Upload
united-capital-plc
View
234
Download
2
Embed Size (px)
DESCRIPTION
United Capital plc is a financial and investment services group providing bespoke value-added service to its clients. United Capital is well positioned to play a strategic role in helping African governments and citizens (both individual and corporate) achieve their strategic objectives through our robust suite of financial and investment service offerings.
Citation preview
Investment Banking Asset Management Securities Trading Trustee Services
YOUR GUIDE TO
IN Telligent Choice The
A WORLD OF OPPORTUNITIES
01IN telligent Choice The
Investment Banking 05 Asset Management 07 Securities Trading 09 Trustee Services 11
SECTION 2 : OUR PRODUCTS AND SERVICES
For Institutions 13 Products And Services For Your Institution
Investment Banking 15 Asset Management 16 Securities Trading 17 Trustee Services 18
For Private Clients Products And Services For You Securities Trading Brokerage 20 Private Trust Services 21 Asset Management 22 Wealth Management Services 23
SECTION 3: PLATFORMS AND OTHER SERVICES
Research 26 Investnow.ng 27
SECTION 4: MEET US
Management Team 28 Board of Directors 30 Our Track Record 32 More about Us 36
CONTENTS
SECTION 1: INTRODUCTION
Welcome To United Capital 02
Our Businesses
02IN telligent Choice The
WE WELCOME YOU
“GREAT FINANCIAL CHALLENGES ARE CONQUERED
BY MAKING THE INTELLIGENT CHOICE”
At United Capital, we are mindful of the constant pressure you
face to achieve your individual and corporate goals.
We exist to empower Africans in the pursuit of their goals as
individuals, companies and governments through superior
Investment Banking and Financial Services.
Our component businesses emerged from the United Bank for
Africa Plc. United Capital became an independent financial
group in January 2013.
We are l isted on the Nigerian Stock Exchange and provide
advisory services and superior market information on key
Afr ican markets , leveraging on our extens ive network of
strategic partners, as well as domestic expertise and superior
execution.
Uni ted Capi ta l employs a dedicated team of seasoned
professionals with industry insight, and extensive local and
international experience. We take pride in our dil igence and
attention to details in executing all mandates.
As a Group comprising of recognized industry leaders with
over 50 years experience, we are well positioned to provide
expert investment and financing solutions to optimize your
return on investment.
Fou r words desc r ibe us and ou r peop le – P ro fes s iona l ,
Innovative, Confident and Knowledgeable.
We invite you to learn more on why working together is the
Intell igent Choice for your financial wellbeing.
Welcome to United Capital.
Oluwatoyin Sanni
03IN telligent Choice The
WE PROVIDE BESPOKE VALUE-ADDED
FINANCIAL SERVICES TO OUR CLIENTS
INVESTMENT BANKING
SECURITIES TRADING
TRUSTEE SERVICES
ASSET MANAGEMENT
OUR INVESTMENT
BANKING SERVICES
BRING PEOPLE,
SOLUTIONS, AND
FINANCE TOGETHER
04IN telligent Choice The
INVESTMENT BANKING
We are a leading Investment Banking services provider in
Nigeria, with a Pan-African focus to expand into major
business capitals globally. By leveraging on our broad reach
and extensive market access, we provide both domestic
and cross-border services.
O u r c l i e n t s i n c l u d e c o r p o r a t i o n s , g o v e r n m e n t s a n d
entrepreneurs seeking finance for large projects or capital
market s so lu t ions fo r bus iness acqu i s i t ions and
expansion.
We work closely with our clients, providing the needed
financial advice to help them achieve their goals the
best way possible.
Our integrated, mul t i -d i sc ip l inary Investment Bank ing
services include:
■ Capital Markets
■ Project Finance
■ Mergers and Acquisitions (M&A)
■ Structured Trade
Since 2010, we have evolved to become recognised as an
i n d us t ry lead er fo r dea l s t ructu r ing and execut ion ,
establishing ourselves as a prominent adviser in the Oil & Gas
and Power sectors. In addition, United Capital’s Investment
Bank ing d iv i s ion has p layed a p ioneer ing ro le in the
development of Nigeria’s Capital Market.
We continue to engage with corporations, governments
a n d r e g u l a t o r s i n f i n d i n g w a y s f o r d e v e l o p i n g a n d
t r a n s f o r m i n g C a p i t a l M a r k e t s a c r o s s A f r i c a , w i t h a
prominent role in the Nigerian Debt and Equity Capital
Markets.
Whatever your Investment Banking objectives, make the
Intell igent Choice. Go with an experienced and leading
provider in the market.
Lead Issuing House on UBA’s 30.5 Bil l ion (US$153 Mill ion) corporate bond N – largest corporate bond issuance in 2014
Lead Issuing House on 37.5 Bil l ion (US$188 Mill ion) debt issuance for Flour Mil ls of NigeriaN
– the largest corporate bond issuance in West Africa to date
Lead Financial Adviser and Lead Arranger of 42.7 Bil l ion (US$215 Mill ion) for Ughell i Power acquisition N
of a thermal generating power plant
Joint Financial Adviser and Lead Arranger of 298.5 Bil l ion (US$1.5 Bil l ion) NNPC/Exxon Mobil RDP N
f inancing programme
KEY MILESTONES
Financial adviser on the first mortgage securitisation in Nigeria involving a 26 Bil l ion (US$130.6 Mil l ion) N
mortgage-backed bond
05IN telligent Choice The
WE WERE RECENTLY ENGAGED IN
RAISING OVER US$490 MILLION FOR
T H E P O W E R S E C T O R R E F O R M S I N
NIGERIA
WE ARE COMMITTED TO OPTIMIZING
YOUR INVESTMENTS
06IN telligent Choice The
ASSET MANAGEMENT
United Capital Asset Management is l icensed by the Securities
Exchange Commis s ion (SEC) N iger ian to act as Fund and
Investment Managers. For over 50 years, we have supported
people's aspirations for financial independence through a number
of Collective Investment Schemes. We have also provided bespoke
investment services to high net worth individuals and famil ies,
corporations as well as governments.
