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Update
Extraordinary Service for Extraordinary Members
April 17, 2019 Volume 41 Issue 16
www.nebankers.org
Time’s Almost Up! Are You Registered for the NBA Convention? The NBA Annual Convention will be held May 1-3 at the Embassy Suites in La Vista. View the agenda, speaker line-up and registration form at http://bit.ly/NBAConvention2019. Contact the NBA Education Center at 402-474-1555 or [email protected] with any questions. Limited Hotel Rooms Still Available The NBA room block deadline has been extended through April 21 with a limited number of rooms available at the Embassy Suites in La Vista. Online Hotel Registration. Thanks to Our Co-sponsors & Exhibitors A special thank you to our convention co-sponsors and exhibitors. The NBA is excited to announce that our Trade Show is sold out! Please take time to visit the NBA Trade Show throughout the convention!
NBA State BankPAC Silent Auction
Bidding Starts April 22 Place your bid anytime between April 22 and May 2 at
http://nba.cbo.io Click here to see a listing of the items that have
been donated to this year’s auction!
I N S E R T S
INSIDE THIS ISSUE
2019 NBA Annual Convention May 1-3, Omaha
2019 NBA Annual Convention Registration List
Nebraska Deposit Accounts Workshops
May 21, Kearney May 23, Lincoln
BSA/AML Compliance Management
Workshops May 22, Kearney May 24, Lincoln
NBA Annual Golf Outing
June 6, Hastings Compliance Update: Home Mortgage
Disclosure Act (HMDA) Compliance Update: TILA RESPA
Integrated Disclosure FAQs Compliance Update: Regulation Z –
Consumer Credit Transactions Threshold Amount
Banks & Bankers April 10 – April 16
It’s National Financial Literacy Month! Free Resources Available from the KC Federal Reserve April marks National Financial Literacy Month and many bankers are visiting classrooms for Teach Children to Save Day, Money Smart Week, or other outreach activities. Did you know the Kansas City Fed has a variety of free educational resources for use in the classroom? Check out the Fed’s resources for bankers, educators, and consumers at www.kansascityfed.org/education.
2 NBA Update • www.nebankers.org • 4-17-2019 Extraordinary Service for Extraordinary Members
News Briefs from Washington Survey: Small Business Financing Demand Picks Up; Success Rates Steady Small businesses’ profitability and their success applying for financing held steady from 2017 to 2018, according to the latest Small Business Credit Survey—a joint effort by the 12 regional Federal Reserve Banks—released Tuesday. More than half of employer firms surveyed reported that they were profitable at the end of 2017 and had seen increased revenues throughout the year. More than 7 in 10 said they expect revenue to grow in 2019, while 44% expect to add more jobs.
Demand for financing climbed from the 2017 survey, with 43% of employer firms applying for financing in the previous 12 months. Of those who applied, 47% received the full amount requested, roughly the same as the year before. Traditional bank lending remains the primary source of financing for the nation’s small businesses, though the survey noted continued growth in borrowers who applied for financing through nonbank online lenders (32% in 2018 versus 24% in 2017 and 19% in 2016).
Small banks approved at least some of the amount requested for 71% of credit applicants, while large and regional banks approved credit for 58% of applicants—both figures in line with recent trends. Approval rates at online lenders shot up to 82% from 69% in 2016. However, higher interest rates and unfavorable repayment terms drove significantly lower satisfaction rates with online lenders compared to banks. Net satisfaction with online lenders fell six points to 33% in 2018, while it rose to 55% for larger banks and held steady at 73% for small banks. Read the survey report.
New FHFA Director Warns of Vulnerability in Housing Finance System In his first remarks as director of the Federal Housing Finance Agency, Mark Calabria Monday cautioned that “the foundations of our mortgage finance system remain vulnerable,” and highlighted the need for housing finance reform.
Calabria noted that while the market has seen strong house price growth over the past several years as a result of strong economic performance, “too many remain locked out of housing, while others are dangerously leveraged.” He added that making changes to the housing finance system now when the economy is strong is critical to ensure that it is prepared for another potential downturn. “Booms will eventually be followed by busts,” Calabria said. “It is during these moments we must prepare for the inevitable downturn.” Read Calabria's remarks.
Large Bank CEOs Raise Cybersecurity Concerns, Slowing Global Growth Cybersecurity and the slowing of the global economy are two key issues of concern, the CEOs of the nation’s largest banks told the House Financial Services Committee last week. Noting that “cyber risk is probably the biggest risk the financial system faces,” according to JPMorgan Chase Chairman and CEO Jamie Dimon, the CEOs called for greater collaboration and information sharing between banks and regulators to counter the growing threat of cyber-related crime. Read more.
News Source: American Bankers Association
Higher Limits Now Available on USDA Farm Loans Higher limits are now available for borrowers interested in United States Department of Agriculture’s (USDA) farm loans, which help agricultural producers purchase farms or cover operating expenses. The 2018 Farm Bill increased the amount that producers can borrow through direct and guaranteed loans available through USDA’s Farm Service Agency (FSA) and made changes to other loans, such as microloans and emergency loans. Read full press release and key changes.
News Source: United States Department of Agriculture
Extraordinary Service for Extraordinary Members 4-17-2019 • www.nebankers.org • NBA Update 3
NBA Offers Banker Resources on County Borrowing Authority Due to recent floods and blizzard disasters in Nebraska, your NBA team has compiled a quick reference to Nebraska law concerning the borrowing authority of counties. Some bank representatives have commented that county officials are asking local banks for options available during these pressing times. The following Nebraska Statutes may be helpful to review in determining lending options.
Emergency Transfer of Funds – Nebraska Statute 13-510 If due to unforeseen emergencies there is temporarily insufficient funds to pay expenditures in a particular fund to meet the requirements of the adopted budget of expenditures for that fund, a political subdivision (county) may, by majority vote, transfer money from one fund to the other. Specific limitations are stated in the statute.
Emergency Appropriations – Nebraska Statute 23-918 During the fiscal year, a county is able to make additional or increase of appropriations to meet emergencies. Temporary loans are required to be approved by a two-thirds vote of the county board. A temporary loan must be repaid from sources available, and if none, by an annual levy not exceeding seven cents on each $100 of taxable property. Such levy, together with the annual levy for any succeeding year cannot exceed the levy limitations of law.
Installment Loans - Nebraska Statute 23-160.01 Counties have limited authority to borrow using installment loans. The following limitations apply: A negotiable promissory note is limited to a term of one year; the funds borrowed cannot be in excess of the amount of the warrants issued; and the amount of the warrants are limited to restrictions in the law. The promissory notes must be presented to the county treasurer and registered by such officer before being negotiated.
Registered Warrants – Nebraska Statutes 23-1602 & 77-2203 Generally, when there are insufficient funds on hand to pay county expenses, a warrant may be registered pursuant to the above sections of law. The endorsement on the warrant must state “Not paid for want of funds”; the warrant must be dated and signed by the treasurer; and the endorsement on the warrant must state “Registered for payment.” The county treasurer is also required to maintain a warrant register. The treasurer is required to pay each registered warrant in the order in which they are registered. Finally, the rate of interest is fixed by the county board and stated on the warrant.
Limited Bonded Indebtedness – Nebraska Statute 23-120 If a county had no bonded indebtedness payable from its general fund levy, the county may levy 5.2 cents on each $100 upon the taxable value of all the taxable property for a limited number of projects. Unfortunately, the statutory limitations are for a courthouse, jail and other county buildings.
Lease-Purchase – Nebraska Statute 23-3114 Counties are authorized to enter into contracts for the lease of real or personal property for periods in excess of one year.
Additional Funding Options – Source: Excerpts from the Nebraska Legislature Transportation & Telecommunications Committee, L.R. 528 Report December 12, 2014 Here is another resource on Bonding Options for County Roads, describing additional funding options for counties. The link sets forth additional statutes which may be available under Nebraska law.
4 NBA Update • www.nebankers.org • 4-17-2019 Extraordinary Service for Extraordinary Members
NBA Preferred Vendor: Bank Marketing Center Banks, like any business, are judged by the first impression they make on potential customers. These first impressions are often made through the marketing materials a bank produces. But what happens if the bank’s branches and employees can’t personalize or even locate the materials the bank worked so hard to create? Do they then produce their own non-compliant pieces? Gasp!
Register now to join NBA preferred vendor BankMarketingCenter.com for a webinar to see how you can build an easily accessible, one-stop marketing portal for your branches and loan officers.
During the webinar, you’ll get answers to these questions and more: • How do you secure and centralize marketing materials? • Why is it important to personalize marketing content for distinct audiences? • How can you ensure your marketing materials are compliant?
Don’t miss this free webinar to ensure your bank is always making the best first impression.
Compliance Alliance Q&A Q: We are selling one of our branches next month. The branch only has one HMDA loan to date. Do we need to report that loan on the HMDA LAR? The bank that is purchasing the branch is not a HMDA-reporting bank.
A: Assuming that purchasing this branch will not cause the acquiring back to become a HMDA-reporting bank, then yes, in this instance you'd report any HMDA reportable loans that originated prior to the sale in April. Any reporting after the sale by the acquiring bank is optional for the remainder of the year. CFPB HMDA Guide, p. 121 https://files.consumerfinance.gov/f/documents/bcfp_hmda_small-entity-compliance-guide-final_2018-10.pdf When an institution that is not subject to Regulation C acquires a Branch Office of an institution that is subject to Regulation C but that acquisition does not result in the acquiring institution becoming subject to Regulation C, data collection is required for transactions of the acquired Branch Office that take place prior to the acquisition. Data collection by the acquired Branch Office is optional for transactions taking place in the remainder of the calendar year of the acquisition.
