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Sanjay Kumar Singh | New Delhi Last Updated at June 25 2021 0610 IST
JUST IN
You are here Home raquo PF raquo News raquo Insurance
Ensure you get continuity benefitswhen porting your insurance policyDont select new policy based on price alone look for old ones shortcomings
Topics Insurance policy | Insurance industry | Health Insurance
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Play now
English
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BS APPS BS PRODUCTS BS E-PAPER BS LEARNING Hi NISAR ANSARI
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Follow us on
By continuing to use this site you consent to the use of cookies on your device as described in our CookiePolicy unless you have disabled them You can change your Cookie Settings at any time but parts of oursite will not function correctly without them
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
ALSO READRBI monetary policyannouncements Highlightsand key takeaways
RBI Monetary policyhighlights Ination outlookuncertain says RBI guv
LIVE RBI says will undodamage inicted oneconomy by Covid-19 inFY21-22
RBIs monetary and Centresscal policy are movinghand-in-glove
RBI Monetary Policy Ratesensitive sectors may havebeen disappointed
ldquoCustomers are looking for service eciency from their insurerrdquo says S Prakash managing director Star Health andAllied Insurance
In the wake of the pandemic many customers are taking a hardlook at their health insurance policies They are porting theirpolicies if they nd them unsatisfactory
For instance the online insurance platform Policybazaar earliersaw an average 7-8 per cent of customers who wished to portBetween March and May that gure shot up to 15 per cent
Plugging policy loopholes
People who had bought policies several years ago with a suminsured of Rs 1-2 lakh realised during the pandemic howinadequate that was ldquoOf the customers who wish to port 80 percent say they want an increased sum insuredrdquo says Amit Chhabrahead-health business Policybazaarcom
A cap on room rent and ICU charges and co-payment requirementare other reasons as customers prefer policies without restrictionsA poor claim experience also acts as a trigger ldquoCustomers arelooking for service eciency from their insurerrdquo says S Prakashmanaging director Star Health and Allied Insurance Pricing isanother driver ldquoWhen people cross the 40-45 or 45-50 age bandthey usually see a steep jump in premium which prompts them tolook for a policy that oers better value for moneyrdquo says NayanGoswami head mdash general insurance Sana Insurance Brokers
Some companies have started covering the cost of consumableslike PPE kits ldquoDuring the pandemic this cost rose to 15-20 per cent
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
of the bill so customers want policies that compensate this toordquo says Chhabra Home treatment coverrestoration of sum insured and coverage for robotic and bariatric surgery are other features thatcustomers look for ldquoWhen they discover that their current policy does not oer these latest featuresthey want to shiftrdquo says Indraneel Chatterjee co-founder Renewbuycom
Run these checks
Do not select the new insurer merely on the basis of price pay heed to policy features as well Check thewaiting period for pre-existing diseases (PEDs) and ailment-specic waiting periods Avoid policies withsub-limits and co-payments Chatterjee suggests checking the insurerrsquos claim settlement ratio Yourpreferred hospital should be in the insurerrsquos list of network hospitals
Buy adequate suminsured A Rs 1crore familyoater for a 35-year-old husbandand wife can beobtained for amonthly premiumof Rs 1228-2622(see table forindividualpremiums)
Get continuitybenet
When shifting to a new policy make sure there is no compromise on continuity benet
