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TUESDAY, SEPTEMBER 8, 2015 | A1THE MLS BROKER CARAVAN™
We’ve been in the same Beverly Hills location for 25 years and are looking forward to serving you for the next 25!
Beth L. PeerceCo-Owner
Kilita SmithSr. Escrow Officer
Mireya RoudenkoSr. Escrow Officer
Luz LopezEscrow Officer
Michael FarfelEscrow Officer
Mary BensionCo-Owner & Escrow Manager
9454 Wilshire Boulevard Suite 901Beverly Hills, California 90212
(310) 273-7106
The Independent Escrow Company with the Best Service in Town
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THE MLS BROKER CARAVAN™A6 | TUESDAY, SEPTEMBER 8, 2015
WE HAVE MORE WAYSTO SAY YES!BANC HOME LOANS, a division of Banc of California N.A., (NYSE: BANC) has provided home loans to borrowers
throughout California and across the West since 1941. We combine the speed and agility of a decentralized
mortgage lender, with the expertise and resources of a tier-one bank–and our complete selection of portfolio
lending products o� er More Ways To Say YES! to your buyers.
*on exception only
FLEXIBLE PORTFOLIO LENDING
• Non-QM Experts
• Alternative Documentation
• 1-Year Tax Return
• 12-Months Bank Statements
• Asset Depletion
• Expanded Criteria (Second Chance) Programs:
• FICOs to 620*
• I/O Options Available on Most Programs
CONVENTIONAL LENDING
• Conventional Conforming (“Agency”)
• Agency High Balance
• Jumbo/Non-conforming
• Jumbo Conduits
• FHA, VA, CalHFA, USDA
• Renovation Lending: 203(k), HomeStyle®, Construction Lending
• Home Equity Line of Credit (HELOC)
• Reverse Mortgages
• Niche Products
*Third-party survey representing 2,542 client responses over a 365-day period, April 2014 to April 2015. ©2015 Banc of California, National Association, dba Banc Home Loans. All rights reserved. Not all applicants will qualify. Some products o� ered by Banc Home Loans include modifi ed documentation requirements and may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your Loan O� cer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APR’s and programs are subject to change at any time until locked-in. NMLS #530611 EQUAL OPPORTUNITY LENDER | MEMBER FDIC
“My experience was the best I could imagine it being.” The West Family, Laguna Niguel, CA
30 DAYS OR LESS
AVERAGECLOSE TIME
We asked over 2,500 Banc Home Loans clients to provide their feedback and the results are unanimously positive:
800.874.5952 | banchomeloans.com/branch/beverly-hills
96%indicated they
“would refer or recommend us to friends or family”*
91%give us the Service Rating of
Excellent*
TUESDAY, SEPTEMBER 8, 2015 | A7THE MLS BROKER CARAVAN™
*14 business day guarantee only applies to purchase transactions. This guarantee does not apply to Reverse Mortgages, FHA 203k, loans that require prior approval from an investor, brokered loans, or loans with a 2nd td. The guarantee does not apply if events occur beyond the control of New American Funding, including but not limited to; appraised value, escrow or title delays, 2nd lien holder approval, short sale approval, or lender conditions that cannot be met by any party. The 14 day trigger begins when your initial application package is complete and you have authorized credit card payment for your appraisal. If New American Funding fails to perform
otherwise, a credit of $250 will be applied toward closing costs. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act - NMLS ID #6606. © New American Funding. New American and New American Funding are registered trademarks of Broker Solutions Inc. dba New American Funding. All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin CA 92780. Phone (800) 450-2010. 6/2015
9465 WILSHIRE BLVD. SUITE 400, BEVERLY HILLS, CA 90212branch.newamericanfunding.com/beverlyhills
VISIT US AT OUR LOCAL BRANCH OR GO ONLINE TODAY!
14 BUSINESS DAY CLOSE GUARANTEE* 24 hr credit approval by Sr. Underwriters24 hr underwriting turn time for Purchase loans
LA WEST
ELI WEINBERGERSales Manager, nmls# [email protected]
ERIN HICKEYBranch Manager, nmls# [email protected]
SCOTT ENGELSales Manager, nmls# [email protected]
RICK KLEINFINGERSr. Loan Consultant, nmls# [email protected]
DANIEL GATSr. Loan Consultant, nmls# [email protected]
JAY GOLDBERGSr. Loan Consultant, nmls# [email protected]
CHRISTIAN CRANDALLLoan Consultant, nmls# [email protected]
STEPHANIE KATESSr. Loan Consultant, nmls# [email protected]
RON SEQUEIRALoan Consultant, nmls# [email protected]
RAMIN LAVILoan Consultant, nmls# [email protected]
WILFREDO PERDOMOLoan Consultant, nmls# [email protected]
JAMES GUZIKLoan Consultant, nmls# [email protected]
TODD SEABOLDRegional Manager, VP – LA Westnmls# 486120
310.367.7696 [email protected]
JOIN OUR TEAM
THE MLS BROKER CARAVAN™A8 | TUESDAY, SEPTEMBER 8, 2015
Wintrust Mortgage Welcomes to our Beverly Hills OfficeANET MORADKHANIAN
Beverly Hills350 South Beverly Drive, Suite 350
Beverly Hills CA 90212
Anet Moradkhanian Senior Mortgage Consultant NMLS# 379942350 S. Beverly Dr., Beverly Hills, CA 90212
Cell: 310.941.8250Office: 310.676.6666 [email protected] www.WintrustMortgage.com
This information is intended for mortgage and real estate professional use only and is not an advertisement to extend customer credit as defined by Section 226.2 Regulation Z. Wintrust Mortgage is a division of Barrington Bank & Trust Company, N.A., a Wintrust Community Bank. Wintrust NMLS# 449042 – © 2015 Wintrust Mortgage. 150904198KO
Anet has been in the mortgage industry since 2006 and has worked at some of the biggest banks in the industry, where she consistently achieves top loan officer recognition. Anet’s professional career has been dedicated to helping her clients achieve their unique financial goals.
