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WAYS OF GIVING TO INLAND AND LAKEWOOD Over the years, Inland and Lakewood have enjoyed the strong support of local community leaders and businesses. Their support helps ensure our ability to provide the best healthcare possible to the entire community. Since Inland Foundation, Inland Hospital, and Lakewood are all 501(c) (3) nonprofits, many have found that giving can not only support the mission of our organizations but also help them in their financial planning. Here are a few ways donors have supported the well being of our community: Make a Donation Now [link to https://secure.emh.org/inland/on_line_gift.asp] Become a Volunteer [link to http://inlandhospital.org/Volunteer/default.htm] Gifts by Cash, Credit Cards, and EFTs [!could you make each of these clickable to bookmarks further down on the page?] Corporate Matching Gifts Gifts by Will or Bequest Gifts of Appreciated Securities Gifts of Closely Held Stock Gifts of Real Estate Gifts of Life Insurance Charitable Remainder Unitrusts and Annuity Trusts (CRUTs & CRATs) Charitable Lead Trusts Gifts by Cash, Credit Cards, and EFTs The simplest way to make a gift is to contribute cash. Checks should be made payable to the Inland Foundation with either “Inland Hospital,” “Inland Foundation,” or “Lakewood” in the memo. An increasing number of donors are charging their gifts to Discover, Visa, or MasterCard credit cards. You can do that now by going clicking here (https://secure.emh.org/inland/on_line_gift.asp). If you’d like the convenience of making a monthly donation without the hassle of remembering to write a check, we can help you set up an electronic funds transfer (EFT) from your checking or savings account. A blank “Direct Payment Authorization Form” [make the words in quotation marks the hyperlink to the PDF] is available for your use. (The PDF will open in a new window.) Corporate Matching Gifts Some corporations encourage employees to make charitable contributions by matching their gifts dollar-for-dollar. Sometimes these companies even double or triply your gift.

WAYS OF GIVING TO INLAND AND LAKEWOOD Inland Foundation, Inland Hospital, and Lakewood are all 501(c) (3) nonprofits, many have found that giving can not only support the mission of

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WAYS OF GIVING TO INLAND AND LAKEWOOD Over the years, Inland and Lakewood have enjoyed the strong support of local community leaders and businesses. Their support helps ensure our ability to provide the best healthcare possible to the entire community. Since Inland Foundation, Inland Hospital, and Lakewood are all 501(c) (3) nonprofits, many have found that giving can not only support the mission of our organizations but also help them in their financial planning. Here are a few ways donors have supported the well being of our community: Make a Donation Now [link to https://secure.emh.org/inland/on_line_gift.asp] Become a Volunteer [link to http://inlandhospital.org/Volunteer/default.htm] Gifts by Cash, Credit Cards, and EFTs [!could you make each of these clickable to bookmarks further down on the page?] Corporate Matching Gifts Gifts by Will or Bequest Gifts of Appreciated Securities Gifts of Closely Held Stock Gifts of Real Estate Gifts of Life Insurance Charitable Remainder Unitrusts and Annuity Trusts (CRUTs & CRATs) Charitable Lead Trusts

Gifts by Cash, Credit Cards, and EFTs The simplest way to make a gift is to contribute cash. Checks should be made payable to the Inland Foundation with either “Inland Hospital,” “Inland Foundation,” or “Lakewood” in the memo. An increasing number of donors are charging their gifts to Discover, Visa, or MasterCard credit cards. You can do that now by going clicking here (https://secure.emh.org/inland/on_line_gift.asp). If you’d like the convenience of making a monthly donation without the hassle of remembering to write a check, we can help you set up an electronic funds transfer (EFT) from your checking or savings account. A blank “Direct Payment Authorization Form” [make the words in quotation marks the hyperlink to the PDF] is available for your use. (The PDF will open in a new window.)

Corporate Matching Gifts Some corporations encourage employees to make charitable contributions by matching their gifts dollar-for-dollar. Sometimes these companies even double or triply your gift.

To see a list of companies with matching gift programs, click here [link to a page created based on the document “Ways of Giving-MatchingGiftCompanies”] Gifts by Will or Bequest Bequests large and small have contributed to the good health of Inland and Lakewood over the years. By including Inland or Lakewood in their will, many donors find they are able to make a much larger gift than they’d thought possible. Bequests can help reduce your estate taxes. Check with your attorney to see if the following language is appropriate for your situation:

“____ percent of all the rest, residue, and remainder of my estate, both real and personal, wherever situated, I give, devise, and bequeath to the Inland Foundation, a Maine nonprofit corporation having its principal administrative offices at 200 Kennedy Memorial Drive, Waterville, Maine 04901, to be used for the general purposes of [Inland Foundation, Inland Hospital, or Lakewood Continuing Care Center or indicate a specific program or purpose, agreed to in advance by the Inland Foundation].”

Gifts of Appreciated Securities Donors often like to make gifts of appreciated long-term securities as a way of supporting health and wellness in our community. Check with your advisor to see how making a gift of stock can help you make a lasting impact in the community while bypassing capital gains tax. To make a gift of stock to the Inland Foundation, you’ll need to give the following information to your broker:

Firm: A. G. Edwards Contact: Roger Knauff, 222 Kennedy Memorial Drive, Waterville, ME 04901 DTC # 0-201 For the benefit of: The Inland Foundation Inland Foundation Federal ID # 01-0542905

A blank “Letter of Authorization” [make the words in quotation marks the hyperlink to the PDF] is available for your use. (The .PDF opens in a new window.). Gifts of Closely Held Stock If making a gift of closely held stock, the donor usually avoids capital gains on appreciation of the stock and receives a tax deduction. Often gifts such as this are followed by an offer from the corporation to redeem the stock with its retained earnings. The Inland Foundation must approve gifts of closely held stock. Gifts of Real Estate The Kennedy Memorial Drive campuses of both Inland and Lakewood are the result of a gift of real estate in the early 1960’s. The donor gave the entire parcel of land but left some of it in trust so she could stay on it until she passed away.

