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White PapeWhitepaperrblspace.nyc3.digitaloceanspaces.com/crowdsale.exmo.com/whitepape… · EXMO exchange platform EXO tokens will be issued by the operating, already profitable business

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ContentContent1.Projectsummary 4

2.Backgroundandstart2.1TheEXMOhistory 6

2.2ExchangeRatingsandReputation 7

2.3EXMOGrowthRate 9

3.Cryptocurrencyexchangeandoverallmarket3.1Cryptocurrencymarketcapitalization 11

3.2CompetitiveadvantagesoftheExchange 13

3.3TheEXMOCompetitorsOfferingMarginLoanService 13

3.4TheGrowthandDevelopmentOutlook 14

4.Developmentplan4.1Fundamentals:WhereWeareNow 15

4.2DevelopmentPlanfor2018-2022(TheRoadmap) 16

4.3MarginLoansImplementationObjectives 19

4.4MarketingandProductStrategy 20

5.IntroductiontotheCrowdsale5.1WhatisthePointoftheCrowdsale? 21

5.2ConnectionBetweenLoans,theExchange,andtheMarket 24

5.3EXMOCoin 25

5.4TheEXOExchangeRateGrowthPotential 26

5.5TheBenefitsforInvestors 28

5.6Smartcontract 29

6.TheCrowdsale 30

7.TheFinances7.1DistributionofInvestments 31

7.2VariousDistributionScenarios 32

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7.3MinimizingtheRisks 33

7.4AllAbouttheEXMOCoinProfitability 33

8.TheTeamTheGoal 34

8.2TheValues 34

8.3TheTeam 35

9.Crowdsaletimeline 38

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1.ProjectSummary1.ProjectSummary

EXMO,oneoftheleadingcryptocurrencyexchangeplatforms,islaunchingatokensaletosupporttheambitiousgoalofaddingaMarginLoanservicetoitsplatform.

Inordertocovertraders’demandformarginloans,aswellastoenabletheoverallplatformdevelopment,EXMOwillattractadditionalinvestmentcapitalbyissuingitsveryowntokenscalledEXMOCoin(EXO).

TheEXMOplatformhasbeenoperatingsince2013,anditisacryptocurrencytradingdestinationfortheover1400000registeredusersfromallaroundtheworld.TheExchangehasshowcasedfastgrowthovertheyearsofitsexistenceandanincreasedyear-on-yearperformance(2017hasseena250%surgeinourclients’base).

KeyfactsabouttheCrowdsale:KeyfactsabouttheCrowdsale:Investors,orEXOtokenholders,willreceive50%oftherevenuederivedfrommarginloansdistributedamongthemintheformofdividendsonamonthlybasis.ThesaidrevenueistobereceivedfromtheturnoveroffundsraisedinthecourseoftheCrowdsale.DividendsonEXOtokensaretobedistributedamongtheirholdersbasedonthequantityoftokensowned.Inthemeantime,EXMOCoinsmustbekeptintheEXMOexchangesystem

ThekeyobjectivebehindtheCrowdsaleisthespeedydevelopmentoftheEXMOexchangeplatform

EXOtokenswillbeissuedbytheoperating,alreadyprofitablebusiness(unlikethemajorityofotherICOprojects),whichtendstobeagreatadvantageforboththeExchangeplatform,andthetokeninvestors

ByinvestingintheEXMOexchangedevelopment,thetokenholdersreceiveEXMOCoins,andtheirvaluewillfurthercorrelatewithothercurrencyexchangeratesontheEXMOexchangeplatform

95%offundsraisedduringtheCrowdsalewillbedirectedintothegrowthof

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financialindicatorsoftheExchange

Uponreachingtheamountof$250–$300millioninraisedinvestment,theExchangewillaimatacquiringitscompetitors(M&A).Thiswillbedonewithaviewtoincreasethecapitalisationandscalabilityinthenewmarkets.Followingthisstrategy,EXMOCoinwillbelistedonseveralexchangessimultaneously,whichwillincreasetheprofitfrommarginlending(underconditionthattheacquiredcompanieswilloffermarginloans).

EXMOguaranteestheEXOtokenbuyout(seeBuyoutwarranty).

FollowingtheCrowdsale,EXOtokenwillbelistedontheEXMOExchangeandtradedincurrencypairssuchasEXO/BTC,EXO/ETH.

