The Bank That CaresTMWelcome to StarBank

Since 1904, Star Bank has proudly served the financial needs of hard-

working Minnesotans.

Our bankers are focused on building relationships with our customers and our communities…we’re here to serve you. at Star Bank, decisions are made locally, by experienced bankers who know their customers and are actively involved in the community.

Star Bank’s products and services are competitive and you will quickly learn that our staff is excited to serve you when you walk in the door or give us a call. Our tagline is “the Bank that Cares,” and we’ll work hard to show that we care every time you interact with us.

We welcome the opportunity to serve you and we always appreciate your referrals.

annandale • Barrett • BerthaEagle Bend • Eden Prairie • Elbow Lake

Graceville • Maple Lake Verndale • Wheaton

www.starbank.net Personal Banking

See us for all of your financial needs:Personal & Business Banking ProductsCommercial & Small Business LoansMortgage Loansnew Construction LoansCertificate of Deposits and Iras

ELBOW LAKE

ANNANDALE

BARRETTWHEATON

GRACEVILLE

EAGLE BENDBERTHAVERNDALE

EDEN PRAIRIE

MAPLE LAKE

Founded in 1904

STARBANK Offices

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1. Subject to approval. 2. $25 annual fee 3. Annual fees apply 4. Bring in original receipts with bank statement within 60 days of statement for your fee refund 5. Subject to availability. 6. $5/mo. inactivity fee after 90 days 7. $100 minimum deposit required to open account 8. See our rate sheet for current rates 9.Check images available at $4/mo. 10. Online bill pay available upon approval for $3/mo. 11. Remote Capture Deposit available upon approval; inquire with your local office regarding fees

Product Feature Free STAR Checking STAR Checking with Interest Senior STAR Checking STAR Relationship Checking STAR Savings STAR Money MarketDescription a basic account–great for students and

people with a busy lifestylean interest-bearing account an interest-bearing account that is for

people age 62+Interest-bearing account with top-

notch rates and benefitsa great way to get started a way to maximize your earnings

Minimum Balance & Service Charge

no minimum balance7 $500 minimum balance7 & $8/mo. service charge if balance falls

below $500

no minimum balance7 $15,000 minimum balance in total deposits (checking, savings, CDs)7 & $10/mo. service charge if aggregate

balance falls below $15,000

$200 minimum balance7 $5 quarterly service charge if balance falls below $200 anytime during the quarter–fee waived for youth up

to age 18

$2,500 minimum7 $15/mo. service charge if balance falls below $2,500

anytime during the month

Interest Variable–paid monthly8 Variable if balance remains above $500–paid monthly8

Variable–paid monthly8 Variable8 Variable, tiered8

Unlimited Check Writing Pre-authorized transfers and debits are limited to six per statement cycle

Pre-authorized transfers and debits are limited to six per statement cycle

(checks available upon request)

Online Banking

Dial-A-Bank

Debit Card (Star Chek Card)

1 1 1 1 atM card is available1 atM card is available1

Monthly Statement Free E-statement or paper copy Free E-statement or paper copy Free E-statement or paper copy Free E-statement or paper copy Free E-statement or paper copy Free E-statement or paper copy

Check Images 9 9 (available upon request) (available upon request) 9

Ready Reserve 1, 2 1, 2 1, 2 1, 2

Box of Checks First box of checks is FrEE(Star Bank design)

First box of checks is FrEE(Star Bank design)

First box of checks is FrEE(Star Bank design)

FrEE checks (Star Bank design)

Free Notary

Money Orders Please inquire with your local office regarding rates

Please inquire with your local office regarding rates

Please inquire with your local office regarding rates

Please inquire with your local office regarding rates

Please inquire with your local office regarding rates

Additional features:Online Bill Pay6

10 10 10 10

Remote Capture Deposit 11 11 11 11

ATM surcharges waived (up to $10/mo.)4

Safety Deposit Box (not available in all markets)

3, 5 Please inquire with your local office regarding rates

3, 5 Please inquire with your local office regarding rates

3, 5 Please inquire with your local office regarding rates

$10 annual reimbursement on your paid safety deposit box (where boxes

are available)

3, 5 Please inquire with your local office regarding rates

3, 5 Please inquire with your local office regarding rates

Products and features for every stage of your financial life...

V

= available product feature

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