John A. Pavela

John Tinnemeyer

BMO Private Bank is a brand name used in the United States by BMO Harris Bank N.A. Member FDIC. Not all products and services are available in every state and/or location. © 2012 BMO Financial Corp.12-323-063 (10/12)

To learn more, please contact:

John W. TinnemeyerDirector, Wealth AdvisorBMO Private Bank561-366-4236

bmoprivatebank.com/us

Providing guidance each step of the way.

Grow. Preserve. Manage. Flourish.

When it comes to the growth and preservation of wealth, the journey becomeseasier with an experienced partner. BMO Private Bank has been providing trustedwealth advice to affluent individuals for generations. Our approach is holistic andobjective: we value collaboration with all of your trusted advisors and work topreserve both prosperity and peace of mind.

Our experience, our resources and our commitment to your fiduciary interests areunsurpassed.

All of our services aredesigned with two primaryobjectives in mind: to enhancethe quality of life for ourclients, and to bring peace ofmind to their families.

Servicing from Vero Beach tothe Florida Keys.

Call 24-hours/day,7 days/week.

West Palm Beach:(561) 684-9000Stuart:(772) 223-0344Vero:(772) 299-7990Fort Lauderdale:(954) 486-1990Miami:(305) 667-8765www.firstathealthcare.com

We a r e e x p e r t s a t f i n d i n g s o l u t i o n s

t o c h a l l e n g i n g l i f e s i t u a t i o n s .

RN Care Management Services

P r o F e S S i o n A L

e x P e r i e n C e d

C o M P r e h e n S i V e

C o M M i t t e d

YOUR GREAT, GREAT,GREAT GRANDCHILDRENWILL THANK YOU.

ATLANTA BOSTON CHICAGO DALLAS DENVER LOS ANGELES MIAMI NAPLESNEW YORK PALM BEACH SAN FRANCISCO WASHINGTON, DC WILMINGTON WOODBRIDGE

CAYMAN ISLANDS NEW ZEALAND UNITED KINGDOM

Jay GoetschiusPrincipal561-835-8301goetschius@bessemer.com

Scott SandstromPrincipal561-835-8332sandstrom@bessemer.com

Rebecca G. Doane

Randell C. Doane

370 Lexington Avenue, Suite 800, New York, NY 10017

212.687.1230 | www.farrellfr itz.com

Bridgehampton | Hauppauge | Uniondale

What’s New in NewYork Law?WeKnow.

With a team of 90 attorneys and offices in Manhattan and Long Island,

Farrell Fritz is the firm a growing number of Florida lawyers, businesses

and individuals trust to successfully navigate the New York legal landscape.

To become one of them, contact Michael P. Stafford, Counsel, at

mstafford@farrellfritz.com, 212.687.1230 or 516.227.0616.

A full service firm with a New York focus:• Commercial Bankruptcy & Creditors’ Rights• Commercial Litigation• Construction Law• Corporate & Banking Law• Distressed Assets• Environmental Law• Estate Planning, Administration & Litigation• Healthcare• Labor & Employment• Land Use & Zoning• Not-for-Profit• Real Estate• Retail• Securities• Tax• Tax Certiorari

Member of theNew York andFlorida Bars

The same integrity, loyalty and professionalismto our clients - and to our community.

For 30 years.From Main Street to Wall Street to Worth Avenue, theattorneys at Haile Shaw & Pfaffenberger continue toprovide the highest standards of responsiveness, ethicsand expertise to discerning individuals and corporations.

30YEARS

Experience. Reliability. Results.

AppellateCorporate and Business LawEmployment

LitigationPrivate Client/Trusts and EstatesReal Estate and Finance

660 U.S. Highway One, Third FloorNorth Palm Beach, FL 33408561.627.8100

249 Royal Palm Way, Suite 301APalm Beach, FL 33480561.833.5600

Serving clients in two offices:

Practice Groups

Visit www.haileshaw.com to learn more.

396 Royal Palm Way, Palm Beach, Florida 33480561-598-6330 www.chiltontrust.com

CHILTONTRUST COMPANY, LLC

“A true conservationist is a man who knows

that the world is not given by his fathers,

but borrowed from his children”

– JOHN JAMES AUDUBON

Investment Management Wealth Management Fiduciary Services

The best gifts build futureslong after they’re given.