Anet’s goal is to close every transaction in a timely manner. She is committed to providing her clients exceptional customer service and will always strive to giving her clients a professional and smooth loan experience. Anet’s strong work ethic, honesty and expertise allows her to maintain a diverse client and referral base.
We encourage you to contact Anet today so together we can find the right solution to help you on the path to home ownership.
Specializing in:• FHA & VA
• Jumbo,Fixed & ARM
• HARP Refinancing (up to 150% LTV)
• Self Employed Borrowers and Portfolio Products
• Agency Conforming and High Balance (FNMA/FHLMC)
Join us in welcoming Anet to Wintrust Mortgage!
Wintrust Mortgage is proud to announce our latest great addition to our Beverly Hills office,
Servicing the following areas:
Beverly Hills, Santa Monica, Pacific Palisades, San Fernando Valley, San Bernardino Area, Malibu, Glendale, Pasadena, Studio City, Santa Barbara and all 50 states.
150904198 AMoordkhanian Wintrust MLS Guide final.indd 1 9/2/15 2:19 PM
TUESDAY, SEPTEMBER 8, 2015 | A9THE MLS BROKER CARAVAN™
OLERyan Hassfor PRESIDENT-ELECT 2016
BEVERLY HILLS/ GREATER LOS ANGELESA s s o c i a t i o n o f R e a l t o r s ®
v o t i n g p e r i o d September 8-29v ia e lec t ron i c & paper ba l lo t
FOR MORE INFO GO TO BHGLAAR.COM
“It would be my honor to serve as the 2016 President-Elect for BHGLAAR . As a current C.A.R. Director and BHGLAAR Director since 2013, I plan to use this platform to grow my efforts at both the local and state levels to enhance our members’ ability to conduct individual business and preserve real property rights. Our industry is at a critical juncture, under attack from many fronts. My commitment is to give our Realtor® membership and clients a voice at C.A.R. while remaining focused on the issues constantly raised by the municipalities within our area. The biggest key to success is working together as a TEAM. I am confident, ready and equipped to be the leader that rall ies & moves us into the next decade. ALL of my goals are for the greater good. A VOTE for me is a VOTE in OUR future!”
With Gratitude, Ryan Ole Hass
Native Angeleno from the San Fernando ValleyMBA, Eller School of Business at the University of ArizonaBoard of Directors, Beverly Hills Greater Los Angeles Association of Realtors (2013-2015)
Director, California Association of Realtors (2015)
Co-Chair, Young Professionals Network BHGLAAR (National Association of Realtors, 2012-2014)
Public Policy Committee, BHGLAAR (2012 - Present)
C.A.R.E. Committee, local philanthropy at BHGLAAR (2012 - Present)
Global Committee, BHGLAARCommercial Committee, BHGLAARCaptain – BHGLAAR AIDS WALK LA Team (2013 & 2015)
“A vote for RYAN is a vote for OUR Future”
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contact me today to learn more.
If you can text, our digital mortgage will be a breeze.
THE WORLD’S FIRST DIGITAL MORTGAGEn e w f r o m g u a r a n t e e d r at e
TY PENNINGTONTV HOST
James Elliott NMLS ID:120474 CA - CA-DOC120474 - 413 0699 • NMLS ID #2611 (Nationwide Mortgage Licensing System www.nmlsconsumeraccess.org) • CA - Licensed by the Department of Business Oversight, Division of Corporations under the California Residential Mortgage Lending Act Lic #4130699
Guaranteed Rate is an Equal Opportunity Employer
(310) 806-4604 [email protected]
guaranteedrate.com/CALosAngeles
James Elliott Senior Vice President, Divisional Manager
12121 Wilshire Blvd, Ste 350 • Los Angeles, CA 90025
in just minutes, borrowers can:• Choose a loan type
• Get FREE CREDIT SCORES from all 3 credit bureaus
• Securely upload and digitally sign loan documents
• Get a REAL online approval* with our automated underwriting
*“Real Approval” means an automated underwriting system approval based upon credit information supplied by applicant and subject to Guaranteed Rate’s review of loan documents.Borrower subject to credit and underwriting approval. Not all borrowers will be approved for financing. Receipt of borrower’s application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and visit www.guaranteedrate.com/restrictions for more information.