Suppose a person had bought a policy in 2015 and develops a cardiac condition in 2018 and decides toport in 2019 The new insurer should not treat his cardiac condition as a PED ldquoAny disease contractedafter a customer has bought a policy should not be treated as a PED by the new insurerrdquo says Prakash
The waiting period already served should be accounted for ldquoSuppose you had a disease when youbought the rst policy and you have served the entire four-year waiting period Now it should becovered by the new insurer If you have served three years you should only have to serve for one year inthe new policyrdquo says Goswami
Someone who has a policy should inform his insurer whenever he contracts a new ailment ldquoGet anynew condition mentioned in your policy This will ensure that when you port the second insurer doesnot treat it as a new diseaserdquo says Chhabra
Should you port
Your existing policy oers a few benets One is the right of renewability ldquoEven if you have made amassive claim the current insurer has to cover you next year When you port the insurer willunderwrite and it could turn down your proposal if it does not consider you a good riskrdquo says Goswami
There is also the incontestability clause Once you have been with an insurer for eight years your claimcannot be denied even if it is found that you did not disclose a PED at the time of purchase
Shift only if policy features are abysmal or service quality is consistently poor
A person in good health will nd it easy to port Those who have developed some conditions may nd itharder
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
READ MORE ON INSURANCE INDUSTRY HEALTH INSURANCE INSURANCE POLICY PF
INSURANCE
Begin early
Apply at least 60 days before the date of renewal of your current policy so that there is enough time forthe new insurer to do the underwriting and give a decisionldquoIf you apply late and the new insurerdeclines your proposal you wonrsquot have time to apply to anotherrdquo says Goswami Applying early will alsomean you get the time to go through the new policy conditions and decide if they are acceptable
Read our full coverage on Insurance policy
First Published Fri June 25 2021 0610 IST
RECOMMENDED FOR YOU
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Ad hindustangoldchellip
RILs Mukesh Ambani in talks to buy out Jaihellipbusiness- t d d
What you need to know about Arogyahellipbusiness- t d d
25 Stock Recommendations toCreate a Multibagger PortfolioResearch amp Ranking
High-Tech Gadgets to Help WithHome Hair CareMansion Global
Invest in Amazon and othersand create a second incomeCalculate your earningsmarketingvicicom
Born Between 1965-1990 Get15 Cr Term Plan Rs1013monthBest Term Life Insurance
Living in Lucknow Dont BuyHearing Aids Before ReadingThisHearcom
Exclusive LG oers | Up to175 cashbackLG India
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Remote Work On-DemandGlobal Consulting Firms are hiring Register on Flexing It
COMMENTS 0 POST COMMENT
There are no comments to displayBe the first one to comment
LATEST NEWS
How should cryptocurrency be taxed in India Here are some thoughts
Will you be rich
Its time to trade carefully as equity markets hit lifetime highs
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St Leo University
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No resumption of DA DR from July 1 for central govt employees FinMin
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ALL
READ
SHARE
COMMENTED
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Succeed onlineingodaddycom
Steel companies negotiate 10-16 price increase for auto manufacturers
Adani Ports to expand cargo ops eyes 500 million tonne throughput by 2025
Elon Musks SpaceX aims for orbital launch of Starship In July Report
Advertisement
Business Standard20 सकड पहल
Successive governments continuedthis policy till the priorities were shiftedin favour of inclusive growth in 2004
BUSINESS-hellip
Focus ohellipSuccessivhellip
Business StandardBusiness Standard495456 लाइक495456 लाइक
पज पसद कर साइन अप कर
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
STOCK MARKETLIVE
PORTFOLIO
COMMODITYMARKET
