Upload
janvi-patel
View
230
Download
0
Embed Size (px)
Citation preview
8/3/2019 Voluntary Retirement
1/32
110.9841.0882,35407
.0882,35407708:983,-4:7.4898.3.70,80890574/:.943
.489,3/9:803/33574/:.947807;.0.4898
970/:.0890.425099;0,-94190039075780
.0882,354073,3-:83088,.9;9473/:897,089,-82039870/:.08
025400011.03.,3/,-4:7574/:.9;9
$:75:8:2,37084:7.085480970,914790.344:57,/,943.8
088039,390.425099;02,709
$:75:8,-4:72,708:9354473/:897,70,9438,3/:37089,24389
,-4:7
#0/:.3.088,35407!74-0280,850.98,3/
$4:9438
8/3/2019 Voluntary Retirement
2/32
8 ,70,/ 54390/4:9 0,707 90 3/:897,85:908.9 ,8 9 8 0893
5:98 70897.9438 43 0254078 3 90 2,9907 41 70/:.3 0.088 89,11 -
709703.2039-.48:70841089,-82039%0:343889743455480,35,38
41709703.2039,3/70/:.9434189,11,3/47147.0%04;0732039,/9,03
, /0.843 94 ,203/ 90 ,-4:7 ,8 070- 90 0254078 .4:/ 972 98
47147.0 0, ,1907 .4253 9 90 .43/9438 41 90 ,-4:7 ,8
40;0790:343834:7.4:397,;0-0034554838:.,203/203941,-4:7
,8 47 70,8438 . 3.:/0 549., 70,843 90 4;0732039 ,8 349
25020390/98/0.84394,203/903/:897,85:908.940;07,
, ,8 14:3/ - ,43 0254078 3.:/3 9480 3 90 4;0732039
:3/079,38 94 41107 ;4:39,7 709702039 8.0208 94 4114,/ 90 8:75:8
2,35407 %0 ;4:39,7 709702039 8.0208 070 349 ;002039 455480/ -
90 &3438 -0.,:80 90 ;07 3,9:70 41 98 -03 ;4:39,7 ,3/ 349 :83 ,3
.425:843
9!4.
'4:39,7#09702039$.0208,;0-0030,14:3/94-0;334574-02
9402540780254008,3/907:3438%008803.04190;4:39,7709702039
8.020.8,5574;0/-904;07320393;4;08;4:39,7805,7,943
4102540084,70,-4;090,0410,7847,;0807;0/90.425,347
089,-82039147232:20,78%0.425,32,41107/1107039805,7,943
-0301989402540083/1107039,074:588:-0.9944;07,-030198.,70
9,002590/:594,2941#8,
!$%%
4;0732039-01470411073,3/2502039390;4:39,77097020398.0208
%0#0,8438147!745483'#$
#0.088433-:83088
390380.42509943.2,0890089,-82039:3;,-0:3088
/438387084790/94
8/3/2019 Voluntary Retirement
3/32
,308390.344574/:.943574.088334;,94330
574/:.930
#0,3203941-:83088/:0942,709.43/9438
439;039:708914703.4,-47,9438
%,04;078,3/207078
:83088700330073574.088
!74/:.9%0.3444-8403.03.08!74.0/:70147'4:39,7#09702039$.020%0025407,89488:0,.7.:,7.422:3.,938/0.8439441107;4:39,77097020398.020203943390703
,%070,8438147/4383
--904,700-094,55147;4:39,7709702039
.%0,029,3/90232:2807;.05074/4102540084.,3,55
25400848,3/,-4;0,3/94804,;0.425090/232:20,78
41807;.0390089,-82039
/%0-0301989,9,70411070/984:/-03490/9,9025400844110794
70970;4:39,7,7003990/,8507,,3/7:0890-03019841!74;/039:3/
7,9:9,3/8,,7147-,,3.04157;000,;0:59490/,9041907709702039
-08/0890;4:39,7709702039-030198
0%07941,302540794,..05947700.9,3,55.,943147;4:39,7
709702039%0/,90:594.908.02084503,3/,55.,9438,7070.0;0/
147.438/07,943-90025407
%0.7.:,72,3/.,903.4209,3./03.043,3;4:39,7709702039
-030198.,7030.08841#8,8.82,2:29,1700-03019:3/07
8:.8.0208
984:/,843/.,909,9948002540084459147;4:39,7709702039
,3/,..05990-030198:3/078:.8.0208,349-00-031:9:70147
089,-82039$905894-09,031473974/:.3,3/25020393;4:39,7
7097020398.020
190.425,385:-.80.947:3/079,34-9,3,5574;,
8/3/2019 Voluntary Retirement
4/32
41904;0732039
/0391/05,792039802540089442'#$894-0411070/%,70974:541
0254008,0,-4;00,78,3/0254008924709,30,78807;.03
90.425,3
190708,:343410254008390089,-820393;4;090:343-
.422:3.,93949029070,8438909,70974:5,3/90-03019894-0411070/
9494804459147908.020
472:,909072841'#$,3/-03019894-0411070/,7094-02039430/390
.7.:,747.422:3.,943940254008,3//0./0905074//:73.90
8.020894-00594503
49;,90902,3,078974:.4:3803
4:380302540088,3088039,5,794125020393908.020%0
.4:380384:/3.:/0,99070973025400.,3/431:9:700
70,-9,9434942,3,0901:3/870.0;0/:3/07908.020
190770.05941,55.,9438147,..0593#$8.7:930/0./0480
,55.,9438,7094-0,..0590/,3/9480480,7034994-0,..0590/
479480480,55.,943,7094-0,..0590/5705,70,478009843
