Yes Bank Seminar

8/6/2019 Yes Bank Seminar

http://slidepdf.com/reader/full/yes-bank-seminar 1/3

summary of the seminar

The students of HR College had a great opportunity to interact withdistinguished guests of the Indian banking world who have played a major rolein putting India on the anvil of becoming a superpower. We had the privilegeof interacting with MrDeoduttaKurane, President -Human

Capital, MrSaurabhBhat, President and MD- Corporate Finance andDevelopment Banking and MrBinojVasu, Vice President & Chief LearningOfficer - YES BANK along with their team to take us through the scope of development banking.

The afternoon began with an enlightening speech from MrKurane who talkedabout How YES Bank got into banking and the need for it to do so. Heemphasized on Professional Entrepreneurship as a part of the DNA of YES

Bank and how it is not a physical act, but is all about the mindset. He alsospoke about YPEP, a professional entrepreneurship program at YES Bank which was initiated to attract best-in-class human capital from most reputedinstitutions nationally thereby creating an enviable talent pool to further stimulate the growth ambitions of the Bank. He left us wonderful tips on howone should have an approach to one¶s job and on how to put in that extramental and physical energy to go an extra mile.

MrSaurabhBhat took over later and gave us an insight on how YES Bank hasmaintained its standards by providing a delightful experience in bankingfocusing on its Capital Adequacy, Liquidity and Asset Management . Hethen spoke about the key essentials under Development Banking covering Agriand Rural Banking, Agri Infrastructure, Microfinance , Healthcare, LifeSciences, Media and Entertainment, Telecommunications, InformationTechnology, Infrastructure and Retailing amongst others, which are the FutureBusinesses of India. He also told us that YES BANK aims to be dominant

player in the Food and Agribusiness sector by providing professional, end-to-

end financial solutions to stakeholders across the entire agricultural value chain

YES BANK, founded in 2003 and highly successful, has consistently been profitablemeeting the Indian government's Priority Sector Lending (PSL) requirements, unlikevirtually all other private sector banks, which view PSL activity as a necessary but loss -making part of their portfolio. To do this, YES BANK created a distinct DevelopmentBanking practice, under the purview of the Corporate Finance division. But now, theDevelopment Banking team is contemplating going to the Board to take the concept onestep further: pro-actively investing in PSL-qualifying activities not as a matter of



regulatory compliance but as business. Should the bank devote significant financial andhuman resources into an ambitious Financial Inclusion Program to serve previouslyunbanked rural populations through a rapid expansion of its branch network and the useof nonbank business correspondents? In addition, should the bank commit part of itsscarce capital to Tatva Capital, a private equity venture focused on renewable energy,clean technology, waste management, water & sanitation, food & agribusiness,affordable housing, healthcare, education & livelihood creation? Is the Board ready toincorporate development banking into the mainstream of the bank, or will this turn out tobe a major error in judgment?

L earning Objective:To acquaint students, particularly those already familiar with micro-finance, with theexpansion of mainstream banking into other financial, services related to nationaldevelopment and financial inclusion, on a commercial basis. Secondarily, to analyze thecircumstances under which development banking could arise in a "conventional" privatesector bank, and consider whether it can be readily replicated in other private sector financial institutions.

Development Banking

YES BANK s in-depth knowledge of the sunrise sectors of the Indian economy has enabled it to deliverefficient and customized banking solutions, due to which there has been significant attraction indeveloping new opportunities and ideas that add long-term shareholder value. YES BANK focuses on keysectors such as Food and Agribusiness, Healthcare, Life Sciences, Media andEntertainment, Telecommunications, Information Technology, Infrastructure and Retailing amongst others, which are the Future Businesses of India. We are committed to support the growth and

development of these sunrise sectors to facilitate the overall development of the country throughstrategic initiatives.

ood and Agri Business

YES BANK aims to be dominant player in the Food and Agribusiness (F&A) sector by providingprofessional, end-to-end financial solutions to stakeholders across the entire agricultural value chain. Aspecialized " Food and Agribusiness Advisory and Research " (FASAR) division has been domiciled withinthe Development and Knowledge Banking Group at YES BANK. The division houses industry practitionerswith relevant experience and expertise in key sectors of the Agri-value-chain. They provide sectoralknowledge on industry trends and enhance growth prospects in the Agribusiness se ctor.

In our endeavour to catalyse the transformation of this highly important sector, which is the backboneof the Indian economy, YES BANK has committed to the cause of bridging the infrastructure andknowledge gaps, that still exist in the agribusiness sector. This has been actualised throughorchestrating some path-breaking initiatives such as the development of the first Integrated AgriFood Park in the state of Andhra Pradesh and other locations in South India, in associationwith Indu Projects Ltd. YES BANK has successfully completed a prestigious assignment for UnionMinistry of Agriculture , Govt. of India to establish Modern Terminal Market Complexes foragricultural perishables. A Model Concession Agreement has been prepared which is the first



focussed project finance documet for enabling PPP in the agriculture sector. The project will beimplemented in several states by the respective state governments.

We have a strategic partnership with NABARD Consultancy (NABCONS) for joint strategic advisoryassignments in the areas of Food & Agribusiness, Agri-Infrastructure etc. FASAR has also been providingstrategic advisory to various companies in the Food & Agribusiness sector along with assisting them intheir international forays. Through these efforts, we have achieved a key knowledge and thought

leadership position amongst stakeholders in this highly important sector of the Indian economy.

YES BANK has been driving thought leadership initiatives, strategic research, and has developed key Knowledge Partnerships with various apex industry associations and its Committees, State and CentralGovernments, etc., to provide direction for sustainable development and inclusive growth. As a part of the developmental philosophy, YES BANK in the past has released several Knowledge Reports on

Agribusiness at various industry forums. We have also authored several thought leadership articles forthe development of the Food & Agribusiness sector in the country.

Documents

Yes Bank Seminar