With services straddling investment advisory and execution across
virtually all asset classes, we specialise in creating and increasing
wealth.
Through a risk appropriate framework that leverages our superior
market inte l l igence, qual i tat ive analys i s and personal c l ient
service, we deliver respectable returns on investment. Simply put,
we chart the course for intell igent investments for both institutions
and individuals.
Our service offerings are a careful selection of investment solutions
that include:
■ Portfolio Management
■ Gratuity Schemes and Employee Investment Schemes
■ Collective Investment Schemes
■ Alternative Investments
■ Wealth Management Services
Some of our Mutual Funds have been ranked in the top echelon
of Collective Investment Schemes, and have consistently paid
dividends over the last three years. Our Funds under management
continue to maintain steady growth and currently are in excess of
$350 mill ion, with clientele including but not l imited to government
and public sector organisations, private sector businesses, non-
profit organisations and individuals. Our services avail the best in
class technology, time tested analytical tools in the hands of an
experienced and well trained workforce, with distinguishing values
that make us H.E.I.R.S to financial success!
Regard les s o f you r pecu l ia r f i nanc ia l ob ject i ves , we make
provisions to get you to the realms of f inancial independence
where you can indeed fulfi l your goals. So whether you are
planning for the long term or want to get quicker returns, make
the Intell igent Choice. Call our Investment Advisors; and let us
help you create the future you desire.
KEY MILESTONES
Our Mutual Funds are ranked in the top performers, based on an assessment by an independent rating agency
Our Mutual Funds have consistently paid dividends over the past years
First and only Asset Management firm in Nigeria to simultaneously launch four Mutual Funds
Assets under management exceed 69.6 Bil l ion (US$350 Mill ion)N
WE CONTINUOUSLY LEVERAGE OUR
RESEARCH CAPABILIT IES TO MAKE
INFORMED INVESTMENT DECISIONS
07IN telligent Choice The
We have over 50 years experience in Fund Management
FINANCIAL MARKETS ARE
SOPHISTICATED AND FAST MOVING
SUPERIOR INFORMATION AND FLAWLESS
EXECUTION ARE KEY FOR SUCCESS
08IN telligent Choice The
SECURITIES TRADING
Our Secur i t ies T rading bus iness, United Capital Secur i t ies
Limited, is a dealing member of the Nigerian Stock Exchange
( N S E ) a n d r e g i s t e r e d b y t h e S e c u r i t i e s a n d E x c h a n g e
Commission (SEC).
We offer the following services:
■ Sales and trading of Listed and Unlisted Securities for both
private and institutional clients
■ Equity Portfolio Management services
■ Supplemental market making
■ Receiving agents to new issues
■ Stock broker to primary issues
■ Designated adviser to SMEs
In addition, we provide access to primary market opportunities
for l isted equities (Initial Public Offering, r ight issues, offer for
sale and offer for subscription) and Fixed Income Securities.
We are one of the few selected Supplemental Market Makers
( S M M ) a n d D e s i g n a t e d A d v i s e r s b y t h e N i g e r i a n S t o c k
Exchange.
United Capital Securities is also a registered dealing member
of NASD OTC Plc and FMDQ OTC Plc, allowing us to deal in over-
the-counter Equity and Fixed Income Securities. Our top-class
services are supported by reliable IT processes and a team of
experienced personnel overseeing these processes. We have
teams dedicated to the sale of Equity and Fixed Income
Securities. Each team has a deep understanding of the salient
investment requirements of its private and institutional clients,
regardless of type.
We also use our secur i t ies placement capabi l i t ies to the
advantage of our clients who intend to issue securities to the
public.
Thanks to a highly efficient distribution network, with access
to a large number of local and international investors, we are
a b l e t o e x e c u t e m a n d a t e s w i t h o u t a s s o c i a t e d m a r k e t
volatil ity. Whether you wish to explore the financial markets in
an individual capacity or as part of a larger organisation,
make the Intell igent Choice and talk to us first.
W E H A V E D E D I C A T E D T E A M S
FOCUSED ON THE SALES OF EQUITY
AND FIXED INCOME SECURITIES
Stock Broker to the Issue: Transcorp Hotels Initial Public Offering
Listing By Introduction: Africa Prudential Registrars Plc
Stock Broker to the Issue: Benue State Government of Nigeria bond issuance
Stock Broker to the Issue: Honeywell Flour Mil ls Plc Initial Public Offering
Stock Broker to the Issue: African Petroleum Plc Rights Issue/Offer for Subscription
KEY MILESTONES
09IN telligent Choice The
OUR TRUSTEE SERVICES
UNLOCK CAPITAL
FOR YOU
10IN telligent Choice The
KEY MILESTONES
TRUSTEES
United Capital Trustees Limited commenced business f ive
decades ago and is the leading Nigerian Trustee company.
We play a key role in different fiduciary transactions, where we
are charged with protecting the interests of Lenders and
Investors.
Our broad range of services can be categorised into:
■ Public Trusts – Bonds (State and Federal Agency Bond
Issues), Collective Investment Schemes (Mutual Funds and
Real Estate Investment Trusts- REITs)
■ Corporate Trusts – Corporate Bond Issues, Debentures and
Loan Syndications
■ Pr ivate Trusts - Estate Planning, L iv ing Trust , Sett ing up
Foundations and Endowments
We have extensive, in-depth experience in a wide range of
Money Market, Capital Market and Real Estate transactions,
with Trust mandates of over 6 tri l l ion. We are the clear leader N
in all of our business segments: Public Trusts, Corporate
Trusts, and Private Trusts.
