birnsource.combirnsource.com/uploads/2014/07/emails.docx · Web view> One of the things we need to define better is what Albanians need that they> either can't get locally or can't

---------- Forwarded message ----------From: <[email protected]>Date: Thu, Oct 19, 2006 at 8:48 AMSubject: Re: Meridian Int'l Telecom LLC - Capital ContributionsTo: Tim Ginn <[email protected]>, Steve Slavin <[email protected]>, Tony Altavilla <[email protected]>, "Alan C. Shoaf" <[email protected]>, George Grkinich <[email protected]>, Rick Suder <[email protected]>, [email protected]

I will be in Albania for the next week or so, my US cell does not seem to work all the time, I can be reached on:

+355693177861

--

Damir Fazlic

-------------- Original message ----------------------

From: "Tim Ginn" <[email protected]>

> Hi Everyone,

>

> We are finalizing the LLC documents today. We are going to capitalize the

> company with $1,000 of capital. Listed below is everyone's required Tim capital

> contribution. Please send the checks made payable to "Meridian International

> Telecom LLC" to my attention to the following address:

>

> Tim Ginn

> 3686 E. Carmel Drive

> Carmel, IN 46033

>

>

> Capital contributions:

>

> Virtu Group Int'l $500

> Tony Altavilla $190

> Tim Ginn $190

> George Grkinich $ 35

> Rick Suder $ 35

> Steve Slavin $ 30

> Alan Shoaf $ 10

> Mike Sherfick $ 10

> ------

> $1,000

> =====

>

> Please let me know if you have any questions.

>

> Thanks,

>

> Tim

>

---------- Forwarded message ----------From: "Tim Ginn" <[email protected]>To: "Steve Slavin" <[email protected]>, "Tony Altavilla" <[email protected]>, "Alan C. Shoaf" <[email protected]>, "George Grkinich" <[email protected]>, "Rick Suder" <[email protected]>, <[email protected]>, <[email protected]>Cc: Date: Tue, 17 Oct 2006 13:35:00 +0000Subject: Meridian Int'l Telecom LLC - Capital Contributions

Hi Everyone,

We are finalizing the LLC documents today. We are going to capitalize the company with $1,000

of capital. Listed below is everyone's required Tim capital contribution. Please send the checks

made payable to "Meridian International Telecom LLC" to my attention to the following address:

Tim Ginn

3686 E. Carmel Drive

Carmel, IN 46033

Capital contributions:

Virtu Group Int'l $500

Tony Altavilla $190

Tim Ginn $190

George Grkinich $ 35

Rick Suder $ 35

Steve Slavin $ 30

Alan Shoaf $ 10

Mike Sherfick $ 10

------

$1,000

=====

Please let me know if you have any questions.

Thanks,

Tim

--

Steve Slavin, REALTOR, GRI

Coldwell Banker Lunsfordo: (765) 289-2228 x 126 | c: (317) 701-5006 | f: (765) 741-5829e: [email protected] | web: www.iMuncie.com | www.CBLunsford.com

---------- Forwarded message ----------

From: <[email protected]>

Date: Tue, Oct 31, 2006 at 7:23 AM

Subject: Re: Damir -- Defining Albanian Wants and Needs

To: Steve Slavin <[email protected]>

Cc: Rick Suder <[email protected]>, "Alan C. Shoaf" <[email protected]>, Steve & Staci

Slavin <[email protected]>, Tony Altavilla <[email protected]>, Timothy Ginn

<[email protected]>

Please get me that request letter for AlbTelecom ASAP.

--

Damir Fazlic


From: "Steve Slavin" <[email protected]>

> Damir,

>

> Tony's got a call into you regarding a conference call we'd like to have

> with you, us, and Lawrence (sales and tech) for the Telecom project. We

> just need to get on the same page with going live November 1st. Let me (us)

> know when you may be available tomorrow or Sunday. We're available.

>

> *On another note...*

>

> As we think a bit beyond the Telecom business of MIT and how it will move to

> Macedonia, Congo and other regions we can't help but think about other ways

> to get involved into finding solutions for Albanians. Whether it be

> products that are hard to find or services that are simply not at present

> available or affordable, I think there's more we can help with. With your

> influence in the regions and our Indianapolis team's ability to get things

> done I foresee many other businesses we can start outside of Telecom. If

> you're game, we'd love to talk more about this with you.

>

> *The Albanian Consumer and Commercial Market:*

> One of the things we need to define better is what Albanians need that they

> either can't get locally or can't get at an affordable price? We all don't

> have an endless amount of money for capital intensive projects so we need to

> find products or services that require little capital and have great

> margins, but also have broad distribution potential to at least the 6 major

> cities. Our telecom business fits perfectly in this model. So, the

> question is "what else do you see would fit under this model that Albanians

> would need?"

>

> Rick and I had the chance to have lunch with Senator Lugar yesterday. We

> met him briefly and got to see presentations by local companies that had

> alternative solutions to power and decentralized distributive energy

> (yesterday's buzz word for new energy initiatives). Knowing Albanians

> have electricity issues, we talked a lot with these people and got some

> great ideas.

>

> Aside from the citizens, what does the Albanian Government need? Defense

> related items? Other services we can introduce to make the government look

> great by providing the citizens cheaper goods? Not being over there and not

> knowing the lay of the land we simply don't know how to prioritize the needs

> and opportunities -- which is where you come in.

>

> *Albanian Needs and Problem Solutions:* In the past, you've mentioned a few

> of the problems and needs of Albanians. Here's just a few of the things we

> think we can provide solutions to which include:

>

> - Retail / wholesale batteries of all types. Sales would include well

> known name brands and unlimited supplies.

> - Mobile distributive power: Construction, maintenance, military

> applications. Anywhere remote power is needed, that would eliminate

> the need for large, bulky gen set, and provide u p to 12 kilowatts.

> - Decentralized distributive power that is clean burning, produces

> heat for hot water and electricity up to 115 kilowatts per unit. A units

> can be coupled to provide more energy output and provide redundancy.

>

> All providers were very receptive to contracting with us for exclusive

> distribution rights to the Balkans. And better yet... all providers have

> products that are available NOW!

>

> As you can see, we're thinking more about how we can help. Got time to talk

> about it more? Thanks for your help and consideration.

>

> Best Regards,

>

> Steve.

>

> --

> Steve Slavin, Partner

> Summit Financial Partners, LLC

> 14300 Clay Terrace Blvd.