UPCOMING IPO
PERSONAL FINANCE
STOCK MARKETNEWS
DERIVATIVES
MUTUAL FUNDS
GOLD PRICE
SENSEX
QUICK LINKS
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
BROWSE STOCK COMPANIES
BROWSE MUTUAL FUNDS
Adani Ports Asian Paints Axis Bank B P C L Bajaj Auto Bajaj Finance Ltd Bajaj Finserv Bharti Airtel
Britannia Industries Cipla Coal India Divis Laboratories Dr Reddys Labs Eicher Motors Grasim Inds
HCL Technologies H D F C HDFC Bank HDFC Life Insurance Company Hero Motocorp Hind Unilever Hindalco Inds
ICICI Bank Indian Oil Corporation Ltd IndusInd Bank Infosys ITC JSW Steel Kotak Mah Bank Larsen amp Toubro
M amp M Maruti Suzuki Nestle India Ltd NTPC O N G C Power Grid Corpn Reliance Inds Shree Cement
Flexing Itreg
Remote Work On-Demand SIGN UP
MORE ON MARKETS
INDEX STOCKS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
St Bk of India SBI Life Insurance Sun Pharma Inds Tata Consumer Products Tata Motors Tata Steel TCS
Tech Mahindra Titan Company UltraTech Cement Ltd UPL Ltd Wipro
FROM BS WEBSITE
Home
Companies
Markets
Opinion
Politics
Technology
Specials
Personal Finance
Latest News
Todays Paper
RBI Policy
General News
General Videos
General Photo Gallery
Events
Authors
Education
ABOUT US
About Us
Code of Conduct
Terms amp Conditions
Privacy Policy
Cookie Policy
Disclaimer
InvestorCommunication
Compliance
List of our GSTregistration number
SUPPORT ampCONTACT
Partner with Us
Careers
Advertise with Us
Contact Us
Feedback
Browser Support
Sitemap
READER CENTRE
Assistance
E-Paper
Manage My Account
My Page
Portfolio
Register
Subscribe
Custom Payment
BS PRODUCTS
Smart Investor
BS Hindi
BS Motoring
BS Books
B2B Connect
iPhone
iPad
android
Mobile Browser
EVENT
Insurance Round Table2020
BUDGET 2020
Elections 2020
Lok Sabha Elections 2019
SPORTS
Cricket
Football
ICC World TestChampionship
India vs Bangladesh
CONNECT WITH BS
Telegram
Youtube
RSS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
ALSO READRBI monetary policyannouncements Highlightsand key takeaways
RBI Monetary policyhighlights Ination outlookuncertain says RBI guv
LIVE RBI says will undodamage inicted oneconomy by Covid-19 inFY21-22
RBIs monetary and Centresscal policy are movinghand-in-glove
RBI Monetary Policy Ratesensitive sectors may havebeen disappointed
ldquoCustomers are looking for service eciency from their insurerrdquo says S Prakash managing director Star Health andAllied Insurance
In the wake of the pandemic many customers are taking a hardlook at their health insurance policies They are porting theirpolicies if they nd them unsatisfactory
For instance the online insurance platform Policybazaar earliersaw an average 7-8 per cent of customers who wished to portBetween March and May that gure shot up to 15 per cent
Plugging policy loopholes
People who had bought policies several years ago with a suminsured of Rs 1-2 lakh realised during the pandemic howinadequate that was ldquoOf the customers who wish to port 80 percent say they want an increased sum insuredrdquo says Amit Chhabrahead-health business Policybazaarcom
A cap on room rent and ICU charges and co-payment requirementare other reasons as customers prefer policies without restrictionsA poor claim experience also acts as a trigger ldquoCustomers arelooking for service eciency from their insurerrdquo says S Prakashmanaging director Star Health and Allied Insurance Pricing isanother driver ldquoWhen people cross the 40-45 or 45-50 age bandthey usually see a steep jump in premium which prompts them tolook for a policy that oers better value for moneyrdquo says NayanGoswami head mdash general insurance Sana Insurance Brokers
Some companies have started covering the cost of consumableslike PPE kits ldquoDuring the pandemic this cost rose to 15-20 per cent
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
of the bill so customers want policies that compensate this toordquo says Chhabra Home treatment coverrestoration of sum insured and coverage for robotic and bariatric surgery are other features thatcustomers look for ldquoWhen they discover that their current policy does not oer these latest featuresthey want to shiftrdquo says Indraneel Chatterjee co-founder Renewbuycom
Run these checks
Do not select the new insurer merely on the basis of price pay heed to policy features as well Check thewaiting period for pre-existing diseases (PEDs) and ailment-specic waiting periods Avoid policies withsub-limits and co-payments Chatterjee suggests checking the insurerrsquos claim settlement ratio Yourpreferred hospital should be in the insurerrsquos list of network hospitals
Buy adequate suminsured A Rs 1crore familyoater for a 35-year-old husbandand wife can beobtained for amonthly premiumof Rs 1228-2622(see table forindividualpremiums)
Get continuitybenet
When shifting to a new policy make sure there is no compromise on continuity benet
Suppose a person had bought a policy in 2015 and develops a cardiac condition in 2018 and decides toport in 2019 The new insurer should not treat his cardiac condition as a PED ldquoAny disease contractedafter a customer has bought a policy should not be treated as a PED by the new insurerrdquo says Prakash
The waiting period already served should be accounted for ldquoSuppose you had a disease when youbought the rst policy and you have served the entire four-year waiting period Now it should becovered by the new insurer If you have served three years you should only have to serve for one year inthe new policyrdquo says Goswami
Someone who has a policy should inform his insurer whenever he contracts a new ailment ldquoGet anynew condition mentioned in your policy This will ensure that when you port the second insurer doesnot treat it as a new diseaserdquo says Chhabra
Should you port
Your existing policy oers a few benets One is the right of renewability ldquoEven if you have made amassive claim the current insurer has to cover you next year When you port the insurer willunderwrite and it could turn down your proposal if it does not consider you a good riskrdquo says Goswami
There is also the incontestability clause Once you have been with an insurer for eight years your claimcannot be denied even if it is found that you did not disclose a PED at the time of purchase
Shift only if policy features are abysmal or service quality is consistently poor
A person in good health will nd it easy to port Those who have developed some conditions may nd itharder
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
READ MORE ON INSURANCE INDUSTRY HEALTH INSURANCE INSURANCE POLICY PF
INSURANCE
Begin early
Apply at least 60 days before the date of renewal of your current policy so that there is enough time forthe new insurer to do the underwriting and give a decisionldquoIf you apply late and the new insurerdeclines your proposal you wonrsquot have time to apply to anotherrdquo says Goswami Applying early will alsomean you get the time to go through the new policy conditions and decide if they are acceptable
Read our full coverage on Insurance policy
First Published Fri June 25 2021 0610 IST
RECOMMENDED FOR YOU
Promoted Stories
Recommended by
PREVIOUS STORY NEXT STORY
Will you be rich Pocket-friendly apps to tap the
creative artist you never knew you
were
File past ye
higher tax
provisions
Snowake Training - 1 Data WarehousehellipAd coursedrillcom
Religare Health Insurance ties up with Unionhellipbusiness- t d d
Gold Buyers - Hindustan Goldhellip
Ad hindustangoldchellip
RILs Mukesh Ambani in talks to buy out Jaihellipbusiness- t d d
What you need to know about Arogyahellipbusiness- t d d
25 Stock Recommendations toCreate a Multibagger PortfolioResearch amp Ranking
High-Tech Gadgets to Help WithHome Hair CareMansion Global
Invest in Amazon and othersand create a second incomeCalculate your earningsmarketingvicicom
Born Between 1965-1990 Get15 Cr Term Plan Rs1013monthBest Term Life Insurance
Living in Lucknow Dont BuyHearing Aids Before ReadingThisHearcom
Exclusive LG oers | Up to175 cashbackLG India
