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CONFIDENTIAL
Your Gateway to US stocks
&
Why US investing?
United States
China
Japan
Hong Kong
United Kingdom
France
India
Germany
Canada
Switzerland 2%
2.8%
2.9%
3.0%
3.2%
4.5%
5.6%
7.7%
9.2%
44.3%
US stock market captures just under half of the global equity value
Source: Worldbank, Freeweb search
4. Create a Dollar corpus for
goals including Foreign education,
Migration, Wedding
Why US investing?
3. Investing in the US can be
more efficient than India (lower
P/E valuation)
2. Easy access to Diverse asset
classes like Global stocks, Global
bonds, REITs, Treasury bonds
1. Dollar Hedge against Rupee
depreciation while potentially
achieving better performance
US Stock Market
1. For the past 10 years, US market has outperformed and rupee has depreciated…
US market has outperformed India’s market Rupee has lost its value by ~39% vs. USD
*Note that past performance is not indicative of future returns.
• If you had invested INR 4,500
(USD 100) 10 years ago in
the SENSEX, your investment
would have grown to INR
11,250 (USD 161) over a 10-
year period, CAGR: 9.6%
• But had you invested the
same INR 4,500 (USD 100) in
the US stock market; the
investment would have grown
to INR 20,720 (USD $296)*,
CAGR: 16.5%
*Note that past performance is not indicative of future returns.Assumption: 1 USD = 70 INR as on today, 1 USD = 45 INR as on 10 years ago
… resulting in superior returns overall
✔Collaboration with Vested provides geographical diversification to the investors
✔Move your portfolio away from single country, single currency risk
GeographyIndustry TimeAsset class
Key types of diversification
2. Access to geographically diversified portfolio
3. Investing in the US can be more efficient*
✔ On Average subsidiaries of US MNCs that are publicly traded in India, trade at 3X the price/earnings
Investing in Indian MNCs subsidiaries
through the Indian Stock Market means
paying, on average, 3X higher multiples
(P/E) for the same parent company.
✔ Yet, even with the higher multiples, the higher returns not significantly better
Trai
ling
twel
ve m
onth
s P/
E
Average return of the US parent companiesAverage return of the Indian subsidiaries
*analysis of 16 multinational companies that are traded in the US, with subsidiaries that are publicly traded in India
Despite paying significantly higher multiples,
the returns from the past year are similar:
14% (US parent) vs. 17% (Indian
subsidiary). The returns do not truly support
the rich valuation.
4. Easy US dollar spending
Child’s foreign education Destination Wedding Travel Abroad
Start saving in US$ for the dollar spending in the future
Regulations around International investing
We abide by regulations in the US and India
U.S. regulations India regulations
• Vested is registered as an Investment Adviser with the SEC*
• The RBI’s Liberalized Remittance Scheme allows each Indian resident to invest up to $250,000 annually
*Registration of an investment adviser does not imply any specific level of skill or training and does not constitute an endorsement of the firm by the Commission.
Tax treatment for the investors
Vested helps simplify the tax filing
No capital gain taxes payable in the US
Capital gain taxes in India
Dividends
• 25% tax deducted at source in the US• Foreign tax credit available in India
(DTAA agreement)
• Long-term: 2 years, 20% and indexation benefit
• Short-term: According to income tax slab
Broker dealer (works with companies in 10+ countries)
CitibankCustodian (holds securities; equivalent of NSDL/CDSL in India)
Investment Adviser(Fiduciary duty)
Securities Investor Protection
Corporation (SIPC)
Insures each account up to $500,000
SEC (USA’s SEBI)
DriveWealth
Investors
Safe and secure ecosystem of US investing
About Vested
✔SSL has partnered with Vested to provide Direct US investing to their existing as well as
future clients
✔Founded in 2018, Vested provides an end-to-end ecosystem for US investing, unlike any
other offering in the market
▪ SEC-registered and SEBI-registered* Investment Adviser
▪ Headquartered in Mountain View, Silicon Valley, CA, with offices in Mumbai &
Bangalore, India
✔Vested has developed a secure ecosystem as per local needs and requirements
▪ Web and mobile-friendly platform
▪ Local customer support to answer any questions and guide through account opening
process
Vested overview
*SEBI registration pending
Vested features and highlights
Commission-free investing
Fractional investing: Ability to buy less than one share, enabling you to invest as low as $1 for high priced shares such as Amazon, Google, or Berkshire Hathaway
Vests – advisory in the form of curated portfolios and basket of stocks and ETFs bundled together as a theme
Safe & secure: State-of-the-art encryption and security
Help with tax tracking in the US and India
Simplified remittance process: We have partnerships with the banks to enable online and pick up remittance service. Withdrawals also improved
Simplified Onboarding & Secure Platform
Simple and seamless online process…
• Visit the website: shcilservices.vested.co.in or click on the
International Investing banner at www.shcilservices.com
• Click on Start Investing and proceed to seamless account
opening with Vested
Paperless Onboarding
Remit USD- Partnership with Banks in place to make this
process smoother
Access investing platform
• All you need is a photo of ID and proof of address
• Verification completed in 1 business day
• Remit USD to your brokerage account via your bank
• No minimum account balance
• Mobile/Desktop web, Android and iOS app LIVE
• Easy to use interface
• Vested helps track cost basis for tax reporting
Buy securities and VESTS (pre-built portfolios)
Help with Taxes Withdraw Anytime
• Investors can sell anytime
• Keep balance in USD
• Or wire money back to bank account in India
• Ability to buy <1 share
… to open an account via Vested platform
Vested has developed a user-friendly investing platformLive on web, Android and iOS
ETFs rebranded as easily digestible
themes
Invest in fractions
Directly access trade confirmations and
monthly statements delivered by the broker
Help is always around the corner!
USD fund transfer simplified
Hold funds as cash (earns up to 2% p.a.)
SSL Vested stands out as a platform for Direct Investing in the US stock market
Fractional investing
Commission-free trades
Simplified remittance & withdrawal process
No minimum investment
Simplified onboarding process
Advisory (pre-built portfolios) *
* Has a minimum of EUR10,000
Tax tracking assistance
+