Not a Compliance Alliance Member? Learn more about membership with Compliance Alliance by attending one of our live demos:
• Thursday, April 18 @ 1:00 p.m. CT • Tuesday, April 23 @ 10:00 a.m. CT
Compliance rules and regulations change quickly! For timely compliance updates, subscribe to Compliance Alliance’s email newsletters.
Compliance Alliance offers a comprehensive suite of compliance management solutions. To learn how to put them to work for your bank, call (888) 353-3933 or email [email protected].
A Nebraska Bankers Association Company
Putting Our
Best Foot Forward For Our Communities
Nebraska Bankers Association 2019 Annual Convention
Embassy Suites Omaha – La Vista
NEBRASKA BANKING:
“CROSSING THE GENERATIONAL DIVIDE AT WORK: UNLOCK THE POWER OF GENERATIONS TO GROW YOUR BANK”
Matt Beaudreau, The Center for Generational Kinetics We work in a time of unprecedented generational change and challenge. There are now five generations in the workforce and marketplace. Making matters worse is the tremendous amount of misinformation around generational differences. What we know for a fact is that strategies that work for one generation can be a complete turn-off for others. This divide is a costly challenge—but it can be a breakthrough opportunity. “REGULATORY AND LEGISLATIVE CHALLENGES FACING THE INDUSTRY”
Rob Nichols, President & CEO, American Bankers Association The American Bankers Association represents banks of all sizes and charters and is the voice for the nation’s $17 trillion banking industry. Rob joined ABA in August 2015 following 10 years at the helm of the Financial Services Forum, a non-partisan financial and economic policy organization. Before joining the Forum, Nichols served in the George W. Bush administration as the assistant secretary for public affairs at the Treasury Department, a position requiring confirmation by the United States Senate. In this role, he acted as chief spokesperson and head of the office of public liaison, serving as Treasury’s lead representative with the media, business, professional trade organizations, consumer groups and the public. “BREAKING THROUGH: MY JOURNEY TO BECOMING THE FIRST FEMALE NFL OFFICIAL” Sarah Thomas, First Female NFL Official Sarah Thomas is a woman of many firsts – she was the first female official to ever work a major college football game, the first woman to officiate a bowl game, and the first to officiate in a Big Ten stadium. She is also the first permanent female NFL official, and now she’s sharing essential leadership lessons from her journey to the top of a male-dominated industry and vital insights on shattering the glass ceiling in the world of professional sports that can be applied to any field or industry. “SECURITY: FROM SURVEILLANCE TO SKIMMING AND EVERYTHING IN BETWEEN” Mike Burke, Robbery and Crisis Management Consultant, Shazam Nothing is more important than the safety of the customers and employees of your member banks. In this session, Mike Burke presents his best information that he brings to bankers across the country. He will identify procedures to deter a robbery. Learn best practices to identify card skimmers, find and convict the criminals who would use them to commit fraud. Finally, Mike will use his experience as the Executive Director of the Homeland Security Training Center to identify and mitigate the threats from a potential active shooter scenario. His extensive experience and deep expertise make his sessions some of the best rated and most sought after around the country. “LEADING PROFITABILITY IN THE NEW ECONOMY” Mary Kelly, Ph.D., CEO, Productive Leaders The economic and political landscape is rapidly changing in the U.S. as well in Europe and Asia. Socio-political events are impacting the financial markets as never before. What do you need to know? How is the economy going to impact your business? Kelly provides an engaging and interesting economic update on the latest trends and forecasts. Specifically, she will review US spending and budget issues, tax changes, and include banking changes, likely regulatory responses, and how technology can help us communicate with and protect our customers. “THE POWER TO STAND” Chris Norton Chris Norton suffered a spinal cord injury while playing football at Luther College (Iowa). The doctors gave Chris a 3 percent chance of moving anything below his neck again. Four years later, he defied the odds and walked across stage at his college graduation. The video went viral twice, garnered 300 million+ views, and caught the eye of the country's top media outlets. We all deal with change, no matter how big or how small, no matter who you are or where you come from. Life & work can alter quickly but that's not what's important. What is important is whether we will stand back up. This keynote dives into the essence of what it takes to have “The Power to Stand,” how to persevere through the most challenging obstacles, and how to navigate change in life or work.
SPEAKERS
NBA Annual Meeting Thursday, May 2 11:15 – 11:45 a.m. Embassy Suites Omaha, La Vista – Conference Center
NBA State BankPAC Silent Auction and Correspondent Banks’ Reception Thursday, May 2 4:30 – 6:30 p.m. (bids will be taken until 6:30 p.m.) Embassy Suites Omaha, La Vista – Conference Center
Exhibit Hall Thursday, May 2 7:30 a.m. – 6:30 p.m. Friday, May 3 8:00 – 11:30 a.m. Embassy Suites Omaha, La Vista – Conference Center
Milestone Awards Luncheon Thursday, May 2 12:00 – 2:15 p.m. Embassy Suites Omaha, La Vista – Conference Center
NBA Volunteer Recognition and Awards Breakfast Friday, May 3 9:00 – 11:30 a.m. Embassy Suites Omaha, La Vista – Conference Center
HIGHLIGHTS
WEDNESDAY, MAY 1 1:00 – 2:30 p.m. NBISCO Board of Directors’ Meeting 3:00 – 5:00 p.m. NBA Board of Directors’ Meeting 5:00 – 6:30 p.m. NBA Past Chairmen’s Meeting 6:30 p.m. Reception and Dinner for the NBA Board of Directors, NBA Past Chairmens’ Club, NBA Leadership Class of 2020 (current class), NBISCO Board of Directors, and VEBA Board of Trustees
THURSDAY, MAY 2 7:00 a.m. NBA Registration Desk Open 7:30 – 8:15 a.m. (Trade Show open 7:30 a.m. – 6:30 p.m.) NBA Trade Show Continental Breakfast With Networking Opportunities & Cash Prize Drawings 8:30 – 8:55 a.m. Welcome to NBA's Annual Convention Opening Ceremony & NBA Chairman's Remarks Dave Dannehl, NBA Chairman First State Bank of Loomis
8:55 – 9:00 a.m. Ignite Session: “Kids on Banking” 9:00 – 9:50 a.m. “Crossing the Generational Divide at Work: Unlock the Power of Generations to Grow Your Bank”
Matt Beaudreau, The Center for Generational Kinetics
9:50 – 9:55 a.m. Ignite Session: “Bankers on Banking”
9:55 – 10:30 a.m. “Regulatory & Legislative Challenges Facing the Industry”
Rob Nichols, President & CEO, American Bankers Association
10:30 – 11:15 a.m. Bank Ownership Succession - Panel
11:15 – 11:45 a.m. NBA Annual Meeting & Election of Officers New NBA Board of Directors’ Meeting 11:30 a.m. – 12:00 p.m. Trade Show Break & Cash Prize Drawings 12:00 – 2:15 p.m. Annual Awards Luncheon Milestone Award Presentations
Join us as we recognize those bankers celebrating 50 years of service to the financial industry and banks celebrating 25, 50, 75, 100, 125, and 150 years of service to their communities.
“Breaking Through: My Journey to Becoming the First Female NFL Official”
Sarah Thomas First Female NFL Official
AGENDA
2:30 – 3:00 p.m. In-School Banks - Panel Discussion 3:00 – 3:45 p.m. “Security: From Surveillance to Skimming and Everything in Between”
Mike Burke, Robbery and Crisis Management Consultant, Shazam
3:45 – 4:30 p.m. “Leading Profitability in the New Economy”
Mary Kelly, CEO, Productive Leaders
4:30 – 6:30 p.m. NBA Correspondent Banks’ Reception & NBA State BankPAC Silent Auction (Bids will be taken until 6:30 p.m.) 7:00 p.m. NBA Chairman’s Banquet
Alan Emshoff, NBA Chairman Generations Bank, Exeter
9:00 p.m. Entertainment Ricky Kalmon’s hypnosis show has amazed audiences around the world. He has made numerous special guest appearances on ESPN, Hallmark Channel, Fox, FX, TV Guide and Comedy Central. Kalmon’s uniqueness comes from the way he combines music, audience participation, and comedy to create an unforgettable show that is unmatched by anyone. It’s a show that will keep you on the edge of your seat and take you on a Vacation of the Mind!
FRIDAY, MAY 3 8:00 a.m. NBA Trade Show (open 8:00 – 11:30 a.m.) 9:00 a.m. NBA Volunteers Recognition Awards Breakfast Join the NBA in paying special recognition to the many bankers who have volunteered countless hours in serving the NBA and their communities, as well as scholarship award recipients. Award Presentations 10:30 a.m. “The Power to Stand”
Chris Norton
11:30 a.m. NBA Annual Convention Adjournment
Diamond
NBISCO (Nebraska Bankers Insurance & Services Co.)
Platinum
KBA/NBA Schools of Banking
Correspondent Reception
Cornerstone Bank
First National Bank of Omaha
Gold
Bankers’ Bank of the West
Midwest Independent Bank
Silver
Bell Bank
BlueCross BlueShield of Nebraska
Cornerstone Bank
Federal Protection Inc.
FHLBank Topeka
Fiserv
Five Nines
Investors Title Insurance Co.
United Bankers’ Bank
Wells Fargo Bank N.A.
Bronze
American Bankers Association
BKD
BOK Financial Solutions
Koley Jessen PC LLO
Raymond James
Single Source Architects & Master Builders
Aflac
Ascensus
Automated Systems Inc.
BancMac-Community Banc Mortgage Corp.
Bankers' Bank of the West
Bankers Healthcare Group
Compliance Alliance
Convergint Technologies
Credit Information Systems
CSI (Computer Services Inc)
Data Business Equipment Inc.