> Suite 269

> Carmel, IN 46032

> 317-218-0204

> 317-218-0214(f)

> 513-478-3566(c)

> [email protected]



To: "[email protected]" <[email protected]>

Cc: "Rick Suder" <[email protected]>, "Alan C. Shoaf" <[email protected]>, "Steve &

Staci Slavin" <[email protected]>, "Tony Altavilla" <[email protected]>, "Timothy Ginn"

<[email protected]>

Date: Fri, 27 Oct 2006 20:21:59 +0000

Subject: Damir -- Defining Albanian Wants and Needs

Damir,

Tony's got a call into you regarding a conference call we'd like to have with you, us, and

Lawrence (sales and tech) for the Telecom project. We just need to get on the same page with

going live November 1st. Let me (us) know when you may be available tomorrow or Sunday.

We're available.

On another note...

As we think a bit beyond the Telecom business of MIT and how it will move to Macedonia, Congo

and other regions we can't help but think about other ways to get involved into finding solutions

for Albanians. Whether it be products that are hard to find or services that are simply not at

present available or affordable, I think there's more we can help with. With your influence in the

regions and our Indianapolis team's ability to get things done I foresee many other businesses

we can start outside of Telecom. If you're game, we'd love to talk more about this with you.

The Albanian Consumer and Commercial Market:One of the things we need to define better is what Albanians need that they either can't get

locally or can't get at an affordable price? We all don't have an endless amount of money for

capital intensive projects so we need to find products or services that require little capital and

have great margins, but also have broad distribution potential to at least the 6 major cities. Our

telecom business fits perfectly in this model. So, the question is "what else do you see would fit

under this model that Albanians would need?"

Rick and I had the chance to have lunch with Senator Lugar yesterday. We met him briefly and

got to see presentations by local companies that had alternative solutions to power and

decentralized distributive energy (yesterday's buzz word for new energy initiatives). Knowing

Albanians have electricity issues, we talked a lot with these people and got some great ideas.

Aside from the citizens, what does the Albanian Government need? Defense related items?

Other services we can introduce to make the government look great by providing the citizens

cheaper goods? Not being over there and not knowing the lay of the land we simply don't know

how to prioritize the needs and opportunities -- which is where you come in.

Albanian Needs and Problem Solutions:In the past, you've mentioned a few of the problems and needs of Albanians. Here's just a few of

the things we think we can provide solutions to which include:

Retail / wholesale batteries of all types. Sales would include well known name brands

and unlimited supplies.

Mobile distributive power: Construction, maintenance, military applications. Anywhere

remote power is needed, that would eliminate the need for large, bulky gen set, and

provide u p to 12 kilowatts.

Decentralized distributive power that is clean burning, produces heat for hot water and

electricity up to 115 kilowatts per unit. A units can be coupled to provide more energy

output and provide redundancy.

All providers were very receptive to contracting with us for exclusive distribution rights to the

Balkans. And better yet... all providers have products that are available NOW!

As you can see, we're thinking more about how we can help. Got time to talk about it more?

Thanks for your help and consideration.

Best Regards,

Steve.

--

Steve Slavin, Partner

Summit Financial Partners, LLC

14300 Clay Terrace Blvd.

Suite 269

Carmel, IN 46032

317-218-0204

317-218-0214(f)

513-478-3566(c)

[email protected]

--




From: Tim Ginn <[email protected]>

Date: Thu, Oct 19, 2006 at 11:23 AM

Subject: RE: MIT LLC documents

To: John Boyd <[email protected]>

Cc: [email protected], Steve Slavin <[email protected]>, [email protected]

Jay,

Please substitute the company below as the 50% owner in place of Virtu Group.

We are then ready to sign docs.

Thanks,

Tim

Timothy A. Ginn, CFP, CPA*

Avalon Wealth Advisory

9775 Crosspoint Blvd., Suite 110

Indianapolis, IN 46256

Office: (317) 814-4790

Toll-free: (800) 955-6408

Fax: (317) 814-4791

Cell: (317) 457-1245

* inactive

-----Original Message-----

From: [email protected] [mailto:[email protected]]

Sent: Thursday, October 19, 2006 10:50 AM

To: Tim Ginn

Cc: [email protected]; Steve Slavin

Subject: Re: MIT LLC documents

CLEONE Limited4 Pikioni StreetLimassolCyprus

--

Damir Fazlic


From: "Tim Ginn" <[email protected]>

> Damir,

>

> I hope this finds you well!

>

> I wanted to follow-up with you as I believe I recall you mentioning

> that you wanted to change the company that would be owning your 50%

> share of MIT from the Virtu Group to another company. Is this still

> correct? If so, I need to get that information as soon as possible so

> we can get our company documents signed and in place.

>

> Please let me know as soon as you can.

>

> Thanks,

>

> Tim

>

> Timothy A. Ginn, CFP, CPA*

> Avalon Wealth Advisory

> 9775 Crosspoint Blvd., Suite 110

> Indianapolis, IN 46256

> Office: (317) 814-4790

> Toll-free: (800) 955-6408

> Fax: (317) 814-4791

> Cell: (317) 457-1245

>

> * inactive

>

>

--




From: Steve Slavin <[email protected]>

Date: Wed, Oct 4, 2006 at 12:42 PM

Subject: Craig -- Albanian Project / MIT info

To: Tony Altavilla <[email protected]>

Tony -- Please Proof -- Draft to AT&T. I took out the revenue forecasts.

-----------------------------

Craig,

We appreciated your call today. We're looking forward to seeing if you would be a good fit for

this project. Obviously, having a partner/company with your reputation and interest in the areas

of Albania, Macedonia, and the Congo gives this project added potential for everyone and we

appreciate your consideration.

I've included below some technical questions we had for the Albanian Telecom technicians. It

may shed some light on the scope of the traffic and simplicity of the project.

In addition, I've included a brief description of MIT (Meridian Int'l Telecom) and further

information on the scope of the other countries we'll have on line.

We're looking for AT&T to be a service provider of MIT's. We're curious if you would like to take

on the responsibility of selling the necessary minutes of volume in/out of Albania through our

VoIP network? We believe it's reasonable to expect 500k/min/day in volume. You can sell an

unlimited amount of minutes. Our cost for Tirana is 4c/min and 7c/min for the rest of the

country. We will be the low cost fixed provider in this region. We expect a Mobile contract to

come in the next 4-8 months.

