Event DefinitionsEvent IDEvent NameEvent DefinitionSB IDMethod of Submission to VAEvent FrequencyEvent Applicability0Header informationServicer reports header information to uniquely identify each loan and the event update.1Depends on eventAs per the event being reportedReported with every event1Monthly loan status updateServicer reports the monthly loan status update on all loans in its portfolio.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Currant loans2Loan paid in fullWhen the loan obligation has been fully satisfied by receipt of funds and not a servicing transfer.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Currant and delinquent loans3Transfer of ownershipWhen the title holder of the property changes.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Currant and delinquent loans4Release of liabilityWhen an obligor has been released from liability.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Currant and delinquent loans7Partial release of securityWhen the holder has released the lien on a part of the security for the loan pursuant to 36.4324.1.1Portal onlyMonthly (within seven calendar days of the month for which the information applies)Currant and delinquent loans9Servicing transfer (transferring servicer)When a holder transfers the loan.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans10Servicing transfer (receiving servicer)When a holder boards the loan.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans11Electronic default notificationWhen the loan becomes at least 61 days delinquent.1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans12Delinquency statusWhen the holder notifies VA of any updates to the delinquency information on loans for which an EDN has been submitted1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans13Contact information changeWhen there is a change to the contact information for current owners or a property or mailing address change.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans14Occupancy status changeWhen there is a change in property occupancy status1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans15Bankruptcy filedWhen any owner files a petition under the Bankruptcy Code1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans16Bankruptcy updateWhen a significant event related to the bankruptcy has occurred1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans17Loss mitigation letter sentWhen the holder sends the loss mitigation letter to the borrower as required by 36.4346(g)(1)(iv)1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans18Partial payment returnedWhen the holder returns a partial payment to the borrower1.1Portal onlyMonthly (within seven calendar days of the month for which the information applies)Delinquent loans19Default cured/loan reinstatedWhen a previously reported default (i.e. an EDN was filed) has cured/loan reinstated1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans21Default reported to credit bureauWhen the holder notifies the credit bureaus of a defaulted loan or a loan termination1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans23Repayment plan approvedWhen the holder approves a repayment plan1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans25Special forbearance approvedWhen the holder approves a special forbearance agreement.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans27Loan modification approvedWhen the holder approves a loan modification1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans28Loan modification completeWhen both the holder and the owner(s) have executed the modification agreement. Note that the loan does not have to be reinstated to report this event.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans31Compromise sale completeWhen a compromise sale closes.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans34Deed-in-lieu completeWhen the holder records the deed-in-lieu of foreclosure or submits for recordation.1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans36Foreclosure referralWhen the loan is referred to legal counsel for foreclosure1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans37Foreclosure sale scheduledWhen the foreclosure sale is scheduled1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans40Results of saleWhen the foreclosure sale is complete, the holder reports the results of the foreclosure sale1Servicing system or portalOn event (within seven calendar days of the date the event occurred)Delinquent loans41Transfer of custodyWhen the holder notifies VA of the holder's intent to convey the property1Portal onlyNot more than 15 calendar days from loan terminationDelinquent loans42Improper transfer of custodyWhen the holder discovers that the conveyance of the property to VA was improper1.1Portal onlyOn event (within seven calendar days of the date the event occurred)Delinquent loans43Invalid sale resultsWhen the foreclosure sale is invalid1.1Portal onlyOn event (within seven calendar days of the date the event occurred)Delinquent loans45Confirmed sale date with no transfer of custodyWhen loan is terminated, the property is not conveyed, and the property is located in a confirmation/ratification of sale state1Servicing system or portalMonthly (within seven calendar days of the month for which the information applies)Delinquent loans46Basic claim informationWhen the holder files a claim under guaranty2Portal onlyWithin 365 calendar days of loan termination for non-refund claims; within 60 calendar days of the refund approval date for a refund claimDelinquent loans47Refunding settlementWhen VA refunds a loan and the holder reports the tax and insurance information2Portal onlyWithin 60 calendar days of the refund approval dateDelinquent loans

&C&"Tahoma,Bold"U.S. Department of Veterans Affairs (VA)VA Loan Electronic Reporting Interface (VALERI)Servicer Reporting Requirements&A&L&"Tahoma,Bold"Prepared 07-27-2008&C&"Tahoma,Bold"Page &P of &N&R&"Tahoma,Bold"THIS DISCUSSION DRAFT IS SUBJECT TO CHANGE

Non-Claim ElementsRow #Data Elt. IDEvent #Event NameElt. #Data ElementsBusiness Definition of Data ElementData Type*10.10Header information1VA loan number12 position unique identifier for each loan guaranteed by VA. The VA Loan Number consists of a two-position numeric code for the regional office which has jurisdiction over the loan (OJ), a two-position numeric code for the regional office which originated the loan (OO), a one-position code for the type of loan (T), and a seven position serial number or loan number (NNNNNNN). The format is OJOOTNNNNNNN. VALERI uses the twelve digit VA loan number as the primary means of identifying loan data.Alphanumeric20.20Header information2Date of the loanMonth, day, & year that the loan originatedDate30.30Header information3Original loan amountTotal amount of principal owed on the mortgage at loan origination before any payments are made on the loanNumeric40.40Header information4Property state abbreviationThe state abbreviation of the expanded property address.String50.50Header information5Current servicer identification numberUnique VA-issued number for the servicer location that is responsible for billing, collecting and disbursing payments, and filing reports on the VA loan. VALERI also uses this as secondary loan identification data, as needed, to identify recordsAlphanumeric60.60Header information6Servicer loan numberUnique servicer-issued number given to the VA loan for record keeping on the servicer system. VALERI also uses this as secondary loan identification data, as needed, to identify recordsAlphanumeric70.70Header information7Unique event IDUnique event identification number for event the servicer is reportingNumeric81.11Monthly loan status update1Unpaid principal balancePresent portion of the loan not yet repaid, exclusive of interest or other chargesNumeric91.21Monthly loan status update2Payment due date (a.k.a. date of first uncured default)Month, day, & year of the earliest payment not fully satisfied by the proper application of available credits or depositsDate102.12Loan paid in full1Date loan was paid in fullMonth, day, and year of full satisfaction of a guaranteed loanDate113.13Transfer of ownership1Date of transfer of ownershipMonth, day, & year that loan is assumed by another party (date of settlement)Date123.23Transfer of ownership2Last name of transferee, if applicableLast name of individual assuming the loan; reported if an individual is assuming the loan and not an entityString133.33Transfer of ownership3First name of transferee, if applicableFirst name of individual assuming the loan; reported if an individual is assuming the loan and not an entityString143.43Transfer of ownership4Middle initial of transferee, if applicableMiddle initial of individual assuming the loan; reported if an individual is assuming the loan and not an entityString153.53Transfer of ownership5Surname of transferee, if applicableSurname of individual assuming loan; reported if an individual is assuming the loan and not an entityString163.63Transfer of ownership6Social security number of transferee, if applicableSocial security number of individual assuming loan; reported if an individual is assuming the loan and not an entityAlphanumeric173.73Transfer of ownership7Name of entity assuming loan, if applicableName of entity assuming loan, if applicable; reported is an entity is assuming the loan and not an individualString183.83Transfer of ownership8Taxpayer identification number, if applicableTaxpayer identification number of entity assuming the loan; reported is an entity is assuming the loan and not an individualAlphanumeric193.93Transfer of ownership9Last name of co-transferee, if applicableLast name of second individual assuming the loan; reported if there is a co-transfereeString203.103Transfer of ownership10First name of co-transferee, if applicableFirst name of second individual assuming the loan; reported if there is a co-transfereeString213.113Transfer of ownership11Middle initial of co-transferee, if applicableMiddle initial of second individual assuming the loan; reported if there is a co-transfereeString223.123Transfer of ownership12Surname of co-transferee, if applicableSurname of second individual assuming loan; reported if there is a co-transfereeString233.133Transfer of ownership13Social security number of co-transferee, if applicableSocial security number of second individual assuming loan; reported if there is a co-transfereeAlphanumeric244.14Release of liability1Date of releaseMonth, day, & year on which the former obligor is no longer responsible for the loanDate297.17Partial release of security1Date partial release of security document was executedMonth, day, & year that the security document releasing a portion of the secured property is executedDate549.19Servicing