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VCSU Benefits FY2016
Broadband Job Classifications0000 BAND: Executive/Adm
inistrative1000 BAND: Administrative/Managerial
2000 BAND: Academic
3000 BAND: Professional
4000 BAND: Technical and Paraprofessional5000 BAND: Office Support
6000 BAND: Crafts/Trades
7000 BAND: Services
8000 BAND: Student Employment Non-Broadbanded (examples)9000 BAND: Temporary Employment (non-broadbanded)
Types of Benefits
Insurance
Retirement & Flex Spending
Additional Benefits
Insurance Benefits
NDPERS
Group Health
Group Life
Voluntary Dental
Voluntary Vision
Voluntary Long-Term
Care
Health Insurance Benefits– VCSU pays full premiums for single or family
coverageon either plan option.
– Sanford Health Plan (in-network information below)
Coverage Traditional High-Deductible/HSA
Copay $25No Copay, 80/20 after
deductible
Deductible (S/F) $400/$1,200 $1,500/$3,000
Co-Insurance Max (S/F) $1,150/$2,700 $3,000/$6,000
Annual HSA Contributions (S/F)
N/A $839.28/$2,030.88
For more detail click here to viewthe NDPERS Website
Dental Insurance• Employee pays premium
– Covered services fall into 4 categories:
– Annual maximum per member - $1,000
Service CoveragePreventive and Diagnostic Care 100% (every 6 months)
Basic Restorative Care 80% Deductible: $50Per person, per yearMajor Restorative Care 50%
Orthodontia 50% Lifetime max (Ortho) $1,500
Level of Coverage Monthly Premium
Employee Only $38.64
Employee & Spouse $74.58
Employee & Child(ren) $86.58
Family $123.30
Dental Insurance• Employee pays premium
– Amount covered varies depending on the service.– No In-Network deductibles– Click here for the detailed amounts.– Annual maximum per member - $1,500
Level of Coverage Monthly Premium
Employee Only $27.98
Employee + 1 Dependent $53.34
Employee + 2 or more dependents $89.16
Vision Insurance• Employee pays Premium
– Provided by Superior Vision– Coverage for annual eye exam– Coverage for frames and lenses, or contacts annually– $35 Copay for materials and contact lens fittings
Level of Coverage
Monthly Premium
Employee Only $4.92
Employee & Spouse $9.84
Employee & Child(ren) $8.96
Family $13.88
Term Life Insurance– Employee
• VCSU pays premium on $3,500 death benefit for the employee• Additional coverage in $5,000 increments up to $200,000
– Dependent/Spouse• Dependent/Spouse – $2,000 or $5,000 option• Spouse – up to ½ of employee coverage
Click here to view rates
Long Term Care• Long Term Care (UNUM)
– Requires applicants to be underwritten prior to approval
– Nursing home care facilities, assisted living facilities, professional home care, or total home care
– Coverage is effective the 1st of the month following approval by UNUM
– Click here for rates (under the calculator section)
Long-Term Disability• NDPERS (Bands 4000-7000)
– After twelve-month eligibility period – Income of 25% of final average salary
• Not reduced by other disability payments
• The Standard (Bands 0000-3000)– After six-month eligibility period– Income 60-70% of monthly wage base
• Reduced by other disability payments
Premiums• Premiums are paid in advance of the month
• 1st paycheck will have double or triple deductions
Pay Period Coverage Paid
January 16-31 March 01-15
February 01-15 March 16-31
Retirement & Flex Spending
Retirement
Vesting after 3 years (36 months)
NDPERS 2014
Employer 12.26%
Employee 3.00%
TIAA-CREF 2014
Years of Service
0-2* 2-10 10+
Employer7.50%
12.50%
13.00%
Employee3.50%
4.50% 5.00%
Staff (Bands 4000 – 7000)
Faculty, Executives, and Administrators (Bands: 0000 - 3000)
*0000 & 1000 bands skip this band
Supplemental Insurance Options are also available.
Flexible Spending Program & Premium Conversion
• Flexible Spending– Allows employees to pay for qualifying medical expenses
and/or day care expenses with tax-deferred dollars– Enrollment is on a calendar year basis
• Premium Conversion– Allows employees to deduct premiums on a pre-tax basis– Yearly elections cannot be changed until the new plan
year unless there is a qualifying event (birth, death, marriage, etc.)
Additional Benefits
Employee Assistance Program
The Village Family Services (Fargo)• VCSU pays premium• Allows 6, 100% confidential, individual sessions per household
member• For issues involving relationships, the workplace, emotional
health, and service for financial and legal counseling• Contact The Village at 1-800-627-8220
Personal Leave• Annual Leave
– Eligible employees accrue annual leave from date of hire. Accrual is based on years of service:
– May carry over up to 240 hours annually. Must use 40 hours/year after first year.
Years of Service
Days accrued/year
1-3 12
4-7 15
8-12 18
13-18 21
18+ 24
• Sick Leave▫ Employees accrue 12
days/year at a rate of 1 day/month (prorated to FTE)
▫ Employees may use up to 40 hours sick leave annually to assist ill immediate family
Perks
• Three classes per calendar year within NDUS. Release time to attend class must be worked out with supervisor. 50% tuition waiver for children and spouses of employees attending VCSU.
Tuition Discount
• VCSU employees and one guest will be admitted to athletic events by presenting their university ID card
Athletic Events
Perks Cont.
• Free! The pool is located in the Student Center
Pool
• Pay for meals in advance to save on tax
Viking-I and Cafeteria Meals
• Discounts on Personal and Business flights
Delta Airline Discount Program
Perks Cont.
• Coffee Barista serving Starbucks Coffee in made to order beverages.
Viking Grounds
• Any personal concern is appropriate to bring to a counselor. Any subject can be discussed, any type of discomfort, or just simply a relaxing talk. Everything is kept confidential.
Counseling Services
• Art gallery exhibits, student and professional musical performances, VCSU Community School for the Arts, Theatrical performances, and many other guests.
Fine & Performing Arts
Perks Cont.
• The Council of State Employees prepares numerous discounts for all North Dakota state employees, which can be viewed on their website: http://www.nd.gov/cose/discounts/index.htm
Council of State Employees (COSE)
• Sanford Health Plan members can earn $20 each month when you work out at your local fitness center at least 12 days a month.
Sanford Health Plan: Dakota Wellness Program
• Earn points by participating in the activities on your dashboard to qualify for $250 in annual wellness incentives.
Sanford Health Plan: bWell Dashboard
Important WebsitesEmployee Services
Policy Manuals
NDPERS
TIAA-Cref
Employee Self-Service
Manager Self-Service
Employee Handbook
Next Steps
Benefits E-mail• NDPERS Welcome Letter• Fraud Video• Annual Review of Policies
Benefits Meeting• Create an NDPERS Account• Meet with HR to review selections
Questions?
Please Contact:Jennifer Larson, Director of Human
Resources701-845-7401
