3nd Quarter Issue 2019 July / August / September

Welcome Memo Page 1 Owners’ Thoughts

What’s New Page 1 Medicare’s new app!

Take a look Page 1 Duolingo—learn a new language!

Announcements Page 1 Around the office, reminders, updates on the “Young-ins” in the family, thank you list

Agent’s Corner Page 2 Combined announcements for this issue

Recipes Page 3 Cucumber, Pineapple & Cilantro Salad Prosciutto and Melon

Did you know? Page 4 Interesting, fun facts, and/or household tips

Riddle me this Page 4 Things that make you go “hmmm”

YIS Trivia Contest Page 4 Will you be next issue’s winner?

Thoughts...To My Mom Page 4From the desk of . . . Dan & Antoinette Young

A brief introduction—my Husband, Dan and I are the owners of Young’s Insurance Services, Inc. through whom you purchased an insurance product either from us, or one of our helpful agents. Our brokerage agency has been providing health, life and Medicare insurance options, along with a variety of other products since 1997. We would like to take a moment and welcome all the new families to this complimentary newsletter we mail out quarterly! Our goal is to stay in touch with our clients and provide helpful industry related material, while also sharing some fun tips and stories to brighten your day. To learn more about us and our company or read past newsletters, please visit our website at yisonline.com and check us out! Thank you for your confidence in our company, agents and the products we offer. We hope you enjoy this issue! Antoinette~

Welcome Memo

Hello everyone! We certainly hope this newsletter finds you and your families all doing well. Although it rained a lot, spring came and brought warmer days and beautiful fragrant flowers. (Of course, it also ushered in nights of pesky mosquitoes and more of the dreaded spotted lantern flies this year...ugh.) However, summer is here and it’s time to have some fun in the sun! As I mentioned last issue, Dan and I moved into a new home over the winter. We thoroughly enjoyed watching various Types of flowers bloom all over our new yard this past spring. Now it’s time to relax and plan some family barbecues! It has been an eventful past few months for us between settling in along with our middle son, Tim, getting married. Towards the end of July now, we are looking forward to our oldest son, Nick, and his wife Kayla giving us another grandbaby! In the office, everyone is juggling vaca-tions and weekend trips away along with reviewing health coverage options. It’s also that time of year when we are busy with insurance companies’ re-certifications and training for Medicare’s upcoming prescrip-tion and Medicare Advantage plans. How-ever, you don’t need to think about all that right now. You can just find a cool spot, pour a tall glass of cold iced tea or lemon-ade, and enjoy reading this summer issue!

What’s New

Medicare’s new “What’s covered” app!

Not sure if Medicare will cover your medi-cal test or service? Medicare’s free “What’s covered” app delivers accurate cost and coverage information right on your smartphone. Now you can quickly see whether Medicare covers your service in the doctor’s office, the hospital, or anywhere else you use your phone. “What’s covered” is available for free on both the App Store and Google Play. Search for “What’s covered” or “Medicare” and download the app to your phone. Once

YOUNG’S INSURANCE SERVICES, Inc.

Office 610-275-7923 ♦ Fax 610-275-7925 ♦ www.yisonline.com

Fairview Office Plaza ♦ 2933 West Germantown Pike Building 2 ♦ Suite 200 ♦ Eagleville, PA 19403

“What’s covered” is installed, you can use it to get reliable Medicare information even when you’re offline. The app delivers general cost, coverage and eligibility details for items and services covered by Medicare Part A and Part B. Search or browse to learn what’s covered and not covered; how and when to get covered benefits; and basic cost information. You can also get a list of covered preventive services.

Take A Look

Duolingo! Duolingo is a way to learn a new language in the comfort of your own home at your convenience. It’s a learning service available through both a website and app. You can learn a new language as well as take a digital language proficiency assess-ment exam. The app and website are free, however Duolingo also offers a premium service for a fee. As of January 2019, the language-learning website and app offer 85 different language courses in 24 languages.

Announcements

In and around the office Happy Birthday to you, Happy Birthday to you,

Happy Birthday dear... Pat Hickey, agent July 9th Brian Cannon, agent July 31st Ed Mitchell, agent July 26th Mike Mizas, agent July 3rd

Happy Birthday to you!!!!

Just a reminder, please call to notify us with an address / phone # change!!!! Also, HIPPA rules are very strict—If there’s a family member or friend that you wish us to speak with on your behalf for any reason in the future, then kindly contact us with their information and we will keep it in our files. In the event of someone’s passing, we would need you to provide a death certificate to stop the policy and have any monies due refunded. Please be prepared to confirm your personal information when calling our

office as well. Page 1

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THEY TIED THE KNOT!!!! Our middle son,

Timothy David Young, is now a married man!

By Antoinette Young, Owner

Along with June 21st being the first day of Summer, it was also the day our mid-dle son, Tim, married his long time girl-friend Alyssa Berzins, daughter of Harry & Allison Berzins. The engagement year went by so quickly, but they had everything planned in time. Since they both love coffee, a “love is brewing” theme was used at the shower and it carried right into the wedding where there were even little mini disposable coffee cups on each table which said “the perfect blend” that were filled with white, milk and dark chocolate covered coffee beans. The ceremony and reception were both held at the Barn at Stoneybrooke in Atglen, PA. It was beautiful weather despite the heat, and the bride and groom were a stunning couple! The day was filled with special moments captured in beautiful photo-graphs, heartfelt sentiments shared by loving family and there was even a broth-er’s dance off between Tim, Nick (the best man), and Jake (the ring bearer) along with a special appearance from dancing Elena (Nick’s daughter and the flower girl)! We wish Tim & Alyssa all the happiness they deserve! I can’t believe we have two sons grown and married now! Jake (our 10 year old) has assured me he’ll stick around for a few more years though haha! In lieu of our usual “get to know your agent section” we’ve enclosed a few wedding photos in this issue to share this special occasion!

Big Boy / Grandbaby Update!

What Jake Ryan Young and Elena Marie Young are doing now! (Jake is our youngest son and is 10. Elena is our 3 year old granddaughter.)

Let me start by saying… Summer equals HAPPY KIDS!

Jake and Elena see each other often and just love going into the pool, playing games, chasing each other (and our dog, Mr. Coco Nut) all over the house, reading books and of course, eating ice cream! They have both had a busy few weeks with a wedding in the family (Jake was ring bearer for his brother Tim, and Elena was flower girl for her uncle) and now, there’s a new baby boy coming along too! Elena will be a big sister very soon and Jake will have a nephew to play with! So far this summer, Jake attended basketball camp, met some new neighbor-hood kids, and had an epic sleepover birthday party in his new house with 7 of his friends. There was swimming, basket-ball, making their own pizzas, movie watching with popcorn and late night gaming. He had the time of his life...while we were thoroughly exhausted! As for our little Elena, she has mastered potty training and also attended a toddler’s camp where she did crafts and music. She attended Little Gym where she’s been learning gymnastics and has recently even been introduced to dance. They’re getting taller and funnier with each passing day. We’re looking forward now to adding another little one to the happy mix! Stay tuned for all the details and pictures in our upcoming issues! ************************************************ Thank you list—As always, we would like to take a moment to SINCERELY THANK those who gave our name out. Please know how grateful we are for your confidence and support! Without you, our family business would not be what it is today! So without further ado...a big thank you to; Elizabeth Smoker, Ron Nadler, Joe Madden, Madelyn & Francis Quinn, Dorothy Dixon, Susan Levering, Peter & Lynn Grout, Holly Rhoads, Bill Lorenz, Laurie Conrad, Larry Fletcher, Robert Rose, Barbara Fallon-Walsh, James Waldie, Christine Rynier, Irv Moses, Marion D' Entremont, Christine Craig, Georgene Lynn, Mike Daley, Dan Joie, Dharam Chawla, Gloria Pontorno,

Gail Giordano, Frederick Lynn, David Posmontier, Virginia Stever, Sue Gauker, Jeff Karpinski, Mary Flannery, Cheryl Green, Ray Fantuzzi, Rosemary Boneck, Carole Pursell, Todd Starks, John Ar-nold, Rose Schaaf, Malcolm Os-born, Terri Vittorelli, Jeff Miller, Marie Melnick, Michelle Longmire, Cyd Weissman, Irene Hall, Pat Brubaker, Jim Gentile, Nancy Harris, Hank Brady, Diane Keller, Ralph Batchelder, Placer Gigantone, Judy Wise, Jay Butler, Bill Parr, Robin McGovern, Joe Kirby, Gail Hough, Rose Czerwonka, Zach Fletcher, Dave Posmontier, Phyllis Giaimo, Noreen Gloninger, Jerry Snyder, Donna Butler, June Hopkinson, Alex Gerhart, Ken Hirsch, Patsy Morrone, Sandy Quinn, Andrew Mairorana, Paul Lorenz, Denise Zecca, Fred & Nancy Brown, Chuck Palmer, Liz Dunleavy, Andrew Domino, Bernadette Montemayor, Robert Mauri Sr, Patricia Purfield, Shannon Feola, Cheryl Weinstein, Susan Walsh, Linda Bruno, Nancy & Bob Widman, Fred Kurtz, Deb-orah Derman, Greg Bruce, George McDowell, Stephen Pappanastasiou, Gerald Deasey, Adele Geonnotti, Elizabeth Walsh, Cheryl Sharrod, Dayle Godlewski, Marilyn Patzuk, John Hornyak, Kathy Eveleth, and Cheryl Win-ters—THANK YOU ALL!

Agent’s Corner

CONGRATULATIONS are in

order for the following agent events!

BABY BOY! By Brian Cannon, Agent

I hope everyone is enjoying the warm weather and keeping cool! My wife and I are excited to share with you that our son, Jack Michael Cannon has arrived! He was born on June 18, 2019 weighing 5lb 3oz and 18.5” long! We couldn't be happier, and can’t wait to share more pictures in the future!

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Cucumber, Pineapple & Cilantro Salad Ingredients 1/4 cup white balsamic vinegar 1/4 cup water 1/4 cup sugar 3-4 cups cucumbers spiralized 1/4 medium red onion chopped (optional) 1 bunch cilantro chopped 1 1/2 cups pineapple chopped into cubes

Directions 1) Mix the first 3 dressing ingredients in a small bowl; set aside. 2) Slice or spiralize the cucumber (removing the seeds). Chop the onion, pineapple, and cilantro. Mix together in a large bowl. 3) Add the dressing.

Elena

The Young family; Dan, Tim, Antoinette, Jake & Nick

Recipes

Prosciutto and Melon Appetizer Ingredients 1 cantaloupe, seeded and cut into 8 wedges, (or bite-sized chunks)

8 thin slices Prosciutto (Italian ham)

Directions It doesn’t get any easier than this—sweet sun-ripened melon wrapped with salty Prosciutto! 1) Remove the flesh from the rind of the cantaloupe. 2) Cut melon into 8 wedge strips (or smaller chunks if you prefer). 3) Wrap each piece of cantaloupe with a slice (or smaller piece) of the ham depending on your size preference. 4) Serve cold with a glass of sparkling Prosecco, and you’ll feel like you’re in Italy!

Alyssa & Tim

Our sons and their wives Kayla & Alyssa, Tim and Nick

for a $25 gift certificate for one of the following: Scentsy, Wawa, Amazon, Applebee’s, Olive Garden, Red Lobster or Cracker Barrel—winners choice!

Thoughts of the day . . .

In honor of Tim’s wedding, I wanted to share this framed message that he presented to me as a gift at the rehearsal dinner.

To My Mom, Mom, today on my wedding day, I want

to say how proud and blessed I am to have a mom like you. You raised me to

be strong, patient, humble, and kind which will guide me even after I say I do.

I will never forget my childhood and all of our playful, happy times. You read me

stories, sang songs, and recited silly rhymes.

Mama Llama, we will forever be connected from down in my soul to deep

in my heart. I could never thank you enough and I adore you.

Love always, Timmy, "Baby Llama" June 21st, 2019

Did You know . . .

Dandelion Facts: Did you know they’re not weeds, but in fact are from the same family as sunflowers! One cup of dandelion greens equals 535% of your daily recommended vitamin K, and 112% of vitamin A! A dandelion seed can travel up to 5 miles before it lands. Every part of the dandelion is edible. Up until the 1800's, dandelions were seen as extremely beneficial, and people would remove grass to plant them!

Riddle Me This . . .

1.) Why did the cowboy get a dachshund? 2.) What did the strawberry say when it was stuck in traffic? 3.) How did the tooth fairy fix her wand? 4.) Where do penguins get their money? 5.) Why did the meteor go to the dentist? 6.) What did one spider say to the other?

RIDDLE ANSWERS:

Fairview Office Plaza 2933 W. Germantown Pk. Building 2, Suite 200 Eagleville, PA 19403

, Inc.

YIS Trivia Contest

Barbara Jordan of Aiken, SC won the last quarter’s YIS newsletter contest! Congrats! The correct answers were; 1.) Right 2.) Bread Plate 3.) Fork 4.) Towards 5.) Spoon

This issue’s Trivia questions are:

Summer Fun! 1) What is the name of the long sheet of plastic that water is sprayed onto so that kids can ride and slide on it? 2) What day does summer officially begin on? 3) What famous summer blockbuster film about a shark was the first to be promoted to the public by a blitz of expensive television advertising? 4) The Fourth of July is a national holiday and represents what special event in US history? 5) Which American holiday unofficially signifies the end of the US summer season?

Call, fax, email or mail us your answers. All correct answers will be put in a drawing

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1.) Someone told him to get a long little doggie! 2.) “I’m all jammed up!” 3.) She used tooth-

paste! 4.) A snowbank! 5.) To get his cavities filled! 6.) Can you connect me to the web?