Federal Reserve Bank of Chicago
Fiserv
Five Nines
FPS GOLD
Graduate School of Banking at Colorado
Investors Title Insurance Co.
JFC Financial Services Inc.
Modern Banking Systems Inc.
Money Handling Machines Inc.
NFP Executive Benefits
OneBeacon Insurance Group
Rochester Armored Car Co.
SBS CyberSecurity
Securities America
Strunk LLC
Travelers
United Bankers' Bank
Vantage Point Solutions
West Gate Bank
Windsor Mortgage Solutions
Zelle HR Solutions
as of 04/11/2019
SPONSORS
EXHIBITORS
To register for the convention, please complete the enclosed Registration Form. Please type or print the full name and nickname for each registrant along with the financial institution/firm name and address. For full registrants, please indicate on the Registration Form in the columns provided the meal functions each registrant plans to attend to help the NBA in determining actual counts for the meal functions.
Early Bird Registration (before April 24, 2019)
Full Registration: Banker .................................................................... $395.00 Associate Member.................................................. $395.00 Accompanying Spouse/Guest ................................ $195.00 Non-Member ....................................................... $1,185.00 Includes admission to all convention events including sessions, receptions, meal functions, and entertainment.
Partial & Optional Event Registration Options:
Thursday Day Only ................................................ $295.00
Thursday Trade Show Continental Breakfast Only .. $20.00
Thursday Awards Luncheon & Speaker Only .......... $50.00
Thursday Reception/Banquet/Entertainment Only . $100.00
Friday Awards Breakfast & Speaker Only ................ $45.00
Non-members must add $590 to Thursday Day, $40 to Thursday Breakfast, $100 to the Awards Luncheon, $200 to Thursday Evening, and $90 to the Friday Awards Breakfast.
Special note: If you need any special assistance at the convention, please contact the NBA Education Center to make arrangements.
Regular Registration / Cancellation Policy After April 24, 2019, add $25 to each registration fee. Substitutions are allowed, at no additional cost. Notice is required for all substitutions/cancellations. If the request is received by the NBA Education Center by April 24, 2019, the full fee will be refunded. After that date the refund is subject to a 50% cancellation fee per registrant. Convention Badges Registrants may pick up their registration packets at the NBA Registration Desk at the Embassy Suites Omaha, La Vista. They will not be mailed in advance. Name badges will be required for admission to all NBA events. REGISTRATION DESK WILL BE OPEN: Thursday, May 2 ........................................................ 7:00 a.m. - 7:00 p.m. Friday, May 3 ............................................................. 7:30 a.m. - 11:30 a.m. Hotel Accommodations A room block has been reserved at the Embassy Suites Omaha, La Vista for the convention. Enclosed with this brochure is a Reservation Form you may use to make your hotel reservations, or you may call the Embassy Suites Omaha, La Vista directly at (402) 331-7400. When calling, please indicate you are with the NBA room block to receive the group/corporate rate. The room block expires Sunday, April 7, 2019.
Embassy Suites Omaha, La Vista Exit 442 off I-80
12520 Westport Parkway, La Vista, NE 68128 402-331-7400
INFORMATION
1890 ‐ E.K. Valentine, West Point 1892 ‐ C.F. Bentley, Grand Island 1894 ‐ C.E. Adams, Superior 1900 ‐ Henry W. Yates, Omaha 1901 ‐ George W. Post, York 1902 ‐ Silas Henry Burnham, Lincoln 1903 ‐ J.T. Trenery, Pawnee City 1904 ‐ J.T. Trenery, Pawnee City 1905 ‐ L.B. Howey, Beatrice 1906 ‐ Philip L. Hall, Lincoln 1907 ‐ J.P.A. Black, Hastings 1908 ‐ Charles E. Burnham, Norfolk 1909 ‐ J.W. Welpton, Ogallala 1910 ‐ George N. Seymour, Elgin 1911 ‐ Frank McGiverin, Fremont 1912 ‐ George F. Sawyer, Western 1913 ‐ John R. Cain, Jr., Stella 1914 ‐ Jesse C. McNish, Wisner 1915 ‐ Thomas Murray, Dunbar 1916 ‐ Dan Morris, Kearney 1917 ‐ W.S. Weston, Hartington 1918 ‐ No Convention 1919 ‐ H.K. Frantz, Eagle 1920 ‐ John M. Flannigan, Stuart 1921 ‐ Charles H. Randall, Randolph 1922 ‐ Dan J. Riley, Dawson 1923 ‐ C.A. Minick, Crawford 1924 ‐ Harold H. McLucas, Fairbury 1925 ‐ I.R. Alter, Grand Island 1926 ‐ Clarence G. Bliss, Elm Creek 1926 ‐ E.C. Davenport, Valentine 1927 ‐ Charles A. Smith, Tilden 1928 ‐ Philip L. Hall, Jr., Greenwood 1929 ‐ A.N. Mathers, Gering 1930 ‐ J.G. Lowe, Kearney 1931 ‐ Edwin N. Van Horne, Lincoln 1932 ‐ R.H. Barber, Paxton 1933 ‐ Emil E. Placek, Wahoo 1934 ‐ Otto Kotouc, Sr., Humboldt 1935 ‐ J.M. Sorensen, Fremont 1936 ‐ Henry A. Schneider, Plattsmouth 1937 ‐ A.J. Jorgenson, Sidney
1938 ‐ E.S. Holcomb, Broken Bow 1939 ‐ Clyde C. Neumann, Oakland 1940 ‐ Carl D. Ganz, Alvo 1941 ‐ O.A. Riley, Hastings 1942 ‐ Robert F. Clarke, Papillion 1943 ‐ J. Dale Milliken, Fremont 1943 ‐ Robert I. Stout, Tekamah 1944 ‐ Edgar McBride, Blue Hill 1945 ‐ Victor E. Dolpher, David City 1946 ‐ Glen T. Gibson, Gibbon 1947 ‐ John O. Peck, Columbus 1948 ‐ James R. Kenner, Sr., Hebron 1949 ‐ W.H. Pierce, Shelby 1950 ‐ Earl H. Wilkins, Geneva 1951 ‐ William N. Mitten, Fremont 1952 ‐ William F. Wenke, Pender 1953 ‐ W. Horton Munger, North Platte 1954 ‐ Edward Huwaldt, Grand Island 1954 ‐ Joseph V. Johnson, Tecumseh 1955 ‐ H.L. Gerhart, Newman Grove 1956 ‐ Fred H. Bruning, Bruning 1957 ‐ Henry D. Kosman, Scottsbluff 1958 ‐ Harold E. Roe, Bennington 1959 ‐ Everett M. Black, Fullerton 1960 ‐ Minor P. Baird, Superior 1961 ‐ Bernard D. Berkheimer, Gordon 1962 ‐ Lyman M. Stuckey, Lexington 1964 ‐ Norbert T. Tiemann, Wausa 1965 ‐ William W. Cook, Sr., Beatrice 1966 ‐ Thomas J. Aron, Crete 1967 ‐ Marion R. Morgan, Elwood 1968 ‐ Henry Gramann, Jr., Adams 1969 ‐ Adon Jeffrey, Wayne 1970 ‐ Harold L. McKibbin, Gering 1971 ‐ John W. Cattle, Sr., Seward 1972 ‐ Roland E. Emmett, Arapahoe 1973 ‐ F. Willard Jackman, Grant 1974 ‐ Richard E. Adkins, Osmond 1975 ‐ Robert E. Burkley, Fairbury 1976 ‐ James I. Black, Pierce 1977 ‐ Harold E. Larmon, McCook 1978 ‐ Karl E. Dickinson, Lincoln
1979 ‐ James W. McBride, Aurora 1980 ‐ Jerry E. Roe, Bennington 1981 ‐ William W. Cook, Jr., Beatrice 1982 ‐ Harold P. Stuckey, Lexington 1983 ‐ Don G. Johnson, Pilger 1984 ‐ Andrew C. Hove, Jr., Minden 1985 ‐ Mel Adams, Ogallala 1986 ‐ C.G. Holthus, York 1987 ‐ Donald E. Blaha, Ord 1988 ‐ Harley D. Bergmeyer, Wilber 1989 ‐ James F. Nissen, Lincoln 1989 ‐ William Brandt (Honorary), Unadilla 1990 ‐ Samuel P. Baird, Superior 1991 ‐ Lawrence Comine, Jr., Omaha 1992 ‐ Rodney P. Vandeberg, Falls City 1993 ‐ Alice M. Dittman, Lincoln 1994 ‐ William W. Marshall, III, Grand Island 1995 ‐ Dale E. Pohlmann, Ravenna 1996 ‐ Arvon Marcotte, Nebraska City 1997 ‐ Philip M. Burns, West Point 1998 ‐ Dennis R. Utter, Kenesaw 1999 ‐ Richard E. Adkins, Jr., Laurel 2000 ‐ Thomas H. Olson, Lisco 2001 ‐ Leslie R. Andersen, Bennington 2002 ‐ Michael J. Nelson, Kimball 2003 ‐ Matthew H. Williams, Gothenburg 2004 ‐ Thomas E. Wolf, North Bend 2005 ‐ Mark A. Sutko, Kearney 2006 ‐ Catherine M. Morrissey, Lincoln 2007 ‐ Ronald D. Kranz, Fremont 2008 ‐ Jeffrey W. Krejci, Lincoln 2009 ‐ Michael B. Jacobson, North Platte 2010 ‐ Larry D. Marik, Columbus 2011 ‐ Kendell G. Holthus, York 2012 ‐ Clark D. Lehr, Columbus 2012 ‐ George G. Beattie (Honorary), Lincoln 2013 ‐ John P. Stinner, Gering 2014 ‐ Craig G. Brewster, Butte 2015 ‐ Michael Pate, Omaha 2016 ‐ Jerry Catlett, Bruning 2017 ‐ Kristie K. Holoch, York 2018 ‐ David P. Dannehl, Loomis
233 South 13th Street, Suite 700 Lincoln, Nebraska 68508
Phone: (402) 474-1555 Education Center Fax: (402) 474-2148
www.nebankers.org
Extraordinary Service for Extraordinary Members
1‐03/12/19
PAST CHAIRMEN
Nebraska Bankers Association’s May 1 - 3, 2019 2019 Annual Convention Embassy Suites Omaha, La Vista
PLEASE GO ONLINE OR FILL OUT AND RETURN BY FAX OR MAIL TOTHE EMBASSY SUITES OMAHA, LA VISTA.
