UWBK 5-18-2012 FDICS CROSS MOTION FOR SUMMARY JUDGEMENT

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    H+=g =>3"

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    http://files.ots.treas.gov/422017.pdfhttp://files.ots.treas.gov/422017.pdfhttp://files.ots.treas.gov/422017.pdf
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    Wfw`b ]duo!M`ucg e`ydw`b }`wdf wf `w bc`uw 0=# `kg ` Wdc} 0 ,Ef}c$ e`ydw`b }`wdf wf `w bc`uw +3 adbbdfk e`ul dkwf wlc M`ko+ Dk=994 wlc Lfbgdkn Efay`kt hbf`wcg ` uwfeo fhhc}dkn fk wlc K@UG@P e`ydw`b a`}ocw" }`dudkn`yy}f|da`wcbt '

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    05

    wf accw `kg a`dkw`dk wlc u`hc 0=# `kg

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    07

    Efay`kt ,CWE$ ! `eefskwdkn hf} 78# fh wlc M`kou gcyfudwu+ Wlc `afskw fh gcyfudwu dk wlc

    M`ko `ww}dmswcg wf CWE l`g `bafuw gfsmbcg mcw~cck =99> `kg wlc ckg fh =994+ Dg+ 70+

    Wlc c|`adkc}u efkebsgcg wl`w wlc M`kou efamdk`wdfk fh dke}c`udkn bfuucu" g~dkgbdkn

    e`ydw`b" `kg efkwdksdkn efkeckw}`wdfk dk dkuwdwswdfk`b gcyfudwu ~`u yswwdkn S^M `w }duo fh h`dbs}c+

    Fk Hcm}s`}t 00" =909" wlc M`ko ~`u dkhf}acg wl`w dw ~`u gf~kn}`gcg wf ` efayfudwc E@ACBU

    7 }`wdkn" wlc kc|w!wf!bf~cuw bcxcb" ac`kdkn wl`w _hQ`dbs}c du ` gduwdkew yfuudmdbdwt dh wlc

    y}fmbcau `kg ~c`okcuucu `}c kfw u wduh`ewf}dbt `gg}cuucg `kg }cufbxcg+05 FEE UFH 78

    ,cayl`udu `ggcg$+ FWU }cyc`wcg wlc }cecdxc}uldy ~`}kdkn wf wlc M`ko w~f afkwlu b`wc}" ~lck dw

    ~}fwc wf wlc M`ko" ~`}kdkn wl`w wlc M`kou efkeckw}`wdfk dk dkuwdwswdfk`b gcyfudwu ysw wlc m`ko `w

    }duo fh bdpsdgdwt h dbs}c ulfsbg fkc f} af}c fh dwu dkuwdwswdfk`b gcyfudwf}u gcy`}w+ FEE UFH 07"

    7>+

    Gcuydwc }cyc`wcg `gafkdwdfku wf }`duc e`ydw`b `kg }cgsec dwu bcxcb fh eb`uudhdcg `uucwu"

    wl}fsnlfsw =909 wlc M`kou bcxcb fh e`ydw`b efkwdkscg wf g~dkgbc `kg dwu bcxcb fh eb`uudhdcg `uucwu

    efkwdkscg wf dke}c`uc+ Wlc M`ko }cyf}wcg kcn`wdxc c`}kdknu dk =909 ~dwl dwu bfuucu c|eccgdkn

    '

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    03

    4+9=# `u fh wl`w g`wc ac`kw wl`w wlc M`ko ~`u kf~ efkudgc}cg fkbt `gcps`wcbt e`ydw`bdzcg+ Dg+

    39+

    Wlc M`kou gcebdkc wf `gcps`wcbt e`ydw`bdzcg uw`wsu `kg dwu efkwdksdkn dk`mdbdwt wf }`duc

    dwu e`ydw`b bcxcbu ys}us`kw wf wlc gd}cewdxcu efkw`dkcg dk wlc =994 C|`adk`wdfk `kg =994 AFS

    ac`kw wl`w ` hf}a`b ckhf}ecackw `ewdfk ~`u kcecuu`}t+ Fk Jskc =3" =909" wlc M`ko efkuckwcg wf

    wlc duus`kec fh ` hf}a`b Ec`uc `kg Gcuduw F}gc} ,E(G F}gc} f} Efkuckw F}gc}$" wlc afuw

    ucxc}c ckhf}ecackw `ewdfk wl`w wlc FWU efsbg w oc `n`dkuw S^M+ FEE UFH 33!3

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    08

    Y`}`n}`yl =4 y}cxckwcg wlc M`ko h}fa ckwc}dkn dkwf" }ckc~dkn" c|wckgdkn" f}}cxdudkn `kt `}}`kncackw hf} efaycku`wdfk f} mckchdwu hf} `kt Uckdf} C|ceswdxcFhhdec} f} gd}cewf} fh wlc M`ko ~dwlfsw y}df} FWU `yy}fx`b+

    FEE UFH 30 ,Ucywcamc} 08" =909 y}faduc fh ` '=99 wf '=39 adbbdfke`ydw`b }`duc kfw b`wc} wl`k Ucywcamc} =>" =909$+

    E`uc 0:00!ex!9979

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    0>

    Fewfmc} = FEE UFH 80+

    Af}c dayf}w`kw h}fa wlc yc}uycewdxc fh ~lcwlc} wlc FWU efsbg `yy}fxc wlc yb`k ~c}c wlc

    Dkxcuwackw @n}ccackwu fwlc} efkwdknckedcu: efkgdwdfku y}cecgckw wf wlc efkusaa`wdfk fh wlc

    }ce`ydw`bdz`wdfk wl`w ldkncg fk wlc `ncketu ~dbbdknkcuu wf ~`dxc ` ksamc} fh wlc dayf}w`kw

    u`hcwt `kg ufskgkcuu y}fxdudfku efkw`dkcg dk wlc Ec`uc `kg Gcuduw F}gc} wl`w l`g mcck duuscg

    jsuw hfs} afkwlu mchf}c+ Dk f}gc} hf} wlc Dkxcuwackw @n}ccackw wf mc efkusaa`wcg" dw ~fsbg mc

    kcecuu`}t hf} wlc FWU wf ~`dxc y`}`n}`ylu 5" 04" =8" =>" `kg =4 fh wlc E(G F}gc}+0< FEE UFH

    8=+ Dk `ggdwdfk" wlc }cpsd}cg FWU ~`dxc} fh wlc `uucw n}f~wl }cuw}dewdfku efkw`dkcg dk =8 fh wlc

    08 @ y}fxdudfk fh wlc Dkxcuwackw @n}ccackw y}fldmdwcg wlc M`ko h}fa uccodkn fwlc} e`ydw`b}`dudkn fyyf}wskdwdcu" bfeodkn S^M dk `kg a`odkn wlc Fewfmc} ==!> y}cxckwcg wlc M`ko h}fa el`kndkn dwu gd}cewf}u f} uckdf}a`k`nc}u ~dwlfsw y}df} kfwdhde`wdfk wf FWU" `kg =4 y}cxckwcg wlc M`ko h}fa ckwc}dkn dkwf `ktkc~ f} el`kndkn `kt fbg efaycku`wdfk `}}`kncackwu hf} uckdf} c|ceswdxcu f} gd}cewf}u ~dwlfswy}df} FWU yy}fx`b+ FEE UFH 3

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    03#" h}fa '= mdbbdfk wf '5+3 mdbbdfk+ FEE UFH 85" 40+