transfer (transferring servicer)1Servicing release dateMonth, day, & year that a servicer transfers responsibility for servicing a guaranteed loan to another servicerDate559.29Servicing transfer (transferring servicer)2Name of new servicerName of servicer receiving responsibility for servicing a guaranteed loanString5610.110Servicing transfer (receiving servicer)1Date loan acquiredMonth, day, and year on which a servicer became responsible for servicing a guaranteed loanDate5710.210Servicing transfer (receiving servicer)2Previous servicer loan numberLoan number associated with the loan on the previous servicer's systemAlphanumeric5811.111Electronic default notification1Date of first payment on the original loanMonth, day, and year of the first scheduled payment on the loan (per the loan instruments)Date5911.211Electronic default notification2Payment due dateMonth, day, & year of the earliest payment not fully satisfied by the proper application of available credits or depositsDup6011.311Electronic default notification3Property address line 1Location of the security for the loan, including street, city, state, and zip codeString6111.411Electronic default notification4Property address line 2The second line of the expanded property addressString6211.611Electronic default notification6Property address unit numberThe unit number of the expanded property addressString6311.711Electronic default notification7Property address cityThe city name of the expanded property addressString6411.811Electronic default notification8Property address zip codeA group of fields containing the zip code +4 of the expanded property address.Numeric6511.511Electronic default notification5Property address suffixThe zip code suffix of the expanded property addressNumeric6611.911Electronic default notification9Property address state abbreviationThe state abbreviation of the expanded property address.String6711.1011Electronic default notification10Last name of current owner, if applicableSurname of the individual who currently owns the property; if owner is an individual and not an entityString6811.1111Electronic default notification11First name of current owner, if applicableFirst name of the individual who currently owns the propertyString6911.1211Electronic default notification12Middle initial of current owner, if applicableFirst letter of the middle name, if any, of the individual who currently owns the property; if owner is an individual and not an entityString7011.1311Electronic default notification13Suffix of current owner, if applicableSuffix (Jr., Sr., III, etc.), if any, of the individual who currently owns the property; if owner is an individual and not an entityString7111.1411Electronic default notification14Social security number of current owner; if current owner is an individualUnique SSA-issued number assigned to the individual who currently owns the property; if owner is an individual and not an entityAlphanumeric7211.1511Electronic default notification15Last name of current co-owner, if applicableSurname of the individual who currently co-owns the property, if applicableString7311.1611Electronic default notification16First name of current co-owner, if applicableFirst name of the individual who currently co-owns the property, if applicableString7411.1711Electronic default notification17Middle initial of current co-owner, if applicableFirst letter of the middle name, if any, of the individual who currently co-owns the property, if applicableString7511.1811Electronic default notification18Suffix of current co-owner, if applicableSuffix (Jr., Sr., III, etc.), if any, of the individual who currently co-owns the property, if applicableString7611.1911Electronic default notification19Social security number of current co-owner; if applicableUnique SSA-issued number assigned to the individual who currently co-owns the property, if applicableAlphanumeric7711.2011Electronic default notification20Name of entity that is current owner, if applicableName of entity that currently owns the property, if owner is an entity and not an individualString7811.2111Electronic default notification21Taxpayer identification number, if current owner is an entityUnique IRS-issued number assigned to the entity who currently owns the property, if owner is an entity and not an individualAlphanumeric7911.2211Electronic default notification22Mailing address line 1 (if different from property address)First line of the mailing address of current ownersString8011.2311Electronic default notification23Mailing address line 2 (if different from property address)Second line of the mailing address of current ownersString8111.2411Electronic default notification24Mailing address suffix (if different from property address)The zip code suffix of the mailing addressNumeric8211.2511Electronic default notification25Mailing address unit number (if different from property address)The unit number of the expanded mailing addressString8311.2611Electronic default notification26Mailing address city (if different from property address)The city name of the expanded mailing addressString8411.2711Electronic default notification27Mailing address zip code (if different from property address)A group of fields containing the zip code +4 of the expanded mailing address.Numeric8511.2811Electronic default notification28Mailing address state abbreviation (if different from property address)The state abbreviation of the expanded mailing address.String8611.2911Electronic default notification29Interest rate on loanRate of interest charged on the loan, expressed as a percentage, per the loan instrumentsNumeric8711.3011Electronic default notification30Unpaid principal balancePresent portion of the loan not yet repaid, exclusive of interest or other chargesDup8811.3111Electronic default notification31Principal and interest (P&I) portion of monthly installmentAmount of principal & interest due monthly under the terms of the loan agreementNumeric8911.3211Electronic default notification32Taxes and insurance (T&I) portion of monthly installmentAmount of the tax & insurance deposit due monthly under the terms of the loan agreement and determined by the servicer IAW RESPANumeric9011.3311Electronic default notification33Other portion of monthly installmentAmount due monthly that does not pertain to principal and interest, taxes & insurance, or late charges due under the terms of the obligation as of notice date (example is HOA fees)Numeric9111.3411Electronic default notification34Late charges dueAmount due as a result of penalties imposed by the servicer that a borrower must pay when a payment is missed or made after the due date under the terms of the obligation as of notice dateNumeric9211.3511Electronic default notification35Occupant of propertyStatus of who currently resides in the property securing the loan obligation, or reason why no one resides thereList9311.35.111Electronic default notification35.1Original veteranIndividual who signed the loan documents and originated the loanList Value9411.35.211Electronic default notification35.2TenantIndividual who rents or leases the property securing the loan obligationList Value9511.35.311Electronic default notification35.3TransfereeIndividual who purchased the property and may have assumed the loanList Value9611.35.411Electronic default notification35.4VacantProperty is not occupied by anyone but appears to be maintained & is secureList Value9711.35.511Electronic default notification35.5AbandonedProperty is vacant, is not being maintained, is not offered for sale or rent, and there has been no contact with the current ownerList Value9811.3611Electronic default notification36First phone number (obligor 1)First phone number (obligor 1)Numeric9911.3711Electronic default notification37Phone number type for first phone number (obligor 1)Phone number type for first phone number (obligor 1)List10011.37.111Electronic default notification37.1HomeHomeList Value10111.37.211Electronic default notification37.2WorkWorkList Value10211.37.311Electronic default notification37.3CellCellList Value10311.3811Electronic default notification38Second phone number (obligor 1)Second phone number (obligor 1)Numeric10411.3911Electronic default notification39Phone number type for second phone number (obligor 1)Phone number type for second phone number (obligor 1)List10511.39.111Electronic default notification39.1HomeHomeList Value10611.39.211Electronic default notification39.2WorkWorkList Value10711.39.311Electronic default notification39.3CellCellList Value10811.4011Electronic default notification40Phone number (obligor 2)Phone number (obligor 2)Numeric10911.4111Electronic default notification41Phone number type (obligor 2)Phone number type (obligor 2)List11011.41.111Electronic default notification41.1HomeHomeList Value11111.41.211Electronic default notification41.2WorkWorkList Value11211.41.311Electronic default notification41.3CellCellList Value11311.4211Electronic default notification42Phone number 1 (other authorized party)Phone number 1 (other authorized party)Numeric11411.4311Electronic default notification43Primary reason for default (servicer may report only one)Reason obligor is unable to or did not remit monthly paymentsList11511.43.111Electronic default notification43.1Business failureReason for default is the occupation, work, or trade in which obligor is engaged could not meet its financial obligationsList Value11611.43.211Electronic default notification43.2Casualty lossReason for default is the damage to the property as a result of a fire, storm, accident, flood, earthquake, or other catastrophic eventList Value11711.43.311Electronic default notification43.3Curtailment of incomeReason for default is a reduction or the curtailment of obligor's income from employment, investment, or other sourcesList Value11811.43.411Electronic default notification43.4Death of borrowerReason for default is that the obligor diedList Value11911.43.511Electronic default notification43.5Death of borrower's family memberReason for default is the death of obligor's relative who is contributing towards the loan (directly or indirectly) and/or that obligor has incurred extraordinary expenses as a resultList Value12011.43.611Electronic default notification43.6Distant employment transferReason for default is the result of the borrower being transferred or relocated to a distant job location.List Value12111.43.711Electronic default notification43.7Energy/environmental costreason for default is the result of the borrower incurring excessive energy related costs or costs associated with removal of an environmental hazard in or near the property.List Value12211.43.811Electronic default notification43.8Excessive obligationsReason for default is obligor(s) incurred excessive debt in addition to the mortgage obligation