“”

-

What’s So Hot About Panama

SELECTION CRITERIA FOR GLOBAL

PROPERTY INVESTMENTCRITERIA HOW DOES PANAMA RATE?

Legal System and Tax Laws Good

Incentives for expats Very good

Stable currency denominated

property

USD

Economic Growth, property Growth Very good

Experience/Strength of Developers Very good

Turnkey rental management and low

fees

Very good

Market Liquidity Yes

Low transaction costs Yes

“”

-Harvard University, Jan 2017

Panama has been one of the

fastest growing economies in

the world. Our analysis of the

growth performance in

Panama portrays an economy

that has managed to grow at a

fast pace without overheating”.

WHAT MAKES PANAMA ATTRACTIVE FOR

GLOBAL REAL ESTATE INVESTMENT?

Strong and Steady Economy – average 5.2% GDP growth in 2017

Global Port City

4M population

Secure legal system supports foreign investment

Regional Financial Hub

Ease of travel to North America, Central & South America, Europe,

Asia

Stable democratic government

SUSTAINED ECONOMIC GROWTH

Fastest Growing Economy in the Americas

▪ Steady GDP Annual Growth Rate

Stable Government, economy and banking system

▪ Pro-business policies, and foreigner friendly laws

GROWING GDP

Panama is a primarily service-based economy (+80% GDP)

Transport: Canal & logistical services

Travel: The hub of the Americas

Business services: Over 90 International banks

Free trade zone: 2nd largest in world

Influx of investment and foreign companies – expats, tourists, retirees

PANAMA CANAL EXPANSION

Over 10% of

all US

shipping is

routed

through the

Panama

Canal,

estimated to

expand to

35% as a

result of the

expansion

Main users of

the Panama

Canal:

• United States

(#1)

• China (#2)

• Chile

• Mexico

• Colombia

• Japan

PANAMA CANAL EXPANSION

Previous ships

could carry

up to 5,000

containers

and with

expansion

super tankers

can carry up

to 14,000

Added a

third lane

which can

take Post-

Panamax

size super

tankers,

doubling

the

canal’s

capacity

(Source: "The Panama

Canal’s Big Bet Is

Paying Off," The Wall

Street Journal, October

8, 2017.)

“Cargo through the canal increased 23 percent

in the first nine months of 2017. That's brought

millions of dollars to U.S. East Coast ports.

Traffic at the ports is up 29 percent. It's

become cheaper to ship through the Canal

than ship to Los Angeles and move through

goods by rail and truck”

REGIONAL TRAVEL HUBNational carrier, COPA Airlines, connects Panama to 75 destinations, in 31

countries in North, Central, South America and the Caribbean, plus major

European hubs – Amsterdam, Madrid, Paris, Frankfurt and Istanbul.

Over 230 cruise ships transited the Panama Canal in 2016-2017

GROWING RELATIONSHIP WITH CHINA

Trade office of China upgraded to an Embassy in July 2017, and Panama opened a consulate in China.

China is the largest importer of goods to the Colon Free Trade Zone in Panama

In November 2017 Panama and China started negotiating a Free Trade Agreement

Direct flights between Panama and China started March 2018

PANAMA CANAL EXPANSION

INVESTMENT IN

INFRASTRUCTURE:

FOURTH BRIDGE OVER THE PANAMA CANAL

Connecting Panama City with the thriving Western regions of Panama by late 2021.

EXPANSION OF THE

AMADOR CAUSEWAY

$300M investment to

create a tourism hub

– cruise terminal,

walkways and cycle

tracks, upgrade Bio-

Museum and

Panama’s largest

convention center.

TOCUMEN

INTERNATIONAL

AIRPORT

EXPANSION

3 phase expansion – Phase

1. Passenger terminal; Phase

2. Update equipment;

Phase 3 – Upgrade runways

and cargo terminal.

3. Over 100 new non-stop

flights to start upon opening

The airport currently handles

over 14m passengers per

annum.

NATIONAL TRANSIT

PLAN – METRO LINE

LINE 1 OPENED APRIL 2014,

Line 2 – Dec 2018 Parque Urraca to PTY

Line 3 – Albrook to Arraiijan (including

Panama Pacifico) 2021/22

Line 4 – Predregal – Via Iseral

Line 5 – Costa Del Esta – Obarrio

Lines 6 – 8 Mid to Late 2020’s

REAL ESTATE OPPORTUNITIES FOR INVESTORS

Trends

International investors continue to

see Panama real estate as a

good place to park equity due to

low holding costs, relative political

stability, and an economy that

has shown significant gains and

strong growth prospects for the

foreseeable future. World’s Best

Long Term Investment Outlook1

REAL ESTATE OPPORTUNITIES FOR INVESTORS

Owner Financing: Ability to purchase with developer financing; up to 5x equity

leverage

Tax Breaks _ New Construction

Property Tax Exemptios: • Value up to $100,000: 15-year

exemption• Value from $100,000 to $250,000: 10-

year exemption

• Value over $250,000: 5-year

exemption.