    Hdk`bbt" wlc Dkxcuwackw @n}ccackw dkebsgcg `kfwlc} efkgdwdfk y}cecgckw: ` }cpsd}cackw

    wl`w wlc FWU" wlc HGDE" `kg wlc Hdk`ked`b Dkgsuw}t ]cnsb`wf}t @swlf}dwt ,HDK]@$ `yy}fxc wlc

    M`kou ys}el`uc fh `m}foc}`nc hd}a" Bcnckw Ebc`}dkn" BBE ,Bcnckw$" `kg dwu `ggdwdfk wf wlc

    M`ko `u `k fyc}`wdkn usmudgd`}t+04 ]cnsb`wf}t `yy}fx`b hf} wldu `epsdudwdfk ~`u kcecuu`}t

    ys}us`kw wf 0= S+U+E 0

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    04

    fswbdkcg wlc x`}dfsu efkecuudfku `kg `yy}fx`bu wl`w dw }cpsd}cg h}fa wlc FWU `kg wlc fwlc}

    }cnsb`wf}u dh wlc M`ko ~`u wf u`wduht wlc efkgdwdfku y}cecgckw dayfucg mt wlc @kelf} Dkxcuwf}u dk

    wlc Dkxcuwackw @n}ccackw+ Wlc M`ko `buf fswbdkcg wlc afgdhde`wdfku wf wlc Ec`uc `kg Gcuduw

    F}gc} wl`w ~c}c kcecuu`}t dk f}gc} wf fmw`dk wlc dkxcuwackw" ~ldel dkebsgcg: ,0$ ` ~`dxc} fh wlc

    F}gc}u }cpsd}cackw wl`w wlc M`ko accw `kg a`dkw`dk u`hc e`ydw`b }`wdfu fh 0=# `kg + Bdoc `bb wlc M`kou fwlc} y}faducu fh u~dhw }ce`ydw`bdz`wdfk" wlduefaadwackw ~`u kfw acw+

    E`uc 0:00!ex!9979 fh 7

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    =0

    `yy}ced`mbt dke}c`udkn wlc }duou wf ~ldel wlc m`ko du c|yfucg+ 0= S+U+E+ 0

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    ==

    Fk Gcecamc} ==" =909" `u AUEU `kg EYD ~c}c ~dwlg}`~dkn wlcd} gcyfudwu" S^M

    `yy}f`elcg `kfwlc} b`}nc dkuwdwswdfk`b gcyfudwf}" Bdkefbk W}suw Efay`kt ,BWE$" `kg `uocg dw

    kfw wf ~dwlg}`~ dwu hskgu+ Wlc M`ko y}fes}cg ` ulf}w!wc}a hf}mc`}`kec h}fa BWE" ~ldel

    ybcgncg wf lfbg fhh fk ~dwlg}`~dkn dwu hskgu fk gcyfudw skwdb J`ks`}t 50" =900" usmjcew wf wlc

    uycedhde efkgdwdfk wl`w wlc M`ko ~fsbg }cws}k wf ~cbb e`ydw`bdzcg uw`wsu `u fh wl`w g`wc+ BWE

    `buf }cuc}xcg dwu }dnlw wf ~dwlg}`~ dwu hskgu uffkc} dh wlc M`kou e`ydw`b yfudwdfk ~f}uckcg+ FEE

    UFH

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    =5

    dkuwdwswdfk l`u `k c|w}cacbt ldnl ulf}w!wc}a y}fm`mdbdwt fh h`dbs}c dk wlc kc`} wc}a" `kg wl`w `k

    daacgd`wc dkhsudfk fh e`ydw`b du }cpsd}cg+J`acu A`gdufk"

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    =7

    fwlc}u" `kg wlc h`dbs}c wf efkusaa`wc `kt uwcy ~dbb `gxc}ucbt day`ew wlc ]ce`ydw`bdz`wdfk

    W}`ku`ewdfk+Dg+ 8> k+=5+

    Fk wlc u`ac g`wc `u FWU gckdcg wlc `yybde`wdfk wf ys}el`uc Bcnckw" wlc FWUu ]cndfk`b

    Gd}cewf} gckdcg wlc M`kou e`ydw`b }cuwf}`wdfk yb`k+ Dg+ 44!09=+ ^ldbc wlc gckd`b fh wlc E]Y

    ~`u y}caducg fk ` ksamc} fh n}fskgu" wlc afuw u`bdckw yfdkwu hf} wlc gckd`b `}c=3:

    Wlc E]Y ~`u y}caducg fk wlc Fewfmc} =

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    =3

    J`ks`}t 04" =900+=8 FEE UFH 095!094+ Wlc =4!y`nc acaf}`kgsa" ~dwl 099 c|ldmdwu"

    fswbdkcg dk uycedhde gcw`db wlc usyc}xduf}t lduwf}t `kg efkgdwdfk fh wlc M`ko+ Wlc U!Acaf ~`u

    ckgf}ucg mt wlc Gcyswt Gd}cewf} wlc kc|w g`t+=> Dg+ 095+

    Fk J`ks`}t =9" =900" wlc @ewdkn Eldch Efskucb hf} wlc FWU udnkcg wlc B!Acaf"

    fydkdkn wf wlc @ewdkn Gd}cewf} wl`w" `u ` a`wwc} fh b`~" wl}cc ucy`}`wc n}fskgu hf} }cecdxc}uldy

    c|duwcg+ Dg+ 009!005+

    Fk H}dg`t" J`ks`}t =0" =900" mcdkn hsbbt `gxducg mt ldu uw`hh" wlc @ewdkn Gd}cewf}

    gcwc}adkcg wl`w dk ldu fydkdfk wlc}c ~c}c wl}cc ucy`}`wc bcn`b n}fskgu wf yb`ec wlc M`ko dkwf

    }cecdxc}uldy+

    =4 `w >+=< L`xdkn }cecdxcg kfwdec wl`w ` }cecdxc}uldy ~`u daadkckw" fk J`ks`}t =0" =900" wlc M`ko`wwcaywcg wf hf}cuw`bb wlc `yyfdkwackw mt usmadwwdkn wf FWU ` ksamc} fh kfk!mdkgdknc|y}cuudfku fh dkwc}cuw h}fa dkxcuwf}u ~lf adnlw mc dkwc}cuwcg dk wlc M`ko+ Fkc fh wlcucc|y}cuudfku ~`u h}fa `k `bbcncg E`ta`k Dub`kgu lcgnc hskg fyc}`wdkn fsw fh ` yfuw fhhdec mf|+FEE UFH >>!>

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    =8

    DD+ WLC @GADKDUW]@WDXC ]CEF]G USYYF]WU WLC @EWDKN GD]CEWF]U

    GCWC]ADK@WDFK ^DWL ]CUYCEW WF C@EL FH WLC WL]CC N]FSKGU

    HF] ]CECDXC]ULDY

    Wlc ufbc pscuwdfk mchf}c wlc Efs}w du ~lcwlc} wlc @gadkduw}`wdxc ]cef}g usyyf}wu wlc

    efkebsudfk wl`w wlc @ewdkn Gd}cewf} l`g ` }`wdfk`b m`udu wf c|c}educ ldu uw`wswf}t gdue}cwdfk wf