Gifts can consist of almost any type of property: personal or recreational residence, farm or ranch, commercial building, subdivision lots, undeveloped property or a fractional interest in property. Assets may be given outright and serve as the corpus of a trust arrangement or, in the case of a personal residence, given with the right of lifetime tenancy by donor and/or spouse. The benefits to the donor usually include an immediate partial charitable deduction as well as bypassing capital gains tax. The Inland Foundation must approve gifts of real estate.

Gifts of Life Insurance Using life insurance to make a major gift is an option for donors who no longer need policies they purchased years ago. You may choose to assign your policies irrevocably to the Inland Foundation on behalf of the Foundation, the Hospital, or Lakewood. In most cases, you would realize an immediate tax deduction in the amount of the policy’s current value. The proceeds would not be subject to estate taxes and the premiums would be deductible for income tax purposes in the years thereafter, in which they are paid. The Inland Foundation must approve gifts of life insurance.

Charitable Remainder Unitrusts and Annuity Trusts (CRUTs & CRATs) Charitable trusts are particularly beneficial if you hold highly appreciated low-yield investments from which you would like to earn a higher return. A tax deduction should be allowed at the time the charitable trust is created. Call Marc A. Pitman, Director of the Inland Foundation or your advisors since the size of the deduction depends on the donor’s age, payment percentage, and other factors.

Charitable Lead Trusts You can make a gift of the current income by putting property in a simple trust. You would specify the percentage of the total annual value that Inland or Lakewood is to receive. At the end of a designated period, the property is returned to you or to the non-charitable beneficiaries you have named. Such trusts may allow immediate tax advantages or may reduce the gift tax when the assets are passed to children or grandchildren at the expiration of the trust.

---

This is intended to be a helpful guide to the variety of ways to make a gift Inland or Lakewood. This is not intended as tax advice. Tax laws differ for federal and state purposes, from state to

state, and are always subject to change. Each donor’s tax situation is unique.

Please consult your own tax advisors to determine the tax consequences in your own case of any gift you wish to make.

I

Direct Payment Authorization Form

Date: _______________________________

Name Last: ____________________________ First: ____________________________ MI: ___

SSN: _________________________________

Address: _____________________________________________________________

City: _________________________________ State: __________ ZIP: ___________

Phone: _________________________________

I authorize the Inland Foundation to withdraw $___________________________ from my account listed

below on the 1st of each month until I notify the Inland Foundation in writing for said payment to stop.

The amount withheld each month is to be applied to:

_____________________________________________________________________________ (Inland Foundation, Inland Hospital, Lakewood, specific department, program, fund, or project)

Account information:

Type of account: ____ Checking ____ Savings

Bank Routing No. : _____________________________________________________________

Your Account No. : _____________________________________________________________

Attach a voided check, or copy of a check, here if using a checking account. No deposit slips please:

Sincerely,

_______________________________ _______________________________ Signature Date _______________________________ _______________________________ Name (Please Print) Phone

Return to: Inland Foundation 200 Kennedy Memorial Drive Waterville, ME 04901 (207) 861-3377

I 200 Kennedy Memorial Drive Waterville, ME 04901 (207) 861-3377

Letter of Authorization To Broker

Date: _______________________________

Broker’s Name: _______________________________

Company: ___________________________________

Address: ____________________________________

____________________________________

Phone: _______________________________

Dear _____________________ :

Please transfer to the Inland Foundation the following securities:

______________________________________________________________ The Inland Foundation prefers that the securities be electronically transferred to the Foundation’s account at A.G. Edwards in Waterville, ME. Feel free to contact Marc A. Pitman, Director of the Inland Foundation, at (207) 861-3377.

Firm: A.G. Edwards DTC # 0-201 For the benefit of Inland Foundation Account #35477059

Inland Foundation Federal ID # 01-0542905

Contact: Roger Knauff, 222 Kennedy Memorial Drive, Waterville, ME 04901 This gift is for the benefit of the following department, program, fund, or project:

______________________________________________________________

______________________________________________________________

Sincerely, _______________________________ _______________________________ Signature Account # _______________________________ _______________________________ Name (Please Print) Phone

cc: Inland Foundation (mail or fax: 207-861-3039)

Companies with Matching Gift Programs (2006) If your employer is listed below, they may double or even triple your gift to Inland or Lakewood. Check with your Human Resources office to see how to make your gift go even further! A A.E. Stanley Manufacturing Company A.W.G. DewarInc. ABB Combustion Eng. Nuclear Power Abbott Laboratories ABC inc. ACF Industries Acuson Adams Harkness & Hill Inc. Addison Wesley Longman Adobe Systems Incorporated Advanced Micro Devices AEGON USA Inc. Aeroquip-Vickers Inc. AETNA AFC AFM Incorporated AG Communication System (MG for Community Enrichment) AGL Resources Inc. Aid Association for Lutherans Air Products and Chemicals Inc. Akzo Chemie America Akzo Nobel Alabama Power Co. Albany International Corp. Albemarie Corp. Albertson’s Inc. Alcan Aluminum Corp. Alco Standard Foundation Alex Brown & Son’s Alexander & Baldwin Inc. Alexander Haas Martin & Partners Allegheny Ludium Corp. Allegiance Corp. and Baxter International Allegro MicroSystems W.G. Inc. Allendale Mutual Insurance Company Alliance Capital Management, LP Alliant Techsystems Allied Foundation’s American Informational Technologies Corp. Allied Information Systems Co.

