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USDA ndash Rural DevelopmentYour Partner in Advancing Rural Prosperity
National Rural Lenders RoundtableDecember 5 2018
December 5 2018 National Rural Lenders Roundtable 1
Bette BrandAdministrator
Rural Business-Cooperative Service
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
Rich DavisDeputy AdministratorRural Housing Service
Edna PrimroseAssistant Administrator for Water and Environmental Programs
Rural Utilities Service
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
National Rural Lenders Roundtable 2December 5 2018
Bette BrandAdministrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 3
Led by Agriculture Secretary Perdue
bull Established by Presidential Executive Order in 2017
bull 22 federal agencies and departmentsbull Focused on agriculture economic
development job growth infrastructure innovation energy security and quality of life
bull Recommended over 100 legislative regulatory and policy actions
bull Actions aim to build robust sustainable rural communities for generations to come 4
Task Force on Agriculture and Rural Prosperity
USDA Rural Development
Task Force Report Answering the Call to ActionIdentified five key indicators of rural prosperity
e-Connectivity for Rural America
Improving Quality of Life
Supporting a Rural Workforce
Harnessing Technological Innovation
Economic Development
December 5 2018 5
Task Force on Agriculture and Rural Prosperity
National Rural Lenders Roundtable
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Bette BrandAdministrator
Rural Business-Cooperative Service
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
Rich DavisDeputy AdministratorRural Housing Service
Edna PrimroseAssistant Administrator for Water and Environmental Programs
Rural Utilities Service
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
National Rural Lenders Roundtable 2December 5 2018
Bette BrandAdministrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 3
Led by Agriculture Secretary Perdue
bull Established by Presidential Executive Order in 2017
bull 22 federal agencies and departmentsbull Focused on agriculture economic
development job growth infrastructure innovation energy security and quality of life
bull Recommended over 100 legislative regulatory and policy actions
bull Actions aim to build robust sustainable rural communities for generations to come 4
Task Force on Agriculture and Rural Prosperity
USDA Rural Development
Task Force Report Answering the Call to ActionIdentified five key indicators of rural prosperity
e-Connectivity for Rural America
Improving Quality of Life
Supporting a Rural Workforce
Harnessing Technological Innovation
Economic Development
December 5 2018 5
Task Force on Agriculture and Rural Prosperity
National Rural Lenders Roundtable
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Bette BrandAdministrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 3
Led by Agriculture Secretary Perdue
bull Established by Presidential Executive Order in 2017
bull 22 federal agencies and departmentsbull Focused on agriculture economic
development job growth infrastructure innovation energy security and quality of life
bull Recommended over 100 legislative regulatory and policy actions
bull Actions aim to build robust sustainable rural communities for generations to come 4
Task Force on Agriculture and Rural Prosperity
USDA Rural Development
Task Force Report Answering the Call to ActionIdentified five key indicators of rural prosperity
e-Connectivity for Rural America
Improving Quality of Life
Supporting a Rural Workforce
Harnessing Technological Innovation
Economic Development
December 5 2018 5
Task Force on Agriculture and Rural Prosperity
National Rural Lenders Roundtable
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Led by Agriculture Secretary Perdue
bull Established by Presidential Executive Order in 2017
bull 22 federal agencies and departmentsbull Focused on agriculture economic
development job growth infrastructure innovation energy security and quality of life
bull Recommended over 100 legislative regulatory and policy actions
bull Actions aim to build robust sustainable rural communities for generations to come 4
Task Force on Agriculture and Rural Prosperity
USDA Rural Development
Task Force Report Answering the Call to ActionIdentified five key indicators of rural prosperity
e-Connectivity for Rural America
Improving Quality of Life
Supporting a Rural Workforce
Harnessing Technological Innovation
Economic Development
December 5 2018 5
Task Force on Agriculture and Rural Prosperity
National Rural Lenders Roundtable
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Task Force Report Answering the Call to ActionIdentified five key indicators of rural prosperity
e-Connectivity for Rural America
Improving Quality of Life
Supporting a Rural Workforce
Harnessing Technological Innovation
Economic Development
December 5 2018 5
Task Force on Agriculture and Rural Prosperity
National Rural Lenders Roundtable
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Addressing the priorities established by the Task ForceObjectives and Recommended Actions Includebull Assess state of rural e-connectivity and efficacy of current
programsbull Modernize rural utilities transportation housing options
and health care accessbull Reduce regulatory barriers to infrastructure deploymentbull Incentivize private capital investmentbull Leverage existing market opportunitiesbull Advance educational training and apprenticeship
opportunitiesbull Support development of biotechnology
National Rural Lenders Roundtable6
Task Force on Agriculture and Rural Prosperity
December 5 2018
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Our Role How RD Drives Rural Prosperity
Infrastructure Partnerships and Innovation (IPI)
Sec Perdue has focused Rural Development efforts on IPI
bull Robust modern infrastructure is a necessity not an amenitybull Interagency and public-private partnerships are the best way to get things donebull Complex and constantly-evolving challenges require innovation
Each element plays an invaluable role in facilitating economic development and improving rural quality of life
December 5 2018 National Rural Lenders Roundtable 7
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Rural Utilities Service
bullElectric Program
bullWater amp Environmental Programs
bullTelecommunications and Broadband Programs
Rural Housing amp Community Facilities
bull Homeownership Loans
bull Home Repair Loans amp Grants
bull Mutual Self-Help Technical Assistance Grants
bull Multi-Family Housing Loans
bull Farm Labor Housing Loans amp Grants
bull Housing Preservation Grants
bull Community Facilities Loans amp Grants
bull Business and Industry Guaranteed Loans
bull Intermediary Relending Program
bull Rural Economic Development Loan and Grant Program
bull Rural Business Development Grants
bull Rural Energy for America Program
bull Biorefinery Assistance Program
bull Value Added Producer Grants
bull Cooperative Development Assistance National Rural Lenders Roundtable 8
Rural Business-Cooperative Service
Rural Development Funding Programs by Agency
USDA Rural Development
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
USDA Loan Guarantees
Mitigate Risk
Increase ROI
December 5 2018 National Rural Lenders Roundtable 9
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Lender Benefits
Expand Legal Lending LimitsSecondary MarketSingle or Multi note sale of
Guarantee
Increase ROISales PremiumInterest StripServicing Fee Collection
December 5 2018 National Rural Lenders Roundtable 10
Mitigate RiskGuarantee against potential lossReduces risk of specialized collateral
New Business Development OpportunitiesCommunity Reinvestment Act
ConsiderationLocal People and Local Access
USDA Loan Guarantees
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Opportunities on Secondary Marketbull Lenders have the ability to sell all or part of the guaranteed portion of the
loan to holders on the secondary marketbull Lenders may charge a servicing fee to the holders bull Lenders are encouraged to utilize the secondary market and pass the
interest-rate savings on to the borrowerbull Lender must retain title to the notes and security interest in the collateralbull The lender is required to hold a minimum of 5 of the total loan amount
which must be of the unguaranteed portion Unguaranteed portions may be participated to another lender
December 5 2018 National Rural Lenders Roundtable 11
USDA Loan Guarantees
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
USDA Loan Guarantees
Provides the ability to receive bull Longer Repayment
Termsbull Full Amortizationbull Higher Loan Amountsbull Competitive Interest
Rate
Benefits for
Borrowers
December 5 2018 National Rural Lenders Roundtable 12
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
December 5 2018 13
Projects in FY 2018
National Rural Lenders Roundtable
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Some 2019 Rural Development Goals
December 5 2018 National Rural Lenders Roundtable 14
bull Utilize our projects to fight the opioid epidemicbull Increase assistance to distressed communities bull Modernize rural homes and businesses with energy efficiencybull Deliver Broadband Pilot Program for rural areas lacking servicebull Maximize Rural Water Works for modern water systemsbull Increase leverage of guaranteed loans into RBS projects by 1bull Achieve BampI and REAP delinquency rate of not more than 4 bull Achieve Multi-Family Housing delinquency rate for reach state of less than 2bull Maintain 3 or less delinquency rate for Single Family Housing programbull Increase Community Facilities applications for rural transportation