TheInvestmentallocationscheme

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2.Backgroundandstart2.Backgroundandstart

2.1TheEXMOHistory2.1TheEXMOHistory

TheteamofEXMOiscomprisedofstellarprofessionalsfromallovertheworld-developersfromSpain,Russia,India,andThailand,aswellasthebestfinancialmindsfromtheUK,theUSA,LithuaniaandSingapore.Theyworkedoncreationandcontinuedevelopingoneofthemostuser-friendlycryptocurrencyexchanges.

Cryptocurrenciesaremakingfinancialtransactionseasierandmoresecure.ThisiswhyourteamisactivelyengagedinthedevelopmentofBlockchaintechnologyandhasbeensuccessfullycontributingtothecryptocurrencyecosystemforoverfiveyears.

DevelopmentMilestones:

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ExchangeRatings:ExchangeRatings:

24HourVolumeBTC

24hourvolume,USD

Bitcoinexchanges

Tradesperminute

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ReputationReputation

EXMOinnumbersEXMOinnumbersfiveyearsonthemarket

over1,400,000usersfromallovertheworld

200,000dailyvisitorstotheEXMOplatform

10,000–theaveragedailynumberofnewregistrations

400,000BTC–theaveragemonthlytradingvolume

48activecurrencytradingpairs(19uniquecurrencies)

intheTOP-10World’sbestexchangesaccordingtobitcoinity.orgrating

theTOP-1cryptocurrencyexchangeinEurope

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2.3EXMOGrowthRate2.3EXMOGrowthRate

GrowthofcustomerbaseGrowthofcustomerbase

Tradingvolumefortheyear,$Tradingvolumefortheyear,$

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Customerbaseasoftoday:over1400000

Thenumberofdealsmadethroughtheplatformgrewby50timesoverthelastthree-and-a-halfyears:from591kin2014to30Min2017

Thetradingvolumehasbeenincreasedin19timessince2014:from$192Min2014to$3,7Bin2017

Wegrewsignificantlyinthecourseofthelastthree-and-a-halfyears.Nevertheless,weareeagertobuildonthepaceofourpreviousperformance,andexpandevenmore.

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3.Cryptocurrencyexchange3.Cryptocurrencyexchangeandoverallmarketandoverallmarket

3.1TheCryptocurrencyMarketCapitalisation3.1TheCryptocurrencyMarketCapitalisationAsof29.11.2017,theoverallcryptocurrencymarketcapitalisationwasover$328BwiththatofBitcoinbeing$182B,Ethereum$46B,and$10BforRipple.Thisindicatorhasincreasedby2733%sinceSeptember14,2016.Nevertheless,atthebeginningof2018thecryptocurrencymarketfelldownaswellascapitalisationofmanycryptocurrencies.OverallmarketcapitalisationreturnedtotheendofNovember2017level.

Weworkpassionately,developplatformandsupportcomfortableworkforEXMOclientsinthisperiod.OurmainaimnowistosupportplatformdevelopmentforEXMO’sfuturerapidgrowth.

Asource: https://coinmarketcap.com/charts/

Thenumberofcryptocurrencywalletholdersalsogrowsrapidlywitha

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developmentofmarketinfrastructure.ThegrowthinthenumberofBlockchainwallets(fromthefirstquarterof2012tothe2ndquarterof2017)Asource:https://www.statista.com/statistics/647374/worldwide-blockchain-wallet-users/

ThemarketofEthereumandothertokenshasbeengrowingby300,000%onaverageyear-on-year(orby6.7timesmonthly)sinceJanuary2017.Wecannotbe100%sureofthefurthermarketgrowthstability.Basedontheexistingpredictions,wemayassumethatthefuturemarketgrowthwillrangefrom40%to100%ayear.

Sincethetradinggrowth,aswellasthegeneralExchangeperformance,correlatewiththeoverallmarketdevelopment,wehavepredictedandvisualisedthreegrowthscenariosforgrowthontradesvolumeontheexchange.

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3.2CompetitiveadvantagesoftheExchange3.2CompetitiveadvantagesoftheExchange

TheEXMOExchangeislaunchinganewservice,whichisaimedatincreasingitsprofitwithadditionalfeesforusingtheborrowedfunds.MarginloanservicewillincreasetheExchangepopularity,andasaresultthetradingrevenuewillalsoincrease.

Accordingtostatistics,only25%ofSiliconValleystartupssucceededinthepast6years.Giventhefactthattheytendtobedevelopingtheirprojects“fromscratch”anddoingsointhebestpossibleplaceonEarthforsuchmatters,wemightassumethatthestartupsuccessrateelsewheremightbeonlyabout10%.Wearenottryingtounderestimatethenewrisingprojectspotential,thoughwestronglybelievethatinvestingintotheexistingproductandanalreadysuccessfulbusinesshasmuchfewerrisksforinvestors.