AlliedSignal Inc. Allstate Corp. Aluminum Co. of America AMBAC Indemnity Corporation Amcast Industrial Corp. Amerada Hess Corp. American Airlines Foundation American Annuity Group American Brands, Inc. American Electric Power American Express Foundation American Express/IDS American General Corp. American Home Products Corp. American Honda Motor Co., Inc. American International Group American Investment Advisory Service American Maize-Products Company American Medical International American National Bank American National Bank & Trust Co. of Chicago American National Can Co. American Optical Corp. American President Companies American Standard Inc. American States Insurance Co. American Stock Exchange American Telephone & Telegraph (AT&T) American Television & Communications Corp. American Tobacco Company, The American United Life Insurance Co. Ameritech Applied Technologies, Inc. Ameritech Corp. Ameritech Services, Inc. AmeriTrust Co. National Association Amerus Group Amgen Foundation, Inc. AMP Inc. AmSouth BanCorp. Foundation AMSTED Industries Inc. Analog Devices Inc. Anchor/Russell Capital Advisors Inc. Andarko Petroleum Corp. Andersen Consulting, LLP Anderson Management Corp., The Andersons Inc.

Andrews & McMeel Foundation Anheuser-Busch Cos. Inc. Aon Foundation Apple Computer Incorporated Appleton Papers Inc. Aqua Alliance Inc. Aquarion Co. ARAMARK Corp. Archer Daniels Midland Archwood, Inc. ARCO Chemical Company Arco Foundation, Inc. Ares Advanced Technology Argonaut Group Inc. Aristech Chemical Corp. Aristokraft Inc. Arkwright Mutual Insurance Co. Arkwright-Boston Ins. Charitable Fund Armco Foundation Armstrong World Industries Inc. Armtek Corp. Arrow Electronics Arthur Andersen, LLP ASARCO Ashland Inc. Aspect telecommunications Associates Corp. of North America Astra Merck Inc. AT&T Atlanta Gas Light Co. Atlantic City Electric Co. Atlantic Data Services Inc. Atlantic Richfield ATOCHEM North America Foundation Augat Inc. Autodesk, Inc. Automatic Data Processing Avery Dennison Corp. Avon Products Foundation, Inc. Axel Johnson Inc. B Ball Corp. Baltimore Gas & Electric Co. Bancroft-Whitney Bank of America Foundation

Bank of Boston Corporation Bank of California NA Bank of Montreal Bank of New York Bank of Tokyo-Mitsubishi, Ltd., The Bank One, NA Bank One, Texas Bank South Corp. BankBoston Bankers Life and Casualty Bankers Trust Corporation Banta Corp. Foundation Inc. Barber-Colman Co. Barclays Capital Inc. Barnes and Roche Barnes Group Barnett Associates Inc. Barrett Technology Inc./Barrett Communications Inc. BASF Corp. Bass, Berry & Sims, PLC Batus Inc. Bay Networks Beach Investment Counsel, Inc. Beatrice Company, Inc. Bechtel Group, Inc. Becor Western Inc. Becton Dickinson & Co. Beech Aircraft Corp. Belden Wire and Cable Co. Bell Atlantic Corp. Bell Communications Research Bellsouth Bemis Co. Inc. BeneTempsInc. Bestfoods Bethlehem Steel Corp. BFGoodrich Co. BHP Minerals International Inc. Binney & Smith Inc. Bituminous Casualty Corp. Black & Decker Corporation Blount Foundation Inc. Blue Bell Inc BMC Industries Inc. BOC Group Inc. Boeing Co.

Boeing Company, The Boise Cascade Corporation Bonneville International Corp. Boole & Babbage, Inc. Borden Family of Cos. Borden, Inc. Boston Company, The Boston Edison Co. Boston Gear Boston Globe Newspaper Company Boston Mutual Life Insurance Co. Bowater Inc. Bowater Newsprint Clahoun Operations and Directory Division BP America, Inc. BP Amoco Corp. Brakeley, John Price Jones Inc. Bridgestone/Firestone Inc. Bristol-Myers Squibb Co. Broderbund Foundation Bronco Wine Co. Brooklyn Union Brown & Williamson Tobacco Corp. Brown Group Inc. Brown-Forman Corp. Brunswick Corporation Bryce Office Systems BT Foundation BTR Sealing Systems Group Buell Industries Inc. Buffalo Color Corp. Bullitt Foundation, The Bunge Corporation Burdines Burlington Industries Inc. Burlington Northern Santa Fe Corp. Burlington Resources Burroughs Wellcome Co. Business & Legal Business Men’s Assurance Co. of America Butler Manufacturing Co. C C.J. Webb Inc. C.P. Rail Systems C.R. Bard Inc. Cabot Corp.

Cadence Design Systems, Inc. Calex Manufacturing Co. Inc. CambridgeSoft Campbell Soup Foundation Canadian Pacific Railway Candle Foundation, The Cantor Fitzgerald Foundation Cape Savings Bank Capital Group Capital One Services Inc. Carolina Power & Light Co. Carpenter Technology Corp. Carson Pirie Scott & Company Carson Products Co. Carter Hawley Hale Stores, Inc. Carter-Wallace inc. Castle and Cooke, Inc. Castrol North America Catellus Development Caterpillar Inc. CBI Celanese Corporation Centel Corp. Centerior Energy Corporation Centermark Properties Central and South West Corp. Central Illinois Light Co. Central Life Assurance Co. Central Soya Co. Certain Tweed Corp. Chamberlin Manufacturing Corp. Champion International Corp. Champlin Refining & Chemicals, Inc. Charles River Laboratories Inc. Charles Schwab Corporation Foundation Charles Stewart Mott Foundation Charter Company, The Chase Manhattan Bank CheckMate, Gannett Foundation ChemFirst Inc. Chemical Bank Chesapeake Corp. Chesebrough-Pond's Inc. Chevron Chicago Title and Trust Co. Chicago Tribune Foundation