90-0301980,.70.0;03.:/34907/:080!74;/039:3/7,9:9
,3/0,730/0,;0,0814790-,,3.0:3,;,0/0,730/0,;0,3/9,3./03.0
84:/90'#$,24:390.00/#8,8%0.,0308325020393
02540089
%070,8438,3/300/943974/:.0'#$84:/-0/8.:880/9,
2,3,0203989,113.:/39452,3,02039
%00110.941/43833.:/343904747,.9;9084190089,-82039.,770/43894-0.438/070/0548970/:.9434507,943894-0
.,770/4384:/,84-05,330/54895,370/:.943025400/0542039
38:70,.43.0730/0254008,3/2,3,0785,79.5,90390/0.843
2,394/4380
8/3/2019 Voluntary Retirement
5/32
%0/43835,384:/2,9.990$97,90.5,384190.425,3
%7,385,703.84:/-08003,3/:80/3.4.0415078438
ID-@@,-@
-@9
ffffffn
ffnfnfn
fnfffn
ffnnnf
fffnnfffn
ffn
fnff
n@
fnnfnffffn
ffnff
fffnnfnff
ffn
@nfffffnffnf
ffnffffffn
ffn
8/3/2019 Voluntary Retirement
6/32
Jnf
ffnnfnf
nfnnff
@fnffnf
nfffffffn
Jfffffnnn
nfff
fffnf
fff
9@-ID-@@,-@
-nfffnnn
n
f%-nfnnfff
fff
%-nnffnfff
n%-nfffn
fn
%-nnfnf
n
%@nfnffff
f
8/3/2019 Voluntary Retirement
7/32
fffffn
nfnfffnf
ffnf
nffff
fffnffn
fnnfff
fnfffnfnfnfIfn
f
fnnnff
nfn
ffIfnnff
nfIfnfnn
@-fnff
fn
ffnnffnfnfnffff
fffnfnnffn
nnff
ID-@@,-@JJ
@JJnfnfnf
nf%f#n
fff
ffffffnfn
9-ffff
8/3/2019 Voluntary Retirement
8/32
nfn9-fn
ffnff
J@I-ID-@@,-@
ffffn
nfnnfffn
nffnfnff
fffffnff
ff
@fnffn@
ffffnff
9-f
@ffnfnffnfnf
f
@ffffffnfnf
ffn
fffnffnf
ffnfffffnf
ffnnffff
nf$fffnff
Jfffnn
ff
nfnfffnff
8/3/2019 Voluntary Retirement
9/32
Jf
ff
ff
ff
ff
ff
Jffff
nfnffnn
@ffffff
fnffff
fnfffnf
'4:39,7#09702039$.020'#$ 39057080394-,80/8.03,74798341902,3540702540/3,3
47,38,943,8-0.420,325479,392,3,02039897,90347/0794200990
3.70,80/.42509943%0;4:39,77097020398.020'#$8902489:2,30
90.36:094574;/04;07,70/:.9433900893897039419002540089
8,90.36:0:80/-.425,308147972239047147.002540/3903/:897,:399834,.422432094/:80/94/850380411900.088
2,35407,3/9:82574;0905071472,3.0419047,38,94398,
03074:89,170080;07,3.05,2039945078:,/090025400894;4:39,7
70970174290.425,398,84343,84/03,3/8,0,898904/03
74:9094709703.2039
8/3/2019 Voluntary Retirement
10/32
33/,903/:897,85:908.95:9870897.9438430254078390
2,99074170/:.30.08889,11-709703.2039-.48:70841089,-82039,3/
90709703.2039574.0883;4;0/49410,908,3/.4250574.0/:70884
,35,3841709703.2039,3/70/:.9434189,11,3/47147.0,708:-0.90/94
8974345548943-97,/0:343803.0'#$,83974/:.0/,8,3,9073,9;0
0,84:9439484;098574-029,40/02540783.:/39480390
4;0732039:3/079,389441107;4:39,77097020398.0208944114,/90
8:75:82,35407,3/3457088:7085:943,30254009409%0;4:39,7
7097020398.0208070,843498:-0.90/94349;00203945548943-90
&3438-0.,:8090;073,9:704198-03;4:39,7,3/349:83,3
.425:8439,83974/:.0/3-49905:-.,3/57;,9080.9478!:-.80.947
:3/079,3840;07,;0944-9,35747,5574;,41904;0732039-01470
411073,3/2502039390'#$
-:830881722,459147,;4:39,77097020398.020:3/07901443.7.:289,3.08
:09470.08843390-:83088
:094390380.4250994390089,-82039-0.4208:3;,-0:3088/438387084790/94
:094439;039:708914703.4,-47,9438
:0949,04;078,3/207078
:0944-8408.03.0841!74/:.9%0.344%4:900-9.7907,147'#$;,7081742.425,394.425,3-:9
:8:,02540084,;0,99,30/0,7841,047.425090/0,7841
807;.0,700-0147;4:39,7709702039%08.020,550894,0254008
3.:/347078,3/00.:9;080.05990/70.947841,.425,3%0
02540044598147;4:39,7709702039803990/940914791;0/,8
8/3/2019 Voluntary Retirement
11/32
024:203981470,..425090/0,741807;.0472439024:20398,990920
417097020392:950/-90702,332439841807;.0-01470903472,/,90
41807;.0.0;0780884399080-030198900254008,8409907
574;/0391:3/,3/7,9:9/:08425038,94370.0;0/,99092041;4:39,7
70970203980025917429,:3/0780.94341903.420%,.9
:594905708.7-0/,24:39:5431:13.079,3895:,90/.43/9438
40;07907097302540084:/349-002540/3,34907.425,347
.43.073-043394908,202,3,02039
%0.425,308.,317,20/11070398.020841;4:39,7709702039147/1107039
.,880841907025400840;0790808.0208,;094.4314729490
:/03085708.7-0/37:041903.4209,#:08%0:/030814790