Built on a foundation of customer relationships, a strong
brand, innovative product offerings, an investment in skil led
and well-trained personnel and world-class technology, we
seek to provide maximum value for each client.
Therefore, for your private and institutional Trust services,
make the Intell igent Choice, and choose United Capital
Trustees.
WE PLAY A KEY ROLE IN DIFFERENT
FIDUCIARY TRANSACTIONS
Sole Trustee to Asset Management Corporation of Nigeria (AMCON): 4.5 Tri l l ion Bond N
Trustee to Lagos State 275 Bil l ion Bond Programme N
Trustee to Guaranty Trust Bank (GTB) Plc 200 Bil l ion Bond N
Etisalat Loan Syndication US$650 Mill ion
Sole Trustee to Flour Mil ls: US$1.88 mill ion - largest corporate bond in West Africa
11IN telligent Choice The
OUR PRODUCTS
AND SERVICES
WE PROVIDE FINANCIAL INVESTMENT
AND ADVISORY SERVICES FOR:
INSTITUTIONAL CLIENTS ■
PRIVATE CLIENTS■
12IN telligent Choice The
.
CHARACTERISTICS OF OUR SERVICE OFFERINGS
Senior advisor involvement ■ Multi-disciplinary approach ■ Deep industry sector knowledge ■ Public sector relationships ■ Capital Markets and Capital Structure expertise ■
13IN telligent Choice The
PRODUCTS AND SERVICES
FOR INSTITUTIONAL CLIENTS
14IN telligent Choice The
PUBLIC
TRUSTS
PRIVATE
TRUSTS
ALTERNATIVE
INVESTMENTS
GRATUITY
SCHEMES
COLLECTIVE
INVESTMENT
SCHEMESRECEIVING AGENT
TO NEW ISSUES
SUPPLEMENTAL
MARKET MAKING
EQUITY
TRADING
EQUITY PORTFOLIO
MANAGEMENT
SERVICESCORPORATE
TRUSTSPORTFOLIO
MANAGEMENT
STOCKBROKER TO
PRIMARY ISSUES
DESIGNATED
ADVISER TO SMES
ASSET
MANAGEMENT SECURITIES
TRADINGTRUSTEE
SERVICES
CAPITAL
MARKETS
STRUCTURED
TRADE FINANCE
MERGERS AND
ACQUISITIONS
PROJECT
FINANCE
INVESTMENT
BANKING
15IN telligent Choice The
INVESTMENT BANKING ( Institutional Clients)
We specialise in Capital Markets, Project Finance, Mergers and
Acquisitions and Structured Trade Finance.
1. Capital Markets
Debt Capital Markets: Our innovative solutions provide support to
clients assisting them in raising long term debt nancing from both
the local and international Capital Markets. Domestically, we have
played pioneering roles and are consistently engaged in a number
of signicant Debt Capital raising transactions, such as: the
execution of the rst mortgage securitisation in Nigeria, comprising
a 100 bil l ion mortgage backed bond; the rst Tier 2 subordinated N
debt issuance for a bank in Nigeria and the largest Corporate Bond
issuance in West Africa.
Our structuring and execution experience for Debt Capital raising is
further underscored by the fact that we have participated in over
75% of all States bond issuances in Nigeria between 2010 and
2013.
Equity Capital Markets: Our Equity Capital Markets (ECM) team
specialises in advising companies seeking to raise Equity
Capital, and Quasi-Equity from both the domestic and international
Capital Markets. We provide financial advisory and issuing house
services to corporations on various capital raising transactions
including: init ial l ist ings on stock exchanges, raising additional
equity and pr ivate/special placements by l isted and unl isted
companies. We have successful ly executed mandates for the
public offering as well as seasoned equity offerings of various
corporations in Nigeria. In addition, we have also played significant
roles in the Capital Market master-plan transformation agenda of
the Securities Exchange Commission (SEC) in Nigeria.
Our service offerings in Capital Markets include:
■ Debt and Equity structuring/advisory
■ Debt conversion and buy backs
■ Issuing House services for Debt and Equity Capital raising: Bond
issues, IPOs, Right Issues and Private Placements
■ Restructuring of public and private corporations
■ State, sovereign and corporate debts raising and underwriting
■ Convertible and structured products
2. Project Finance
United Capital’s Project Finance division has consistently built a
reputation as one of the leading Project Finance teams in Nigeria
due to its abil ity to advise, structure and arrange capital for some of
the most complex transactions, particularly in the Power and Oil &
Gas sectors.
During the unbundling and privatisation of Power Holding Company
of Nigeria (PHCN) carried out in Nigeria in 2013, the division was the
leading adviser and co-arranger of finance (Debt and Equity) for
50% of the power generation companies (GenCos).
3. Mergers and Acquisitions (M&A)
Our team provides world class execution capabilit ies for business
combinations, divestitures and acquisitions. The team is responsible
for executing Leveraged and Management Buyouts in addition to
providing strategic ass istance to Pr ivate Equity (PE) investors
seeking to exit their investments.
We are regularly involved in landmark M&A deals, such as advising
on the scheme of acquisition of a leading registrar business as
well as mergers in the real estate sector.
Some of the transactions we advise on include:
■ International and Domestic M & A
■ Takeover Defence
■ Strategic Advice
■ Floatations
■ Assets Disposal
■ International Equity Issuance
■ New Issue Advisory
4. Structured Trade Finance
The Structured Trade team provides Capital solutions outside the
traditional fall back on security derived from conventional forms
of collateral lending. We possess expertise in Structured Trade
F inance, Secur i t i sat ion and Commodity Trade F inance which
places us in a prime position to deliver value to our esteemed
clients. Recently, among other deals, we acted as co-arranger of
a crude oil prepayment financing facil ity in a central African
country. WE HAVE PARTICIPATED IN OVER 75%
OF ALL STATES’ BOND ISSUANCES IN
NIGERIA BETWEEN 2010 AND 2013
United Capital CORPORATE BROCHUREUnited Capital CORPORATE BROCHUREUnited Capital CORPORATE BROCHURE16IN telligent Choice The
ASSET MANAGEMENT (Institutional Clients)
I n s t i tu t iona l inves to r s can take advantage of any o r a
combination of the following products:
■ Portfolio Management
Offered both as a Discretionary or Self-Directed Service; this
se rv ice i s focused on ins t i tu t ions and h igh net wor th
individuals.