• ALL RESERVATIONS ARE DUE BY APRIL 7, 2019 •
Hotel Information and Rates:
Room Rates Single or Double Occupancy $184.00 Triple Occupancy $194.00
Check-in is at 4:00 p.m. Check-out is at 11:00 a.m.
TWO WAYS TO MAKE RESERVATIONS
ONLINE Embassy Suites has established a secure, personalized web page for you to register.
Enter the following link in your browser and register online more quickly, accurately, and securely!
http://bit.ly/NBA-Reservations-2019
OR RETURN BY FAX TO (402) 408-5479 or MAIL DIRECTLY TO THE HOTEL.
TYPE OF ROOM:
____Single ____Double
ARRIVAL DATE: ____/____/2019 DEPARTURE DATE: ____/____/2019
NAME: ______________________________________________________________
STREET ADDRESS: ______________________________________________________________
CITY/STATE/ZIP: ______________________________________________________________
TELEPHONE: (________) _____________________________________________________
E-MAIL: ______________________________________________________________
Rooms will be guaranteed with a major credit card:
____Diner’s Club ____MasterCard ____American Express ____Discover ____Visa
Card Number: ___________________________________________________ Expiration Date:__________________
Signature: ______________________________________________________________________________________
• ALL RESERVATIONS ARE DUE BY APRIL 7, 2019 •
Embassy Suites Omaha - La Vista Hotel & Conference Center 12520 Westport Parkway La Vista, Nebraska 68128-2198
Phone: (402) 331-7400 Fax: (402) 408-5479
HOTEL RESERVATION FORM
Nebraska Bankers Association’s May 1 - 3, 2019 2019 Annual Convention Embassy Suites Omaha, La Vista
Regular Registration / Cancellation Policy: After April 24, 2019, add $25 to each registration fee. Requests for refunds of cancelled registrations must be received by the NBA Education Center no later than April 24, 2019 and are subject to a $20 cancellation charge per registrant. No refunds will be made after April 24, 2019. Substitutions are allowed at any time.
FULL REGISTRANTS (Please type or print)
For Full Registrants:
TOTAL DUE
Full Member Registrant
$395 / $195
Please indicate which of the following functions you
will be attending:
FIRST NAME MI LAST NAME Non-Member
$1,185
Thursday
Breakfast
Thursday
Luncheon
Thursday
Banquet
Friday
Breakfast
1.
Last 4 Digits of Social Security #: __________
2.
Last 4 Digits of Social Security #: __________
3.
Last 4 Digits of Social Security #: __________
4.
Last 4 Digits of Social Security #: __________
PARTIAL REGISTRANTS (Please type or print)
For Partial Registrants ONLY: (These options do not include the general sessions)
TOTAL DUE
FIRST NAME MI LAST NAME
Thursday Buffet
Breakfast ONLY
$20 p/p
Thursday Awards
Luncheon ONLY
$50 p/p
Thursday Reception, Banquet,
Entertainment ONLY
$100 p/p
Friday Awards
Breakfast ONLY
$45 p/p
1.
Last 4 Digits of Social Security #: __________
2.
Last 4 Digits of Social Security #: __________
TOTAL DUE………....$___________
1
(Please type or print)
Financial Institution: ___________________________________
Address: _____________________________________________
City: ____________________ State: ____ Zip: _____________
Telephone #: ( _________ ) ___________________________
Fax#: ( _________ ) ___________________________
Full Registrants: Banker .................................................................. $395.00 Associate Member .............................................. $395.00 Accompanying Spouse/Guest ........................... $195.00 Non-Member ..................................................... $1,185.00
Partial & Optional Event Registration Options: Thursday Day Only (Breakfast, Sessions, Luncheon) .............................................................................. $295.00 Thursday Trade Show Continental Breakfast Only
(No General Sessions) ........................................... $20.00 Awards Luncheon Only (No General Sessions) ..... $50.00 Reception/Banquet/Entertainment Only ........... $100.00 Friday Awards Breakfast & Speaker Only .......... $45.00
Non-members must add $590 to Thursday Day, $40 to Thursday Breakfast, $100 to the Awards Luncheon, $200 to Thursday Evening, and $90 to the Friday breakfast.
Three Ways to Register: FAX: (402) 474-2148 Mail: NBA Education Center
PO Box 80008, Lincoln, NE 68501-0008 PHONE: (402) 474-1555
Payment Choice (check one):
Master Card VISA
Card Holder Name: ____________________________________________
Card Number: ______________________________ Exp. Date: _______
Signature: _________________________________ CVV: ___________
NBA REGISTRATION FORM
Annual Convention
May 1 – 3, 2019
Embassy Suites
Omaha – La Vista
It's not too late to send in your registration for the
2019 Annual Convention!
For more information, please call the
NBA Education Center at (402) 474-1555.
Please call if your name is not listed on the attached sheets.
04/17/19u
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Chad S Adams Adams Bank & Trust Ogallala Kandace K Adams Adams Bank & Trust Ogallala Todd S Adams Adams Bank & Trust Ogallala Julie A Allison Cornerstone Bank Stromsburg Michael E Allison NebraskaLand National Bank Kearney Chris B Alt Midwest Bank Norfolk Janet Anderbery Bankers' Bank of the West Lincoln Lee Anderbery Bankers' Bank of the West Lincoln Leslie R Andersen Bank of Bennington Bennington John Arch Nebraska Legislature Lincoln Denise E Arrigo Nebraska Bankers Association Lincoln Ron N Arrigo Nebraska Bankers Association Lincoln Taylor J Ashburn West Gate Bank Lincoln Elena Asquith FirsTier Bank Cheyenne Kelley Ayres First Bank & Trust Co. Minden Lynda Ayres First Bank & Trust Co. Minden Susan K Bachman Midwest Bank Pierce Amanda K Baier Nebraska Bankers Association Lincoln Richard J Baier Nebraska Bankers Association Lincoln Rock Ballstaedt FPS GOLD Provo Bob Bally Aureon Omaha Josh Banta Data Business Equipment Inc. Des Moines Dean W Barjenbruch Scribner Bank Scribner Marian E Barjenbruch Scribner Bank Scribner Rob Barron Windsor Mortgage Solutions Sioux Falls Jennifer G Barrow Two Rivers Bank Blair Kay Bartek West Gate Bank Lincoln Jason W Bartling First National Capital Markets Omaha Kathryn A Bass First Tri‐County Bank Swanton Tom Bass First Tri‐County Bank Swanton Heather Batenhorst Frontier Bank Omaha Nicholas W Baxter First National Bank of Omaha Omaha George G Beattie Lincoln Jim Bellows Aflac York Cory A Bergt Wells Fargo Bank, N.A. Lincoln Seth L Bingham Auburn State Bank Auburn Clay Blank West Gate Bank Lincoln Kate Bolz Nebraska Legislature Lincoln Bruce Bostelman Nebraska Legislature Lincoln Dana Brashear West Gate Bank Lincoln Marci Brett Federal Reserve Bank of KC ‐ Omaha Branch Omaha Craig G Brewster Butte State Bank Butte Tammy J Brewster Butte State Bank Butte Courtney Brockman Zelle Human Resource Solutions Lincoln Brian Brown JFC Financial Services Inc. Lincoln Amy Brumm Travelers Saint Paul
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Fred D Bruning Bruning State Bank Bruning Penni J Bruning Bruning State Bank Bruning Josie Bunch Graduate School of Banking at Colorado Westminster Paul R Bures The Capital Corporation Prairie Village Anna M Burns F&M Bank Gretna Kevin J Burns F&M Bank Gretna Phil M Burns F&M Bank West Point Shirley Burns F&M Bank West Point Timothy J Burns Midwest Independent Bank Lincoln Crosby Butler CSI (Computer Services Inc) McKinney Courtney Calderwood Bankers Healthcare Group Syracuse Tiffany Caponigro Vantage Point Solutions Mitchell Mark Card Investors Title Insurance Co. Lincoln Douglas C Carey West Gate Bank Lincoln Jerry A Catlett Bruning State Bank Bruning Jill Catlett Bruning State Bank Bruning Lorrinda Cheatham MNB Bank Stratton James P Christensen Single Source Architects & Master Builders Waterloo Dave S Clabaugh Commercial Bank Nelson Lisa Clabaugh Commercial Bank Nelson Steven L Clabaugh Commercial Bank Nelson Jodene Clabuagh Commercial Bank Nelson Kerry A Clark Bank of Bennington Bennington Timothy L Clark Bank of Bennington Bennington Peggy S Clements Nebraska Legislature Lincoln Rob Clements Nebraska Legislature Lincoln Bradley Cole Promontory Interfinancial Network, LLC Arlington Jennifer M Coleman FirsTier Bank Kimball Michael A Coleman FirsTier Bank Kimball Leilani Conklin Graduate School of Banking at Colorado Westminster Karen M Coufal NBISCO Lincoln Hunter Cowan Raymond James Memphis Sue Crawford Nebraska Legislature Lincoln David P Dannehl First State Bank of Loomis Loomis Stephanie Dannehl First State Bank of Loomis Loomis John T Daubert Security First Bank Lincoln Seth A Davison Union Bank & Trust Co. Lincoln Daniel Day Heritage Bank Loup City Kristen C. Day Heritage Bank Loup City Kristen R. Day Heritage Bank Loup City Matt Day Heritage Bank Loup City Susan M Day Heritage Bank Loup City Mark Dekker First Nebraska Bank Valley Shawn Dekker First Nebraska Bank Valley Kim Denniston Investors Title Insurance Co. Chapel Hill Russ Diedrichsen Midwest Bank Creighton