As a side project -- we'll be wanting to upgrade our network in Albania. We got to thinking

maybe you'd like to be our total service provider for sales and the technical work? Would you

have interest in doing this?

If you'd like I can forward you the actual AlbTelecom contract with MIT if/when you find you

have serious interest.

As you can see the turnaround time is tight. Your help is appreciated.

We look forward to hearing from you.

Best Regards,

Steve Slavin

-------------------------------------------------------The purpose of this memo is to provide background information to Union Federal Bank regarding Meridian International Telecom LLC (MIT) and its business. MIT has been selected by Albtelekom to be the sole interconnection provider for voice over internet protocol (VOIP) telecommunication services between the country of Albania and the United States of America. MIT will provide Virtual Transit Service termination that allows inbound and outbound international

telecommunications voice traffic destined for various locations throughout the country of Albania. Terms of The AgreementThe term of the agreement with Albtelekom is through December of 2007, with an annually renewable contract. Future contracts with the governments of Macedonia and The Democratic Republic of the Congo are expected to follow within 6 months. Other Baltic States are expected to follow in 2008. Use of FundsAs a result of the partnering with Damir Fazlic and his London-based political lobbying firm, Meridian International Telecom has made significant in-roads into the Balkan states. The Albanian agreement is signed and calls are expected to be delivered starting October 23rd, 2006. Macedonia is Meridian International Telecom's next market with already scheduled meetings between Meridian International Telecom management and Macedonian officials in Skopje. The Congo will quickly follow suit with Serbia, Croatia and Kosovo being the final piece of the Balkans puzzle. The use of current funds will be to complete the process of securing agreements with Macedonia, Congo, and other Baltic countries, securing the equipment required to deliver calls to these countries and the delivery of the equipment to these countries. The success of these operations will then drive prudent expansion of direct routes in other European countries and Africa where further lucrative emerging opportunities for our expertise exist. In addition, current funds will be used for the prudent management of account receivable between our third party service provider, Albtelecom, and MIT. Projected Revenue and Minutes Per Year Forecasts Albania : It is estimated that the current minutes per year into Albania ranges from 700 million to 1.25 billion minutes per year. Initially, MIT will be responsible for all landline (fixed) termination services. Conservatively, landline traffic is estimated at 280MM min/yr and pirated minutes (which will be virtually erased from the market with this agreement) are estimated at 250MM

min/yr. Assuming inflated reporting of pirated minutes, we believe total landline traffic to Albania is around 350MM/mim/yr (958k/min/day). Are expectations are to capture around a 50% market share of this traffic in the first 90 days of operation. Macedonia : Minutes in this region are roughly double that of Albania. We expect to capture around 150MM minutes/year in traffic. Congo : With nearly 70MM people in this country, and 30MM mobile users, this market is one that MIT could profit nicely from. A likely target volume for MIT in this region is 500MM min/yr. MIT expects the total minutes of all three countries to be roughly 1 billion minutes a year.

Overview of Meridian International Telecom, LLC. Meridian International Telecom. ("Meridian International Telecom"or "MIT") is an Indiana LLC that delivers both tandem and Internet Protocol-based international voice calls to both fixed and wireless networks. The general business of Meridian International Telecom is the completion of international telephony calls. Meridian International Telecom's network spans New York, Frankfurt, and Albania with further expansion anticipated into Macedonia and Congo over the next six (6) months. Other Baltic States are anticipated to follow in the next 12-18 months. VOIP technology enables Meridian International Telecom to reach other VOIP providers throughout the world. Meridian International Telecom delivers business with two (2) key areas of focus : 1. Emerging Market Telecom Advisory and Operations ServicesMeridian International Telecom has recently signed the first VoIP international gateway interconnection agreement with the country of Albania. The agreement permits Meridian International Telecom to deliver calls to destinations within Albania and it licenses Meridian International Telecom to terminate traffic that originates in Albania. Finally, the agreement

gives Meridian International Telecom the right to take calls that originate in Albania and terminate those calls in other countries throughout the world.Meridian International Telecom chose to enter the Albanian market because of the available margin and the underserved population. Until 1990, Albania was one of the world's most isolated and controlled countries, and installation and maintenance of a modern system of international and domestic telecommunications was precluded. Callers previously needed operator assistance to even make domestic long-distance calls. Albania's telephone density was the lowest inEurope, at 1.4 units for every 100 inhabitants. Tirana accounted for about 13,000 of the country's 42,000 direct lines;Durrës, the main port city, ranked second with 2,000 lines with the balance concentrated in Shkodër, Elbasan, Vlorë andGjirokastër. Each village had a telephone but during the land redistribution of the early 1990s peasants knocked out service to about 1,000 villages by removing telephone wire and using it for fencing. Most of Albania's telephones were obsolete, low-quality East European models, some dating from the 1940s. In the early 1990s, Albania had only 240 microwave circuits to Italy and 180 to Greece carrying international calls. The Albanian telephone company had also installed two U-20 Italtel digital exchanges. The exchange in Tirana handled international, national, and local calls; the Durrës exchange handled only local calls. Land lines are extremely overloaded and it is very difficult to receive a telephone number. As a result, the number of mobile phones has skyrocketed in the bigger citiesThis is changing. New technologies are entering the marketplace and the Albanian economy is becoming westernized. The agreement between Meridian International Telecom and the country of Albania is literally changing the way the Albanian people communicate with the rest of the world – adding greater reliability, clarity, and a significant cost savings. The government is excited about our new arrangement as they see Meridian International Telecom providing lower termination rates for calls terminating outside of Albania (from around 35 cents per minute to around 8 cents per minute). These savings will be passed along directly to the Albanians. All international VoIP traffic originating or terminating within the country of Albania will be required to pass through the Meridian International Telecom network. Meridian International Telecom is the only licensed company with access to the entire Albanian fixed-line network. Additionally, Meridian International Telecom will have access to the two mobile operators within Albania as soon as the Albanians complete the interconnection arrangements.

