DIAL: (866) 914-5202 MONDAY – FRIDAY

8 AM – 7 PM CST

ENROLLMENT DATES: _____________________________

BENEFIT WEBSITE: _________________________________

WAYS TO SAVE ON HEALTHCARE

Healthcare costs continue to rise, and most health plans have out of pocket deductibles. What do you do if you cannot afford your deductible? Here are a few tips on how to save on your healthcare expenses.

1. Most medical plans will cover far more services if you stay in network. Some medical plans will only pay out-of-network benefits in the case of an emergency. Check with all your doctors to make sure they accept your insurance to avoid large out of network costs.

2. Preventative care is proven to reduce the number of catastrophic health conditions and thus reducing the lifetime healthcare cost of an individual. Preventative check-ups are typically covered by ALL insurance plans subject to the ACA*.

3. Most plans have a preferred pharmacy which give deep discounts to all patients within certain networks. Check with your pharmacist for pricing and look for manufacturer or third-party coupons.

4. Your district may offer several cost saving supplemental plans or plans that pay a cash benefit based on the situation. Some examples are hospital indemnity plans, accident insurance, and critical illness insurance. Other plans such as HSA & FSA offer tax breaks on medical spending accounts.

5. Eating right, getting enough sleep, managing stress, and maintaining a healthy weight are all things you can do to help keep yourself healthy. Healthy people tend to need less maintenance medication and generally spend less out of pocket on healthcare.

*Source: https://www.healthcare.gov/coverage/preventive-care-benefits/

Stay In Network:

Use Preventative Benefits:

Know Your Prescription Plan:

Elect Supplemental Plans:

Take Care Of Yourself:

DIAL: (866) 914-5202 MONDAY – FRIDAY

8 AM – 7 PM CST

ENROLLMENT DATES: _____________________________

BENEFIT WEBSITE: _________________________________

WAYS TO SAVE ON HEALTHCARE

Healthcare costs continue to rise, and most health plans have out of pocket deductibles. What do you do if you cannot afford your deductible? Here are a few tips on how to save on your healthcare expenses.

1. Most medical plans will cover far more services if you stay in network. Some medical plans will only pay out-of-network benefits in the case of an emergency. Check with all your doctors to make sure they accept your insurance to avoid large out of network costs.

2. Preventative care is proven to reduce the number of catastrophic health conditions and thus reducing the lifetime healthcare cost of an individual. Preventative check-ups are typically covered by ALL insurance plans subject to the ACA*.

3. Most plans have a preferred pharmacy which give deep discounts to all patients within certain networks. Check with your pharmacist for pricing and look for manufacturer or third-party coupons.

4. Your district may offer several cost saving supplemental plans or plans that pay a cash benefit based on the situation. Some examples are hospital indemnity plans, accident insurance, and critical illness insurance. Other plans such as HSA & FSA offer tax breaks on medical spending accounts.

5. Eating right, getting enough sleep, managing stress, and maintaining a healthy weight are all things you can do to help keep yourself healthy. Healthy people tend to need less maintenance medication and generally spend less out of pocket on healthcare.

*Source: https://www.healthcare.gov/coverage/preventive-care-benefits/

Stay In Network:

Use Preventative Benefits:

Know Your Prescription Plan:

Elect Supplemental Plans:

Take Care Of Yourself:

DIAL: (866) 914-5202 MONDAY – FRIDAY

8 AM – 7 PM CST

ENROLLMENT DATES: _____________________________

BENEFIT WEBSITE: _________________________________

WAYS TO SAVE ON HEALTHCARE

Healthcare costs continue to rise, and most health plans have out of pocket deductibles. What do you do if you cannot afford your deductible? Here are a few tips on how to save on your healthcare expenses.

1. Most medical plans will cover far more services if you stay in network. Some medical plans will only pay out-of-network benefits in the case of an emergency. Check with all your doctors to make sure they accept your insurance to avoid large out of network costs.

2. Preventative care is proven to reduce the number of catastrophic health conditions and thus reducing the lifetime healthcare cost of an individual. Preventative check-ups are typically covered by ALL insurance plans subject to the ACA*.