5:7548084180.94341903.4209,.9,;0-003,//43390
7:041903.4209,#:08%0:/0308574;/09,9908.02041
;4:39,770970203917,20/-,.425,384:/-03,..47/,3.09901443706:70203983,20
9,550894,30254004190.425,34,8.425090/9030,7841807;.047.425090/0,7841,0
9,550894,0254008-,90;073,20.,0/3.:/347078,3/00.:9;084190.425,30.059370.94784190.425,3
%08.02041;4:39,7709702039,8-003/7,394708:934;07,70/:.9433900893897039419002540084190.425,3
%0;,.,3..,:80/-;4:39,7709702039834994-010/:53479070973025400894-002540/3,34907.425,347.43.073
-043394908,202,3,02039
%0,24:3970.0;,-043,..4:3941;4:39,770970203941900254008/4083490.00/90,24:3906:;,03994430,3/430,1243988,,7147
0,..425090/0,741807;.0472439024:20398,99092041
8/3/2019 Voluntary Retirement
12/32
7097020392:950/-90-,,3.02439841807;.0019-0147090/,9041
8709702039438:507,33:,9433,3.,8090,24:3984:/3490.00/
7:50081;0,83.,80410,.025400,3/
%0025400,8349,;,0/3905,8990-0301941,34907;4:39,77097020398.020
$420.425,308411078;07,997,.9;05,.,041-030198949002540084
459147'#$470,25090'#$8.0202,,843.:/0574;/3
.4:3803940254008,-4:99071:9:702,3,3411:3/870.0;0/:3/0790
8.02041107370,-9,9431,.9089490209.
.425,32,2,0901443,334:3.020398025020393,;4:39,77097020398.020
%070,8438-03//43839047,38,943
%00-9.7907,147;4:39,77097020398.020 %0,029,3/90232:2807;.05074/4102540084.,3,55
147908.020
%0-0301989,9,70411070/949002540084411079470970;4:39,7
%0798419002540794,..05947700.9,3,55.,943147;4:39,7709702039
%0/,90:594.908.02084503
%03.4209,-030198,3/3.4209,3./03.070,90/94908.020
8/3/2019 Voluntary Retirement
13/32
984:/,843/.,909,99002540084459147;4:39,7709702039,3/,..05990-030198:3/078:.8.0208,349-00-031:9:70147
0254203939047,38,943
'4:39,7#09702039$.0208,;0-0030,14:3/94-0;334574-0294
02540780254008,3/907:3438:990709703.20395,3841,3
47,3,9432:89-0.425,9-09498897,90.5,3898574.0/:70,3/70,8438147
3974/:.9432:89-0/8.:880/9,2,3,0203989,113.:/3945
2,3,0203930300/94/0391/05,79203984702540089442'#$8
,55.,-0,3/9070-1472:,909890728,3/.43/9438,3/,8489,9090
-0301989,94:/-0,;,,-09494804944'#$$:.31472,94384:/
-02,/0,;,,-0940;07025400419047,3,9432039433905074/
/:73.908.020-045038408930254008291,.0380.:79-0.,:804110,7414839074-9443041905488-0/7,-,.41
90'#$89,990011.03902540084:/0,;090.425,3090
3011.0392,89,-,.%:898907085438-9419002540794249;,90
902,3/7024;0907,5570038438,3/10,78
#09702039030198
390/,41709702039,24890;0702540082,798:3/07,80380413:89.008147.0/942,074421478420,1-,0/574108843,:890302801
870,/147,/4.947,903.4250903.09,9,892,9830.088,7945,3147
980;039:,9,3/03.00;070254002:893434943906:,39:24190
;,74:890723,-03019804:/-00993-:9,849079,25.,9438%0
0254002,,;0076:,39:241-030198--031479:3,903.4483,
44/025407-:90,834.4.0370850.9419,0893.079,329890
90723,-030198,700025909:8,;0,44/44,99090723,-030198
!74;/039:3/
%070,70950841!74;/039:3/8
$9,9:947!74;/039:3/:3/0790!74;/039:3/.92,39,30/
-4;0732039,3/8024;073203947,38,94384.,,:947908
8/3/2019 Voluntary Retirement
14/32
:3;07890870.4380/0/:.,943,3899:94387,,8,730809.%8
8,-:000/-,-;079380025917429,94:9,318,3/
-:983.:/3900254078.4397-:943,3/9039070895,/0;0319
84;07
#0.4380/!74;/039:3/#!.4;070/-254008!74;/039:3/,3/8.0,304:8!74;8438.9,55.,-094089,-8203989
4724700254008%480910070254008,70,840.42094
4591479%0!4228843072,3,08901:3/840;07190
089,-82039/08708942,3,098431:3/8,97:89,5574;0/-90%
422884307,894-0.70,90/.3;089901:3/83,..47/,3.0
990!#:08254008.4397-:9438,70.4;070/-$0.,3/
9070834.03438;4:39,7.4397-:943254078.4397-:9433
0.088414102540088,,7,80,839070895,/0.00/3
5,8.,70/949,!,203941,..:2:,90/-,,3.03#!89,,-0
:3/07#:041$.0/:0'9490%:308890025400703/078
.4393:4:8807;.0980254071470,784790/8.4393:,3.08
/:094.,:808-043/.439744190025400%8-,,3.08,8400259
19897,3810770/949002540083/;/:,,..4:393,3#!
