•WP-WiriPay is an infrastructure provider for e-WP-WiriPay is an infrastructure provider for e-payments and other e-servicespayments and other e-services•WP-WiriPay supports all devices on all GSM / WP-WiriPay supports all devices on all GSM / GPRS and 3G networksGPRS and 3G networks•Guaranteed, reliable and real-time delivery of Guaranteed, reliable and real-time delivery of transactionstransactions

•State of the art securityState of the art security•Guaranteed reliabilityGuaranteed reliability•24/7/365 Fully managed network24/7/365 Fully managed network

WP-WiriPayWP-WiriPay™™ is… is…

Mobile Phoneprogrammed with WiriPay engine

Carrier Network

Carrier Gateway

Technical ArchitectureTechnical Architecture

WiriPay Network

INTERNET

GEODEMOGRAPHICDATA

FRAUDSCREENING

PAYMENTPROCESSING

User has capability to view transactions on the Merchant Manager Application

INFORMATIONSERVICES

WSMTWSMT

SSL

Wiripay Wiripay GatewayGateway

WSMT: Wiri Secure Messaging Text SSL: Secure Socket Layer:128 bit VXN: 512 bit or greater

SSL

Existing BankingExisting BankingInfrastructureInfrastructure

WSMT

SSLCUSTOMERDATA

WAP/SMS

Customer activates “Wiripay” on WAP/ SMS Bookmarks.

If PIN is acceptedthe owner’s namewill appear on the Phone’s screen.

WelcomeWiriPay

Next

Customer enterssecret PIN into cellular. (4 digits & ESN isalso sent for verification)

1234

Ok

Please Enter your PIN

Delete

WiriPay, 2 Steps Secure TransactionWiriPay, 2 Steps Secure Transaction

Customer entersMerchant code/Store code or the phone number into Cellular.

100

Ok

Please Entermerchant Code or phone number

Cancel

Customers enters Yes to finalise purchase, or No to cancel.

YesNo

Amt. Charged $108& credited to Safeway at Club Street ?

Customer enters amount of purchase

$108

Ok

Please EnterAmount of purchase

Cancel

Purchase complete. Paid

$108 to Safeway at Club Street

Thank you!

Purchase is successfully completed.

Customer answers call Voice prompts Customer enters secret PIN number

WiriPay will callCustomer mobileto get a transaction pin authentication

2nd Authentication

1st Authentication

WP-WiriPay™ WP-WiriPay™

Should you require any additional information Should you require any additional information concerning the WP-WiriPayconcerning the WP-WiriPay™™ Service, Service,

please do not hesitate to contact us atplease do not hesitate to contact us at info@wpworldphones.com