EASY PATHWAY TO RESIDENCY

FRIENDLY NATIONS VISA

• 50 eligible countries

• Permanent legal residency can be obtained within 6 months

• Prove professional or economic ties to Panama by purchasing titled property or starting a company;

• Hold $5000 in a Panamanian bank account

• Average cost of legal and government fees $3500 to $5000

PENSIONADO VISA

Permanent legal residency

Any age qualifies but must demonstrate a lifetime pension or annuity of $1000USD per month (higher for couples)

Tax exemptions for importing household goods and cars

Generous benefits for Pensionado cardholders on restaurants, hotels, travel, utility bills and some health care

HEALTHCARE

• Many English speaking, US trained

doctors and specialists

• Affordable ‘pay-as-you-go’ healthcare,

or reasonable monthly insurance plans ~

starting at $150USD per month (single)

• Able to get specialist appointments

without lengthy delays

• Accessible doctors – provide direct cell

phone numbers for contact

• Medical tourism is on the increase due to the high quality/lower cost treatment

available

INCENTIVES FOR MULTINATIONAL

CORPORATIONSOver 120 multinational corporations have chosen Panama as the location for their Latin

American Headquarters

Law 41 of 2007 provides immigration, fiscal and labor incentives attractive to multinational

corporations in key zones: Costa del Este; Panama Pacifico; and the Canal Zone.

• Samsung

• Panasonic

• Nestle

• Adidas

• Under Armour

• Procter &

Gamble

• Dell

• BP

• Heineken

• Maersk

• BMW

• Caterpillar

• Arcelor Mittal

• Pfizer

• Hoffman

• Johnson & Johnson

• Roche

Diagnostics

• Sanofi

Aventis

• Exxon

• Chevron

• Total

INVESTING WITH EMPRESAS BERNPANAMA’S NO1. DEVELOPER

TRACK RECORD OF DELIVERY• Established: 1978

• Work force started with 5 employees and now has 3,500

• More than 160 projects built

• More than 8,000 units delivered

DIVERSITY• Construction

• Real Estate

• Hotels

• Tourism

➢ FOCUS ON:

REAL ESTATE STRATEGY

Streams of Income:

#1. Evie’s Trio Test

#2. Demographic

#3. Future Growth –

(Planning Commission)

#4. Current GDP &

Market Condition

#5. Worst Case Scenario

#6. Potential Markets

Note: $ is made in the buy

EMPRESAS BERN PROJECTS

FOCUS ON: COSTA DEL ESTE

Costa del Este, located just 5km east of Panama City center, is the New Heart of Panama City.

▪ Planned Community - wide streets, underground cabling, green spaces; oceanfront walkways

▪ 15 minutes from Tocumen International Airport

▪ Hub for multinational corporation headquarters as a result of zoning, subject to Law 41. Also a residential hub for executives and their families.

▪ Significant investment in development and infrastructure

FOCUS ON:

COSTA DEL ESTE

TownCenter Mall

• Opened December 2017.

• Shopping and entertainment precinct

• 130 Medical consulting rooms

• Office space

• JW Marriot hotel

FOCUS ON: COSTA DEL ESTE

Hospital Pacifica Salud

Second John Hopkins- affiliated hospital in Panaa

Adjacent to Town Center Mall

Broke ground in November 2017, due for completion in 4 to 5 years

EMPRESAS BERN

PROJECTS IN

COSTA DEL ESTE

• PARKSIDE: Costa Del Esta:

• Existing Building – 1.5 year old CURRENT WALK IN

ROI 6.5%

• Existing tenant paying $2000 a month through May

31, 2019

• FULLY FURNISHED at $370,000 of which $27,000

spent on furnishing

• List Price is $428 UNFURNISHED –

• $85K Walk In Equity

• 1 Bedroom Unit convertible to 2 bedroom 125 m2 –

• HIGH FLOOR (Creates Forced Equity If complete

2nd BR)

• HOA $219 p/m

• 5.8% ROI

• No Property Tax for 3.5 years approximately 2022

• Long Term Rental Only

• SHOW SPECIAL: • MIRADOR: Costa Del Esta - Existing Building –

Move In Ready • 200 m2 $550K close out special (List Price

$716K)

• $166K walk in equity

• Long Term Rental Options for $3200 - $3600 a

month

• $350 HOA p/m

• 6.4% ROI at $3400 a month (including 25K

for furnishings)

• No property tax for 3.5 years (2022)

• Condo-Hotel style

apartments in Costa del

Este

• PRE-CONSTRUCTION

• Adjacent to Town

Center Mall/ Johns

Hopkins Hospital

• Studio apartments

• Retail and commercial

plaza located on

ground floor

• Exempt from 45 day

minimum rental laws

• Generations Tower: LOWEST PRICE UNIT in Costa

Del Esta PERIOD!!!

