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Scott Sanders - Director of Housing

Welfare Reform .....responding to risk

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Welfare Reform .....responding to risk. Scott Sanders - Director of Housing. The biggest change to the welfare system for over 60 years. making the benefits and tax credits systems fairer and simpler. creating the right incentives to get more people into work. - PowerPoint PPT Presentation

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Page 1: Welfare Reform               .....responding to risk

Scott Sanders - Director of Housing

Page 2: Welfare Reform               .....responding to risk

The biggest change to the

welfare system for over 60 years.....

Page 3: Welfare Reform               .....responding to risk

making the benefits and tax credits systems

fairer and simpler.......

Page 4: Welfare Reform               .....responding to risk

creating the right incentives to get more people into

work......

Page 5: Welfare Reform               .....responding to risk

........protecting the most

vulnerable in our society

Page 6: Welfare Reform               .....responding to risk

........delivering fairness to those claiming benefit

and to the taxpayer

Page 7: Welfare Reform               .....responding to risk
Page 8: Welfare Reform               .....responding to risk
Page 9: Welfare Reform               .....responding to risk

communicationmaking sure everyone who needs to know,

knows!

data & systemsgetting an in depth

understanding efficiently

structuresgetting the most out of

our staff resources

policy & practice

changing the way we do things

partnershipscreating efficiency, sharing expertise &

experience

riskUnderstanding and

managing the scale of the problem

staff welfaresupporting through

stressful times

trainingbringing through new

skills and abilities

Page 10: Welfare Reform               .....responding to risk
Page 11: Welfare Reform               .....responding to risk

• 1 in 5 over 65• 39,000 households• 27% live in social rent• 70% in social rent on Housing Benefit• 1 in 6 have household member

with disability• 50% have internet• 4 areas in 10% most deprived in Wales

Torfaen

Page 12: Welfare Reform               .....responding to risk

• 1868 Bron Afon & Charter households• 9 communities• Phased entry - most able first• Bank account • First Direct Payment 23 July 2012 • Extended until December 2013

Page 13: Welfare Reform               .....responding to risk
Page 14: Welfare Reform               .....responding to risk

• Communication with tenants – Yes!

• Communication with DWP admin – No!

• Support assessments

• Bank Accounts

• Exceptions / Alternative Payment Arrangements

Page 15: Welfare Reform               .....responding to risk

Tier One factors – Highly likely / probable need for alternative payment• Drug / alcohol and / or other addiction problems e.g. gambling• Learning difficulties including problems with literacy and/or numeracy• Severe / multiple debt problems• In Temporary and / or Supported accommodation• Homeless• Domestic violence / abuse• Mental Health Condition• Currently in rent arrears / threat of eviction / repossession• Claimant is young either a 16/17 year old and / or a Care leaver• Families with multiple and complex needsTier Two factors - Less likely / possible need for alternative payment arrangements• No bank account• Third party deductions in place (e.g. for fines, utility arrears etc)• Claimant is a Refugees / asylum seeker• History of rent arrears• Previously homeless and / or in supported accommodation• Other disability (e.g. physical disability, sensory impairment etc)• Claimant has just left prison• Claimant has just left hospital• Recently bereaved• Language skills (e.g. English not spoken as the ‘first language’).• Ex Service personnel• NEETs - Not in Education, Employment or Training

Page 16: Welfare Reform               .....responding to risk

Three levels of protection for RSL’s: • Decisions about whether tenants should receive

DP’s will be made in collaboration with RSL’s

• If arrears build up to the equivalent of 1 month’s rent the decision to make DP’s will be reviewed

• If arrears reach the equivalent of 2 months rent, housing payments will be switched to landlord, or managed payments

Lord Freud announcements

Chartered Institute for Housing Conference27th June 2013

Page 17: Welfare Reform               .....responding to risk

Lord Freud announcements

Chartered Institute for Housing Conference27th June 2013

Accelerating the rate at which arrears are recovered

......”typically, if a claimant is not repaying other debts we would expect to recoup the rent arrears from tenants hitting the two month trigger point within six to nine months. This will help ensure that landlords’ cash flows are protected”....

£650 repaid in 9 months!

Page 18: Welfare Reform               .....responding to risk
Page 19: Welfare Reform               .....responding to risk

5 NOSP’s 6 switched back

Significance of non payment

8.5% rent not received V rent due

Page 20: Welfare Reform               .....responding to risk

Staff workload

Increasing capacity to retain quality &

increase sustainability

Page 21: Welfare Reform               .....responding to risk

Staff workload

Increasing capacity to retain quality &

increase sustainability

Page 22: Welfare Reform               .....responding to risk

structuresgetting the best

outcomes

staff welfaresupporting through

stressful times

skills development

bringing through new skills and abilities

communication

making sure everyone who needs

to know, knows!

Page 23: Welfare Reform               .....responding to risk

core systemsensuring fit for

purposeenhanced analytical software

Creating greater efficiency

data extraction

and analysislearning from

profiling

Page 24: Welfare Reform               .....responding to risk

A couple

A person who is 16+

Two children of thesame sex

Two children under 10

A carer providing overnight care

14% for 1 bedroom

25% for 2 bedrooms

Page 25: Welfare Reform               .....responding to risk
Page 26: Welfare Reform               .....responding to risk

Money Management

Debt Advice

Digital Inclusion

Employment InitiativesSupport

Networks

Community Cohesion

Court ServiceJam jar accounts

Page 27: Welfare Reform               .....responding to risk

Scott Sanders - Director of Housing