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TUESDAY, SEPTEMBER 8, 2015 | A15THE MLS BROKER CARAVAN™
No Tax Return Loans*
310-859-0488
Foreign National LoansFrom $500K to $25 million.
DAMON GERMANIDESBRE 01794261 | NMLS [email protected]
CHRIS FURIEBRE 01004991 | NMLS [email protected]
9595 Wilshire Blvd., #205, Beverly Hills, CA 90212 | www.insigniamortgage.com
Irrevocable Trust, Blind Trust, & LLC Vesting OK. Purchase or Refinance. Business Funds Allowed.
Self Employed & Real Estate Investor OK
Purchase, Rate and Term and Cash-out
2.500%
2.643%APR
3/1 Adjustable Rate Mortgage
1st Lien Loans
1st Lien Loans
$500,000 - $4,500,000 • 60% LTV
3.750%
3.907%APR
5/1 Adjustable Rate Mortgage$500,000 - $4,500,000 • 60% LTV
©2015 Insignia Mortgage, Inc. *(1) These products require other forms of income documentation and asset verification in lieu of tax returns. Not all applicants will qualify. Some products we offer may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO, reserve, and other requirements apply. Contact your loan officer for additional program guidelines, restrictions, and eligibility requirements. Rates, points, APRs and programs are subject to change without notice. Loan to values (LTV) are based on appraised value. Actual closing times will vary based on borrower qualifications and loan terms. Insignia Mortgage, Inc., is a real estate broker licensed by the CA Bureau of Real Estate, BRE #01969620, NMLS #1277691. (2) With an interest-only mortgage payment, you will not pay down the loan's principal balance during the interest-only period. Once the interest-only period ends, your payments will increase to pay back the principal and interest. Rates are subject to increase over the life of the loan. Contact your Insignia Mortgage, Inc. loan officer to determine what your payments might be once the interest-only period ends. (3) Loan to Cost (LTC) is defined as the acquisition price of the property plus the cost to build as determined by a bank appraisal. Loan to values (LTV) are values based on a bank appraisal.
30-Day Close!Sampling of rates as of September 2, 2015
NATIONALLY RANKEDMORTGAGE BROKERPER SCOTSMAN GUIDE#6 NATIONALLY RANKED
MORTGAGE BROKERPER SCOTSMAN GUIDE#32
AS SEEN IN THE
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WELCOMEELLIMAN© 2015 DOUGLAS ELLIMAN REAL ESTATE. EQUAL HOUSING OPPORTUNITY.
DOUGLAS ELLIMAN IS PROUD TO WELCOME
JULIETTE HOHNEN
ELLIMAN.COM
Juliette has mastered the art of real estate and has built strong
relationships internationally and in the entertainment community.
With her polished sales skills, tough negotiating style, attention
to detail and innovative marketing ideas she has established
herself as a true entrepreneur for marketing properties throughout
the Southland. Juliette’s passion for real estate and interior
design background have provided her with the unique ability to
visualize a property’s possibilities – a skill that works for both
sellers and buyers. We are thrilled to have Juliette as part of
the team!
THE MLS BROKER CARAVAN™A18 | TUESDAY, SEPTEMBER 8, 2015
MILE 4
SUNRISE
MILE 10
Ripping Downhill Is All I Need To Feel Like A Kid Again
Prices, terms and availability are subject to change without notice. Square footages are approximate. Models do not reflect racial preference. Lennar Homes of California, Inc. License #728102. Lennar Sales Corp. CalBRE license #01252753. D.R. Horton Los Angeles Holding Company, Inc. CalBRE license #01258550. The New Home Company. CalBRE license #01870227. Beazer Homes. CalBRE license #01503061.
West Creek 2 Neighborhoods, 6 Model Homes
BY LENNAR
Townhomes & Single-Family Homes
1,259 to 2,346 Sq. Ft.
From the High $300s
1 Neighborhood, 3 Model Homes
BY LENNAR
FINAL OPPORTUNITY!
Single-Family Homes
2,167 to 2,781 Sq. Ft.
From the High $400s
West Hills 3 Neighborhoods, 10 Model Homes
BY D.R. HORTON & LENNAR FINAL OPPORTUNITY!
Single-Family Homes
2,809 to 3,968 Sq. Ft.
From the Low $600s
RiverVillage 3 Neighborhoods, 9 Model Homes
BY BEAZER HOMES
Townhomes & Single-Family Homes
1,635 to 2,624 Sq. Ft.
From the Low $400s
1 Neighborhood, 3 Model Homes
BY LENNAR FINAL OPPORTUNITY!
Single-Family Homes
Up to 4,446 Sq. Ft.
From the High $600s
Villa Metro 4 Neighborhoods, 12 Model Homes
BY THE NEW HOME COMPANY
Townhomes & Single-Family Homes
1,099 to 2,631 Sq. Ft.
From the High $300s
Valencia.com
Find the Perfect Home in One of These Four Valencia Villages
NL001295 Valencia Ad | MLS | 8.75 x 11.25” | 9/8
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THE MLS BROKER CARAVAN™A20 | TUESDAY, SEPTEMBER 8, 2015