    `yyfdkw ` }cecdxc} hf} Skdwcg ^cuwc}k M`ko+ J`acu A`gdufk" + @u ucw hf}wl dk wlc

    @gadkduw}`wdxc ]cef}g" dkuwdwswdfk`b gcyfudwf}u" dkebsgdkn AUEU `kg EYD" l`g `b}c`gt mcnsk wf

    ysbb wlcd} gcyfudwu fsw fh wlc M`ko dk Gcecamc} =909+ FEE UFH

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    =>

    cuwda`wc fh dwu wfw`b bdpsdgdwt `w wlc wdac fh }cecdxc}uldy ~`u `yy}f|da`wcbt '708 adbbdfk+=4Dg+

    adbbdfk+ Dg+ + @u c|yb`dkcg `mfxc" wf mc `yy}fxcg skgc} wlc uw`wswc

    ` E]Y asuw mc m`ucg fk }c`bduwde `uusaywdfku `kg asuw mc bdocbt wf useeccg dk }cuwf}dkn wlc

    dkuwdwswdfku e`ydw`b+ 0= S+U+E+ 0

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    =9 yc}eckw

    fh dwu gcyfudwu" wlc ucefkg b`}ncuw fh wlfuc gcyfudwf}u ~`u dk wlc y}fecuu fh ~dwlg}`~dkn dwu hskgu"

    `kg wlc b`}ncuw `kg hfs}wl b`}ncuw fh wlfuc gcyfudwf}u l`g wlc `mdbdwt wf ~dwlg}`~ wlcd} hskgu

    psdeobt `kg l`g }c`ufk wf gf uf+ @] =!>+ @u gduesuucg `mfxc" wlc @gadkduw}`wdxc ]cef}g `aybt

    usyyf}wu usel ` hdkgdknwlc M`ko l`g mcck sky}fhdw`mbc hf} `bafuw w~f tc`}u" dwu e`ydw`b l`g

    c}fgcg" wlc}c ~`u kf e}cgdmbc }ce`ydw`bdz`wdfk yb`k fk wlc lf}dzfk" `kg wlc dkuwdwswdfk ~`u h`edkn

    ` gcx`uw`wdkn bdpsdgdwt h`dbs}c+

    DDD+ YB@DKWDHHU AFWDFK HF] USAA@]T JSGNACKW ULFSBG MC GCKDCG

    Dk el`bbckndkn wlc @ewdkn Gd}cewf}u gcedudfk wf `yyfdkw ` }cecdxc} hf} S^M" wlc Yb`dkwdhh

    wckgc}u wl}cc `}nsackwu+ Hd}uw" dw efkwckgu wl`w wlc e`ydw`b }cuwf}`wdfk yb`k usmadwwcg mt S^M" `

    yb`k y}caducg fk" dkwc} bd`" wlc FWU ~`dxdkn wlc }cpsd}cackw wl`w wlc m`ko accw `kg a`dkw`dk

    59 Yb`dkwdhh `wwcaywu wf `}nsc wl`w wlc FWU `yybdcg wlc ~}fkn uw`kg`}g ~lck dw efkebsgcgwl`w S^M ~`u dk `k sku`hc `kg skufskg efkgdwdfk+ Ybu Aca+ `w 54+ @bb Yb`dkwdhhu edwcg e`ucudkxfbxc el`bbckncu wf m`kodkn ckhf}ecackw `ewdfku skgc} 0= S+U+E+ 0

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    50

    u`hc bcxcbu fh e`ydw`b" ulfsbg l`xc mcck `eecyw`mbc wf wlc FWU kfw~dwluw`kgdkn wlc `ncketu

    fmjcewdfku+ Ucefkg dw `}nscu wl`w wlc FWU da`ndkcg wlc m`kou bdpsdgdwt y}fmbcau" gcuydwc wlc

    efkw}`}t cxdgckec efkw`dkcg dk wlc @gadkduw}`wdxc ]cef}g+ Wld}g" dw gdu`n}ccu ~dwl wlc FWUu

    `uucuuackw wl`w wlc m`ko ~`u dk `k sku`hc `kgskufskg efkgdwdfk" gcuydwc wlc h`ewu wl`w wlc

    M`kou e`ydw`b bcxcbu efkwdkscg wf gcebdkc" dwu bfuucu efkwdkscg wf afskw" `kg wlc gcyfudw

    uw}sews}c ysw dk yb`ec mt M`ko a`k`ncackw bchw dw c|yfucg wf ` gcyfudwf} }sk `u efkgdwdfku

    gcwc}df}`wcg+ Kfkc fh wlc Yb`dkwdhhu `}nsackwu l`u ac}dw+

    @+ Wlc FWU Gdg Kfw @}mdw}`}dbt `kg E`y}dedfsubt Gckt S^Mu E]YY`}udkn wl}fsnl wlc }lcwf}de" Yb`dkwdhh `}nscu wl`w FWU `}mdw}`}dbt `kg e`y}dedfsubt gckdcg

    wlc M`kou E]Y hf} w~f }c`ufku+ Hd}uw" dw `}nscu wl`w wlc FWU sk}c`ufk`mbt gca`kgcg wl`w wlc

    M`ko y}fgsec ` yb`k ~dwldk ucxck g`tu+ Yb+u Aca+ `w =8+ Ucefkg" dw `}nscu wl`w wlc }c`ufku

    wckgc}cg mt wlc FWU hf} wlc }cjcewdfk fh wlc E]Y gf kfw y`uu asuwc}+Dg+ `w =4+ Kcdwlc}

    efkwckwdfk du ef}}cew+

    0+ YE@ Gfcu Kfw N}`kw ` M`ko Hf}wt Hdxc G`tu wf Usmadw ` E]Y@u ` wl}culfbg duusc" Yb`dkwdhh `}nscu wl`w wlc M`ko ~`u kfw `bbf~cg ` }c`ufk`mbc wdac

    wf usmadw dwu E]Y" `kg wl`w ` }c`ufk`mbc wdac wf usmadw ` E]Y ys}us`kw wf YE@ du nckc}`bbt 73

    g`tu+ Wldu du udaybt dkef}}cew+ @u ucw hf}wl dk wlc uw`wswc" `k dkuwdwswdfk du kfw n}`kwcg 73 g`tu

    skgc} wlc uw`wswc" msw }`wlc} ` yb`k asuw mc hdbcg kfw b`wc} wl`k 73 g`tu `hwc} wlc dkuwdwswdfk

    mcefacu skgc}e`ydw`bdzcg+ 0= S+U+E+ 0

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    5=

    y}faywcg wlc FWU wf a`kg`wc wlc M`ko usmadw dwu E]Y mt Gcecamc} =9" =909+50 FEE UFH

    49+

    Af}cfxc}" wlc Efs}w ulfsbg efkebsgc wl`w wlc }cpsd}cackw wf hdbc ` E]Y dk ucxck g`tu

    y}cuckwcg kf kfxcb f} skh`d} ms}gck hf} S^M+ Wlc M`ko l`g mcck ~f}odkn fk dwu

    }ce`ydw`bdz`wdfk udkec `w bc`uw Jskc =909 `kg chhf}wu wf hdkg `ggdwdfk`b dkxcuwf}u l`g mcck

    fknfdkn+ Dkgccg" wlc m`udu hf} wlcd} yb`k ,h}fa wlc M`kou yc}uycewdxc$ ~`u dk yb`ec fk Fewfmc}

    =$"

    ec}w+ gckdcg" 33= S+U+ 009< ,044

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    55

    ` afkwl" ndxdkn wlc M`ko af}c wl`k ushhdedckw wdac wf a`oc `kt `ggdwdfk`b `}nsackwu f} usmadw

