Your One-Stop, No Cost Source for all your relocation needs!

The nation’s first one-stop-shop that brings together an array services designed to make your next relocation the easiest of your career. Your very own Personal Relocation Specialist will be by your side assisting you every step of the way. All the tools and services you need for a hassle-free relocation.

o Purchase or rent a home

o Apartment rental

o Set up phone, internet and cable services

o Utility hook-ups and deposits waived!

o Banking services

o Life, auto, home and renters insurance

o Purchase a new vehicle or get a new car loan

o Rent or purchase new furniture

o Locate and apply to schools and universities

o Connect with employers and find a job

o Find a military friendly dentist or orthodontists

o Property management referrals

o Referral network of vets, daycares and schools.

o Learn about the local community and sign-up for calendar of events

We look forward to serving all your relocation needs and keeping you in the loop of all of San Antonio’s up- coming events! Don’t forget to look for additional resources available at:

www.housing1source.com!

Housing 1 Source is the #1 coordinated and

comprehensive relocation service for our military

service members and their families.

Register to start your relocation process today at www.Housing 1Source.com or call us at 1-877-832-8518.

Command Sergeant Major Howard R. Riles, USA (Ret)

Welcome to San Antonio, Military City, USA. We are Housing 1 Source, your Military Relocation Experts!

Rent vs. Buy

Advantages of Buying Low mortgage interest rates Tax deductions on mortgage interest Potential path to wealth accumulation Hedge against inflation Control over loan payment option Pride of homeownership Decorate and upgrade to your liking Pet friendly Protection under Servicemembers Civil

Relief Act Ability to borrow against equity Often cheaper than renting

Should you rent or buy a home? Consider the pros and the cons of each. Use our “Rent or Buy Calculator” at www.Housing1Source.com to help you determine which option is best for you.

Disadvantages of Renting No tax deductions No wealth accumulation Rent can increase periodically At the mercy of landlord No homeownership Less privacy, more rules Responsible for certain maintenance

and repairs Pet restrictions Often more expensive than mortgage

payment

Disadvantages of Buying Responsible for property maintenance Market conditions affect ability to sell

or rent Responsible for utilities, taxes,

insurance Home improvements can be expensive

Advantages of Renting Landlord handle major repairs Freedom to move when lease expires Not responsible for property taxes and

insurance Not responsible for home improvement Protection under Servicemembers Civil Relief Act

“ Rent vs. Buy” Comparison for average 3 Bedroom, 2 Bath Home in San Antonio:

Buyᵃ Rentᵇ

Purchase Price: $171,600 vs. Security Deposit & App Fees: $1,415 Estimated Closing Costs: $3,185 Total Move-In Costs: $2,800 Estimated Monthly Payment: $1,315 Monthly Rent & Insurance: $1,385

This information is for illustrative purposes only, and is not intended to be used as financial advice.

Best Option: BUY

Note A - Average sales price : $171,600 for 12 months ending 12/30/13. Loan assumptions: 4.25% interest rate, 30 year term., $0 down, VA funding fee 2.15% included in loan, Housing 1 Source rebate $950 applied at closing, no prepaids, mortgage payment made in arrears. Property tax rate: $2.3229 per $100. Insurance rate: 0.000365 per month, 90% sales price insured.

Note B - Average rent: $1,365. Security deposit equal to 1 month’s rent. Application fee: $50. First month’s rent paid in advance. Renter’s insurance: $20 per month.

Apartment vs. Rent House

Advantages of Apartments Professionally managed Less up keep, yard maintenance On-site maintenance and management Resort-style amenities such as pool,

playground & fitness center Gated access and security Ease of move-in Low deposits & move-in costs Credit leniency Utilities usually included Handicapped accessible Pet friendly w/ restrictions Close to attractions & businesses Laundry facilities Military discounts Short or long term lease

Disadvantages of Rent Houses Absentee landlord No on-site maintenance or

management Less amenities Responsible for utilities Farther from city center

Disadvantages of Apartments Less privacy, more rules More pet restrictions No design modifications allowed Additional fee for carport/garage

Advantages of Rent Houses Pet friendly Backyard Sense of community within

neighborhood Larger living space Privacy One or two-car garage Interior design modifications

Should you lease an apartment or rent a house? Consider the pros and the cons of each. Ask your Personal Relocation Specialist to help you determine what is best for you.