or the mortgage payment has increased significantlyList Value12311.43.911Electronic default notification43.9FraudReason for default is a legal dispute arising out of a fraudulent or illegal action that occurred in connection with the origination of the mortgage or at a later date.List Value12411.43.1011Electronic default notification43.10Illness of borrowerReason for default is a serious illness that keeps the borrower from working and generating income, and/or the borrower has incurred extraordinary expenses as a result of the illness.List Value12511.43.1111Electronic default notification43.11Illness of borrower's familyReason for default is the result of obligor(s) incurring extraordinary expenses as the result of the illness of a family memberList Value12611.43.1211Electronic default notification43.12Inability to rent propertyReason for default is obligor has insufficient income and/or assets to make the monthly mortgage payment and the rental property is vacantList Value12711.43.1311Electronic default notification43.13Inability to sell propertyReason for default is obligor has insufficient income and/or assets to make the monthly mortgage payment and is unable to sell the propertyList Value12811.43.1411Electronic default notification43.14IncarcerationReason for default is the result of obligor being jailed or imprisoned, regardless of whether obligor is still incarceratedList Value12911.43.1511Electronic default notification43.15Marital difficultiesReason for default is problems associated with separation or divorce including dispute over payments during divorce settlement, reduction in income available to pay the mortgage debt, etc.List Value13011.43.1611Electronic default notification43.16Military serviceReason for default is the result of obligor being called into active duty status and the military pay is insufficient to make the monthly mortgage payment.List Value13111.43.1711Electronic default notification43.17Payment adjustmentReason for default is the result of the borrower being unable to make new payments that resulted from an increase in their monthly payment.List Value13211.43.1811Electronic default notification43.18Payment disputeReason for default is the result of a disagreement between obligor and the mortgage servicer about the amount of the mortgage payment, the acceptance of a partial payment, the application of previous payments, etc. that result in obligor refusing to make payments until the dispute is resolvedList Value13311.43.1911Electronic default notification43.19Property problemsReason for default is the result of the condition of the property such as substandard construction, expensive and extensive repairs required, etc.List Value13411.43.2011Electronic default notification43.20Servicing problemsReason for default is the result of obligor being dissatisfied with the Servicer of the loan or with the fact that servicing has been transferred to a new ServicerList Value13511.43.2111Electronic default notification43.21Tenant not payingReason for default is the result of the obligor's tenant not paying rent.List Value13611.43.2211Electronic default notification43.22Transfer of ownershipReason for default is the result of the obligor not making payments while sale of the property is pendingList Value13711.43.2311Electronic default notification43.23Unemployment notificationReason for default is the result of a reduction in obligor's income due to loss of jobList Value13811.43.2411Electronic default notification43.24Borrower never responded to outreachReason for deafult is unknown (unable to get contact or or unable to determine the reason)List Value13912.112Delinquency status1Unpaid principal balance (UPB)Amount of principal due under the terms of the obligation as of payment due dateDup14012.212Delinquency status2Payment due dateMonth, day, & year of the earliest payment not fully satisfied by the proper application of available credits or depositsDup14112.312Delinquency status3Principal and interest (P&I) portion of monthly installment, if changedAmount of principal & interest due monthly under the terms of the loan agreement, if changed from last reportDup14212.412Delinquency status4Taxes and insurance (T&I) portion of monthly installment, if changedAmount of taxes and insurance due monthly under the terms of the loan agreement, if changed from last reportDup14312.512Delinquency status5Other portion of monthly installment, if changedAmount due that does not pertain to principal and interest and/or taxes & insurance, due under the terms of the obligation (example is HOA fees), if changed from last reportDup14412.612Delinquency status6Late charges dueAmount due as a result of penalties imposed by the servicer that a borrower must pay when a payment is missed or made after the due date under the terms of the obligation as of notice dateDup14512.712Delinquency status7Expenses incurred to dateAny costs that have been paid by the servicer and can be charged to the loanNumeric14613.113Contact information change1Updated mailing address line 1 (if different from property address)First line of the mailing address of current owners, if changed from last reportDup14713.213Contact information change2Updated mailing address line 2 (if different from property address)Second line of the mailing address of current owners, if changed from last reportDup14813.413Contact information change4Updated mailing address unit number (if different from property address)The unit number of the expanded mailing address, if changed from last reportDup14913.513Contact information change5Updated mailing address city (if different from property address)The city name of the expanded mailing address, if changed from last reportDup15013.613Contact information change6Updated mailing address zip code (if different from property address)A group of fields containing the zip code +4 of the expanded mailing address, if changed from last reportDup15113.313Contact information change3Updated mailing address suffix (if different from property address)The zip code suffix of the mailing address, if changed from last reportDup15213.713Contact information change7Updated mailing address state abbreviation (if different from property address)The state abbreviation of the expanded mailing address, if changed from last reportDup15313.813Contact information change8Updated first phone number (obligor 1)First phone number (obligor 1)Dup15413.913Contact information change9Updated phone number type for first phone number (obligor 1)Phone number type for first phone number (obligor 1)Dup15513.9.113Contact information change9.1HomeHomeDup15613.9.213Contact information change9.2WorkWorkDup15713.9.313Contact information change9.3CellCellDup15813.1013Contact information change10Updated second phone number (obligor 1)Second phone number (obligor 1)Dup15913.1113Contact information change11Updated phone number type for second phone number (obligor 1)Phone number type for second phone number (obligor 1)Dup16013.11.113Contact information change11.1HomeHomeDup16113.11.213Contact information change11.2WorkWorkDup16213.11.313Contact information change11.3CellCellDup16313.1213Contact information change12Updated phone number (obligor 2)Phone number (obligor 2)Dup16413.1313Contact information change13Updated phone number type (obligor 2)Phone number type (obligor 2)Dup16513.13.113Contact information change13.1HomeHomeDup16613.13.213Contact information change13.2WorkWorkDup16713.13.313Contact information change13.3CellCellDup16813.1413Contact information change14Updated phone number 1 (other authorized party)Phone number 1 (other authorized party)Dup16914.114Occupancy status change1Date the change in occupancy status is discovered by servicerMonth, day, and year that occupancy status change was discovered by the servicerDate17014.214Occupancy status change2Occupancy statusStatus of who currently resides in the property securing the loan obligation, or reason why no one resides thereDup17114.2.114Occupancy status change2.1Original veteranOriginal veteran currently resides in the property securing the loan obligationDup17214.2.214Occupancy status change2.2TenantIndividual rents or leases the property securing the loan obligationDup17314.2.314Occupancy status change2.3TransfereeA conveyance was made and an individual/entity currently resides in the property securing the loan obligationDup17414.2.414Occupancy status change2.4VacantProperty is not occupied by anyone but appears to be maintained & is secureDup17514.2.514Occupancy status change2.5AbandonedProperty is vacant, is not being maintained, and is not offered for sale or rent.Dup17615.115Bankruptcy filed1Date bankruptcy filedMonth, day, & year that obligor filed for protection under US bankruptcy codes.Date17715.215Bankruptcy filed2Type of bankruptcyType of bankruptcy (chapter number) under which the obligor filed for protectionList17815.2.115Bankruptcy filed2.1Chapter 7Chapter of the U.S. bankruptcy code providing for the sale of an obligor's nonexempt property and assets and the distribution of the proceeds to creditorsList Value17915.2.215Bankruptcy filed2.2Chapter 11Chapter of the U.S. bankruptcy code providing obligor or their failing firm protection against all creditors while being reorganized to pay off debtsList Value18015.2.315Bankruptcy filed2.3Chapter 12Chapter of the U.S. bankruptcy code designed to give special relief to obligor if they are a family farmer with seasonal incomeList Value18115.2.415Bankruptcy filed2.4Chapter 13Chapter of the U.S. bankruptcy code allowing obligor to begin debt repayment without forfeiting property.List Value18215.315Bankruptcy filed3Bankruptcy case numberCase number assigned by the bankruptcy courtAlphanumeric18315.415Bankruptcy filed4Bankruptcy codeIndicates whether the mortgagor, co-mortgagor, or both are filing bankruptcy.List18415.4.115Bankruptcy filed4.1Only the obligor has filedIndicates that only the obligor has filed for bankruptcyList Value18515.4.215Bankruptcy filed4.2Only the co-obligor has filedIndicates that only the co-obligor has filed for bankruptcyList Value18615.4.315Bankruptcy filed4.3Both the obligor and co-obligor have filedIndicates that both obligor and co-oblogir have filed for bankruptcyList Value18715.515Bankruptcy filed5Name(s) of debtor(s) - report all applicableName of obligor(s) that filed petition for relief under the U.S. bankruptcy code - report all applicableString18815.615Bankruptcy filed6Alternate debtorThis field indicates the second alternate debtor (if any) for the loan.String18915.715Bankruptcy filed7Social security number (SSN)(s) of debtor(s)Unique SSA-issued number or unique IRS-issued number (TIN) of the obligor(s) that filed a petition for relief under the U.S. bankruptcy codeAlphanumeric19015.815Bankruptcy filed8Alternate debtor social