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Carlos Pravia March 2017 V International Congress U.S.C. Digital Journeys

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Page 1: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Carlos PraviaMarch 2017

V International Congress U.S.C.Digital Journeys

Page 2: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

We enable trust in two interlocking ways…

6 April 2017

…by developing secure, innovative software.

WE

AUTHENTICATEPEOPLE AND

DEVICES

WE

PROTECTDATA ACROSS

NETWORKS AND

THE CLOUD

2 Introducing Gemalto

Page 3: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Bringing trust to connected devices, payment, online banking, cloud access,

transport ticketing, eGovernment, vehicle telematics, software licensing and more.

We enable secure services in six main markets

6 April 2017

Enterprise Security

Internet of ThingsMobileFinancial Services& Retail

Government Software Monetization

3 Introducing Gemalto

Page 4: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

We share global expertise to answer local needs

6 April 2017

COUNTRIES WITH

OPERATIONAL SITE

49

OFFICES

118RESEARCH & SOFTWARE

DEVELOPMENT CENTERS

27PRODUCTION

FACILITIES

17

PERSONALIZATION

& DATA CENTERS

45

OFFICE LOCATIONS

REGIONAL HQs

HEAD OFFICE

4 Introducing Gemalto

Page 5: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

USC Journey … to Wearables

Wearable Journey

Page 6: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

6

From TUI to Mini TUI « Form Factors »

Wearable Journey

Page 7: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

D E V I C E

Page 8: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Wearables… One for every taste !

8 Wearable Journey

Page 9: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Wearables… One for every flavor !

9 Wearable Journey

Page 10: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

10

Meet our Optelio Wearable Products

23mm x 28mm

ISO format

Full contactless mini card

Antenna (wire embedded)

OPTELIO WEARABLE MINITAG OPTELIO WEARABLE MICROTAG

Artwork can be printed on both sides

15mm x 25mm

ISO format

Full contactless mini card

Antenna (module antenna)

Artwork only on one side of MicroTag

R6 platform (contactless card technical name)

MasterCard certified (LOA available)

Visa certified (LOA available)

Amex (for MiniTag only)

CERTIFICATION

PRODUCT FEATURES

OPTIONS

Loyalty (MPCOS)

Access, Transport (Mifare 1k, 4k - Calypso)

Wearable Journey

Page 11: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

11

Meet our Contactless Sticker !

Wearable Journey

Page 12: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

12

Meet our Optelio Contactless Sticker

HOW DOES IT WORK?

33mm x 51mm

Full contactless sticker with

Antenna

Adhesive liner

Production in Singapore

Artwork can be printed

R6 platform

MasterCard certified (LOA available)

Visa certified (LOA available)

CERTIFICATION

PRODUCT FEATURES

OPTIONS

Loyalty (MPCOS)

Transport (MIFARE 1k, Calypso)

APPLICATIONS

MasterCard M/Chip 4 PayPass

Visa Dual VSDC V3

Pure 3.02

OPTELIO CONTACTLESS STICKER

Wearable Journey

Page 13: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

13

More than a simple minicard!

IN A DISTURBED ENVIRONMENT:

How does the structure of the V4 sticker help overcome these challenges?

FERRITE

1. Works like a shield to isolate the sticker from all external

interferences (metallic phones, phone calls, Bluetooth, etc.)

2. Acts as a booster to amplify the signal coming from the

antenna allowing optimal performances

ANTENNA

Linked to the chip, an enhanced antenna ensures a strong

radiofrequency signal

Wearable Journey

Page 14: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Next …

Student Digital Journey

EZIO Mobile

Page 15: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

15

Tra

nsfo

rmatio

nD

igit

al

EZIO Mobile

Page 16: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

16 EZIO Mobile

Page 17: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Secure Storage

Mobile Security

expertise

JB/Root

detection

Secure Channel

Future Proof

Anti-Debug

Obfuscation

Secure

PIN Pad

Sign-What-You-See

HSM key

management

17 EZIO Mobile

Strong Authentication

Banco Santander & Gemalto provide state of the art security

App Protection

Authentication

Gemalto

Added Value

Page 18: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Ezio enables a rich, secure and trusted online experience

Risk scoring

Determine a risk score for

each transaction

Transaction signing

Guarantee the authenticity

and integrity of transactions

User authentication

Verify users’ identities to

secure online access

e-KYC

Identify new digital

students

18 EZIO Mobile

Page 19: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

USE CASES

EZIO Mobile

Page 20: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

20

Use Case #1: Remote Student Enrolment (KYC)