Apartmentᵃ Rent Houseᵇ Security Deposit: $500 vs. Security Deposit + App Fees: $1,715 Pet Deposit: $500 Total Move-In Cost: $3,100 Monthly rent: $1,340 Monthly rent: $1,385

“Apartment vs. Rent House” Comparison, 3 Bedroom, 2 Bath in Schertz:

Note A: Class A apartment average rent $1,395 per month less 4% military discount. Average security deposit $250, average pet deposit $250. Pet fees and monthly pet rent may be required. Carport and/or garage are available for additional fees in some apartment complexes. Note B: Average rent: $1,365. Security deposit equal to 1 month’s rent. Average pet deposit $300.

This information is for illustrative purposed only, and is not intended to be used as financial advice.

Areas consistently favored by our military clients!

Converse

Schertz

Alamo Heights ISD

Schertz-Cibolo-Universal City ISD

North East ISD

Judson ISD

Lackland to: Stone Oak: 30 miles Converse: 25 miles Castle Hills: 14.5 miles

Randolph to: Cibolo: 5.5 miles Converse: 3.6 miles Stone Oak: 19 miles

Fort. Sam to: Alamo Heights: 2.7 miles Cibolo: 18 miles Stone Oak: 17 miles

Lackland Air Force Base

Helpful contact phone numbers for JBSA

Fort. Sam Houston Housing (210)270-7638 Travel Management Office (210)221-9156 Lodging (210)357-2705 Reservations: 1- 877-711-8326 Housing Division & Residential Communities Initiative (210)221-2250 SAMMC Hospital (210)916-4141 Child Development (210)221-5002 Veterinarian (808)6101/6104 MWR (210)221-1612 ID Processing (210)224-0415

Lackland AFB Housing (210)671-1840 Travel Management Office (210)671-4146 Lodging (210)671-4277 Reservations: 1-888-AFLODGE Gateway Villa (210)671-5397 Gateway Lodge (210(671-4215 Wilford Hall Hosptial (210)292-7412 Child Development (210)652-3675 Veterinarian I (210-671-3631 A&FRC (210)671-3722 ID Processing (210)671-3307

Randolph AFB Housing (210)659-9061 Travel Management Office (210)652-1848 Lodging (210)652-1844 Reservations: 1-888-AF-LODGE Randolph Clinic (210)652-6403 Child Development (210)652-4946 Veterinarian (210)652-3190 A&FRC (210)652-5321 ID Processing (210)652-1845

For a detailed list of phone numbers for Joint Base San Antonio visit: www.jbsa.af.mil

Interesting facts about San Antonio:

• Growing: San Antonio's metro population is 2,200,000 people.

• Affordable: The most affordable city in America, for both those who live here and those who visit. Median home cost is $127,400.

• San Antonio's cost of living is 14.30% lower than the U.S. average.

• Average Commute time is 27 minutes.

• Thriving: Third fastest-growing city in America and the seventh largest city.

• Popular: More than 26 million people visit San Antonio each year.

• Sunny: 300 days of sunshine annually and an average temperature of 70 degrees.

• Top Visitor City: “Travel & Leisure” named San Antonio as one of America’s favorite cities. San Antonio has some of the state’s most visited attractions and festivals: The Alamo , River Walk , SeaWorld San Antonio, Six Flags Fiesta Texas, San Antonio Zoo and Fiesta San

Antonio.

• Safe: One of America’s safest and best “walking” cities.

• Artsy: One of the top 25 cities in the country for the arts, according to “American Style” magazine. “Travel Smart” magazine ranks San Antonio as one of the most culturally fascinating cities in the U.S.

• Sports: Home to the San Antonio Spurs, Silver Spurs, UTSA

Roadrunners (Division I college sports) SA Missions, Valero Alamo Bowl.

Sources:visitsanantonio.com and cityrating.com

Whether you’re headed to Fort. Sam Houston, Randolph or Lackland, you will find that San Antonio offers an exceptional quality of life. There is something for everyone!

Housing 1 Source, the one-stop, no cost source for all your military relocation needs. Sign up today at www.Housing1Source.com and within 24 hours your Personal Relocation Specialist will contact you.

How it works: 1. Call us or submit the online “Get Moving”

form. 2. Within 24 hours a Personal Relocation

Specialist will contact you. 3. We’ll provide information, support,

resources, and connections with the service providers you need.

4. Your Personal Relocation Specialist will stick with you throughout your PCS- we’re not done until you and your family are comfortably settled.

Jobs/Schools

Furnishings

Community

Housing Connections Insurance

Register Today!

Housing 1 Source is located at 1023 Rittiman Road, Ste. 102 San Antonio, Texas 78218. Toll Free 1-877-832-8518

Self Storage