Meridian International Telecom has the present capacity to handle more than 500,000 minutes each day and projects a margin of no less than one cent USD ($.01USD) per minute. Meridian International Telecom also has attained the rights for more lucrative origination traffic contracts in country also. Finally, Meridian International Telecom is working to connect all calls leaving Albania and going to Greece, Italy, UK, Austria and the US. These 5 countries represent 79.9% of calls that leave Albania. Revolutionizing the Way Eastern Europe Communicates with AmericaThe Balkans is an extremely volatile region in a number of ways, including the delivery of telecommunications services. There are more natives of the Balkan countries living outside the region than there are actually living in the region. The former leaders who promoted ethnic unrest within the region in the 1990's have been replaced by American-trained economists and bankers who understand the need for economic stability. Every one of these countries, including Albania, today strives for membership in the European Union. This was not the case ten (10) years ago. Every one of these countries has a list of important objectives that the country must achieve prior to acceptance into the EU. Every one of these countries must standardize its telecommunications system and dramatically increase their access to the Internet. 2. International Carrier RelationsMeridian International Telecom has agreements with companies throughout the world for termination of calls. Customers interconnect into Meridian International Telecom's network and Meridian International Telecom uses its equipment to deliver the traffic of its customers over the Meridian International Telecom network to the destinations. Meridian International Telecom completes the calls and our third party service provider gathers the billing records and reconciles the invoice with the customer. While most telecommunications services and products have experienced price decreases over the past few years, international rates for long distance have remained static with a steady increase in both call and minutes of usage volume. The facilities available both in the United States and in foreign destinations have not increased at the same rate. The result has been rate stability in this sector of telecommunications.

Meridian International Telecom Management Team Damir Fazlic – President / Virtu International Group, LTD, and investing partner with MIT Timothy A. Ginn – President, MIT Anthony D. Altavilla – Vice President, MIT Stephen T. Slavin – Secretary, MIT George Grkinich, MIT Rick Suder, MIT Alan C. Shoaf, MIT

-----------------------------------------------------------------------------

Technical Questions for the Albanian Project(Blue text is direct from the Albanian technicians)

1. Provide Inbound International monthly traffic volume by:

a. Country

b. Carrier

c. Type, (Fixed v. Mobile)

d. Delivery, satellite or cable: Cable

Currently Inbound International traffic volume is around 700 mil minutes per Year (both Fixed and

Mobile) 60% of them comes from Italy and Greece. Do not forget that the old Minister of Telecom had his

own illegal VOIP and we still do not know what he was doing in terms of traffic.

Follow up reply: This is very hard to get right now as this number does not include any VOIP traffic that we

know was going on for at least four years, as this was controlled by a brother of ex minister of telecom

(educated guess is that they were doing additional 200-250 million minutes all land lines as they could not

terminate to mobile without getting caught by Greeks who own the mobile, plus Greeks themselves were

doing VOIP traffic as well that they were not reporting) so It is very hard to give you a definitive answer.

The best guess is that the split is 60-40 land lines and 55-45 Rest of The country to Tirana (of land lines

calls) plus all the illegal traffic.

Macedonians think that there was around 1-1.25 billion minutes into Albania both land and mobile.

You'll be getting more answers in the upcoming period.

My (Steve's) thoughts:

Based on our research of the lack of telecom infrastructure in Albania, I'm guessing this 60/40 split

referenced above is 60% mobile and 40% landline. It seemed mobile was and has been over the last 5

years driving their communications in ALB and would be a higher number. Do you agree? Guessing

conservatively made sense.

In any event, using his numbers if you take the 700MM/yr of which 40% are landline (280MM), and you use

the 250MM pirated minutes and guess this is inflated by 4 times (actual is 62.5MM), the total guess is

342.5MM min/yr. This is 938k min/day. So, if this is right, it may actually be achievable to get at 53%

market share (500k/min/day) fairly quickly by having an exclusive agreement with Albania If the landlines

are more (60%) then even better.

2. List Carriers with direct agreements

Currently there are 18 carriers that have direct agreements (some of them are Telecom Italia, OTE, KPN,

France Telecom, Deutsche Telekom, Slovenian Telecom and others)

3. List Carriers with direct connections : 16 Carriers

4. Provide a schedule of accounting and settlement rates by country: " This is being

done (very confidential!!)"

5. What is the international connectivity being provided? Internet or IPL. : IPL

a. If Internet, where does it connect to the backbone and how.

i. If satellite, what satellite(s) and where does it land

ii. If cable system, which one and where does it

terminate.

b. If IPL , is it currently provisioned and where does it terminate and by which

method, satellite or cable. : Cable [only info given for this series of questions].

6. Are there current facilities in place to Telecom Houses in the UK or New

York? New York

7. Confirm that an initial (2) E-1s are provisioned for the international

connection. Provide the amount of bandwidth that will be available as demand increases

As I promised you earlier we will provide four E's four your company (you can use one for outgoing

traffic), 32 circuits all together, bandwidth can support 650,000 minutes per day without compression.

Anyway, this can be upgraded if you needed, but I think this is more than adequate for the beginning.

8. Provide round trip ping time from Telco to point of connection to the Internet

backbone. [Working on this]

9. What power options do we have for our equipment: 220v, if you need more

information need to be more specific

10. Confirm availability of 2 rack spaces for equipment: Rack space and boxes to

connect to our backbone are not a problem.

11. Model and signaling requirements of the Telco switch [they are working on this]

OTHER COMMENTS FROM ALB:

12. I suggest your guys go for Cisco that can handle 550,000 min per day without

compression, if you increase this than you can compress it.

Internet bandwidth is being increased daily

--


Meridian Int'l Telecom



Suite 269

Carmel, IN 46032

317-218-0204

317-218-0214(f)

513-478-3566(c)

[email protected]

--





Date: Wed, Sep 27, 2006 at 10:48 AM

Subject: Fwd: Albania technical questions

To: Tony Altavilla <[email protected]>, "Alan C. Shoaf" <[email protected]>, Timothy Ginn

<[email protected]>, Rick Suder <[email protected]>, George Grkinich

<[email protected]>

Guys,

Just got this from Lawrence. I'll forward this onto Damir. Any other questions you want me to

add?

Let me know.

Thanks.

Steve.


From: Lawrence M. Fuccella, Jr. <[email protected] >

Date: Sep 27, 2006 10:43 AM

Subject: Albania

To: [email protected]

Hello Steve.

Please have your contacts work on the issues I listed on the attached document.

My initial vendor pricing is coming in at $97,000. This is for Tier 1 carrier grade service which will be

necessary to attract the volume of traffic required. That assumes that we will be able to connect to

our existing network and use our existing switching in North America or the UK. I have requested

financing options such as leasing as we discussed yesterday.