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Mark BrodziskiDeputy Administrator
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 15
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Business amp Industry (BampI)This program is authorized by the Consolidated Farm and Rural Development Act
Purpose is to improve develop or finance business industry and employment and improve the economic and environmental climate in rural communities
Bolster the existing private credit structure through the guarantee of quality loans that will provide lasting community benefits
December 5 2018 National Rural Lenders Roundtable 16
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Guarantee PercentagesRatesTermsbull 80 for loans of $5 million or lessbull 70 for loans between $5 and $10 millionbull 60 for loans exceeding $10 million up to $25 million maximum
bull The initial guarantee fee is 3 upon issuance of the Loan Note Guaranteebull An annual renewal fee of 05 is due based on the 1231 principal balance
bull Rates and Terms ndash Same as REAP
December 5 2018 National Rural Lenders Roundtable 17
Business amp Industry (BampI)
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Eligible Borrowersbull For-profit businessesbull Nonprofitsbull Cooperativesbull Federally-recognized Tribesbull Public bodiesbull Individuals
December 5 2018 National Rural Lenders Roundtable 18
Business amp Industry (BampI)
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Eligible Purposes
bull Business conversion enlargement repair modernization or development
bull Purchase and development of land buildings or facilitiesbull Purchase of equipment machinery supplies or inventorybull Debt refinancing when refinancing improves cash flow and
creates or saves jobsbull Business and industrial acquisitions when the loan will create
or save jobs
December 5 2018 National Rural Lenders Roundtable 19
Business amp Industry (BampI)
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
2016 Regulation Enhancements More Eligible Purposes
bull Business Ownership Conversions through ESOPs or Cooperative Ownership
bull Projects that use New Markets Tax Credits as an equity source
bull Local Food Hubs
December 5 2018 National Rural Lenders Roundtable 20
Business amp Industry (BampI)
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Loan Activitybull 342 Loans
Loan Volumebull $12 Billion
Business amp Industry (B amp I)
109$553876186
233$654591532
0
10
20
30
40
50
60
70
80
90
100
Number of Loans Total $ of Loans
B amp I FY 2018Top-10 Lenders ($ Volume) Other 163 Lenders
December 5 2018 National Rural Lenders Roundtable 21
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Business amp Industry (B amp I)
NAICS Industry Sector Total Amount
of Loans
Total Number of
Loans
Percentage of Total Amount
Avg Loan Amount
72 Accomendation and Food Services 373701054$ 90 310 415223393$ 31 - 33 Manufacturing 179503195$ 54 149 332413324$ 22 Utilities 150115000$ 39 125 384910256$ 53 Real Estate Rental and Leasing 116635742$ 37 97 315231735$ 62 Health Care and Social Assistance 89962084$ 30 75 299873613$ 42 Wholesale Trade 66353357$ 16 55 414708481$ 44 - 45 Retail Trade 48768480$ 26 40 187571077$ 71 Arts Entertainment and Recreation 40298500$ 12 33 335820833$ 11 Agriculture Forestry Fishing and Hunting 34544000$ 6 29 575733333$ 21 Mining Quarrying and Oil and Gas Extraction 33070125$ 7 27 472430357$ 51 Information 24200000$ 6 20 403333333$ 92 Public Administration 10140000$ 2 08 507000000$ 48 - 49 Transportation and Warehousing 10000000$ 2 08 500000000$ 81 Other Services 7704000$ 6 06 128400000$ 23 Construction 6457579$ 4 05 161439475$ 61 Educational Services 5120000$ 1 04 512000000$ 56 Admin amp Support and Waste Mgt amp Remediation 4525000$ 1 04 452500000$ 54 Professional Scientific and Technical Services 3805860$ 2 03 190293000$ Grand Total 1204903976$ 341 1000 353344274$
FY 2018
December 5 2018 National Rural Lenders Roundtable 22
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
Fcly Geo St Nm | Borr Nm | Guaranteed Loan Amt | Prim Naics Cd | NAICS3 | NAICS2 | ||||||
MONTANA | PARDUE GRAIN INC | $5000000 | 111199 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
MISSOURI | BONACKER FARMS INC | $264000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
ILLINOIS | CLEARWATER ORGANIC FARMS ILLINOIS LLC | $4000000 | 111419 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
TEXAS | SEVILLE FARMS INC | $15000000 | 111422 | 111 Crop Production | 11 Agriculture Forestry Fishing and Hunting | ||||||
IOWA | EAGLES CATCH LLP | $10000000 | 112 | 112 Animal Production and Aquaculture | 11 Agriculture Forestry Fishing and Hunting | ||||||
NEBRASKA | INNOVATIVE AG GROUP LLC | $280000 | 115112 | 115 Support Activities for Agriculture and Forestry | 11 Agriculture Forestry Fishing and Hunting | ||||||
KENTUCKY | PRIMROSE OIL LLC | $2800000 | 211111 | 211 Oil and Gas Extraction | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
FLORIDA | NOTRE DAME INVESTORS INC | $10000000 | 212321 | 212 Mining (except Oil and Gas) | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
LOUISIANA | BLAKE INTERNATIONAL RIGS LLC | $7500000 | 213111 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | TETON SNUBBING SERVICES LLC | $1009625 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
WYOMING | STRATEGIC WELL SERVICE LLC | $360500 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
NEW MEXICO | MAVERICK COATING SERVICE LLC | $1400000 | 213112 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
KENTUCKY | JRL COAL INC | $10000000 | 213113 | 213 Support Activities for Mining | 21 Mining Quarrying and Oil and Gas Extraction | ||||||
PENNSYLVANIA | YORK HAVEN POWER COMPANY LLC | $4000000 | 221111 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | OLD CAROLEEN SOLAR FARM LLC | $2100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 55 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ISLAND GROVE SOLAR LLC | $1850000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 3 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | TUMBLEWEED SOLAR LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 8 LLC | $5000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 5 LLC | $2000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
VERMONT | NEXT GENERATION SOLAR FARM LLC | $4100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
OREGON | OR SOLAR 6 LLC | $4500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2398000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | HEELSTONE ENERGY LLC | $2552000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | SAMARCAND SOLAR FARM LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | KENANSVILLE SOLAR FARM LLC | $3040000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED HILL SOLAR CENTER LLC | $3050000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA NEWTON GROVE 1 NC LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | NASHVILLE FARMS LLC | $1420000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ZV SOLAR 3 LLC | $3310000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | RED TOAD 1425 A POWATAN ROAD LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | MORGAN FARM LLC | $2940000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | LAURINBURG SOLAR LLC | $1275000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SMITHFIELD 1 NC LLC | $1225000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | INNOVATIVE SOLAR 23 LLC | $1365000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NORTH CAROLINA | ESA SELMA NC 1 LLC | $1280000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | GASTON SOLAR I LLC | $7500000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | LEON SOLAR LLC | $8300000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | JEFFERSON SOLAR LLC | $2250000 | 221114 | 221 Utilities | 22 Utilities | ||||||
NEW YORK | ADIRONDACK SOLAR LLC | $1525000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | CURIE SOLAR LLC | $2790000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | EDDY SOLAR II LLC | $6800000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BRONSON SOLAR LLC | $7150000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CASCADE SOLAR LLC | $7100000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | CHISUM SOLAR LLC | $8000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | BOVINE SOLAR LLC | $7000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
TEXAS | YELLOW JACKET SOLAR LLC | $3650000 | 221114 | 221 Utilities | 22 Utilities | ||||||
SOUTH CAROLINA | NIMITZ SOLAR LLC | $10000000 | 221114 | 221 Utilities | 22 Utilities | ||||||
PENNSYLVANIA | FRONTIER LNG LLC | $5000000 | 221210 | 221 Utilities | 22 Utilities | ||||||
MISSOURI | WILLIAM R BRADSHAW | $164000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | MOHAWK ELECTRIC LLC HAWKS LEASING LLC | $1360000 | 237130 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
MISSOURI | H amp H BRIDGE COMPANY | $1346000 | 237310 | 237 Heavy and Civil Engineering Construction | 23 Construction | ||||||
WYOMING | MELGAARD CONSTRUCTION CO INC | $3587579 | 238910 | 238 Speciality Trade Contractors | 23 Construction | ||||||