Chronicle Broadcasting Co. Chrysler Corp. Chubb & Son, Inc. Chubb Life Insurance Company of America Church & Dwight Co. Inc. Church Mutual Insurance Co. CIBA Specialty Chemicals CIGNA Corp. Cincinnati Bell Inc. Circuit City Stores Inc. Cisco Systems, Inc. CITGO Petroleum Corp. Citibank Citicorp Citizens and Southern Georgia Corporation, The Clariant Corp. Clark Construction Group Inc. Cleavland-Cliffs Inc. and Associated Cos. Clopay Corp. Clorox Co. CNA Foundation CNG Transmission Corp. Coats North America Coca-Cola Company Colgate-Palmolive Company Collins & Aikman Corp. Cologne Life Reinsurance Company Colonial Management Association Inc. Colonial Parking Inc. Colonial Penn Group Inc. Columbia Broadcasting System (CBS) Columbia Gas System Inc. Columbus Life Insurance Co. Comerica Inc. Coming & Co. Commercial Intertech Corp. Commonwealth Edison Co. Commonwealth Energy System Commonwealth Fund Communications Satellite Corporation, The Community Bank System Inc. Compaq Computer Corporation Computer Associates International Inc. Computer Network Technology Corp. ComputerWorld Computing Associates International, Inc.

COMSAT Corp. Comsat Corporation ConAgra Inc. Congoleum Corp. Connecticut General Insurance Connecticut Natural Gas Corp. Conoco Inc. CONRAIL Inc. CONSOL Inc. Consolidated Edison Co. of New York Inc. Consolidated Foods Foundation Consolidated Natural Gas Co. Consolidated Papers Inc. Constitution State Management Company Consumer Programs Inc. Consumers Energy/CMS Energy Container Corporation of America Contel Corporation Continental Bank Continental Can Company Continental Corporation Foundation Continental Group Continental Illinois National Bank and Trust Co. Continental Insurance Corporation Continental Telecom, Inc. Cooper Tire and Rubber Co. Coopers Industries Foundation Copley Press Inc. Copolymer Rubber and Chemical Corp. Corbis Corporation Corcap CoreStates Financial Corp. Corning Glass Works Foundation Corning Inc. Corporate Software and Technology Covenant Group Covington & Burling Cowles Media Foundation CPC International Crane Co. Cranston Foundation Cranston Print Works Co. Cray Research Inc. Credit Agricole Indosuez Crestar Financial Corp. Crompton & Knowles Corp.

Crowe, Chizek, and Co. Crown Central Petroleum Corp. Crum & Forster Insurance CSC Index, Inc. CSX Corp. Cummins Engine Co. Inc. CUNA Mutual Life Insurance Co. of Iowa Customized Computer Systems Cyprus Amax Minerals Co. D Dain Bosworth/Inter-Regional Financial Group Dain Rauscher Dana Corp. Danforth Foundation, The Danielson Employees Charitable Fund Datatel Inc. David L. Babson & Co., Inc. Davis Oil Company Dean Witter Discover DEKALB Genetics Corporation Del Monte Corporation Deloitte & Touche Delta Airlines Delta Dental Plan of Massachusetts Deluxe Check Printers Foundation Deluxe Corp. Demag Delaval Turbomachinery Corporation Demont & Associates Inc. Dennison Manufacturing Company Deposit Guaranty National Bank Detroit Edison Co. Dexter Corp. DFS Group Limited DFS Merchandising Ltd. Diamond Shamrock Dictaphone Diebold Inc. Difco Laboratories Digital Equipment Corporation Digital Sciences Corp. Direct Marketing Technology Dole Food Co. Inc. Dominion Bankshares Corporation Dominion Resources, Inc. Donaldson Co. Inc.

Donaldson, Lufkin & Jenrette Dorr-Oliver Incorporated Dorsey & Whitney Foundation Dover Corp. Dow AgroSciences, LLC Dow Chemical Co. Dow Corning Corp. Dresser Industries Dresser-Rand Co. DSM Engineering Plastic Inc. DTE Energy Duff-Norton Co. Duke Power Co. Dun & Bradstreet Corp. Duquesne Light Co. Duracell Inc. E E. & J. Gallo E.W. Scripps Co. Eastern Enterprises Foundation Eastern Mountain Sports Eaton Corporation Eaton Vance Management Eckerd Corp. Ecolab Inc. Ecoscience Laboratory Eddie Bauer Edison International Educators Mutual Life Insurance Co. El Paso Energy Corp. Elf Aquitaine Inc. ELF Atochem North America Eli Lilly & Co. Elizabethtown Water Co. Emerson Electric Company Emhart Corporation Engineering Insurance Group Englehard Corp. Enron Corp. ENSEARCH Corp. Ensign-Bickford Foundation Equifax Community Relations Equistar Chemicals, LP Equitable Financial Companies Equitable Foundation

Equitable Life Assurance Society Equitable Resources Inc. ERE Yarmouth ERIC Reinsurance Company Ericsson, Inc. Erie Insurance Group Erie Scientific Company Ernst & Young, LLP ESSTAR Inc. Esterline Corp. Ethicon, Inc. Ethyl Corp. European American Bank Exxon Exxon Education Foundation F Factory Mutual Engineering and Research/Service Bureau Fannie Mae Foundation Federal Home Loan Mortgage Corp. Federal National Mortgage Association Federal-Mogul Corp. Federated Department Stores Feid & Riege Foundation Feingold & Feingold Insurance Ferro Corp. Fidelity Investments Fiduciary Trust Co., Boston Field Corporation, The Fifth Third Bancorp. FINA Inc. Financial House, Inc. Fingerhut Corp. Firemans Fund First Allmerica Financial Life Insurance Co. First Atlanta/The First National Bank of Atlanta First Bank System Foundation First Data Corp. First Energy Corp. First Interstate Bank First Mississippi Corp. First National Bank of Hudson First Union Corp. First Virginia Banks Inc. Flavorite Laboratories Inc. Fleet Bank