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Remote Work On-DemandGlobal Consulting Firms are hiring Register on Flexing It
COMMENTS 0 POST COMMENT
There are no comments to displayBe the first one to comment
LATEST NEWS
How should cryptocurrency be taxed in India Here are some thoughts
Will you be rich
Its time to trade carefully as equity markets hit lifetime highs
Pocket-friendly apps to tap the creative artist you never knew you were
Advertisement
St Leo University
Online Cyber Security degree
More gt
MOST POPULAR
No resumption of DA DR from July 1 for central govt employees FinMin
IN THIS SECTION
ALL
READ
SHARE
COMMENTED
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Succeed onlineingodaddycom
Steel companies negotiate 10-16 price increase for auto manufacturers
Adani Ports to expand cargo ops eyes 500 million tonne throughput by 2025
Elon Musks SpaceX aims for orbital launch of Starship In July Report
Advertisement
Business Standard20 सकड पहल
Successive governments continuedthis policy till the priorities were shiftedin favour of inclusive growth in 2004
BUSINESS-hellip
Focus ohellipSuccessivhellip
Business StandardBusiness Standard495456 लाइक495456 लाइक
पज पसद कर साइन अप कर
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
STOCK MARKETLIVE
PORTFOLIO
COMMODITYMARKET
UPCOMING IPO
PERSONAL FINANCE
STOCK MARKETNEWS
DERIVATIVES
MUTUAL FUNDS
GOLD PRICE
SENSEX
QUICK LINKS
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
BROWSE STOCK COMPANIES
BROWSE MUTUAL FUNDS
Adani Ports Asian Paints Axis Bank B P C L Bajaj Auto Bajaj Finance Ltd Bajaj Finserv Bharti Airtel
Britannia Industries Cipla Coal India Divis Laboratories Dr Reddys Labs Eicher Motors Grasim Inds
HCL Technologies H D F C HDFC Bank HDFC Life Insurance Company Hero Motocorp Hind Unilever Hindalco Inds
ICICI Bank Indian Oil Corporation Ltd IndusInd Bank Infosys ITC JSW Steel Kotak Mah Bank Larsen amp Toubro
M amp M Maruti Suzuki Nestle India Ltd NTPC O N G C Power Grid Corpn Reliance Inds Shree Cement
Flexing Itreg
Remote Work On-Demand SIGN UP
MORE ON MARKETS
INDEX STOCKS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
St Bk of India SBI Life Insurance Sun Pharma Inds Tata Consumer Products Tata Motors Tata Steel TCS
Tech Mahindra Titan Company UltraTech Cement Ltd UPL Ltd Wipro
FROM BS WEBSITE
Home
Companies
Markets
Opinion
Politics
Technology
Specials
Personal Finance
Latest News
Todays Paper
RBI Policy
General News
General Videos
General Photo Gallery
Events
Authors
Education
ABOUT US
About Us
Code of Conduct
Terms amp Conditions
Privacy Policy
Cookie Policy
Disclaimer
InvestorCommunication
Compliance
List of our GSTregistration number
SUPPORT ampCONTACT
Partner with Us
Careers
Advertise with Us
Contact Us
Feedback
Browser Support
Sitemap
READER CENTRE
Assistance
E-Paper
Manage My Account
My Page
Portfolio
Register
Subscribe
Custom Payment
BS PRODUCTS
Smart Investor
BS Hindi
BS Motoring
BS Books
B2B Connect
iPhone
iPad
android
Mobile Browser
EVENT
Insurance Round Table2020
BUDGET 2020
Elections 2020
Lok Sabha Elections 2019
SPORTS
Cricket
Football
ICC World TestChampionship
India vs Bangladesh
CONNECT WITH BS
Telegram
Youtube
RSS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
of the bill so customers want policies that compensate this toordquo says Chhabra Home treatment coverrestoration of sum insured and coverage for robotic and bariatric surgery are other features thatcustomers look for ldquoWhen they discover that their current policy does not oer these latest featuresthey want to shiftrdquo says Indraneel Chatterjee co-founder Renewbuycom
Run these checks
Do not select the new insurer merely on the basis of price pay heed to policy features as well Check thewaiting period for pre-existing diseases (PEDs) and ailment-specic waiting periods Avoid policies withsub-limits and co-payments Chatterjee suggests checking the insurerrsquos claim settlement ratio Yourpreferred hospital should be in the insurerrsquos list of network hospitals
