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Thank you for contacting us and requesting an information kit. Vein Clinics of America focuses exclusively on treating a wide spectrum of vein disease. For more than 30 years, VCA network physicians have specialized in the treatment of vein disease, including spider veins, varicose veins, facial veins, hand veins and venous leg ulcers. Did you know varicose and spider veins are progressive and may only get worse if leſt untreated? Due to advancements in vein treatment, there are new options for women and men who suffer from vein disease. These minimally invasive treatment options are safer and more effective techniques which are performed in the office and require minimal recovery time. Review the enclosed brochure to learn more. Many treatment options are covered by insurance. Our practice accepts most major insurance plans. We help our patients understand their benefits and work with their insurance company to get them the maximum coverage for their treatments. We also offer special financing options through Care Credit; the enclosed brochure will provide more information. If you have any questions or would like to schedule a free* consultation at your local Vein Clinics of America office, please call us at (844) 821-VEIN (8346). Best regards, Satish Vayuvegula, MD, MS National Medical Director *Due to legal constraints, the free consultation offer cannot be extended to licensed healthcare providers, Medicare or Medicaid beneficiaries, or other recipients of federal or state health care benefit programs. Offer expires December 31, 2015. Consultation must occur on or before December 31, 2015. Valid at all participating VCA network locations. New patients only. One free consultation per person during promotional period. Not redeemable for cash.

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Thank you for contacting us and requesting an information kit.

Vein Clinics of America focuses exclusively on treating a wide spectrum of vein disease.

For more than 30 years, VCA network physicians have specialized in the treatment of vein disease,

including spider veins, varicose veins, facial veins, hand veins and venous leg ulcers.

Did you know varicose and spider veins are progressive and may only get worse if left untreated?

Due to advancements in vein treatment, there are new options for women and men who suffer from

vein disease. These minimally invasive treatment options are safer and more effective techniques

which are performed in the office and require minimal recovery time. Review the enclosed

brochure to learn more.

Many treatment options are covered by insurance.

Our practice accepts most major insurance plans. We help our patients understand their benefits

and work with their insurance company to get them the maximum coverage for their treatments.

We also offer special financing options through Care Credit; the enclosed brochure will provide

more information.

If you have any questions or would like to schedule a free* consultation at your local Vein Clinics

of America office, please call us at (844) 821-VEIN (8346).

Best regards,

Satish Vayuvegula, MD, MS

National Medical Director

*Due to legal constraints, the free consultation offer cannot be extended to licensed healthcare providers, Medicare or Medicaid beneficiaries, or other recipients of federal or state health care benefit programs. Offer expires December 31, 2015. Consultation must occur on or before December 31, 2015. Valid at all participating VCA network locations. New patients only. One free consultation per person during promotional period. Not redeemable for cash.

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If pain and unsightly veins are slowing you down, it’s time to

LISTEN TOYOUR LEGS

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Severity Scale: 1 = least, 9 = most

Reticular VeinsSpider Veins

Edema Hyperpigmentation

Lipodermatosclerosis

Varicose Veins

Corona Phlebectatica

Venous Dermatitis Venous Leg Ulcer

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4

7

2

5

8

3

6

9

Your legs are meant to move you forward, not hold you back.Varicose veins are enlarged veins that look like bulging or twisted cords. They are red, blue or flesh colored and appear just under the skin’s surface. Spider veins are tiny blood vessels that develop close to the skin’s surface, and can look like a web under the skin.

Although these veins usually occur in the legs, they can also form in other parts of the body. Varicose veins result when some of the connections between veins in the leg no longer function properly.

Symptoms associated with varicose veins include:

• Pain• Heaviness• Throbbing• Swelling• Itching

Varicose veins can cause mild to moderate pain, blood clots, skin ulcers (sores) or other problems. They can also lead to more serious vein conditions if left untreated.

• Restlessness• Fatigue• Cramping• Burning

You have a higher risk of developing varicose veins if you:

• Have family members with the condition

• Are female ( Women are 2.5 times more likely to have vein disease than men)

• Are over 30 years of age

• Have a job where you sit or stand for long periods of time

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Isn’t it timeto leave legpain behind?

Consider our minimally invasive treatment options

Treating your varicose veins may be easier than you think. At Vein Clinics of America, we perform our treatments right here in our office. After your minimally invasive procedure, you can expect to return to normal activities the next day or sooner.

