Stock Markets and Equity as an Investment avenue

In our weekly meeting on March 30, 2018 President Rtn. Dr. Rita

Kalra was pleased to welcome our own young and energetic

Rotarian, our Director Youth Service Rtn. Nitin Kapur, as the

keynote speaker who gave an interesting presentation on „Stock

Markets and Equity as an Investment avenue‟. Nitin was

introduced by Rtn. Sanjay Bhatia.

Rtn. Nitin Kapur

Nitin is having close to 16 years of

rich experience in Stock Market/

Financial Service Industry. He joined

IIFL in May 2002 at Mumbai in

Research Department and later

shifted to Punjab for Upper North

business development.

Nitin is having AUM (Assets Under

Management) of over Rs. 500 crore.

He has done PGDBM from Chetana's

Institute of Management and

Research, Mumbai in Finance. Nitin is

NCFM Certified in Capital, Mutual Funds and Derivatives Market.

Having written many finance related articles for financial websites,

newspapers and magazines, Nitin has conducted over 100 Investor

meets all across North India.

In his presentation Rtn. Nitin Kapur explained that perception about

the Stock market in general is that this is speculative activity and one

should avoid it completely. He narrated the stories of his driver and

grandmother showing how the greed and fear factor plays in the

stock market, which swings between greed and fear factor. He also

told about how Sir Isaac Newton lost his money in the stock market

depicting the fact that it is not a matter of intelligence as one needs to

control his emotions (greed and fear) to earn handsome returns.

Most of us invest in Fixed Deposits for 6-7% return for lock in

period of 1-3 years. But in case of equities we want to double returns

in months. Considering taxation and inflation, real rate of return is

just 0.5-1% in case of FDs, which will double in 70 years! In case of

Diversified Equity Mutual Fund, if we take the conservative figure of

12%, it will take 8 years to double the money. Nitin adviced, “One

has to diversify his portfolio or invest in diversified equity mutual

fund to enjoy the maximum returns from the equity markets.”

Rtn. R.S. Sihota presents a token of appreciation to Rtn. Nitin

Kapur. Looking on is President Dr. Rita Kalra

Rtn. Nitin Kapur presents birthday gift to R’ann Sandhya

Khandelia, joined by PP Rtn. D.P. Khandelia

Rtn. Nitin Kapur presents punctuality

award to Rtn. Prof. Rana Nayar

Volume XXXXII No. 40 Dated: April 03, 2018

PROGRAMME Kidney the vital organ - its functioning, problems & treatment

Chief Guest: Dr. Ajay Goyal, MBBS, MD, DM NEPHROLOGY (PGI)

Consultant Nephorologist & Kidney Transplant Physician (Ex-Asst. Prof. PGI, Chd.)

Date: April 06, 2018 (Friday) | Time: 7.00 p.m. | Venue: Hotel Shivalikview, Sector 17, Chandigarh

Please note the

change to Summer

timings : 7.00 p.m.

President Dr. Rita Kalra and Conference Chair PP Ravi Tulsi recognizing Rotarians for

their significant role in the District Conference ce

AA

Received appreciation letter recently for solar electrification

in Leh, where VP Rtn. Salil Bali represented our Club

58 students completed Home Care Nursing six months course – Chief Guest IPDG Raman Aneja

The certification ceremony was organised by our Club

on 31st March 2018 for our Rotary Skilling India

program for girls in home care nursing, in

collaboration with Chandigarh Child and Women

Development Corporation at Asha Kiran in Sector 46.

IPDG Rtn. Dr. Raman Aneja presented the certificates

along with kit consisting of BP apparatus, stethoscope,

hand sanitizer and apron, donated by Rtn. Dr Gopal

Munjal. Few girls have got jobs in clinics and

hospitals in Chandigarh, after 2 months clinical

training at GMSH-16 and SOREM in care of elderly,

patients and people with special needs.

IPDG Dr. Raman Aneja with Rotarians of Chandigarh Midtown and students Rotary Community Corps of Dadumajra are the mobilization partners who motivated students from colonies and villages of Dadumajra and

Maloya for joining this unique course. The students shared their experience and were very happy to do this course. IPDG Raman Aneja said

that the program is very good and all girls should serve with smile. This event was also well reported in the print media.

Present from our Club were: PDG Shaju Peter, PP B.L. Ramsisaria, PP Deepak Sood, Presiđent Dr. Rita Kalra, IPP Amarjit Singh, PP

Kanan Diwan, PP Ravi Tulsi, PP Vinod Jawa, Rtn. Renu Chopra, Rtn. Indu Luthra, R‟ann Urmil Luther, R‟ann Dr. Joginder Mukherjee,

R‟ann Sunita with her daughter Harleen and President of RCC Dadumajra Mr. Chaudhary with his wife.