Best Regards,

Lawrence



Tech Questions 1.doc30.5 KB



Date: Mon, Sep 25, 2006 at 9:37 AM

Subject: AlbTelecom

To: Steve Slavin <[email protected]>, Tony Atanasov <[email protected]>

https://www.evernote.com/shard/s20/share/d5ee-s20/res/788678f2-503f-4555-abb4-0afe3d74a397/Tech%20Questions%201.doc

Cc: [email protected]

Tony/Steve

I just got the contract from AlbTel lawyer, so I am forwarding it to you.

As I told you on Friday Minister of Telecommunications has approved this contract and given a

go ahead to AlbT. to sign it, if we wanted to make significant changes to it, it would need to go

back to the ministry and have their lawyers look at it etc.

If we are OK with this (this is a standard interconnection agreement that they have with a twenty

something world operators, adjusted for VOIP) just sign four copies and send it to me to the

following address:

Damir FAZLIC

Sheraton Tirane Suite 604

Sheshi Italia

Tirana Albania

As we agreed earlier we would aim to install our equipment week beginning 16th, in the mean

time please forward to me technical questionnaire so that you can get hold of the right

equipment.

We should be on air a few days after 16th, I will be there to help your engineers.

--

Damir Fazlic

--


Coldwell Banker Lunsfordo: (765) 289-2228 x 126 | c: (317) 701-5006 | f: (765) 741-5829

e: [email protected] | web: www.iMuncie.com | www.CBLunsford.com

Meridian VOIP Agreement.doc151.0 KB



Date: Thu, Sep 21, 2006 at 12:30 PM

Subject: Damir -- Meridian Int'l Telecom Info


Damir,

We enjoyed meeting you yesterday, and look forward to our future partnership. Per our

discussions yesterday afternoon and evening one of the things you wanted from us is our

company information.

Meridian International Telecom, LLC

14300 Clay Terrace Boulevard

Suite 269

Carmel, Indiana 46032

Ph: (317) 218-0204

Fax: (317) 218-0214

We need to arrange a time to have our technicians talk with your technicians in Albania about

equipment specs and compatibility issues. Hopefully sooner rather than later. If you can let me

know a couple of dates and times that work for you that would be helpful.

The goal at this point is having the signed contracts by Wednesday of next week, we'll send you

money by the following Wednesday and have operations beginning by October 15th or sooner.

Tony Altavilla, Alan Shoaf, and me can be reached at the above address and phone numbers.

Tim Ginn can be reached at wk: 800/955-6408 and cell: 317/457-1245.

Best Regards,

https://www.evernote.com/shard/s20/share/d5ee-s20/res/cbe8cc9a-34bb-4aed-a550-29848248f5d6/Meridian%20VOIP%20Agreement.doc

Steve

P.S. -- Much fun last night!

--




Suite 269

Carmel, IN 46032

317-218-0204

317-218-0214(f)

[email protected]

--



---------- Forwarded message ----------From: <[email protected]>Date: Fri, Sep 22, 2006 at 12:59 PMSubject: Re: MIT & Virtu Meeting Notes 9/20/06To: Steve Slavin <[email protected]>Cc: Tony Altavilla <[email protected]>, "Alan C. Shoaf" <[email protected]>, Steve & Staci Slavin <[email protected]>, Timothy Ginn <[email protected]>, George Grkinich <[email protected]>, Rick Suder <[email protected]>

Thank you.

This is a fair representation of our deal.

--Damir Fazlic



> Gentlemen,

>

> See the attached approved Meridian Int'l Telecom notes from our meeting on

> Wednesday, October 20, 2006.

>

> One small update:

>

>> *ADDITIONS POST-MEETING: *>> · We heard from Damir on 9/22 that he expects contracts to us on

> Monday.

>

> · He wants our tech guys in Albania on 14-15th for set up.

>

> · After stress tests of our systems/equip, the anticipated start

> date is now October 23 (or earlier).

>

>

>

>

>> **

> Best Regards,

>

> Steve.

> --

> Steve Slavin, Partner

> Summit Financial Partners, LLC

> 14300 Clay Terrace Blvd.

> Suite 269

> Carmel, IN 46032

> 317-218-0204

> 317-218-0214(f)

> [email protected]

>

---------- Forwarded message ----------From: "Steve Slavin" <[email protected]>To: [email protected]: "Tony Altavilla" <[email protected]>, "Alan C. Shoaf" <[email protected]>, "Steve & Staci Slavin" <[email protected]>, "Timothy Ginn" <[email protected]>, "George Grkinich" <[email protected]>, "Rick Suder" <[email protected]>Date: Fri, 22 Sep 2006 16:47:22 +0000Subject: MIT & Virtu Meeting Notes 9/20/06

Gentlemen,

See the attached approved Meridian Int'l Telecom notes from our meeting on Wednesday,

October 20, 2006.

One small update:

ADDITIONS POST-MEETING:

We heard from Damir on 9/22 that he expects contracts to us on Monday.

He wants our tech guys in Albania on 14-15th for set up.

After stress tests of our systems/equip, the anticipated start date is now October 23

(or earlier).

Best Regards,

Steve.

--




Suite 269

Carmel, IN 46032

317-218-0204

317-218-0214(f)

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--





Date: Fri, Aug 22, 2008 at 9:20 AM

Subject: Re: MIT / TelQuest Northcom Conf Call Meeting Notes 10/6/06 FRI


TYVM Steve.

In a message dated 8/22/2008 12:34:28 A.M. Eastern Daylight

Time, [email protected] writes:

So... now you see TONS of meeting notes. There are 458 emails with Damir as a reference.

Many of which he was copied on -- I see 198 to be exact.

We know where we started... then where we ended up. Sending you all the notes seems

impractical for your purposes, but let me know. Perhaps a certain time frame or event? Also, we

printed off ALL of the notes and sent them to Obrad in a care package near the end of the deal

so he had all the info needed to help.

In the end we got a forged contract and that pretty much told us we were SOL.

Let me know if you need more.

Best,

Steve



Date: Fri, Oct 6, 2006 at 12:41 PM

Subject: MIT / TelQuest Northcom Conf Call Meeting Notes 10/6/06 FRI

To: Tony Altavilla <[email protected]>, Steve & Staci Slavin <[email protected]>, "Alan C.

Shoaf" <[email protected]>, Timothy Ginn <[email protected]>, Rick Suder

<[email protected]>, George Grkinich <[email protected]>

Conf call with TelQuest Northcom & MIT -- 10/6/06 FRI.

On the call @ TelQuest Northcom : Lawrence, Darren, and his other partner (tech side) Frank Lay.

