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NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
USER MANUAL Version 1.0
Web based Bank Recovery Incentive Scheme
(BRISC) For
Directorate of Institutional Finance
Government of Madhya Pradesh
& it’s sub-ordiante offices in all districts of MP.
Prepared by
National Informatics Centre Madhya Pradesh
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Amendment Log
Version
Number
Date Change
Number
Brief Description Sections
Changed
1.0 26/02/2010 First Release
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Table of Contents
Section Description Page No.
1 Introduction 4
1.1 Audience 4
1.2 Purpose of this Document 5
1.3 Document Organization 5
1.4 Conventions 5
1.5 References 5
1.6 Problem Reporting 5
2 Product Features 6
3 General Operating Instructions 7
4 Specific Operating Instructions 9
Annexure
Annex
No.
Description Page No.
I Input 27
II Output 32
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Section
1
1. INTRODUCTION
The State Government of Madhya Pradesh approved an incentive scheme for the
participating banks on “Sharing of recovery cost basis” with a view to achieve the
objectives laid down under Madhya Pradesh Lok Dhan (Shodhya Rashiyon Ki
Vasuli) Adhiniyam 1987 for recovery of bank dues. The scheme came into force
with effect from 1st April 1995. However, the Scheme was effectively
implemented with effect from 1st April 1996. Initially, sixteen commercial banks
had volunteered to join the Scheme. Subsequently two more commercial banks
joined. Keeping in view its success, 21 Regional Rural Banks have opted to join
the Scheme since 1st April 1999. After bifurcation of the State, at present
nineteen commercial banks, seventeen regional rural banks and one financial
institution are the participating members of this scheme. Upto the March 2002,
recoveries effected under the Scheme amounted to around Rs. 275.24 Crores.
During 2002-2003 inspite of drought in most parts of the State around Rs. 41.06
Crores were recovered.
Commercial Banks assist State Government in meeting targets for institutional
financing of government sponsored programmes and schemes of poverty
alleviation and self employment. As disbursement of loans to beneficiaries under
government sponsored schemes are target oriented, very often recoveries are not
up to the mark. Recoveries are lifeblood of financial system, as these make
recycling of funds possible. Therefore, Commercial Banks have constantly been
urging State Government to assist them in recoveries, just like the banks assist
State Government in meeting targets. Under the Bank Recovery Incentive
SCheme (BRISC) the Banks were required to pay to BRISC account 2.5 percent
of the amount recovered under RRC filed cases with the help of the Government
(Revenue) authorities.
NIC MPSC Bhopal has studied, conceptualized, designed & developed Web
Based Bank Recovery Incentive Scheme. The objective of system is the efficient
maintenance of Revenue Recovery Certificate (RRC), monitoring and
management of recovery made. The basic inputs to the computerized system are
RRC Details and Recovery made.
1.1 Audience
‘BRISC’ has been designed for the end users of Directorate of Institutional
Finance and District BRISC Cell. The functional knowledge of BRISC and basic
knowledge for operation of computer under windows environment is a pre-
requisite. The user can operate the software by following the instructions given in
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
this manual without any specific training. Operational learning of Computer-
based BRISC is also required.
1.2 Purpose of this Document
The purpose of this document is to guide the user on the operation &
implementation of the computerized system BRISC. It also provides workflow &
user-friendly instructions on how to use various modules of software.
1.3 Document Organization
For convenience, this document is organized into five sections.
Section-1 deals with introduction while Section-2 provides product features.
Section-3 contains General Operating instructions & Specific operating
instructions covered in section-4. Section-5 comprises of annexure on Input &
Output formats.
1.4 Conventions
The following conventions are adopted in this manual:
• All system responses are shown underlined.
• All user responses are shown in italics.
1.5 References
S.
No
Title Publisher/author Version
(if Any)
Release Date
1 NIC Quality Manual NIC (http://intranic.nic.in) 1.0 29/02/2004
2. NIC Definition Document NIC (http://intranic.nic.in) 1.1 29/02/2004
3 NIC Project Life Cycle NIC (http://intranic.nic.in) 1.1 29/02/2004
1.6 Problem Reporting
We welcome your valuable feedback and suggestions, which may please be
submitted to the following addresses / email: ids.
