Welcome toABN AMRO Bank Jersey

“A bank that demonstrates integrity and commitment in understanding

and supporting its clients in achieving their ambitions”

our mission statement

About usABN AMRO Jersey is part of the ABN AMRO Global Banking network and the longest established Continental European bank in the Channel Islands, having served the needs of many local and international clients for almost 40 years.

Established in Jersey since 1974, our banking legacy stretches back to 1720. Over the years we have grown our banking and investment management services for both individuals and institutions. We benefit from being part of a large international banking group and as a result we can provide bespoke solutions for our clients.

We strive to build lasting relationships with each of our clients as we believe this is key to supporting them in achieving their ambitions. To this end, a dedicated Relationship Manager is appointed to each client who will deliver an outstanding personal service, tailored to individual requirements.

Our clients are located all over the world. They consist of Jersey and UK residents, non-domiciled individuals, international clients, high net worth individuals, shareholders of family businesses, entrepreneurs, corporates and institutions, trusts and pension funds, charities and foundations.

Our banking and investment specialisms include private and institutional banking, discretionary management and investment advisory services, credit, treasury products and global custody. ABN AMRO Jersey is the treasury hub for ABN AMRO Private Banking International. This local expertise enables our clients to have direct access to our treasury desk. Our services are tailored to deliver client solutions and a suite of services and products to suit individual needs.

Jersey is one of the world’s major international

financial centres, which has developed over a period

of 50 years against a backdrop of a stable political and

fiscal infrastructure. This economic stability has been

a key driver in attracting businesses and private clients

to Jersey.

PrivateProfessionalsOur Relationship Managers recognise the changing

financial requirements you will have throughout

your career. The knowledge and experience that we

can offer will result in a level of service that allows

you to continue to dedicate your time to your

professional commitments.

EntrepreneursThe flexibility that is required when owning and running

your own business is something we recognise and

appreciate. We look to provide an equally flexible

service that is closely aligned to your changing needs.

FamiliesWe understand the unique complexities involved in

planning for the financial future of your family. We

can help you translate your personal needs and

concerns into clear financial objectives.

Our clients

CorporatesCorporates and InstitutionsJersey remains a popular offshore jurisdiction and a

location of choice for many corporate and institutional

clients owing to its well regulated and politically stable

environment. We can facilitate a wide range of cash

management and general banking services; we can

also call upon the expertise of the ABN AMRO network

of offices in delivering more complex solutions.

Fiduciaries and Family OfficesFrom the provision of multi-currency segregated bank

accounts for trusts and companies, to the facilitation

of sophisticated banking arrangements for complex

structures, our experienced staff and advanced banking

systems ease the administrative burden. Our real time

electronic banking services are a key feature of our

offering for the processing of transactions online.

IntermediariesOur dedicated team of Relationship Managers take the

lead in providing a comprehensive service built on

strong long-term relationships. We pride ourselves on

attention to detail; understanding our clients’ needs

and objectives is at the forefront of a successful

partnership. Traditional standards of service combined

with modern and robust e-banking platforms ensure

client satisfaction is guaranteed.

Investment Managers and Fund AdministratorsOur comprehensive global custody and banking

facilities ensure that client portfolios are easily

administered. Our dedicated team will work with

clients to reduce the associated administrative

burden of maintaining portfolios. Our services include

the provision of a flexible online reporting and

payment system, combined with cash management,

foreign exchange and credit solutions.

Our servicesBanking

We provide a comprehensive range of banking

services to a wide range of clients, these include:

Call & Term AccountsWe offer a range of instant access and fixed deposit

accounts across all the major traded currencies at

competitive rates. Interest is paid gross and separately

designated accounts can be established to receive

interest if required.

Premium AccountsAn instant access yield enhanced account available in

GBP, USD & EUR; the products provide superior

returns to that which can normally be obtained from a

simple “Call “ account.

Foreign ExchangeWe provide a commission-free foreign exchange

dealing service in all the major and most minor

currencies, offering competitive rates on either a spot,

forward, swap or option basis.

Securities Trading and Global CustodyA global custody and safekeeping service via an

extensive and closely monitored network of

sub-custodians is available, together with a global

dealing and settlement service. We also provide

specialised execution capabilities through a diverse

network of brokers.