SclerotherapyProblematic veins are treated by injecting a solution called a sclerosant which seals off the unhealthy part of the vein, allowing your body to naturally redirect blood flow to your healthy veins. If you have larger varicose veins, our skilled physicians will utilize an ultrasound to target the precise location of the problem for the best results.

Endovenous Laser Treatment (ELT) Our expert physicians will insert a small optical fiber into your varicose vein using ultrasound guidance. The optical fiber carries energy from the laser that heats and closes the vein, thus redirecting the blood to other healthy veins. The entire procedure takes an hour or less, and patients report little to no pain.

Your doctor will help you decide which treatment is best for you. Often, patients require both types of treatments for optimal long-term results.

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Take the first step today

Call (844) 328-VEIN (8346) today to set up your personalized consultation.

Deciding to have a procedure like this may seem overwhelming, but it’s really as easy as taking the first step.

Schedule a consultation. Share your concerns, questions and symptoms with one of our compassionate vein experts.

Move forward with an exam. When you feel comfortable proceeding, your dedicated clinician will examine your leg(s) and decide if further ultrasound testing is needed.

Meet with an insurance expert. One of our knowledgeable insurance specialists will meet with you to determine how you can maximize your benefits for coverage.

1

2

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Sample vein map

Vein mapping—your treatment roadmapA detailed ultrasound can help determine what treatment plan is right for you. The ultrasound allows us to create a vein map to illustrate where your unhealthy veins are located, showing details that are not visible on the skin’s surface.

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If your legs are telling you they hurt, it’s time to listen.

“ I always thought that some of the ugly stuff in my legs was cellulite, when in fact it was varicose veins. I had spider veins that looked like big bruises. Before treatment, my legs were bothering me so much that I had to wear ugly support stockings under my jeans to avoid blood clots. It’s been almost two years since I started treatment, and the spider veins are now gone.”

“ It’s one of the best decisions I’ve ever made.”

- Satisfied Vein Clinics of America patient

Take advantage of easy payment options

Since varicose veins are considered a medical condition, treatment is often covered by your medical insurance provider. Vein Clinics of America accepts most major insurance plans. Since treating vein disease is our specialty, our staff is highly experienced at working directly with insurance companies to ensure you’re getting the coverage you need.

Extra help when insurance isn’t enoughIn the event that insurance does not cover the entire cost of your treatment, Care Credit is a credit plan that can be used for your health-related expenses. You can even use it for co-payments and deductibles.

Care Credit• Access to a revolving line of credit for

medical expenses

• A quick and easy approval process

• 12 months of interest-free payments for qualifying patients

Flex Spending (FSA)FSAs are a valuable benefit to help pay for medical expenses. Reimbursable medical expenses cover many treatments for vein disorders, including varicose veins and venous leg ulcers. Check with your plan’s administrator for your specific coverage options.

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Q. Is vein treatment covered by insurance?A. Treatment is often covered by insurance.

Q. What happens if I wait?A. Varicose and spider veins are progressive; they

may continue to get worse if left untreated.

Q. Will I need to be hospitalized or take time off from work?

A. Treatment is performed on an outpatient basis during convenient office visits. You can resume most activities shortly after each session.

Q. Can I just have my small veins treated?A. In vein treatment it is important to not only treat

the unsightly surface spider veins, but also the feeder veins that actually cause them. Treating the feeder veins treats the source of the problem, lessening the chance of recurrence.

Q. How effective is treatment?A. While it is very unlikely the veins that we treat

will come back, new ones can develop. Our follow-up program is designed to prevent varicose veins from recurring.

Q. What should I look for in a physician?A. Experience matters. Varicose vein disease

can be complex, and each patient is unique. VCA requires that its physicians go through an extensive training program to ensure they are properly trained in the various vein treatment procedures.

Answers to common questionsPersonal stories of success*

Tracy’s story” I had a lot of aching in my upper legs and

occasional cramping in my lower legs. My legs would ache if I had been walking all day, and I wasn’t able to sit for a long period of time. After treatment, I noticed immediate relief from my condition. My legs feel really good now. It’s no longer painful for me to spend a lot of time on my feet.”