MISSOURI | BampB CAPITAL LLC | $1024000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $533000 | 311119 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | THE MANNA GROUP | $2500000 | 31141 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | IDAHO NATURAL amp ORGANIC FOODS INC | $1985000 | 311412 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | RIVERSIDE FOODS INC | $3200000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | LAKESIDE FOODS INC | $10000000 | 311421 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | MAGIC VALLEY QUALITY MILK PRODUCERS INC | $8800000 | 311514 | 311 Food Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | MRAINE INDUSTRIES LLC | $2720000 | 312112 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | THISTLE BREWERY LLC | $853600 | 312120 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
CALIFORNIA | DP ENTERPRISES LP | $4217000 | 312130 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | TENNESSEE DISTILLING GROUP LLC | $5000000 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | APPALACHIAN DISTILLERY LLC | $441611 | 312140 | 312 Beverage and Tobacco Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | VIDALIA INDUSTRIAL FACILITIES LLC | $25000000 | 313210 | 313 Textile Mills | 31 - 33 Manufacturing | ||||||
OHIO | OHIO VALLEY VENEER INC | $6420673 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $2845143 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
TENNESSEE | STEPHENS HARDWOOD LLC | $1154857 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | MANTHEI INC | $5000000 | 321113 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | WEST VIRGINIA GREAT BARREL COMPANY LLC | $6300000 | 3219 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | VALENDRAWERS INC | $2750000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | MCDANIEL AMANDA V | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
WEST VIRGINIA | SHENANDOAH PLANING MILL LLC | $600000 | 321999 | 321 Wood Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | DEDICATED CONVERTING GROUP INC | $908000 | 322220 | 322 Paper Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | TUCUMCARI BIO-ENERGY COMPANY | $2591000 | 325193 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | AESSE INVESTMENTS LTD | $6200000 | 325211 | 325 Chemical Manufacturing | 31 - 33 Manufacturing | ||||||
NORTH CAROLINA | LBP RE LLC (OC) | $4210000 | 326199 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
ARKANSAS | BIG RIVER MANUFACTURING LLC | $846000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | OBERMEYER HYDRO ACCESSORIES INC | $750000 | 326291 | 326 Plastics and Rubber Products Manufacturing | 31 - 33 Manufacturing | ||||||
WISCONSIN | VERRETTE MATERIALS INC | $2450000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | BARAY ENTERPRISES INC DBA NANCE PRECAS | $700000 | 327320 | 327 Nonmetallic Mineral Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | KampB MACHINE WORKS LLC | $20359000 | 331110 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | SUGAR TOWN LLC | $4040000 | 331313 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $1338388 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $936612 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
ILLINOIS | ROWE FOUNDRY INC | $2720000 | 331511 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | NORTHERN IOWA DIE CASTING INC | $3520000 | 331523 | 331 Primary Metal Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $48791 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
IDAHO | TampR WELDING INC | $43520 | 332313 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OREGON | FORMOLOGY INC | $1063000 | 332323 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
NEW MEXICO | SISCO JIMMY | $116000 | 332710 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OHIO | PENCO ACQUISTION COMPANY LLC | $1125000 | 332721 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
OKLAHOMA | OKLAHOMA CUSTOM COATINGS LLC | $4269000 | 332812 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELTECH CONTROLS LLC | $1000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
LOUISIANA | DELVAL FLOW CONTROLS USA LLC | $5000000 | 332911 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
FLORIDA | APPLIED FIBER HOLDINGS LLC | $3200000 | 332999 | 332 Fabricated Metal Product Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | GSE MACHINING amp FABRICATION INC | $2560000 | 333298 | 333 Machinery Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | NEMO MANUFACTURING INC | $515000 | 334418 | 334 Computer and Electric Product Manufacturing | 31 - 33 Manufacturing | ||||||
ALABAMA | CAR TECH LLC | $10000000 | 336370 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $515000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
MICHIGAN | WPI LLC | $1220000 | 336390 | 336 Transportation Equipment Manufacturing | 31 - 33 Manufacturing | ||||||
NEW YORK | ACW PROPERTIES LLC | $596000 | 337110 | 337 Furniture and Related Product Manufacturing | 31 - 33 Manufacturing | ||||||
MISSOURI | BampB CAPITAL LLC | $1118000 | 339900 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
KENTUCKY | WEBBED SPHERE INC | $500000 | 339930 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
IOWA | MILKHOUSE CREAMERY INC | $600000 | 339999 | 339 Miscellaneous Manufacturing | 31 - 33 Manufacturing | ||||||
COLORADO | LEISTER MATERIALS LIMITED | $1600000 | 423320 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
LOUISIANA | MODERN AMERICAN RAILROAD SERVICES LLC | $7500000 | 423930 | 423 Merchant Wholesalers Durable Goods | 42 Wholesale Trade | ||||||
FLORIDA | WM G ROE amp SONS INC | $9000000 | 424480 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
COLORADO | L7 FM ELEVATOR LLC | $3667600 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
WISCONSIN | NUTRITION SERVICE COMPANY INC | $2814757 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MINNESOTA | STONY RIDGE FOODS INC | $950000 | 424510 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
ALASKA | VITUS ENERGY LLC | $14000000 | 424700 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
FLORIDA | MID STATE ENERGY INC | $2500000 | 424720 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | DEBOER AGRICULTURAL HOLDINGS LLC | $5000000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IOWA | PARKER AG INNOVATIONS INC | $300000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
MISSOURI | ROCK RIDGE FARMS PRODUCTION LLC | $141000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
IDAHO | HIGH PLAINS SILAGE LLC | $1500000 | 424910 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
OHIO | TIMBUK II PLANT CO TIMBUK FARMS INC | $1700000 | 424930 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | CARDILE MUSHROOMS CampM LLC | $5000000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
PENNSYLVANIA | C amp C ENTITY LP | $4840000 | 424990 | 424 Merchant Wholesalers Nondurable Goods | 42 Wholesale Trade | ||||||
TEXAS | EB INTERNATIONAL LLC | $5840000 | 425120 | 425 Wholesale Electronic Markets and Agents and Brokers | 42 Wholesale Trade | ||||||
IDAHO | K2 HOLDINGSDIAMOND H TRAILER SALES LLC | $390000 | 441210 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
NEW YORK | PRUDENCE PROPERTIES LLC | $715000 | 441310 | 441 Motor Vehicle and Parts Dealers | 44 - 45 Retail Trade | ||||||
MONTANA | OUTWEST FURNITURE INC amp JULIE TROXLER | $840980 | 442110 | 442 Furniture and Home Furnishings Stores | 44 - 45 Retail Trade | ||||||
WYOMING | WYOMING HOME amp RANCH OF CODY INC | $1135000 | 444130 | 444 Building Material and Garden Equipment and Supplies Dealers | 44 - 45 Retail Trade | ||||||
FLORIDA | YNDI FOOD INC | $1967650 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
FLORIDA | RYTA FOOD CORP | $1810000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MINNESOTA | RED LAKE RETAIL CENTER INC | $6544000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | MAIN STREET MARKET CO | $4025000 | 445110 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
WYOMING | 3 BELL LLC | $1250000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
ARIZONA | LONE BUTTE TRADE CENTER 3 LLC | $1030000 | 445120 | 445 Food and Beverage Stores | 44 - 45 Retail Trade | ||||||
MISSOURI | STOCKTON INTERNATIONAL INC | $329000 | 446120 | 446 Health and Personal Care Stores | 44 - 45 Retail Trade | ||||||
CALIFORNIA | SAMRA amp SONS INC | $5000000 | 447100 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RIVERSIDE COUNTY TRAVEL ZONE CENTER LLC | $7897800 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | MARUTI OIL LLC | $1787500 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
MISSOURI | PRINGEL INC | $2160000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | RS PETRO INC | $2053000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
ALABAMA | JAI LAXMI LLC | $1522700 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
WASHINGTON | SINGH AND PARKS LLC | $1038000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
GEORGIA | RBC-5INC | $1310000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | PAVILION LAND COMPANY LLC | $1900000 | 447110 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
CALIFORNIA | AWADIS RAFAT AND SANA | $591000 | 447190 | 447 Gasoline Stations | 44 - 45 Retail Trade | ||||||