Our Fund Managers and Inves tment Adv i so r s des ign ,
i m p l e m e n t a n d adm i n i s t e r , c u s t o m i s e d i n v e s t m e n t
c o m b i n a t i o n s a c r o s s a v a r i e t y o f a s s e t c l a s s e s . T h e
respective combinations reflect your f inancial DNA and
respect the l imitations of your identified risk profi le, while
delivering quality returns. Corporations can therefore focus
on their goal of delivering value to their stakeholders, while
we help consolidate on the value created to support
future expansion.
■ Gratuity Schemes and Employee Investment Schemes
This i s offered as a compliment to the established compulsory
savings/pens ion schemes. We support the creat ion of
specific investment structures that enhance the well-being
of an inst i tut ion through the creat ion of wealth for i t s
employees via a pool of investments. Such investments are
a l so read i l y ava i lab le to the cont r ibut ing s ta f f upon
separation from the institution, pending the processing and
release of conventional savings schemes (Pensions); giving
comfort to an employee during what could ordinarily be a
very difficult transition period.
■ Collective Investment Schemes ( Mutual Funds)
Consistently ranked among the top performing Mutual Funds
in N iger ia based on re tu rn , the Un i ted Capi ta l As set
Management suite of Mutual Funds offer significant value
to the investing public; with subscriptions of at least
10, 000. N
Beneficial to institutions seeking long term sustainable return
on investment, each Fund targets a specific asset class or
combination of classes in recognition of the diverse risk
appetite of the investing public.
These currently include: equities, fixed income, and money
market. Our Inst i tut ional Mutual Fund has t radit ional ly
continued to enjoy patronage from insurance companies,
large corporate firms, non-profit organisations and Pension
Fund Administrators amongst others.
■ Alternative Investments
For the more exotically inclined institutional investor; we
of fer special i s t serv ices in the ident i f icat ion, analys i s ,
advisory and management of alternative investments.
These include unconventional assets held in portfolios (both
local and global). Such assets include st rategic share
acquisitions, real estate, hybrid asset structure products and
more. This service is made available through collaboration
with third party partners and Wealth Managers. It is available
to administer family off ices, other Wealth Management
services and tax efficient structures. The aim is to protect,
enhance and transfer wealth across platforms and
jurisdictions.
Ty p i c a l s e r v i c e p a t r o n s i n c l u d e g o v e r n m e n t s , d o n o r
institutions, cross border investors and select private equity.
17IN telligent Choice The
SECURITIES TRADING (Institutional Clients)
Our Securities Trading services are supported by world class
technology and operations. We work with Securities l isted on
the Nigerian Stock Exchange, as well as unlisted equities on the
NASD OTC Trading Platform. In addition, we provide Unlisted
Fixed Income securities on the FMDQ OTC Trading Platform and
International Trading Desk to l isted equities and xed income
securities across key markets in Africa.
Our Specialised Services Include:
■ Equity Portfolio Management Services:
Non-Discretionary: We provide research based market ■
insight for brokerage clients to enhance the efficient
management of their Equity Portfolios.
Discretionary: We actively manage the Equity Portfolio ■
of our Brokerage and Institutional clients, subject to pre-
agreed performance bench marks.
■ upplemental Market Making: We also prov ide Equi ty
Supplemental Market Making to improve market l iquidity
for selected stocks l isted on the Nigerian Stock Exchange.
■ Receiving Agent to New Issues: As a receiving agent to new
Issues, United Capital provides market colour on new issues
to ass i s t c l ients wi th thei r investment decis ions . Whi le
leveraging on our robust operational support, we are able to
make the remittance to the Issuing House within the specified
per iod in order to ensure the cl ient 's subscr ipt ions are
promptly processed.
■ Stockbroker to Primary Issues: This service is targeted at
companies seeking to raise equity or debt capital from the
Nigerian Stock Exchange. We ensure successful completion
of the offer process by leveraging on our large distribution
capability.
■ Designated Adviser to SMEs: We prepare and guide Small
and Medium Enterprises to be l isted on the Alternative
Securities Market (ASeM).
S
TRUSTEE SERVICES (Institutional Clients)
Our Institutional Services can be grouped into two broad
areas: Corporate Trusts and Public Trusts.
CORPORATE TRUSTS
We act as financial agents on the following transactions:
■ Corporate Bonds: We serve as Trustee to Corporate Bond
i s sues , where co rpora t ions and Federa l Government
Agencies decide to approach the Capital Market for
long term funding.
■ Security Trusts: We act as a neutral body to multiple lenders
who have advanced funds to a common borrower. We
operate either under the same or different terms, to act for all
the parties concerned and to hold the security that has
been pledged.
■ Debenture Trusts: We represent the interest of lenders in loan
syndications/consortium lending by holding the secured
assets on thei r behalf under a uni f ied or group
arrangement.
■ Special Purpose Vehicles (SPVs): We serve as Trustee to SPVs
s p e c i a l l y c r e a t e d f o r p r o j e c t e x e c u t i o n , w h e r e t h e
financiers/promoters wish to use this medium to attract
funding from Investors.
■ Securitisation: We act as Trustee to a consortium of lenders
and charge the assets of the borrower as security to facil it ies
provided by the banks.
