D O W N

GSFA PlatinumGet up to 5% of the loan amount that requiresno repayment!

• 3%, 4%, or 5% of the 1st mortgage loan amount to be used for down payment and/or closing costs*• Forgivable zero interest second lein that requires no repayment (Forgiven after 3 years)

CalPLUS CombosA �xed rate mortgage combined with down payment assistance and or closing cost assistance!

• Conventional & FHA options • Up to 3.5% down payment assistance • Choice of 3% or 4% closing cost assistance of the total loan amount (Zero interest)

USDA Rural Home Loans0% down payment program for rural & suburban homes

• No down payment required• No loan limits, no sale price limits, • No cash reserve requirement

VA MortgageHome loan program for veterans and military service members

• 100% financing with no down payment required (within county loan limits)

• Lower interest rates and terms than a conventional loan• Reduced closing costs and no pre-payment penalties

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