    `kt `ggdwdfk`b cxdgckec dw adnlw l`xc ~dulcg wf y}fxdgc wlc `ncket+ Dg+

    =+ Wlc FWUu ]cjcewdfk fh wlc Yb`k ^`u @yy}fy}d`wc@u gduesuucg y}cxdfsubt" wlc FWUu gcedudfk wf sbwda`wcbt }cjcew wlc M`kou E]Y ~`u

    l`}gbt `}mdw}`}t `kg e`y}dedfsu+ Wlc FWUu gcedudfk ~`u hsbbt `}wdesb`wcg fk wlc }cef}g" `kg

    m`eocg sy mt h`ewu+

    @u wlc Efs}w l`u y}cxdfsubt fmuc}xcg" }cxdc~dkn efs}wu ulfsbg ndxc gchc}ckec wf

    }cnsb`wf}t gcwc}adk`wdfku mt m`kodkn `nckedcu ~lc}c" `u du wlc e`uc lc}c" wlc `ncket du e`bbcg

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    =7+ Dk wlc hfs}wl ps`}wc} fh =99< `kg wlc hd}uw ps`}wc} fh =994" wlc Lfbgdkn Efay`kt

    gf~kuw}c`acg '=0+9 adbbdfk wf wlc M`ko `u e`ydw`b efkw}dmswdfku+ @] 075" =00+ Dk wlc ucefkg

    ps`}wc} fh =994" wlc Lfbgdkn Efay`kt ufbg fhh `uucwu `kg efkw}dmswcg `kfwlc} '08+3 adbbdfk dk

    e`ydw`b wf S^M+ @] 077+

    =3+ Dk Ucywcamc} =994 wlc Lfbgdkn Efay`kt efaybcwcg ` e`ydw`b }`duc fh '

    adbbdfk" duusdkn kc~ uwfeo wl}fsnl wlc K@UG@P e`ydw`b a`}ocw+ '80+= adbbdfk fh wldu `afskw

    ~`u gf~kuw}c`acg wf wlc M`ko `u e`ydw`b+ @] 077!73" =557+

    =8+ Lf~cxc}" mce`suc fh wlc efkwdksdkn bfuucu `w wlc M`ko" `bb wlcuc e`ydw`b

    efkw}dmswdfku ~c}c psdeobt fxc}~lcbacg? mt wlc ckg fh =994 wlc M`ko l`g mcck sk`mbc wf }`duc

    dwu Wfw`b ]duo!M`ucg `kg Wdc} 0 ,Ef}c$ e`ydw`b }`wdfu wf wlc u`hc 0=# `kg + @u kfwcg" dk wlc =994 C|`adk`wdfk ]cyf}w" ~ldel ~`u duuscg jsuw `u wlc M`kou

    e`ue`gc fh bfuucu mcn`k" wlc Wfw`b ]duo!M`ucg `kg Wdc} 0 ,Ef}c$ e`ydw`b }`wdfu hf} wlc M`ko ~c}c

    09+73#" `kg 4+89# }cuycewdxcbt" `u fh A`}el 50" =994+ @] 07=+ Wlc =994 C|`adk`wdfk ~`u

    a`dbcg wf wlc M`ko fk @snsuw 7" =994+ @] 059+

    =# `kg 4+9>#" }cuycewdxcbt+ @] =7>7

    =4+ Hf} wlc ps`}wc} ckgdkn Ucywcamc} 59" =994" dk wlc ~`oc fh wlc e`ydw`b dkjcewdfku

    h}fa wlc Lfbgdkn Efay`kt fswbdkcg `mfxc" wlc M`ko }cyf}wcg ubdnlwbt dke}c`ucg Wfw`b ]duo!

    M`ucg `kg Wdc} 0 ,Ef}c$ e`ydw`b }`wdfu fh 00+9># `kg 4+

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    adbbdfk+ @] =3>!3

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    00

    wdac w}ske`wdfk" ~c}c efay`}`mbc dk wl`w dkuw`kec ,'=0+> adbbdfk xc}usu '=0 adbbdfk$" FWU gdg

    kfw fmjcew wf wlc M`kou kc~ FWWD hdns}c+ @] =33!=>8+

    E`uc 0:00!ex!9979

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    0=

    7>+ Wlc M`ko ~`u kfwdhdcg dk gcw`db fh wlc }cusbwu fh wlc bdadwcg c|`adk`wdfk mt ac`ku

    fh ` bcwwc} uckw @y}db =+

    Wlc M`ko ~`u uycedhde`bbt s}ncg wf efkudgc} `bb uw}`wcnde `bwc}k`wdxcu `x`db`mbc" dkebsgdkn wlc

    yfuudmbc u`bc" ac}nc}" f} ucbh!bdpsdg`wdfk fh Skdwcg ^cuwc}k+ Dg+07

    05 Wlc M`kou dkwc}k`b gfesackwu ulf~ wl`w wlc M`ko ~`u `~`}c fh wlcuc FWU hdkgdknu+@] 0574" 053=+ Msw ucc Yb`dkwdhhu Acaf}`kgsa dk Usyyf}w fh dwu Afwdfk hf} Usaa`}tJsgnackw ,Yb+u Aca+$ `w 00" k+0+8+Fk A`t =7" =909" wlc HGDE a`gc usel ` y}cbdadk`}t gcwc}adk`wdfk+ @] 584+ Lf~cxc}" ~ldbcwlc m`ko `kg wlc HGDE l`g c|wckudxc efaaskde`wdfku efkec}kdkn wlc duusc" wlc HGDE gdg kfwhdk`bbt }cufbxc wlc a`wwc} y}df} wf wlc }cecdxc}uldy `yyfdkwackw+ @] 589!

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    05

    A`t =909: Wlc Lfbgdkn Efay`kt efaadwu wf }ce`ydw`bdzc wlc M`ko kf b`wc} wl`k

    Jskc 59" =909

    7>4+ @w wlc y}cuckw`wdfk M`kef}y `uus}cg FWU wl`w dw l`g

    dgckwdhdcg dkxcuwf}u `kg c|ceswcg kfk!gduebfus}c `n}ccackwu `u y`}w fh ` y}fjcewcg '0=3 adbbdfk

    cpsdwt dkxcuwackw+ M`kef}y cuwda`wcg wlc ebfudkn g`wc ~fsbg mc Jskc 59" =909+ @] 0>

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    07

    3=+ Hf} wlc ps`}wc} ckgdkn Ucywcamc} 59" =909" wlc M`ko }cyf}wcg Wfw`b ]duo!M`ucg

    `kg Wdc} 0 ,Ef}c$ e`ydw`b }`wdfu fh >+" 0>84+ Dk wl`w usmaduudfk" wlc M`ko `n`dk

    }cyf}wcg dwucbh `u skgc}e`ydw`bdzcg+ Dwu Wfw`b ]duo!M`ucg e`ydw`b }`wdf hcbb wf >+00# fk Kfxcamc}