They confirmed they are now 99% on board with this project. Their economic models gives a

green light. Now we're just dealing with tech details and service agreement language. We all

seem to be in agreement of how our partnership will be structured and who's doing what and

when.

Lawrence is available by phone today and this weekend. Steve to get back with him on some of

the to-do's below. Unfortunately, much is dependent on Damir to follow up with us.

MUST DO: This weekend, they need to get into the NY facility for ALB to check the 4x E-1's ID's.

We need from Damir: location, contacts, and an authorization letter (LOA) saying it's

okay for them to root around in the equip, ping it, etc. A local NY rep for them can give

this LOA. (this inspection could be done Mon, Tues)

Damir confirmed to Tony that he already has a 125k min/day commitment from a Tier 1 carrier in Europe. We need to get Lawrence this company name so he doesn't

double call them.

Get all MIT contact information to Lawrence (vice versa) TelQuest wants a schedule of payments TelQuest to write out a simple service provider agreement with MOU (memo of

understanding) incorporated in this.

TelQuest to confirm the date of install of equip. He knows his vendor is confirmed for

the 3rd week of OCT to install (I see this as the 16th-20th -- which is great for Damir in

ALB)

TelQuest agreed to splitting the cost of the install and equipment. Must confirm

percentages and what's entailed.

TelQuest to bear all the cost of the marketing of the minutes? Confirm this.

TECHNICALS We got some final pieces of info on the tech questionnaire. The ping rate of 500

milliseconds is a bit longer than what he expected. Raised some questions to him if

they are completely IPL. Means more latency than thought. Anything over 275ms

means the packets of information may not arrive at the same time causing delays in the

signal. This can mean non-carrier grade service, but to combat this they'll install

"packet savers" in both NY and ALB for insurance. They'll still need to do their own

ping test to confirm their number. Believe it or not a 480ms number rather than 500ms

makes a difference.

Their technician partner Frank gave a green light to his end of the logistics.

SALES

Lawrence said the Tier 1's set the price of the market. This is great as it will surely be

higher than a flat fee approach. We don't want to do this flat price approach. It's not

how it's done in this business.

The largest play is access to mobile market -- bigger spread than fixed. We told them

our rate for mobil but must confirm (9c or 11c). Retail is ~21c and wholesale ~17c

(confirm #).o curious to see how Damir sees the mobile phone market will play out for us.

MUST DISCUSS: Who is TelQuest selling for? TelQuest or MIT? We confirmed we

could go either way with this. It's likely carriers would know TelQuest more than MIT.

Also, carriers need to feel comfortable with either party's abilty to pay its bills (A/R).

However it's done, monies need to pass thru MIT's books for proper allocation.

Minutes will not be pre-sold till the actual route is opened. For now TelQuest is making

some pre-qualifying phone calls for sales.

Darren (sales) gave a green light to his end of the logistics.

ECONOMICS This is a small margin venture. We need to make sure all our ducks are in a row with

each step -- especially as fast as we're moving with this project.

They haven't done due diligence on us and want MOU that spells out MIT will have an

open book policy in place. Tim confirmed this. Tim spelled it out initially we wanted a

turnkey service provider -- they do their side, we keep open books, and we pay all A/R.

We will pay them monthly as we get cash flow. They wanted a schedule of payments

Their 29% comes off the top line. o Only expenses are ALB technician ($12k/yr), interest costs for equip, cash flow for

operations and equipment and maintenance. All other expenses will be MIT's

(travel, entertainment, ? very little here -- no salaries -- lean and mean)

Darren wanted to make sure the "little guy" gets taken care of. We confirmed. There are

no secrets here and we all have limited expenses. A/R has the potential to complicate

things... be conscious of this.

TelQuest liked the next market: Macedonia.

OTHER

Brief discussion again of Pirates and he wanted to know how we'll handle this. I told him

we talked to Damir and the Govt will be aggressive with this. Supposedly they are

thinking about giving full internet access to all the people and somehow this will hurt the

pirates. Not sure of total logic of this other than ALB would give direct access to our

routing rather than the pirates. In any event ALB will deal with it.

[end of notes]

--




Suite 269

Carmel, IN 46032

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Steve Slavin, President

F.B Fogg

418 E. Main Street

Muncie, IN 47305

765-289-7464

765-289-3560(f)

317-701-5006(c)

[email protected]

www.FBFogg.com

It's only a deal if it's where you want to go. Find your travel deal here.

--





Date: Tue, Mar 13, 2007 at 11:39 AM

Subject: MIT / Albtelecom Agreement

To: Obrad Kesic <[email protected]>

Cc: Tony Altavilla <[email protected]>

Obrad,

Per Tony Altavilla, I'm sending you a copy of the MIT/Albtelecom agreement. He thought you

might benefit from having this. This is the document we're waiting to get back in signed format

from Albtelecom. Damir has our copy which we signed. You might notice page 17 where it talks

of rates for fixed and mobile traffic (never mentioning any added rates that are tacked on for this

or that).

Best,

Steve.

--




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317-218-0214(f)

317-701-5006(c)

[email protected]

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Meridian VOIP Agreement.doc151.0 KB



Date: Thu, Mar 22, 2007 at 11:16 AM

Subject: Fwd: Summary of Albania project from Lawrence


Cc: [email protected]

Obrad -

It is going to get very serious if Damir doesn't act fast to make our system work. Here is an

overview of how we, here in the states, were communicated to by Damir.

We have delivered on our end.

Tony

Meridian International Telecom

Anthony D. Altavilla


https://www.evernote.com/shard/s20/share/d5ee-s20/res/d05df460-2912-4dd1-80fd-19bf7f458670/Meridian%20VOIP%20Agreement.doc

Ste 269

Carmel, IN 46032

317-218-0204 - office

317-590-3780 - cell

AOL now offers free email to everyone. Find out more about what's free from AOL at AOL.com.



To: "Tony Altavilla" <[email protected]>, "Alan C. Shoaf" <[email protected]>

Cc:

Date: Thu, 22 Mar 2007 11:05:07 -0400

Subject: Summary of Albania project from Lawrence

A great summary of where we are today. We should forward this to all parties. We (and all

partners) know of Lawrence's distrust of ALB and his unhappiness with the project. He's told us

before he's ready to give up. Based on the summary he wrote (that we know and lived as well) I

dont' blame him. He'll be calling us soon.

Steve.


From: Lawrence Fuccella <[email protected]>

Date: Mar 22, 2007 10:55 AM

Subject: RE: Are you alive?