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Joe Dinneen Generations Bank Exeter Sharla J Dinneen Generations Bank Exeter April J Douglas Mainstreet Bank Cook Justin H Douglas Mainstreet Bank Cook Tracy Dreessen Rochester Armored Car Co. Omaha Kay C Due Generations Bank Exeter Dan Eakes Cornerstone Bank York David Edwards SBS CyberSecurity Madison Josh Eggley Data Business Equipment Inc. Omaha Josh Eggley Data Business Equipment Inc. Omaha Janelle Ekeler NBISCO Lincoln Lori Ellis Automated Systems Inc. Lincoln Alan D Emshoff Generations Bank Exeter Amy L Emshoff Generations Bank Exeter Meredith Emshoff Generations Bank Exeter Sallie Emshoff Generations Bank Exeter Stan Emshoff Generations Bank Exeter Tammy Erickson Home Federal Bank Grand Island Julie Feist First State Bank Nebraska Beatrice Laurie Fleischman Federal Protection, Inc. Springfield Mitch Florea NBISCO Lincoln Tricia Florea NBISCO Lincoln John Flowerday Nebraska Legislature Lincoln Darlia Fogarty Compliance Alliance Austin Mike Foley State of Nebraska Lincoln James E Friesen Town & Country Bank Ravenna Daniel A Fullner Madison County Bank Madison Jan Fullner Madison County Bank Madison George Gervase Modern Banking Systems, Inc. Ralston Todd Gochenour Federal Deposit Insurance Corp. Kansas City Beth Godbout Cornerstone Bank York Deborah Goodkin First National Bank of Omaha Omaha Joseph R Gramann Adams State Bank Adams Karl W Gramann Adams State Bank Adams Mary K Gramann Adams State Bank Adams David J Grant Auburn State Bank Auburn Jane Green Cornerstone Bank York Jodie L Griffiths NBISCO Lincoln Damon Grimes Money Handling Machines Inc. Omaha Matt Grimes Money Handling Machines Inc. Omaha Royce Grimes Money Handling Machines Inc. Omaha Amy R Haeffner Lincoln Federal Savings Bank of Nebraska Lincoln Kevin Hafen John M. Floyd & Associates Baytown David Hagen NFP Executive Benefits Sioux Falls Marc D Haggadone Cornerstone Bank York Marc D Haggadone Cornerstone Bank York
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Michael L Hall American National Bank Omaha Stacy Hall West Gate Bank Lincoln LuRae Hallstrom Nebraska Bankers Association Lincoln Robert J Hallstrom Nebraska Bankers Association Lincoln Amanda Hansen First Nebraska Bank Valley Michael D Hansen First Nebraska Bank Valley Alan Hanson Omaha Mary Hanson Omaha Josh Harm NebraskaLand National Bank North Platte Chuck Harris Cornerstone Bank York Karen Harris Cornerstone Bank York Paul Harrison Bankers' Bank of the West Denver Rex R Haskell First Northeast Bank of Nebraska Lyons Jennifer S Heaton Nebraska Bankers Association Lincoln Lyn E Heaton Nebraska Bankers Association Lincoln Krista K Heiss NebraskaLand National Bank North Platte Steven H Heiss NebraskaLand National Bank North Platte Cheryl Henricksen ACCESSbank Omaha Dana Henricksen ACCESSbank Omaha Lanelle Herink Generations Bank Lincoln Rich Herink Generations Bank Lincoln Allen Hines NBISCO Lincoln Linda G Hines NBISCO Lincoln Todd Hirsch Federal Reserve Bank of KC ‐ Omaha Branch Omaha Christa Hofferber BlueCross BlueShield of Nebraska Lincoln Mark Hogan JFC Financial Services Inc. Lincoln Kristie K Holoch Cornerstone Bank York Zachary C Holoch Cornerstone Bank York C.G. (Kelly) Holthus Cornerstone Bank York Virginia Holthus Cornerstone Bank York Ellan Hove Great Western Bank Lincoln Judy Hove Nebraska Bank of Commerce Lincoln Chris Hove Nebraska Bank of Commerce Lincoln Skip Hove Great Western Bank Lincoln Julie Jacobson NebraskaLand National Bank North Platte Mary Jacobson NebraskaLand National Bank North Platte Michael B Jacobson NebraskaLand National Bank North Platte Patty Jensen NBISCO Lincoln Ron Jensen Data Business Equipment Inc. Des Moines Tim Jensen NBISCO Lincoln Donald A Jividen Heartland Bank Geneva Sylvia A Jividen Heartland Bank Geneva Richelle M Johannes Two Rivers Bank Blair Christine Johnson Commercial State Bank Wausa Dean K Johnson The Capital Corporation Kansas City Douglas A Johnson Commercial State Bank Wausa
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Douglas G Johnson Midwest Bank Pierce Jeffrey C Johnson Columbus Bank & Trust Co. Columbus Kathy Johnson Columbus Bank & Trust Co. Columbus Kory Kahlandt Generations Bank Exeter Taylor Kahlandt Cornerstone Bank York Brent J Karnatz Platte Valley Bank North Bend Jerry L Karnatz Wealth Partners/Ameriprise Financial Servs Inc Fremont Sandra Karnatz Wealth Partners/Ameriprise Financial Servs Inc Fremont Christina Karpf Platte Valley Bank Scottsbluff Zac C Karpf Platte Valley Bank Scottsbluff Ashley Kassik Generations Bank Exeter Dallas L Kiburz Bankers' Bank of the West Lincoln Kelly D Kitt Cornerstone Bank York Tara J Koester Bankers' Bank of the West Denver Tyrel Kool Windsor Mortgage Solutions Sioux Falls Martin F Koopman Scribner Bank Scribner Peggy S Koopman Scribner Bank Scribner Susan K Koranda Security Bank Laurel John F Kotouc American National Bank Omaha Susie Kranz First State Bank & Trust Co. Fremont Ronald D Kranz First State Bank & Trust Co. Fremont Marcy M Kratochvil Midwest Bank Norfolk Jeffrey W Krejci Bank of Bennington Lincoln Tami L Krejci Bank of Bennington Lincoln Steve D Kunzman Home Federal Bank Grand Island Kelly J Lammers Nebraska Department of Banking Lincoln Scott A Lane Nebraska Bankers Association Lincoln Melissa A Larsen Frontier Bank Omaha Brenda K Larson CharterWest Bank West Point Kevin J Larson CharterWest Bank West Point Bill Lastovica First State Bank Nebraska Yutan Marla M Lastovica First State Bank Nebraska Yutan Tim Lichti Cornerstone Bank York Joseph Lindbergh Ascensus Brainerd Kevin D Lingenfelter Midwest Bank Plainview Lisa Linville First State Bank Randolph Mark K Linville First State Bank Randolph Conni R Little NBISCO Lincoln Melissa Lock Two Rivers Bank Blair Randy W Lock Two Rivers Bank Blair Jason P Love Midwest Bank Norfolk John Lowe Nebraska Legislature Lincoln Kim Lowe Nebraska Legislature Lincoln Haley Lubek Five Nines Lincoln Tami R Lutzi Schools of Banking Lincoln Cindy Maher Securities America La Vista
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Kelly P Malone FHLBank Topeka Golden Arvon J Marcotte Nebraska City Luella Marcotte Nebraska City Larry D Marik Sioux Falls Mary Ann Marik Souix Falls Edward S Mark Generations Bank Exeter Brandon D Mason Bank of the West Omaha Tom Massey First National Life Insurance Co. of the U.S.A. Lincoln Craig McCandless United Bankers' Bank Bloomington John W McChesney Fiserv Inc. West Des Moines Bradley J McCumber First Nebraska Bank Bennet Debbie McCumber First Nebraska Bank Bennet Brian E McHugh Corn Growers State Bank Murdock Jeremy B McHugh Corn Growers State Bank Murdock Marjorie McHugh Corn Growers State Bank Murdock Ryan McIntosh Brandt, Horan, Hallstrom and Stilmock Nebraska City Robin McKelvey Lincoln Stephen H McKelvey Lincoln Jeanne L McKenna Cornerstone Bank York Raymond M McKenna Cornerstone Bank York Grant McNulty United Bankers' Bank Bloomington Tommy Meier Cornerstone Bank York Riley L Meyer Frontier Bank Omaha Colin Miles Nebraska Bankers Association Lincoln Tara J Miles Nebraska Bankers Association Lincoln Jordan Miller Windsor Mortgage Solutions Sioux Falls Merlyn H Minderman York Velda Minderman York Bill Mitchell Bankers' Bank of the West Denver Connie S Mohlfeld Frontier Bank Omaha Renae Morris Convergint Technologies Omaha Catherine M Morrissey Bank of Bennington Bennington Bob Mueller Generations Bank Exeter Sharon L Mueller Generations Bank Exeter Mikki S Mullally Two Rivers Bank Blair Matt C Mundorf Cornerstone Bank Hildreth John Munn Cornerstone Bank York Linda Munn Cornerstone Bank York Kami M Murphy Schools of Banking Lincoln Mike Murphy Schools of Banking Lincoln Dave Neumann OneBeacon Insurance Group Plymouth Rebecca Nichols American Bankers Association Washington, DC Rob Nichols American Bankers Association Washington, DC Connie J Niedan Hershey State Bank Hershey Ken H Niedan Hershey State Bank Hershey Jennifer M Nowotny NBISCO Lincoln