    59" =909+ 0= E+H+]+ 383+7 ,=909$+

    37+ Dk dwu E`ydw`b ]cuwf}`wdfk Yb`k usmadwwcg wf wlc FWU fk Gcecamc} =9" =909"

    gduesuucg usy}`" wlc M`ko usmadwwcg ` y}fjcewdfk wl`w dwu Wfw`b ]duo!M`ucg e`ydw`b }`wdf ~fsbg

    h`bb wf 8+7# `kg dwu Wdc} 0 ,Ef}c$ e`ydw`b }`wdf ~fsbg h`bb wf 3+9#+ @] 0740 ,Gcecamc} 50" =909

    y}fjcewdfk$+

    Jskc =909: S^M efkuckwu wf duus`kec fh ` Ec uc `kg Gcuduw F}gc}

    33+ Fk Jskc =3" =909" wlc M`ko efkuckwcg `kg uwdysb`wcg wf wlc ckw}t fh `k F}gc} wf

    Ec`uc `kg Gcuduw ,E(G F}gc}f} Efkuckw F}gc}$+0> @] 335!>7+ Wlc Efkuckw F}gc}

    03 Wlc M`kou dkdwd`b Ucywcamc} 59" =909 WH] }cyf}wcg wl`w wlc M`kou Wfw`b ]duo M`ucge`ydw`b }`wdf ~`u `mfxc

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    03

    }cpsd}cg" dkwc} `bd`" wlc M`ko accw `kg a`dkw`dk ` Wdc} 0 ,Ef}c$ e`ydw`b }`wdf fh `w bc`uw

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    08

    * Y`}`n}`yl 04 hf}m`gc wlc M`ko h}fa a`odkn `kt af}c efkuw}sewdfk f}

    b`kg bf`ku ~dwlfsw y}cxdfsubt fmw`dkdkn FWU `yy}fx`b? @] 389?

    * Y`}`n}`yl =8 bdadwcg wlc M`kou n}f~wl fh dwu wfw`b `uucwu gs}dkn `kt

    ps`}wc} wf `k `afskw cps`b wf e}cgdwcg kcw dkwc}cuw" ~dwlfsw y}cxdfsubt

    fmw`dkdkn FWU `yy}fx`b? @] 38=?

    * Y`}`n}`yl => }cpsd}cg wlc M`ko wf kfwdht FWU y}df} wf `kt el`kncu fh

    gd}cewf}u f} uckdf} c|ceswdxc fhhdec}u fh wlc M`ko? @] 38=?

    * Y`}`n}`yl =4 hf}m`gc wlc M`ko h}fa ckwc}dkn dkwf `kt kc~ f} `bwc}dkn `kt

    fbg efkw}`ews`b `}}`kncackw }cb`wdkn wf efaycku`wdfk f} mckchdwu hf} `kt

    uckdf} c|ceswdxc fhhdec} fh gd}cewf} fh wlc M`ko ~dwlfsw ndxdkn FWU

    `gx`kec kfwdec? @] 38=!85+

    Fewfmc}!Kfxcamc} =909: Wlc M`ko y}fyfucu ` efaybc| }ce`ydw`bdz`wdfk yb`k wl`w

    dkebsgcu }cbdcxdkn wlc M`ko fh dwu }cuyfkudmdbdwt wf efaybt ~dwl oct }cpsd}cackwu fh wlc

    Ec`uc `kg Gcuduw F}gc}

    34+ Dk =994" wlc Lfbgdkn Efay`kt ~ckw wf wlc K@UG@P uwfeo a`}ocw wf }`duc

    e`ydw`b" duusdkn `yy}f|da`wcbt =9 adbbdfk ul`}cu fh uwfeo `w ` y}dec fh '7 ` ul`}c" ~ldel }cusbwcg

    dk `yy}f|da`wcbt '

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    0>

    80+ @u ` }cusbw fh dwu dk`mdbdwt wf `eecuu wlc ysmbde a`}ocwu" wlc Lfbgdkn Efay`kt `kg

    M`ko gcxducg ` efaybc| y}dx`wc!yb`ecackw }ce`ydw`bdz`wdfk yb`k+ Fk Fewfmc} = adbbdfk `kg kf af}c wl`k '09= adbbdfk wf wlc gc`b+ @] 4" `kg =4 fh wlc F}gc} wf Ec`uc `kg Gcuduw mcw~cck wlc Fhhdec fh Wl}dhw Usyc}xdudfk

    ,FWU$ `kg Skdwcg ^cuwc}k M`ko g`wcg Jskc =3" =909 ul`bb c`el l`xc mcck wc}adk`wcg+

    @] 4" k+>+

    E`uc 0:00!ex!9979 fh 5>

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    0=!>>" wlcuc `ggdwdfk`b dkxcuwf}u kcxc} a`wc}d`bdzcg+

    E`uc 0:00!ex!9979

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    04

    accw!`kg!a`dkw`dk e`ydw`b y}fxdudfku fh wlc E(G F}gc} `kg ~`u skgc}e`ydw`bdzcg+ @] > ,HDK]@ ckhf}ecackw$+ Ucc `buf 48"

    dkh}`+

    83+ @hwc} wlc Kfxcamc} 0>" =909 m}dchdkn" FWU ufbdedwcg wlc M`ko wf gduesuu dwu

    x`}dfsu }cpsd}cackwu dk f}gc} wf gduwdknsdul asuw l`xcu dk wlc Dkxcuwackw @n}ccackw h}fa

    kdec wf l`xc y}fxdudfku wl`w efsbg mc `bwc}cg+ @] 00

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    =9

    }cpsd}cackw wl`w wlc accw `kg a`dkw`dk y}fxdudfk fh wlc Efkuckw F}gc} mc }cuedkgcg+ Ucc" c+n+"

    @] 07>8 ,M`kou Gcecamc} =9" =909 }cpscuw hf} ~`dxc} fh wlc accw `kg a`dkw`dk b`kns`nc `u

    ucw hf}wl dk wlc Dkxcuwackw @n}ccackw$ 704" 7=09" 7==0 ,usmucpsckw

    efaaskde`wdfku h}fa yfuudmbc dkxcuwf}u uw`wdkn wlcd} dkwc}cuw du efkwdknckw fk wlc Dkxcuwackw

    @n}ccackwu wc}au$+ Sbwda`wcbt wlc efaaskde`wdfku h}fa wlc Lfbgdkn Efay`kt" wlc M`ko" `kg

    dkxcuwf}u" ulf~cg wl`w skbcuu FWU ~`u ~dbbdkn wf `n}cc wf el`knc wlc E(G F}gc} wf yc}adw wlc

    M`ko fyc}`wc ~dwl bcuu e`ydw`b wl`k wlc FWU gcwc}adkcg ~`u }cpsd}cg" `bbf~cg wlc M`ko wf m}dkn