EXMOisauniversalinvestmenttransactionplatform,thatallowsitsuserstotradebetweeneachotherusingvariouscryptocurrencies,aswellasfiatmoney.TheEXMObusinessmodelisbuilttoenableuserstoeasilybuy,sellorexchangecryptocurrencieswithoutintermediaries.

3.3TheEXMOCompetitorsOfferingMarginLoanService3.3TheEXMOCompetitorsOfferingMarginLoanService

EXMO,asanactivecryptocurrencytradingmarketparticipant,hasanumberofcompetitors,namelytheleadersofthecryptocurrencyexchangemarketwithsignificanttradingvolumesandextensivenumberoftraders.

Thatbeingsaid,wehaveasolidplanforourfurtherdevelopment,andweknowhowtobecomethemarketleaderwithinthenextfiveyears.

Ourmaincompetitorsare:Ourmaincompetitorsare:

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WhatdifferentiatesEXMO:WhatdifferentiatesEXMO:offeringmarginloansin2fiatcurrencies(USD,RUB)

havingoverfiveyearsofcryptocurrencytradingexperience

providingeasyaccesstotheloanservice

beingtheleaderontheECAmarkets

providingcashbackfromfees,basedonthetradingvolume

offeringEx-codeservice

3.4TheGrowthandDevelopmentOutlook3.4TheGrowthandDevelopmentOutlookTherearedozensofICOsshowingupeveryday.Varioussourcesaretryingtoevaluateallthepossibleassociatedrisksandopportunitiesusingavarietyofmethodsandtechniques.Allinall,plentyofprojectsthatgetfinancedthroughICOsnevergrowuptoseetheimplementationoftheinitialplansoutlinedintheirWhitePapers.Hence,investorsshouldalwaysconsideralltherisksrelatedtothedevelopmentoftheprojectsthattheyareinvestingin.

OneofthekeyfeaturesofEXO(EXMOCoin)tokenisitscorrelationtotheEXMOExchangeoperation.Wearecontinuouslydevelopingtheprojectandaddingnewservicestotheexistingonesontheplatform.Thereby,wecanopenlyclaimthattherearenorisksassociatedwithinvestinginourproject.TheexistingactiveprofitableExchangeisourguaranteeoftheproject’sstabledevelopment.

TheEXMOCoin(EXO)tokensthataregoingtobedistributedamonginvestorsduringtheCrowdsalewillbeprofitable.EverytokenholderwillreceivethecorrespondingdividendsfromtheirEXOtokens.

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4.Developmentplan4.Developmentplan

4.1Fundamentals:WhereWeareNow4.1Fundamentals:WhereWeareNowThenumberoftradedpairs:

48Thenumberofconnectedexchangers(asofNov22,2017):

135Availablefiatcurrencies:

5Averagetradingvolumepermonth:

400000btcToolsutilised:Toolsutilised:1.MarketOrders

2.FixedOrders

3.TheEx-codeserviceistheonlyuniquealternativefortransferringanyassetswithnoassociatedfeesoutsidetheexchangespace.

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4.2DevelopmentPlanfor2018-2022(TheRoadmap)4.2DevelopmentPlanfor2018-2022(TheRoadmap)

TheEXMOdevelopmentplanforthenext5yearsinvolvesalotofchangesintheplatform`soperation.Visualisedaresomeofthemaindevelopmentmilestones.Youmaygetacquaintedwithamoredetailedplanbelow.

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2018MarginLoansaddedtotheplatform

PAMMaccountmechanismimplementation

Thenumberof150tradedcurrencypairsreached

Thenumberoftradedfiatcurrenciesexpanded

Functionalityexpansion,aswellasintroductionofthetradingsysteminnovationssuchastheAutomatedAlgorithmicTradingSystems(bots),andaterminalforprofessionaltrading

Licensesreceived:EMI,СurrencyTransactionsExecution,FCIbrokeragefinanciallicense,PCIDSS(PaymentCardIndustrySecurityStandardsCouncil)certificationforworkingwithVisaandMasterCard

Implementationofcomplexordersforprofessionaltrading

Acquisitionofotherregionalexchangestofacilitateentryintonewmarkets

2019NewYorkrepresentativeofficeopening

Theinstantworldnewssystemaddedtotheplatform

Communicationprotocol(FIXAPI)

