What is What is youryour

financial financial plan?plan?

Financial IntelligenceRequires a New Approach

1

Back to School/Better Job

Second Job/Spouse Work

Save/Invest Your “Left Over” Money OR Invest Borrowed Money

Just Wait for “Social Security”Few People Ever Have “Left Over Money”Just Trading Time for Money has Limitations

Employee

InvestorSelf

employed

BusinessOwner

or professional

Left Side90% of the people10% of the wealth

FinancialFinancialIntelligenceIntelligence

Right Side10% of the people90% of the wealth

Renting your Life

Exchange timefor money

Owning your Life

Owning assets that produce

incomeHow do you move to the right side with limited capital and time?A change of thinking is required.

i-Commerce, a new business model, is the best answer . . .2

How does i-Commerce differ from other business models?

Often 50% or More

i-Commerce, works because of 3 key elements

3

i-i-CommercCommerc

ee

IBO discounts Retail profits Volume bonusesWord of mouth advertising

Partner Stores and Major Brands

What What ProductsProducts

are are Available?Available?

List of Partner Stores is as of December 1, 2013 and subject to change. May vary by market.

4

Well known brands.Save money on purchases.A benefit of membership.

Our Our PrimaryPrimaryMarketsMarkets

“Anyway Money”*Source: Household Gold by Steve Price

5

Health and Fitness

$ 1 Trillion Industry

78 million baby boomers –nearly 8,000 turn 60

every dayBeauty and Skin Care

Over $750 is spent each month by

North American households on these

items and other things such as electronics,

appliance, toys, and more.*

Consumables

Exclusive /Exclusive /High High

MarginsMargins

Exclusive Brands6

The world headquarters spans more than 4 million square

feet and stretches for 1 mile 1.5 million sq. ft. of warehousing space $11.8 billion in 2013 global sales 50 + years old - privately held Over 20,000 global employees IBO Compensation PlanOver 1,000 Patents Products and Services Infrastructure

BusinessBusinessModelModel

7

EducationEducationand Teamand Team

The “Education”

• Education Affiliation

• Optional Professional Training Resources

• “Business School”

• Operating in 36 Countries & 23 Languages

The “Team”

• Partnering

• Mentoring

• Teamwork

8

How Do YouHow Do YouMake Make

Money?Money?

9

PerformanceBonus Schedule*

750060004000250015001000600300 100

=========

25%

23%

21%

18%

15%

12%

9%6%3%

pointspointspointspointspointspointspointspointspoints

ways to create points and increase monthly income

Buy from yourself

Specializeand

develop clients

Refer others and

builda Team

SAVE MONEYVOLUME BONUSES

UP TO 35% MARGINS

VOLUME BONUSES

VOLUME BONUSES

* © 2013 Amway Corp. All rights reserved.

All products and services purchased

by IBOs and clients

are assigned POINTS.

Much like with airline frequent

flyer miles.

Points are accumulated

monthly and can result in cash

bonuses.

1 point equals about $3.

The Team The Team 2121

StrategyStrategy

10

YOU

Traditional Networking

The Team 21 Strategy

• Systematic Development• Personalized Coaching• Skills Training• Segmented Lists• Profitability Goals

Grow YourGrow YourTeamTeam

All incomes are approximate.The average monthly Gross Income for “active” IBOs was USD $202 (in the U.S.)/CAD $198 (in Canada). Approximately 46% of IBOs in the U.S., and 48% of IBOs in Canada, were “active.” 1 out of 457 IBOs of record in North America actually achieved the monthly gross income shown in Example 3 in 2011. IBOs were considered “active” in months in 2010 when they attempted to make a retail sale, or presented the IBO Amway IBO Compensation Plan, or received bonus money, or attended an Amway or IBO meeting. If someone sustained that level of activity every month for a whole year, their annualized income would be $2,424 (U.S.)/$2,376 (Canada). Of course, not every IBO chooses to be active every month. “Gross Income” means the amount received from retail sales, minus the cost of goods sold, plus monthly bonuses and cash incentives. It excludes all annual bonuses and cash incentives, and all non-cash awards, which may be significant. There may also be significant business expenses, mostly discretionary, that may be greater in relation to income in the first years of operation. For the purposes of the calculation in Canada, individuals who were IBOs for less than the entire year in 2010 were excluded. Before registering as an Independent Business Owner (IBO) powered by Amway, you should read and understand the Amway™ Business Opportunity Brochure, which contains important information for those interested in becoming IBOs.

11

$250 / month

$800 / month

$2500 / month

= 12%

= 18%

= 25%

Additional bonuses and incentive trips available for consistent qualification.

YOU150 Points

300Points

150Points

600Points

Example 1

1,200 group points (GPV)

Example 2

2,600 group points (GPV)

Example 3

7,500 group points (GPV)

YOU300 Points

1200Points

600Points

350Points

150Points

12%

18%

9% 6% 3%

9% 15% 6%

3500Points

700Points

2200Points

500Points

YOU600 Points

PerformanceBonus Schedule*

750060004000250015001000600300 100

=========

25%

23%

21%

18%

15%

12%

9%6%3%

pointspointspointspointspointspointspointspointspoints

* © 2013 Amway Corp. All rights reserved.

Additional bonuses and incentive trips areavailable for those leaders with multiple 25% teams.

Expand Expand YourYour

TeamTeamYou help other teams reach the 25% bonus level

12

The average monthly Gross Income for “active” IBOs was USD $202 (in the U.S.)/CAD $198 (in Canada). Approximately 46% of IBOs in the U.S., and 48% of IBOs in Canada, were “active.” 1 out of every 2,571 IBOs in North America achieved the illustrated level of performance in the year 2011. The average Leadership Bonus for North American IBOs of record was $1,124 in the performance year ending August 31, 2011. * © 2013 Amway Corp. All

rights reserved.

The Next The Next StepStep

13

If you know what you want and you are willing to learn and work,the i-Commerce business model and the Network 21 business school offer an opportunity

to create your future.Teams are forming right now…Why hesitate?

Register as an IBO.

Think about what you would want from yournew business (if you know why, we know how).

Schedule a “Starting Point” session toactivate your new business.

Place your first order with Amway.comand begin your business. Education available through CEP, Builders Package and Seminars.

Meet the members of your team,and begin growing your business.

Global Global ReachReach

Network 21 approaches both domestic and international business activities with the skill, knowledge and confidence that can only be acquired through over 20 years of international experience with operations in 36 countries supported by 26 local office operating in 23 languages.