Fleet Financial Group Fleming Cos. Inc. Fluor Corp. Fluor Engineers Inc. FMC Corp. Follett Corporation Ford Motor Co. Ford Motor Co. of Canada Inc. Fort James Corp. and Subsidiaries Fortis Benefits Insurance Company Fortis Health Fortis Woodbury Fortune Brands Inc. Foster Wheeler Corp. Foundation for Educational Funding Inc. Foxboro Co. FPL Group Inc. Fred S. James & Co., Inc. Freddie Mac Foundation Frederic W. Cook & Co. Inc. Freedom Forum Freeport-McMoRan Freightliner Corp. Fuji Bank, Ltd. Fuji Capital Markets Corporation Fulton Financial Corp. Funderburke & Associates G G.D. Searle & Co. Galileo Corp. Gannett Communities Fund Gannett Foundation Gap Inc. Gartner Group Gary-Williams Energy Corporation Gates Corp. GATX Corp. GenCorp Inc. General Accident Co. of America General Cable Co. General Cinema Corporation General Defense Corp. General Dynamics General Electric Canada Inc. General Electric Foundation

General Foods Fund, Inc. General Mills Inc. General Motors Corp. General Re Corporation General Reinsurance Corporation General Signal Corporation Genrad Foundation Geon Co. Georgia Power Co. Georgia-Pacific Corporation Gerber Products Co. Gilbane Building Co. Gillette Co. Gilman Paper Company Foundation Inc. Glaxo Wellcome, Inc. GLC, Inc. Glenmede Corp. Globe Newspaper Co., and Subsidiaries Gnat Inc. Golden Books Publishing Co. Inc. Goldman, Sachs & Co. Good Value Homes Inc. Goodyear Tire & Rubber Co. Gould Electronics Inc. Goulds Pumps Inc. Government Employees Insurance Co. GPU Inc. Graco Inc. Grant Thornton, LLP Grantham Mayo Van Otterloo Graphics Controls Corp. Graybar Electric Co. Inc. Great Northern Nekooska Corporation Great West Casualty Co. Greater Cincinnati Foundation GreenPoint Bank Greenwood Mills Inc. Gregory Poole Equipment Grenel Financial Corporation Grezenbach, Glier & Associates Inc. Grinnell Mutual Reinsurance Co. Grumman Corp. GTE Crop. Guardian Life Insurance of America Guardsman Products, Inc. Guidant Corp.

Guide One Insurance Gulf & Western Gulf Oil Corporation H H & R Block Inc. H. Kohnstamm & Co. H.B. Fuller Co. H.J. Heinz Co. Foundation Haemonetics Corp. Halliburton Co. Hallmark Cards Inc. Hambrecht & Quist, LLC Hamilton Bank Hampton & Harper Inc. Hanover Insurance Co. Harcourt General, Inc. Harleysville Mutual Insurance Co. Harrah’s Entertainment Inc. Harris & Eliza Kempner Fund Harris Bank Foundation Harris Corporation Harsco Corporation Hartford National Corporation Hartford Steam Boiler Hartmarx Corp. Hasbro Inc. Hawaiian Electric Industries Inc. Haworth Inc. Helene Curtis, Inc. Heller Financial Inc. Henry J. Kaiser Family Foundation Henry Luce Foundation Hercules Inc. Herold & Associates Hersey Foods Corp. Heublein Hewitt Associates, LLC Hewlett-Packard Co. Hibernia National Bank Higher Education Publications Inc. Hillman Company Hoechst Celanese Corporation Hoechst Marion Roussel Inc. Hoffmann-La Roche Inc. Holmes & Narver Inc.

Holyoke Mutual Insurance Co. in Salem Home Depot Homestake Mining Co. Honeywell Hormel Foods Corp. Houghton Chemical Corp. Houghton Mifflin Company Household International HRTek Corp. HSB-Industrial Risk Insurers Hubbard Milling Co. Hubbell Inc. Huck International Inc. And Cordant Technlogies Inc. Huffy Corp. Hughes Aircraft Company Hughes Electronics Corp. Hunt Corp. I I.U. International IBM Corporation ICI Americas Inc. IDEX Corp. IDS Financial Services IES Industries Inc. IKON Ofiice Solutions IKOS Systems Illinois Bell Illinois Tool Works IMCERA Group, Inc. Imo Delaval Inc. Inco United States Inc. Independence Investment Associates Inc. Indiana Bell Telephone Company Industrial Bank of Japan, Ltd. Industrial Indemnity Company Information Technology Systems ING Financial Services Corporation Ingersoll-Rand Company Instron Corp. Integon Corp. Interlake Corp. International Business Machines International Data International Flavors and Fragrances Inc. International Minerals & Chemical Corp.

International Multifoods Corp. International Student Exchange Cards Inc. International Thomson Publishing Intuit Inc. IPALCO Enterprises Plastics Inc. ISC Group, Inc. Itt Corp. J J. Paul Getty Trust J. Walter Thompson Co. J.C. Penny Co. Inc. J.M. Huber Corp. J.P. Morgan & Co., Inc. Jamee and Marshall Field Foundation Jefferies Group Jefferson-Pilot Foundation Jeffries and Company, Inc. Jewel Companies, Inc. John Brown Inc. John D. and Catherine T. MacArthur Foundation John Grenzebach & Associates, Inc John Hancock John Hancock Advisers Inc. John Hancock Mutual Life John Manville Corp. John Nuveen & Co. Inc. John Wiley & Sons, Inc. Johnson & Higgins of California Johnson & Johnson Johnson Controls Jones, JA Inc. Joseph E. Seagram & Sons, Inc. Josiah Macy Jr. Foundation Jostens Inc. JSJ Corp. Juran Institute, Inc. K K Mart Kansas City Southern Industries Karmazin Products Corp. Kearney-National Inc. Keefe, Bruyette & Woods, Inc. Kellogg Co. Kemper Group