security number (SSN)This field indicates the second alternate debtor social security number (if any) for the loan.Alphanumeric19116.116Bankruptcy update1Bankruptcy eventAny significant action taken during the bankruptcy process as defined in the eight following itemsList19216.1.116Bankruptcy update1.1Date relief of stay filedDate a petition was filed by servicer requesting relief from the stay to terminate the loanDate19316.1.216Bankruptcy update1.2Date of dischargeDate of the court order terminating bankruptcy proceedings, usually relieving the obligor of his/her obligationDate19416.1.316Bankruptcy update1.3Date of dismissalDate of the court order terminating the case without either the entry of a discharge or a denial of discharge; after the case is dismissed, the obligor and the creditors have the same rights as they had before the bankruptcy case was commencedDate19516.1.416Bankruptcy update1.4Date stay liftedDate of the court order permitting collection/termination actions against the obligor and/or the property that secures the loanDate19617.117Loss mitigation letter sent1Date that the letter was sentMonth, day, & year loss mitigation (foreclosure avoidance) notice sent by the servicerDate20618.218Partial payment returned2Date partial payment returnedMonth, day, and year that servicer returned the paymentDate20819.119Default cured/loan reinstated1Date loan reinstatedMonth, day, & year all delinquent amounts were fully repaid; a loan is current if the payment due date is the first day of the next month (as of the last day of the previous month)Date21521.121Default reported to credit bureau1Date reportedMonth, day, & year that servicer reports to the credit bureau that obligor has failed to comply with the terms of the loan agreementDate22523.123Repayment plan approved1Date repayment plan approvedMonth, day, & year servicer approved written agreement with the obligor for reinstatement of the loan through a schedule of increased paymentsDate22623.223Repayment plan approved2Plan start date (month and year)month & year that repayment plan is documented to beginDate22723.323Repayment plan approved3Estimated cure dateestimated month, (day,) & year the delinquency will be fully satisfied by the proper application of available credits or deposits resulting from the repay planDate23525.125Special forbearance approved1Date special forbearance approvedMonth, day, & year servicer approved written agreement with the obligor for reinstatement of the loan through a special forbearance.Date23625.125Special forbearance approved1Estimated cure dateEstimated month, (day,) & year the delinquency will be fully satisfied by the proper application of available credits or deposits resulting from the proposed special forbearanceDate24427.127Loan modification approved1Date modification of loan approvedMonth, day, & year that servicer approves a permanent change in one or more of the terms of the loan and usually includes re-amortization of the balance dueDate24528.128Loan modification complete1Date loan modification fully executedMonth, day, & year that servicer and borrower execute the modification agreement thereby completing a permanent change in one or more of the terms of the loan.Date24628.228Loan modification complete2Modified loan amountTotal amount of principal owed on the mortgage after the loan modification and before any payments are made; only unpaid principal, accrued interest, deficits in the taxes and insurance impound accounts, and advances required to preserve the lien position, such as homeowner association fees, special assessments, water and sewer liens, etc., may be included in the modified indebtedness, late fees and other charges may not be capitalizedNumeric24728.328Loan modification complete3TermNumber of months over which the unpaid balance of the modified loan will be repaidNumeric24828.428Loan modification complete4Modified loan maturity dateMonth, day, & year that modified loan will be paid in fullDate24928.528Loan modification complete5Interest rateRate of interest charged on the loan, expressed as a percentage, per the modified loan instrumentsNumeric25028.628Loan modification complete6Date of first paymentMonth, day, and year that first installment on modified loan is dueDate25128.728Loan modification complete7New principal and interest (P&I) paymentMonthly amount due (for principal & interest) on the modified loanNumeric26831.131Compromise sale complete1Actual settlement dateActual month, day, & year that obligor's property was sold to a third party in a private sale and the proceeds were less than the amount required to pay the mortgage in fullDate26931.131Compromise sale complete1Payoff of first mortgage loan (line 504 from HUD-1)Net proceeds from the sale, listed in line 504 from HUD-1 form (also known as the "closing statement" or "settlement sheet"), which will be applied toward the payoff of the first mortgage loanNumeric28134.134Deed-in-lieu complete1Date that deed was recorded or submitted for recordationMonth, day, & year that the deed in lieu of foreclosure was recorded with the local government office or submitted for recordation.Date28234.234Deed-in-lieu complete2Net valueThe fair market value of the property minus the VA cost factor (net value = fair market value of the property * (1-the net value factor)).Numeric28334.334Deed-in-lieu complete3Total eligible indebtednessThe unpaid principal balance, accrued unpaid interest, allowable advances, liquidation expenses, and property preservation expenses (if incurred prior to the actual foreclosure sale date or the end of the foreclosure timeframe, whichever is earlier), less any creditsNumeric29136.136Foreclosure referral1Date of referral to attorneyMonth, day, & year servicer refers obligor's loan to legal counsel to initiate the foreclosure processDate29236.236Foreclosure referral2Date of most recent property inspectionMonth, day, & year of the most recently performed property inspection for the current defaultDate29336.336Foreclosure referral3Date 30 day delinquency letter sent (if no sucessful phone contact)Month, day, & year that servicer sent 30 day delinquency letter (letter to the borrower if payment has not been received within 30 days after it was due and telephone contact could not be made -- 38CFR 36.4346(g))Date29436.436Foreclosure referral4Date phone contact successfulMonth, day, & year that servicer successfully contacted obligor via telephone for the current default ("right party" contact)Date29536.536Foreclosure referral5Updated reason for default at time of foreclosureBasis for determination that foreclosure process should be initiatedDup29636.5.136Foreclosure referral5.1Business failureReason for default is the occupation, work, or trade in which obligor is engaged could not meet its financial obligationsDup29736.5.236Foreclosure referral5.2Casualty lossReason for default is the damage to the property as a result of a fire, storm, accident, flood, earthquake, or other catastrophic eventDup29836.5.336Foreclosure referral5.3Curtailment of incomeReason for default is a reduction or the curtailment of obligor's income from employment, investment, or other sourcesDup29936.5.436Foreclosure referral5.4Death of borrowerReason for default is that the obligor diedDup30036.5.536Foreclosure referral5.5Death of borrower's family memberReason for default is the death of obligor's relative who is contributing towards the loan (directly or indirectly) and/or that obligor has incurred extraordinary expenses as a resultDup30136.5.636Foreclosure referral5.6Distant employment transferReason for default is the result of the borrower being transferred or relocated to a distant job location.Dup30236.5.736Foreclosure referral5.7Energy/environmental costreason for default is the result of the borrower incurring excessive energy related costs or costs associated with removal of an environmental hazard in or near the property.Dup30336.5.836Foreclosure referral5.8Excessive obligationsReason for default is obligor(s) incurred excessive debt in addition to the mortgage obligation or the mortgage payment has increased significantlyDup30436.5.936Foreclosure referral5.9FraudReason for default is a legal dispute arising out of a fraudulent or illegal action that occurred in connection with the origination of the mortgage or at a later date.Dup30536.5.1036Foreclosure referral5.10Illness of borrowerReason for default is a serious illness that keeps the borrower from working and generating income, and/or the borrower has incurred extraordinary expenses as a result of the illness.Dup30636.5.1136Foreclosure referral5.11Illness of borrower's familyReason for default is the result of obligor(s) incurring extraordinary expenses as the result of the illness of a family memberDup30736.5.1236Foreclosure referral5.12Inability to rent propertyReason for default is obligor has insufficient income and/or assets to make the monthly mortgage payment and the rental property is vacantDup30836.5.1336Foreclosure referral5.13Inability to sell propertyReason for default is obligor has insufficient income and/or assets to make the monthly mortgage payment and is unable to sell the propertyDup30936.5.1436Foreclosure referral5.14IncarcerationReason for default is the result of obligor being jailed or imprisoned, regardless of whether obligor is still incarceratedDup31036.5.1536Foreclosure referral5.15Marital difficultiesReason for default is problems associated with separation or divorce including dispute over payments during divorce settlement, reduction in income available to pay the mortgage debt, etc.Dup31136.5.1636Foreclosure referral5.16Military serviceReason for default is the result of obligor being called into active duty status and the military pay is insufficient to make the monthly mortgage payment.Dup31236.5.1736Foreclosure referral5.17Payment adjustmentReason for default is the result of the borrower being unable to make new payments that resulted from an increase in their monthly payment.Dup31336.5.1836Foreclosure referral5.18Payment disputeReason for default is the result of a disagreement between obligor and the mortgage servicer about the amount of the mortgage payment, the acceptance of a partial payment, the application of previous payments, etc. that result in obligor refusing to make payments until the dispute is resolvedDup31436.5.1936Foreclosure referral5.19Property problemsReason for default is the result of the condition of the property such as substandard construction, expensive and extensive repairs required, etc.Dup31536.5.2036Foreclosure referral5.20Servicing problemsReason for default is the result of obligor being dissatisfied with the Servicer of the loan or with the fact that servicing has been transferred to a new ServicerDup31636.5.2136Foreclosure referral5.21Tenant