Invocation by Aarushu, D/o President Dr. Rita

Kalra

Rtn. Sanjay Bhatia

introduces our keynote speaker, Rtn. Nitin Kapur

Vote of thanks

by Rtn. R.S. Sihota

People of Action

Maternal and Child health campaign to sensitize and

train the volunteers to

screen the slum population of Saketri in the

gracious presence of PRIP Raja

Saboo and Usha Ji

Happy school project at GMS Abhaypur

10 School bags given to meritorious students in the presence of IPDG Raman Aneja

Inauguration of water cooler and filter

On 31/03/2018 our club inaugurated facilities provided at Government Middle School, Abheypur, Panchkula. IPDG Raman Aneja was the

chief guest. On behalf the school, the headmistress welcomed the Rotarians and applauded Rotary for its service to community. Our club

has provided this school with water cooler and a water filter. President Dr. Rita Kalra and Rtn. Renu Chopra gave demonstration on how to

wash hands properly. IPP Amarjit Singh explained various features of specially designed school bags. Students presented a nukkar nattak

on „Save Water‟. For proper upkeep of the equipment MoU was signed with school authorities, who also gave a letter of gratitude to our

club. PDG Shaju Peter, PP B.L. Ramsisaria, PE Ashok Puri, R‟ann Sudha Puri and Secretary Jeeten Bhambri were also present.

Bon Voyage

We wish safe and enjoyable journey to;

Rtn. Dr. I.S. Virdi and R‟ann Sonia to Australia - From 25/3/2018 to 06/5/2018

PP Anil Mehan and R‟ann Rekha to USA - From 27/3/2018 to 06/6/2018

RFE Team to Thailand - From 06/4/2018 to 13/4/2018

1. RFE Chair District 3080 PP Harish

Sethi and R‟ann Manjit

2. PP R.T.P.S. Tulsi and R‟ann Ranjana

3. President Dr. Rita Kalra and

Rtn. Dr. Sanjay Kalra

4. Rtn. Sanjay Bhatia and R‟ann Ritu

PP Deepak Sood and R‟ann Purnima

cancelled their trip due to injury on

Purnima‟s foot, and we wish her a

very speedy recovery.

Mail from RFE Team of Thailand, RI District 3330

Editor PP Dr. V.J.S. Vohra has received a mail from a member of RFE team from

Thailand, PP Chatchawal Telavanich (Joe), with copies to PP Harish Sethi and

President Dr. Rita Kalra.

Joe has expressed thanks for the information about the Thai RFE team in our weekly

bulletins. He also appreciated our hospitality during their stay in Chandigarh, and

wished for our long friendship.

Joe said they are looking forward to the visit of RFE team from our Club, and would

do their best to take care of them.

73 units collected

Rotarians and Rotaractors at Blood donation camp at PGGC-46

Wheel chairs donated

Wheel chairs donated to Civil

Hospital Panchkula by Rtn. Shuchi

Thakur, handed over to SMO of the

hospital, President Dr. Rita Kalra

Our RFE team

Birthday of Rotarians Rtn. Praveen Aggarwal April 09 Rtn. Vijay Kumar April 11

Punctuality Award Won by Rtn. Prof. Rana Nayar

Wedding Anniversary

R’ann Seema & Rtn. Dinesh Sahajpal April 06

R’ann Pritpal & Rtn. R.P.S. Gulati April 07

R’ann Herpreet & PP Rtn. Col. A.J.S. Gill April 09

Condolences

Mr. S.K. Bali, uncle of Vice President PN Rtn. Salil Bali passed away at

Karnal on 23rd March 2018.

Our heartfelt condolences to the bereaved family and may the Almighty give

them strength to bear this irreparable loss.

Annapurna day

On 01/04/2018 at Faida village

100 children were distributed

goodies sponsored by April born

PP R.K. Luther, Rtn Madhulika

Nagpal, PP Kanan Diwan, Rtn

Rekha Sawhney and R‟ann

Sandhya Khandelia. 100 mothers

were given lunch packs brought

by PP D.P. Khandelia and

Sandhya ji. Coffee and snacks for

volunteers at Camp was organised by PP Kanan Diwan, H/Rtn. Indu Luthra, R‟ann Saroj Jain, Rtn. Prof. Subhash

Vats, R‟ann Sudha Puri and R‟ann Indu Anand.

Condolences

Our heartfelt condolences to PP Rtn. Sandeep Sandhu for the sad demise on

30th March 2018 of his father, 1971 War Hero Brigadier N.S. Sandhu (Retd.),

who is decorated with Maha Vir Chakra.

Prayers and Antim Ardas will be held on Wednesday, 04th April 2018 at 12.30

p.m. in Gurdwara Sahib, Sector 8, Chandigarh.