Y22147 321807 Spost U Live - Nov.indd

MCI (P) 099/05/2014

Things decades ago were very different from the technology to the work environment. I had to adapt with the help of training over the years due to the changes in technology.

- Samat Bin Dapir, 67 years old, Vessel Traffi c Offi cer Quote was fi rst published in NTUC This Week 1 Mar 2015

A small fi re can quickly turn into a blazing inferno. If you want to work in this line, you have to learn new technologies and understand what you are going against.

- Long Yock Cye, 55 years old, Senior Leading Fireman Quote was fi rst published in NTUC This Week 5 Oct 2014

I attend talks and courses so as not to be left out with the advances in technology. Keeping an open mind and going the extra mile in what I do also help me to get along well with my colleagues.

- Cindy Kwa, 64 years old, Administrative Assistant

JUN – SEP 2015Start Living aHappy, Healthy,Productive & Purposeful Lifeas a U Live Member Now!

By U Live

Caroline MohLeading aProductive LifePAGE 2

Employment for Seniors - Your Questions AnsweredPAGE 4

PAGE 8

Time to Go Green and Win Attractive Prizes


By U Live


Employment for Seniors - Your QuestionsAnsweredPAGE 4

PAGE 88

Time to GoGreen and Win Attractive Prizes


By U Live


Employment for Seniors - Your Questions AnsweredPAGE 4

PAGE 8

Time to Go Green and Win Attractive Prizes


By U Live


Employment for Seniors - Your QuestionsAnsweredPAGE 4

PAGE 88

Time to GoGreen and Win Attractive Prizes

TIME TO HEAR FROM THE MEMBERS...

Do you have questions on how to lead a Happy, Healthy, Productive and Purposeful lifestyle?

Visit www.ulive.sg

I take care of the civil works in both Singapore Zoo and Night Safari. Of course, in the early years it was a lot simpler, I only needed my tools to work. Now, there’s more technology involved so I have to understand the technical aspects of the job better.

- Lee Kue Pak, 70 years old, Technician Quote was fi rst published in NTUC This Week 27 Jul 2014

How Do I Stay Productive at Work?The million dollar question at the top of our U Live Members’ minds. Be inspired by their views.

MCI (P) 158/04/2015

Spost NTUC U Live.indd 2-3Spost NTUC U Live.indd 2-3 5/14/15 2:36 PM5/14/15 2:36 PM

A FULFILLING LIFESTYLEMeet Caroline Moh, 59 years old, a shy, jovial and active lady who had chosen to work beyond 55 and still manage to balance her work, family and interests.

On a typical weekday, Caroline works as a Financial Controller during the day, and a homecook and gym enthusiast at night. Over weekends, she would look out for new experiences like volunteering and attending regular Zumba classes. Even during her leave, she would take up classes of her interest, or travel around with her husband and son.

LAUNCHING A SECOND CAREERWhile weighing up her options in 2012 after retiring, Caroline received

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TIME TO MEET SOMEONE NEW…

Caroline Moh Remains Productive and Positive in Her Second Career

a welcome letter and fl yer from U Live and found herself participating in a series of activities like Smartphone Workshop, Zumba, and ambassador mentoring programme that led Caroline to become an active volunteer with U Live.

Through U Live, she also undertook a skills upgrading workshop on Microsoft Offi ce conducted by NTUC Learning Hub. Her trainer for this course saw her capabilities and encouraged her to return to the workforce. Eventually, she took up a one year contract job followed by a full time position as a Financial Controller to what she now calls her second career.

“Originally I really wanted to retire and just live my life without work stress. But halfway into it, as I got

more involved in U Live Programmes, I realised that there’s so much moreI can do and achieve.”

STAYING POSITIVE AND ACTIVEWhat is amazing about Caroline is not just her positive spirit but her passion in embracing an active lifestyle both at work and play!

“If you put it off, you’ll never get to do it!”, that is what Caroline said to encourage others to leave their comfort zones, and challenge themselves. She has successfully convinced her husband and friends to join her for Zumba class and other U Live activities.

NEVER TOO OLD TO LEARNStaying active at this age is not easy. Caroline also fi nds learning new things a challenge.

“As a Financial Controller for many years, now I have to re-learn cost accounting at my present work. I would always remind myself to have a positive attitude, never ‘too old’ to learn and re-learn.”

I would always remind myself to have a positive attitude, never ‘too old’ to learn and re-learn.

If you are like Caroline and keen to learn and enhance your skill set, join our U Live Symposium. Details are on page 10 of our newsletter. You will fi nd a series of engaging workshops to help you become increasingly productive, and to enjoy life more as you grow older.


