7/25/2019 What Are the Various Players Involved and Their Role
In Housing.
1/1
1. What are the various players involved and their role in
Housing as a Process.
(1000 Words)
National planning agencies are interested in the contribution
that housing
tinance can mae to the mobili!ation o" resources and their
e#ective use.
$"ten% &hat they consider as housing 'nance analysis is
limited to the
development o" 'nancial techniues that could mae housing proect
a#ordable
to bene'ciaries% basically in 've &ays* by lo&ering
interest rates% lengthening
maturities o" mortgages% using gradu ated payments% increasing
the euity base
through various subsidies or cross+subsidies% reducing the cost
o" houses by
lo&ering standards or a combination o" all these.
,nterest in the housing 'nance system as a &hole is o"ten
limited to the uestion
o" ho& more resources can be made available "or
lo&+income housing.
-rom a policy perspective% / governments have t&o distinct
responsi bilities.he 'rst one is the regulatory responsibility o"
encouraging the development o"
viable housing institutions and o" maintaining the credibility
o" the baning
system. he second one is to address e#ectively the needs o" the
vast maority
o" lo& income households and in particular to 'nd &ays
to 'nance their housing
needs.
