QTC 55 NEWSLETTER QUALITY TIME CLUB

VOLUME 32, NO. 2 APRIL 2022 ISSUE

A newsletter insert for Members who are age 55 years and better.

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The Chairman’s CornerBy Stan Walczyk

I had the honor of hosting Greylock’s virtual annual Membership meeting on March 22nd. I hope you had a chance to join us. If not, there is a link to the recording on our website.

This year we had an uncontested election for four openings on the Board and all nominees were elected.

Remember When...Dick BelairTo those of us in the twilight years of our lives, there are things of our youth we just can’t forget. The most vivid of these are those after the bombing of Pearl Harbor on December 7, 1941. I was only eight years old but I recall the impact it had on my own family and those around us.

My sister’s husband was drafted into the Army, as were many of the fathers of my classmates. My dad was a WW1 veteran and beyond draft age. My other sister joined the Navy. My mother did her part by going to work at the GE. I prayed a lot.

On the home front, there were many shortages of items diverted to support our troops. Food and fuel were rationed and many “Victory” gardens were planted to supplement the food supply. I recall the practice black-outs and air raid drills to prepare for possible air raids. There were scrap metal drives, blood drives and numerous other activities to support the war effort.

In September of 1945 our prayers were answered and the war ended, as did this unforgettable chapter in the lives of those who Remember When.

We are fortunate to have a group of strong community leaders serving on the Board and Supervisory Committee with backgrounds in education, healthcare, management, IT, human resources, finance, accounting, community development and much more. It is this level of diversity that ensures the integrity of our Credit Union as we continue to move forward.

The annual and impact reports were also presented at the meeting. I invite you to view both of them on our website.

Thank you for being a Member of Greylock Federal Credit Union.

Tyrone Allen Jackson 3-year term

Ty is the founder of Big Head Books, LLC and co-founder of Read or Else

Anthony Rinaldi 3-year term

Tony is the Executive Vice President of Fairview Hospital for Berkshire Health Systems

Krystle Blake 3-year term

Krystle is a Project Manager at General Dynamics Mission Systems

Stanley Walczyk 3 year term

Stan is the Former President of O’Laughlin’s Home Care

About to turn 65?You may need to sign up for Medicare Part B before your 65th birthday, even if you don’t use it right away.

You could get hit with a late-enrollment penalty or even have to wait for formal open enrollment if your situation suddenly changes.

Visit https://www.medicare.gov/basics/get-started-with-medicare at least three months before your turn 65 to make sure you are properly prepared.

QTC 55 NEWSLETTER

VOLUME 32, NO. 2

APRIL 2022 ISSUEMission StatementThe QTC 55 NEWSLETTER provides helpful information on matters of universal concern to Members of the Club who are age 55 years and better. Readers are encouraged to send comments or input to QTC/GFCU, 150 West Street, Pittsfield, MA 01201, Attn: JamieEllen. Newsletter input is intended to best satisfy readers’ interests and the mission of the Club.

(800) 207-5555www.greylock.org/QTC

©GFCU/QTC 2022. All rights reserved.

Insured by NCUA

QTC TIPSAre you making the most of the benefits of being 65 or greater? Don’t forget to ask for your well-deserved discount everywhere you shop. It’s not a handout, you earned it!

Shopping/Entertainment/Dining:Many stores will have special hours or days for senior shopper discounts. Early bird specials and senior tickets can save you a lot of money. Plan your errands and days out for those days and times.

Household/Utilities:Most utilities and household services have discounted senior rates.

Municipal bills:Ask your town if there is an opportunity to volunteer your time in lieu of taxes or if they have special abatements for senior citizens. Many privately owned services may also have discounts available (ie: trash, recycling pick-up).These opportunities are not always advertised or offered freely, so be sure you ask every time you reach for your wallet. The internet has many different lists available for finding these offers. A good place to start your online search is www.seniorliving.org/finance/senior-discounts

Time is on your side. Optimize your savings by beginning to save now. The key is to start early.

Greylock Investment Group can help you take advantage of the many years you have to pursue your financial goals.

LAUNCHLAUNCH

Brian P. Astorino, CRPC®

Vice PresidentLPL Financial Advisor(413) 236-4837

Allendale Shopping Center 5 Cheshire Road, Ste. 26Pittsfield, MA 01201

Michael B. DuPontLPL Financial Advisor(413) 236-4130

250 Stockbridge Road Great Barrington, MA 01230

Michael A. Fazio, CFP®

Senior Vice PresidentLPL Financial Advisor(413) 236-4835

150 West StreetPittsfield, MA 01201

Not insured by NCUA or AnyOther Government Agency

Not Credit UnionGuaranteed

Not Credit UnionDeposits or Obligations

May LoseValue

CRPC conferred by College for Financial Planning.Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Greylock Federal Credit Union (GFCU) and Greylock Investment Group are not registered as a broker/dealer or investment advisor. Registered representatives of LPL offer products and services using Greylock Investment Group, and may also be employees of GFCU. These products and services are being offered through LPL or its affiliates, which are separate entities from and not affiliates of GFCU or Greylock Investment Group. Securities and insurance offered through LPL or its affiliates are:

YourMoneyThere has been a lot of talk on the news lately about cybersecurity. But what does it mean for you?

First and foremost, Greylock employs state of the art cyber-defense and regularly trains all of our employees in fraud prevention. We follow industry best practices in safety and security and partner with market-leading vendors to ensure that all of our systems, and your personal information, are safe and secure. We work closely with all government security watchdogs and maintain 24-hour day monitoring and protection services.

Fun Berkshire events are returning!Many of your favorite family activities and free music and arts performances are returning to public stages across the region. Be sure to follow @GreylockFederalCU on Facebook and Instagram so you don’t miss an opportunity to live your best Berkshire summer life.