■ Collective Investment Schemes: We represent the interests
of investors in pooled funds such as Mutual Funds and
Real Estate Investment Trusts (REITS).
■ Custody Services: We guard vital documents received
from clients for safe-keeping. The documents or assets are
returned to the customer upon sat i s fact ion of h i s/her
responsibil ity to parties concerned or upon request by
clients.
PUBLIC TRUSTS
■ Bond Trusteeship–Sub-Sovereign: We represent the interests
of investors to debt issuance offers undertaken by State
Governments, ensuring compliance with all agreements.
We act as Trustee to government bond issuances, Unit Trust
Schemes, Real Estate Investment Schemes (REITS) and other
types of funds that involve pooling of resources focused
on achieving a specific purpose.
As Trustees, to these offerings, our key role is the protection of
the investors on whose behalf we act.
Some of our other roles include, but are not l imited to:
■ Monitoring the activities of fund managers and custodians
on your behalf, as an investor
■ Ensuring compliance by fund managers and issuers with
regulatory and contractual requirements
■ Summoning and chairing of investors' meetings
■ Acting at all t imes in the interest and benefit of the
investors
18IN telligent Choice The
Everyone has the right to a brighter, more stable future. That's
why in addition to government, corporate and high net worth
individuals, United Capital serves a diverse private client base
comprising of everyone; from students to entrepreneurs and
salaried employees.
We know it is possible to build wealth regardless of your income
bracket, and it 's never too early to start planning for the
future.
Our team of professionals provide hands-on service and wil l
guide you to decisions that wil l help maximise your return on
investment.
GET PERSONALISED INVESTMENT ADVICE FOR YOUR DREAMS
United Capital
PRIVATE CLIENT PRODUCTS AND SERVICES
SECURITIES
TRADING
BROKERAGE
· ·
PRIVATE TRUST
SERVICES
ASSET
MANAGEMENT
WEALTH
MANAGEMENT
SERVICES
19IN telligent Choice The
SECURITIES TRADING BROKERAGE (Private Clients)
Our Securities Trading services are supported by world class
technology and operations for efficient delivery. You can be
assured that we provide the same high quality level of service
to individuals wishing to invest in the Capital Markets as we
give our larger institutional clientele.
Our services include:
■ Trading exchange l isted securit ies on the Nigerian Stock
Exchange
■ Trading Unlisted Equities on the NASD OTC Trading Platform
■ Ensuring trade execution at the best possible market
prices
■ En su r ing compl iance w i th Cent ra l Secu r i t ie s C lea r ing
System(CSCS) requirements
■ Liaison with registrars
W e c r e a t e v a l u e t h r o u g h s e r v i c e e x c e l l e n c e , p r o d u c t
innovation, technology, research and market intell igence.
20IN telligent Choice The
PRIVATE TRUST SERVICES (Private Clients)
A Private Trust serves your individual or personal
purposes, and is an arrangement through which a
S e t t l o r ( y o u ) t r a n s f e r s a s s e t s t o a s e t o f
beneficiaries. These beneficiaries are typically
n a m e d i n a W i l l o r T r u s t D e e d , w h i c h i s
administered by a Trustee.
Private Trusts are classified broadly into Living and
Testamentary Trusts.
■ L i v i n g T r u s t s : C r e a t e d b y T r u s t D e e d o r
Declaration of Trust, and take effect during the
l i fetime of the Sett lor. Your benefits include
s p e e d a n d c o n f i d e n t i a l i t y o f e x e c u t i o n ,
r e d u c t i o n o f a d m i n i s t r a t i v e c o s t s , t a x
efficiency, elimination or reduction of disputes/
acr imony over ent i t lements as wel l as the
opportunity for a test run during the l ifetime
of the Settlor.
■ Testamentary Trusts: Created via Wills, and are
subject to the public probate process, ful l
inheritance tax and may be suitable for the
disposal of your prominent family assets with
multiple interested parties.
Ou r team o f p ro fes s iona l s can he lp you
establish and maintain a number of other Trust
types including:
■ Private Education Trusts: Created to set aside
fun d s t o sec u r e t he edu cat i on o f y o u r
beneficiaries.
■ Private Investment Trusts: Trusts for long term
i n v e s t m e n t s m a d e o n b e h a l f o f y o u r
beneficiaries.
■ Private Inheritance Trusts: Detailed personal
Living Trust and Estate Planning before death.
Family Trusts And Family Trust Offices:
Set up for families with more complex, multi-
discipl inary f inancial chal lenges in order to
manage the family estate as a single entity. This
Trust actively preserves wealth, organising it to
ensure continuity. The expression 'Family Office'
covers all forms of organisations and services
involved in managing large private fortunes.
■ Estate Planning: The process of anticipating
and arranging for the disposal of an estate
during your l i fe time. It typically attempts to
eliminate uncertainties over the administration
of a probate and maximise the value of your
estate by reducing tax and other expenses. It is
for everyone; not just for 'retired ' or 'wealthy
people'.
We also provide Private Trust Services, such as:
■ N ominee Se rvices: We hold shares for our Private
Clients in the nominee's name.
■ Offshore Trusts: We establish, incorporate and
register Trusts, as well as, family companies,
both locally and offshore (through reputable
international partners).
21IN telligent Choice The
ASSET MANAGEMENT (Private Clients)
The strength of a nation is in the financial power of its
citizenry. In our quest to empower individuals financially, we
offer a bouquet of services, mindful of their diverse profi les
as follows:
■ Portfolio Management
Offered both as a Discretionary or Self-Directed Service,
and customised for high net worth individuals. Our Fund
Managers and Investment Advisors design, implement, and
administer fit-for-purpose investment combinations across a
variety of asset classes. The investment combinations are
reflective of your respective financial DNA and respect the
l imitations of your identif ied risk profi le, while delivering
quality return. This al lows you to focus on your primary
endeavour knowing that your investment for the future is
in good hands.