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Many U Live Members have questions on how to stay in the workforce and continue to be productive. Francis Chiang, 63 years old, met up with Noel Choh, Senior Employability Coach from Devan Nair Institute for Employment and Employability to answer some of these queries.

Francis: Is it true that employers prefer to hire young employees?

Noel: I would say that age does not have to be the most important factor in hiring someone; what is more important to employers is a combination of attitude, skills and experience.

TIME TO MAKE POSITIVE CHANGES…

Employment for Seniors Your Questions Answered

Francis: How can I continue to stay in the workforce, beyond the retirement age?

Noel: Some employees continue to work due to fi nancial commitments. If so, I would recommend that they continue on in their current fi eld where they have built up a strong foundation.

Other employees are looking to work to stay active and may want to look beyond their current fi eld and consider other areas. In most cases, these employees simply need directions on how to fi nd these jobs, and what they need to do in order

to gain appropriate skills needed on those jobs.

Francis: How can I upgrade my skills and improve my career opportunities?

Noel: This generally involves 4 components:• Qualifi cation / Certifi cation relevant to the chosen job type• Experience in the chosen job type• Expertise in a specifi c job function• Soft skills

You would need to evaluate where you are lacking and look to improve in those areas.

Francis: How would attending the Employability Camp or Executive Workshop help me?

Noel: The Employability Camp and Executive Workshop give participants the basic skills necessary to improve their chances at securing employment. You will learn about the right type of mindset to adopt, resume writing and interview handling techniques.

Learn about staying employable and improving your work life with the Productive Core Module of Active 55+.

Find out more at the upcomingActive 55+ Introductory Workshop!

6582 3605 [email protected] www.ulive.sg

Saturdays27 Jun | 4 Jul | 18 Jul |22 Aug | 29 Aug | 19 Sep

9am – 3pm

Receive 200 LinkPoints*

& A Pouch When You

Sign Up Now!*T&Cs apply

g

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“ “TIME TO PLAN...

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Simply go through the following pointers to get yourself ready for the retirement lifestyle you look forward to.

STEP 1: FINANCIAL READINESSIt is important to determine if you have budgeted suffi ciently for your retirement’s fi nancial needs. You will need to estimate the annual expenses required during retirement. This includes setting money aside for

a. Transport, utilities and household expenses, maid, allowances for dependents, taxes, food and other necessities.

b. Children’s education, mortgage/rental repayments, insurances or other unexpected expenses.

Apart from the total savings that you have and other sources of income, you need to fi nd out if the amount

in your CPF accounts is suffi cient to last you during your retirement and the estimated amount of extra money required to cover your retirement needs.

You should set aside enough savings or be insured suffi ciently to pay for you and your dependents’ medical expenses. You can check the average medical costs on Ministry of Health’s website at www.moh.gov.sg

You may refer to the retirement savings calculator on CPF Board’s website www.cpf.gov.sg to estimate the amount of savings you will need for your retirement.

STEP 2: LIFESTYLE PLANNINGWhen you have determined your fi nancial status, you can start to plan the possible activities in the

fi rst 3 months, 3 to 6 months and 6 months after your retirement. Take into consideration the amount you have budgeted for it, and to have a backup plan if these initial plans are not sustainable.

Here are some options that you can consider:

a. Re-employment options i. Full time work ii. Flexible work arrangements e.g. part-time work, fl exi-time, job sharing, etc. b. Voluntary workc. Take care of your grandchildrend. Skills upgradinge. Pursue your hobbiesf. Join exercise classes to keep fi t

When you have fi nalised on your retirement plan, do not forget to share with your family, friends and close ones.

To visualise the lifestyle, you could always do up a schedule to follow through the plan.

REJOINING THE WORKFORCEIf you are pondering to stay in the workforce, you can try to discuss with your employer to take up re-employment to understand what

are the jobs that you can do.

Re-employment could mean that you need to undergo re-training for a same or different job with a variation to your wages.

You can also consider working part-time or on a fl exi work arrangement.

Remember, re-employment willnot only help you lead a Happy, Healthy, Productive and Purposeful life, but also give you more time to build up your fi nances.

If you have more queries on re-employment, email to us at [email protected]

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How do you prepare for retirement?It is important to plan early for your golden years. Hope our 2-step guide can help you look at your retirement readiness and chart your plans for the lifestyle you dream of.

You should set aside enough savings or be insured suffi ciently to pay for you and your dependents’ medical expenses.