EZIO Mobile

Page 21: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

21

Who is he? John Smith

Document Verification1

Biometric Authentication2

Risk Assessment3

Auto form fillingData Base integration5

Identity Verification report4

How to perform the identity verification of a student and

facilitate his/her enrolment

EZIO Mobile

Page 22: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Ezio Mobile - Gemalto Confidential22

https://www.youtube.com/watch?v=z2z9EgK2fq0

See the video in YouTube…

Page 23: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

23

Use Case #2: Virtual Classes… attendance / teaching

EZIO Mobile

Page 24: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Identifying with Ezio Mobile Secure Messenger

1

Student IDENTIFICATION

Carlos Pravia

ENTER

EZIO Mobile24

Ezio Mobile Secure Messenger Server sends a push notification

3

Authenticate with

PIN, fingerprint or

facial recognition

Gemalto University

Ezio Mobile Secure Messenger SDK retrieves the request from the server

2

Do you confirm the

identification of

Carlos Pravia

CONFIRM

REJECT

Student Identified

correctly

4

Ezio Mobile Secure Messenger Server sends the confirmation to the University Server

Page 25: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

So… how and when can Ezio Mobile help you?

Secure the mobile

channel

to replace

SMS OTPs

Biometric

autentication

EZIO Mobile25

2nd Form Factor authentication

Page 26: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

26

Use Case #3: Remote Exams: student verification

EZIO Mobile

Page 27: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Online Exams threats…

27 EZIO Mobile

Page 28: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Behavioral biometrics is the measure of uniquely identifying patterns in

human activities. It contrasts with physical biometrics, which involves innate human

characteristics such as fingerprints, face or iris patterns.

Behavioral biometrics are used for secure authentication in financial

institutions, businesses, government facilities and retail point of sale (POS), as

well as an increasing number of other environments. (Universities?)

Behavioral biometrics?

28 EZIO Mobile

Page 29: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

We all swipe differently,

29 EZIO Mobile

Page 30: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

we all scroll differently,

30 EZIO Mobile

Page 31: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

we all type differently,

31 EZIO Mobile

Page 32: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Here is the type of data we capture and analyse

PRESS FLIGHT SEQUENCE

GYROSCOPE ACCELEROMETERSURFACE

MOTIONPRESSURE HIT ZONEPRESS FLIGHT SEQUENCE

MOUSE

32 EZIO Mobile

Page 33: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

EZIO Mobile33

Ezio Assurance Hub

Assurance assessment,

based on behavior

biometrics, device ID

and other pre-selected

technologies

Step-up decision based on

assurance level, customer

profile and preferences and

transaction type

Step-up using Ezio

authentication or other

Strong Authentication

method already in place

Assurance

Engine

Authentication Policy

Manager

Client

Authenticators

Page 34: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

Gemalto Ezio Suite

34

KYC

Emboard your

customers

EZIO MOBILE

Do Strong Authent.

On All Channels

EZIO

ASSURANCE HUB

Simplify

the Authent.

Remote Exams

1st & 2nd form factor validation

3 products to answer your needs, and more…

Pre-Registration

Registration

Teacher & Student attendance

Virtual Classes Teaching

EZIO Mobile

Page 35: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

What makes us different?

One-stop-shopResilience and

reliability

Strong market

knowledge

EZIO Mobile35

Page 36: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

MEXICOBBVA Bancomer

Santander

CI banco

SWEDENICA Banken

BENELUXABN Amro

ING

6dots

Knab

NORWAYSpareBank1

POLANDInteligo

ITALYRaiffeisen

Mediolanum

GEORGIATBC

ProCredit

BRAZILBanrisul

PANAMABanco Nacional de Panama

BICSA

SLOVAKIAVUB

AUSTRALIA

CitiBank

PHILIPPINESCitiBank

USHuntington

SWITZERLANDBCV

UBS

FRANCEBNPP

FINLANDNordea

TAIWANCUB

BOT

Mega Bank

ARMENIAACBA

BERMUDAClarien

HONG-KONGJetco

UAEENBD

SINGAPOREUOB

ROMANIACredit Agricole

SAUDI ARABIAENBD

EGYPTENBD

Our GLOBAL PRESENCE…

Ezio Mobile36

Page 37: V International Congress U.S.C.MasterCard M/Chip 4 PayPass Visa Dual VSDC V3 Pure 3.02 OPTELIO CONTACTLESS STICKER ... Mobile Security expertise JB/Root detection Secure Channel Future

We are the world leader in digital security

WE’RE UNIQUE. WE’RE GLOBAL. WE’RE INNOVATIVE

We are…