28
WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

Embed Size (px)

Citation preview

Page 1: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WORKING TITLE:DIGITAL AND TECHNOLOGY

TRENDS

IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS

LIOB PRESENTATION, October 2012

By Michele RuizRuiz Strategies

Page 2: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

ABOUT MICHELE RUIZ

Page 3: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WHAT’S CHANGED

Page 4: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

MOBILE REVOLUTION

Page 5: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

THE IMPACT OF SMART PHONES

Page 6: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

REMEMBER THIS?

Page 7: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WHO OWNS SMARTPHONES

Page 8: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

MINORITY GROUPS ARE COMFORTABLE USING THE MOBILE

INTERNET

Page 9: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

OLDER GENERATION – SURPRISE!

Page 10: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

TREND: AUGMENTED REALITY

Page 11: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

TREND: APPS GET SMARTER

Page 12: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WHAT DOES THIS MEAN FOR UTILITY CUSTOMERS?

Page 13: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

MOBILIZATION OF YOUR CUSTOMERS

Page 14: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

MOBILE APPS AFFECT BEHAVIOR

Page 15: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

EDUCATE, ENABLE, MONITOR, INTERVENE, EMPOWER

Page 16: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

REACHING LOW INCOME CUSTOMERS

Page 17: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

INCOME AND LITERACY RELEVANCY

Page 18: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

CULTURAL RELEVANCY

Page 19: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

TECHNOLOGICAL ADVANCEMENTS MEANS RADICAL CHANGE IN MINDSET

Page 20: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

HOW MANY APPS DOES IT TAKE TO CHANGE A LIGHT BULB?

Page 21: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

REAL TIME INFORMATION

Page 22: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

IN-CULTURE

Page 23: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

USE MOBILE AND TABLET FRIENDLY WEBSITES

Page 24: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

USE TEXTS

Page 25: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

COMMUNICATE VALUE & BENEFITS WITH STORY TELLING

Page 26: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

ROLE OF TARGETED MEDIA AND PR

Page 27: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

QUESTIONS

Page 28: WORKING TITLE: DIGITAL AND TECHNOLOGY TRENDS IMPLICATIONS FOR LOW INCOME AND MINORITY CUSTOMERS LIOB PRESENTATION, October 2012 By Michele Ruiz Ruiz Strategies

WORKING TITLE: DIGITAL AND TECHNOLOGICAL TRENDS

IMPLICATIONS FOR LOW INCOME CUSTOMERS

Michele RuizRuiz StrategiesContact information: [email protected] 853 3605