I am back in this morning. I will call when I catch up.

I have a ton of messages from Larry and Darrin that the quality has continued to go down as though

bandwidth is being squeezed or shared. I was on the phone with Darrin on Mon or Tues while he

explained what was going on. At the same time I received an email from Reach technical asking if we

were having problems. I indicated that we have used up our available capacity and that they should

not resume until we secure more.

I have emails from Larry that indicate that we are only able to send 40 simultaneous calls and that the

quality is low. He told me that you have been in direct contact with him in my absence. No problem.

Given the eroding status, it is important that he keep us up to date.

I think it is important that someone goes there. I have been overseas with one weekend home to see

my kids for over a month and unlikely to be back before Easter at this point. I am not going.

We started this project with the following being represented to you and us:

1. (4) E-1s of dedicated Internet bandwidth on Telecom Italia's new "large"

Internet pipe. That is equal to (8) Mbs.

a. We were then told it would be (2) Mbs which is equal to (1) E-1

b. Larry tells me that based on performance it is down to less than half of that and

that it is probably shared with others, certainly not dedicated.

2. Wholesale pricing (cost to you and I) that was preferential pricing to stimulate

traffic from the "Grey" market back onto the Albatelcom network and therefore back into

their revenue stream.

a. There has not been preferential pricing. In fact, each of us has independently

confirmed that pricing with other carriers has fallen below ours and they are the brick

and mortar carriers.

b. January 1, iBasis, owned by a personal friend of someone, was to begin using

the service. They have not and won't because they can get a better price from any

other carrier. They also want Mobile .

3. There would be exclusivity.

a. That would be great but I now think it was flawed from the start. It appears that

there was an exclusive arrangement for traffic transported via the Internet, or VoIP

(voice over internet protocol). All that this entails is using the public Internet as the

international connection to Albatelcom for the transport medium and a digital

packetized protocol for signaling between two points. To the consumer and ANY

telephone company, it is transparent and indistinguishable.

b. That being said, we are directly competing with the non-VoIP providers,

ie. France Telecom, OTE, Etc. Our service level and quality, regardless of the

irrelevant signaling protocols, must be the same. It has been increasingly

substandard and will apparently continue as long as we are treated as a non-carrier,

which is how they are treating us.

4. We were to have a minimum of (8) trunkside T-1s.

a. You and I have been given every excuse and promise about that situation.

When we finally paid through the nose to accommodate them and put the physical

items in their hands, we got (4).

5. Mobile coverage would be available in December. (2006)

a. It was talked about on Day 1 in October and every day since.

b. The fact is the market now demands that mobile is a requisite for carrier grade

service. They know this and most likely knew it from the start.

c. There was a rate Day 1 for mobile and the subsequent arguments about it are

Bogus.

d. The fact is that the mobile market for international minutes exceeds the fixed line

market and someone else has been given the rights to it. FT, OTE, iBasis?

6. We were to have technical support from a person paid by us.

a. We should not have to pay someone to begin with. Do you think that France

Telecom has to employ their own technician to answer the phone and monitor their

circuits within Albatelcom? I do not oppose paying someone to be extra diligent.

7. MIT was chosen replace a vendor who was cheating Albatelcom.

a. Perhaps they were, many do.

b. I now firmly believe they were presented the exact same roadblock and BS and

walked away.

Of course we have been told there are delicate political reasons for much of this but it would all work

out when we send 200K – 500K minutes of Fixed line traffic per day. That is just plain non-sense. For

starters, there is not that much traffic, our limited due diligence told us that from the start. We have

not at any point since we started had a connection that would support anything close to those levels.

They, whoever they are know this. When we told them it would go to those levels and called their

hand, nothing happened then either.

Everyone has made a significant investment, you apparently much more than I. Someone has been

jerking our chain

Lawrence

-----Original Message-----From: [email protected] [mailto:[email protected]] Sent: Wednesday, March 21, 2007 9:34 PMTo: Lawrence Fuccella; [email protected]: Are you alive?

Lawrence,

We've tried to call you multiple times. You okay? We need to talk to you.

Are you free next week for a trip to Albania? We're pondering a trip either Sunday or Tuesday for 3-4 days. Let me know.

Thanks.

Steve.

-- Steve Slavin, PartnerSummit Financial Partners, LLC

14300 Clay Terrace Blvd.Suite 269 Carmel, IN 46032317-218-0204317-218-0214(f)317-701-5006(c) [email protected]

--




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--





Date: Mon, Jul 30, 2007 at 9:34 AM

Subject: MIT Shut Down

To: Obrad Kesic <[email protected]>, "[email protected]"

<[email protected]>

Cc: Tony Altavilla <[email protected]>, Timothy Ginn <[email protected]>, George

Grkinich <[email protected]>

Obrad and Damir,

We're still not up in Albania after Alban said we would be. I was able to talk to Velocity (one of

our bigger clients) and they are successfully passing traffic to other VoIP carriers in Albania. My

contact there says it looks like we've been shut down. He gave reasons as to why this usually

happens... the carrier pressing the source for better pricing, better stability, better this and

that...but we know the real reason is that we haven't paid that recent bill as we've been waiting

for the contract.

We need advice on our next step. Please let us know as soon as possible.

Thank you.

Best Regards,

Steve.

--




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Coldwell Banker Lunsford

o: (765) 289-2228 x 126 | c: (317) 701-5006 | f: (765) 741-5829e: [email protected] | web: www.iMuncie.com | www.CBLunsford.com



Date: Thu, Jun 7, 2007 at 9:56 AM

Subject: Damir -- MIT -- Can you help? Technical Issue


Cc: Obrad Kesic <[email protected]>, George Grkinich <[email protected]>, Tony Altavilla

<[email protected]>, Timothy Ginn <[email protected]>, Steve & Staci Slavin

<[email protected]>

Damir,

We were curious if you've had any luck figuring out Telecom Italia's issue with getting the internet

to Albania? As of right now we're still having significant quality issues. Larry pinged the system

and it's still showing over 500 miliseconds on the ping time and tons of time outs. We usually are

under 200 in the miliseconds with little time outs. Call volume is down to only 1-2 calls on the

system right now (meaning near zero volume).

Larry diagnosis is that our dedicated line is not dedicated right now...that we're sharing the

internet bandwidth with someone and in this case whoever we're sharing it with is taking it all.

Alban is not picking up phone calls or responding to emails as of today. We heard from him

briefly yesterday via email that they are aware of the issue and are working on it.