Meredith’s story“ My legs hurt and looked bruised. I had to prop

them up in order to get some relief from the pressure and pain. I’m so glad I came to Vein Clinics of America. Both my legs feel normal and are free of pain. I highly recommend it to others.”

Mary’s story“ Several years ago, I started noticing these little, tiny

veins popping up on my legs. I was self-conscious about the way they looked and constantly had to cover them up.

I wouldn’t trust my legs to anybody but Vein Clinics of America. After treatment, my legs are looking so much better. I even love to wear skirts again.”

*Results may vary

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(844) 328-VEIN (8346)veinclinics.com

Insurance covers most procedures.

If you have one or more of these symptoms, you may be at risk for vein disease.

©2015 Vein Clinics of America, Inc. All rights reserved. VCA-0747 2/15

Cramping

Pain

Fatigue

Restlessness

Heaviness

Swelling

Itching

Throbbing

You deserve healthy legs Are you experiencing these signs and symptoms?

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The care you want.With financing optionsmade easier.*

*Subject to credit approval. See inside for details.

* Subject to credit approval. See inside for details.

The care you want.With financing optionsmade easier.*

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No Interest If Paid In Full Within 6 or 12 Months Special Financing Options*

Available on qualifying purchases of $200 or more made with your CareCredit healthcare credit card account. Interest will be

charged to your account from the purchase

date if the promotional purchase is not paid in full within the promotional period. Minimum monthly payments required and may or may not pay off purchase before end of promotional period.

Reduced Interest (14.90% APR) And Fixed Monthly Payments

Required Until Paid In Full Special Financing Options**

Available on qualifying purchases of $1,000 or more made with your CareCredit healthcare credit card account. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer. Purchases of $2,500 or more are eligible for a 60 month offer. Fixed monthly payment amount is based on repayment over a 24, 36, 48 or 60 month period.

For Purchases Under $200: Standard Terms

Your CareCredit healthcare credit card has standard terms for those smaller purchases that are under $200. Use it for things like teeth whitening products, co-payments, skin care products, chiropractic adjustments or pet care supplies.

*/** Subject to credit approval. Please see the back page for more details on these Special Financing Options. Ask for details.

We give you options you can’t get with other credit cards.

CareCredit is here to help you get the care you’re ready for.

No Interest If Paid In Full Within 6, 12, or 18 Months Special Financing Options.*

Get an answer right away. Get started right away.*

Reduced Interest (14.90% APR) And Fixed Monthly PaymentsRequired Until Paid In Full Special Financing Options**

For Purchases Under $200: Standard Terms

CareCredit gives you flexibility and convenience when managing your family’s out-of-pocket healthcare expenses. The CareCredit health, wellness and beauty credit card can be used as often as you want* at more than 165,000 enrolled healthcare practices for yourself, your family, even those other very special

family members-your pets. Use it for dental care, LASIK, eyeglasses and contacts, cosmetic treatments, trips to the veterinarian – CareCredit picks up where insurance leaves off. You can even use it for co-payments and deductibles. Using CareCredit helps you reserve your cash and other credit cards for other expenses.

Available on qualifying purchases of $200or more made with your CareCredit healthcare credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional

period. Minimum monthly payments required andmay or may not pay off purchase by the end of the promotional period.

It’s easy to apply for CareCredit and you’ll receive an answer almost immediately. If you’re approved, you can begin treatment even before you get your card. That’s the whole idea - to help you get the care you want, without delaying.

When you use CareCredit for purchases of $200 ormore, you can choose one of our special financingoptions. Pick the available option that’s best for your situation.

Available on qualifying purchases of $1,000 or more made with your CareCredit healthcare credit card account. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer. Purchases of $2,500 or more

are eligible for a 60 month offer. Fixed monthly payment amount is based on repayment over a 24, 36, 48 or 60 month period.

Your CareCredit healthcare credit card has standard terms for those smaller purchases that are under $200.

Use it for things like chiropractic treatment, teethwhitening products, co-payments, skin care products or pet care supplies.

*/** Subject to credit approval. Please see the back page for more details on these Special Financing Options. Ask for details.

CareCredit is here to help you get the care you’re ready for.

CareCredit gives you flexibility and convenience when managing your family’s out-of-pocket healthcare expenses. The CareCredit health, wellness and beauty credit card can be used as often as you want* at more than 165,000 enrolled healthcare practices for yourself, your family, even those other very special family members – your pets.