2,39,30/-83002540747-90!.422884307$07;.0:3/07
81472070254074702540788,-03.:/0/3.425:9390949,
5074/41.4393:4:8807;.0:94190949,.4397-:9434190025407
41-,8.8,,7419002540047#8.0;078088
8/054890/39025400!03843:3/,3/90-,,3.09490
25400!74;/039:3/,8:897,90/-04
,8.
$,,741
25400
254078
%49,
4397-:943
41,8.
$,,7
41
$,,7
#8
4397-:943
!03843:3/
0,8941-
,3/.
4397-:943
!74;/039
:3/
#8 , - . / 0,/
#8 #8 #8 #8 #8
%0.:770397,904139070894398!03843:3/054898094
-070/:.0/941479030918.,
&370.4380/!74;/039:3/349,5574;0/-90%4228843078,
8/3/2019 Voluntary Retirement
15/32
-,/-,-/0807;30,;5:3820391903:2-074102540088088
9,390!42288430713/893.43;0303994,3/09882,
,..4:39%0025407/408349,;0900709,94089,-8,97:89
,3/144903;0892039347283890,/41.4239490708.:0418:.
82,47,38,9438905:38203980,;254008.4397-:943/4083496:,1147/0/:.943:8%00254078.4397-:943,3/3907089
907043,70-74:9949,,857419830:418,,73900,70390
5,203982,/0390708943025400843.4397-:94389,,-0:8
,83.4201742907$4:7.08%88,95.,.,804190,2,078349
-033.439,.9970,9%0,;0.70,90/,34389:,94314782,
0397057030:78%084:/,;0147.0/9042288430794,..059
089,-820398,;30;0343002540047574;/0/,3,9073,9;0-
,4384794.,9071478:.89:,9438%,!,333491.,943
!4%!,80254070/9097:8900841,574;/0391:3/
9450729,39209324398-0147090/,9041709702039438:507,33:,94341,3025400909/7,,41:5944190,24:39
89,3/39490.70/94190025400%0708342943906:,39:241
;4:39,7.4397-:94382,/0-,3025400948574;/0391:3/9
4:/-0,44//0,94.4397-:90:5944:72,2:2.,5,.9,10
0,7857479490709702039%01:3/8.,3-02,/0,;,,-0-9,3
70.4:78094909/7,,8130.088,7
7,9:9$0.9433/0,9.:27097020397,9:970.0;0/:3/07905038437:0847,382,7
8.020-025400841.0397,4789,904;0732039,34.,,:947947
/0103.0,3/.;807;.0884002597,9:970.0;0/:3/0790!,2039
417,9:9.9800259:594,29417,9:95,/,9907,9041/,8
,89/7,38,,75070,741.425090/807;.0475,7990704130.08841
2439847#8.0;078088574;/0/90025400,85:93
.4393:4:8807;.0410,78390.,8041025400841490789,9:947
.47547,9438,3/025400839057;,9080.947944290!,2039417,9:9
.98349,55.,-09000259,24:394:/-0900,8941901443
.9:,,24:39417,9:9
,1243988,,71473:2-07410,7841807;.0.,.:,90/4390-,8841
,;07,08,,714790,8924398
#8
8/3/2019 Voluntary Retirement
16/32
$,,73.:/0819090728410254203984574;/0-:90.:/08,4907
,4,3.08-43:808.42288438,3/5078%05,2039417,9:9090
0254008893807;.0/4083496:,1147,300259437,9:970.0;0/
1742,570;4:8025407-05440/97,9:970.0;0/1742905708039
025407147.425:9,94341900025929
$:507,33:,943:3/$
:7390903:7041807;.00254008,9073.4200;04:/-0706:70/
945,0,;9,0843907-43:83.420$:507,33:,943:3/$03,-0890
0254078,80,80254008948,;03.4209,438:.-43:808%043
70897.94389,9,30.0884;07418,,7.4397-:90/-9002540794!,3/$5:9940907349-0,40/,8/0/:.943491.,943/,90/
701
%097:8900841901:3/8,03907394,8.0204138:7,3.09,338:70741
107917429089,799073,9;0908,,..:2:,9090.4397-:9438,3/
3907089907043998,24:39908,5:7.,80,3,33:9174290
38:7,3.0.425,3,99092041709702039475747/0,94190025400,947
,1907,850.10/,047438-0.4233.,5,.9,90/5747948:.709702039
99,9:3.9:70900254002,-05,/,.422:90/;,:03490.00/3430
97/4190.475:80709002540070.0;087,9:9,3/,1490780%8
.422:90/,24:3989,1700
%01700/4217423.4209,83490340/19002540070838349709708
4790025400709708-01470908:507,33:,943,0%008.,5074:9038:.