NEBRASKA | NIXON MELANEE amp JON | $71250 | 448140 | 448 Clothing and Clothing Accessories Stores | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $1611600 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
TENNESSEE | UNCLE LEMS PIGEON FORGE LLC | $209000 | 453998 | 453 Miscellaneous Store Retailers | 44 - 45 Retail Trade | ||||||
MARYLAND | MARY MATHA INVESTMENT LLC | $960000 | 454310 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
MISSOURI | OLIVIAS HEARTLAND LLC | $620000 | 454390 | 454 Nonstore Retailers | 44 - 45 Retail Trade | ||||||
NEW YORK | WINGS AIR HELICOPTERS LLC | $5000000 | 481211 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
WYOMING | TIGER TRANSFER LLC | $5000000 | 482111 | 481 Air Transportation | 48 - 49 Transportation and Warehousing | ||||||
OKLAHOMA | CENTER CINEMAS INC | $4700000 | 512100 | 512 Motion Picture and Sound Recording Industries | 51 Information | ||||||
MINNESOTA | MINNESOTA VALLEY TELEVISION IMPROV CORP | $2500000 | 517110 | 517 Telecommunications | 51 Information | ||||||
ILLINOIS | WISPER ISP INC | $5000000 | 517210 | 517 Telecommunications | 51 Information | ||||||
ALASKA | QUINTILLION SUBSEA OPERATIONS LLC | $7200000 | 517311 | 517 Telecommunications | 51 Information | ||||||
WYOMING | CHUGWATER TELEPHONE CO | $1600000 | 517919 | 517 Telecommunications | 51 Information | ||||||
WYOMING | VISIONARY COMMUNICATIONS INC | $3200000 | 517919 | 517 Telecommunications | 51 Information | ||||||
NEW MEXICO | WHITEHEAD PARTNERS LLC | $266000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $108000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WEST VIRGINIA | DREW HOLDINGS LLC | $1088000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | CREEDMOOR FUEL SERVICES INC | $3300000 | 531110 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | 12 OAKS FARM LLC | $1415000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | SOUTHPORT WATERFRONT PROPERTIES LLC | $3100000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | 4D LLC | $1537500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | ST LOUIS GROCERY REAL ESTATE LLC | $10000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARIZONA | COLORADO RIVER EVENTS LLC | $4268000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
VIRGIN ISLANDS | ZEFOS ENTERPRISES | $3300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | ELM POINTE II RETAIL LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $3800000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
FLORIDA | LAKE WALES-SCHIPPERS LLC | $1000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
MICHIGAN | VILLAGE PLAZA GROUP LLC | $1876000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
TEXAS | MOMMAR PROPERTIES LLC | $3296000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
GEORGIA | 1912 MEMORIAL DRIVE REAL ESTATE LLC | $7300000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IOWA | LampE OUTFITTING LLC | $1486807 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | WI4C2TS LLC CDARE GROUP LLC | $3680000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | CHILDRENS KIVA BUILDING CORPORATION | $1120000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OHIO | GRP RE OH LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ARKANSAS | 1401 US HIGHWAY 49B REAL ESTATE LLC | $9500000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $598500 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | KJ COLD STORAGE LLC | $4320000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | SAN ANTONIO CENTER LLC | $5000000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
WISCONSIN | PREM BROTHERS PROPERTIES LLC | $2496000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | PRP II LLC | $3675000 | 531120 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
ILLINOIS | BLAKEWELL PROPERTIES LLC | $1216408 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
COLORADO | HEALDWORKS INC | $2088809 | 531130 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2184000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $2272000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
NORTH CAROLINA | FBS LAND HOLDCO LLC | $236000 | 531190 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
OKLAHOMA | AampD INVESTMENT SOLUTIONS LLC | $1200000 | 531390 | 531 Real Estate | 53 Real Estate Rental and Leasing | ||||||
IDAHO | RECRE8 OUTDOORS LLC | $310718 | 532120 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | LADY MONROE LLC | $5657000 | 532411 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
LOUISIANA | BLAKE INTERNATIONAL USA RIGS LLC | $7500000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
OHIO | WILLIAM WESLEY CARNES SR INC | $1440000 | 532412 | 532 Rental and Leasing Services | 53 Real Estate Rental and Leasing | ||||||
MISSOURI | CVC PRACTICE LLC | $438000 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
LOUISIANA | NORTHLAKE VETERINARY HOSPITAL LLC | $3367860 | 541940 | 541 Professional Scientific and Technical Services | 54 Professional Scientific and Technical Services | ||||||
FLORIDA | CES SYNERGIES INC | $4525000 | 562910 | 562 Waste Management and Remediation Services | 56 Administrative and Support and Waste Management and Remediation Services | ||||||
IDAHO | THE ACADEMY INC | $5120000 | 611110 | 611 Educational Services | 61 Educational Services | ||||||
KANSAS | MANZER FAMILY MEDICINE LLC | $194787 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | COMPREHENSIVE ORTHOPEDICS LLC | $820000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | 051469 REAL ESTATE HOLDINGS LLC | $1155000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
VIRGIN ISLANDS | LIBERTY MEDICAL DEVELOPMENT LLC | $2825000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MICHIGAN | INTERCARE COMMUNITY HEALTH NETWORK | $1225000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | MANZER FAMILY MEDICINE LLC | $21000 | 621111 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $392000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
MISSOURI | BIG SPRINGS MEDICAL ASSOCIATION | $2325000 | 621210 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | WILLIAMSEN INVESTMENTS LLC | $744000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
WYOMING | S2 LLC HAND THERAPY OF WY LLC | $1796000 | 621340 | 621 Ambulatory Health Care Services | 62 Health Care and Social Assistance | ||||||
ARKANSAS | APPLE HEALTHCARE LLC | $9532786 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
MISSOURI | COOPER COUNTY COMMUNITY HOSPITAL LLC | $3450000 | 622110 | 622 Hospitals | 62 Health Care and Social Assistance | ||||||
WYOMING | MOUNTAIN LODGE LLC | $4800000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MISSOURI | HOLDCO FARMINGTON MO LLC | $2735000 | 623110 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IOWA | TENCO INDUSTRIES INC | $1100000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
CALIFORNIA | BAY AREA HOUSING CORPORATION | $535000 | 623210 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MICHIGAN | THE RIVERGLENS LLC | $2066500 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
VIRGINIA | BERRYVILLE AL LLC | $8290000 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
IDAHO | WILSON-ROCHE INVESTMENTS LLC | $343600 | 623311 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
MINNESOTA | RESIDENTIAL OPTIONS INC | $6704000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | SENIOR DEVELOPMENT OF FLORIDA LLC | $10000000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | WATERS EDGE PROPERTY LLC | $7500000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
SOUTH CAROLINA | 2591 N FRASER LLC DBA GEORGETOWN ASSIST | $4800000 | 623312 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
FLORIDA | JACKSON OAKS LLC | $9625000 | 623990 | 623 Nursing and Residential Care Facilities | 62 Health Care and Social Assistance | ||||||
NEW MEXICO | LA VIDA FALICIDAD INC | $1287000 | 624120 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | I CAN TOO LEARNING CENTER LLC | $570000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
MISSOURI | STECK PROPERTIES LLC | $325000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $692500 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | CROWNED HART PRESCHOOLS INC ET AL | $2397000 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
FLORIDA | HART 2 HART ACADEMY INC | $1710911 | 624410 | 624 Social Assistance | 62 Health Care and Social Assistance | ||||||
NEBRASKA | MEERA LLC | $1162500 | 711100 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TENNESSEE | GRAYSTONE QUARRY EVENTS LLC | $10000000 | 711310 | 711 Performing Arts Spectator Sports and Related Industries | 71 Arts Entertainment and Recreation | ||||||
TEXAS | GATOR BAYOU LLC | $5000000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | SHEPHERD OF THE HILLS DEVELOPMENT LLC | $9576000 | 713110 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
PENNSYLVANIA | KINZUA LTD | $444000 | 713390 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | MT SPOKANE 2000 DBA MT SPOKANE SKI | $1310000 | 713920 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1025000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
MISSOURI | MONTEGO BAY MARINA INC ETAL | $1038000 | 713930 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
NORTH CAROLINA | RAINBOW LANES LLC | $2043000 | 713950 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
IOWA | PROSPECT MEADOWS INC | $5000000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WASHINGTON | DBS ENTERPRISES INC | $560000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
