8/10/2019 Www.vijayabank.com Userfiles Financial 2f
1/3
1/28/2014 www.vijayabank.com/Userfiles/Financial/2f.htm
http://www.vijayabank.com/Userfiles/Financial/2f.htm 1/3
Sl.
No.Particulars
Quarter endedYear ended
(Audited)
31.03.2012(Audited)
31.12.2011(Reviewed)
31.03.2011(Audited)
31.03.2012 31.03.2011
01 Interest earned [(a)+(b)+(c)+(d)] 215223 205826 160878 798812
584406
(a) Interest/discount on advances/bills 164688 156988 117693
605009 419190
(b) Income from investments 49135 47602 42609 187204 161101
(c) Interest on balances with Reserve Bank of India and other
interbank funds
(21) 32 61 31 126
(d) Others 1421 1204 515 6568 3989
02 Other Income 13813 11566 14288 52790 53318
03 TOTAL INCOME (1+2) 229036 217392 175166 851602 637724
04 Interest Expended 165968 158366 113044 608459 389729
05 Operating Expenses (i) + (ii) 36720 28852 51126 120096
143328
(i) Employee costs 23482 17045 38708 73992 101044
(ii) Other operating expenses 13238 11807 12418 46104 42284
06 TOTAL EXPENDITURE (4+5) (Excluding provisions and
contingencies)
202688 187218 164170 728555 533057
07 OPERATING PROFIT (3 6)
(Profit before provisions and contingencies)
26348 30174 10996 123047 104667
08 Provisions (other than tax) and Contingencies 8683 16724
16159 58123 43870
09 Exceptional items - - - - -
10 Profit/(Loss) from Ordinary Activities before tax (7-8-9)
17665 13450 (5163) 64924 60797
11 Tax Expenses (432) 1023 (10586) 6825 8415
12 Net Profit/(Loss) from Ordinary Activities after tax (10-11)
18097 12427
5423
58099 52382
13 Extraordinary Items (Net of Tax Expense) - - - - -
14 Net Profit/(Loss) for the period (12-13) 18097 12427 5423
58099 52382
15 Paid up equity share capital
(Face value of each share- ` 10/-)
49554 47267 47267 49554 47267
16 Reserves excluding Revaluation Reserves (As per Balance Sheet
ofprevious accounting year)
327915 285050 285050 327915 285050
17 Analytical Ratios
(i) Percentage of shares held by Government of India 55.02 57.69
57.69 55.02 57.69
(ii) Capital Adequacy Ratio (%)
Basel I 10.96 10.94 12.59 10.96 12.59
Basel II 13.06 12.39 13.88 13.06 13.88
(iii) Earnings per share (EPS) (Not annualized)
(a) Basic and Diluted EPS before Extraordinary Items (Net of
TaxExpenses
for the period, for the year to date and for the previous
year)
2.98 2.63 0.65 9.49 9.89
(b) Basic and Diluted EPS after Extraordinary Items for the
period,
for the year to date and for the previous year
2.98 2.63 0.65 9.49 9.89
(iv) NPA Ratios
a) Amount of Gross Non Performing Assets 171846 166717 125919
171846 125919
b) Amount of Net Non Performing Assets 99801 99710 74116 99801
74116
c) Percentage of Gross Non Performing Assets 2.93 2.98 2.56 2.93
2.56
d) Percentage of Net Non Performing Assets 1.72 1.81 1.52 1.72
1.52
(v) Return on Assets (Annualised) (%) 0.78 0.55 0.28 0.66
0.72
18 Public share holding
- Number of shares 222872258 200000000 200000000 222872258
200000000
- Percentage of share holding 44.98 42.31 42.31 44.98 42.31
19 Promoters and Promoter Group Shareholding
a) Pledged / Encumbered
Number of Shares Nil Nil Nil Nil Nil Percentage of shares (as a
percentage of total shareholding of
promoter and promoter group)Nil Nil Nil Nil Nil
Percentage of shares (as a percentage of total share capital of
thecompany)
Nil Nil Nil Nil Nil
b) Non-encumbered
Number of Shares (in million) 272.66 272.66 272.86 272.66
272.66
Financial Reports
REVIEWED FINANCIAL RESULTS FOR THE QUARTER ENDED 31 TH MARCH,
2012 Rs. in Lakhs
8/10/2019 Www.vijayabank.com Userfiles Financial 2f
3/3
1/28/2014 www.vijayabank.com/Userfiles/Financial/2f.htm
http://www.vijayabank.com/Userfiles/Financial/2f.htm 3/3
.
31st March 2012.7. Employee cost for the year ended 31st March
2012includes an amount of `. 119 crore (previous year `. 119
crore) being the amortization of expenses as per theguidelines
of Reserve Bank of India vide circular no.
DBOD.BP.BC.80/2104.018/2010-11 dated 09th February2011 relating
to second option for pension for serving
employees and enhancement in ceiling of Gratuity.8. During the
quarter ended 31st March 2012, the bankhas made a preferential
allotment of 2,28,72,258 equity
shares of `. 10/- each at a premium of `. 54.27 per share
amounting to . 147 crore to LIC of India.9. The figures of the
previous period have been regrouped/ rearranged, wherever
necessary.
10. Provision Coverage Ratio (PCR) is 62.40% as on 31stMarch
2012.11. The number of investor complaints pending in the
beginning of the quarter is Nil. Number of complaintsreceived
and resolved during the quarter is 874.
Total Assets 9576401 9127313 8201337 9576401 8201337
k) Segment
Liabilities
i) Treasury
Operations
3254770 2927107 2738250 3254770 2738250
ii) Whole Sale
Banking
3992749 3878656 3279015 3992749 3279015
iii) RetailBanking
1796751 1800972 1701869 1796751 1701869
iv) Other
Banking
Operations.
116 100 504 116 504
v) Unallocated
Liabilities
532015 520478 481699 532015 481699
Total Liabilities 9576401 9127313 8201337 9576401 8201337
# The Bank operates only in domestic segment.
Place: Bangalore
Date: 31st March, 2012
SHUBHALAKSHMI PANSE
Executive Director
H. S. UPENDRA KAMATH
Chairman & Managing Director
Copyright 2012 Vijaya Bank. All rights reserved.