Use it for dental care, cosmetic treatments, trips to the veterinarian – CareCredit picks up where insurance leaves off. You can even use it for co-payments and deductibles.

Using CareCredit helps you reserve your cash and other credit cards for other expenses.

Get an answer right away. Get started right away.*

It’s easy to apply for CareCredit and you’ll receive an answer almost immediately. If you’re approved, you can begin treatment even before you get your card. That’s the whole idea – to help you get the care you want, without delaying.

When you use CareCredit for purchases of $200 or more, you can choose one of our special financing options. Pick the available option that’s best for your situation.

We give you options you

can’t get with other credit

cards.

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Not all enrolled healthcare practices offer all special financing options, so please ask your practice to explain which ones are available for your purchase.

Estimated Monthly Payments for Special Financing OptionsFor purchases less than $200, Standard Terms apply.

^IMPORTANT INFORMATION ABOUT ESTIMATED MONTHLY PAYMENT OPTIONS: Monthly payments shown in this table should allow you to pay the associated total amount financed in full within the promotional period if: (a) this amount is and will be the only balance on your account during the promotional period and (b) you make the monthly payment shown by the due date each month.

IN ADDITIONFor Optional Equal Monthly Payments: Your total payments (cost) will equal the total amount financed. Paymems shown in the table are equal to the total amount financed divided by the number of months in the promotional period and are greater chan tile required minimum monthly payment that will be shown on your billing statement for this promotional purchase. If you have any additional balance on your account, even paying each Optional Equal Monthly Payment may not pay off the total amount financed within the promotional period, and interest may be charged to your account from the purchase date.

For 14.90% APR and Fixed Monthly Payments: If you have any additional balance on your account, the monthly payments applicable to those balances will be added to this fixed payment and may impact how payments are applied to this promotional purchase.

No Interest if Paid in FullWithin Promotional Period

Financing Options*Optional equal monthly payments could pay off

amount financed within promo period^

14.90% APR and Fixed Monthly Payments RequiredUntil Paid in Full Financing Options**

Estimated fixed monthly payment indudes interest^

For amounts from $200 & up For amounts from $1,000 & up For amounts from$2,500 & up

Promotional Period

(Estimated Payoff Period)