not payingReason for default is the result of the obligor's tenant not paying rent.Dup31736.5.2236Foreclosure referral5.22Transfer of ownershipReason for default is the result of the obligor not making payments while sale of the property is pendingDup31836.5.2336Foreclosure referral5.23Unemployment notificationReason for default is the result of a reduction in obligor's income due to loss of jobDup31936.5.2436Foreclosure referral5.24Borrower never responded to outreachReason for deafult is unknown (unable to get contact or or unable to determine the reason)Dup32037.137Foreclosure sale scheduled1Date of scheduled foreclosure saleMonth, day, & year the property will be sold to satisfy the loan obligation (or month, day, & year it is anticipated the property will be sold to satisfy the loan obligation for states such as South Dakota)Date32137.237Foreclosure sale scheduled2Foreclosure typeType of legal process by which the property is sold to satisfy the loan obligationList32237.2.137Foreclosure sale scheduled2.1JudicialType of foreclosure process done through court actionList Value32337.2.237Foreclosure sale scheduled2.2Non-judicialType of foreclosure process done through the power of saleList Value34940.140Results of sale1Date of saleMonth, day, & year the foreclosure sale was heldDate35040.240Results of sale2Sherrif's appraised value (if applicable, Kentucky, Ohio. Louisiana, and Oklahoma only)Value of the property as determined by the court-ordered sheriff's appraisalNumeric35140.340Results of sale3Successful bidderDesignates whether the sucessful bidder was the holder or a third partyList35240.3.140Results of sale3.1HolderThe property was acquired by the holder of the loanList Value35340.3.240Results of sale3.2Third partyThe property was acquired by a third partyList Value35440.440Results of sale4Amount of successful bidThe amount of money bid to acquire the propertyNumeric35540.540Results of sale5Net valueThe fair market value of the property minus the VA cost factor (net value = fair market value of the property * (1-the net value factor)).Dup35640.640Results of sale6Total eligible indebtednessThe unpaid principal balance, accrued unpaid interest, allowable advances, liquidation expenses, and property preservation expenses (if incurred prior to the actual foreclosure sale date or the end of the foreclosure timeframe, whichever is earlier), less any creditsDup35741.141Transfer of custody1Insurance type (flood, earthquake, forced place, homeowner's, wind, fire) - report all applicableInformation about insurance policy(ies) in force at the time of transfer of custody to VAList35841.1.141Transfer of custody1.1FloodReported insurance type is flood insuranceList Value35941.1.241Transfer of custody1.2EarthquakeReported insurance type is earthquake insuranceList Value36041.1.341Transfer of custody1.3Forced placeReported insurance type is forced place insuranceList Value36141.1.441Transfer of custody1.4Homeowner'sReported insurance type is homeowner's insuranceList Value36241.1.541Transfer of custody1.5WindReported insurance type is wind insuranceList Value36341.1.641Transfer of custody1.6FireReported insurance type is fire insuranceList Value36441.241Transfer of custody2Policy numberUnique insurance company issued number identifying the specific insurance coverage planAlphanumeric36541.341Transfer of custody3Name of carrierName of the company that provides the insurance coverageString36641.441Transfer of custody4Expiration dateMonth, day, & year that the insurance coverage terminatesDate36741.541Transfer of custody5Tax parcel/ identification number(s) - report as many as are applicableUnique number assigned by the local taxing authority to identify the propertyAlphanumeric36841.641Transfer of custody6Redemption expiration date (if applicable)Month, day, and year on which the redemption period terminatesDate36941.741Transfer of custody7Date of confirmation/ratification of saleMonth, day, & year the foreclosure sale was confirmed or ratified (as required by State law)Date37041.841Transfer of custody8Mortgage holder's payee vendor ID (per FMS)Unique FMS-assigned number used to identify the payee for VA purposes; servicer reports own vendor ID if servicer is payeeAlphanumeric37141.941Transfer of custody9Payee loan number (if payee differs from servicer)Unique payee-assigned number, used to identify the accountAlphanumeric37242.142Improper transfer of custody1Reason for the improper transfer of custodyReason servicer erroneously transferred custody of a property to VA.List37342.1.142Improper transfer of custody1.1Holder wanted to keep the propertyHolder intended to retain property but conveyed to VA in errorList Value37442.1.242Improper transfer of custody1.2Third party was the successful bidderThird party was successful bidder so holder did not have the option to convey to VAList Value37543.143Invalid sale results1Reason sale invalidatedBasis for determination that results changed or sale invalidList37643.1.143Invalid sale results1.1BankruptcyReason that sale was determined to be invalid because petition for relief was filed under U.S. bankruptcy codes by or on behalf of the obligorList Value37743.1.243Invalid sale results1.2Contested foreclosureReason the sale was determined to be invalid was because the foreclosure was contestedList Value37843.1.343Invalid sale results1.3Third party fails to consummate saleReason that the sale was determined to be invalid is third party purchaser did not complete the purchase requirementsList Value37943.1.443Invalid sale results1.4Procedural errorsReason that sale was determined to be invalid is procedural errors, such as failure to give notice, legal issues, failure to comply with foreclosure laws, incorrect publication, trustee appointments, recording issues, etc.List Value38043.1.543Invalid sale results1.5SCRAReason that sale was determined to be invalid is obligor has filed for relief under or is deemed to be entitled to the Service Members Civil Relief ActList Value38245.145Confirmed sale date with no transfer of custody1Confirmation or ratification date (when no transfer of custody)Month, day, and year of sale confirmation or ratification when the servicer chooses to retain the property and the property is located in a confirmation or ratification of sale state.Date38347.147Refunding settlement1Insurance type (flood, earthquake, forced place, homeowner's, wind, fire)Information about insurance policy(ies) in force at the time of transfer of custody to VAList38447.1.147Refunding settlement1.1FloodReported insurance type is flood insuranceList Value38547.1.247Refunding settlement1.2EarthquakeReported insurance type is earthquake insuranceList Value38647.1.347Refunding settlement1.3Forced placeReported insurance type is forced place insuranceList Value38747.1.447Refunding settlement1.4Homeowner'sReported insurance type is homeowner's insuranceList Value38847.1.547Refunding settlement1.5WindReported insurance type is wind insuranceList Value38947.1.647Refunding settlement1.6FireReported insurance type is fire insuranceList Value39047.247Refunding settlement2Policy numberUnique insurance company issued number identifying the specific insurance coverage planAlphanumeric39147.347Refunding settlement3Name of carrierName of the carrier of the insurance policyString39247.447Refunding settlement4Expiration dateName of the company that provides the insurance coverageString39347.547Refunding settlement5Insurance premium amountMonth, day, & year that the insurance coverage terminatesDate39447.647Refunding settlement6Date last paidMonth, day, & year that the insurance was last paidDate39547.747Refunding settlement7Tax parcel/ identification number(s) - report as many as are applicableUnique number assigned by the local taxing authority to identify the propertyAlphanumeric39647.847Refunding settlement8Tax TypeType of tax paid on the loanList39747.8.147Refunding settlement8.1CityType of tax payment advanced by the servicer is to pay city taxesList Value39847.8.247Refunding settlement8.2County/ ParishType of tax payment advanced by the servicer is to pay county/parish taxesList Value39947.8.347Refunding settlement8.3SchoolType of tax payment advanced by the servicer is to pay school taxesList Value40047.8.447Refunding settlement8.4LevyType of tax payment advanced by the servicer is to pay levy taxes (Levy taxes on assessed to properties on the Mississippi and protected by Levies. Most of these are in AR, TN, MS etc.)List Value40147.8.547Refunding settlement8.5TownshipTyep of tax advanced by the servicer is to pay township taxesList Value40247.8.647Refunding settlement8.6Municipal Utility District (MUD)Type of tax payment advanced by the servicer is to pay MUD taxesList Value40347.8.747Refunding settlement8.7Public Utility District (PUD)Type of tax payment advanced by the servicer is to pay PUD taxesList Value40447.947Refunding settlement9Next tax payment due dateMonth, day, & year that the next tax payment is dueDate40547.1047Refunding settlement10Annual tax amountAmount of the annual tax payment due on the loanNumeric40647.1147Refunding settlement11Date last paidMonth, day, & year that the tax was last paidDate

&C&"Tahoma,Bold"U.S. Department of Veterans Affairs (VA)VA Loan Electronic Reporting Interface (VALERI)Servicer Reporting Requirements&A&L&"Tahoma,Bold"Prepared 06-06-2007&C&"Tahoma,Bold"Page &P of &N&R&"Tahoma,Bold"THIS DISCUSSION DRAFT IS SUBJECT TO CHANGE