WYOMING | BETS LLC | $3140000 | 713990 | 713 Amusement Gambling and Recreation Industries | 71 Arts Entertainment and Recreation | ||||||
INDIANA | LAXMIBALAJI LLC | $3000000 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | BVM GROUP LLC | $4733325 | 72110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | NEWCASTLE LODGE LLC | $3825515 | 72111 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
KANSAS | SLNH LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | ASHLAND COBBLESTONE LLC | $4608000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | CKD LODGING INC DBA MOTEL 6 | $1036000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | KARISHMA CHANDNI VENTURE INC DBA MOTEL | $1680000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | ARISTO PROPERTY HOLDINGS INC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | TINWOODS INC | $2950000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | FRANK HOTELS WINTHROP INN LLC | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | COLORADO RIVER LODGING LLC | $8755000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | HOUMA HOTEL LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SILVER LINING HOSPITALITY LLC | $4375000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WEST VIRGINIA | KC HOTELS LLC | $2210000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEBRASKA | CHIEF HOSPITALITY LLC | $3160000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | 88 RIDGE ROYALE LLC | $1261000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | DIXIE HOTEL LLC | $6663000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | 30 LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | HIE DRIPPING SPRINGS LLC | $8745800 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | TORRY HOSPITALITY LLC | $1145000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ME2-MICHAEL ECHOLS ENTERPRISES LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | KARTAR HOSPITALITY LLC | $3900000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | OM HOSPITALITY LLC | $1633000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
VIRGINIA | AampH HOSPITALITY INC | $3925000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | SHIV OF ORANGEBURG LLC | $3155000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | HOOSIER HOSPITALITY OF FRENCH LICK LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HILTON HEAD HOSPITALITY LLC | $4800000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | PRO HOSPITALITY THREE CHINLE LLC | $6600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OHIO | CJ LODGING INC | $4525000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | OASIS HOSPITALITY LLC | $7050000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WYOMING | KEM REAL ESTATE LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | LOTUS SLIDELL LLC | $2739500 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | YC BOULDER HOTEL LLC | $2543000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | ROBERTS GROUP II LLC | $9225000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | REDDYCO3 | $665000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | LAKE CITY HOSPITALITY LLC | $4000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | OLD US HOSPITALITY LLC | $3840000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | P2C HOTELS | $3885000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH CAROLINA | HMS1 LLC amp HMS HOTELS OF RICHBURG LLC | $9450000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | HISTORY amp HERITAGE CENTER | $4740000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | ROCK VIEW RESORT INC | $335000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SAHAS HOSPITALITY LLC | $8330870 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
SOUTH DAKOTA | ATLANTIS LLC | $8200000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $2052297 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | POSTFALLS HOTELS LLC | $7014319 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WASHINGTON | ALTANATURAL CORPORATION | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | ALACHUA HIGHPOINT LLC | $10000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | BATTEY DOWNTOWN LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | MONROE AMERICAN HOSPITALITY LLC | $3898600 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | ARNEEL HOSPITALITY LV LLC | $3750000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | GREAT STAY HAZEN HOTEL INVESTORS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEVADA | DANA HOTEL LODGING LLC | $4348000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | TRINITY HOSPITALITY LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH DAKOTA | ADB INVESTMENTS ND LLC | $1999000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | EXCELL HOSPITALITY INC | $3700000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
TEXAS | SANCHI HOTELS LLC | $6167000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
GEORGIA | 2005 DEAN AVENUE LLC | $1688000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MICHIGAN | PROMISED LAND MANAGEMENT INC | $443398 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | ELOY MANAGEMENT INC | $1357000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSISSIPPI | DHAN LAKSHMI LLC DBA SINGING RIVER INN | $1000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PENNSYLVANIA | BAS ASSOCIATES | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
INDIANA | JASPER INVESTMENT GROUP LLC | $3402000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MONTANA | KYO LLC | $591350 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
PUERTO RICO | DBWB3131 RENTALS LLC | $2284000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | STARFISH MANOR LINCOLN CITY LLC | $9821000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | BESCO INVESTMENTS INC | $2532000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | GRAND PLAZA HOTEL LLC | $6720000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | CEDAR WOOD RESORT LLC | $658000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | GUNDERSON ROCK LLC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | NOTTOWAY PROPERTIES LLC | $4220000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW MEXICO | RAM KABIR INVESTMENTS | $490000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW YORK | GRAND ISLAND HOTEL LLC | $7500000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
WISCONSIN | EampM ELKHORN LLC | $7710900 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | SEVA INVESTMENTS LLC | $5000000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
LOUISIANA | ALH PROPERTIES NO 5 INC | $2600000 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
ARIZONA | LAKESIDE LODGING LLC | $1703100 | 721110 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
FLORIDA | KEYS PHASE ONE LLC | $2860000 | 721192 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | HONEY-LAND LLC | $1373000 | 721210 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $3358400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1878400 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
UTAH | OSIRIS LLC | $1227680 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NORTH CAROLINA | NORTHGATE GOLDEN VALLEY LLC | $10000000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
OREGON | OREGON DUNES OFFROAD RESORT LLC | $1350000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
NEW JERSEY | CAMP LOUEMMA LANE INC | $1420000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
COLORADO | DURANGO STARR LLC | $2650000 | 721211 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
IDAHO | RED HORSE PROPERTIES LLC | $3600000 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
CALIFORNIA | SCHNEIDER KENNETH | $952600 | 721214 | 721 Accommodation | 72 Accomendation and Food Services | ||||||
MISSOURI | HOPPERS PUB LLC | $1192000 | 722511 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
KENTUCKY | BWR PULASKI PROPERTIES LLC | $2400000 | 722513 | 722 Food Services and Drinking Places | 72 Accomendation and Food Services | ||||||
OHIO | MUSIC JONATHAN A | $285000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
NEW MEXICO | BARROS FEDERICO | $300000 | 811111 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | OSCO LEASING 1 LLC | $1500000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $327000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
MISSOURI | ELITE EXPRESS WASH LLC | $292000 | 811192 | 811 Repair and Maintenance | 81 Other Services | ||||||
TEXAS | TRIO PARKING LLC | $5000000 | 812930 | 812 Personal and Laundry Services | 81 Other Services | ||||||
OHIO | MARION COUNTY GENERAL HEALTH DISTRICT | $140000 | 923120 | 923 Administration of Public Health Programs | 92 Public Administration | ||||||
VIRGINIA | IDA OF PULASKI COUNTY VIRGINIA | $10000000 | 926110 | 926 Administration of Economic Programs | 92 Public Administration |
NAICS Sector Sub-Sector | Guaranteed Loan Amt | Guaranteed count | NAICS Industry Sector | Total Amount of Loans | Total Number of Loans | Percentage of Total Amount | of Loans in | Avg Loan Amount | ||||||||||||
11 Agriculture Forestry Fishing and Hunting | $34544000 | 6 | 72 Accomendation and Food Services | $ 373701054 | 90 | 310 | 2639 | $ 415223393 | ||||||||||||