6 Months 12 Months 18 Months 24 Months 36 Months 48 Months 60 Months

AmountFinanced

MonthlyPayment

MonthlyPayment

MonthlyPayment

MonthlyPayment

Total CostWith Interest

MonthlyPayment

Total CostWith Interest

MonthlyPayment

Total CostWith Interest

MonthlyPayment

Total CostWith Interest

$200 $34 $25 $25 N/A N/A N/A N/A N/A N/A N/A N/A

$300 $50 $25 $25 N/A N/A N/A N/A N/A N/A N/A N/A

$500 $84 $42 $28 N/A N/A N/A N/A N/A N/A N/A N/A

$600 $100 $50 $34 N/A N/A N/A N/A N/A N/A N/A N/A

$700 $117 $59 $39 N/A N/A N/A N/A N/A N/A N/A N/A

$800 $134 $67 $45 N/A N/A N/A N/A N/A N/A N/A N/A

$900 $150 $75 $50 N/A N/A N/A N/A N/A N/A N/A N/A

$1,000 $167 $84 $56 $49 $1,163 $35 $1,247 $28 $1,334 N/A N/A

$1,200 $200 $100 $67 $59 $1,396 $42 $1,496 $34 $1,601 N/A N/A

$1,400 $234 $117 $78 $68 $1,628 $49 $1,745 $39 $1,867 N/A N/A

$1,500 $250 $125 $84 $73 $1,744 $52 $1,870 $42 $2,001 N/A N/A

$2,000 $334 $167 $112 $97 $2,326 $70 $2,493 $56 $2,667 N/A N/A

$2,500 $417 $209 $139 $122 $2,907 $87 $3,116 $70 $3,334 $60 $3,561

$3,000 $500 $250 $167 $146 $3,488 $104 $3,739 $84 $4,001 $72 $4,273

$3,500 $584 $292 $195 $170 $4,069 $122 $4,362 $98 $4,668 $84 $4,985

$4,000 $667 $334 $223 $194 $4,651 $139 $4,985 $112 $5,334 $95 $5,697

$4,500 $750 $375 $250 $218 $5,232 $156 $5,608 $126 $6,001 $107 $6.410

$5,000 $834 $417 $278 $243 $5,813 $174 $6,231 $139 $6,668 $119 $7,122

$7,500 $1,250 $625 $417 $364 $8,720 $260 $9,347 $209 $10,001 $179 $10,682

$10,000 $1,667 $834 $556 $485 $11,626 $347 $12.462 $278 $13,335 $238 $14,243

$15,000 $2,500 $1,250 $834 $727 $17,439 $520 $18,693 $417 $20,002 $357 $21,364

$20,000 $3,334 $1,667 $1,112 $969 $23,251 $693 $24,924 $556 $26,669 $475 $28,485

$25,000 $4,167 $2,084 $1,389 $1211 $29,064 $866 $31,155 $695 $33,337 $594 $35,607

Over$25,000 For amounts not on this chart or for amounts over $25,000, please ask your provider.

*/** See back panel for details.

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Apply online or call 800-365-8295.

One easy card. And 165,000 places to use it.

CareCredit is the one credit card in your wallet designed for one very important thing:

helping you manage your family’s healthcare expenses.

You can even use it for kids who are away at college.

More than seven million households have used CareCredit. And more than 6,000 people are getting approved for CareCredit every day.

www.carecredit.com

Simple and easy, from the minute you apply.*

Apply in person, right here, right now.

Use your smartphone and get a fast decision.

More than 165,000 enrolled healthcare practices accept CareCredit, so your whole family can get the care they want and need -anytime. You can even use it for co-payments and deductibles.

Dental Care Dermatology Teeth Whitening LASIK Surgery

Braces Eyeglasses and Contacts Co-payments and Deductibles Chiropractic Care

Veterinary Care Hearing Aids Cosmetic Procedures Vision Exams

Getting started with CareCredit is easy. Applying only takes a few minutes and you’ll get a decision almost immediately. You can apply whichever way is easiest for you:

• Ask for an application; after you’ve filled it out and signed it, you’ll get a fast credit decision, usually within minutes.

• Use the QR (Quick Response) code you see here.• Complete the patient application.

• Visit www.carecredit.com and complete the patient application.• Or call us and we’ll walk you through it (note: must be 21 years or older to apply by phone).

One easy card. And 165,000 places to use it.

More than 165,000 enrolled healthcare practices accept CareCredit, so your whole family can get the care they want and need – anytime. You can even use it for co-payments and deductibles.

CareCredit is the one credit card in your wallet designed for one very important

thing: helping you manage your family’s healthcare expenses. You can even use it

for kids who are away at college.

■ Dental Care

■ Teeth Whitening

■ Braces

■ Co-payments and Deductibles

■ Veterinary Care

■ Cosmetic Procedures

■ Dermatology

■ LASIK Surgery

■ Eyeglasses and Contacts

■ Chiropractic Care

■ Hearing Aids

■ Vision Exams

*Subject to credit approval.

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Not all enrolled healthcare practices offer all special financing options, so please ask your practice to explain which ones are available for your purchase.

No Interest If Paid In Full Within 6, 12 or 18 Months*

14.90% APR And Fixed Monthly payments Required Until Paid In Full**

On qualifying purchases of $200 or more made with your CareCredit credit card account. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period.

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promotional purchase if you pay the promotional purchase amount in full within the 6, 12, or 18 month promotional period. If you do not, Interest will be charged on the promotional purchase from the purchase date. Regular account terms apply to non· promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

On qualifying purchases of $1,000 or more made with your CareCredit credit card account. Fixed monthly payment amount based on repayment over 24, 36,48 or 60 month period. Purchases of $1,000 or more are eligible for a 24, 36 or 48 month offer and purchases of $2,500 or more are eligible for a 60 month offer.

**Interest will be charged on promotional purchases from the purchase date at a reduced 14.90% APR, and fixed monthly payments are required until promotion is paid in full and will be calculated as follows: on 24 month promotions – 4.8439% of initial promotional purchase amount; on 36 month promotions – 3.4616% of initial promotional purchase amount; on 48 month promotions – 2.7780% of initial promotional purchase amount; and on 60 month promotions – 2.3737% of initial promotional purchase amount. The fixed monthly payment will be rounded up to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 26.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

www.carecredit.com