■ Collective Investment Schemes (Mutual Funds)
Our Collective Investment Schemes are arguably among the
top performing Mutual Funds in Nigeria based on return. The
United Capital Asset Management suite of Mutual Funds
consistently appeals to everyone; with subscriptions of at
least 10, 000. Each fund targets a specic asset class or N
combination of classes in recognition of the diverse risk
appetite of the investing public. These currently include:
Equities, Fixed Income and Money Market.
■ Alternative Investments
For the more exotically inclined investor, we are pleased to
offer special i s t serv ices in the ident i f icat ion, analys i s ,
advisory and management of Alternat ive Investments.
These include unconventional Assets held in portfolios (both
local and global). In collaboration with third party partners
and Wealth Managers, we administer Family Offices, other
Wealth Management services and tax efficient structures
to protect, enhance and transfer wealth from generation
to generation.
22IN telligent Choice The
WEALTH MANAGEMENT SERVICES
It takes a l ifetime to build wealth, and careful planning to
manage a sus ta inab le por t fo l io . Un i ted Capi ta l i s we l l -
positioned to guide each of our clients, no matter their
income bracket to achieve diverse long term financial
objectives.
Our Wealth Management offering delivers strong portfol io
performance, whether you are just start ing to bui ld your
portfolio, or preparing to divest assets for the next generation.
We employ professionalism, integrity, strict confidentiality and
the desired speed of execution to meet your needs and
achieve impeccable results.
Our range of products, offered in collaboration with our
global partners, cover equities, cash, f ixed income, Struc -
tured Products and Alternative Investments, both onshore
and offshore.
We are also well-known for:
■ I n t e g r a t e d S e r v i c e s : W e b r i n g a l l t h e m a j o r W e a l t h
Management services together in one place. Our culture
and values focus on being professional, trustworthy and
effective – always aiming to provide excellent service to
professional advisers, f inancial services intermediaries and
high net worth individuals.
We can also facil itate the transfer of your assets to come under
a single management umbrella, for ease of administration.
■ Giving You Choices: As a United Capital client, you choose
the model best suited to your needs and service focus, be it
portfolio management or f inancial advice. Our options
are backed by a huge range of in-house and partner
products, as well as execution capabilit ies to provide you
with the best possible service.
■ Dedicated, Hands-on Management: No matter what your
investment goals are and how much you wish to invest, we
can work with you to develop the best portfolio solutions.
Through continuous investment monitoring, anchored by a
dedicated advisor, we can offer unparalleled insight
into how your investment is performing. In addition, you
can now manage the entire wealth creation process at your
comfort and convenience through our world class online
platform, Investnow.ng
23IN telligent Choice The
WEALTH MANAGEMENT SERVICES
WEALTH DISPOSITION TRUSTS WILLS PROBATE
ADMIN
WEALTH CREATION
INVESTMENT
MANAGEMENT
TRADE AND INVESTMENT
EXECUTION
WEALTH PRESERVATION
CUSTODY & REPORTING
FAMILY OFFICES
NOMINEE SERVICES
END-TO-END WEALTH MANAGEMENT
Our Wealth Management proposition encompasses all the key
verticals: from Wealth creation to Wealth building, followed by Wealth disposition. We guide you expertly
through the entire process.
■ Private Trust Services
Fiduciary Services■
Investment Planning■
International Trading ■
& Brokerage
Retirement Planning■
■ Offshore Banking Services
Research & Strategy■
Investment Insights■
Safe Custody & ■
Administration
Client Reporting■
WEALTH MANAGEMENT SERVICES
24IN telligent Choice The
INVESTMENT MANAGEMENTPROCESS FLOW
■ Marketing
Research■
Investment■
Presentations ■
Client Acquisition ■
Know Your Client ■
(KYC) Processes
Risk Profi l ing ■
Account Opening ■
■ Mandate Execution
Portfolio Valuation ■
Performance Calculation ■
Portfolio Administration ■
Client Servicing ■
Custodial Services ■
Online Reporting ■
CLIENT RELATIONSHIP MANAGEMENT PROCESS
EXECUTION & ADMINISTRATION SERVICES
Investment Advice ■
Product Selection ■
Insights and Guidelines■
Strategic Asset Allocation■
Reference Currency ■
Benchmarks ■
Restrictions■
Investment Decisions■
Tactical Asset Allocation■
Stock Selection ■
ADVISORY SERVICES
INVESTMENT PLANNINGPROCESS COLLATING YOUR
INFORMATION
ESTABLISHING KEY DRIVERS THAT
WILL AFFECT INVESTMENT STRATEGY
IDENTIFYING ANY OTHER KEY
CONSIDERATIONS UNIQUE TO
YOU AGREEING INVESTMENT OBJECTIVES
WITH OUR CLIENT AND DETERMINING
AN INVESTMENT STRATEGY TO
IMPLEMENT OBJECTIVES
REVIEWING THE RANGE OF
SOLUTIONS AND IDENTIFYING
WHICH ARE APPROPRIATE FOR YOU
PRESENTING OUR
RECOMMENDATIONS
OUR CLIENT MANAGEMENT PROCESS
25IN telligent Choice The
Having collected all of the core information needed, we
wi l l then work wi th you to agree on your investment
objectives.
DETERMINING CLIENT OBJECTIVES
We wil l typically classify your needs according to your
desire to:
■ Maximise future growth
■ Protect the real value of capital
■ Generate an essential level of income
■ Protect against future events
Our Wealth Managers use this information to form your
investment objectives, such as whether you intend to
inves t fo r add i t iona l income, g row your f inanc ia l
balances, or both.