What do you love about your community?What would you like to preserve for future generations?

Philanthropy offers valuable estate and tax planning benefitsso you can create a legacy of your lifetime.

The Community Foundation has an array of givingoptions to help you achieve your charitable dreams,

now and forever.

Celebrating 40 Years700 South Dixie Highway | West Palm Beach, FL 33401(561) 659-6800 | www.yourcommunityfoundation.org

Richard S. BernsteinCEO

rsb@rbernstein.com • www.rbernstein.com

for more information call us at (561) 689-1000

is losing it.

the only thing harderthan acquiring wealth

We’ve never met a person of substantial means who didn’t want to staythat way. That’s why at Richard S. Bernstein and Assoc., Inc., we presentsolid insurance protection solutions you may not even realize you need.By being prepared, informed and highly experienced, we can createasset protection strategies and utilize products designed to protect you,your heirs and the assets you’ve worked so hard to acquire.

when we focus our priorities...good things will grow.

Contact Elizabeth Wagner, Vice President561-659-5889

elizabeth.wagner@cypresstrust.com251 Royal Palm Way, Suite 500

Palm Beach, FL 33480

You’ve invested so much of yourself into providing for your family, and now you’veearned the right to relax and enjoy life’s special moments. We can help you do justthat, by getting to know you personally and making your priorities our own.

Sandy Rosploch, CRPC®, CMFC®Vice President

Financial Advisor

Golden Bear Plaza11780 US Highway 1, Suite 101North Palm Beach, FL 33408

561-694-7020 • 800- 327-6187sandy.rosploch@ms.comwww.fa.smithbarney.com/

sandyrosploch

Morgan Stanley Smith Barney LLC, its affiliates and Morgan Stanley Financial Advisors do notprovide tax or legal advice. Individuals should consult their tax advisor for matters involvingtaxation and tax planning and their attorney for matters involving trust and estate planningand other legal matters.© 2012 Morgan Stanley Smith Barney LLC. Member SIPC.CRC394289 7177653 MAR004 07/12

You know howto make money.We know howto help you keep it.With substantial wealth comes substantialresponsibility, and every dollar should becared for, nurtured and preserved.

From investments to estate planning torisk management, I have the experience andresources to help you address various aspectsof your financial world and in a way thatsupports your goals.

EldEr law, EldEr Exploitation and nEglEct, guardianship

MEdicaid planning and EstatE planning

Va accrEditEd attornEy for VEtErans bEnEfits planning

probatE and trust adMinistration

probatE and trust litigation

rEal EstatE litigation and transactions

landlord/tEnant lEasEs and litigation

480 Maplewood Drive Suite 3Jupiter, FL 33458

(561) 694-7827 • f. (561) 745-6460

Attorneys and Counselors at LawAnné Desormier-Cartwright

www.adclaw.net acdpa@adclaw.net

888.697.7185350 Devonshire WayPalm Beach Gardens, FL 33418www.DevonshirePGA.com

Devonshire at PGANational defines aMaster Plan aspreservingyour legacy, preparing for the future and choosing for yourself howdecisions will be made about your health and your finances. Whenyou choose the luxury lifestyle of Devonshire, you’re ensuring yourwishes will be honored. That’s because at Devonshire:

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How Do You Define A Master Plan?

Long-Term Care PlanningWealth PreservationWealth TransferRetirement PlanningCollege Education Plans

Employee BenefitsBuy-Sell AgreementKey Man InsuranceHealth Savings AccountsMedicare Supplement Plans

Protecting Palm Beach County Residents Since 1983

Peter F. Bono, CLU ChFC CFS RHU CRPC®324 Royal PalmWay, Suite 203

Palm Beach, FL 33480(561) 802-3770

www.peterbono.com

Randell C.Doane, J.D., LL.M.RebeccaG.Doane, J.D., C.P.A.

BoardCertifiedAttorneys inWills, Trusts&Estates

AreasOf Practice:Estate Planning, Probate, Business Planning andTaxation

Offices inNorth PalmBeach and Stuart

2000PGABoulevard • Suite 4410North PalmBeach, FL 33408

(561) 656-0200w w w . d o a n e a n d d o a n e . c o m

Thehiring of a lawyer is an important decision that should not be based solely upon advertisements.Before you decide, ask us to send you freewritten information about our qualifications and experience

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