Thanks for your help! We're having a record month in volume till this, so we'd love to keep the

momentum going, but like clockwork it seems we have a serious technical issue every 2 weeks.

Best,

Steve.

--




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Carmel, IN 46032

317-218-0204

317-218-0214(f)

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[email protected]

--





Date: Fri, May 25, 2007 at 9:47 AM

Subject: Re: Meridian / Albania traffic PROBLEM

To: Tony Altavilla <[email protected]>, Timothy Ginn <[email protected]>, Larry Klein

<[email protected]>, [email protected], George Grkinich <[email protected]>

Just to fill you in. I was able just now to reach Damir too. He's in the states. He picked up when

I hid my caller ID. He said he'd make a call over there in 10 minutes to help as well.

More to follow when I hear more.

Steve.

On 5/25/07, Steve Slavin <[email protected]> wrote:

I was able to reach Obrad un Bulgaria. He's making some calls and told me to try Damir in 45

minutes after a meeting. More to follow. No one in ALB is picking up phones or replying to

emails.

Steve.

On 5/25/07, Steve Slavin <[email protected] > wrote:

[this from Larry Klein below] -- please advise.Hi Guys,

We have the same problem again like the last time.

The Router is nouting the packets to our equipment. This is NOT a bandwidth issue. It is a routing

issue in Albania.

Please fix ASAP!!

Regards,

Here is a TraceRoute:

7 28 ms 31 ms 28 ms ash2-telus-1-ca.ash.seabone.net [195.22.206.45]

8 662 ms 333 ms 215 ms customer-side-durres-telecomalbania.al [217.24.244.238]

9 167 ms 165 ms 168 ms 217.24.244.237


11 169 ms * 166 ms 217.24.244.237


13 166 ms 170 ms 169 ms 217.24.244.237


15 172 ms 182 ms 170 ms 217.24.244.237


17 179 ms 172 ms 177 ms 217.24.244.237


19 171 ms 174 ms 175 ms 217.24.244.237


21 180 ms 178 ms 177 ms 217.24.244.237


23 180 ms 180 ms 178 ms 217.24.244.237


25 * 180 ms 183 ms 217.24.244.237


27 184 ms 181 ms 182 ms 217.24.244.237


29 183 ms 186 ms 185 ms 217.24.244.237


Larry Klein

GTCTI Canada

CTO

Tel: 514-788-2072

Fax: 514-339-9911

E-Mail: [email protected]

GTCTI Canada

3465 Thimens

St. Laurent, QC

H4R 1V5

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Date: Tue, Jun 5, 2007 at 4:13 PM

Subject: Obrad -- info on Damir

To: Obrad Kesic <[email protected]>

Cc: Tony Altavilla <[email protected]>

Obrad,

Here's what we know of Damir to date. Not sure how accurate it is, but it's what we've been able

to figure out or know from communications, etc. Obviously this is not the whole story. I hope this

helps.

Person of Interest: Damir FazlicBorn: Yugoslavia

Education: thought to be Oxford in England and Harvard in USA.

Phone: home 202-296-1167, mobile 202-714-7999, cell in Albania 011-355-692-093-384

Address: Homes in Washington, DC and London. Appartment in NYC.

Damir Fazlic

Ritz Carlton Residences

Apt. 8m

1155 23rd Street, NW,

Washington DC 20037

Email: damir.fazlic @comcast.net

Marriage: married with one child (baby). His wife is thought to come from extensive money from

her father. From Eastern Europe with ties to arabian oil from the 70's. Perhaps arms for oil

connections from that time period.

Professional: Consultant with BGR (enfluencial lobbying firm in Washington DC), political

strategist fo the current Prime Minister of Albania and that leader's party in Albania.

Partial owner of Meridian International Telecom. International VoIP termination in Albania.

One of his companies (that is a 50% owner of Meridian International Telecom):

Virtu Atlantic LLC

1111 23rd Street, NW, South Penthouse 3F

20037 Washington DC

Tax ID 01-0883968

CLEONE Limited (another company we know he owns)

4 Pikioni Street

Limassol, Cyprus

Thought to be a previous partial owner of Vision International, Inc.

Partner with Thomas P. Dakich.

Corp address: One Market Square Center,

1512 N. Delaware Street, Suite 1510,

Indianapolis, IN 46204

Wiring instructions for Damir: Sent Oct 10, 2006

A/c name: HSBC International Ltd.

A/c number: 001828509

Branch: HSBC Bank US

500 Stanton, Christiana Road

Newark, Delaware

19713-2107

USA

ABA: 021001088

SWIFT: MRMDUS33

Reference: for further credit of

DAMIR FAZLIC ACC#022-796916-705

Branch: HSBC Bank International

HSBC House

St Helier JE1 1HS

SWIFT: MIDLJESH

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Date: Fri, May 11, 2007 at 4:29 PM

Subject: Damir -- Signed MIT-ALB Contract ??


Cc: Tony Altavilla <[email protected]>, Steve & Staci Slavin <[email protected]>, George

Grkinich <[email protected]>, Rick Suder <[email protected]>, Obrad Kesic

<[email protected]>, Timothy Ginn <[email protected]>, "Alan C. Shoaf"

<[email protected]>

Damir,

Numerous times we've requested from you or Albtelecom a signed copy of our MIT/Albtelecom

Termination Agreement. We have yet to receive this. We've been patient and given you and

Albtelecom many months to follow through.

We've requested multiple times this signed contract from Ergys at Abtelecom via email, fax, and

by phone. Lawrence and I had a quick conference call with Ergys this past Monday. He

assured us this document was forthcoming the next day. We have yet to receive it. We've been

unable to reach him the rest of the week. Ened, our other Albtelecom technician, hasn't

responded either to calls or emails. Nonetheless, this responsibility is yours.

Aside from the many failures on your end to deliver to MIT key advancements to our business

model, we need you to follow through immediately with item number one on the list -- our

officially signed, stamped copy of our MIT/Albtelecom Termination Agreement. We expect this

FedEx'd, emailed, or faxed to Steve by next Wednesday.

Thank you for your understanding. We can simply no longer be patient. As a businessman, you

can certainly appreciate the position we're in.

Sincerely,

Steve

Contributed collectively by MIT partners.

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Documents

birnsource.combirnsource.com/uploads/2014/07/emails.docx · Web view> One of the things we need to define better is what Albanians need that they> either can't get locally or can't