    Bcnckw dkwf S^M `u `k fyc}`wdkn usmudgd`}t" `kg `bbf~cg wlc M`ko wf ckn`nc dk }`ydg n}f~wl fh

    dwu m`b`kec ulccw" wlc}c ~fsbg mc kf }ce`ydw`bdz`wdfk+

    =5

    Dg+ Wlc M`ko a`dkw`dkcg wldu yfudwdfku

    usmucpsckwbt+ Ucc `buf @] 07

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    =0

    dkwf =900" wlc M`ko }cyc`wcgbt uw`wcg wl`w dw ~`u fk wlc xc}nc fh }`dudkn e`ydw`b dk ` a`wwc} fh

    g`tu `kg wlck h`dbcg wf gcbdxc}+

    84+ Fk Jskc 09" =909" wlc M`ko ~}fwc wf wlc HGDE uw`wdkn wl`w wlc Lfbgdkn Efay`kt

    l`g }cw`dkcg Nfbga`k U`elu ( Efay`kt dk A`}el =909 hf} e`ydw`b }`dudkn ys}yfucu" `kg wl`w dw

    c|ycewu wf efkusaa`wc ` e`ydw`b }`dudkn w}`ku`ewdfk dk wlc kc`} hsws}c+ @] 840+ Kf

    w}`ku`ewdfk ~`u efkusaa`wcg+

    >9+ Fk Jsbt =" =909" wlc M`ko `uus}cg FWU wl`w e`ydw`b ~fsbg mc efaadwwcg mt

    @snsuw 4" =909 `kg wl`w w}`ku`ewdfk ~fsbg ebfuc mt Ucywcamc} 09" =909+ @] 894+ Wlc M`ko

    gdg kfw hfbbf~ wl}fsnl fk dwu eb`da+

    >0+ @hwc} wlc M`ko aduucg dwu Ucywcamc} 09 gc`gbdkc" fk Ucywcamc} 08" =909 wlc

    Lfbgdkn Efay`kt }cy}cuckwcg wf wlc FWU wl`w hfs} y`}wdedy`kwu ~fsbg ckwc} dkwf ` '=99 adbbdfk

    wf '=39 adbbdfk e`ydw`b }`duc ~dwl wc}a ulccwu c|ycewcg mt Ucywcamc} =>" =909+ @] 0=+ Hdk`bbt" fk Fewfmc} =

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    ==

    >7+ @w `kfwlc} yfdkw dk dwu Kfxcamc} 0>" =909 y}cuckw`wdfk" wlc M`kef}y `uus}cg wlc

    FWU `kg wlc HGDE wl`w dw ~`u }c`gt wf dkjcew_Q dkwf wlc M`ko '>+ Tcw `n`dk" wlc M`kou h`dbcg wf gcbdxc}+

    >8+ Fk Gcecamc} =4" =909" wlc M`ko wfbg wlc FWU wl`w `k ckwdwt e`bbcg Fbtaysu

    Y`}wkc}u~`u wf a`oc ` hd}a dkxcuwackw efaadwackw fh '78+< adbbdfk ~dwldk fkc ~cco+ @]

    =8" k+7" 0>74+ Wldu kcxc} fees}}cg+ Wlc M`ko b`wc} eb`dacg Fbtaysu l`u efaadwwcg wf

    `yy}f|da`wcbt '39 adbbdfk dkxcuwackw ,ude$ dk wlc M`ko `kg wl`w wlc ckwdwt ~`u hdk`bdzdkn `

    bcwwc} fh dkwckw+ @] 704=+ Bdoc uf a`kt y}cxdfsu }cy}cuckw`wdfku h}fa wlc M`ko" wldu ws}kcg fsw

    wf mc h buc+ Kfwldkn h}fa Fbtaysu ~`u cxc} y}fxdgcg wf FWU+ @] =8" k+7+

    >>+ @hwc} `bb wlc y}cxdfsu gc`gbdkcu dgckwdhdcg mt wlc M`ko hf} efaybcwdfk fh ` e`ydw`b

    dkjcewdfk l`g efac `kg y`uucg ~dwlfsw }cusbw" fk J`ks`}t =0" =900" wlc g`wc fh wlc }cecdxc}uldy"

    wlc M`ko y}fgsecg ` ksamc} fh c|y}cuudfku fh dkwc}cuw h}fa ys}yf}wcg dkxcuwf}u" dkebsgdkn fkc

    h}fa `bbcncg E`ta`k Dub`kgu lcgnc hskg wl`w fyc}`wcg fsw fh ` yfuw fhhdec mf|" `kg `kfwlc} dk

    wlc hf}a fh ` h`|cg bcwwc} h}fa `k dkxcuwf} ~lf h dbcg wf gduebfuc `kt hd|cg `gg}cuu `w `bb+ @]

    704" 7=09" 7==0+ @bb fh wlcuc xd}ws`bbt dgckwde`bbt!~f}gcg usmaduudfku ~c}c mt

    wlcd} f~k wc}au" c|y}cuubt kfk!mdkgdkn `kg ~c}c a`gc fk wc}au usmuw`kwd`bbt wlc u`ac `u wlc

    =7 Dh M`kef}yu @kelf} Dkxcuwf}u l`g `ews`bbt efkw}dmswcg '095 adbbdfk dk e`ydw`b wfM`kef}y fk Fewfmc} =

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    =5

    wc}au ucw hf}wl dk wlc Dkxcuwackw @n}ccackw fh Fewfmc} =4+ Udkec =99>" wlc FWU l`g ~`}kcg wlc M`ko wl`w dwu }cbd`kec syfk ` l`kghsb fh

    dkuwdwswdfk`b gcyfudwf}u }`k `k sk`eecyw`mbc }duo fh ` bdpsdgdwt e}dudu ulfsbg dwu e`ydw`b g~dkgbc wf

    `k sku`hc f} skufskg bcxcb `kg fkc f} af}c fh wlfuc gcyfudwf}u elffuc wf ~dwlg}`~ wlcd} gcyfudwu

    fk ulf}w kfwdec+ @] 8= ,=99> Efay}clckudxc C|`adk`wdfk$" 080 ,=994 Efay}clckudxc

    C|`adk`wdfk$" @] =8> ,bcwwc} w}`kuadwwdkn }cusbwu fh =909 Bdadwcg C|`adk`wdfk$+

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    =7

    efsbg fwlc}~duc c|c}educ wlcd} }dnlwu wf ~dwlg}`~ wlcd} gcyfudwu h}fa wlc M`ko+ Wldu efkuwdwswcg

    `k sku`hc `kg skufskg efkgdwdfk+ @] 50+ Wlc dkuwdwswdfk`b dkxcuwf}u ~c}c mbc" fkec wlc m`ko

    hcbb mcbf~ `gcps`wcbt e`ydw`bdzcg" wf ~dwlg}`~ wlcd} hskgu daacgd`wcbt" `kg ufac mcn`k wf

    ~dwlg}`~ hskgu mcndkkdkn dk Gcecamc} =909" ~ldbc fwlc}u n`xc wlc M`ko fkbt ulf}w!wc}a

    hf}mc`}`kecu b`uwdkn ` a`wwc} fh g`tu+ Ucc

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    =3

    adbbdfk" f} 77# fh wlc gcyfudwu `w wlc

    M`ko" usmuw`kwd`bbt c|eccgdkn wlc wfw`b bdpsdgdwt fh wlc M`ko+ @] 5=+ CWEu gcyfudwf}

    `n}ccackw `bbf~cg dw wf wc}adk`wc dwu }cb`wdfkuldy ~dwl S^M dk wlc cxckw wlc M`ko ~`u bcuu wl`k

    `gcps`wcbt e`ydw`bdzcg+ @] 55+ Dk `k n}ccackw ~dwl wlc M`ko g`wcg Fewfmc} =8" =909" CWE

    E`uc 0:00!ex!9979

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    =8

    uw`wcg wl`w dw ~fsbg kfw c|c}educ wldu }dnlw skwdb" dkwc} `bd`" wlc M`kou '=99 adbbdfk Dkxcuwackw

    @n}ccackw ~`u efkusaa`wcg f} kfw b`wc} wl`k Gcecamc} 50" =909+ @] 55" 0473+ Fk

    Gcecamc} =4" =909" CWE n`xc wlc M`ko ` ulf}w!wc}a hf}mc`}`kec skwdb Hcm}s`}t 03" =900+