CreditAs part of a broader relationship we are able to consider

residential property finance, back-to-back lending,

guarantees and securities leverage. A locally based

and dedicated credit structuring team ensures timely

decision making and expedient turnaround times.

Online BankingAccess to our state of the art online reporting and

payment platform is available to our corporate and

institutional clients via our internet system, Access

Online. Available via any internet browser and

supported by a global support team, Access Online

offers balance and transaction reporting and an online

payment facility. Data may also be downloaded into an

application of your choice, which can then be used to

create your own analysis and personalised reports.

For our private banking clients, Insight offers a non-

transactional online banking service which can also be

accessed remotely from all over the world. The system

enables the user to view their bank balance and

portfolios as well as print statements.

Investment PhilosophyOur investment philosophy is that portfolios should be

built with a medium- to long-term view and constructed

on the foundations of astute risk management and

traditional values.

Developing a clear understanding of our clients’

investment objectives and risk tolerance is an obvious

starting point. Alongside this we will look to understand

your viewpoint and beliefs so that we can be confident

of building a portfolio that you are comfortable with

and understand.

We believe in the preservation of capital, the

compounding of consistent returns over the long term

and the minimisation of risk. We will actively manage

a portfolio’s exposure to different asset classes

depending on our interpretation of market conditions.

Investment ProcessOur various investment committees meet regularly to

consider the global economic and financial environment

and decide which regions, asset classes or investment

sectors should be considered for new investment

or warrant a reduction in existing exposures. A focused

list of bonds, equities and collective investments is

maintained and monitored with a view to populating your

portfolios with the most appropriate investment.

By employing this process the manager directly

responsible for your portfolio will seek to ensure that your

portfolio is aligned with your investment requirements.

This approach enables us to offer a personal service,

be responsive to our clients’ needs and also maintain a

high level of accountability through the regular

measurement of portfolio performance.

Investment management

Once we are confident that we understand your

investment needs and attitude to risk, a well-defined

strategy can be agreed.

The main focus of this service is to build a portfolio of

mainly direct investments, such as equities and bonds

to achieve the investment objectives. We will have a

clear view of your aims, but you have the peace of mind

that the investment decisions remain our responsibility.

A key part of our ongoing delivery of the service is

the development of a close relationship with you. To

this end your dedicated Portfolio Manager will be your

principal and Private Banker point of contact and a

team with whom you can maintain an open dialogue.

We encourage frequent contact and regular meetings

to review both investment strategy and performance.

We avoid a sales-led culture where fashion takes

precedence over investment opportunity.

We strongly believe that the success of our service

will be enhanced by a close working relationship

between you as the client and our Investment

Management team.

Discretionary portfolio management

If you wish to be involved with the decisions that are

being taken with your money, you may find the

Investment Advisory Service is better suited to your

needs than traditional discretionary management.

Our Advisory Team will work with you to establish

your investment objectives and deliver a plan, which is

individually designed to meet your goals.

We take time to discuss our advice with you, as

explaining our views is important. Equally important is

listening to your response. You can have as much or as

little input into the portfolio as you are comfortable

with. Our goal is ensuring that you are at ease with the

investment strategy, and that it is right for your current

financial circumstance. We provide you with the benefit

of our knowledge and expertise; however you have the

comfort of knowing that with the Investment Advisory

Service you stay in control.

Once we have established an Advisory relationship we

keep in contact providing regular reviews of your

portfolio and ongoing advice aimed at delivering returns

as consistent as our commitment to client service.

Investment advisory service

Our Treasury Team represents one of the largest

treasury presences in the Channel Islands and is the

hub for ABN AMRO Private Banking International.

Our dedication and experience can also accommodate

the many and varied needs of our clients through

a full and comprehensive range of products and

services, including yield enhancing cash management.

The services we offer include:

y Dedicated team of treasury product specialists

with direct access to the markets

y Full and comprehensive product suite

y Direct access desk for sophisticated clients

y Cash management solutions

y Bespoke hedging solutions

y Currency management

y Yield enhancement, both capital and

non-capital protected

y Fast and efficient securities execution

y Currency research

Treasury execution services

Our values act as an ethical compass and form the

core of our corporate culture. Our corporate values are:

Trusted, Professional and Ambitious.