Directorate of Institutional Finance
Chief Executive Officer & JD (BRISC)
C Block, First Floor, Vindhyachal Bhavan, Bhopal (MP)
e – mail id: [email protected] (Shri Gopal Dubey, Programmer)
National Informatics Centre
State Informatics Officer,
NIC MP State Center, Vindhyachal Bhavan, Bhopal (MP)
e – mail id: [email protected] (Shri R V Rao, Technical director)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Section
2
2 PRODUCT’s SALIENT FETURES
The web-based BRISC software has been developed in ASP.net as a Front-end & MS
SQL Server as Back-end under Windows Environment. Software empowers the State
Government and Bank Administration to monitor the recovery against the loan to
reduce the revenue losses. Software also assists to analyze the data in various ways
with help of on-fly computer generated reports. It provides Effective, Efficient &
Transparent system for the Bank Recovery Incentive Schemes by efficient
maintenance of RRCs, monitoring and management of recovery made, etc. The
features of the package are as follows:
• Web based solution, with UNICODE compliance /local language support
• Easy to navigate menu structure to meet the functional needs facilitate quick access
to any option.
• Built-in security features including the User-id and password protection mechanism
to prevent unauthorized access to the data
• Role based access
• Necessary built-in checks for inter-related fields.
• Facilitates easy maintenance and updation of data
• Serves as Decision Support System for State / District Level authorities and provides
various on-line analytical reports
Target Users
• Banks
• District BRISC Cells
• Directorate of Institutional Finance
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Section
3
3 GENERAL OPERATING INSTRUCTIONS
A. Information Requirement
Following information is essential to implement BRISC
• Master information of Districts, Tehsils, Banks, Branches, Schemes,
Revenue Officers & Treasuries (Master Data)
• Revenue Recovery Certificate (RRC) Details
• RRC allotment
• RRC payments to Bank, Treasury
• RRC disposal
B. Steps for Implementation of Software
The steps for implementation of BRISC are as follows:
• For better results use web browser Mozilla FireFox
• Invoking of BRISC Package
• Creation of state level bank user
• Creation of State/district level government users
• Creation of bank users at district/Branch for operation of package
• Creation of government users at tehsils for operation of package
• Verification of Master data related Tehsils, Banks, Branches, Schemes,
Revenue Officers & Treasuries
• Any updation in Master data may be communicated to Directorate of
Institutional Finance.
• Entry of RRCs & computer generated RRC nos.
• Verification of Check list
• Forwarding of RRCs by Banks
• Approval/Rejection of RRCs
• Allotment of RRCs to Revenue Officers
• Entry of RRC payment in bank/treasury
• Disposal of RRCs
• Generation of reports.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
C. User Management
There are two categories of Users viz. Government & Banks. In each
category there are three levels. For government users these levels are State,
District & Tehsil and for Bank users the levels are State, District &
Branch. At state level, Super user will create the users for both categories.
State user of both categories will create users of the next lower level viz.
District level users. Like wise the district level users will create users for the
next lower level viz. Tehsil/Branch under respective categories of government
and Banks. Access to various options in the application will depend upon the
category and level that the user belongs.
D. RRC Reconciliation
In the existing system, sometimes the details of payments made by the defaulters
at banks against RRCs are not reached DIF / District BRISC Cell for various
reasons. This software helps in bridging this information / communication gap.
To begin with while capturing the person’s details it also captures the loan
account number of the beneficiary in the bank. The mapping of RRC and its loan
account number is internally done by the system. At the end of the month a
branch-wise statement is generated at district level for each bank for RRC
reconciliation. It produces loan account number wise details like deposits made,
non-receipt of deposit, etc of all the defaulters of the said bank/branch.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
Section
4
4 SPECIFIC OPERATING INSTRUCTIONS
Invoking of the Package
BRISC package can be invoked by double clicking the Mozilla Firefox web browser. On
clicking on the Mozilla Firefox, URL address screen will be displayed:
Type the following URL in front of Address
http://demo.mp.nic.in/brisc
After typing address correctly, Press Enter key or Click on Go with the help of mouse, first
screen of BRISC software will be displayed as below –
Click on Proceed for Login with the help of mouse, Login Screen of BRISC
software will be displayed as below
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
In above screen, the System will prompt for User Name and Password. Enter User ID
and Password and click ‘Submit’ Button. Successful login will result in display of a
screen with a Main menu of the System as below
At any point of time, by Clicking Home Page user can go back to Main Menu from
any previous option selected earlier. The procedure for selection of option & field
navigation is as follows:
The Main Menu of the ‘BRISC’ has five options Besides Home Page as given below:
1. Data Entry
2. Information
3. Reports
4. House Keeping
5. Logout
The option-wise details, like purpose, function and how to use, etc are explained in
subsequent paras for better understanding of user perspective.