.,8088945:7.,80$70,90/,33:999003970-,,3.09490.70/941
$94:9,3.422:9,943
477,3941002594317429,7:041%574;/089,9,33:9088,-05:7.,80/17421038:7,3.0.425,30843%0025400,8,/0.4.0
-09003/1107039,33:908
$3.098,33:9,89830:898,,741900254005747948709702039
0.,3.,29089,3/,7//0/:.943907043
8/3/2019 Voluntary Retirement
17/32
!03843$0.943
35,20393.422:9,9434150384370.0;0/:3/0790;!03843
422:9,943#:084190.0397,4;073203947:3/07,382,78.020
,55.,-09490202-0784190.;807;.084190:34347.;54898:3/07,
89,90479490202-0784190,3/,$07;.08,3//0103.0807;.08479490
025400841,4.,,:947947,.47547,943089,-80/-,.0397,89,9047
574;3.,.9800259
870,7/8,3490702540089800259:59443097/4190503843070
9002540070.0;08,37,9:9,3/430,1418:.503843490780
%089,3/,7//0/:.9438,;,,-094503843078,80
0,;03.,82039$0.943
3.,820394157;000,;0349,;,0/41/:7390903:7041025420398
9,0/,88,,740;070,;08,,75,/940,07841,/0.0,80/0254008
349,-0949,
,806:;,039410,;08,,75,,-094,4;0732039025400370850.941
0,;0948.70/9,990920418709702039438:507,33:,943474907808
170017429,
474907025400898002594388:-0.994900,8941
, 24398,;07,08,,7.,.:,90/4390-,8841908,,7/:73
24398570.0/3900254008709702039438:507,33:,94347490780
- ,806:;,039410,;08,,7370850.941905074/410,730/0,;0
89,3/39490.70/94190025400,730/0,;0.,33490.00//,8147
0;070,741,.9:,807;.0703/070/147900254071742480807;.00
,870970/. %0,24:39410,;003.,82039,.9:,70.0;0/
/ #8,8491.,943/,90/
070,3025400,803.,80/0,;034304724700,78174224709,3430
8/3/2019 Voluntary Retirement
18/32
02540790949,,24:390025939870,7/88:-0.99490,-4;0.03
%057,80709702039438:507,33:,94347490780,8.,:80/,4941
.431:843,3/.43806:0399,94345090,:947908/01309020,334147
490780:3,2-:4:847490780%8.4393:09439075709908,20
/1107039
370850.9410,;003.,82039%;,497,%#42,84-807;0/
3,..059,3.0417083,9439002540089,3/870970/1742807;.0%047/
709702039,8349-003:80/39070897.90/803809420,370970203943
8:507,33:,9433904907,3/98.0,79,99,8-003:80/390/089
5488-0907289420,3,3/3.:/0,.,80841709702039090743
8:507,33:,94347490780,98700;,398709702039499445,.08
22,907,147905:754804190.,:809890701470.0,79,943709702039
0;03437083,94390025400-003990/9490-0301941900025943
&31479:3,9084204190%8,/45990743;08070;0798.43;03039
14790294/484
#09703.2039425038,943$0.943
425038,94370.0;0/-,472,3800259:59490,24:39.,.:,90/3
,..47/,3.09$0.-41903/:897,85:908.947#8,8.0;078088
'4:39,7#09702039$.020$0.943
'#$.425038,94370.0;0/-,3025400,990920418;4:39,7709702039
3,..47/,3.095708.7-0/:/0308800259:594#8,81107039
8.0208.,3-017,20/147/1107039.,8808410254008-:99390
:/0308
4.4208,50.:,7574-02.,3//,90,..0593'#$2,8://0313/
9,983472,8,,70,730/:5949070970203903,//0/94909,,-0
54794341'#$2,0883.420:3/07900,/$,,7084;07#8,8,3/
90701470048089070-,90:8%089,3/,7//0/:.943,84408/431742
#894#8
8/3/2019 Voluntary Retirement
19/32
443,7090:/0308
9,550894,02540083.:/347078,3/00.:9;08-:9349
/70.94784,;0.425090/0,7841807;.047.425090/0,78
41,0
0708:.0025943,8-003,40/,39203905,8934
00259438,-0,40/3,349078:-806:0390,7
%0;,.,3..,:80/834994-010/:53478907097302540094-0
02540/3,34907.425,347.43.073-043394908,20
2,3,02039'#$84:/708:934;07,70/:.9433900893
89703941900254008
'#$-0301984:/3490.00/090724398,89/7,38,,7147
0,..425090/0,741807;.0478,,7,990920417097020392:950/-90-,,3.02439841807;.0019-0147090/,90418
709702039438:507,33:,94349090,-803.041.0;078247047
.0;07808830419094.43/943884:/-08,9810/14790
0-941900025943$,,73.:/081909072841
0254203984574;/0-:90.:/08,4907,4,3.08,3/5076:8908
070980025943,8-003,40/94,3025400147,30,79
8,349-0,40/942147,349070,7
%00025943:594#8,88,;,,-0439003970'#$,24:39
0;0315,/3389,203983/11070390,78
&3/078:.,89:,943
&89003970.425038,9435,/47,..7:0/:3/0790'#$-0.4208