3. Most plans have a preferred pharmacy which give deep discounts to all patients within certain networks. Check with your pharmacist for pricing and look for manufacturer or third-party coupons.

4. Your district may offer several cost saving supplemental plans or plans that pay a cash benefit based on the situation. Some examples are hospital indemnity plans, accident insurance, and critical illness insurance. Other plans such as HSA & FSA offer tax breaks on medical spending accounts.

5. Eating right, getting enough sleep, managing stress, and maintaining a healthy weight are all things you can do to help keep yourself healthy. Healthy people tend to need less maintenance medication and generally spend less out of pocket on healthcare.

*Source: https://www.healthcare.gov/coverage/preventive-care-benefits/

Stay In Network:

Use Preventative Benefits:

Know Your Prescription Plan:

Elect Supplemental Plans:

Take Care Of Yourself:

DIAL: (866) 914-5202 MONDAY – FRIDAY

8 AM – 7 PM CST

ENROLLMENT DATES: _____________________________

BENEFIT WEBSITE: _________________________________

WAYS TO SAVE ON HEALTHCARE

Healthcare costs continue to rise, and most health plans have out of pocket deductibles. What do you do if you cannot afford your deductible? Here are a few tips on how to save on your healthcare expenses.

1. Most medical plans will cover far more services if you stay in network. Some medical plans will only pay out-of-network benefits in the case of an emergency. Check with all your doctors to make sure they accept your insurance to avoid large out of network costs.

2. Preventative care is proven to reduce the number of catastrophic health conditions and thus reducing the lifetime healthcare cost of an individual. Preventative check-ups are typically covered by ALL insurance plans subject to the ACA*.

3. Most plans have a preferred pharmacy which give deep discounts to all patients within certain networks. Check with your pharmacist for pricing and look for manufacturer or third-party coupons.

4. Your district may offer several cost saving supplemental plans or plans that pay a cash benefit based on the situation. Some examples are hospital indemnity plans, accident insurance, and critical illness insurance. Other plans such as HSA & FSA offer tax breaks on medical spending accounts.

5. Eating right, getting enough sleep, managing stress, and maintaining a healthy weight are all things you can do to help keep yourself healthy. Healthy people tend to need less maintenance medication and generally spend less out of pocket on healthcare.

*Source: https://www.healthcare.gov/coverage/preventive-care-benefits/

Stay In Network:

Use Preventative Benefits:

Know Your Prescription Plan:

Elect Supplemental Plans:

Take Care Of Yourself:

DIAL: (866) 914-5202 MONDAY – FRIDAY

8 AM – 7 PM CST

ENROLLMENT DATES: _____________________________

BENEFIT WEBSITE: _________________________________

WAYS TO SAVE ON HEALTHCARE

Healthcare costs continue to rise, and most health plans have out of pocket deductibles. What do you do if you cannot afford your deductible? Here are a few tips on how to save on your healthcare expenses.

1. Most medical plans will cover far more services if you stay in network. Some medical plans will only pay out-of-network benefits in the case of an emergency. Check with all your doctors to make sure they accept your insurance to avoid large out of network costs.

2. Preventative care is proven to reduce the number of catastrophic health conditions and thus reducing the lifetime healthcare cost of an individual. Preventative check-ups are typically covered by ALL insurance plans subject to the ACA*.

3. Most plans have a preferred pharmacy which give deep discounts to all patients within certain networks. Check with your pharmacist for pricing and look for manufacturer or third-party coupons.

4. Your district may offer several cost saving supplemental plans or plans that pay a cash benefit based on the situation. Some examples are hospital indemnity plans, accident insurance, and critical illness insurance. Other plans such as HSA & FSA offer tax breaks on medical spending accounts.

5. Eating right, getting enough sleep, managing stress, and maintaining a healthy weight are all things you can do to help keep yourself healthy. Healthy people tend to need less maintenance medication and generally spend less out of pocket on healthcare.

*Source: https://www.healthcare.gov/coverage/preventive-care-benefits/

Stay In Network:

Use Preventative Benefits:

Know Your Prescription Plan:

Elect Supplemental Plans:

Take Care Of Yourself: