We make it easier for businesses of all sizes to safely accept checks

transmodus offers clients automation utilizing our online processing platform for check

acceptance, transport, electronic recovery and collections. Clients of any size, in a wide

variety of industries can use these services individually or collectively with a great deal of

business-case flexibility.

Today our system is deployed to provide clients with a single point interface to verify,

deposit, recover and collect returned paper or electronic checks.

Introduction

Verification

Transport

Recovery Process

Reporting

CRM

Collections

Flexibility

Contact

In July of 2002 we launched the first

Business On-Demand solution where

clients could register and utilize a rule-based

system to process NSF checks for the face

value and allowed state fee. Since that time

we have built a national client base of small,

medium and enterprise level companies.

Run with us!

Verification

In support of an existing client negative file or to access a national database network our verification solutions deliver accurate, real-time results.

Clients scan or enter the routing and account numbers and get a real-time response.

Client example:

A supermarket chain has an internal

negative file database. When a check is

scanned at the register and the check

writer is not found locally business rules

can trigger access to our national

database network as a second layer of

protection.

This service can verify both personal and business checks.

Introduction

- Verification

Deposit

Recovery Process

Reporting

CRM

Collections

Flexibility

Contact

Deposit

Transport is the step that begins the automation of the transaction process. It provides a uniformed method to upload images and data to expedite the collection process.

Merchants with hectic schedules will appreciate the value and convenience of having transport linked to recovery and collections. This enables the automation of recovery for a business of any size.

Client example:

Using a transport (scanning device)

a client can send 80 checks per

minute into transmodus.net to

initiate immediate processing for

recovery and collections. Such a

process change delivers a dramatic

efficiency improvement. Check

handling is taken down to the

minimal level and data entry is

eliminated for clients of all sizes.

Introduction

Verification

- Transport

Recovery Process

Reporting

CRM

Collections

Flexibility

Contact

When our enterprise, multi-locations client receives a returned check, our automated solution sends it through the ACH network for payment. Our rule-based solution provides processing efficiency for maximum return and detailed reporting by store.

Electronic Recovery

Online RCK, and ARC processing includes options to collect face value and state fees through ACH, paper drafting of fees or secondary collections.

Payment model:

100% of collected face value plus a state fee rebate.

There are no monthly or start-up fees. Our deployment is rapid and simple for clients with any number of stores and associated banks for recovered funds deposit.

Introduction

Verification

Transport

- Recovery Process

Reporting

CRM

Collections

Flexibility

Contact

Process flow example shows bank initiated transport model

There is significant value and efficiency in having all of your check processing data in one secure, scalable solution that offers real-time, downloadable transaction reports supported by balanced statements.

Reporting

transmodus designed our systems around the integrity of our data processing and management. Throughout our processing history clients have found that they can rely on us to provide the highest level of data integrity.

Data integrity:

Critical for your payment processing.

Critical for your accounting interface.

Critical for your negative file management.

Critical to track process compliance.

We consider this to be our strongest asset for our clients.

Introduction

Verification

Transport

Recovery Process

- Reporting

CRM

Collections

Flexibility

Contact

When a customer calls your office to resolve a mistake tied to a returned check and you can’t help them that’s not a good thing. We provide you access and tools to easily find and remedy a problem in seconds.

CRM

The options are there for you to control customer issues more efficiently than you would normally involving a third party collections provider or by limited internal systems.

Your customer first:

You control your internal login access to all CRM and reporting features.

You can authorize and execute a real-time refund online documented in reports and statements.

You can cancel an item in recovery or collections.

You can view the entire history per check writer transaction to aid resolution decisions.

Introduction

Verification

Transport

Recovery Process

Reporting

- CRM

Collections

Flexibility

Contact

Collections

transmodus collection agency partners process secondary collections nationally and report back to transmodus.net as a single interface to view and download reports.

Collection options:

Agency assisted with rates that are highly competitive to meet the needs of your company.

Our automated collections offers a proven method for higher returns per collected item.

Automated collections can re-direct inbound calls to a collection department or agency.

Pricing based on volumes and requirements.

Our collection functionality completes your transaction life-cycle processing through a single system interface avoiding needless replication and enabling automation. Introduction

Verification

Transport

Recovery Process

Reporting

CRM

- Collections

Flexibility

Contact

We make it easier for businesses of all sizes to safely accept checks

The main advantage of our online processing platform approach is that we can offer our clients a rule-based solution configured to meet their business case requirements.

Flexible by design:

As a technology company we have been very careful in building frameworks and selecting the technology foundation that allows us to be extremely quick to market with new functionality, to quickly integrate with partners and clients, and to do things in hours or days where others take weeks or months to implement.

Examples: If a client wants to adjust the fees charged to check writers by our system we can accommodate them programmatically. If a client wants to draft for fees at some stores and use electronic recovery in others, that is not a problem. If a client wants to have deposits of recovered funds made to any number of banks by store location that’s a snap.

Talk to us about your needs…we’re flexible.

Introduction

Verification

Transport

Recovery Process

Reporting

CRM

Collections

- Flexibility

Contact

Thank you for your interest in automated check processing. Please contact me for more information and a proposal to fit your business:

transmodus Client Services866-587-8249

http://transmodus.net

Thank you for your interest.

We make it easier for businesses of all sizes to safely accept checks

Introduction

Verification

Transport

Recovery Process

Reporting

CRM

Collections

Flexibility

- Contact