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City David A Ochsner Commercial Bank Nelson Kimberly S Ochsner Commercial Bank Nelson Traci V Oliver Bankers' Bank of the West Lincoln Cynthia Olson Points West Community Bank Lisco Paul R Olson Arbor Bank Omaha Thomas H Olson Points West Community Bank Lisco Doak Ostergard Gothenburg State Bank Gothenburg Ruth A Ostergard Gothenburg State Bank Gothenburg Andrea L Ott First Nebraska Bank Valley Christian A Ott First Nebraska Bank Valley Megan R Palik Nebraska Bankers Association Lincoln Robert A Panzer Exchange Bank Lincoln Nick Parde Automated Systems Inc. Lincoln Carol A Pelster NebraskaLand National Bank Kearney Emily M Petersen Washington County Bank Blair Connor L Peterson First Bank & Trust Co. Minden Steve Peterson Federal Reserve Bank of Chicago Omaha Douglas E Pfeifer Midwest Independent Bank Lincoln Gary L Piercy Arbor Bank Nebraska City Jack Podoll Commercial Bank Nelson Janet Podoll Commercial Bank Nelson Dale E Pohlmann Town & Country Bank Ravenna Janet Pohlmann Town & Country Bank Ravenna Andrea Porter Heritage Bank Loup City Matt Porter Heritage Bank Loup City Bart Protzman Core Bank Omaha Scott Pulverenti Five Nines Lincoln Derek Randecker First State Bank Omaha Malissa Randecker First State Bank Omaha Rebecca J Randecker First State Bank Gothenburg Karl J Randecker, Jr. First State Bank Gothenburg Matt Rathjen Generations Bank Exeter Wendy Rathjen Generations Bank Exeter Jordan M Rathke Cornerstone Bank York David Reed Golden Eagle Johnstown Lauren Reiman First Bank & Trust Co. Minden Pavel Reytikh Federal Reserve Bank of Chicago Chicago Ellie Richardson‐Vakiner Washington County Bank Blair Pete Ricketts State of Nebraska Lincoln Kirk R Riley Waypoint Bank Cozad Kris S Riley Waypoint Bank Cozad Todd Rischling Exchange Bank Lincoln Dan Roderick Strunk LLC Atlanta Rod A Rowland F&M Bank Falls City Jerel Saltzman First Bankers' Banc Securities, Inc. Lincoln Sarah J Sasse‐Kildow Nebraska Bankers Association Lincoln
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Robert W Schardt Midwest Bank York Steve Schmidt Frontier Bank Lincoln Kimberly A Schroll NebraskaLand National Bank North Platte Rachael Schwartz CSI (Computer Services Inc) Denver Ryne D Seaman Cattle Bank & Trust Seward Travis A Sears Union Bank & Trust Co. Lincoln Teresa L Serafin Nebraska Bankers Association Lincoln Mary Sexton BancMac ‐ Community Banc Mortgage Corp Springfield Bill Shea Rochester Armored Car Co. Omaha Joseph Shea Rochester Armored Car Co. Omaha Karen Siegfried Farmers State Bank Dodge Kelly C Sinsel Cornerstone Bank York Jaime Slinden OneBeacon Insurance Group Plymouth Bryan Slone NE Chamber of Commerce & Industry Lincoln Leslie Slone NE Chamber of Commerce & Industry Lincoln Sandra Sloniker Nebraska Bankers Association Lincoln Cynthia C Slykhuis First State Bank & Trust Co. Fremont Danelle A Smith F&M Bank West Point Jason R Smith F&M Bank West Point Bill Smythe NBISCO Lincoln Mike Sobba Strunk LLC Parkville Ashton Spieker Midwest Bank Norfolk Stacy Springer Federal Reserve Bank of Chicago Omaha Tammy S Stanley Nebraska Bankers Association Lincoln Michael Steckline Federal Reserve Bank of Kansas City Kansas City Marjorie M Steever Cornerstone Bank York Ryan D Steffensmeier First Community Bank Beemer Paul Stehno Rochester Armored Car Co. Omaha Rebecca Stengel Midwest Bank Deshler Gerald M Stilmock Nebraska Bankers Association Lincoln Joy L Stilmock Nebraska Bankers Association Lincoln John Stinner Nebraska Legislature Lincoln Rita E Stinner Nebraska Legislature Gering Colton E Stull First National Bank of Omaha Omaha Richard A Stull Farmers State Bank Bridgeport Stephen E Stull Farmers State Bank Bridgeport Vicki Stull Farmers State Bank Bridgeport Blair Suddarth Nebraska Bankers Association Lincoln Nannette M Sudman ACCESSbank Omaha Blake Suing First National Bank of Omaha Omaha Joni L Sundquist NebraskaLand National Bank Lincoln Robert B Sundquist NebraskaLand National Bank North Platte Jim A Swanson Bankers' Bank of the West Denver Kelly M Thomas Cornerstone Bank York Rita Thomas Cornerstone Bank York Kristi M Thornton West Gate Bank Lincoln
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Ryan Trausch Lincoln Federal Savings Bank of Nebraska Lincoln Marty Trepp TIB The Independent BankersBank, N.A. Urbandale Rhonda S Tucker NBISCO Lincoln Gene F Uher Bell Bank Sioux Falls Benjamin Underwood Generations Bank Exeter Maddy Underwood Generations Bank Exeter Will Vanderzant Promontory Interfinancial Network, LLC Arlington Jeffrey J Varney Citizens Bank & Trust Saint Paul Brennan J Vaverek Arbor Bank Omaha Tony Venditte United Bankers' Bank Omaha Don Vodvarka Cornerstone Bank York Lynn M Vodvarka Cornerstone Bank York Lee Volmer Credit Information Systems Council Bluffs Mary Voss Bell Bank Pleasant Hill Brandon Wacker Data Business Equipment Inc. Des Moines Marlene Wade Bankers' Bank of the West Denver Shaina R Wadhams Nebraska Bankers Association Lincoln Eric A Wallace NFP Executive Benefits Sioux Falls Tom Walsh Credit Information Systems Council Bluffs Jim Washko BancMac ‐ Community Banc Mortgage Corp Springfield Stephanie Washko BancMac ‐ Community Banc Mortgage Corp Springfield Dan Watermeier Generations Bank Lincoln Jean Ann Watermeier Generations Bank Exeter Lois Watermeier Generations Bank Exeter Becky S Weber Cornerstone Bank York Jill D Weisheit Henderson State Bank Henderson Steve Wellman Nebraska Department of Agriculture Lincoln Susan Wellman Nebraska Department of Agriculture Lincoln Sonja J Wenzl NBISCO Lincoln Denise M Wickham First National Life Insurance Co. of the U.S.A. Lincoln James B Wickham First National Life Insurance Co. of the U.S.A. Lincoln Joel H Wiens FirsTier Bank Cheyenne Christine Wilcox Union Bank & Trust Co. Lincoln Bill Wilkins JFC Financial Services Inc. Lincoln Matt Williams Nebraska Legislature Lincoln Matthew H Williams Gothenburg State Bank Gothenburg Sue Williams Nebraska Legislature Lincoln Susan K Williams Gothenburg State Bank Gothenburg Daryl L Wilton Cornerstone Bank York Linda Wilton Cornerstone Bank York DeAnn Winter Convergint Technologies Omaha Mark A Woita FHLBank Topeka Omaha Deanna H Wolf Platte Valley Bank North Bend Thomas E Wolf Platte Valley Bank North Bend Katy Wolf Bode Platte Valley Bank North Bend Lorrie M Woodbury First Nebraska Bank Columbus
4/17/2019 Nebraska Bankers Association
2019 Annual Convention La Vista – Embassy Suites Omaha
Name Institution City Lydell L Woodbury First Nebraska Bank Columbus Jessica Wurtele Frontier Bank Omaha Chuck Yagla Kirk Gross Company Waterloo Julia Yank NBISCO Lincoln Scott D Yank NBISCO Lincoln Karen S Yelden Nebraska Bankers Association Lincoln Vern Yelden Nebraska Bankers Association Lincoln Janna Zimbelman Homestead Bank Cozad Scott A Zimbelman Homestead Bank Cozad
You will receive an electronic copy of the 1000+ page resource manual with all the Nebraska deposit law on all areas to keep for future use.
Nebraska Deposit Accounts Workshops
Extraordinary Service for Extraordinary Members
Register Today! May 21 – Kearney Holiday Inn
May 23 – Lincoln Cornhusker Marriott
About the Program During this program we will discuss opening every type of legal ownership in Nebraska. From social security accounts to cooperatives, we will review Customer Identification, Beneficial Ownership and documentation and procedure. You will be able to ask complicated questions about rights at death, documentation and account styling. You will receive an electronic copy to our 1000+ page resource manual with all the Nebraska deposit law on all areas to keep for future use.