Once your investment objectives have been agreed, we
develop an investment st rategy that can be used to
achieve these objectives. In developing an investment
strategy, we wil l need to determine your:
■ Risk tolerance
■ Investment preferences
■ Liquidity requirements
■ Time horizons and stage of l ife
■ Tax status
PLATFORMS AND
OTHER SERVICES
RESEARCH
Our co re mandate i s to genera te the bes t i nves tment
opportunities for all of our clients. To effectively achieve this
objective, we are committed to performing rigorous analysis
of the macroeconomic environment to complement our due
dil igence in company analysis and asset valuation. Ultimately,
we prov ide t ime ly and in s ight fu l inves tment ideas that
generate the best returns for our clients.
United Capital Research devotes resources to background
Research, which we believe is crucial to understanding Assets
and their worth. We focus on economic moats and risks of
issuers or sponsors of the assets we evaluate, as we believe
these differentiating factors are core determinants of value.
Thus, we go beyond f inancial analysis in our valuation of
companies - we incorporate crucial qualitative issues l ike
corporate governance, management competence and
competitive strategies.
Our Research delivers astute routine reports that update our
clients on economies and markets of interest. We also publish
special reports that reveal st rategic opportunit ies across
different sectors and asset classes.
Our research is underpinned by the following fundamentals:
■ Independence
■ Objectivity
■ Analysts' knowledge of the industry and appropriateness
of valuation methodology
■ Analysts' due dil igence and thoroughness
■ Sound bottom-up approach to model ing and u l t imate
valuation
OUR UNRIVALED INVESTMENT
INSIGHT IS YOUR ADVANTAGE,
MAKE THE INTELLIGENT CHOICE
26IN telligent Choice The
Investnow.ng is a secure online trading and investment
platform. It provides customers with a quick, convenient and
efficient way of monitoring transactions across all our key
products and services.
Whether you are interested in Securit ies Trading, Asset
Management and Trustee services, Investnow.ng has the
capacity to serve your daily investment needs.
The key features of this world class platform, include:
■ Access to detailed information of our private clients
■ Abil ity to sign up for an account online
■ Online access to accounts and reports and account
management
■ Online trading capabilit ies and access to real time
market data
■ Access to United Capital research
■ Access to a product specialist, pricing and services
■ E-payment services
TICK-TOCK THE TIME TO INVEST FOR THE FUTURE STARTS NOW
27IN telligent Choice The
WALE SHONIBAREDeputy GCEO / Managing Director, Investment Banking
Wale is the Deputy Group CEO and Managing Director, Investment Banking at United Capital Plc. He
has over 25 years experience spanning Asia, Europe, Middle East and Africa. Prior to joining United
Capital, he was Managing Director and Head of Infrastructure, Africa, Middle East and New Markets at
Renaissance Capital. He has also worked with KPMG as a Director in London and Dubai.
Wale is responsible for United Capital Plc's Investment Banking business which spans Debt and Equity
Capital Markets, M&A, and Project Finance. Recent experience includes Nigeria’s rst diaspora bond,
state government and corporate bonds, project and structured nance and M&A transactions across
various sectors: Power generation and distribution facilities, upstream oil and gas, CNG and LNG
facilities, fertilizer plants, hydropower projects, coal mines, toll roads, light and heavy rail, ports, real
estate, hospitality and specialized economic zones.
Wale has served on several industry panels including the Securities and Exchange Commission
Committee on the development of the 10 year Capital Markets Masterplan; and the Ministerial
Committee for the development of Privately Financed Hospitals in Nigeria.
Wale holds an MBA from Imperial College, University of London and a B.Eng (Hons) degree in Civil
Engineering from the University of Glasgow.
OUR CEOs
28IN telligent Choice The
OLUWATOYIN SANNI
Group CEO
Toyin Sanni is the Group Chief Executive Ofcer of United Capital. She drives United Capital’s
commitment to delivering excellent solutions in Africa’s nancial and investment services industry and
has led the rm since January 2014, strengthening its client-centric solutions and putting innovation in
the forefront of her leadership thrust.
Prior to her appointment as Group CEO, Toyin Sanni was the CEO of UBA Capital Trustees, Limited. In this
role, she grew the rm into the clear market leader in the Trustee industry in Nigeria.
Her extensive career spans 28 years, in which she has gained experience in Corporate Finance, Asset
Management, Trust and Securities Services. She has played leading roles in landmark deals such as the
multi-trillion Naira AMCON Bond Issues, the Lagos State Debt Programme to name a few. Her various
roles, past and present include President, Association of Corporate Trustees; Fellow and Vice President
of the Association of Investment Advisers and Portfolio Managers; Fellow, Chartered Institute of
Stockbrokers; Associate, Institute of Directors; and Council Member, Institute of Chartered Secretaries
and Administrators of Nigeria. Toyin has also served as Chairperson of the Nigerian Capital Market
Retreat Committee (2012, 2013, 2014).
Toyin obtained her Bachelor of Law, LLB from the University of Ife and holds a Master’s Degree, LLM
(Hons), from the University of Lagos as well as professional qualications of the Institute of Chartered
Secretaries and Administrators (ICSA), UK, ACIS and the Chartered Institute of Stockbrokers (CIS)
Nigeria, FCS.
TOKUNBO AJAYIManaging Director, Trustee Services
Tokunbo Ajayi is a seasoned professional with over 25 years' experience in Trusteeship and Company
secretariat services. She qualied as a Barrister & Solicitor of the Supreme Court of Nigeria in 1986 after
a Bachelor of Law Degree from the University of Ife, Ile-Ife in 1985. Prior to joining the UBA group in
1989, she was in private Legal Practice.
She is a member of the Nigerian Bar Association, FIDA, Nigerian Institute of Management, the Business
Recovery & Insolvency Practitioners Association of Nigeria and the British Council. She has attended
several courses and is an Alumus of Phillips Consulting, South Africa Senior Management Programme.