Trusted

We at ABN AMRO believe trust is all about establishing

and maintaining lasting relationships. We take the time

to get to know you by listening to your specific needs

and aspirations. Our goal? To find the products and

services that are right for you. When we make a

promise, we always live up to it; when we communicate

with you, we are always straightforward and never

have any hidden agendas. Our commitment to

responsible banking means we carefully weigh risks

and returns so that you know your money is in good

hands at all times.

ProfessionalWe at ABN AMRO understand banking. We genuinely

believe in our profession and take responsibility by

saying “no” if saying “yes” would not do right by you.

We create solutions that are simple, understandable

and workable, and we strive to improve ourselves

every day by working together and learning from one

another – and from you.

Ambitious

We at ABN AMRO are always stretching our

boundaries and striving to achieve more for you. We

make it our business to know what’s going on in the

market and to respond proactively, and we do

everything possible to understand what you really

need and to craft innovative solutions. Our optimism

about the future drives our ambition to offer you more.

Our values

ABN

J C

ORP

BRO

0614

Contact us

General DisclaimerThis marketing material has been produced by ABN AMRO Bank N.V. (ABN AMRO). The information and opinions contained in the document are for information purposes only. Decisions based on this information are for your own account and risk. Nothing contained in this material should be construed as a solicitation or an offer, legal, tax or other advice, or recommendation to engage in any transaction. For further details and the conditions on the investment services by ABN AMRO see the applicable conditions. While we consider the information herein to be reliable we make no representation as to its accuracy or completeness. Although ABN AMRO attempts to provide accurate, complete and up-to-date information, which has been obtained from sources that are considered reliable, ABN AMRO makes no warranties or representations, express or implied, as to whether information provided in this material is accurate, complete or up-to-date. Neither ABN AMRO nor any of its agents or subcontractors shall be liable for any damages, including lost profits, arising in any way from the information provided in this document or the use of this information. ABN AMRO, or the relevant owner, retains all rights (including copyrights, trademarks, patents as well as any other intellectual property right) in relation to all information provided in this document (including all texts, graphics and logos). You may not copy, publish, distribute or reproduce any of the information contained in this material in any form without the prior written consent of ABN AMRO. ABN AMRO Bank N.V. Jersey branch is regulated by the Jersey Financial Services Commission.ABN AMRO Bank N.V., Jersey Branch is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website www.gov.je/dcs, or on request.

US DisclaimerABN AMRO is not a registered broker-dealer under the U.S. Securities Exchange Act of 1934, as amended (the “1934 Act”) and under applicable state laws in the United States. In addition, ABN AMRO is not a registered investment adviser under the U.S. Investment Advisers Act of 1940, as amended (the “Advisers Act” and together with the 1934 Act, the “Acts), and under applicable state laws in the United States. Accordingly, absent specific exemption under the Acts, any brokerage and investment advisory services provided by ABN AMRO, including (without limitation) the products and services described herein are not intended for U.S. persons. ABN AMRO is not licensed to conduct banking business or sell insurance products in the United States under applicable federal and state laws. Accordingly, any solicitation of retail banking services (including accepting and/or soliciting deposits), insurance services, mortgage and/or consumer lending services or credit card services by ABN AMRO is not intended for U.S. persons. Neither this document, nor any copy thereof may be sent to or taken into the United States or distributed in the United States or to a U.S. person. Without limiting the generality of the foregoing, the offering, sale and/or distribution of the products or services described herein is not intended in any jurisdiction to any person to whom it is unlawful to make such an offer, sale and/or distribution. Persons into whose possession this document or any copy thereof may come, must inform themselves about, and observe, any legal restrictions on the distribution of this document and the offering, sale and/or distribution of the products and services described herein. ABN AMRO can not be held responsible for any damages or losses that occur from transactions and/or services in defiance with the restrictions aforementioned.

ABN AMRO Bank N.V. ABN AMRO House P.O. Box 255 7 Castle Street St. Helier Jersey JE4 8TB Channel Islands Tel: +44 (0) 1534 604000 Fax: +44 (0) 1534 759041 www.abnamroprivatebanking.je