Claim ElementsRow No.Data Elt. IDEvent #Event NameElt. #Old No.CategoryGroupSubgroupData ElementsBusiness Definition of Data ElementData Type146Basic Claim12N/AN/AN/AClaim type (for the claim submission -- initial, supplemental)Type of claim servicer is submitting, either initial or supplementalTBD246Basic Claim19N/AN/AN/APayee vendor ID (per FMS)Unique FMS-assigned number used to identify the payee for VA purposesTBD346Basic Claim20N/AN/AN/APayee loan number (if payee differs from servicer)Unique payee-assigned number, used to identify the accountTBD446Basic Claim21PrepaymentsN/AN/ABorrower prepayment amountAny unscheduled payment to principal by the borrower, report all that occurredTBD546Basic Claim22PrepaymentsN/AN/ADate of prepaymentMonth, day, and year each prepayment was appliedTBD646Basic Claim24aInterest Rate ChangesSCRAN/ADate SCRA relief requestedMonth, day, & year assistance under the Servicemembers Civil Relief Act was requested (explicit request or discovery of eligibility during servicing)TBD746Basic Claim24cInterest Rate ChangesSCRAN/AEffective date of relief (can be prior to request date)Month, day, & year that the veteran became eligible for assistance under the Servicemembers Civil Relief ActTBD846Basic Claim24eInterest Rate ChangesSCRAN/AExpected SCRA relief end dateMonth, day, & year the relief is expected to end pursuant to the requirements of the ActTBD946Basic Claim24Interest Rate ChangesSCRAN/AEffective date of interest rate change for SCRA (change date), if applicableEffective date of change for SCRA (change date), if applicableTBD1046Basic Claim27Interest Rate ChangesSCRAN/AInterest rate for SCRA change, if applicableInterest rate for SCRA change, if applicableTBD1146Basic Claim29Interest Rate ChangesARMsN/AEffective dates of changes for ARM loans (change dates)Effective date of change for ARM loans (change date)TBD1246Basic Claim31Interest Rate ChangesARMsN/AMargin (for ARM interest rate changes)Margin (for ARM interest rate changes)TBD1346Basic Claim31aInterest Rate ChangesARMsN/AARM interest rate capsInterest rate caps for ARM loansTBD1446Basic Claim32N/AN/AN/ADate loan termination reported to credit bureausMonth, day, & year that servicer reports to the credit bureau that the loan has been terminatedTBD1546Basic Claim34CreditsN/AN/ARefunds of insurance premiumsAny monies received from refunds of insurance premiumsTBD1646Basic Claim35CreditsN/AN/ATenant rentsAny monies received from collection of rents from tenantsTBD1746Basic Claim37CreditsInsurance Loss ProceedsN/ADate claim paidMonth, day, and year monies were paid to servicer as a result of insurable lossTBD1846Basic Claim38CreditsInsurance Loss ProceedsN/ADate denied (if applicable)Month, day, & year that the insurance claim for damages was deniedTBD1946Basic Claim39CreditsInsurance Loss ProceedsN/AProceeds from insurance claimAmount of insurance loss proceeds receivedTBD2046Basic Claim42CreditsInsurance Loss ProceedsDisposition of ProceedsApplied to UPBAmount of insurance loss proceeds aplied to the unpaid principal balance of the loanTBD2146Basic Claim43CreditsInsurance Loss ProceedsDisposition of ProceedsUsed to restore securityAmount of insurance loss proceeds used to restore the securityTBD2246Basic Claim44CreditsInsurance Loss ProceedsDisposition of ProceedsHeld in suspenseAmount of insurance loss proceeds held in suspenseTBD2346Basic Claim45CreditsInsurance Loss ProceedsN/ADate applied to UPB (if applicable)Month, day, & year that the insurance loss proceeds were applied to the unpaid principal balanceTBD2446Basic Claim46CreditsN/AN/AEscrow credit balanceAmount of monies, if any, remaining in tax and insurance escrow accountTBD2546Basic Claim47CreditsN/AN/ASuspended credits (partial payments in suspense)Any other monies being held in suspenseTBD2646Basic Claim48CreditsN/AN/ABuydown credits from origination (seller buydowns)Any unapplied seller buy down credits from loan originationTBD2746Basic Claim49aCreditsN/AN/AAmounts of origination buydowns (report all)Amounts of buydowns from originationTBD2846Basic Claim49CreditsN/AN/ADates of origination buydownsDates origination buydowns applied to loanTBD2946Basic Claim51CreditsN/AN/ABuydown credits from foreclosure (only for pre-VALERI claims)Amounts applied to 1) principal balance, 2) interest, or 3) escrow to obtain specified bid (pre-VALERI terminations). Buydown funds should have been applied, not held in suspense.TBD3046Basic Claim52CreditsN/AN/ADates of foreclosure buydowns (pre-VALERI claims)Date or dates of foreclosure buydowns (pre-VALERI terminations)TBD3146Basic Claim53CreditsN/AN/AInterest on escrowAmount of monies earned from obligor's escrow account as a result of interest paymentsTBD3246Basic Claim54CreditsN/AN/AOther credits for application to liquidation expensesAmount of other credits for application to liquidation expensesTBD3346Basic Claim55CreditsN/AN/AOther credits for application to advancesAmount of other credits for application to advancesTBD3446Basic Claim56CreditsN/AN/ATax refundsAmount of tax refundsTBD3546Basic Claim57AdvancesInsuranceN/AType of insuranceType of insurance (report all applicable)TBD3646Basic Claim58AdvancesInsuranceInsurance typeForced place (annual)Type of insurance is advanced by the servicer to obtain and/or continue yearly forced place insurance coverageTBD3746Basic Claim59AdvancesInsuranceInsurance typeForced place (monthly binder)Type of insurance is advanced by the servicer to obtain and/or continue monthly forced place insurance coverageTBD3846Basic Claim60AdvancesInsuranceInsurance typeFloodType of insurance is advanced by the servicer to obtain and/or continue flood insurance coverageTBD3946Basic Claim61AdvancesInsuranceInsurance typeHomeowner's/ Fire/ HazardType of insurance is advanced by the servicer to obtain and/or continue homeowner's, fire, and/or hazard insurance coverageTBD4046Basic Claim62AdvancesInsuranceInsurance typeWindType of insurance is advanced by the servicer to obtain and/or continue wind insurance coverageTBD4146Basic Claim63AdvancesInsuranceInsurance typeEarthquakeType of insurance is advanced by the servicer to obtain and/or continue earthquake insurance coverageTBD4246Basic Claim64AdvancesInsuranceN/AInsurance payment amountAmounts of insurance payments advanced by the servicerTBD4346Basic Claim65AdvancesInsuranceN/AInsurance payment dateDates insurance payments advanced by the servicerTBD4446Basic Claim67AdvancesInsuranceN/AEffective date (for forced place insurance)Effective date of forced place insurance coverageTBD4546Basic Claim69AdvancesTaxesN/ATax TypeType of tax paid on the loanTBD4646Basic Claim70AdvancesTaxesTax TypeCityType of tax payment advanced by the servicer is to pay city taxesTBD4746Basic Claim71AdvancesTaxesTax TypeCounty/ ParishType of tax payment advanced by the servicer is to pay county/parish taxesTBD4846Basic Claim72AdvancesTaxesTax TypeSchoolType of tax payment advanced by the servicer is to pay school taxesTBD4946Basic Claim73AdvancesTaxesTax TypeLevyType of tax payment advanced by the servicer is to pay levy taxes (Levy taxes on assessed to properties on the Mississippi and protected by Levies. Most of these are in AR, TN, MS etc.)TBD5046Basic Claim74AdvancesTaxesTax TypeTownshipTyep of tax advanced by the servicer is to pay township taxesTBD5146Basic Claim75AdvancesTaxesTax TypeMunicipal Utility District (MUD)Type of tax payment advanced by the servicer is to pay MUD taxesTBD5246Basic Claim76AdvancesTaxesTax TypePublic Utility District (PUD)Type of tax payment advanced by the servicer is to pay PUD taxesTBD5346Basic Claim77AdvancesTaxesN/ATax payment amountAmount advanced by the servicer to pay selected tax types (report all applicable with tax type)TBD5446Basic Claim78AdvancesTaxesN/ATax payment dateDate tax payment advanced by the servicer for the selected tax type (report all applicable)TBD5546Basic Claim80AdvancesN/AN/ASpecial assessment payment amount(s)Amounts advanced by the servicer to pay special assessments against the property (report as many as are applicable)TBD5646Basic Claim81AdvancesN/AN/ASpecial assessment payment date(s)Dates the special assessment payments were made (report one for each assessment paidTBD5746Basic Claim83AdvancesN/AN/AGround rent payment amountAmounts advanced by the servicer to pay ground rent due on the propertyTBD5846Basic Claim84AdvancesN/AN/AGround rent payment dateDate servicer advanced ground rent paymentTBD5946Basic Claim86AdvancesN/AN/AAssociation fees payment amountsAmounts advanced by the servicer to pay HOA, CIA, PUD, &/or Condo association feesTBD6046Basic Claim87AdvancesN/AN/AAssociation fees payment datesAmounts advanced by the servicer to pay HOA, CIA, PUD, &/or Condo association feesTBD6146Basic Claim88AdvancesProperty PreservationN/AProperty preservation item work completion dateDate work completed for the property preservation activity (report for each property preservation activity completed on the loan)TBD6246Basic Claim90AdvancesProperty PreservationN/AProperty preservation item payment dateDate payment made for property preservation activity completed (report for each property preservation activity completed on the loan)TBD6346Basic Claim93AdvancesProperty PreservationN/AProperty preservation item payment amountAmount paid for property preservation activity completed (report for each property preservation activity completed on the loan)TBD6446Basic Claim95AdvancesProperty PreservationYard maintenanceYard maintenance advance typeType of yard paintenance advanceTBD6546Basic Claim96AdvancesProperty PreservationYard maintenanceInitial cut up to 5,000 s.f.Type advanced by the servicer is for initial mowing services of up to 5,000 square feetTBD6646Basic Claim97AdvancesProperty PreservationYard maintenanceInitial cut 5,001 - 10,000 s.f.Type advanced by the servicer is for initial mowing services of between 5,001 and 10,000 square feetTBD6746Basic Claim98AdvancesProperty PreservationYard maintenanceInitial cut 10,000 s.f. or largerType advanced by the servicer is for initial mowing services of greater than 10,000 square feetTBD6846Basic Claim99AdvancesProperty PreservationYard maintenanceRecut cut up to 5,000 s.f.Type advanced by the servicer is for additional mowing services of up to 5,000 square feetTBD6946Basic Claim100AdvancesProperty PreservationYard maintenanceRecut cut 5,001 - 10,000 s.f.Type advanced by the servicer is for additional mowing services of between 5,001 and 10,000 square feetTBD7046Basic Claim101AdvancesProperty PreservationYard maintenanceRecut cut 10,000 s.f. or largerType advanced by the servicer is for additional mowing services of greater than 10,000 square feetTBD7146Basic Claim102AdvancesProperty PreservationYard maintenanceTrim shrubsType advanced by the servicer is for shrub trimming services performed on the propertyTBD7246Basic Claim103AdvancesProperty PreservationYard maintenanceSnow removalType advanced by the servicer is for snow removal services performed on the propertyTBD7346Basic Claim104AdvancesProperty PreservationWinterizationDry heat - 1 unitType advanced by the servicer is to winterize one property unit with dry heatTBD7446Basic Claim105AdvancesProperty PreservationWinterizationDry heat - addl. unitsType advanced by the servicer is to winterize any additional property units with dry heatTBD7546Basic Claim106AdvancesProperty PreservationWinterizationWet heat - 1 unitType advanced by the servicer is to winterize one property unit with wet heatTBD7646Basic Claim107AdvancesProperty PreservationWinterizationWet heat - addl. unitType advanced by the servicer is to winterize any additional property units with wet heatTBD7746Basic Claim108AdvancesProperty PreservationWinterizationRadiant heat - 1 unitType advanced by the servicer is to winterize one property unit with radiant heatTBD7846Basic Claim109AdvancesProperty PreservationWinterizationRadiant heat - addl. unitType advanced by the servicer is to winterize any additional property units with radiant heatTBD7946Basic Claim110AdvancesProperty PreservationWinterizationReduced pressure zone (RPZ) valveType advanced by the servicer is to repair, replace, or install (as necessary to comply with state