What you will learn: Opening Personal Accounts
Single Party, Multiple Party and Pay On Death Accounts
Power of Attorney Issues W-9 and W-8BEN issues
Opening Fiduciary Accounts
Uniform Transfer to Minors Act Guardianship Accounts Trust Accounts Estate Accounts Social security and VA fiduciary accounts
Opening Entity and Business Accounts Sole Proprietorships Partnerships Limited Liability Companies Corporations Nonprofits, cooperatives and tragedy accounts Campaign Accounts IOLTA Accounts
Program Outline
8:30 a.m. Registration / Continental Breakfast 9:00 a.m. Program
12:00 p.m. Luncheon 1:00 p.m. Program, continued 4:00 p.m. Adjournment
About the Speaker
Deborah Crawford is the President of Gettechnical, Inc., specializing in the education of banks across the nation. Her 28 plus years of banking and teaching experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor's and master's degrees. Deborah's specialty is in the deposit side of the financial institution where she teaches seminars on regulations, documentation, insurance and Individual Retirement Accounts.
Who Should Attend This program is a MUST for experienced deposit account personnel, branch managers, supervisors, tellers, trainers, and deposit operations. BSA and compliance officers will also find the information useful.
Registration Information
Member: $210 (per person) Non-Member: $630 (per person)
*If received by May 14, 2019 Advance registration for this program includes all workshop materials, continental breakfast, luncheon, and break service. After May 14, 2019, add $25 to each registration fee. Substitutions are allowed, at no additional cost. Notice is required for all substitutions/cancellations. If the request is received by the NBA Education Center by May 14, 2019, the full fee will be refunded. After that date the refund is subject to a 50% cancellation fee per registrant.
(Please feel free to make copies of the registration form
for additional registrants.)
1-04/03/19
2019 Nebraska Deposit Accounts Workshops
May 21 – Kearney May 23 – Lincoln
Financial Institution: _______________________________________________
Bank / Branch Address: ____________________________________________
City/Town:__________________________________ Zip: ________________
Phone# ( ________ ) ______________________________________________
Please register the following individual(s): Last 4 Digits of Social
Security #
Kearney May 21 Holiday
Inn
Lincoln May 23
Cornhusker Marriott Hotel
FIRST NAME MI LAST NAME
Registration Registration Registration after 05/14/2019 will have a $25 late NBA Members: $210 (per person) Non-NBA Members: ($630 per person) fee charge in addition to the registration fee.
ONLINE YOU MUST LOGIN TO RECEIVE MEMBER DISCOUNTED PRICING!
Four Ways to Register:
FAX: (402) 474-2148 WEBSITE:
MAIL: NBA Education Center, www.nebankers.org
PO Box 80008, Lincoln, NE 68501 Education
PHONE: (402) 474-1555 Event Calendar
TOTAL DUE $ ____________________
Payment Choice (check one):
MasterCard VISA
Cardholder Name: _________________________________________
Card Number:_________________________________CVV: ______
Exp. Date: ________ Signature: _____________________________
Location Information
Reservations can be made by calling the hotels directly.
Holiday Inn Cornhusker Marriott Hotel 110 S 2nd Ave, Kearney 333 S. 13th St., Lincoln (308) 237-5971 (402) 474-7474
Please feel free to dress casually. To ensure your comfort, please bring a light jacket or sweater
to the program.
Notice: If you have a disability that may affect your participation in this event, please forward a statement
regarding any special needs to the Nebraska Bankers Association. We will contact you to discuss accommodations.
233 South 13th Street, Suite 700 Lincoln, Nebraska 68508
Phone: (402) 474-1555 Education Center Fax: (402) 474-2148
www.nebankers.org
1-04/03/19
.
You will receive a BSA Officer Toolkit on a CD which will contain a sample policy checklist, audit worksheets and training tools for 2019.
BSA/AML Compliance Management Workshops
Extraordinary Service for Extraordinary Members
Register Today! May 22 – Kearney Holiday Inn
May 24 – Lincoln Cornhusker Marriott
BSA Officer Annual Training—Update and Review During this program we will cover the five pillars of BSA and a hard look at the core programs of BSA. We are specifically covering what’s new, what has changed, what is an exam issue in 2019. You will receive a BSA Officer Toolkit on a CD which will contain a sample policy checklist, audit worksheets and training tools for 2019. Join the discussion of what BSA officers need to learn in 2019.
What you will learn: The Fifth Pillar of BSA and Risk Assessments Is your risk assessment robust enough? Learn how to improve your risk assessment and incorporate data from the fifth pillar of BSA in the CDD rules. What does it mean to have a baseline for transactions and how to connect the risk dots? Customer Identification Programs— New IDs and new issues Electronic driver’s licenses, electronic forms at SOS and new types of identification will require a revisit to CIP. We will discuss documentary and nondocumentary verification in today’s market including a look at online account opening. MSBs, MRBs, TPPP, NRAs A deeper dive into the high-risk customers we bank and how they affect our overall risk assessment. We will discuss the extra steps to mitigate risk for complex customers. 25 Common Errors on Beneficial Ownership Certification Forms The good, the bad and the ugly on beneficial ownership certification. What is going right and what is going wrong; the new form and recordkeeping.
CTR Pitfalls Exemptions and mergers, Beneficial Ownership, private ATMs and all the things that go wrong on the CTR front. A review of some line items that have caused some problems with the newest version of the CTR. SAR Form Update New updated fields on the SAR include changes in crimes, a note to FinCEN and cybercrimes create special challenges for SARs. We will look at completing the best narrative and how to sell your SAR to law enforcement. Financial Crimes and Alerts From red flag to SAR, this session will look at the crime scene and how to keep up with new crimes and what is happening in the investigative world and how to implement an effective anti-money laundering response team. Training, Policy, Audit and More Breaking down the policy, your audit and your training programs. Finally, some concrete help of what goes in and what goes out of the AML program and how to be compliant with requirements of the Bank Secrecy Act.
Program Outline
8:30 a.m. Registration / Continental Breakfast 9:00 a.m. Program 12:00 p.m. Luncheon 1:00 p.m. Program, continued 4:00 p.m. Adjournment
About the Speaker
Deborah Crawford is the President of Gettechnical, Inc., specializing in the education of banks across the nation. Her 28 plus years of banking and teaching experience began at Hibernia National Bank in New Orleans. She graduated from Louisiana State University with both her bachelor's and master's degrees. Deborah's specialty is in the deposit side of the financial institution where she teaches seminars on regulations, documentation, insurance and Individual Retirement Accounts.
Who Should Attend BSA Officers, Coordinators, Compliance, Deposit Operations, Branch Administration, Training And Support Staff
Registration Information
Member: $210 (per person) Non-Member: $630 (per person)
*If received by May 14, 2019 Advance registration for this program includes all workshop materials, continental breakfast, luncheon, and break service. After May 14, 2019, add $25 to each registration fee. Substitutions are allowed, at no additional cost. Notice is required for all substitutions/cancellations. If the request is received by the NBA Education Center by May 14, 2019, the full fee will be refunded. After that date the refund is subject to a 50% cancellation fee per registrant.
(Please feel free to make copies of the registration form
for additional registrants.)
1-04/03/19
2019 BSA/AML Compliance Management Workshops
May 22 – Kearney May 24 – Lincoln
Financial Institution: _______________________________________________
Bank / Branch Address: ____________________________________________
City/Town:__________________________________ Zip: ________________
Phone# ( ________ ) ______________________________________________
Please register the following individual(s): Last 4 Digits of Social
Security #
Kearney May 22 Holiday
Inn
Lincoln May 24
Cornhusker Marriott Hotel
FIRST NAME MI LAST NAME
Registration Registration Registration after 05/14/2019 will have a $25 late NBA Members: $210 (per person) Non-NBA Members: ($630 per person) fee charge in addition to the registration fee.
ONLINE YOU MUST LOGIN TO RECEIVE MEMBER DISCOUNTED PRICING!
Four Ways to Register:
FAX: (402) 474-2148 WEBSITE:
MAIL: NBA Education Center, www.nebankers.org
PO Box 80008, Lincoln, NE 68501 Education
PHONE: (402) 474-1555 Event Calendar
TOTAL DUE $ ____________________
Payment Choice (check one):
MasterCard VISA
Cardholder Name: _________________________________________
Card Number:_________________________________CVV: ______
Exp. Date: ________ Signature: _____________________________
Location Information
Reservations can be made by calling the hotels directly.
Holiday Inn Cornhusker Marriott Hotel 110 S 2nd Ave, Kearney 333 S. 13th St., Lincoln (308) 237-5971 (402) 474-7474
Please feel free to dress casually. To ensure your comfort, please bring a light jacket or sweater
to the program.
Notice: If you have a disability that may affect your participation in this event, please forward a statement
regarding any special needs to the Nebraska Bankers Association. We will contact you to discuss accommodations.
233 South 13th Street, Suite 700 Lincoln, Nebraska 68508
Phone: (402) 474-1555 Education Center Fax: (402) 474-2148
www.nebankers.org
1-04/03/19
Golfers join your fellow bankers at this annual event. You will compete for gift certificates and flag prizes.
Return your registration form and check TODAY.
Please indicate your 18-hole handicap and the names of others you would like in your foursome.
NBA Annual
Golf Outing
Extraordinary Service for Extraordinary Members
Register Today! Lochland Country Club – Hastings, NE
June 6, 2019
Schedule of Events:
8:30 am Registration / Continental Breakfast
9:00 am Shotgun Start
Following golf: Reception, Buffet Lunch,
and Awards Ceremony
Outing Sponsors
NBISCO
Cornerstone Bank
First National Life Insurance Co. of the U.S.A.
Golfers join your fellow bankers at this annual event.
You will compete for gift certificates and flag prizes.
The Outing is limited to the first 104 banker registrations received.
Choose your format of play, Stroke or Scramble!
Four player teams
o (will be assigned if no preference is givenat the time of registration)
Prizes will be awarded at lunch!