Buy adequate suminsured A Rs 1crore familyoater for a 35-year-old husbandand wife can beobtained for amonthly premiumof Rs 1228-2622(see table forindividualpremiums)
Get continuitybenet
When shifting to a new policy make sure there is no compromise on continuity benet
Suppose a person had bought a policy in 2015 and develops a cardiac condition in 2018 and decides toport in 2019 The new insurer should not treat his cardiac condition as a PED ldquoAny disease contractedafter a customer has bought a policy should not be treated as a PED by the new insurerrdquo says Prakash
The waiting period already served should be accounted for ldquoSuppose you had a disease when youbought the rst policy and you have served the entire four-year waiting period Now it should becovered by the new insurer If you have served three years you should only have to serve for one year inthe new policyrdquo says Goswami
Someone who has a policy should inform his insurer whenever he contracts a new ailment ldquoGet anynew condition mentioned in your policy This will ensure that when you port the second insurer doesnot treat it as a new diseaserdquo says Chhabra
Should you port
Your existing policy oers a few benets One is the right of renewability ldquoEven if you have made amassive claim the current insurer has to cover you next year When you port the insurer willunderwrite and it could turn down your proposal if it does not consider you a good riskrdquo says Goswami
There is also the incontestability clause Once you have been with an insurer for eight years your claimcannot be denied even if it is found that you did not disclose a PED at the time of purchase
Shift only if policy features are abysmal or service quality is consistently poor
A person in good health will nd it easy to port Those who have developed some conditions may nd itharder
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
READ MORE ON INSURANCE INDUSTRY HEALTH INSURANCE INSURANCE POLICY PF
INSURANCE
Begin early
Apply at least 60 days before the date of renewal of your current policy so that there is enough time forthe new insurer to do the underwriting and give a decisionldquoIf you apply late and the new insurerdeclines your proposal you wonrsquot have time to apply to anotherrdquo says Goswami Applying early will alsomean you get the time to go through the new policy conditions and decide if they are acceptable
Read our full coverage on Insurance policy
First Published Fri June 25 2021 0610 IST
RECOMMENDED FOR YOU
Promoted Stories
Recommended by
PREVIOUS STORY NEXT STORY
Will you be rich Pocket-friendly apps to tap the
creative artist you never knew you
were
File past ye
higher tax
provisions
Snowake Training - 1 Data WarehousehellipAd coursedrillcom
Religare Health Insurance ties up with Unionhellipbusiness- t d d
Gold Buyers - Hindustan Goldhellip
Ad hindustangoldchellip
RILs Mukesh Ambani in talks to buy out Jaihellipbusiness- t d d
What you need to know about Arogyahellipbusiness- t d d
25 Stock Recommendations toCreate a Multibagger PortfolioResearch amp Ranking
High-Tech Gadgets to Help WithHome Hair CareMansion Global
Invest in Amazon and othersand create a second incomeCalculate your earningsmarketingvicicom
Born Between 1965-1990 Get15 Cr Term Plan Rs1013monthBest Term Life Insurance
Living in Lucknow Dont BuyHearing Aids Before ReadingThisHearcom
Exclusive LG oers | Up to175 cashbackLG India
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Remote Work On-DemandGlobal Consulting Firms are hiring Register on Flexing It
COMMENTS 0 POST COMMENT
There are no comments to displayBe the first one to comment
LATEST NEWS
How should cryptocurrency be taxed in India Here are some thoughts
Will you be rich
Its time to trade carefully as equity markets hit lifetime highs
Pocket-friendly apps to tap the creative artist you never knew you were
Advertisement
St Leo University
Online Cyber Security degree
More gt
MOST POPULAR
No resumption of DA DR from July 1 for central govt employees FinMin
IN THIS SECTION
ALL
READ
SHARE
COMMENTED
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