health department requirements) a Reduced Pressure Zone (RPZ) valveTBD8046Basic Claim111AdvancesProperty PreservationWinterizationPools, spas, and hot tubs winterizationType advanced by the servicer is to winterize pools, spas, & hot tubsTBD8146Basic Claim112AdvancesProperty PreservationUtilitiesElectricityType advanced by the servicer is to pay for electricityTBD8246Basic Claim113AdvancesProperty PreservationUtilitiesGasType advanced by the servicer is to pay for gasTBD8346Basic Claim114AdvancesProperty PreservationUtilitiesOilType advanced by the servicer is to pay for oilTBD8446Basic Claim115AdvancesProperty PreservationUtilitiesPropaneType advanced by the servicer is to pay for propaneTBD8546Basic Claim116AdvancesProperty PreservationUtilitiesWater and sewerType advanced by the servicer is to pay for water and sewer servicesTBD8646Basic Claim117AdvancesProperty PreservationEquipment repair or replacementSump pump repairType advanced by the servicer is to pay for repair of a required sump pumpTBD8746Basic Claim118AdvancesProperty PreservationEquipment repair or replacementSump pump installationType advanced by the servicer is to pay for installation of a required sump pumpTBD8846Basic Claim119AdvancesProperty PreservationEquipment repair or replacementPumping water from basementType advanced by the servicer is to pay for services related to removing water from the basement of the propertyTBD8946Basic Claim120AdvancesProperty PreservationEquipment repair or replacementWater well (pump, tank, and lines)Type advanced by the servicer is to pay for necessary water well equipment repair or replacementTBD9046Basic Claim121AdvancesProperty PreservationEquipment repair or replacementSeptic system maintenanceType advanced by the servicer is to pay for necessary septic system maintenanceTBD9146Basic Claim122AdvancesProperty PreservationSecuringSecuring of the propertyType advanced by the servicer is to initially secure the propertyTBD9246Basic Claim123AdvancesProperty PreservationSecuringResecure propertyType advanced by the servicer is to resecure the propertyTBD9346Basic Claim124AdvancesProperty PreservationSecuringTemporary roof repairsType advanced by the servicer is to make required temporary roof repairsTBD9446Basic Claim125AdvancesProperty PreservationSecuringIn-ground poolsType advanced by the servicer is to properly secure in-ground poolsTBD9546Basic Claim126AdvancesProperty PreservationSecuringAbove ground poolsType advanced by the servicer is to properly secure above ground poolsTBD9646Basic Claim127AdvancesProperty PreservationSecuringHot tubs or spasType advanced by the servicer is to properly secure hot tubs or spasTBD9746Basic Claim128AdvancesProperty PreservationSecuringPools, spas, and hot tubs maintenanceType advanced by the servicer is to pay for necessary maintenance to pools, spas, and hot tubsTBD9846Basic Claim129AdvancesProperty PreservationBoardingBoarding - 1/2" plywoodType advanced by the servicer is to pay for boarding with 1/2" plywoodTBD9946Basic Claim130AdvancesProperty PreservationBoardingBoarding - 5/8" plywoodType advanced by the servicer is to pay for boarding with 5/8" plywoodTBD10046Basic Claim131AdvancesProperty PreservationBoardingBoarding - 3/4" plywoodType advanced by the servicer is to pay for boarding with 3/4" plywoodTBD10146Basic Claim132AdvancesProperty PreservationN/AHazard AbatementType advanced by the servicer is to take necessary actions in compliance with state and federal regulations with regards to environmental hazards (such as asbestos and radon)TBD10246Basic Claim133AdvancesProperty PreservationDebris RemovalCubic yards removedTotal number of cubic yards of debris removedTBD10346Basic Claim134AdvancesProperty PreservationDebris RemovalAmount paid per cubic yardType advanced by the servicer is to remove debris from the property, per cubic yardTBD10446Basic Claim135AdvancesProperty PreservationDebris RemovalNumber of units (1, 2, 3, or 4)Type advanced by the servicer is for debris removal from one unitTBD10546Basic Claim136AdvancesProperty PreservationDebris RemovalVehicle removalType advanced by the servicer is to remove abandoned vehicle(s) from the property in compliance with state and local requirementsTBD10646Basic Claim137Liquidation ExpensesN/AN/ALiquidation expense item payment dateDate payment made for liquidation expense (report for each liquidation expense incurred on the loan)TBD10746Basic Claim139Liquidation ExpensesN/AN/ALiquidation expense item payment amountAmount paid for liquidation expense (report for each liquidation expense incurred on the loan)TBD10846Basic Claim140Liquidation ExpensesAttorney FeesN/AAttorney fee typeType of expenses incurred by the servicer for legal representation necessary to terminate the loanTBD10946Basic Claim141Liquidation ExpensesAttorney FeesAttorney fee typeForeclosure attorney feesType of Type of expenses incurred by the servicer is is for necessary legal representation related to terminating the loan by foreclosureTBD11046Basic Claim142Liquidation ExpensesAttorney FeesAttorney fee typeDIL attorney feesType of expenses incurred by the servicer is for necessary legal representation related to terminating the loan by deed in lieu of foreclosureTBD11146Basic Claim143Liquidation ExpensesAttorney FeesAttorney fee typeBankruptcy attorney fees - chapter 7Type of expenses incurred by the servicer is for necessary legal representation related to filing for a relief of stay in a Chapter 7 bankruptcy proceedingTBD11246Basic Claim145Liquidation ExpensesAttorney FeesAttorney fee typeBankruptcy attorney fees - chapter 13/11Type of expenses incurred by the servicer is for necessary legal representation related to filing for a relief of stay in a Chapter 13 or 11 bankruptcy proceedingTBD11346Basic Claim147Liquidation ExpensesAttorney FeesAttorney fee typeBankruptcy attorney fees - multipleType of expenses incurred by the servicer is for necessary legal representation related to filing for a relief of stay in multiple bankruptcy proceedingsTBD11446Basic Claim149Liquidation ExpensesAttorney FeesAttorney fee typeAd litem/ curator fees/ warning order attorney feesType of expenses incurred by the servicer is for legal representation appointed by a court to act on behalf of another party, which is necessary to terminate the loanTBD11546Basic Claim150Liquidation ExpensesAttorney FeesN/AAttorney service taxType of expenses incurred by the servicer is for payment of taxes imposed on attorney service feesTBD11646Basic Claim151Liquidation ExpensesAttorney FeesN/AAttorney fee for foreclosure restartsType of expenses incurred by the servicer is for necessary legal representation related to terminating the loan in the event that the initial foreclosure was cancelled (not postponed) due to events outside the servicer's control and must be restartedTBD11746Basic Claim152Liquidation ExpensesAppraisalsN/AAppraisal dateDate appraisal performedTBD11846Basic Claim153Liquidation ExpensesAppraisalsN/AAppraisal typeType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the property. Valid values are:TBD11946Basic Claim154Liquidation ExpensesAppraisalsAppraisal typeSingle unitType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the single unit propertyTBD12046Basic Claim155Liquidation ExpensesAppraisalsAppraisal typeDuplexType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the two unit propertyTBD12146Basic Claim156Liquidation ExpensesAppraisalsAppraisal typeThree unitsType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the three unit propertyTBD12246Basic Claim157Liquidation ExpensesAppraisalsAppraisal typeFour unitsType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the four unit propertyTBD12346Basic Claim158Liquidation ExpensesAppraisalsAppraisal typeCondominiumType of expenses incurred by the servicer is to have a VA-assigned appraiser determine the market value of the condominium propertyTBD12446Basic Claim159Liquidation ExpensesAppraisalsAppraisal typeAppraisal service taxType of expenses incurred by the servicer is for payment of taxes imposed on services of appraiser.TBD12546Basic Claim160Liquidation ExpensesAppraisalsAppraisal typeCourt appraisalType of expenses incurred by the servicer is to have a court ordered appraisal completed to determine the market value of the propertyTBD12646Basic Claim161Liquidation ExpensesAppraisalsN/AMileageType of expenses incurred by the servicer is to have a VA-assigned appraiser travel to the property to perform an appraisalTBD12746Basic Claim162Liquidation ExpensesAppraisalsN/AAppraisal updateType of expenses incurred by the servicer is to have a VA-assigned appraiser update the original appraisal of the propertyTBD12846Basic Claim164Liquidation ExpensesTitleN/ATitle item typeType of expenses incurred by the servicer is for title related costs necessary to terminate the loan. Valid values are:TBD12946Basic Claim165Liquidation ExpensesTitleTitle typeInitial termination title reviewType of expenses incurred by the servicer is for search of records (performed by title company or attorney) prior to a foreclosure sale (to insure a valid foreclosure). Title searches are done for more than identifying liable parties and parties with an interesTBD13046Basic Claim166Liquidation ExpensesTitleTitle typeTitle updates that occur prior to terminationType of expenses incurred by the servicer is for a close examination of all public records that affect the title to the property, including reviewing past deeds, wills, and trusts to make sure the title has passed correctly to each owner & to verify that all prior mTBD13146Basic Claim167Liquidation ExpensesTitleTitle typeInitial termination title commitment/guarantyType of expenses incurred by the servicer is for a written commitment from the title company stating the conditions under which they will insure title to the propertyTBD13246Basic Claim168Liquidation ExpensesTitleTitle typeFinal termination title documentationType of expenses incurred by the servicer is to pay required endorsement feesTBD13346Basic Claim170Liquidation ExpensesTitleN/ATitle service taxType of expenses incurred by the servicer is to pay taxes imposed on title services.TBD13446Basic Claim171Liquidation ExpensesFiling FeesN/AFiling fee typeType of expenses incurred by the servicer is charged by public officials in the propertys area for recording or filing documents related to the loan obligation. Valid values are:TBD13546Basic Claim172Liquidation ExpensesFiling FeesFiling fee typeBankruptcyType of expenses incurred by the servicer is charged by public officials for the recording or filing of bankruptcy-related motions (Specifically, the motion for relief of stay)TBD13646Basic Claim173Liquidation ExpensesFiling FeesFiling fee typeIndex numberType of expenses incurred by the servicer is charged by public