21 Mining Quarrying and Oil and Gas Extraction | $33070125 | 7 | 31 - 33 Manufacturing | $ 179503195 | 54 | 149 | 1584 | $ 332413324 | ||||||||||||
22 Utilities | $150115000 | 39 | 22 Utilities | $ 150115000 | 39 | 125 | 1144 | $ 384910256 | ||||||||||||
23 Construction | $6457579 | 4 | 53 Real Estate Rental and Leasing | $ 116635742 | 37 | 97 | 1085 | $ 315231735 | ||||||||||||
31 - 33 Manufacturing | $179503195 | 54 | 62 Health Care and Social Assistance | $ 89962084 | 30 | 75 | 880 | $ 299873613 | ||||||||||||
42 Wholesale Trade | $66353357 | 16 | 42 Wholesale Trade | $ 66353357 | 16 | 55 | 469 | $ 414708481 | ||||||||||||
44 - 45 Retail Trade | $48768480 | 26 | 44 - 45 Retail Trade | $ 48768480 | 26 | 40 | 762 | $ 187571077 | ||||||||||||
48 - 49 Transportation and Warehousing | $10000000 | 2 | 71 Arts Entertainment and Recreation | $ 40298500 | 12 | 33 | 352 | $ 335820833 | ||||||||||||
51 Information | $24200000 | 6 | 11 Agriculture Forestry Fishing and Hunting | $ 34544000 | 6 | 29 | 176 | $ 575733333 | ||||||||||||
53 Real Estate Rental and Leasing | $116635742 | 37 | 21 Mining Quarrying and Oil and Gas Extraction | $ 33070125 | 7 | 27 | 205 | $ 472430357 | ||||||||||||
54 Professional Scientific and Technical Services | $3805860 | 2 | 51 Information | $ 24200000 | 6 | 20 | 176 | $ 403333333 | ||||||||||||
56 Administrative and Support and Waste Management and Remediation Services | $4525000 | 1 | 92 Public Administration | $ 10140000 | 2 | 08 | 059 | $ 507000000 | ||||||||||||
61 Educational Services | $5120000 | 1 | 48 - 49 Transportation and Warehousing | $ 10000000 | 2 | 08 | 059 | $ 500000000 | ||||||||||||
62 Health Care and Social Assistance | $89962084 | 30 | 81 Other Services | $ 7704000 | 6 | 06 | 176 | $ 128400000 | ||||||||||||
71 Arts Entertainment and Recreation | $40298500 | 12 | 23 Construction | $ 6457579 | 4 | 05 | 117 | $ 161439475 | ||||||||||||
72 Accomendation and Food Services | $373701054 | 90 | 61 Educational Services | $ 5120000 | 1 | 04 | 029 | $ 512000000 | ||||||||||||
81 Other Services | $7704000 | 6 | 56 Admin amp Support and Waste Mgt amp Remediation | $ 4525000 | 1 | 04 | 029 | $ 452500000 | ||||||||||||
92 Public Administration | $10140000 | 2 | 54 Professional Scientific and Technical Services | $ 3805860 | 2 | 03 | 059 | $ 190293000 | ||||||||||||
Grand Total | $1204903976 | 341 | Grand Total | $ 1204903976 | 341 | 1000 | 10000 | $ 353344274 | ||||||||||||
Business amp Industry (B amp I)
(as of Nov 30 2018)
$ Total $ Obligated $ Bal AvailableState Allocations 3474 2691 783National Reserve 1450 166 1284Total 4924 2857 2067
(Millions $)
Continuing Resolution 1 Funding
December 5 2018 National Rural Lenders Roundtable 23
Defaults as a Percentage of Obligations355342181093050270150170000000000000007E-2005004003001001
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution 1 Funding | ||||||||||||||||||||||||||||||||||||||
(as of Nov 30 2018) | ||||||||||||||||||||||||||||||||||||||
(Millions $) | ||||||||||||||||||||||||||||||||||||||
$ Total | $ Obligated | $ Bal Available | ||||||||||||||||||||||||||||||||||||
State Allocations | 3474 | 2691 | 783 | |||||||||||||||||||||||||||||||||||
National Reserve | 1450 | 166 | 1284 | |||||||||||||||||||||||||||||||||||
Total | 4924 | 2857 | 2067 | |||||||||||||||||||||||||||||||||||
Year of Loan | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | |||||||||||||||||||||||
Defaults as a Percentage of Obligations | 300 | 550 | 342 | 181 | 093 | 050 | 027 | 015 | 010 | 007 | 005 | 004 | 003 | 001 | 001 |
FY 2019 Goals and Objectivesbull Continued focus on IPI and community
economic outcomesbull Distressed Communitiesbull Leverage of resourcesbull Regional and local community-based
entrepreneurship
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 24
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
FY 2019 Goals and Objectives (cont)bull Loan Defaults Risk Mitigation
- Portfolio Delinquency Rate- First-Year Delinquency
Business amp Industry (B amp I)
December 5 2018 National Rural Lenders Roundtable 25
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Business amp Industry (B amp I)
Defaults by Year Age of Loan
000
100
200
300
400
500
600
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15
Defaults as a Percentage of ObligationsDecember 5 2018 National Rural Lenders Roundtable 26
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Energy for America Program (REAP)
Promotes energy efficiency and development of renewable energy for agricultural producers and rural small businesses
Provides loan guarantees and grants for energy efficiency improvements and renewable energy systems
December 5 2018 National Rural Lenders Roundtable 27
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Renewable Energy Systems Energy Efficiency ImprovementsGrant amount cannot exceed 25 of Eligible Project Cost
Minimum Grant Request
$2500Total eligible project costs gt $10000
Minimum Grant Request
$1500Total eligible project costs gt $6000
Maximum Grant Request
$500000Total eligible project costs gt $2 million
Maximum Grant Request
$250000Total eligible project costs gt $1 million
Minimum Loan Amount
$5000Total eligible project costs gt $6667
Maximum Loan Amount
$25 millionTotal eligible project costs gt $334 million
Loan amount cannot exceed 75 of eligible project cost
December 5 2018 National Rural Lenders Roundtable 28
Rural Energy for America Program (REAP)
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Improve Profits for YourFarm or Ranch with REAP
December 5 2018 National Rural Lenders Roundtable 29
Energy Efficiency Renewable Energy
Lighting Solar
Heat amp Power Wind
Refrigeration Small Hydroelectric
HVAC Anaerobic Digesters
Equipment and Processes
Biomass
Automated Controls Geothermal
Buildings Updates WaveOcean Power
The technology must be commercially available Research and development projects do not qualify
Rural Energy for America Program (REAP)
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Eligible Applicants and Borrowers
December 5 2018 National Rural Lenders Roundtable 30
Agricultural Producer Rural Small Business
bull Individual or entity that receives 51 percent or more of their gross income from agricultural production ndash crops livestock aquaculture forestry operations nurseries dairies
bull For-profit small business - as defined by the Small Business Administration (SBA)
bull Rural area or non-metro community of lt 50000
Rural Energy for America Program (REAP)
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Eligible Project Costs Ineligible Project Costs
bull Equipment bull Purchase amp installationbull New or refurbished
bull Post-application construction amp facility improvements
bull Retrofittingbull Professional service feesbull Permits amp license feesbull Working capital land acquisition
(Loan Guarantee ONLY with restrictions)
bull Residential energy projectsbull Equipment
bull Farm tillage equipmentbull Used equipmentbull Vehicles
bull Pre-application construction amp facility improvements
bull Application preparation or grant writer fees
bull Line of creditbull Lease paymentsbull Payment to the applicantbusiness
owner beneficiary or relativeDecember 5 2018 National Rural Lenders Roundtable 31
Rural Energy for America Program (REAP)
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
FY 2018 Activity
1396 Projects
$40 Million Grants
$273 Million Loan Guarantees
Rural Energy for America Program (REAP)
891650 MegaWatts ndash 75000 avg households
96 Million gallons of biofuelDecember 5 2018 National Rural Lenders Roundtable
32
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Energy for America Program (REAP)
4060
FY 2018 REAP Grant - Type of Applicant
Rural Small Business Agricultural ProducerDecember 5 2018 33National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Energy for America Program (REAP)
880387
28 19
FY 2018 REAP Grant - Project Type
Solar Energy Efficiency Biomass OtherDecember 5 2018 34National Rural Lenders Roundtable
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Energy for America Program (REAP)
$50500000
$1000000000
$0
$200000000
$400000000
$600000000
$800000000
$1000000000
$1200000000
REAP Budget Authority Total Project Investments
FY 2018 REAP Leverage
December 5 2018 National Rural Lenders Roundtable 35
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
FY 2019 Goals
December 5 2018 National Rural Lenders Roundtable36
Obligate $350M in REAP guaranteed loans
Diversify technologies in portfolio
Obligate a minimum of one loan in every state
Rural Energy for America Program (REAP)
Create at least one new publicprivate partnershipIncrease usage of funds in distressed communities
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Provides loan funds for emerging technologiesbull Biorefineries
bull Advanced biofuelsbull Renewable chemicalsbull Biobased productsbull Manufacturing assistance
bull Biobased product manufacturingbull Maximum Loan - $250 Million
December 5 2018 National Rural Lenders Roundtable 37
The Bioeconomy
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Biorefinery Renewable Chemical and Biobased Product Manufacturing Assistance Program (Section 9003)
Project Eligibilitybull Must produce advanced biofuelbull May produce biobased products and renewable
chemicalsGuarantee Percentages
bull 80 for loans of $150 Million or lessbull 70 for loans gt$150MM but less than $200MMbull 60 for loans gt$200MMbull Loans $150MM or less could receive 90 guarantee if
