It all starts with you…

Assisting our clients begins with knowing our clients. Through regular and consistent dialogue, we are able to ensure we are aware of the changes happening in your life and keep you informed of any new opportunities that may be relevant and available. Our clients join us in a life-long conversation about their future as they work towards achieving financial success.

We pride ourselves on providing our clients with clear direction.

WELCOME TO PARC WEALTH MANAGEMENT

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How

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How We Do ItHow We Monitor It

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Wealth Protection& Preservation

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RetirementPlanning

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The Financial and Economic environment can often seem daunting. Our priority is to put all the pieces of the puzzle together and ‘chart a course’ for your financial future. We tailor advice to each individual’s circumstance. This is done by focusing on wealth creation and capital protection to achieve every client’s goals.

In today’s increasingly complex marketplace, Parc Wealth Management can advise and support you and your family with long-term financial planning solutions that can weather all seasons. Our expertise in providing wealth planning, wealth protection and professional research and advice will assist you to navigate the complex terrain of the financial and economic landscape.

Our core values and exemplary reputation have formed the foundation of Parc Wealth Management’s practice, underpinned by a dedication to our clients and a focus on forging long-lasting relationships, predicated on trust. We have established a well-respected practice with clients who appreciate our enthusiastic personal service, integrity and commitment to excellence.

OUR EXPERTISE OUR VALUES

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GETTING STARTED – SETTING YOUR GOALS – IT’S LOGICAL!

If you don't set yourself personal financial goals, then how do you know what you are trying to achieve financially?

Ask yourself – what do you want to achieve? Remember, it is important to be specific and make your goals measurable so you can see the results. Ensure that the goals are attainable, realistic and within sensible timeframes.

Once your goals and timeframes are established you can begin to make informed choices towards achieving them.

1Gathering andDiscussing yourFinancial Information

2Understandingyour Goals

3Analysing theInformation

4Constructing aFinancial Plan –Solution Mode

5Implementing theRecommended Strategies

6Reviewing the Planand Strategies –Ongoing Service

Parc Wealth Management embarks on a journey together with each client through our unique 6 step process to tailor an individual Financial Solution based on every individual’s specific goals and objectives. The relationship with our client grows as we continually evaluate and implement the best possible solutions for every situation. We specialise in complex, multifaceted advice for numerous entities on a separate or integrated basis as required.

THE FINANCIAL PLANNING PROCESS OUR UNIQUE 6 STEP PROCESS

We will develop strategies that outline the options available to you for achieving your goals and objectives. At this point we can mutually agree to proceed with the implementation of ourrecommendations.

What are your plans?

Together we calculate the most suitable route taking into account your demands and abilities. A Financial Plan is only helpful if

the recommendations are put into action. You can choose at this stage to implement, modify or reject one or any of the recommendations. It is at this stage that the strategies outlined in the plan are implemented using your financial resources allocated for thispurpose.

Are you ready to go?

Once your itinerary is set, we assist you with check-in and ensure a smooth departure. Periodic reviews and revisions of

your plan are essential to account for changes in personal and economic conditions. These reviews are undertaken to ensure your plan stays ‘on track’ and to make adjustments where your personal situation or market conditions have changed.

We are here for you.

We will follow up to ensure the journey goes as planned and at times correct the course if required.

To customise a Financial Plan, we need a few things first. With this information we can create a clear vision for your financial future. Building and protecting your wealth are our primary concerns.

Where are you coming from?

What prior experiences and resources have you accumulated to get to where you desire? We need to understand what is

important to you. We will work with you to understand your personal and financial goals.At this stage we will identify any legislative, taxation or social security consequences that may apply to your individualcircumstances.

Where are you going?

Before you embark on a journey you should always have a destination in mind. A Financial Plan is only as good as

the information on which it is based. Whether it is financial statements, insurance policies or superannuation accounts, we take our research seriously. In this vein, we dedicate a significant amount of time to familiarise ourselves with your current circumstances to determine what your resources are and how best to apply them towards achieving your goals and objectives.

How are you getting there?

We go through your supplies and ensure you have the correct provisions to get you to your destination.

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There are three core protection requirements that should be addressed when providing insurance advice to business principals.

We take our clients through the risks that may arise if suitable protection strategies are not put in place and explain how insurance can help to mitigate these risks. The aim of business insurance is to ensure the right amount of cash is paid to the right people at the right time.

Having adequate insurance cover provides you and your family with financial protection in the event of unexpected death, illness, injury or a major health catastrophe (such asa disability, heart attack or cancer).

Insurance coverage provides you with peace of mind. It aims to remove or reduce the financial stress that inevitably occurs as a result of these events.

When thinking about the cost of insurance cover, we ask our clients to take intoconsideration the small price of premiums compared with the detrimental impact of not having sufficient cover.

Personal Insurances can be an uncomfortable subject to discuss. However, having this conversation with a trusted Financial Adviser will allow you to feel secure in the knowledge that a mechanism has been put in place to protect your financial future and often that of your loved ones.

If you already have cover, it is important to review it regularly:

Ask yourself these questions:

Income Protection Cover

Trauma Insurance Cover

Life Insurance Cover

Total and Permanent Disability Cover

Do I have a succession plan?

Should my family be entitled to receive the cash value of my share of

the business if something happens to me?

How quickly could my business partners raise this money?

In a “non fire-sale” environment, what is the value of the business?

Have I ever signed any personal guarantees?

Is there a funding mechanism in place to quickly placate lenders (most commercial

lenders are entitled to demand immediate payment of debt facilities in the event

of the untimely death or permanent disablement) of key members of the business?

You may not have adequate amounts of cover (over/under insured)

You may be able to benefit from more cost effective premiums

You may be able to avail yourself of additional benefits, better policy definitions and

the introduction of additional options.

These include:

If you own equity in a business please ask yourself the following:

Asset/(Debt) protection

Revenue protection

Ownership protection

These are:

What is your greatest asset? It’s actually you - and your ability to earn an income.

What would happen to your assets if you became ill or suffered an injury and couldn’t work?

How would you pay the bills?

How would you and your family continue to live the life you do now?

We take the time to explain the differences and intricacies of the range of covers available.

BUSINESS INSURANCE & SUCCESSION ARRANGEMENTSPROTECTING YOUR LIFESTYLE

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Level 1, 1133 Malvern Road, Malvern, Victoria 3144

PO Box 7005, Glen Iris, Victoria 3146

T: +61 3 9527 1600

F: +61 3 9527 1611

info@parcwealth.com.au

www.parcwealth.com.au

ONGOING STRATEGIC ADVICE & PORTFOLIO MANAGEMENT

The services you will receive will depend on a number of factors, all of which will be explained to you in detail. We take into consideration your goals, needs and aspirations when formulating the tailor-made service package to cater for your individual circumstances.

Our Ongoing Service Packages will assist you to make financial decisions with confidence. We will keep you up-to date with any legislative, tax and regulatory changes that could impact your financial future. We believe in full transparency and as such, our fees will always be clearly documented.

Parc Wealth Management is an Authorised Representative of Lonsdale Financial Group LtdABN 76 006 637 225 | AFSL 246934

Call us on 03 9527 1600 to begin your journey to peace of mind and financial security.

Visit our website at www.parcwealth.com.au

This information is of a general nature only and has been provided without taking into account your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.

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