Get the latest timing for buses on your smartphone withSG Buses App

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Save The Trees and WIN Smart Productivity TipsHow much time can you save by improving your Personal Productivity Practices? A lot! Just check out these tips to fi nd out how modern technology can save you so much time!

TIME TO BE PRODUCTIVE...

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1Pay bills by s

peedy

AXS Bill Payment

4Learn handicraft online from videos on YouTube

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Do funds transfer

via Mobile i-banking.

5Book a taxiwith GrabTaxi

• Enjoy • Enjoy $5$5 off off

your taxi ride with your taxi ride with

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time users. Enter the time users. Enter the

promo code “ULive” to

enjoy the discount.enjoy the discount.

3Make anappointment with your doctor with Health Buddy App

o o

6 U Live is on Facebook. Get the latest updates on your smart devices

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Check CPF account balance with smartphoneor computer at www.cpf.gov.sgwww.cpf.gov.sg

No morequeueing!

www.facebook.com/www.facebook.com/ulive.sg

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Book fl ights with

Tigerair mobile App.

No more waiting!

No more fees for handicraft classes!

FREE*Board-Me-First and $5

OFF check-in luggage

per passengerSUBMISSION BY MAIL – Alternatively, post to us your choice by mail with the subject header as ‘Save The Trees and Win’ to: U Live, c/o NTUC Club, 1 Pasir Ris Close, Singapore 519599

E-newsletter Printed NewsletterShare your daily tips on how to stay productive with

us online and stand to WIN 100 LinkPoints. Visit http://timetobeproductive.pgtb.me/dmC3NF to participate.

Join U Live in our green movement towards a more eco-friendly tomorrow. Simply sign up for the FREE electronic version of the U Live Newsletter (e-newsletter) and stand a chance to win staycations and other attractive prizes worth over $1,500!

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T&Cs: • This campaign is only open to U Live Members • The campaign duration is from 1 Jun to 30 Nov 2015. • For the purpose of membership verifi cation, NRIC number is mandatory. • Members who opt for the printed newsletter will not be entitled to the lucky draw. • Members who opt for the e-newsletter will start receiving through the given email address from 2016 onwards and will no longer receive the printed newsletter. • Members who opt for the e-newsletter must provide a valid email address to qualify for the lucky draw. • The private lucky draw will be conducted on 4 Dec 2015 (Fri), 3pm at Downtown East and will be witnessed by external auditor. • Winners will be notifi ed via the email address provided. • Prize(s) must be claimed within 30 days from the date of email. • LinkPoints will be credited 2 months after the date of draw. • In the event if the selected winner(s) fail(s) to claim the prize(s) within the stipulated period, the unclaimed prize(s) will go to the reserved winner(s). • Any unclaimed prizes within 60 days will be donated. • Prizes are non-exchangeable and not redeemable for cash or other prizes. • By participating, members consent to the collection, use and disclosure of their personal data for the purposes of further notifi cation and/or identifi cation with regards to this campaign. • Members agree that they have fully read and agreed with all Terms and Conditions and our Privacy Policy found at www.ntucclub.com/privacy • The management reserves the right to change or modify these Terms & Conditionswithout prior notice. • Information is correct at the time of printing.

D’Resort@ Downtown EastRainforest Suite

2 Days 1 Night Stay worth $513

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TIME TO GO GREEN…

Name: NRIC/FIN:Contact No: (HP) (O) (H) Email: Address:

100PRIZES UP

FOR GRABS!

STEP 1

Visit http://timetogogreen.pgtb.me/KD08vz

ONLINE SUBMISSION

STEP 3

Fill in your particulars

STEP 4Click on ‘Submit’ to confi rm yourchoice by 30 Nov 2015

SUBMIT

1ST PRIZE 2ND PRIZE

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worth $240

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*T&Cs apply. For updates on promotion, visit www.ntucmembership.sg

STEP 2

Pick one option only

E-newsletterBy opting for this, you will receive the e-newsletter through the given email address from 2016 onwards and no longer receive the printed newsletter. You also will be entitled to the lucky draw.

Printed NewsletterWe respect your decision to continue with the printed newsletter. By opting for this, you will not be entitled to the lucky draw.

OR

OFper passenngegerr

e.

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Health & Wellness

Life Skills

TIME TO GET OUT AND ABOUT…

Pre-registration is required on a fi rst-come-fi rst-served basis for all listed events and activities. Please call 6582 3605 or email to [email protected] for registration or general event enquiries. NTUC U Live and its agents reserve all rights to change the content of the event with or without prior notice. Information is correct at the time of printing.