    CWEu hf}mc`}`kec}cb`wcg wl`w wldu ~`u `k `mufbswc fswudgc g`wc+=> @] 0473+ Wlsu" wlc FWU

    }c`ufk`mbt efkebsgcg wl`w wlc }duo fhgcy`}ws}c fh CWEu hskgu y}cuckwcg `k sk`eecyw`mbc

    bdpsdgdwt }duo wf wlc M`ko+ @] 57+

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    =>

    m`ko wf yfwckwd`b mstc}u mchf}c ` }cecdxc}uldy+ Fk Gcecamc} 4" =909" wlc M`ko gckdcg wlc

    }cpscuw `kg `uus}cg wlc HGDE" dkwc} `bd`" wl`w kf dkuwdwswdfk`b gcyfudwf}u ~c}c bdocbt wf ~dwlg}`~

    wlcd} hskgu+ @] 075

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    ==4+ Wlc c|`adk`wdfk `buf efkebsgcg wl`w wlc

    skgc}e`ydw`bdzcg uw`wsu fh wlc M`ko y}cxckwcg dw mt b`~ h}fa a`dkw`dkdkn gcyfudwu fk mcl`bh fh

    caybftcc mckchdw yb`ku+ Ucc 0= S+U+E+ 0

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    =4

    wlc M`kou afskwdkn bfuucu fk bf`ku `kg dwu b`eo fh y}fuycewu wf `snackw dwu e`ydw`b bcxcb wl}fsnl

    c`}kdknu+ @] 0>59+

    47+ Wlc M`ko ~`u kfwdhdcg fh dwu gf~kn}`gc wf ` efayfudwc 3 E@ACBU }`wdkn" wlc

    bf~cuw bcxcb" dk ` bcwwc} g`wcg Gcecamc} =4" =909+=4 @] 0>=>+

    J`ks`}t =900: FWU gckdcu wlc M`kou `yybde`wdfk wf ys}el`uc `kg dkef}yf}`wc

    Bcnckw `u `k fyc}`wdkn usmudgd`}t

    43+ Fk J`ks`}t 03" 588=" 5950"545=+

    E`uc 0:00!ex!9979

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    59

    48+ Wlc FWU `buf efkebsgcg wl`w Bcnckw l`g `k sku`wduh`ewf}t }cnsb`wf}t }cef}g fxc}

    `k c|wckgcg yc}dfg fh wdac" dkebsgdkn }ceckw" uc}dfsu ysmbde ckhf}ecackw `ewdfku w`ock `n`dkuw

    wlc hd}a mt HDK]@" dwu y}da`}t }cnsb`wf} ,`u ~cbb `u wlc K`wdfk`b @uufed`wdfk fh Uces}dwdcu

    Gc`bc}u" dwu y}cececuuf}$+50 @] =379!=370" 70=9? ucc `buf @] 5030!503= ,=909" }fswdkn

    xdfb`wdfku$" 50

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    50

    udnkdhde`kw dke}c`ucu dk dwu `uucwu+ Dg+ Lf~cxc}" wlc M`kou n}f~wl ~`u }cuw}dewcg mt wlc Efkuckw

    E(G F}gc} `kg" dh fwlc}~duc yc}adwwcg" wlc y}fjcewcg n}f~wl ckw`dbcg hs}wlc} dke}c`udkn }cbd`kec

    fk dkuwdwswdfk`b gcyfudwu+ Dg+ Dk efkebsudfk" FWU hfskg wl`w wlc yybde`wdfk ~`u fmjcewdfk`mbc fk

    u`hcwt `kg ufskgkcuu n}fskgu `kg y}cuckwcg udnkdhde`kw usyc}xduf}t efkec}ku+ @] 7004!=0+

    4+

    J`ks`}t =900: FWU gckdcu wlc M`kou msudkcuu `kg e`ydw`b }cuwf}`wdfk yb`ku

    44+ Fk J`ks`}t 0

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    5=

    Hs}wlc}af}c" ~ldbc wlc E]Y ckxdudfkcg wl`w fkbt ufac fh wlfuc efkgdwdfku `ews`bbt l`g wf mc

    acw" wlc `muckec fh `kt usyyf}w hf} wl`w `uusaywdfk" dkebsgdkn wlc `muckec fh `kt ~}dwwck

    ~`dxc}u mt wlc @kelf} Dkxcuwf}u wf wlc a`kg`wf}t y}fxdudfku fh wlc Dkxcuwackw @n}ccackw" bcg

    FWU wf efkebsgc wl`w dw ~`u sk}c`ufk`mbc wf `uusac wl`w wlc `n}ccackw ~fsbg mc efkusaa`wcg+

    @] 70=3" 7050!5=+

    090+ Hdk`bbt" FWU }cjcewcg wlc E]Y mce`suc wlc Lfbgdkn Efay`kt gdg kfw y}fxdgc `k

    `eecyw`mbc ns`}`kwcc hf} wl`w yb`k+ @] 70=3!=8" 7058+ FWU kfwcg wl`w sk`eecyw`mbc y}fxdudfku

    fh wlc ns`}`kwcc usmadwwcg mt wlc Lfbgdkn Efay`kt dkebsgcg: ,`$ ` y}fxdudfk wc}adk`wdkn wlc

    ns`}`kwcc `kt wdac wlc Lfbgdkn Efay`kt ec`ucg wf efkw}fb wlc M`ko? `kg ,m$ ` }cuw}dewdfk

    bdadwdkn wlc ns`}`kwcc wf fkbt wlfuc a`wwc}u skgc} wlc efkw}fb fh wlc Lfbgdkn Efay`kt+ @]

    70=8" 7058+ FWU hfskg wl`w wlfuc y}fxdudfku day}fyc}bt bdadwcg wlc uefyc `kg gs}`wdfk fh wlc

    uw`wswf}dbt }cpsd}cg ns`}`kwcc+ Dg+

    09=+ FWU `buf fmjcewcg wf wlc y}fyfucg msudkcuu yb`k dkebsgcg dk wlc E]Y mce`suc fh

    wl`w yb`ku efkwdkscg }cbd`kec fk `k c|ecuudxc efkeckw}`wdfk fh dkuwdwswdfk`b gcyfudwu `u ~cbb `u

    sk}c`ufk`mbc n}f~wl+ @] 70=8!=>" 7053!58" 703+ @] =5+ Wlc acaf kfwcg wl`w mcndkkdkn dk wlc b`uw

    ps`}wc} fh =99

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    55

    uces}dwdcu+ Dg+ Wlc M`kou `uucw ps`bdwt l`g gcebdkcg ~dwl eb`uudhdcg `uucwu" dkebsgdkn eb`uudhdcg

    AMU" dke}c`udkn udnkdhde`kwbt h}fa +9 yc}eckw fh `bb gcyfudwu" `kg

    wl`w fkc fh wlfuc hfs}" AUEU" ~`u dk wlc y}fecuu fh ~dwlg}`~dkn dwu gcyfudwu+ @] 50!5=" 53+

    Wlc U!Acaf `buf efkebsgcg wl`w mfwl CWE `kg BWE efsbg ~dwlg}`~ wlcd} gcyfudwu `kg l`g

    ndxck dkgde`wdfku wl`w wlct ~c}c bdocbt wf gf uf" dh wlc Lfbgdkn Efay`ktu yb`k wf }ce`ydw`bdzc

    gdg kfw efac wf h}sdwdfk+ @] 5=!53+ Hdk`bbt" wlc U!Acaf `k`btzcg wlc M`kou bdpsdgdwt `kg

    hfskg wl`w dw l`g dkushhdedckw bdpsdg `uucwu wf efkwdksc kf}a`b fyc}`wdfku `kg }cgcca afuw fh