EXMOCoinamongtheTOP-10altcoins

Japanrepresentativeofficeopening

Atradingschoolestablishment

Futurescontractsadded

Partnershipwithliquidityexchangesystemsbetweencryptocurrencyexchanges

ImplementationofBigDataandMachineLearningontheplatform

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2020EXMOamongtheTOP-3globalexchanges

Implementationoftoolsfacilitatingthecryptocurrencymarketentryforcompaniesthatworkwithfiatcurrencies

Thenumberoftradedcurrencypairsincreasedto300

2021Shanghairepresentativeofficeopening

Thevolumeofmarginalloansexceeds$1Bperyear

Brazilrepresentativeofficeopening

2022EXMObecomesthemarketleader

Thenumberofactivetradersincreasesto650,000

TheExchange’srevenuefrommarginloansreaches$2B

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4.3MarginLoansImplementationObjectives4.3MarginLoansImplementationObjectives

WhyareweaddingtheMarginLoanfeature?WhyareweaddingtheMarginLoanfeature?Marginloansallowtraderswithlimitedcapitaltoearnmore.Marginloansaremostlyusedforshortpositiontrading.Marginloansareactualandprofitableforusersaswellasforexchange.It’sadditionalprofitforexchangeandadditionalpossibilityfortraderstomakemoneywithEXMO.

Makesitpossiblefortraderswithsmallcapitaltoearnmore.It’simportantandusedforShortandLongtrading.Non-purposeloan.It’sgivennotfordeal,butforatime.Percentsontheloanisaccruedonadailybasis,butdebitedfromtheaccountatthetimeofreturn.1:2leverage.Smallleverageisaplusforauserandanexchange.Maximumcreditamount-$500

HowdoesEXMObenefitfromit?HowdoesEXMObenefitfromit?ItconstitutesanadditionalprofittoolforEXMO,asthetradingvolumeincreasessubstantially,sodothevolumeofoffersandtheplatform’spopularityamongtraders.Howdoestradersbenefitfromit?Howdoestradersbenefitfromit?Marginloansfortradersisanadditionalinstrumenttoearn.EXMOestablishesconvenientconditionsforexchangeusers:-Non-purposeloan.It’sgivennotfordeal,butforatime.-Procentsontheloanisaccruedonadailybasis,butdebitedfromtheaccountatthetimeofreturn.-1:2leverage.Smallleveragewillhelptousemarginmeasuredlyandcontrolyourprofitandlosses.

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TheprojectedgrowthofincomefrommarginloansTheprojectedgrowthofincomefrommarginloans

WhataretheRisksfortheExchange?WhataretheRisksfortheExchange?TheExchangeisfacingariskofapricegappossibility,aswellasastop-out.Sincewearegoingtoestablishaninsurancefundtocoverforthepotentialpricegap,weareminimizingthepossiblelosseswiththeavailablefunds.WhatcurrencypairscanonegetaMarginLoanfor(in2018)?WhatcurrencypairscanonegetaMarginLoanfor(in2018)?BTC/USD,BTC/RUB,ETH/BTCLeverage:1:2in2018.Latertheleveragewillbeincreasedto1:3.

4.4MarketingandProductStrategy4.4MarketingandProductStrategy

FromthestartoftheCrowdsaleweareplanningtoincreasethebudgetforpromotionandattractingnewusersby300%.Marketingisanessentialpartoftheplatformdevelopmentstrategy.Attractingnewtraders,retainingtheexistingones,growingandnurturingtheoverallplatformreputationareparamountforthefutureofEXMOexpansion.

marketingsupportfortheprojectafterenteringnewmarkets

thebudgetforPPC,СPA,SEO,SMMandMediabuyingincreased

developmentofaYouTubechannelandvideo-contentfortraders

participationinindustryeventsandmeetups

PRandSERM

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5.Introductiontothe5.IntroductiontotheCrowdsaleCrowdsale

5.1WhatisthePointoftheCrowdsale?5.1WhatisthePointoftheCrowdsale?

OurgoalistobecomethelargestcryptocurrencyExchangeinOurgoalistobecomethelargestcryptocurrencyExchangeintheworld!theworld!

WhyCrowdsaleWhyCrowdsale

WebelievethattheEXMOCoinCrowdsaleisthemostconvenientandprofitablemethodforbothpartiestoattractfunds.TheEXMOExchangeimmediatelyoperatesinthecryptocurrencyfield,thus,introducingtheprofitableEXMOCoinislogicalandbeneficialforboththeinvestorsandtheEXMOplatform.