Mulligans will be for sale at the course –
o $20 for two - to benefit the NBA State BankPAC
We will have a flight for anyone wishing to golf in the 60+ age group. Check the box on the registration form below.
Registration Information:
The fee is $125 per NBA member. This fee includes green fees, cart rental, continental breakfast and the awards reception and buffet lunch. The deadline for registration is Monday, May 27, 2019. Registrations received after that date will be accepted upon space availability and will be $150 per member. For hotel accommodations, call the Hastings Holiday Inn Express at (402) 463-8858.
DON’T MISS YOUR CHANCE TO WIN THE HOLE-IN-ONE PRIZE OF $10,000 Sponsored by Midwest Independent Bank
1-04/17/19
2019 NBA Annual Golf Outing
June 6, 2019 Lochland Country Club, Hastings, NE
Financial Institution: _______________________________________________
Bank / Branch Address: ____________________________________________
City/Town:__________________________________ Zip: ________________
Phone# ( ________ ) ______________________________________________
Please register the following individual(s):
NAME (as you wish it to appear on the badge)
Click on or circle your format of play!
here for the
60+ Flight
Established 18-Hole
Handicap
Stroke –or– Scramble
Stroke –or– Scramble
Stroke –or– Scramble
Stroke –or– Scramble
• • The following does not register the individuals to play unless they are listed above.Please list below the names of additional individuals whom you wish to be in your foursome. • •
NAME (as you wish it to appear on the badge) BANK/TOWN Established 18-Hole Handicap
NBA Members: $125.00 Non-NBA Members: $375.00 (per person) Registrations received after 05/27/19 will be an additional $25.
Three Ways to Register:
FAX: (402) 474-2148
MAIL: NBA Education Center, PO Box 80008, Lincoln, NE 68501
PHONE: (402) 474-1555
TOTAL DUE $ ____________________
Payment Choice (check one):
MasterCard VISA
Cardholder Name: _________________________________________
Card Number:_________________________________CVV: ______
Exp. Date: ________ Signature: _____________________________
60+ Flight
April 12, 2019 Vol. XXXVI, No. 6
HOME MORTGAGE DISCLOSURE ACT (HMDA) CHANGE IN EXEMPTION THRESHOLD
The Board of Governors of the Federal Reserve System recently published in the Federal Register its annual notice of the asset-size exemption threshold for depository institutions under Regulation C, which implements the Home Mortgage Disclosure Act (HMDA). By this amendment, the Board of Governors has increased the asset-size exemption threshold to $46 million in 2019 for depository institutions that are required to report data under HMDA.
As a result of this action, depository institutions with assets of $46 million or less as of December 31, 2018, are exempt from data collection in 2019. An institution’s exemption from collecting data in 2019 does not affect its responsibility to report the data it was required to collect in 2018. The adjustment was effective January 31, 2019.
A review of the HMDA exemption threshold is mandated by provisions of the Economic Growth and Regulatory Paperwork Reduction Act of 1996. The adjustment reflects changes in the Consumer Price Index for Urban Wage Earners and Clerical Workers for the 12-month period ending in November 2018.
The foregoing Compliance Update is for informational purposes only, and does not constitute legal advice. As a reminder, the NBA general counsel is the attorney for the Nebraska Bankers Association, not its member banks. The general counsel is available to assist members with finding resources to help answer their questions. However, for specific legal advice about specific situations, members must consult and retain their own attorney.
April 12, 2019 Vol. XXXVI, No. 7
TILA RESPA INTEGRATED DISCLOSURE FAQS
The Consumer Financial Protection Bureau (CFPB) recently released FAQs to assist with TILA – RESPA Integrated Disclosure Rule (TRID) compliance. Three of the four FAQs relate tocorrected closing disclosures and the three business–day waiting period, while the fourth FAQrelates to the use of model forms.
The TRID rule, which applies to many consumer mortgage loans, consolidated the various disclosure forms that were required under the Truth in Lending Act (TILA) and the Real Estate Settlement Procedures Act (RESPA) into two forms: (1) Loan Estimate that must be given to a borrower by the third business day after the lender receives an application; and (2) a Closing Disclosure that must be given at least three business days before consummation.
Highlights of the FAQs include:
Under TRID, a creditor must ensure that a consumer received a corrected ClosingDisclosure at least three business days before consummation of the transaction (i) forcertain APR changes; (ii) if the loan product information changes; or (iii) if a prepaymentpenalty has been added to the loan. Any of these changes would trigger a new threebusiness-day waiting period.
A corrected Closing Disclosure is required under TRID if the APR changes, including ifit decreases. If the change in the APR is within applicable tolerances under Regulation Z,the creditor may provide the new Closing Disclosure without triggering a new threebusiness-day waiting period. If the change in the APR is outside applicable tolerances,the creditor must wait three business days before consummation.
Section 109(a) of the Economic Growth, Regulatory Relief, and Consumer ProtectionAct did not change the timing for consummating transactions if a creditor is required toprovide a corrected Closing Disclosure under TRID.
A creditor is deemed in compliance with the disclosure requirements of TRID if it usesthe appropriate model forms provided by the CFPB and properly completes them withaccurate content.
The TRID FAQs may be found by going to the CFPB website (www.consumerfinance.gov) and searching for TRID FAQs.
The foregoing Compliance Update is for informational purposes only and does not constitute legal advice. As a reminder, the NBA general counsel is the attorney for the Nebraska Bankers Association, not its member banks. The general counsel is available to assist members with finding resources to help answer their questions. However, for specific legal advice about specific situations, members must consult and retain their own attorney.
April 12, 2019 Vol. XXXVI, No. 8
REGULATION Z – CONSUMER CREDIT TRANSACTIONS THRESHOLD AMOUNT
The Board of Governors of the Federal Reserve System and the Consumer Financial Protection Bureau have issued final rules pertaining to the implementation of the Consumer Protection Act (CPA). Effective January 1, 2019, the threshold for exempt consumer credit transactions increased from $55,800 to $57,200.
The foregoing Compliance Update is for informational purposes only and does not constitute legal advice. As a reminder, the NBA general counsel is the attorney for the Nebraska Bankers Association, not its member banks. The general counsel is available to assist members with finding resources to help answer their questions. However, for specific legal advice about specific situations, members must consult and retain their own attorney.
Banks & Bankers (April 10-16, 2019)
Extraordinary Service for Extraordinary Members 4-17-2019 • www.nebankers.org • NBA Update
Banks in the News Bruning State Bank, Custer Federal State Bank and Nebraska State Bank & Trust Co. (all of Broken Bow) sponsored a concert at Broken Bow High School with the band, “Gooding,” April 12 in celebration of National Teach Children to Save Day. The rock band performed original songs and spoke to students about the importance of financial literacy.
First Community Bank (Beemer) donated $1,000 to the West Point-Beemer Special Olympics to help cover travel expenses to the National Special Olympics bowling games in Las Vegas, Nevada.
First Community Bank (Fremont) has completed their remodel of 100-plus year-old building located at 5th & Main streets. The Loan Production Office has relocated to this building and is now a full-service branch. F&M Bank (Falls City) participated in the Teach Children to Save program this past week by giving out an activity packet about saving and giving 81 local second-graders a piggy bank! (pictured below)
F&M Bank (Gretna) has begun their Food Truck Fridays initiative again this year; the bank has collaborated with Take ’Em Catering to serve lunch on select Fridays this spring in the bank’s parking lot from 11:00 a.m. – 2:00 p.m. Great Western Bank (Grand Island) has presented a $2,000 Making Life Great grant to Choice Family Health Care of Grand Island. Mainstreet Bank (Tecumseh) recently presented the Tecumseh Aquatic Association with a $30,000 donation toward the construction of the new Aquatic Center. Nebraska State Bank (Oshkosh) hosted their annual community appreciation dinner March 26. Bank employees served the meal to their fellow community members.
Banks & Bankers (April 10-16, 2019)
Extraordinary Service for Extraordinary Members 4-17-2019 • www.nebankers.org • NBA Update
NebraskaLand National Bank (North Platte) will celebrate the graduation of 34 students from the NebraskaLand University Financial Literacy Scholarship program designed to educate students on budgeting, savings, credit, loans and more. Graduates are awarded with academic scholarships ranging from $250 to $1,000. Platte Valley Bank (North Bend) was presented with the Daughters of the American Revolution Historic Preservation Award, April 2 at the May Museum. Scribner Bank (Scribner) recently showed their appreciation for the Scribner Fire & Rescue Departments by treating the members to a grilled hamburger meal at their monthly meeting and donated $1,000 to each department. (pictured right)
Promotions & Appointments BEEMER: Sarah Haber, personal banker, First Community Bank.
LINCOLN: Anna Lyman, assistant vice president/mortgage channel leader, and Jordan Moehlenhoff, assistant vice president/retail mortgage originator, West Gate Bank.
YORK: Charlie Trauger, retail investment officer, Cornerstone Bank.
Retirements Mary Kjeldgaard, First Northeast Bank of Nebraska (Tekamah), is retiring, effective this week. Mary served as vice president and branch manager of the bank’s Tekamah location. An open house was held April 10 & 11 during business hours for customers and friends to wish her well in her new endeavors.
(L to R): Scribner Bank Chairman & President Martin Koopman with Scribner Fire & Rescue squad members Lonny Niewohner, Steven Stumpe, Matt Giesselmann,
Todd Meyer, Joe Roberts and Mike Baumert.
Banks & Bankers (April 10-16, 2019)
Extraordinary Service for Extraordinary Members 4-17-2019 • www.nebankers.org • NBA Update
Deaths Daniel “Dan” Gibb, age 70, passed away April 11. Dan worked as a loan officer for many years at York State Bank (York). (pictured right)
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