officials for the recording or filing of the index numberTBD13746Basic Claim174Liquidation ExpensesFiling FeesFiling fee typeLis pendensType of expenses incurred by the servicer is charged by public officials for the recording or filing of notice of the filing of a suitTBD13846Basic Claim175Liquidation ExpensesFiling FeesFiling fee typeSummonsType of expenses incurred by the servicer is charged by public officials for the recording or filing of a summonsTBD13946Basic Claim176Liquidation ExpensesFiling FeesFiling fee typePetitionType of expenses incurred by the servicer is charged by public officials for the recording or filing of a petitionTBD14046Basic Claim177Liquidation ExpensesFiling FeesFiling fee typeComplaintType of expenses incurred by the servicer is charged by public officials for the recording or filing of a complaintTBD14146Basic Claim178Liquidation ExpensesFiling FeesFiling fee typeJudgmentType of expenses incurred by the servicer is charged by public officials for the recording or filing of a judgmentTBD14246Basic Claim179Liquidation ExpensesFiling FeesFiling fee typeRequest for judicial interventionType of expenses incurred by the servicer is charged by public officials for the recording or filing of a request for judicial interventionTBD14346Basic Claim180Liquidation ExpensesFiling FeesFiling fee typeMilitary affidavitType of expenses incurred by the servicer is for a sworn, written statement, affirming that the property owner is not entitled to any rights under the SCRATBD14446Basic Claim181Liquidation ExpensesFiling FeesFiling fee typePosting notice of saleType of expenses incurred by the servicer is charged by public officials for the posting of the notice of saleTBD14546Basic Claim182Liquidation ExpensesFiling FeesFiling fee typeNotice affidavitType of expenses incurred by the servicer is charged by public officials for the recording or filing of the affidavit stating that proper notice of sale was postedTBD14646Basic Claim183Liquidation ExpensesFiling FeesFiling fee typeNotice of publication affidavitType of expenses incurred by the servicer is charged by public officials for the recording or filing of the affidavit stating that proper notice of sale was publishedTBD14746Basic Claim184Liquidation ExpensesFiling FeesFiling fee typeOrder confirming saleType of expenses incurred by the servicer is charged by public officials for the recording or filing of an order confirming saleTBD14846Basic Claim186Liquidation ExpensesRecording FeesForeclosureForeclosure recording fee typeType of expenses incurred by the servicer is charged by public officials for recording or filing foreclosure documentsTBD14946Basic Claim188Liquidation ExpensesRecording FeesForeclosureSubstitution of trustee (appointment, agreement, or document)Type of expenses incurred by the servicer is charged by public officials for recording or filing the substitution of trusteeTBD15046Basic Claim189Liquidation ExpensesRecording FeesForeclosureNotice of default/foreclosure noticeType of expenses incurred by the servicer is charged by public officials for recording or filing the notice of default/foreclosure noticeTBD15146Basic Claim190Liquidation ExpensesRecording FeesForeclosureSummonsType of expenses incurred by the servicer is charged by public officials for the recording or filing of a summonsTBD15246Basic Claim191Liquidation ExpensesRecording FeesForeclosureJudgmentType of expenses incurred by the servicer is charged by public officials for the recording or filing of a judgmentTBD15346Basic Claim192Liquidation ExpensesRecording FeesForeclosureCertificate of non-redemptionType of expenses incurred by the servicer is charged by public officials for the recording or filing of a certificate of non-redemptionTBD15446Basic Claim193Liquidation ExpensesRecording FeesForeclosureSheriff's/Trustee's certificate of saleType of expenses incurred by the servicer is charged by public officials for recording or filing the Sheriff's certificate of saleTBD15546Basic Claim194Liquidation ExpensesRecording FeesForeclosureAssignment of sheriff's/trustee's certificate of saleType of expenses incurred by the servicer is charged by public officials for recording or filing the assignment of the Sheriff's certificate of saleTBD15646Basic Claim195Liquidation ExpensesRecording FeesForeclosureForeclosure deed (sheriff's, trustee's, referee's, or commissioner's deed)Type of expenses incurred by the servicer is charged by public officials for recording or filing of the deed following foreclosureTBD15746Basic Claim196Liquidation ExpensesRecording FeesForeclosureAssignment of sheriff's/trustee's deedType of expenses incurred by the servicer is charged by public officials for recording or filing the assignment of the deed following foreclosureTBD15846Basic Claim197Liquidation ExpensesRecording FeesForeclosureDeed to VAType of expenses incurred by the servicer is charged by public officials for recording or filing the deed to VATBD15946Basic Claim198Liquidation ExpensesRecording FeesDILDIL recording fee typeType of expenses incurred by the servicer is charged by public officials for recording or filing deed in lieu of foreclosure documentsTBD16046Basic Claim200Liquidation ExpensesRecording FeesDILWarranty deed from owner to holderType of expenses incurred by the servicer is charged by public officials for recording or filing the deed from owner to holderTBD16146Basic Claim201Liquidation ExpensesRecording FeesDILEstoppel affidavitType of expenses incurred by the servicer is charged by public officials for recording or filing the estoppel affidavitTBD16246Basic Claim202Liquidation ExpensesRecording FeesDILDeed to VAType of expenses incurred by the servicer is charged by public officials for recording or filing the deed to VATBD16346Basic Claim203Liquidation ExpensesRecording FeesDILDeed of reconveyance/full release/ satisfaction of mortgageType of expenses incurred by the servicer is charged by public officials for recording or filing the deed of reconveyance/full releaseTBD16446Basic Claim204Liquidation ExpensesForeclosure FacilitationN/AForeclosure facilitation fee typeType of expenses incurred by the servicer is charged by public officials to facilitate the foreclosure processTBD16546Basic Claim206Liquidation ExpensesForeclosure FacilitationN/ASheriff's/ administrator/ commissioner fees and costs (includes court costs)Type of expenses incurred by the servicer is charged by public officials to facilitate the foreclosure processTBD16646Basic Claim207Liquidation ExpensesForeclosure FacilitationN/ATrustee/ referee/ master in equity feesType of expenses incurred by the servicer is to pay the trustee/referee/master in equity for fees chargedTBD16746Basic Claim208Liquidation ExpensesForeclosure FacilitationN/AAuctioneer's feeType of expenses incurred by the servicer is to pay the auctioneer to conduct the foreclosure sale.TBD16846Basic Claim209Liquidation ExpensesForeclosure FacilitationN/ACourt recorder feeType of expenses incurred by the servicer is to pay the court recorder for recording services.TBD16946Basic Claim210Liquidation ExpensesForeclosure FacilitationN/AProthonotary/ clerk's feeType of expenses incurred by the servicer is to pay the prothonotary/clerk for fees chargedTBD17046Basic Claim211Liquidation ExpensesForeclosure FacilitationN/AAttorney notary feeType of expenses incurred by the servicer is to pay the prothonotary/clerk for fees chargedTBD17146Basic Claim212Liquidation ExpensesOther Fees and CostsN/AOther fees and costsType of expenses incurred by the servicer is to pay for any liquidation Expenses not previously listedTBD17246Basic Claim213Liquidation ExpensesOther Fees and CostsN/APublication of sale/ advertisement in newspaper or on the internetType of expenses incurred by the servicer is to pay for publication/advertisement of the notice of sale in an appropriate newspaper.TBD17346Basic Claim214Liquidation ExpensesOther Fees and CostsServicePersonal service (sheriff or private entity)Type of expenses incurred by the servicer is to pay for fees charged to personally serve papers on any necessary party of interestTBD17446Basic Claim215Liquidation ExpensesOther Fees and CostsServiceService by publicationType of expenses incurred by the servicer is to pay for fees charged to serve legal notice on any necessary party of interest by publicationTBD17546Basic Claim216Liquidation ExpensesOther Fees and CostsServiceService by certified MailType of expenses incurred by the servicer is to send required notices by certified mail to all parties of interest.TBD17646Basic Claim217Liquidation ExpensesOther Fees and CostsServiceInvestigation fee related to serviceType of expenses incurred by the servicer is to pay the investigator for fees chargedTBD17746Basic Claim218Liquidation ExpensesOther Fees and CostsN/ANon-extinguishable liensType of expenses incurred by the servicer is to pay for any liens that are not extinguished by the foreclosure actionTBD17846Basic Claim219Liquidation ExpensesOther Fees and CostsN/ACommittee fees and costsFees and costs incurred by the servicer to convene the committee to confirm the sale when there is equity and/or IRS liensTBD17946Basic Claim220Liquidation ExpensesOther Fees and CostsN/ATransfer tax/ documentary stampsType of expenses incurred by the servicer is for the state or local tax payable upon the transfer of a title.TBD18046Basic Claim221Liquidation ExpensesOther Fees and CostsN/AMunicipal lien certificateType of expenses incurred by the servicer is to obtain a municipal lien certificateTBD18146Basic Claim222Liquidation ExpensesOther Fees and CostsN/ATitle V septic (Mass.)Type of expenses incurred by the servicer is to inspect for and certify compliance with Title V septic requirementsTBD18246Basic Claim223Liquidation ExpensesOther Fees and CostsN/APoundageFee charged by the court for handling the funds received from the sale of the property for third party bidsTBD18346Basic Claim225Liquidation ExpensesOther Fees and CostsN/AMennonite noticesType of expenses incurred by the servicer is to notify every party holding a legally protected property interest whose name and address can reasonably be determined by diligent effortsTBD18446Basic Claim226Liquidation ExpensesOther Fees and CostsProperty InspectionsDates inspections completedMonths, days, years, property inspections were completed.TBD18546Basic Claim229Liquidation ExpensesOther Fees and CostsProperty InspectionsProperty inspection amountType of expenses incurred by the servicer is to pay fees charged for required property inspectionsTBD

&C&"Tahoma,Bold"U.S. Department of Veterans Affairs (VA)VA Loan Electronic Reporting Interface (VALERI)Servicer Reporting Requirements&A&L&"Tahoma,Bold"Prepared 06-06-2007&C&"Tahoma,Bold"Page &P of &N&R&"Tahoma,Bold"THIS DISCUSSION DRAFT IS SUBJECT TO CHANGE