Kemper Insurance Cos. Kennametal Inc. Kerr-Mcgee Corp. KeyCorp Keystone Asociates Inc. Kidder, Peabody & Co., Inc. Kimberly Clark Foundation Kingsbury Corp. Kiplinger Washington Editors Kirkland & Ellis Foundation KN Energy Inc. Knight-Ridder Inc. Koppers Company Korte Construction Co. KPMG Peat Marwick, LLP KRON-TV L Laboratory Corp. of America TM Holdings Lam Research Corp. Lamson & Sessions Co. LandAmerica Financial Group Inc. Lane Construction LaSalle National Bank Law Cos. Group Inc. Lawrence Wien Foundation Lawyers Title Insurance Corporation Lehigh Portland Cement Co. Lehman Brothers Inc. Leo Burnett Company, Inc. Lever Brothers Company Levi Strauss Foundation LEXIS-NEXIS Lexmark International Libbey-Owens Ford Co. Life Insurance Company of Virginia, The Lilly Endowment, Inc. Lincoln Financial Group Lincoln Security Life Insurance Co. Link Engineering Co. Inc. Litton Itek Optical Systems Liz Claiborne inc. Lockheed Martin Corp. Loews Corp. Lone Star Industries Lothrop Ventures

Lotus Development Corporation Louisiana Power & Light Co. Lubrizol Corp. Lucent Technologies Lucky Stores Inc. Lukens Inc. Lydall, Inc. M M. Arthur Gensler Jr. And Associates Inc. M.A. Hanna Co. M.W. Kellogg Co. M/A/R/C Group MacLean-Fogg Co. Macmillan/McGraw-Hill School Publishing, Co. Madison Mutual Insurance Co., NY Maguire Oil Co. Mallinckrodt Group, Inc. Mallinckrodt Specialty Chemicals Co. Management Compensation Group/Dulworth Inc. Manufacturers Life Insurance Co., The Marathon Oil Co. Marine Corporation, The Marine Midland Bank Marion Merrell Dow Maritz Inc. Marley Co. Marmon Group, The Marsh & McLennan Cos. Inc. Martin Marietta Corporation Massachusetts Financial Services Massachusetts Mutual Insurance Massachusetts Port Authority MassMutual-Blue Chip Co. Mastercard International, Inc. Mattel Inc. Maxus Energy Corp. May Department Stores Maytag Corp. Mazda (North America) Inc. MBNA America Bank, NA McCormick and Company, Inc. McDonalds Corporation McDonnell Douglas Foundation McGraw Hill MCI Telecommunication Corporation

McKesson HBOC Inc. McKinsey & Co., Inc. McQuay Inc. Mead Corporation, The Mebane Packaging Corp. Media One Group Medical Consultants Network Inc. Medtronic inc. Mellon Bank Corp. Menasha Corp. Merck Company Foundation Meredith Corp. Meridian Insurance Co. Merit Oil Corporation Meritor Financial Group Meritor Savings Bank Merrill Lynch & Co. Foundation, Inc. Metropolitan Life Insurance Co. Mettler-Toledo Inc. Michigan Bell Michigan Mutual Insurance Co. (Amerisure Cos.) Micron Technology Inc. Microsoft Midland Life Insurance Miehle-Goss-Dexter Inc. Milliken & Co. Millipore Corp. Milton Bradley Co. Milwaukee Electric Tool Corp. Minerals Technologies, Inc. Minnesota Mining & Mfg. (3M) Minnesota Mutual Life Insurance Co. Mississippi Power & Light Co. Mitchell Energy & Development Corp. Mitsubishi Electric America Foundation Mitsubishi International Corp. MMI Companies, Inc. Mobil Corporation Mobil Oil Corp. Moen Inc. Monroe Auto Equipment Co. Monsanto Montana Power Co. Montgomery Ward and Company, Inc. MONY Financial Services MONY Life Insurance Co.

MOOG Inc. Morgan Construction Company Morgan Guaranty Trust Morgan Stanley Dean Witter & Co. Morrison & Foerster Foundation Morrison Knudsen Corp. Mortgage Guaranty Insurance Corp. Morton International Inc. Morton Thiokol Motorola MSI Insurance Murphy Oil Corporation Mutual Benefit Life Mutual Life Insurance Company of New York Mutual of America Mutual of Omaha cos. N Nabisco Brands Inc. NACCO Industries Inc. Nalco Chemical Company Names in the News Narragansett Electric Company National Alliance of Business National Cash Register National City Bank of Pennsylvania National City Bank, Columbus National City Corp. National Computer System National Gypsum National Reinsurance Company National Semiconductor Corp. National Starch and Chemical Co. National Steel Corp. National Westminster Bancorp National Westminster Bank USA NationsBank Corp. NationsCredit Corp. Nationwide Mutual Insurance Co. NCE Foundation NCR Corporation NEES Cos. Neles-Jamesbury Nellie Mae Network Associates Network General Corporation

New Century Energies New England Business Service, Inc. New England Electric System Companies New England Financial New England Power Service Company New England Telephone New Jersey Bell Telephone Co. New Jersey Business Forms New Jersey Natural Gas Co. New York Community Trust, the New York Life Insurance Co. New York State Electric & Gas Corp. New York Stock Exchange Inc. New York Telephone New York Times Newfield Publishing Newhall Land and Farming Company, the Newmont Mining Corporation Newsweek, Inc. Niagara Mohawk Power Corp. Nicor Gas Nielsen Media Research NIKE Inc. Nissan North America Inc. NL Industries Nordson Corp. Norfolk & Dedham Group Norfolk Southern Corporation Northeast Utilities Northern Illinois Gas Northern Indiana Public Service Co. Northern States Power Co. Northern Telecom Inc. Northern Trust Company, The Northrup Corporation Northwest Industries, Inc. Northwestern Mutual Life Norton Company Norwest Corp. Novartis Corp. NVEST Cos.. LP Nynex NYNEX Corp. O Occidental Petroleum Corporation