Succeed onlineingodaddycom
Steel companies negotiate 10-16 price increase for auto manufacturers
Adani Ports to expand cargo ops eyes 500 million tonne throughput by 2025
Elon Musks SpaceX aims for orbital launch of Starship In July Report
Advertisement
Business Standard20 सकड पहल
Successive governments continuedthis policy till the priorities were shiftedin favour of inclusive growth in 2004
BUSINESS-hellip
Focus ohellipSuccessivhellip
Business StandardBusiness Standard495456 लाइक495456 लाइक
पज पसद कर साइन अप कर
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
STOCK MARKETLIVE
PORTFOLIO
COMMODITYMARKET
UPCOMING IPO
PERSONAL FINANCE
STOCK MARKETNEWS
DERIVATIVES
MUTUAL FUNDS
GOLD PRICE
SENSEX
QUICK LINKS
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
BROWSE STOCK COMPANIES
BROWSE MUTUAL FUNDS
Adani Ports Asian Paints Axis Bank B P C L Bajaj Auto Bajaj Finance Ltd Bajaj Finserv Bharti Airtel
Britannia Industries Cipla Coal India Divis Laboratories Dr Reddys Labs Eicher Motors Grasim Inds
HCL Technologies H D F C HDFC Bank HDFC Life Insurance Company Hero Motocorp Hind Unilever Hindalco Inds
ICICI Bank Indian Oil Corporation Ltd IndusInd Bank Infosys ITC JSW Steel Kotak Mah Bank Larsen amp Toubro
M amp M Maruti Suzuki Nestle India Ltd NTPC O N G C Power Grid Corpn Reliance Inds Shree Cement
Flexing Itreg
Remote Work On-Demand SIGN UP
MORE ON MARKETS
INDEX STOCKS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
St Bk of India SBI Life Insurance Sun Pharma Inds Tata Consumer Products Tata Motors Tata Steel TCS
Tech Mahindra Titan Company UltraTech Cement Ltd UPL Ltd Wipro
FROM BS WEBSITE
Home
Companies
Markets
Opinion
Politics
Technology
Specials
Personal Finance
Latest News
Todays Paper
RBI Policy
General News
General Videos
General Photo Gallery
Events
Authors
Education
ABOUT US
About Us
Code of Conduct
Terms amp Conditions
Privacy Policy
Cookie Policy
Disclaimer
InvestorCommunication
Compliance
List of our GSTregistration number
SUPPORT ampCONTACT
Partner with Us
Careers
Advertise with Us
Contact Us
Feedback
Browser Support
Sitemap
READER CENTRE
Assistance
E-Paper
Manage My Account
My Page
Portfolio
Register
Subscribe
Custom Payment
BS PRODUCTS
Smart Investor
BS Hindi
BS Motoring
BS Books
B2B Connect
iPhone
iPad
android
Mobile Browser
EVENT
Insurance Round Table2020
BUDGET 2020
Elections 2020
Lok Sabha Elections 2019
SPORTS
Cricket
Football
ICC World TestChampionship
India vs Bangladesh
CONNECT WITH BS
Telegram
Youtube
RSS
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
READ MORE ON INSURANCE INDUSTRY HEALTH INSURANCE INSURANCE POLICY PF
INSURANCE
Begin early
Apply at least 60 days before the date of renewal of your current policy so that there is enough time forthe new insurer to do the underwriting and give a decisionldquoIf you apply late and the new insurerdeclines your proposal you wonrsquot have time to apply to anotherrdquo says Goswami Applying early will alsomean you get the time to go through the new policy conditions and decide if they are acceptable
Read our full coverage on Insurance policy
First Published Fri June 25 2021 0610 IST
RECOMMENDED FOR YOU
Promoted Stories
Recommended by
PREVIOUS STORY NEXT STORY
Will you be rich Pocket-friendly apps to tap the
creative artist you never knew you
were
File past ye
higher tax
provisions
Snowake Training - 1 Data WarehousehellipAd coursedrillcom
Religare Health Insurance ties up with Unionhellipbusiness- t d d
Gold Buyers - Hindustan Goldhellip
Ad hindustangoldchellip
RILs Mukesh Ambani in talks to buy out Jaihellipbusiness- t d d
What you need to know about Arogyahellipbusiness- t d d
25 Stock Recommendations toCreate a Multibagger PortfolioResearch amp Ranking
High-Tech Gadgets to Help WithHome Hair CareMansion Global
Invest in Amazon and othersand create a second incomeCalculate your earningsmarketingvicicom
Born Between 1965-1990 Get15 Cr Term Plan Rs1013monthBest Term Life Insurance
Living in Lucknow Dont BuyHearing Aids Before ReadingThisHearcom