.,70,-0949,/:7390;0717890,7
&8%$433.420:3/07900,/$,,708,990,;07,07,90413.420
9,.425:90/4390-,8841907,9083147.0147903.905,20398
2,/043900892,90/3.4204190,8808800:3/07980,/1479,9
08$0.706:708%$94-0.425:90/435,20392,/0147900,7070,8
$0.2,089003970.425038,9435,/47,..7:0/,8,33.420.,70,-094
9,
%070,550,7894-0,3,55,7039.4397,/.943-09003909480.9438%088:0
8/3/2019 Voluntary Retirement
20/32
87084;0/-$,-:34907;,72,3,3,370.947$3/.,90
,39078%#!%00,730/:/0.4770.94-807;0/
%03903943419008,94389,99830.088,794,77;0,990,;07,04190
3.4209,5,,-043900892,90/3.42014790/:73.901789
389,203985,/4390-,8841907,9083147.0,3/9070,1907/0/:.9909,
5,,-0434390,24:395,//:73900,7
8574;/0/:8903.420410;07025400,894-00892,90/:3/0790
0,/$,,7081479036:08943,3/9070,1907;00110.9949000259438
9,9,70,;,,-034943:8-:9,84:3/07,34907574;84384190
.98:.,89089,3/,7//0/:.943,3/70-,90:809.$0;07,00259438
574;/0/:3/0790.9,;094-0.:2:,9;0,550/0.425:9390
,33:,3.420,3/34997010703.094,5,79.:,75,2039%070,1907430,8
94.425:9090,;07,03.4209,4390-,8841907,9083147.014790
%$,894-00110.90/,99,97,904390,24:39,.9:,5,/:3/0790'#$,3/9049073.420.,70,-0949,:3/07900,/$,,708,990920418:.
5,2039
43806:039,8,3/03908:-806:039389,20398,705,/9,439080
3.4208,894-0.425:90/-,553907,90419,9:8,77;0/,9
0259438/0/:.9438,3/70-,908.,3-0.,20/907043,8574;/0/-90
.9
&8,24798,943410503/9:703.:770/:3/07'#$8,4,-09490
02540731;006:,389,20398370850.94190,24:395,/3.:/3
5,,-0,8507897.939075709,943%070147090025407813/9:801:94
8570,/90.,84:914,7834:941'#$4;07,5074/410,7833907089
5,/949002540043905074/.,389,2039870.0;0/8:-806:039-0
/70.9,.,7094574198,3/,384190-:8308814790570;4:80,7/:73
.90390708985,/
%0025400,8413/98,77,302039:801:-0.,:804194/893.9
70,8438%0178989,90/408349,;0948:110790039709,:517439,990
570;,37,908-:9-08:-0.90/94%$,8,3/0390389,20398,705,/4704;07009870,7/0/-,413907089,9,7,902:.079,390
2,7097,90,3/1742,;078,1084:7.0807890025407
8.0,304:8
8/3/2019 Voluntary Retirement
21/32
08/0890,-4;0-03019884200254078;0709702039-0301983901472
41
38:7,3.0,33:954.3,5570.,943414:989,3/3807;.08703/070/%0
,33:95,20398,705,,-09490025400478078%05,20398.42203.0,1907709702039475747/0,94190025400
0/.,,8889,3.0949070970/025400,3/810,80,8/0503/039
./703
307,9,70.0;0/4390723,94341807;.0300/349-0970,90/,857419
30:418,,7939020,3341$0.190025407,8:3/0734
4-,943942,0905,2039
#&$
%0;,74:890723,-03019870.0;0/-,3025400,70-4:3/945:890
3.4204394,8:-89,39,079,8,-82,789:,943,78080390
8,,785,/3,770,78473,/;,3.0%429,9090,7/858.,:80/9490
,8808800-8:.89:,9438%8,700254070/947,39,557457,907001:8
4370.05941,3,55.,943174290,880880040;07:8
4;0732039807;,3984702540083.425,308.44507,9;084.09084.,
,:947908:3;0789083899:9438,884.,943847-4/082,1:73890
5,79.:,783472,3/09907001/70.9174290025407
10,;003.,82039870.0;0//:730254203998.,70,-0949,
770850.9;041090790025400834;07320394757;,90807;.0%0
025400.,340;07.,270013907284180.9437.:,7/,90/
$,,73770,78473/;,3.0#:0(
%07001438,,770.0;0/3,770,78473,/;,3.08.425:90/3902,3307
,//4337:08,3/,81448
8/3/2019 Voluntary Retirement
22/32
, ,.:,9090/110703.0-09003909,085,,-04190700;,39570;4:8
0,73.90,//943,8,,7870.0;0/4390949,3.4200.:/3
90,//943,8,,7,3/3.:/39
- ,.:,9090/110703.0-09003909,085,,-04390949,3.420,1907
0.:/390,//943,8,,7,3/3.:/39390570;4:80,794.8:.8,,770,908
. %0,24:39417001,/288-0:8470018,/288-01
830,9;0190,//943,8,,770,9089424709,3430570;4:80,7
8,,74:/-08570,/4;0790570;4:80,7894.95079,38390
2,330705,30/,-4;0
9080.425:9,9438,7094-0.,770/4:9-9,3.438,3.0419070-,90:8
47949009039,55.,-0%01,.99,990,88088004:/,;0.4397-:90/,//943,2430948:.,;03:08,894-03470/$:7.,70,894
-0,550/43909,5,,-0,190770-,90814770850.9;00,78