    CWEu `kg BWEu gcyfudwu fxc} ` ulf}w wdac h}`ac+ @] 58!79+ Wlc U!Acaf efkebsgcg wl`w wlc

    M`kou efkwdkscg }cbd`kec fk dkuwdwswdfk`b gcyfudwu ~`u sku`hc `kg skufskg" `kg mce`suc wlc

    E`uc 0:00!ex!9979

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    57

    }ce`ydw`bdz`wdfk ~`u skbdocbt wf fees}" wlc bdocbt }cusbw ~`u ` bdpsdgdwt h`dbs}c ,d+c+ wlc M`kou

    `x`db`mbc ufs}ecu fh hskgu ~c}c ua`bbc} wl`k wlc `kwdedy`wcg fswhbf~ fh dkuwdwswdfk`b gcyfudwu$+

    @] 57" 58!5>" 54!79+

    09

  • 7/23/2019 UWBK 5-18-2012 FDICS CROSS MOTION FOR SUMMARY JUDGEMENT

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    53

    gca`kg+ Wlc B!Acaf efkebsgcg wl`w wlc ucxc}dwt fh wldu udws`wdfk }cy}cuckwcg `k sku`hc f}

    skufskg efkgdwdfk wf w}`ku`ew msudkcuu" `kg wl`w `yyfdkwackw fh ` }cecdxc} ~`u bcn`bbt ~`}}`kwcg+

    @] 0>+

    00=+ Dk ` bdpsdgdwt n}fskg gd}cewbt }cb`wcg wf wlc efkebsudfku ucw hf}wl dk 000" wlc B!

    Acaf fydkcg wl`w wlc @ewdkn Gd}cewf} efsbg `yyfdkw ` }cecdxc} hf} wlc M`ko dh wlc dkuwdwswdfk du

    bdocbt wf mc sk`mbc wf y`t dwu fmbdn`wdfku f} accw dwu gcyfudwf}u gca`kgu dk wlc kf}a`b efs}uc fh

    msudkcuu+ Wlc @ewdkn Eldch Efskucb efkebsgcg wl`w wlc usyc}xduf}t gcwc}adk`wdfk wl`w `bb msw fkc

    fh wlc M`kou a`jf} dkuwdwswdfk`b gcyfudwf}u ~c}c yfducg wf ~dwlg}`~ wlcd} hskgu" hf} ~ldel wlc

    M`ko b`eocg `gcps`wc bdpsdgdwt" ~`u `k `gcps`wc bcn`b m`udu wf hf} yyfdkwackw fh ` }cecdxc}+ @]

    0J`ks`}t =0" =900: ]cecdxc}uldy f}gc} udnkcg

    007+ Fk J`ks`}t =0" =900" `hwc} e`}chsb `kg wlf}fsnl cx`bs`wdfk fh wlc M`kou

    efkgdwdfk hfskg dk wlc @gadkduw}`wdxc ]cef}g" wlc @ewdkn Gd}cewf} fh FWU udnkcg `k F}gc}

    `yyfdkwdkn wlc HGDE u wlc M`kou }cecdxc}+ @] =!

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    58

    003+ Dk `ggdwdfk" wlc @ewdkn Gd}cewf} hfskg wl`w wlc M`kou }ce`ydw`bdz`wdfk yb`k ~`u

    skbdocbt wf useeccg mce`suc a`kt fh wlc y}cecgckw efkgdwdfku wf dwu efkusaa`wdfk ~fsbg kfw mc

    hsbhdbbcg+ @] 5!7+ Hs}wlc}af}c" wlc @ewdkn Gd}cewf} hfskg wl`w wlc M`ko l`g xc}t ldnl

    efkeckw}`wdfk fh gcyfudwu h}fa fkbt hfs} dkuwdwswdfk`b gcyfudwf}u `kg wl`w ` udnkdhde`kw `afskw fh

    wlfuc gcyfudwu efsbg mc psdeobt ~dwlg}`~k+ @] 7!3+ Lc `buf hfskg wl`w fkc fh wlc hfs}

    dkuwdwswdfk`b gcyfudwf}u ~`u dk wlc y}fecuu fh ~dwlg}`~dkn dwu gcyfudwu+ @] 3+ Af}cfxc}" wlc

    @ewdkn Gd}cewf} efkebsgcg wl`w w~f fh wlc }ca`dkdkn dkuwdwswdfk`b gcyfudwf}u y}fxdgcg wlc msbo fh

    wlc gcyfudwu `kg wlfuc gcyfudwf}u l`g dkgde`wcg wl`w wlct ~c}c a`dkw`dkdkn wlcd} gcyfudwu `w wlc

    M`ko mce`suc wlct mcbdcxcg wlc M`ko ~fsbg mc }ce`ydw`bdzcg dk wlc kc`} hsws}c+ Dg+ Mce`suc wlc

    M`ko ~`u skbdocbt wf useecuuhsbbt }ce`ydw`bdzc dk wlc kc`} hsws}c" wlc @ewdkn Gd}cewf} hfskg wlc

    }duo fh ~dwlg}`~`bu sk`eecyw`mbc+ Dg+ Lc `buf hfskg wl`w wlc M`ko gdg kfw l`xc ushhdedckw

    bdpsdgdwt wf u`wduht usel ~dwlg}`~`bu `bfkn ~dwl dwu fwlc} fyc}`wdfku+ Dg+

    008+ Wlc @ewdkn Gd}cewf} efkebsgcg wl`w wlc M`ko ~`u dk `k sku`hc `kg skufskg

    efkgdwdfk mce`suc fh dwu yfwckwd`b ucxc}c bdpsdgdwt uw}`dk" `k c|ecuudxc `afskw fh eb`uudhdcg

    `uucwu" efkwdksdkn udnkdhde`kw fyc}`wdkn bfuucu" dkushhdedckw e`ydw`b" `kg kf }c`bduwde y}fuycewu hf}

    }`dudkn e`ydw`b dk wlc ulf}w wc}a+ @] 8+ Dk `ggdwdfk" lc efkebsgcg wl`w dw ~`u bdocbt wl`w af}c

    dkuwdwswdfk`b gcyfudwu ~fsbg mc ~dwlg}`~k dk wlc kc`} wc}a wl`k wlc M`ko efsbg }cgcca `kg `buf

    accw dwu fwlc} fmbdn`wdfku+ @] 8!>+ Wlc @ewdkn Gd}cewf} `buf efkebsgcg wl`w wlc M`ko l`g kfw

    y}fxdgcg `k `eecyw`mbc }ce`ydw`bdz`wdfk yb`k+ @] >+ @eef}gdknbt" lc gcwc}adkcg wl`w wl}cc

    ucy`}`wc uw`wswf}t n}fskgu hf} usel `k `yyfdkwackw ~c}c y}cuckw:

    wlc M`ko ~`u dk `k sku`hc `kg skufskg efkgdwdfk wf w}`ku`ew msudkcuu" 0= S+U+E+

    0

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    wlc M`ko ~`u bdocbt wf mc sk`mbc wf y`t dwu fmbdn`wdfku f} accw dwu gcyfudwf}u

    gca`kgu dk wlc kf}a`b efs}uc fh msudkcuu" 0= S+U+E+ 0