U LIVE SYMPOSIUM 2015Our annual lifelong learning event is back for its 6th year! Join us for a productive day of workshops and talks relevant to our seniors ranging from Health, IT & Communications and Financial Planning, career opportunities and attractive promotions.

Sep 2015 • 10am – 5pm Lifelong Learning Institute @ Paya Lebar

Visit www.ulive.sg for registration fee and more details!

MATTERS THAT AFFECT YOU! Plan confi dently today to celebrate your retirement! Understand CPF changes and other ageing issues at our bi-monthly talks, to help you prepare for the future.

Jun, Aug and Oct 2015

Visit www.ulive.sg for more details!

MICROSOFT OFFICEPRODUCTIVITY SUITELearn how to be faster and more productive with Microsoft Word, Excel, Outlook and Powerpoint! Our certifi ed trainer will impart invaluable tips and tricks, including top 10 tips for working with Microsoft Offi ce Tools and shortcuts!

25 Jul 2015 (Sat) • 9am – 5pm NTUC LearningHub @ Bras Basah

NATURE ESCAPE – PASIR RIS MANGROVE PARK TOURGain knowledge while getting up close to nature in this engaging guided tour and look out for exotic native wildlife along the way!

Every Last Sat of the month starting 27 Jun 2015 • 9am – 11am Downtown East @ Pasir Ris

CALLING ALL GARDENING ENTHUSIASTS!If you have an interest in gardening and love to meet other like-minded people, join us now in working hand-in-hand to create a beautiful community garden in the new D’Resort!

Aug 2015 onwardsDowntown East @ Pasir Ris

WEEKEND DURIAN TRIP TO TANGKAK IN JB Indulge yourself and feast on unlimited variety of durians and local seasonal fruits, followed by shopping at Johor’s biggest shopping mall and dinner at a local restaurant.

26 Jul 2015 (Sun) Johor @ West Malaysia

U LIVE GAMES 2015/16Stay fi t through a series of exciting sports competitions and win for yourself and your union!

Pre-register via your respective unions today. For more details, visit www.ulive.sg

HEALTH & WELLNESS DAY – “IT’S ALL ABOUT FOOD”Learn to lower your cholesterol with the right food, understand the uses of Chinese herbs in our daily diet, and whip up appetising, guilt-free dishes at a cooking demo!

20 Jun 2015 (Sat) • 2pm – 6pmDowntown East @ Pasir RisAlso, stay tuned for HEALTH & WELLNESS DAY – “IT’S ALL ABOUT MENTAL WELLNESS” on 17 Oct 2015!

CHANGE YOUR IMAGE, MAKE MORE MONEYDiscover the secrets to looking confi dent and well-groomed in this hands-on styling and make-up workshop!

25 Jul 2015 (Sat) • 2pm – 6pm International Plaza @ Tanjong Pagar

Lifestyle

Sports

NTUC Member $10 Public $12

Registration Fee (Inclusive of Materials & Dinner)

U Live Member $37.50 (U.P. $75) NTUC Member $55 (U.P. $75)(54 years old & below)

Registration Fee

FREEfor U Live Members

BI-MONTHLY HEALTH TALK SERIESStay healthy to stay productive! Join our bi-monthly health talks to discover ways to keep fi t and manage conditions at your workplace.

25 Jul & 26 Sep 2015 (Sat) • 9am – 12pm NTUC Centre @ One Marina BoulevardEmail [email protected] to register!



FREE Admission

+ Goodie Bag Worth Over

$10!

Event Date VenueBeach Games 15 & 16 Aug 15 Siloso Beach

Golf 29 Oct 15 Orchid Country ClubBowling Nov 15 Tampines SAFRA

Supported by Style & Beauty Experts.


TIME TO HAVE SOME FUN...

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TIME TO WIN...

T&Cs: • This contest is only open to U Live Members who received this newsletter. • Each member is only allowed to send in one entry with all fi elds completed. • The 50th correct entry submitted will win the Acer Tablet. • Winners will be notifi ed by email or call, 1 month after the closing date. • Contest is open from now till 31 July 2015. • Your NRIC/FIN will be collected and used for the purposes of identifi cation of valid NTUC Membership. • Prize collection will be at NTUC CLUB, 1 Pasir Ris Close, (S)519599. • By fi lling up this form and submitting it, you consent to the collection, use and disclosure of your personal data to NTUC CLUB for the purposes of this contest. • For more information, please refer to our privacy policy found at www.ntucclub.com/privacy • The management’s decision is fi nal. • NTUC CLUB and its agents reserve all rights to change the T&Cs of the contest without prior notice.