,250384370.0;0/3,770,78-1,2202-07841,/0.0,80/0254008
,840-0147-0301941$0.01
3,,55.,94341$0.94'#$
,/7,8.4:79390.,8041%;#,2,3-/:,/,3/'
,,8:-7,2,3,3%#;4/0./0/439,9%0,24:39
70.0;0/-90025400,99092041;4:39,770970203941807;.04:/-0
70,7/0/,88,,7,3/907001:3/0780.94341903.420%,.9
4:/-0,/288-0370850.9418:.8:2
%0,8808800,89,03;4:39,7709702039174290807;.0,3/70.0;0/,3
,24:3941.425038,943,990920418;4:39,7709702039%06:089439,9
,78088090790.425038,94370.0;0/-90,8808800,99092041
;4:39,77097020394:/1,9390574;84384180.9434190
3.420%,.99,9809079.,3-070,7/0/,88,,7,3/90,88088004:/-003990/94907001574;/0/:841903.420%,.9
%8.4:79390.,807054790/3%;'8,,8%#
0/9,91,302540070.0;08,990920417083,94390,24:39.4:/-0
70,7/0/,88,,7,3/90,88088004:/-003990/94907001574;/0/:8
41903.420%,.9%08,/573.50703/070/-98.4:79390.,80
417083,9434:/06:,,559490.,8041;4:39,770970203941,3
8/3/2019 Voluntary Retirement
23/32
0254001742807;.0
%02094/41.425:939070018/08.7-0/:3/07908:-0,/425038,943
43%0723,9438:-806:039
7,9:9#:0(
#001.,3-0.,20/:817,9:9870.0;0/30.0884190298
850.10/390.940;073470018,/288-019,,-07,9:983
70850.941807;.08703/070/1470889,30,78470018.425:90/8
/8.:880/-04
1807;.081470,78472470
, 425:90,;07,07,90419,4390949,3.4203.:/3907,9:9390
0,74170.059
- 425:909,437,9:9,9987,90
. 425:90,;07,07,90419,-,//343097/41907,9:994904907
3.420410,.4190570.0/30,78
/ %,0,;07,041907,908.425:90/3902,3307850.10/3,-4;0,3/
.425:90909,437,9:9,99,97,90
%07001,/288-0:8
1807;.081470,78472470-:90889,30,78
%070018.425:90/4382,7308%043/110703.089,93890,/41
,;07,04190,;07,07,9084190570.0/30,7890,;07,041907,9084190
570.0/30,788.425:90/-,//3,141907,9:9949049073.42041
0,.4190570.0/30,78
425038,94343%0723,943#:0(
190807;.08.4393:4:81473490889,30,78,3/90:30570/907241
8/3/2019 Voluntary Retirement
24/32
0254203983490889,30,78907001411070/8,81907,9:9,8147
807;.0414724700,78
422:9,94341!03843#:0(
#001.,3-0.,20/370850.9415,20393.422:9,9434150384330.088
41902982039430/390.9$:.70018.425:90/3908,202,3307,8
1907,9:9,85,/9490025400147807;.0410,78472470
#09702039!03843$.020
013943
#09702039503843890-030197,390/94908.020202-0789,9,;3209
906:,13.43/9438.0,8094-0.;807;,3980254008
#09702039.,3-0/:094
O ffn
O fO O nff
3990203994,709702039503843/0503/843,5074/41202-078541
0,78232:2
#09702039.,30907-0.,20/-90202-07;4:39,770970203947
25480/-,,02947-025407/0.843.425:847709702039
'4:39,7709702039.,3-06:,10/,80,7709702039
70970203950384387,390/03908.020202-07200984304190
1443.43/9438
O ffffnnffn
8/3/2019 Voluntary Retirement
25/32
@f
f @n
ff f
f f
ff f
f f
ff f
O ffnnnfD9fnn%
f
4 ff%4 9ff4 9fn4 fnnf
%08.020202-0789,9,/4390890.02-0741,90,890,7841
,0,3/0,784192041807;.0,70,40/9470970030;0790,39%0
8.020202-078,0/0889,30,789,9.4:/70970/:73
.4393:094-0,-094709700,707
30,7709702039503843;4:39,79504170970203987,390/0390
8.020202-078,90,890,784/,843,80,/807;0/0,78:39
89,33;078,7
%0;4:39,770970203950384334970,90/94/8,-987,390/,..47/394
O @nff%ffff
8/3/2019 Voluntary Retirement
26/32
nfffnfnn
47134/,9083/.,90/390709702039503843.,21472
O @nfnnfffffn
nnf
390490789:,94389070970203950384387,390/,..47/39490503843
8.0207:08,3/90202-0789:,943,9909208.02020,331:
242039
O @nfnff%O @nffff
nfnO @fn
19079,9242039347202-07855074/478,,7.,308-0.438/070/147
503843.,.:,9433498.02020,331:
nf
%017895,794190709702039503843!4190.;807;,398,554390/-01470
70,90/949092041807;.0-014708.,.:,90/:54390,894-90202-07,8,99020,331:2420390;03190503843,-0
702:307,943834998,892439702:307,943
%070,70842089:,94383.90503843,-0702:307,9438
O @fffffff$f%
O @ffffffnnnfnfn%
%080.43/5,794190709702039503843!4190.;807;,398,554390/
-0147070,90/949092041807;.0,1907,3/9040