Currently,EXMOisinvolvedwithdevelopingsolutionsallowingthetransferoftraditionaltradingtoolsfromthefiattradingplatformsontothecryptocurrencyexchange.

Ourgoalistoachieve$300MtoenableEXMO’sstellardevelopmentandcoveringanever-increasingdemandformarginloans.Marginloanswillallowtraderstosubstantiallyincreasetradingvolumes,andforEXMOtobeamongthemarketleaderswhilecompetingwiththebiggestexistingexchangesinthenextfiveyears.

Inthemeantime,thedailytradingvolumeisplannedtobeincreasedby120times.Afteranalysingtheplatformgrowthforthepastfiveyears,wecanstronglyassertthattheplansoutlinedwithinthispaperarefeasibleandachievable(seeTheBackgroundandtheStart).

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ThefundsraisedforEXMO’sdevelopmentwillbeusedtocontributetothetradinggrowth,andboostingthecompany’sreputationonthecryptocurrencymarket:

Marginloans:supportingthefundforgivingoutloans

Thebusinessgeographyexpansion:openingnewoffices,participatingininternationalevents

Variouslicensesobtainedforstrengthningthebussiness'slegalstructure

Technicaldevelopments:implementingnewservices,tools.newtradingpairs,andanalyticssystems

Marketing:promotionalactivitiesforplatformpopularisation,andincreasingthetradersbasefromallovertheworld

Education:thecreationoftradingschoolonplatform

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MediaCoverageaboutEXMOCoin:

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5.2ConnectionBetweenLoans,theExchange,andtheMarket5.2ConnectionBetweenLoans,theExchange,andtheMarketTheMarginLoanservicewasintroducedtotheplatformthisyear.ItsmaintaskisincreasingthetradingvolumesontheExchange.Theincreasingdemandforloansrequiressignificantcapitalinvestment,aswellasthedevelopmentofspecificfeaturesandtoolsontheExchange.ThisiswhymostoftheinvestmentattractedduringtheICOwillbechanneledintocoveringthedemandforloans,andtheExchangefunctionalitydevelopment.Ontopofthat,introducingthemarginloanservicewillincreaseliquidityontheExchange.

Currently,weworkwith5fiatcurrencies:USD,EUR,RUB,PLNandUAH.

MarginLoanTermsandConditionsonEXMO:MarginLoanTermsandConditionsonEXMO:

1.AcceptingtheUserAgreement.2.Mandatoryverification(includingtheprovisionofscannedcopiesofspecificdocuments).3.Availabilityofassetsrequiredtoobtainaminimumloanintheselectedcurrency,bearinginmindthecorrespondinginterestcostsaccrued.

Theloansarecurrentlyofferedforthemostpopularcurrenciesbasedonourinternaldemandanalysis:BTC,USD,RUB,ETH.Inthemeantime,weareconstantlymonitoringourusers’demandforvariouscurrencies,andweplantoexpandthecurrencyrangeofferedformargintrading.

Theinterestaccruedforusingborrowedfundsis0.08%oftheborrowedamountforeachdayofusingtheloan.

Theloanrepaymentistobemadeinthecurrencythatwasborrowed.Iftheuserhasnoavailablefundsintherequiredcurrency,however,andownsthenecessaryamountinanothercurrency,theymayconvertit(bycompletingthecorrespondingexchangetransactions)intotheloancurrency,andsettlethedebtwiththeExchange.

PlannedLoanRates:PlannedLoanRates:

0,07%perday(25,55%peryear)incryptocurrency,0,08%perday(29,2%peryear)infiatcurrency.Ratesarenotfixed:dependingonthedemandforloans,theywillincrease-till0,2%perday(73%peryear)infiatcurrencyand0,22%perday(80,3%peryear)incryptocurrency.Aggregated:from29,2%till53%peryear.50%offundsraisedduringthecrowdsalewillbeusedtocoverthedemandonmarginloans.

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5.3EXMOCoin5.3EXMOCoin

DetailsDetails

EXMOCoin(EXO)entitlesitsholdertoreceiveapartofthecompany’sprofitfrommarginloans.Investors,orEXOtokenholders,willreceive50%oftherevenuederivedfrommarginloansdistributedamongthemintheformofdividendsonamonthlybasis.ThesaidrevenueistobereceivedfromtheturnoveroffundsraisedinthecourseoftheCrowdsale.DividendsonEXOtokensaretobedistributedamongtheirholdersbasedonthequantityoftokensowned.

