A few wordsfromsomeof Ted'ssatisfiedcustomers.

"After my husband passed away IS years ago, I was gettinghelp from two financial consultants. I was living on my SS + asmall pension as a retired Lutheran school teacher. I had astock account and a variable annuity. Both accounts wereloosing money every month. Ted reworked my accounts, andcreated $1,000 more tax-free income and set up an annuity asa saving/ emergency account:'

-Lois L.

"I had substantial losses on three variable annuities that I hadpurchased from my "trusted" stock broker. My broker had told memany times that my assets were guaranteed not to lose, but 1keptgetting statements showing that my deposits, which 1needed tolive on, were going down. Ted called the insurance company on aspeaker phone and 1 found out that the only guarantee was adeath benefit if 1 did not make any withdrawals which wouldlower the death benefit Upon Ted's advice, 1moved my funds toan S&P equity indexed annuity where 1 can no longer lose myassets and am now making gains:'

-EdD.

"1am a retiring attorney needing to replace the income lost frommy practice. Ted showed me how to do that using a split annuityconcept where we created a steady cash flow through the use of animmediate annuity and at the same time replaced that incomethrough the use of a fixed annuity. 1hank you, Ted:'

-Hara/dM.

Why do so many trust Ted& Marcela Masters withtheir financial security?

"Over the past five years I lostover $600,000 in my stock

portfolio. Ted showed me howto stop my losses, replace the

income that I lost, create$22,000 more income tax freeand reduce my tax liability toalmost ZERO! Thanks Ted:'

-MaryB.

Honesty. Integrity.Reliability .

•",p'I!ROV£OMember NationalEthics Bureau

ESTATE PRESERVERS, INC.Boca Raton, FL

Local: (561) 988-6297Toll Free: (866) 692-8281Cell: (561) 315-4671

CDAre you aware of any hidden risks or fees

your accounts may have?

®Do you know how to

legally avoid the Social Security Tax?

oHave you been told about

time-tested ways to avoid probate?

CDAre there high yield tax-deferred investments

with no principal risk?

CDAre you concerned with the escalating costand risk of nursing home confinement?

If these questions and more are onyour mind, you should be consulting

with Ted & Marcela Masters.

Please call our officeto arrange a convenient,no-cost discussion ofyour retirement incomeand estate planningobjectives.

Ted &Marcela Masters'Ted & Marcela are in high demand

because of their honesty; integrity andcommitment to their clients and their needs.Ted & Marcela don't feel their job is doneuntil their clients are completely ~atisfied.

7I1ee:t~ rO~ ~ ...6~~ 1fo~ 6~d/tio~

ESTATE PRESERVERS, INC.Boca Raton, FL

Local: (561) 988-6297Toll Free: (866) 692-8281Cell: (561) 315-4671

About Ted andMarcela MastersTed Masters has been working in the financial planningfield for over 25 years. Throughout this time, he hasprovided valuable service to hundreds of familiesand individuals. Ted and Marcela's genuine concernfor their clients' financial well-being enables them tomeet the financial planning needs of their clientswhile building long-lasting, meaningful relationshipswith them.

Ted and Marcela's experience has helped them togain extensive knowledge in the areas of preservationand distribution of wealth, retirement planningtechniques, reducing financial risk, lowering taxesand protecting assets from catastrophic illness. Theyspecialize in the areas of retirement and estate planningfor both individuals and families. Their primary goalis to continually improve their clients' financialposition while protecting their assets. They accomplishthis through a blend c\ tinancial services that aretailored to each client's specific financial needs.

Ted and Marcela are extremely knowledgeable andpassionate about their work. Their clients find themto be both personable and dedicated to their needs.Through their planning techniques, their clientsrealize that individualized financial plans reducetheir financial risk, save tax dollars, protect assetsfrom Long Term Care costs and avoid probate. Tedand Marcela are ideal planners for those peopleseeking to work with planners who can provide asafe and effective way to protect and preserve theirestate while helping them to get the best returns ontheir savings. With over 25 years of experience,professional training, and education, Ted andMarcela can meet your financial planning needs.

Ted and Marcela live in Boca Raton, Florida, andare the proud parents of four children and fourgrandchildren.

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ESTATE PRESERVERS, INC. Ted Masters, President Boca Raton, FL Local: 561-988-6297 Toll Free: 866-692-8281

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The mission of the National Ethics Bureau ™ (NEB) is

to be a leading advocate for business ethics in the

financial services industry. The NEB also maintains a

membership community of backg round-checked

advisors who have agreed to uphold its principles

and membership standards.

To learn more about NEB's membership qualifications

and other NEB services, please visit our website at:

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All NEB members have successfully passed our annual

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7-YEAR BACKGROUND CHECK

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In addition, the following regulatory agencies have been

checked for NEB membershlp-dlsquollfylnq violations.*

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DISCLAIMER:

All NEB members have successfully passed our annual seven-yearbackground checks for criminal, civil, and businessviolations* in order tomeet our membership standards. However, NEB provides no guaranteedassurance or warranty of the character or competence of its members.Always make financial decisions on the basis of your own due diligence.Contact information for various state and federal regulatory agencies

can be found at www.ethicscheck.com/regcontact. NEB is not a financialdesignation, nor does it sell or endorse any financial products. NEB is notaffiliated with any state or federal government agency.

*For details on NEB membership standards and disqualifying violations,please call us or go to our website at www.ethicscheck.com.