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Northwind Traders Newsletter
RTFCU NEWSLETTER www.rtfcu.com APRIL 2015
YOU BELONG HERE!
START A LIFETIME MEMBERSHIP WITH
GO AHEAD, PLAN THAT FAMILY ROAD TRIP
In This Issue A Student Run
Branch for RFA
RTFCU 2015 Class-
room Grant Awards
SHRED-IT-DAY
Keep Your PIN to
yourself
April is Youth Month
Do More With Your
Debit Card
2.49%BUY NEW,
BUY USED OR
REFINANCE
Rates As
Low As
AUTOS, BOATS, MOTORCYCLES,MOTOR HOMES
ALL TITLED VEHICLES
1-5 YEARS *SPECIAL RATE FOR LONGER TERMS
* Annual Percentage Rate. Loans Subject to Approval. Rates Subject to Change
WHAT ELSE DOES RTFCU OFFER WITH YOUR LOAN?
Monthly or Bi-Weekly Payment
Option With Summer Skips
for 10 Month Employees! Call
Our Loan Officer Annemarie
(315)336-7810x227
You Have The Option
Choose Your Payment
Due Date. Let us Set Up
Your Loan To Match Your
Payroll Date
Same Rate Same Day
Many Times Your Loan
Can Be Processed The
Same Day.
We proudly serve
Employees & Students of
Adirondack, Camden,
Holland Patent, Madison,
Rome Catholic, Rome City,
South Lewis & Westmoreland
Schools, as well as their
families and Employees of
Madison-Oneida BOCES &
N.Y.S.S.D. as well as their
families
APR*
Photo Caption
RTFCU is PROUD TO ANNOUNCE OUR FIRST STUDENT RUN CREDIT UNION
Logo Design: Aaron DiMezzo
The Grand Opening & Ribbon Cutting was held March 18’Th at R.F.A. in the Knight Spot . Joey Campbell, RFA
Student Branch President cuts the ribbon with help from (left to right): John Vero R.T.F.C.U. President, Mackenzie
D’Aiuto, Aaron DiMezzo, Collin Hetherington, Dominique LaMay & Tracy Worden R.T.F.C.U. Manager.
Cake and refreshments were enjoyed by Mayor Joseph Fusco, Board Members, School Administrators, Student
Branch Volunteers & their families, R.T.F.C.U. Board Members, C.E.O. and staff.
The RFA Student Credit Union began its
first day of operation Mar. 4’Th in Rome
Free Academy’s Knight Spot.
RTFCU & RFA have partnered together to
provide students with the opportunity to
work as credit union employees in a real
credit union setting, while receiving
“hands-on” experience. Student Branch
employees are processing deposits, with-
drawals, accepting membership applica-
tions & opening new accounts, as well as
cash & check balancing functions. Stu-
dents will also have the advantage of mar-
keting their student branch.
Students who visit the in-school branch
will be able to open a savings account
with incentives, and have the option of a
checking account with ATM / Debit Card.
Students will be able to maintain their
own accounts by using transaction forms,
keeping an account register, and having
the opportunity to reconcile their accounts
with a bank statement. These opportuni-
ties will help build knowledge and confi-
dence in finances while preparing them for
college and the financial decisions they
will face as adults.
Our hope is to help students advance in
financial knowledge & understanding,
teach good money management skills & in
doing so build financial awareness,
responsibility, and credit worthiness.
A special “Thanks” to Tracy Thielman & Jenna DeBlasiis for capturing our
event!
RFA STUDENT CREDIT UNION
Joey Campbell, Aaron DiMezzo, Fiona Dutcher, Collin Hetherington,
Dominique LaMay
Mackenzie D’Aiuto
Samantha Cataldo, Owen Hetherington, Nickolas Korrigan,
Cole Matty, Tekitha Posey, Brian Todora
RFA Business Teachers, Nancy Witter and
Mary Campbell gave true dedication & support to
make this project a success & enjoyable for all!
Also shown in photo: RFA Principal Mark Bensen
& RCSD Superintendent Jeffrey Simmons.
13 Area Educators Receive
Classroom Grants
This year we are going ABOUT $AVING$!
$AVE! $AVE! $AVE!
This Is A Great Time To Open an Account for Your Child or Grandchild!