4.1 Data Entry
This option allows entering, modifying, deleting & viewing the data related to Master data
viz. Districts, Tehsils, Banks, Treasuries, Revenue Officers & Schemes, RRC Management
and RRC Deposits for the chosen location of district/Tehsil/Bank/Branch. On selection of
Data Entry on the main menu, a sub-menu will be displayed as shown below:
Option Selection By moving mouse on desired option & click it
Field Navigation/Data Modification/Save
For Moving forward From one field to another field, use TAB
For Moving backward From one field to another field, use Shift TAB
For Saving a record Click on Save Button otherwise data will not be saved
For Quit program, Click on Cancel Button.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
(Screen after selecting Data Entry option)
Data Entry Option has three sub-options:
1. Master Entries ( For Super User only)
2. RRC Management
3. RRC Deposits
The functions performed by each of the sub-option and it’s use are as follows:
01. Master Entries
The details pertaining to Districts, Tehsils, Banks, Treasuries, Revenue Officers and
Schemes will be maintained and updated as and when required by Super User. However
all authorized users of this web application, can view and print this information.
02. RRC Management
The access to the options available under RRC Management is entirely role based. Bank
user is authorized to use options of RRC Creation, RRC Modification, RRC Checklist and
RRC forwarding. The Government user is permitted to use options RRC Approval, RRC
Allotment and RRC Disposal.
03. RRC Deposits
The details of recoveries made against the RRC issued are recorded here. The RRC
amount deposited at Bank/Branch is entered using RRC Deposits- Bank. The sub option
RRC Deposits- Treasury records the details pertaining process fee and cost of processing
amount deposited through challans at Treasuries.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.1 Master Entries (For Super User Only)
This sub option is used to enter details pertaining to Districts, Tehsils, Banks, Treasuries,
Revenue Officers and Schemes. On selection of Master Entries the following screen will
be displayed:
Clicking of sub option ‘District’ displays the following screen from where Super User
can either add a new district or modify/delete already existing district details.
Like wise remaining subs-options viz. Tehsils, Banks, Treasuries, Revenue Officers,
Schemes under Master Entries can be chosen for addition, modification or deletion. The
mode of operation is same for all the sub options. However, access to this option is only
permitted to Super User. Therefore any changes required in the master information have
to be communicated at Directorate of Institutional finance. It will be maintained and
updated as and when required by Super User only. However all types of users to this
system, can view and print this information.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.2 RRC Management
Depending on the category of the user, this option provides appropriate sub-options. A
Bank/branch user is entitled to use sub-options of RRC creation, RRC Modification and
RRC Checklist. A bank district level user will have additional option i.e. RRC
Forwarding. Bank branch user can enter the RRC details and all the entered RRC of a
particular bank will be forwarded by district level bank user for its issuing. The
Government user will have sub options RRC allotment and RRC disposal. A Government
district level user will have additional option i.e. RRC Approval. Screen shots showing
both categories of the user along with available options are as below:
(Screen shot showing available options for Bank-Branch level under RRC Management)
(Screen shot showing available options for Bank-District under RRC Management)
(Screen shot showing available options for Government-Tehsil level under RRC Management)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
(Screen shot showing available options for Government-District level under RRC Management)
4.1.2.1 Bank Users
4.1.2.1.1 RRC Creation
A branch level Bank user can enter RRC of its branch. After login, the District, Tehsil,
Bank & branch will be automatically set for the user. The Scheme name and RRC issue
year are to bed initially to start with data entry. After feeding rest of information necessary
for generating Form-1, user has to click ‘save’ button to permanently store the information.
Against each RRC, computer will generate a unique number which has to be used for any
future reference. In case of RRCs already issued, user has the optional facility to record
details of RRC issue no & date as well. The computer generated 16 digits RRC number
comprises of 4 digit RRC issue year, 2 digit bank code, 2 digit district codes, 3 digit tehsil
code and 5 digit serial number. (example: YYYYBBDDTTTNNNNN. YYYY-year, BB-
Bank code, DD-District Code, TTT – Tehsil code and NNNNN-Serial Number)
(Screen shot showing RRC creation under RRC Management)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.2.1.2 RRC Modification
The facility to modify the RRC entries (made earlier) is available under RRC Management
option for the Branch level bank user. User is required to provide only RRC issue year and
5 digit serial number from the computer generated RRC number. The RRC related details
can be modified using this option.
(Screen shot showing RRC modification under RRC Management)
4.1.2.1.3 RRC Checklist
The RRC can be printed using this option. User will have the facility to either print a
single RRC based on its computer gene rated number or all RRC created in a particular
day.
(Screen shot showing RRC Checklist under RRC Management)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.2.1.4 RRC Forwarding
This option is available to district level bank user. At district level, bank will have the
provision to forward it’s branch-wise RRCs to competent government authority for
approval. Once the RRC is forwarded, the modification of that particular RRC will not be
allowed and the details are deemed to be freezed.