Exclusive LG oers | Up to175 cashbackLG India
COVID-19
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LATEST NEWS
How should cryptocurrency be taxed in India Here are some thoughts
Will you be rich
Its time to trade carefully as equity markets hit lifetime highs
Pocket-friendly apps to tap the creative artist you never knew you were
Advertisement
St Leo University
Online Cyber Security degree
More gt
MOST POPULAR
No resumption of DA DR from July 1 for central govt employees FinMin
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ALL
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COVID-19
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DEATHS 3938862
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Steel companies negotiate 10-16 price increase for auto manufacturers
Adani Ports to expand cargo ops eyes 500 million tonne throughput by 2025
Elon Musks SpaceX aims for orbital launch of Starship In July Report
Advertisement
Business Standard20 सकड पहल
Successive governments continuedthis policy till the priorities were shiftedin favour of inclusive growth in 2004
BUSINESS-hellip
Focus ohellipSuccessivhellip
Business StandardBusiness Standard495456 लाइक495456 लाइक
पज पसद कर साइन अप कर
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Steel companies negotiate 10-16 price increase for auto manufacturers
Adani Ports to expand cargo ops eyes 500 million tonne throughput by 2025
Elon Musks SpaceX aims for orbital launch of Starship In July Report
Advertisement
Business Standard20 सकड पहल
Successive governments continuedthis policy till the priorities were shiftedin favour of inclusive growth in 2004
BUSINESS-hellip
Focus ohellipSuccessivhellip
Business StandardBusiness Standard495456 लाइक495456 लाइक
पज पसद कर साइन अप कर
COVID-19
GLOBAL
DEATHS 3938862
Hide ˅ Close
STOCK MARKETLIVE
PORTFOLIO
COMMODITYMARKET
UPCOMING IPO
PERSONAL FINANCE
STOCK MARKETNEWS
DERIVATIVES
MUTUAL FUNDS
GOLD PRICE
SENSEX
QUICK LINKS
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
BROWSE STOCK COMPANIES
BROWSE MUTUAL FUNDS
Adani Ports Asian Paints Axis Bank B P C L Bajaj Auto Bajaj Finance Ltd Bajaj Finserv Bharti Airtel
Britannia Industries Cipla Coal India Divis Laboratories Dr Reddys Labs Eicher Motors Grasim Inds
HCL Technologies H D F C HDFC Bank HDFC Life Insurance Company Hero Motocorp Hind Unilever Hindalco Inds
ICICI Bank Indian Oil Corporation Ltd IndusInd Bank Infosys ITC JSW Steel Kotak Mah Bank Larsen amp Toubro
M amp M Maruti Suzuki Nestle India Ltd NTPC O N G C Power Grid Corpn Reliance Inds Shree Cement
Flexing Itreg
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COVID-19
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DEATHS 3938862
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STOCK MARKETLIVE
PORTFOLIO
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STOCK MARKETNEWS
DERIVATIVES
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SENSEX
QUICK LINKS
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
1 2 3 4 5 6 7 8 9
A B C D E F G H I J K L M N O P Q R
S T U V W X Y Z
BROWSE STOCK COMPANIES
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Adani Ports Asian Paints Axis Bank B P C L Bajaj Auto Bajaj Finance Ltd Bajaj Finserv Bharti Airtel
Britannia Industries Cipla Coal India Divis Laboratories Dr Reddys Labs Eicher Motors Grasim Inds
HCL Technologies H D F C HDFC Bank HDFC Life Insurance Company Hero Motocorp Hind Unilever Hindalco Inds
ICICI Bank Indian Oil Corporation Ltd IndusInd Bank Infosys ITC JSW Steel Kotak Mah Bank Larsen amp Toubro
M amp M Maruti Suzuki Nestle India Ltd NTPC O N G C Power Grid Corpn Reliance Inds Shree Cement
Flexing Itreg
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INDEX STOCKS
COVID-19
GLOBAL
DEATHS 3938862
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St Bk of India SBI Life Insurance Sun Pharma Inds Tata Consumer Products Tata Motors Tata Steel TCS
Tech Mahindra Titan Company UltraTech Cement Ltd UPL Ltd Wipro
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