they meet certain conditionsDecember 5 2018 National Rural Lenders Roundtable 38
The Bioeconomy
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
bull Section 9003 Program uses 2-phase application process
bull Two application cycles each yearbull Closing dates are October 1 and April 1
bull Applications may be submitted at any timebull Letter of Intent deadlines are 30 days prior to
application closing date
December 5 2018 National Rural Lenders Roundtable 39
Section 9003 Application Process
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
USDA Energy Investment Map httpswwwusdagovenergymapsmapsInvestmenthtm
December 5 2018 40
bull Provides information on USDA programs that support renewable energy and energy efficiency projects
bull The map displays investment location type of energy assistance provided and the associated USDA program
bull The energy investment data is summarized by state county and congressional districts by total number of investments and total dollar amounts
USDA Energy Resources
National Rural Lenders Roundtable
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Intermediary Relending Program (IRP)
Provides loans to local intermediaries (non-profit and public economic development entities) that re-lend to businesses and community projects to improve economic conditions and create jobs in rural communitiesbull Loans up to 75 of the total cost of the ultimate recipients project
maximum loans of $250000bull Business is unable to obtain commercial financing for all or part of loanbull Intermediary may participate in loans with commercial lenders
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 41
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Economic Development Loan and Grant Program
USDA provides grants to local utility organizations which use the funding to establish revolving loan funds (RLF) USDA also provides loans to local utilities which they in turn pass through to local businesses (ultimate recipients) for projects that will create and retain employment in rural areas The ultimate recipients repay the lending utility directly The utility is responsible for repayment to USDA bull Up to $300000 in grants may be requested to establish the RLFbull Up to $2 million loan funds may be requested for a project
Rural Business-Cooperative Service
December 5 2018 National Rural Lenders Roundtable 42
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rich DavisDeputy AdministratorRural Housing Service
December 5 2018 National Rural Lenders Roundtable 43
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Community Facilities Programs
bull Community Facilities Programs offer direct loans loan
guarantees and grants to develop or improve essential public
services and facilities in communities across rural America
bull These amenities help increase the competitiveness of rural
communities in attracting and retaining businesses that provide
employment and services for their residents
bull These facilities improve the basic quality of life and assist in
the development and sustainability of rural America December 5 2018 National Rural Lenders Roundtable 44
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Essential Community Facilitiesbull Public Safety Facilities
bull Public Buildings amp Equipment
bull Health Care Facilities amp Equipment
bull Education amp Cultural Facilities
bull Infrastructure
December 5 2018 National Rural Lenders Roundtable 45
Eligible Applicantsbull Public Bodies Non Profits or Indian Tribes
bull Communities less than 20000 residents
Community Facilities Programs
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Eligible Purposesbull Acquire existing real estate
bull Construct expand renovate or improve facilities
bull Purchase vehicles and major equipment
bull Associated project expenses (ie legal fees interest expense)
bull Refinancing when less than 50 of the total project cost
December 5 2018 National Rural Lenders Roundtable 46
Community Facilities Programs
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
CF Direct Loan Rates and Terms
bull Interest rates currently at 40 fixed for the loan term
bull 40-year term or useful life
bull Adequate security to protect the interest of the Government
bull Demonstrate adequate repayment ability
bull Unable to obtain other commercial credit
December 5 2018 National Rural Lenders Roundtable 47
Community Facilities Programs
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
CF Guarantee Rates Terms and Fees bull Lender driven process
bull Interest rate set by lender (fixed or variable)
bull Term set by lender (max 40 year term or useful life)
bull Adequate security to protect the interest of the Government
bull Lender must be unable to make loan without guarantee
bull Up to a 90 guarantee on any lossbull One time one percent (1) fee on guaranteed portion payable upon
issuance of Loan Note GuaranteeDecember 5 2018 National Rural Lenders Roundtable 48
Community Facilities Programs
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Other CF ProgramsCF Grants ndash Regular Economic Impact Initiative (EII) amp Tribal College
bull Limited funds available for the most needy communitiesbull Same eligible purpose as direct loans and guarantees
Rural Community Development Initiative Grants (RCDI)bull Technical assistance for capacity building
Technical Assistance amp Training Grants (TAT)bull For the benefit of developing an essential community facility
December 5 2018 National Rural Lenders Roundtable 49
Community Facilities Programs
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
FY 2018 Fund Utilizationbull Direct Loans $198 billion
bull Guaranteed Loans $1765 million
bull Grants $463 million
bull TOTAL INVESTMENTS $22 billion
bull Rural Residents Served 161 million December 5 2018 National Rural Lenders Roundtable 50
Community Facilities Programs
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
48
27
11 9
Health CareInfrastructure
Education Public Buildings Public Safety0
10
20
30
40
50
60
$98Billion as of 93018
Remaining 5 are other investments
Community Facilities Portfolio
Community Facilities Programs
December 5 2018 51National Rural Lenders Roundtable
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Continuing Resolution Through Dec 7bull Direct Loans $5216 Million
bull Guaranteed Loans $276 Million
bull Grants $5 Million
December 5 2018 National Rural Lenders Roundtable 52
Community Facilities FY 19
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Infrastructure
Modern infrastructure is a necessity not an amenity for any community to prosper
December 5 2018 National Rural Lenders Roundtable 53
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Public Private PartnershipsCF invested over $16 billion in direct loan funds leveraged $894 million from the capital markets institutional investors and other stakeholders for 127 projects in 38 states
54
Partnerships
December 5 2018 National Rural Lenders Roundtable
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Innovation
USDA is a strong partner to communities in addressing the opioid epidemic
December 5 2018 National Rural Lenders Roundtable 55
ldquoThe opioid epidemic is a pivotal challenge for many rural places More than a health concern the opioid crisis is an issue of rural prosperity and will take the commitment collaboration and creativity of a wide range of partners to addressldquo
- Anne Hazlett USDA Assistant to the Secretary for Rural Development
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Community Facilities Infrastructure Tool Kitamp Other Resources
Community Facilities Infrastructure Tool Kit LinkhttpwwwrdusdagovfilesRDCFIToolkit_Jan2016pdf
Rural Development State Officeshttpswwwrdusdagovcontact-usstate-offices
Rural Development Fact Sheetshttpswwwrdusdagovpublicationsfact-sheets
December 5 2018 National Rural Lenders Roundtable 56
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Edna PrimroseAssistant Administrator
Water and Environmental ProgramsRural Utilities Service
December 5 2018 National Rural Lenders Roundtable 57
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Rural Water and Waste Infrastructure Needs
bull Infrastructure is a foundation for prosperity and quality of life in rural America
bull Providing economic opportunity andbull Protecting public health and the environment
bull Over 52000 small and rural water systems in the US
bull The need for water and waste infrastructure in the United States is estimated at more than $1 trillion over the next 25 years
bull Rural areas rely on RUS to finance water amp waste infrastructure improvements
bull Small population w fewer to share cost of infrastructure deployment creates disproportionately higher ratescosts
December 5 2018 National Rural Lenders Roundtable 58
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Water and Environmental Programs (WEP)
Finance the acquisition construction or improvement ofbull Drinking water sourcing treatment storage and distributionbull Sewer collection transmission treatment and disposalbull Solid waste collection disposal and closurebull Storm water collection conveyance and disposal
Eligible areas bull Areas with populations of 10000 or less Rural areas tribal lands
in rural areas ColoniasEligible borrowers
bull Most state and local governmental entities private non-profits and federally-recognized tribes
WEP Funding Portfoliobull $4 billion+ in direct loan loan guarantee amp grant programs