EXMOCoinisauniquebusinessmodelinthecryptocurrencyworld,asitenablesinvestorstogrowtheircryptocapitalwhilestayingconfidentabouttheirinvestmentsecurity.

TheERC20standardmakestheassetseasilyinterchangeableandensurestheycanworkwithDappsthatadheretothesamestandard.

TheEXOtokenpriceduringtheCrowdsale:1EXO=$1

DuringthemainCrowdsale,EXOtokenscanbepurchasedforBitcoin,Litecoin,DashandEthereumcurrencies.

TheEXMOCoinExchangeRateTheEXMOCoinExchangeRate

50%ofthefundsraisedduringtheEXMOCoinCrowdsalewillbechanneledintotheMarginLoanfund.

SincetherewillbenofurtherEXMOCoinreleaseafterthemainCrowdsale,theentirevalueofthecurrencywillbedistributedamongthealreadyreleasedEXOtokens.TheEXOpricewillbebackedupbythecurrenciesusedinmarginloansandthecorrespondingrevenueoftheExchange.

ThedividendsderivingfromtheExchange’srevenuewillbedistributedtoallthetokenholdersinEXOtokens.TheirownedEXOtokensaretobekeptonthe

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Exchangeplatformatthetimeofdividends’distribution.

TheEXOtokenexchangerateiscorrelatedwiththeexchangeratesofcurrenciesusedforissuingmarginloansandgeneratingtheplatform’sincome.

ObtainingandUsageObtainingandUsage

EXOtokenswillbeaccruedaccordingtothesmartcontractimmediatelyafterthetransactionverification,butwillbeblockeduntilthecompletionoftheCrowdsale.

EXOtokenswillbeunlockedafter14dayspasttheCrowdsaledateandwillbetradedontheEXMOExchange.Lateron,EXOwillbealsolistedonothercryptocurrencyexchanges.

ThefirsttradingpairswithEXMOCoin:

EXO/BTC,EXO/ETH.

Ourgoalistoattract$300MthroughexchangingEXOforBitcoin,Litecoin,DashandEthereum.Afterreachingthehardcap,theadditionalEXMOCoinreleaseisnotpossiblewithintheCrowdsale.

5.4TheEXOExchangeRateGrowthPotential5.4TheEXOExchangeRateGrowthPotential

TheEXMOCoinexchangeratewillincreaseunderthefollowingconditions:

thegrowingpricesofcryptocurrenciesusedinmarginloans

thegrowingdemandfortheMarginLoanservice

theincreasingnumberoftradersontheExchange

theExchangedevelopment,andintroductionofnewmoderntoolsonitsplatform

theincreasingdemandfortheEXMOCoinpurchaseandsaleonotherexchanges

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InvestmentSecurityInvestmentSecurity

1.InsuranceFund1.InsuranceFund5%oftheattractedfundswillbedirectedintoadedicatedfundtocovertherisksassociatedwithmarginloans.

2.TheBuyoutGuarantee2.TheBuyoutGuaranteeEXMOguaranteesthebuyoutofEXOtokensunderthefollowingconditions:

untilApril1,2025:withthediscountedmarketpriceof20%belowthemarketrate,butnotmorethan$0.8;

afterApril1,2025:withthemarketprice,butnotmorethan$1for1EXO;ThepretermEXObuyoutispossiblenoearlierthanApril1,2020.

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5.5TheBenefitsfor5.5TheBenefitsforInvestorsInvestors

EXOtokensareissuedbyanoperating,profitablebusiness

50%oftherevenuefrommarginloansisdistributedamongallEXOCoinholders,whichisaguaranteeofregulardividents

TheEXOexchangerategrowthisguaranteedthankstothegrowingdemandforit,alongwiththeoverallExchangeandothercrypto-currenciesexchangeratesgrowth

Availabilityofthecleardevelopmentplanuntil2022

Theguaranteedtokenbuyoutfromitsholders

InsuranceFund

WhatcanyoudowithanEXOtoken:

1.Keepittoreceivethemonthlydividends.2.TradeitontheExchange.3.Exchangeitforothercryptocurrenciesorfiatmoney.

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5.6Smartcontract5.6Smartcontract

ТоТоkenEXOkenEXOEXOtokenwillbelaunchedontheEthereumblockchainaccordingtotheERC20standard.AlltheERC20tokensaresupportedbythemajorityofcryptocurrencyexchangesandcrypto-walletsthatworkwithEthereum.TheEXOtokenSmartcontractiswritteninSoliditybytheBlockStartercompany.