Ohio Bell Telephone Company Ohio Edison Company Ohio National Life Insurance Oklahoma Gas and Electric Co. Olin Corporation Ontario Corp. Openaka Corp. Oppenheimer Funds Inc. Oregon Portland Cement Co. Orion Capital Companies Orlando Sentinel Osmonics Inc. OSRAM SYLVANIA Otter Tail Power Co. Outboard Marine Corp. Owens Corning Owens-Illinois Inc. Oxford Industries Inc. P P.H. Glatfelter Co. PACCAR Inc. Pacific Enterprises Pacific Life Insurance Co. Pacific Lighting Corporation Pacific Mutual Life Insurance Company Pacific Northwest Bell Telephone Co. Pan-American Life Insurance Co. PanEnergy Corp. Panhandle Eastern Company Paramount Communication Inc. Parker Hannifin Corp. Paul Revere Cos. Paulson Training Programs, Inc. Pella Corp. Pella Rolscreen Foundation Penn Central Corp. Penn Mutual Life Insurance Co. Pennsylvania Power & Light Co. Pennwalt Corp. Pennzoil Company Pentair Inc. People's Bank Peoples Gas Corp. The Peoples Gas Light and Coke Company Pepsico Foundation

Perkin-Elmer Corp. Persis Corp. Peterson Consulting, Ltd. Partnership Pew Charitable Trusts Pfizer Inc. PG&E Corp. Pharmacia & Upjohn Foundation Phelps Dodge Corporation PHH Corp. Philip Morris Companies, Inc. Philips Electronics North America Corp. Phillips Petroleum Co. Phoenix Home Life Pioneer Group, Inc. Pioneer Hi-Bred International, Inc. Pitney Bowes Pittston Corporation Pittway Corporation Charitable Fnd. Platinum Technology, Inc. Playboy Enterprises Inc. Plum Creek Timber Co., LP Plymouth Rock Foundation PNC Bank Corp. Pogo Producing Co. Polaroid Corporation Polk Bros. Foundation Pope & Talbot Inc. Post Newsweek-WFSB-TV Potlatch Corporation PPG Industries, Inc. PQ Corporation Preformed Line Products Co. Premark International Inc. Price & Pierce International Inc. Pricewaterhouse Coopers, LLP Principal Financial Group Proctor & Gamble Co. Proskauer Rose, LLP Protection Mutual Insurance Co. Provident Cos. Inc. Provident Mutual Life Insurance Co. of Philadelphia Providian Corp. Providian Financial Prudential Community Giving Prudential Insurance Co. of America (Community Giving Campaign) Public Service Company of Colorado

Public Service Electric and Gas Co. Purolator Products Inc. Q Quaker Chemical Foundation Quaker Oats Foundation Quaker State Corp. Quantum Chemical Corporation R R.H. Macy & Co., Inc. R.J. Reynolds Industries, Inc. R.J.R. Nabisco, Inc. R.R. Donnelley & Sons Co. Rainer Bancorporation Ralston Purina Co. Rand McNally Raychem Corporation Rayonier Foundation Raytheon Co. Reader’s Digest Association, Inc. Record-Journal Publishing Reebok International, Ltd. Reliable Life Insurance Company Reliance Insurance Cos. Republic National Bank of New York Research Institute of America Inc. Residential Funding Corporation Resource Information Systems, Inc. Reuters America, Inc. Revlon Inc. Rexam Inc. Rexnord Corp. Reynolds Metals Co. Rhodia Inc. Rhom and Haas Co. Rhone-Poulenc Rorer Inc. Riviana Foods Inc. RLI Insurance Company Robert Wood Johnson Foundation Rochester Midland Corp. Rockefeller Brothers Fund Rockefeller Financial Services Rockefeller Foundation Rockerfeller Family and Associates Rockerfeller Group

Rockefellers Brothers Fund, Inc. Rockwell International Corporation Rohr Inc. Rolling Thunder, Inc. Rolm Corporation Rolm New England Rolscreen Company RONIN Development Corp. Ross, Johnson & Kersting, Inc. Royal & SunAllaince Insurance Rubbermaid Inc. Ryco Division, Reilly-Whiteman, Inc. Ryder System Inc. S S.C. Johnson & Son Inc. S.M. Stoller Corporation Safeco Corp. SAFECO Insurance Companies Sallie Mae Salomon Brothers, Inc. Samuel Goldwyn Foundation Samuel Roberts Nobel Foundation Inc. San Diego Gas & Electric San Francisco Chronicle Santa Fe Pacific Foundation Sanwa Bank California Sara Lee Foundation SBC Communications Inc. Schering-Plough Corp. Schindler Elevator Corporation Scientific-Atlanta Inc. Scientifice Brake & Equipment Scott Paper Company Foundation Scott, Foresman and Co. Seaboard Corporation Sealed Air Corp. Sealright Co. Inc. Security Benefit Life Insurance Company Security Connecticut Life Insurance Security Pacific Foundation Sedgwick Inc. Sedgwick James, Inc. Sentry Insurance Foundation Inc. Seton Co. SFK USA Inc.

