration 4.9yGov. Bonds: Ave. yield 13.5%; Duration 4.9y
VND TD:Ave. rate 11.5%; Tenor: 3.7y VND TD:Ave. rate 11.5%; Tenor: 3.7y
USD TD:Ave. rate 2.5%; Tenor: 0.1yUSD TD:Ave. rate 2.5%; Tenor: 0.1y
Cash/DD:Ave. rate 1.5%Cash/DD:Ave. rate 1.5%
Most of our investment income comes from the long term Government Bonds.
Weighted average yield is around 12.6%. We achieve 11 billion VND Investment Income every month.
Portfolio: VND1,026 billion
VND TD(32.7%)
Gov. Bond (65.6%)USD TD
(1.3%)
Note: As of Sep. 19th
L/O/G/O
MONTHLY MEETING January 2013
HR Report
MONTHLY MEETING January 2013
HR Report
THIS MONTH REVIEWTHIS MONTH REVIEW1. 2013 package of group insurance Participant:
Personal accident insurance: All employees after 02 months of probation
Health insurance:
Manager level: 01 year seniority
Staff level: 02 year seniorities
Coverage: The same last year coverage
New additional issue: Allow employee to purchase for family members
THIS MONTH REVIEWTHIS MONTH REVIEW2. Employee Rotation Policy Background of Rotation Policy:
Employee rotation is one of the typical working cultures at parent company. In Vietnam, our company has been doing business for more than 4 years. There are some of our employees having some certain years working in one department already. Therefore, it is time for us to apply the employee rotation policy.
THIS MONTH REVIEWTHIS MONTH REVIEW
2. Employee Rotation Policy (cont.) Benefits:
For employees: expand the employee’s career path, keep away from boredom and complacency of routine tasks, increase the employee’s creativeness.
For company: deploy employee’s capability and increase employee working effectiveness and productivity.
2013 Employee Rotation Plan: Plan to be effective in February 2013
THIS MONTH REVIEWTHIS MONTH REVIEW3. 2012 Year-end bonus payment The bonus is calculated based on average salary
of period: from Dec. 2011 to Nov. 2012.
The granting month is calculated based on the performance evaluation regulation.
Co-efficiency ratio: based on the term of service
The calculation formula:
Year-end bonus = Monthly average basic salary x Co-efficiency ratio x Granting month.
2012 Year-end bonus granting date:
January 25, 2013
1. Apply employee rotation plan
2. Proposal for employee salary review & promotion
NEXT MONTH PLANNEXT MONTH PLAN
L/O/G/O
MONTHLY REPORTJanuary 2013GENERAL AFFAIRS DEPT.
MONTHLY REPORTJanuary 2013GENERAL AFFAIRS DEPT.
A.OFFICE BUILDING INFORMATIONA.OFFICE BUILDING INFORMATION
The World Center: Internal memo ref. Security control
For staffs:o Wear name-tags in office during working timeo Glass entrance doors 7F, 8F, 10F closed all the time.
Only staffs can access to those office areas by magnetic cards. Anyone not provided a magnetic card so far, please contact HR Dept.
o For property safety and power cost saving, during lunch time and when working time is over, last staff leaving office, please remember to turn off air-conditioners, lights and lock the doors.
A.OFFICE BUILDING INFORMATIONA.OFFICE BUILDING INFORMATION
The World Center: Internal Memo ref. Security control (cont’d)
For visitors (Agents, Clients, suppliers, others): o Guards ask them to wear “Visitor” tags during their
stay. Before leaving, they returns tags and get back personal papers from Guards.
o Visitors should contact Receptionists on 9F for help. Related staffs will be informed to receive their guests.
o For VIP visitors, related staffs should call to inform Guards or get down GF to accompany those visitors getting in the office.
B. NEXT MONTH PLAN B. NEXT MONTH PLAN
Cooperate with IT Div. to improve Asset Management System
Revise and apply stationery ordering process to control cost better
Set up SOP of clearing off un-used furniture / assets kept in warehouses (internal/external sales, cooperate with PR Dept. to donate to charity foundations,...)
Renew Lease contract of The World Center.
L/O/G/O
MONTHLY REPORTJanuary 2013LEGAL DEPT.
MONTHLY REPORTJanuary 2013LEGAL DEPT.