ThemaximumnumberofEXOtokensavailableforsale:300MduringthemainCrowdsale

DuringthetimeofCrowdsaletheinvestmentswillbereceivedontotheuniqueaddressesintheEthereumnetworkgeneratedforeachspecificinvestor.Thisapproachwasselectedbasedonthefollowingrequirementstotokensales:

Eachinvestor’suniqueidentificationwiththeirtransactionsinEthereum.ThefurtherabilitytospecifyanarbitraryEthereumorEXMOaccountaddressforaccruingtheacquiredtokensontothem.

Thetokenswillbeaccruedtoinvestors’accountswithanadditionalSmartcontract:atokendistributor.Theessenceoftheprocessisthefollowing:

TheEXMOrepresentativeverifiesthetransaction.Ifthetransactionisdeemedvalid,theinvestorisentitledtospecifytheEthereumaddresstobeusedforreceivingthecorrespondingtokensThetokendistributionsmartcontractisinstructedtotransferaspecificnumberoftheinvestor’stokenstotheirEthereumaccountspecifiedinthepreviousstep.

Thedividendswillbeaccruedbasedonthenumberoftokensownedamongalltheholders,whowillkeeptheirEXOtokensontheEXMOplatformduringthedividendsdistribution.Thisfunctionalitywillnotbeconsideredinthetoken’simmediatesmartcontract.ThedividendswillbeaccruedstrictlyaccordingtotheEXMO’sprocedure.

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6.TheCrowdsale6.TheCrowdsale

ConditionsoftheMainStageofFundsAttractionforInvestorsConditionsoftheMainStageofFundsAttractionforInvestors

TheCrowdsaledates:September10-October10,2018.

EXMOCoin(EXO)tokengrantsitsholdertherighttoreceiveapartofthecompany’sprofitfromamarginloan.AllEXOholdersareentitledtoreceivedividendsonamonthlybasiscorrespondingtothequantityofEXMOCoinsowned.50%oftherevenuederivedfrommarginloanswillbedistributedamongtheEXMOCointokenholdersintheformofdividendsonamonthlybasis.

Abbreviation:EXO.Issuedintotal:300,000,000EXO

Weareissuing300000000tokensthatwillbesoldatCrowdsaletime.Unsoldtokenswillbeburnt.

EXOtokensavailability:EXO300,000,000.Exchangerate:1EXOfixedprice—$1.

Hardcap$300,000,000=EXO300,000,000.Minimuminvestment:15EXO.Platform:Ethereum.

ThetokenexchangerateistiedtoUSD,thatiswhythenumberofaccruedtokensdependsoncryptocurrencyexchangeratestoUSDontheexchangessuchasEXMO,Poloniex,andKrakenatthemomentoftransactionconfirmation.Thetransactionspeedmayvarydependingonthecommissionamount.

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7.TheFinances7.TheFinances

7.1DistributionofInvestments7.1DistributionofInvestments

50%-DemandforMarginLoansCovered:50%-DemandforMarginLoansCovered:

OneofthemaingoalsoftheCrowdsaleismaintenanceofthemarginloansystem,whichisthebasefortheEXOholdersprofit.

Budget:$150,000,000

26%-theExchangePlatformDevelopment:26%-theExchangePlatformDevelopment:

TheExchangedevelopmentincludesabroadrangeofworkslistedintheDevelopmentPlansection.+BonusesforEarlyInvestors.

10%-Marketing:10%-Marketing:

TheExchangepromotionincludesadvertising,PR,workwithcommunities,andcontextads.Wearestrivingtoattractnewtraderstotheplatform,aswellastoboostourreputationasthatofareliablecryptocurrencyexchange.

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9%-Licenses:9%-Licenses:

ToworkwiththefiatcurrenciestheExchangerequiresspecificlicenses.Withaviewoffacilitatingtheinteractionwiththeplatformfortradersandwalletholderswewillallocate9%oftheraisedfunds($27,000,000)fornecessarylicensing.

Listoftheneededlicenses:EMIlicenseforstoringmoney,ForeignExchangeRegulation,FCIbrokeragelicense,PCIDSS(PaymentCardIndustrySecurityStandardsCouncil)certification,etc.

5%-InsuranceFund5%-InsuranceFund

$15,000,000goesintotheinsurancefund.