(Screen shot showing RRC Forwarding under RRC Management)
4.1.2.2 Government Users
4.1.2.2.1 RRC Approval
Using this option, government user at district level, either approves the RRC presented
online by the bank or rejects it for any specific reasons. In case of rejected RRC,
modification is permitted for respective branch/bank.
(Screen shot showing RRC approval under RRC Management)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.2.2.2 RRC Allotment
Once approved, the RRC is available to be allotted by the Government District user. RRC
case no and issue date is marked. It also captures the information about the Revenue officer
– to whom the RRC is allotted. Software picks up the Revenue Officer by the unique
employee code of the Revenue officer. Other wise employee name can be directly entered
by choosing Allotment Officer as other.
(Screen shot showing RRC Allotment under RRC Management)
4.1.2.2.3 RRC Disposal
The RRC can be disposed off by the Government district user after the settlement. There
are various categories under which the cases are settled.
(Screen shot showing RRC Disposal under RRC Management)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
The Categories of RRC disposal are -
CA- Cancelled - In case of RRC returned by the RO.
SA- Satisfied – In case full amount recovered.
ST- Settled – In case of OTS by bank (full @ 3% processing cost on RRC amount and on
settled amount @ 2.5% BRISC amount to be deposited by concerned bank).
WT- Withdrawn – In case RRC is withdrawn by the bank. (@ 3% processing fee has to
be deposited by the bank)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.1.2 RRC Amount Deposits
4.1.2.1 Bank Deposit
The amount recovered against the RRC issued is recorded using this option. It also captures
the information about the Officer/other authorized person through whom the amount is
recovered.
(Screen shot showing Bank Deposit under RRC Amount Deposits)
4.1.2.2 Treasury Deposit
This option helps in capturing the details of process fee & cost of processing through
challan at Treasury against the recovered amount by Banks.
(Screen shot showing Treasury Deposit under RRC Amount Deposits)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.2 Information
This option is used to view / query the stored information on screen. It has got two sub-
options.
a. Master Information
b. RRC Search
(Screen after selecting Information option)
4.2.1 Master Information
This option helps in viewing the master details related to districts, Tehsils, Banks,
Branches, Treasuries and Revenue Officers etc on screen. On Selection of this option,
following screen will be displayed.
(Screen after selecting Master Information option)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.2.2 RRC Search
RRC search facility is also provided for the ease of operations. User can search RRCs,
based on the criteria of RRC issue year or RRC creation date or issue date or by the name
of the defaulter.
(Screen after selecting RRC Search option)
4.3 Reports
The Report option facilitates, generation of various reports. These reports can be printed on
paper as well exported to any desirable formats (Excel, word, pdf, etc). On selecting
Reports option on main menu, a drop down sub-menu will appear on the screen as shown
below.
(Screen after selecting Report option)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
At present, it has got three sub-options.
a. Master Reports
b. Other Reports
c. RRC Reconciliation
4.3.1 Master Reports
This option facilitates printing of details pertaining to master data of District, Tehsil, Bank,
Branch, Treasury, Schemes and Revenue Officer into printable formats. User will have the
facility to export these reports in different formats i.e. PDF, Excel etc.
(Screen after selecting Master Report option)
4.3.2 Managerial Reports
This option facilitates printing of all the formats viz. Form-1 ~ Form-10 into printable
formats. User will have the facility to export these report in different formats i.e. PDF,
Excel etc. However access to these options is User type / User Role Dependant.
(Screen after selecting Other Report option)
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.3.3 RRC Reconciliation
Every month bank can generate this summary report which reflects branch-wise deposits
made to the bank. This will record individual’s loan account number along with the amount
deposited by him at the bank.
4.4 House Keeping
The House keeping facilities are internal requirement for the smooth operation of the
software system such as User Management, Password Change, User List and Password
Reset. On selecting this option, the following menu appears on the screen:
(Screen after selecting House Keeping option)
Certain options are restricted and only super user can access those options.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.4.1 User Management
This option facilitates creation of new users and only Super User admin has privilege to
access this option. On selection of this option the following screen will be displayed.
4.4.2 Password Change
Using this option user can change his password. On selection of this option, following
screen will be displayed.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.4.3 User List
Using this option next higher level user of both categories viz. Government & Bank can see
the list of users along with their last login details and working availability (Users gets
locked by system due to failed 5 login attempts).
4.4.4 Password Reset
User who has forgotten password may request its next higher level user to reset its
password. This can be achieved using option.
NIC-MPSC-Group C- Brisc-UM-1.0 Release Date 26/02/2010
4.4.5 User Reset
Users are sometimes locked by the system due to failed login attempts. In that case using
this option next higher level user can unlock the user.
4.5 Logout
This option enables the user to exit from the BRISC software.