LEGAL NEWS
Law on CIT & Law on VAT
Law on enterprises & Law on investment
Circular on managing using fund for protection of the insured
Circular on guiding accounting in life insurance enterprises
Circular on guiding selling insurance business via bank channel
New policiesNew policies
New regulations will be issued in 2013relating to operations of the company
LEGAL REVIEW
Supplementing the charter capital in 2013
The charter capital will be increased from next monthfrom 60,000,000 USDto
Contents of the company charter related tocharter capital will be revised to submit to the MOF
110,000,000 USD
21/01/2013
Working month 7th 8th 9th 10th 11th 12th 13th
New cases received 499 439 405 400 500 505 467
Issued ratio 92.4% 92.5% 92.3% 93.0% 94.8% 92.9% 94.2%
Agent Cases 79 81 84 82 123 101 94
Agent Cases % 15.8% 18.5% 20.7% 20.5% 24.6% 20.0% 20.1%
UW Index 12th 13th 01st 02nd 03rd 04th 05th 06th 07th 08th 09th 10th 11th 12th 13th
CFS within 14 days 95.5 95.4 96.7 95.9 95.6 94.9 96.7 95.1 96.6 96.3 95.3 96.8 99.2 96.4 93.0
PREMIUM REPORT
Time: 3 months 2013/01/01 – 2013/03/31Time: 3 months 2013/01/01 – 2013/03/31
Content:
1.During program time, customers submit premium ≥ 2Mvnd via VNPT or Sacombank can get a Cathay lunch box
2.Agents or Collectors collect 6 gift vouchers also change a Cathay lunch box
Content:
1.During program time, customers submit premium ≥ 2Mvnd via VNPT or Sacombank can get a Cathay lunch box
2.Agents or Collectors collect 6 gift vouchers also change a Cathay lunch box
Purpose: Increase premium collection efficiency via VNPT and Sacombank Purpose: Increase premium collection efficiency via VNPT and Sacombank
Time: 3 months 2013/01/01 – 2013/03/31Time: 3 months 2013/01/01 – 2013/03/31
Content:
1.During program time, Agents or Collector reinstate success 1 case will get bonus: 3% * PREMIUM
2. Collectors reinstate competition:A.Collector get reinstate excellent of month: Bonus 1.2M (Rank1),
1.0M (Rank2), 0.8M (Rank3)
A.Collector get reinstate excellent of quarterly: Camera SONY Cypershot 3.Collectors team reinstate competition:
Divided group competition, winner teams can join Gala dinner
Content:
1.During program time, Agents or Collector reinstate success 1 case will get bonus: 3% * PREMIUM
2. Collectors reinstate competition:A.Collector get reinstate excellent of month: Bonus 1.2M (Rank1),
1.0M (Rank2), 0.8M (Rank3)
A.Collector get reinstate excellent of quarterly: Camera SONY Cypershot 3.Collectors team reinstate competition:
Divided group competition, winner teams can join Gala dinner
Purpose: Increase reinstatement efficiency.Purpose: Increase reinstatement efficiency.
POS REPORT
Unit
12th -2012
Issue case Not-taken case Ratio (%)
case Premium case values
Ho Chi Minh Total 65 318,668,000 2 25,378,000 5.5%
Ha Noi Total 64 302,444,000 2 17,565,000 4.5%
Da Nang Total 44 201,423,000 1 3,680,000 2.0%
Can Tho Total 11 42,794,000 - - 0.0%
Dong Nai Total 252 1,660,370,000 13 99,241,000 5.6%
Hai Phong Total 5 36,019,000 - - 0.0%
GA BenTre 27 225,390,000 4 71,991,000 23.4%
Dummy Branch 17 87919000 0 0 0.0%
GRAND TOTAL 485 2,875,027,000 22 217,855,000 6.1%
2. Not-taken ratio in 12th wkm - 2012Targe
t 2012
4%
3.Monthly Suspend cases report – 2012
4. Monthly Suspend cases report – 2012
MONTHLY Jan Feb Mar Arp May Jun July Aug Sep Oct Nov Dec Total
HCM 98 82 80 49 84 120 102 156 122 110 185 105 1293
DN 24 30 16 20 52 83 37 30 45 35 55 44 471
CAN 31 37 45 40 23 24 54 98 76 50 80 66 624
DONG NAI 46 58 52 55 80 155 132 161 200 333 394 317 1983
HAI PHONG
51 49 31 38 83 99 123 129 140 119 202 214 1278
Dummy Branch
196 196
Total 391 417 350 335 509 986 930 1179 1197 1103 1631 127110299
HANOI 141 161 126 133 187 505 482 605 614 456 715 329 4454
January 2013 - Monthly Report
Reduce F.A
Function
Non-Renewal Notice Letter
Attendance Data
Checking
Product Sales
Analysis
Labor Contrac
t Functio
n
Support A07
promotion
SMART SYSTE
M
SMART SYSTE
M
L/O/G/O
Thank You!Thank You!