• PRE-CONSTRUCTION OPPORTUNITY – Completion

Date Anticipate in 4.5 – 5 years

• ONE Unit Only at this price $195K for 53m2 – List Price $227,00 (Market is middle income Panamanian’s income earners) Monthly Rental is $1000 - $1,400

• Short term rental is possible as well)• Walk in Equity $32,000• Funds Needed: 10% down now $19,500, 10% in 12

months, 10% in 24 months – Balance at completion via cash or bank financing

• Furnishings 15,000• HOA - $265• No Property Tax for 10 years from date of completion

• ROI – 5.35% Long Term or $85 p/n @ 60%

occupance 7.35%

▪ Located in Costa del

Este

▪ ‘Condo-hotel’ concept

▪ Exempt from the 45 day

minimum rental laws

▪ Close proximity to Town

Center Mall

▪ Studio, 1 and 2 br

▪ 70 and 76m2 apt’s

▪ Delivery in 2022

▪ 10%, 10%, 10% deposit

with developer

financing available

▪ Medical Tourism

Program

FOCUS ON: VeraCruz/Casa Bonita

Industrial Park Across the Way at Panama Pacifico where 3rd Metro Line is coming across street from Playa Bonita

2021/22 New Bridge coming to Panama Pacifico Area Across Street From Playa Bonita

New Golf Course being build across street from Play Bonita

New Cruise Terminal Coming 2021/22 at Amador

ONLY True Ocean Front Property anywhere in the city with beach access

One of top rated resorts in all Panama

• Luxury condominiums located only 15

minutes from downtown Panama City

• Situated on a private beach overlooking

Pacific / Panama Canal

• Exclusive access to Pearl Club for

residents

• Access to the facilities of the 5-Star

Westin Playa Bonita resort

• 40% deposit with developer financing

available

• Ocean and jungle views available.

• 10 minutes from the amenities and

commercial hub of Panama Pacifico

• SHOW SPECIAL: • ONLY 2 Available

- $315,000 (List

Price $490K)

• 103 or 107 m2 – 1

Bed/ 1.5 Bath

• SHOW SPECIAL:

• ONLY 2 Available• CASA BONITA – VERACRUZ – 15 minutes from

Down Town Panama but away from traffic

• Existing Building Final Close Out – 4.5 years old

Pacific Ocean / Panama Canal Ocean View

• 103 m2 or 107 m2 $315K (List price $490K).

Equity $175K / Lets cut that in half so $87,500

Walk in equity

• Funds Needed: 40% down $126K

• Furnishings $22K average

• Balance of $189K with owner finance = $1660

including club dues and HOA

• No Property tax for 13.5 years

• Projections of 60% occupancy at $125 nightly =

5.91% ROI with Large Walk In Equity of $87,500

• SHOW SPECIAL: • 2 Re-sales 2 BR

2.5 Bath Fully

Furnished

• Ask Evie for more

details

FOCUS ON: Gorgona/Coronado

Largest Ex-Pat Community in

Panama

Brand New Building starting to

deliver in Sept 2018

Amenities Galore w/ Direct Ocean

Access

Only 45 minute – 1 hour drive from

downtown Panama

▪ Absolute beachfront condominium

▪ Resort style amenities

▪ 1 hour from Panama City in Nueva Gorgona

▪ 10 minutes from the conveniences of Coronado

▪ Large expat community

▪ Apartments ready for delivery September 2018

▪ 30% deposit with developer financing available

▪ SHOW SPECIAL▪ Mountain View ROYAL PALMS – Gorgona –Mountain View Unit at $169,000 (List

Price $251K) . Lowest Price units in the building currently are $199,000. So approximately $30K equity walking in the door.

Funds Needed: 30% Down $50,700

Furnishings $20 – 28K depending on your desires (We will use $22K for purposes of ROI)

Balance of $118,300 with owner finance = $789 Approximate monthly payments

HOA $105 p/m

No Property Tax for 10 Years starting July 2018.

Projections of 50% Occupancy at $95 a night = 9.09% ROI including cost of furnishings. Plus Walk In Equity of $30K

NOTE: We Expect Occupancy and rental rate to be higher –“Under Promise and Over Deliver” -

UPTOWN- Condo Hotel Calle

Uruguay Heart of Government

funded urbanization of

Calle Uruguay. $ 29.6

Million Investment

Panama City's New

Entertainment District

Condo-Hotel with

onsite property

management

UPTOWN- Condo Hotel Calle Uruguay

Pre-Pre- Launch – 1st Time EVER offered

exclusively at LIOS Conference in

March! ONLY 9 left

Expression Of Interest ONLY w/ $5000

Refundable Deposit

Expressions of interest being taken

starting at $475,000

Lock-Out (2 rental units in one)

Developer Financing

High Potential ROI

No property Tax for 10 Years

DOWNTOWN PANAMA

EVIE BROOKS 404-408-4445

evie@mypanamavacationrealty.com

• Luncheon Special Opportunity for FRIDAY – For More Details

on Turn-Key Program – Limited Availability – Please visit

booth

• Show Specials VERY LIMITED OPPORTUNITY

• One-On-One 20 Minute Strategy Session with Evie

• 1 Day Tour & 3 Day Tour –(Accommodations At Casa Bonita

Included)

• For Information on Tours please visit:

• www.mypanamavacationrealty.com/events