7.2VariousDistributionScenarios7.2VariousDistributionScenarios

Thesearethetwooptionsfordistributingtheraisedinvestmentsbasedontheamountsoftheattractedfunds.

1.Theamountattractedislessthan$300M:

65%-MarginLoans15%-ThePlatformDevelopment8%-Marketing7%-Licensing5%-Insurancefund

2.Theamountattractedislessthan$150M:

75%-MarginLoans12%-ThePlatformDevelopment5%-Licensing3%-Marketing5%-Insurancefund

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7.3MinimizingtheRisks7.3MinimizingtheRisks

Whataretheopportunitiestominimizetheinvestmentrisks?Whataretheopportunitiestominimizetheinvestmentrisks?Insurancefund:-5%ofalltheattractedinvestmentschanneledintocoveringtherisksassociatedwithmarginloansystem.This5%isdividedbetweenBitcoin,theEthereum,theUSDollarandothercurrencies.

Distributionbycurrencies:30%Bitcoin,30%Ethereum,30%USD,10%othercurrencies.

7.4AllAbouttheEXMOCoinProfitability7.4AllAbouttheEXMOCoinProfitabilityTheEXOtokenentitlesitsholderstotheirmonthlyshareofthecompany’srevenuederivedfromthemarginloansystem.OntopofthebenefitssuchasthegrowthoftheEXOexchangeratepredictedinourforecasts,thetokenholderswillreceivethemonthlydividendsintheformofEXOtokens.

Basedonourforecasts,wecalculatedthepossibleoutcomesforaholderof1,000EXOinthecourseofthenextfiveyears(from2018until2022).

1,000EXOtokenspurchased.$1=1EXO1,000EXOtokenspurchased.$1=1EXO

*Webelieve,thatupontheEXOenteringthemarketwithvirtuallynohistoryyetofdividendsdistributionamongtheEXOholders,thespeculativeexpectations,difficulttoforesee,willbethecorefactorshapingtheEXO’sexchangerate.

AfterthestabletrendofdividendsdistributionwillbeestablishedtheEXOexchangeratewillbecomemorepredictable(theendof2018).

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8.Team8.Team

8.1TheGoal8.1TheGoal

WeareinspiredtomakeEXMOthelargestExchangeoperatinglegallythroughouttheworld.Anhonestandprofitablefinancialproductiswhatweareofferingtoourpotentialinvestors.

TheEXMOCoinCrowdsalewillenableallthoseinterestedinthecryptocurrencymarketdevelopmenttohavetheirhandinit.Andthis,ofcourse,willcomewiththeownershipofthebrandnewEXMOCointokens,aperfecttoolforprotectingandmultiplyingyourcryptoassets.

8.2TheValues8.2TheValuesCollectiveCollective

Ourteamisextremelydrivenbytheprospectspresentedbythecryptocurrencyindustry,andwearefullyimmersedintothedevelopmentoftheExchange,aswellastherelatedprojects.Weverymuchbelieveinthepotentialofourteam,aswellasinthatofeverysinglememberbehindit.

TechnologiesTechnologies

Thelatesttechnologiesarewhatthemodernworldrevolvesaround.Weareinnatelypassionateaboutthemostinnovativeofthemall,andbelieveintheimportanceofimplementingthemosttech-savvyapproachesintheoperationofourplatform.

FutureFutureWelooktothefuturehavinginmindthatwearemovingintherightdirection.WedoencouragetheBlockchainopensystemdevelopment,andwebelievethatcryptocurrenciesarethefuture.

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8.3TheTeam8.3TheTeam

IvanPetukhovskyCo-founderatEXMO

EdwardAnufrievCo-founderatEXMO

AlexKostenkoProjectManager

SophiaNeduzhkoHeadofPR

AnatolyLarinCMO

EugenePshenychkinLoanExpert

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AdvisersAdvisers

ArtemAfianLegalAdviser,Juscutum

DesmondMarshallFounderandMDofRouge

Ventures

SimonCockingCrypto-mentorandadviser

GiovanniLesnaMaranetto

BankingRiskProfessional,ICOAdviser&Blockchain

Strategist

IlyaAnikinICO,InvestmentandStrategy

Advisor

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9.TheCrowdsaleTimeline9.TheCrowdsaleTimeline

1.12.2017 Announcement

10.09-10.10.2018 ThemainCrowdsale

24.10.2018 EXOtokensunlocked

31.10.2018 ListingontheEXMOExchange

14.11.2018 Accrualoffirstdividends