Name: NRIC/FIN:Contact No: (HP) (O) (H) Email: Address:

1. How many years has Gain City the Home Grown Electronics retailer been in Singapore?2. How many levels are there in the new Sungei Kadut Building?3. What items does Gain City sell? Please name 3 items.

ABOUT GAIN CITYGain City fi rst opened its doors to customers in 1981 and has since grown to be a leader in the consumer electronics retail business, offering a wide range of audio-visual equipment, home appliances, digital gadgets and IT products. FUN FACTS ABOUT THE NEW GAIN CITY MEGASTOREGain City Megastore is a 11-storey building located at International Furniture Park, 71 Sungei Kadut Drive, consisting of half a million square meters of retail showroom, foodcourt, cafeteria and a multi-storey carpark of 600 lots.

Test your knowledge of Gain City and stand to win an Acer Tablet worth $349

Simply answer the following questions, fi ll in your particulars and mail this portion to U Live, 1 Pasir Ris Close, (S)519599 or email to [email protected]. Contest ends 30 Sep 2015.

The building also has a warehouse of over 12,000 square meters and will become the centralised logistic point of the business.


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T&Cs apply. Promotions subject to change without prior notice.For more U Live privileges, visit www.ulive.sg

Enjoy up to 50% OFF selected PHILIPS products at shop365.com.sg!

Buy 2 packs of Essence of Chicken 6’s x 68ml @ $35.10 only (U.P. S$39)

Cut out this coupon to save 50 cents on Maru Pancake (Peanut/Red Bean) + Classic Soy Milk (U.P. $2.90) • Valid from 1 Jun - 13 Sep 2015 at all Jollibean outlets. • Off er is while stocks last. • Original coupon must be presented prior to purchase. • Not valid with other promotions, off ers, vouchers and / or discounts.

Privileges

Promotions

BANYU BIRU @ NIRWANA GARDENS1 for 1 night stay (off-peak only)

HOSTELLING INTERNATIONALPurchase a senior card at $12 (U.P. $15) to enjoy discounts on travel, activitiesand attractions around the World

NONGSA RESORTS@ NONGSA, BATAM Best rate guaranteed at Nongsa Point Marina & Resort, Nongsa Village & Turi Beach Resort. Discounts on F&B, massage, water sports and more

TAMARIN SANTANA GOLF CLUB@ NONGSA, BATAM Weekday (Mon-Fri) $35 (9 Holes) / $45 (18 Holes), Weekend (Sat & Sun) $43 (9 Holes) / $55 (18 Holes)

HOLIDAY

ATLANTIC OPTICALEnjoy 20% discount for storewide optical frames and more

H2 HUB20% storewide discount for regular-priced items

KATONG FLOWER SHOP15% discount for all fl oral arrangements

RETAIL

NTUC FOODFARE 10% savings every Tuesday

F&B

ORCHID BOWLGame rates $2.90 during off-peak period (U.P. $4.20) & $3.40 during peak period (U.P. $4.80)

PARTY WORLD 10% discount at Downtown East outlet

PRIME MAGAZINESubscribe to 6 bi-monthly issues at $15 (U.P. $30)

ENTERTAINMENT

AHAVA10% discount off all regular-priced products

KENKO WELLNESS SPA10% OFF ala-carte items

SPA & WELLNESS

GNC15% discount storewide on all regular-priced items

NATURE’S FARM 25% OFF selected health supplements

UNITY FAMILY MEDICINE CLINICExclusive full body health screening package at $135 (before GST)

HEALTHCARE

TIME TO ENJOY THE PERKS...

· Call 6329 9614 / 6326 4098 or log on to www.shop365.com.sg to order now. · Quote ‘ULIVE32’ to enjoy this promotion. · Valid till 30 Sep 2015.· Off er is while stocks last. · All images of products are for illustrationpurpose only. · Promotion subject to change without prior notice.· Discount Off ers cannot be used in conjunction with any otherdiscounts, off ers, privileges, promotions and on-going promotions.· Promotions not valid for Philips Audio/Video, Philips Lighting & Avent products.

• To place an order: Visit BRAND’S® E-Store at https://store.brandsworld.com.sg or call BRAND’S® Customer Care Line at 1800-732-4748. • Use coupon code “ANTUCQ3” to enjoy this promotion. • Valid from 1 Jun – 30 Sep 2015. • Off er is while stocks last. • Not valid with other coupons codes, promotions or birthday off ers. • Delivery surcharges applies for orders falling below $120.


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Y22147 321807 Spost U Live - Nov.indd