December 5 2018 National Rural Lenders Roundtable 59
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
WEP Funding Portfoliobull Over $4 billion in direct loan loan guarantee and grant
programs is available bull In FY 2018 WEP invested nearly $3 billion for over 1000
projects and will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with financial institutions to guarantee $255 million in private capital investment in rural water and waste infrastructure
December 5 2018 National Rural Lenders Roundtable 60
Water and Environmental Programs (WEP)
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
FY 2018 Results and Plans for FY 2019
bull WEP invested nearly $3 billion for over 1000 projects ndash will provide new or improved service to enhance water quality for nearly 3 million rural residents nationwide (pop of 10000 or less)
bull WEP partnered with 9 financial institutions to guarantee $255 million in private capital investment in rural infrastructure funding 18 newimproved water and wastewater systems
bull WEP awarded 100 of grant funding for our Technical Assistance Training (TAT) Solid Waste Management Household Water Well Systems programs
bull Will assist almost 30000 rural communities and rural utilities systemsbull Will provide nearly 900 training sessions for operators utility management and boardsbull Over 570 energy audits will be conducted bull Will reduceeliminate pollution of water resources and improve planning and management of solid waste sites
bull Rural Development executed a Nationwide Programmatic Agreement (NPA) under the National Historic Preservation Act (NHPA) a groundbreaking efficiency that will allow the Agency to obligate loansgrants prior to completing Section 106 environmental reviews and to conduct the reviews at the time where important site-specific details are available In FY 18 WEP used the NPA to enable the obligation of funds for nearly 700 Rural Utilities projects
In FY 2019 WEP will continue the momentum established in FY 2018 to reduce our application backlog cultivate key stakeholder partnerships streamline business processes and maintain a solid footprint in rural water infrastructure
December 5 2018 National Rural Lenders Roundtable 61
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
2017 Hurricane Emergency Grant Funding
$163475000 for repairs $2 M for technical assistance as of 9-12-18bull Repair water sewer and solid waste systems impacted by hurricanes Harvey Irma and
Maria ndash FL GA SC TX Puerto Rico and US Virgin Islands
bull Serving areas of le 50000 inhabitants
bull Public Bodies Nonprofit Corporations and Indian tribes
bull Funds for applicants that arebull unable to finance the project or bull experiencing financial hardship post repairs
bull NOTE In FY 18 WEP awarded two disaster technical assistance grants to strengthen connections with our partners who help rural communities recover from current and future natural disasters In 2018 National Rural Water Association (NRWA) and Rural Community Assistance Partnership (RCAP) provided damage assessments to 1143 rural systems in 2018 and direct assistance in restoring service to 51 systems impacted by Hurricanes Harvey Irma and Maria
December 5 2018 National Rural Lenders Roundtable 62
bull Grant amount is based onbull Up to 100 grant if income lt poverty
or lt 80 of SNMHIbull Up to 75 grant lt100 SNMHI bull Up to 45 grant if population ge
10000 le 50000
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
WEP Lender Partnership OpportunitiesPrivate Investment in Public Infrastructure (Public-Private Partnership ndash P3)
bull The majority of water systems are small
bull $1 trillion needed over the next 25 years
bull Public funding will not be sufficient
bull Public-Private Partnerships are needed
bull Co-funding to leverage public-private fundsGuaranteed loans can be combined with USDArsquos direct loan
program
Blended rate for borrowers and greater affordability for users
bull Interim construction financing by commercial lenders
bull Graduation of current borrowers to private capital
bull Refinance to improve interest ratesloan termsliquidityDecember 5 2018 National Rural Lenders Roundtable 63
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Mid-Dakota Rural Water System ndash SD Direct LoanGuaranteed LoanRefinance Blend
bull Distributes water to over 6000 customers and sells bulk water to 16 additional communities
bull Over 5000 miles of pipeline 14 pump stations 1 control vault and 18 water storage tanks
bull $3800000 guaranteed loan for 30 years at 525 interest rate
bull $31272000 direct loan for 40 years at 275 interest rate
bull Construction part of project was $18845000 and debt in the amount of $16226600 was refinanced
bull Total debt service requirements were decreased by refinancing debt that had interest rates ranging from 4459 to 6114 National Rural Lenders Roundtable
64December 5 2018
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Electronic Preliminary Engineering Report (ePER)bull Web-based application for
engineers to use to write PERsbull Interactive system steps
engineers through the PER development process based on 2013 Interagency Template
bull Compatible w RD Apply
December 5 2018 National Rural Lenders Roundtable 65
RD Apply
bull Launch of online filing through RD Apply ndash September 2015
bull Live demos and registration at more than 40 rural water conferences
bull 1000+ registered to use RD Apply
bull 1000+ applications filed online
httpsrdapplyusdagov
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Jacki PontiChief Innovation Officer
USDA ndash Rural Development
December 5 2018 National Rural Lenders Roundtable 66
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
One RD Guaranteed Loan Program
What are the benefits
Supports One USDA Initiative and the
Administrationrsquos guidance for Reducing Regulation
and Controlling Regulatory Costs
Simplifies improves and enhances delivery of these
four program
Reduces burden on lenders applicants and staff
Becomes a common platform to all for efficient
delivery
Standardizes and improves customer experience
What is One RD Guaranteed
A standard RD regulation guaranteed loan making in four programs
bull Water and Wastebull Community Facilitiesbull Business and Industrybull Rural Energy for America
End-to-End Filing Processing Servicing Reporting
Standardize documents across programs
December 5 2018 National Rural Lenders Roundtable 67
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
This is a major undertaking with many components that requires collaboration across RD and with Customers
Regulation Technology TrainingMarketing
and Outreach
Goals and Metrics
Customer Feedback
One RD Guaranteed Loan Program
December 5 2018 National Rural Lenders Roundtable 68
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Asks from our Customers
bull Online filing and customer access to application and account informationbull Consistent approach to processing and servicing across all programs
bull Eliminate Tangible Balance Sheet Equity (TBSE) requirementbull Issuance of Loan Note Guarantee prior to constructionbull Faster issuance of guarantee
bull Use of reserve to continue payments to lender during loss claim processbull More consistent loss claim timelinesbull Higher population limit for eligibility (statutory)bull Proposed rule with comment
317 external comments from 10 listening sessions outreach and filings
23 formal written comments submitted December 5 2018 69National Rural Lenders Roundtable
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Next Steps
Regulations and Process
bull Review and Evaluation of Comments
bull Draft Regulation
bull Finalize New Process Flow
bull Publish Regulationbull Final with Commentbull 60-day comment periodbull Modifications to regulations as
warranted by commentsbull Rules going into effect
Technology
bull High Level Requirements Documentation (ongoing)
bull Finalize Requirements and System Design
bull System Development
bull Testing
bull Launch (concurrent with effective data of regulations)
Outreach and Training
bull Develop Outreach and Training Plan (winter 2018)
bull Staff Training (prior to effective date of rules)
bull Customer Outreach and Training
bull Customer Feedback and analysisCustomer Outreach and Training
70December 5 2018 National Rural Lenders Roundtable
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Opportunity for Input
September 2018 Listening Sessions
Formal Comments
(closed October 22 2018)
Regulation Comment Period
System Design and Testing
Continuous Feedback Post
Launch
December 5 2018 71National Rural Lenders Roundtable
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
Panelist Contact Information
Bette Brand Mark Brodziski Rich DavisAdministrator Deputy Administrator Deputy Administrator for Community Programs
Rural Business-Cooperative Service Rural Business-Cooperative Service Rural Housing ServiceAndrewShaefferusdagov MarkBrodziskiusdagov RichDavisusdagov
Edna Primrose Jacki PontiAssistant Administrator for Water and Environmental Programs Chief Innovation Officer
Rural Utilities Service USDA ndash Rural DevelopmentEdnaPrimroseusdagov JackiPontiusdagov
December 5 2018 National Rural Lenders Roundtable 72
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73
USDA is an equal opportunity provider employer and lender
wwwrdusdagov
Thank You
December 5 2018 National Rural Lenders Roundtable 73