Www.techmirus.in Mirus IT Solutions Pvt Ltd Miracle Centralized Cooperative Financial Solutions From. Mirus IT Solutions Pvt. Ltd

www.techmirus.in Mirus IT Solutions Pvt Ltd

Miracle

Centralized Cooperative Financial Solutions

From

Mirus IT Solutions Pvt. Ltd..


Member Information

Configuration

Loans

Savings

Financial Accounting Reports

Share Management

Security

Processes

Financial Budget

Fund Planning

Installation

Search

Help

Centralized FunctioningLoan Processing

Data Porting

Cooperative Financial Overview


EMI / PRE EMI OPTIONS

GENRAL ACCONTING

LOAN DISBURSEMENT

LOAN APPROVAL / APPRAISAL

PARTIAL DISBURSEMENT

REPAYMENTS

LOAN HISTORY

REPORTS

FINANCIAL REPORTSOPERATING REPORTSSUPERVISORY REPORTSMANAGEMENT REPORTSEXTERNAL REPORTS

Overview of Miracle First Edition

LOAN CLOSURE

GENERAL RECEIPTS

GENERAL PAYMENTS

GENRAL CONFIGURATION

PODUCTCONFIGURATION

SECURITY

BUSINESSRULES

CONTRA ENTRIES

DATA MINING

DEPOSITS

WITHDRAWALS

PRODUCT DESIGNING

CENTRALIZED DATA

MANAGEMENT

BUSINESS PRAMOTION

ALERTS CONFIGRATION

MANAGEMENT

RECTIFICATION ENTRIES

ECS / PDC MANGEMENT

DOCUMENTSCAN / ACCESS

COMPUTERIZED PRINTING

BALANCE SHEET

PROFIT & LOSS ACCOUNT

TRIALBALANCE

DAY BOOKCASH BOOKBANK BOOK

FINANCIAL DATA COMPARISION

GROUP MANAGEMENT

LEDGER MANAGEMENT

INTEREST / PENALTY

CALCULATIONS


Member Information

Detailed Member information is captured through Member Registration screens. Member provides his personal details at the time of registration with Society.

Registration Details:• Socio Economic Indicators• House Hold Members• Housing Details• Identification Details• Employment Details• Verification Docs and Scans


Loans module handles total life cycle of Micro Credit activity. Starting from products to the repayments and closure of loans. The following steps summarizes the Loan Module activity.

Micro Credit Activity:1. Loan Products Definition2. Service Charges Definition3. Loan Account Creation4. Loan Disbursement5. Loan Repayment6. Pre-Closure

Loan Module


Loan Products

Loan Product Master

Loan Disbursement Module


Savings module handles total life cycle of Savings activity. Starting from products to the deposits and withdrawal of savings. The following steps summarizes the Savings Module activity.

Savings Activity:

• Savings Products Definition• Service Charges Definition• Savings Account Creation• Deposits• Withdrawals• Interest Calculations/Postings• Ledgers

Savings Module


Deposit Module


Payment Module


FA- Reports

1. Trial Balance 2. Trial Balance Between Dates3. Balance Sheet4. Profit & Loss A/c5. Income & Expenditure6. Day Books7. Cash Book8. Bank Book9. General Ledger10. Receipts & Payments11. Printing12. Export to Excel

Note: All above reports can be generated As on Date/Between Dates


MIS Reports

MIS - Operating Reports MIS - Fund Reports

1. Member Personal Details

2. Savings Ledger

3. Collection Due Report

4. Active / De-active A/c

Reports

5. Product Performance Report

1. Summary of New Loans

2. Summary of Loan

Disbursement

3. Loan Collection Forecast

4. Loan Repayment Schedule

5. Loan Ledger


MIS-Management Reports

1. Listing of Loans & Savings

2. Installment Collected by each

Business Unit

3. Performance by AO (Field

Officer)

4. Demand Statement

5. Savings Defaulters Statement

6. Schedule of Loans

7. Member Status Report

8. Maturity / Renewal Status

9. Branch Monthly Summary

10. AO Monthly Summary

11. Business Summary (Product

wise)

12. Daily Collection Sheet (Day

Book)

13. Monthly Opening Balance

Savings & Loans (by Direct)

14. Monthly Opening Balance

Savings & Loans (by AO)

15. Monthly Report on Loans &

Savings

16. Document Dispatch Record

17. Loan Disbursement Master roll

18. Loan Application

19. Cash Book

20. Bank Book

21. Computerized printing of all

Docs

22. Sms Alerts


Security Features

Security – Role & Rights ManagerSecurity – Login panel

1. Screen for Role Insertion &

Update

2. Screen for Rights Assign

and Down Hierarchy

Assignment


Security Aspects of the Software


Screen ShotsBalance Sheet


Profit & Loss Account


Cash Book


Bank Book

Documents

Www.techmirus.in Mirus IT Solutions Pvt Ltd Miracle Centralized Cooperative Financial Solutions From. Mirus IT Solutions Pvt. Ltd