709702039503843419480,554390/174243,7/8,70.,.:,90/
,..47/394907:089,9,559457;,9047078$4.,$0.:795038438
,;07,041503843,-0702:307,943/:739003970.,7007
8/3/2019 Voluntary Retirement
27/32
,nfnff
%001,.94783/090723390,24:394147/3,7709702039503843,7090
503843,-08,,730941.4397-:943894905038438.020,3/9003941
92041807;.0202-078530,78,3/.425090243980570880/30,78290/940,78202-078,;3,90,890,7841,0,3/0,7841
807;.0/:73474390202-0785039.43/94347949092041
807;.041%,-0
@f
f @n
ff%
f%
ff%
f%
%08.020202-0789,9,/4390890.02-0741,90,890,7841
,0,3/0,784192041807;.0005901472075038432094/41.,.:,943
,.:,9431472:,!03843#%
#0,331:702:307,943503843,-08,,730941.4397-:943894,7/890
5038438.020
%0,78,3/.4250902439841807;.00570880/30,789902,2:2
41
%020,331:702:307,943#8908:241
3,24398,,730941.4397-:943894905038438.020,990
20,331:24203947,;07,0419024398,,730941.4397-:943894,7/8
905038438.02050,807010794$.02020,331:4-,3/
;07,0419015072,30398:-8/,7-43:8085,/4;0790,890,78309
41.4397-:943894,7/8905038438.020
8/3/2019 Voluntary Retirement
28/32
%070894190.;807;,398,554390/:39,;090503843
.,.:,90/,..47/3949014431472:,
,.:,9431472:,4-,!03843!!$
20,33
!#%$07;.041%,-0
#0,331:702:307,943503843,-08,,730941.4397-:943894,7/890
5038438.02003901472071472:,8,,7:3943
%0,78,3/.4250902439841807;.0:390570880/30,78
290/9490;,:0841%,-0
20,33
!##%
##%#3
%#089702:307,943870,90/949092041807;.0,1907290/9490
0,7830.088,794,;0,1:.,7007,90807;.0-0147089,03394
,..4:39%,-0
33:2-0741.;0,789.4397-:9438
%:3947-09003,3/1742
,..47/39490;,:04190702:307,943
3:2-07410,78,19079,90,89/,841.4397-:943830.088,7
94,;0,1:.,7007,90807;.0-0147089,03394,..4:39%,-0
$8:89,3,-91,.947
20,33
''0,7
'10050.9,3.,9,00,783
'0,710050.9,3.,9,00,783900,741709702039
8/3/2019 Voluntary Retirement
29/32
-84:9,3/0307,/8,-9
1908.020202-078:3,-09450714723494384--:9,35741088430
-030198174224701,;4:7,-07:088:.,8
O ,n%ff%
O 9ffffffnf
@f
f f%f
f
O @fffnffnnnfnffffffnffnn
ffnfff
fnff%
,7709702039
%00,77097020395038438.,.:,90/908,20,9047/3,75038438
%0503843;,:09:84-9,30/890370/:.0/5070,7147202-0789,9
,/0,7841807;.03475072439147904907202-078
90202-07300/89470,.90709702039,0800%,-0
47389,3.01908.020202-07.4:/709703472,,9,00,78,3/
24398,3/08430,78,3//,84799470,.9,9,090
70/:.943-0.47708543/3940,784190949,503843,24:39,3/10709708/,-01470070,.080,78,3/2439890503,9-0
.47708543/3940,7
1908.020202-07803990/9470970-0147070,.390,041%,-0/:094
850.,70:,94389070/:.9439,0394,..4:3943900,78,3/5,7941
0,78300/0/9470,.9,9850.,,029
8/3/2019 Voluntary Retirement
30/32
%03:2-07410,78.438/070/39070/:.9434190503843,24:3989801
70/:.0/:3934300,71470,.5074/41.4250900,7847324398
1470,..4250900,790202-07,8.425090/,-4;09092041807;.04190
%,-0202-0789,9,/0,7841807;.0347324398147
0,.5074/41.4250900,78,-4;00,7841807;.0,90,7841,04907202-078
9
1908.020202-07/4083970970220/,90,1907020098906:,13
.43/94388503843,;0,-43:8
%,9-43:8.47708543/894,;03507.039,04190709702039503843-03
.,.:,90/,..47/3949014431472:,!0384343:843:8
20,33
,9
,
n
f
n
fn
f
n%f
fn
f@ff
fn
n%
fff
fnf
n
%
9
8/3/2019 Voluntary Retirement
31/32
,9
,
n
f
nfn
f@f
ffn
n
%ff
ffn
f
n%f
ff
99nf@f
I
@fI
ff%f9nf%
D
47-43:85:75480843010.9;0807;.0,190789,03394,..4:39
%02,2:2;,:04190-4310/503843841908.020202-07,89
8/3/2019 Voluntary Retirement
32/32
5,
9f
!038438,70/054890/3503843078,3,..4:398
%0503843078;3,-74,/.,3,81479050384394-05,/3907.4:39741
708/03.0
%0,33:,5038435,20398.0/:08089,-80/,3/2,/05:-.,;,,-0
3,203.,59390-0333410,.0,7
9n
#0970203950384385708.7-04300,7,190790/,909084:/,;0-0035,/
19050384307/4083499/7,985038438147.4380.:9;00,7890:39,7
7994905038435708.7-0,3/044809089,9:84170970/50384307