SGL Carbon Corp. Shaklee Corporation Shawmut National Corporation Shearson Lehman Brothers Inc. Shearson Lehman Hutton Sheldahl Inc. Shell Oil Co. Shenandoah Life Insurance Co. Sherwin-Williams Co. Showa Denko Carbon Inc. Siemens Corp. Siemens Energy & Automation Inc. Siemens Information and Communication Networks Inc. Sierra Health Foundation Sierra Pacific Resources Sifco Industries Inc. Signet Banking Corp. Silicon Graphics Inc. Smith International Inc. Smithkline Beckman Foundation SNET Co. Society Corp. Sonat Inc. Sonoco Products Co. Sony Corp. of America Sony Music Entertainment SONY USA Southington Savings Bank Spiegel Inc. Sprague Technologies, Inc. Springs Industries Inc. Sprint Corp. SPS Technologies Inc. SPX Corp. Square D. Company Squibb Corporation St. Paul Companies, Inc. St. Paul Fire & Marine Insurance Co. Staley, Robeson, Ryan, St. Lawrence Inc. Stanadyne, Inc. Standard Insurance Co. Standard Oil Company of Ohio Standard Products Co. Stanhome Inc. Stanley Works Star Enterprise

Sta-Rite Industries Inc. State Farm Insurance Cos. State Street Corp. Statprobe, Inc. Stauffer Communications Inc. Steel Heddle Manufacturing Co. Steelcase Inc. Steinbach Stone & Webster Inc. Stop & Shop Cos. Inc. STREM Chemicals Stride Rite Corp. Subaru of America Summit Bancorp Sun Co., Inc. Sun Life Assurance Co. of Canada Sun Microsystems Foundation Suntrust Bank, Atlanta Super Valu Stores SUPERVALUE Inc. Survey Sampling, Inc. Susquehanna Investment Group Swank Inc. Swedish Match Swiss American Securities Inc. Swiss Bank Corporation SYSCO Corp. T T. Rowe Price Associates Inc. Tandy Corporation/Radio Shack TCF Financial Corp. TCF Foundation Teagle Foundation Inc. Techmetrics, Inc. Technimetrics Inc. Tektronix, Inc. Telcordia Technologies Teledyne Inc. Teleflex Foundation Tellabs Inc. Temple-Inland Inc. Tenet Healthcare Corp. TENNANT Toro Co. Tenneco

Tesoro Petroleum Corp. Tesoro, Hawaii Tetley Incorporated Texaco Inc. Texas Commerce Bank Texas Gas Transmission Corp. Texas Instruments Inc. Texon International Textron THAT Corp. Thomas J. Lipton Co. Thomson Financial Services 3Com Corporation 3M Tietex International, Ltd. Time Warner Inc. TIME, Inc. Times Journal, The Times Mirror Foundation Times Mirror-The Hartford Courant Times Publishing Co. Tomkins Corp. Foundation Toro Company, The Torrington Co. Towers, Perrin, Forster, & Crosby Toyota Motor Credit Corporation Toyota Motor Manufacturing, Kentucky Inc. Toyota Motor Sales, U.S.A. Inc. Tracor, Inc., a Westmark Co. Transamerica Corporation Transtar Inc. Travelers Express Co., Inc. Travelers Insurance Company Travelors Corporation, The Tricon Foundation Triskelion Ltd. Trust Co. Bank, Atlanta TRW Foundation TTX Co. Tudor Investment Corporation Turner Corp. 20th Century Insurance Corp. Tyco International, Ltd. Tyco Submarine Systems, Ltd

U U.S. Bancorp U.S. Borax Inc. UAM Charitable Foundation UGI Corp. Unibase Direct Unilever Corporation Unilever Unites States Inc. Union Central Life Insurance Co. Union Electric Co. Union Mutual Fire Insurance Co. Union Pacific Corporation Union Sugar Company United Bank of Denver United Fire & Casualty Co. United Parcel Service United Services Automobile Association United States Fidelity and Guaranty Company United Technologies United Virginia Bank Unitrin Inc. Universal Foods Corp. Universal Studios Unocal Corp. UNUM Corp. US West Foundation USA GROUP Inc. USG Corp. USLIFE Corp. USX Corp. Utica National Insurance Group V Valero Energy Corp. Valley National Bank of Arizona Vanguard Group Inc. Vastar Resources, Inc. Velcro USA, Inc. Veritas Software Corporation Victaulic Co. of America Virginia Power/North Carolina Power Vulcan Materials Company W W.K. Kellogg Foundation W.R. Grace & Co.

W.W. Grainger, Inc. W.W. Norton & Co. Wachovia Corp. Waldbaum, Inc. Wallace & Wallace, Ltd. Wal-Mart Stores Inc. Warnaco Warner Lambert Washington Dental Service Washington Mutual Foundation Washington Post Waste Management Incorporated Waters Corporation Watkins-Johnson Co. Wausau Insurance Cos. Wayne Hummer Investments, LLC Welch Foods Inc., a Cooperative Wellington Management Company Wells Fargo Bank, NA Western Life Insurance Co. Westinghouse Electric Fund Westinghouse/CBS Westvaco Corp. Weyerhaeuser Co. Wheat First Securities, Inc. Whirlpool Corp. White Consolidated Industries Whitman Corp. Whittaker Corporation Wiley, Rein & Fielding Willamette Industries Inc. William and Flora Hewlett Foundation, The William Penn Foundation Williams Companies, Inc. Williams Gas Pipeline/Transco Energy Co. Winn-Dixie Stores, Inc. Winter Wyman & Co. Wiremold Co. Wisconsin Bell, Inc. Wisconsin Energy Corp. Wisconsin Gas Co. Wisconsin Power & Light Co. Inc. Witco Corp. WMX Technologies Wolverine World Wide inc.

Words At Work Inc. Wyman-Gordon Co. X Xerox Corporation Xtra Corp. Charitable Foundation Y Yarway Corporation Young & Republic Inc. Young & Rubicam Z Zum Industries Zurich Reinsurance Company Zurich-American Insurance Group Zurn Industries Inc.