Come in and see what happens when you open a youth account or make a
deposit in your youth account! When you do, you can leave a ticket with a
monkey or bear, an owl or elephant! At month end we will draw a ticket
from one of these wild fellows, and four savers will be presented with a
wild prize!! And don’t forget to drop a youth savings idea in the suggestion
box. The one chosen for best idea will be used as part of RT’s Youth Ac-
counts and will be published on our Facebook page & in our newsletter,
so...
GO FOR $AVING$ IN APRIL
Youths ages 5-12
RTFCU’S INAUGURAL CLASSROOM GRANT
AWARDS PRESENTATION
Thirteen well deserving educators received their
RTFCU 2015 Classroom Grant Awards January
26’Th at a reception given by RTFCU.
Applicants submitted a Project & Narrative ex-
plaining the objective & activities involved with the
project and how their project & grant funds will
help them help their class reach the goals set by
the Common Core Standard. Classroom grants
were available to all educators within the RTFCU
field of membership.
Projects were carefully reviewed by a committee
of educators and presented at the RTFCU Annual
Board Meeting by Board President John Vero and
Manager Tracy Worden.
RTFCU congratulates all applicants for the extra
effort you offer your students, school and commu-
nity. It is good to see our children & schools bene-
fit from the dedication of a good teacher.
The 2016 Classroom Grant Applications will
be distributed in September 2015! School District Winners From Adirondack S.D., Camden S.D.,
N.Y.S.S.D., Rome Catholic, Rome City S.D., Westmoreland S.D. and
South Lewis S.D. respectively.
WATER SAFARI &
GREAT ESCAPE
DISCOUNT TICKETS
COMING SOON!!
KEEP YOUR PIN TO
YOURSELF
Just because you usually use your debit card in
public places doesn’t mean you’re always safe.
Information/ identify theft can take place just
about any time or anywhere – at an ATM, in your
favorite coffeehouse, or when you’re buying
something online. Keep your PIN a secret. Mem-
orize your PIN, and never write it on your card or
store it with your card. Don’t give your PIN over
the phone. No company or person should ever
ask for your PIN, not even your credit union or
bank. If you use your debit card to make a pur-
chase; whether by phone, in store, or at the gas
pump do not give your PIN. Just choose the
“Credit” option.
Practice your own security measures with on-line
shopping. Look for secure transaction symbols
such as the “lock logo” in the lower right corner
of your Web browser window and Web address-
es that start with “https.” Also, make sure to log-
off after you complete your online purchase.
Always Choose The CREDIT Option
PIN Safety at the ATM
Block the view when entering your PIN
Be aware of your ATM Surroundings
Make Sure Your Transaction is Complete and You
Take Your Receipt
SHRED-IT DAY APRIL 23’RD 3:30-4:30pm
RTFCU PARKING LOT
Bring up to 10 Boxes
Free To Our Members
Watch As Your Documents are shredded. Stop Identity Theft
Do More With Your Debit Card
Transfer funds from one account to another
Check account balances
Access to 28,000 Surcharge -Free ATM Locations in our Co-op Network!
And we made it easy to find them all!!!
Text your location to: 692667 (MYCOOP)
Call 1-888-site-COOP (1-888-748-3266)
Have a smart-phone? Simply download ‘COOPATM’
in the Ap store or Google Play Online: www.co-opnetwork.org
Check your SCORE CARD REWARDS & redeem your points online Need
Assistance ? Call our Member Service Representative (315)336-7810
RTFCU LOAN RATES
Loan Purpose Term Rate*
Titled Vehicles up to 5 years As low as 2.49%
(Includes Motorcycles, Motor Homes & Boats)
Recreational Vehicles Up to 5 Years As low as 5.49%
(Includes Non-Titled ATVs, Camping Trailers, Snowmobiles,
Jet Skis & Boats-New & Used )
Home Improvement 1-5 Years As low as 5.49%
Personal Loans 1 Year As low as 5.49% *
2-3 Years As low as 6.49%*
4-5 Years As low as 7.49%*
Overdraft L.O.C. ($500 limit) 15.00%
Open End L.O.C. 15.00%
Share Secured 2.65% over dividend rate of shares pledged
VISA Credit Card 9.90%
Home Equity Loans Call For Details As low as 4.0%
ROME TEACHERS FEDERAL CREDIT UNION
924 TURIN STREET. ROME, NEW YORK 13440
Phone: (315)336-7810. Toll Free: 1(888)336-7810
E-mail: [email protected] www.rtfcu.com