She is an Assessor in the Law Group, to mark examination scripts of the Institute of Chartered
Accountants of Nigeria and an External Examiner of the Nigerian Law School. She is both a Trustee
and the Financial Secretary of the Association of Corporate Trustees.
MODUPE MUJOTAManaging Director, Asset Management
Modupe Mujota has over 20 years' experience in structuring nancial investments and investment
planning as well as real estate investment, development and nancing. She is versatile and has
distinguishing skills in project management, business process innovation, turnaround management,
brand strategy development and management. Previously, Modupe served on the Board of
Kakawa Asset Management Limited as the Director in Charge. She was also the Managing Director
and Chief Executive Ofcer of BGL Asset Management Limited.
Modupe has a degree in Economics from the University of Ibadan and is a student member of the
Institute of Risk Management, United Kingdom, as well as the Chartered Institute of Stockbrokers
(CIS).
JUDE CHIEMEKAManaging Director, Securities Trading
Jude Chiemeka has over 19 years' experience in Securities Trading, working primarily as an Equities
and Fixed Income sales trader across markets in Africa. Prior to joining United Capital, he was the
MD/CEO of Chapel Hill Denham Securities, and CEO of Rencap Securities (Nigeria) Ltd, a fully owned
subsidiary of Renaissance Capital, he previously worked at Afrinvest (West Africa) and Dominion
Trust.
Jude is a Fellow of the Chartered Institute of Stockbrokers and an alumnus of University of Lagos,
Lagos Business School and the University of Oxford, UK. He has also undertaken various executive
programmes at the New York Institute of Finance, Euromoney, London and Federated Press; and
Strategic Planning Skills in Toronto, Canada.
29IN telligent Choice The
30IN telligent Choice The
OUR BOARD
AMBASSADOR J.K. SHINKAIYE Non Executive Director
Ambassador J.K. Shinkaiye holds a B.Sc in Sociology from the University of Lagos and has attended
several workshops, seminars and short training programmes as both participant and resource person.
He has over 30 years experience in the public sector, serving in different roles, including Nigeria High
Commissioner, London and Ambassador to the United Kingdom. He has also served as Chairman, in
different Administrative, Budgetary and Financial Committees, serving as a Member of the Group
that drafted OAU's response to unconstitutional change of Governments in Africa.
CHIKA MORDI Chairman
Chika Mordi holds a Bsc in Economics from the University of Ilorin, an MBA and four Masters degrees
from IESE, Spain, Harvard Business School, Harvard Kennedy School, Johns Hopkins University and
American University (D.C). He has travelled to over 70 countries, is multilingual and a frequent
political/economic commentator.
He is an accomplished Banker who spent over twenty years leading and co-leading successful
turnarounds of three banks. He sat on the boards of more than 30 nancial institutions in Africa and
the United Kingdom. He served as the Alternate President of the West African Bankers' Association
and several government committees. He currently serves on the board of two charities in the United
States of America. In 2013 he was appointed as the inaugural CEO of the National Competitiveness
Council of Nigeria. He was appointed Chairman of United Capital in January 2014.
OLUWATOYIN SANNIGroup CEO
Toyin obtained her Bachelor of Laws, LLB from the University of Ife at the age of eighteen and holds a Master’s Degree, LLM (Hons), from the University of Lagos as well as professional qualications of the Institute of Chartered Secretaries and Administrators (ICSA) UK, ACIS and the Chartered
Institute of Stockbrokers (CIS) Nigeria, FCS.
Toyin’s extensive career spans 28 years, in which she has gained experience in Corporate Finance,
Asset Management, Trust and Securities Services. Her various roles, past and present include President of the Association of Corporate Trustees, Fellow and Vice President of the Association of
Investment Advisers and Portfolio Managers, Fellow, Chartered Institute of Stockbrokers, Associate,
Institute of Directors and Council Member, Institute of Chartered Secretaries and Administrators of
Nigeria. Toyin has also served as Chairperson of the Nigerian Capital Market Retreat Committee for
2012, 2013 and 2014.
31IN telligent Choice The
ADIM JIBUNOHNon Executive Director
Adim Jibunoh holds a First Class degree in Economics from the University of Port Harcourt and an MBA
in Financial Management from the University of Lagos, with extensive management training from IMD
Switzerland, Lagos Business School and Harvard Business School.
He has over 28 years experience in the nancial services industry with strong leadership skills. He was
the Managing Director/ Chief Executive Ofcer of Continental Trust Bank until 2004. He was also an
Executive Director at Standard Trust Bank (now UBA Plc).
EMMANUEL N. NNOROMNon Executive Director
Emmanuel Nnorom is an alumnus of the Oxford University Templeton College and a Fellow of the
Institute of Chartered Accountants of Nigeria (ICAN). He is also an honorary member of the
Chartered Institute of Bankers of Nigeria (CIBN).
He has over 20 years work experience in Accounting and Finance (including at executive levels) in
both the real estate and banking sectors of the Nigerian economy. He recently retired from the
Board of the United Bank for Africa Plc as an Executive Director.
YORO MOHAMED DIALLONon Executive Director
Yoro Mohamed Diallo holds a BA degree in Finance and Economics of Development from
Claremont Men's College, California and an M.Sc in Banking and Finance from Saint Mary's
University, California.
He has over 35 years experience as a seasoned banker and has previously worked with Citibank and
Ecobank.
c. US$146mn 2013
Transcorp Plc
Financial Advisoryfor the Restructuring
of Capital
Financial Adviser
UBA Plc
Financial Advisoryfor restructuring
Financial Adviser
US$1 bn 2012
Northwestern State
State Bond
Financial Adviser/Lead Issuing House
US$93.8 mn Ongoing
Bayelsa State
US$333 mn 2011
State Bond
Co-Lender/Arranger/Underwriter
Syndicated Loan
Co - Financial Adviser and Lead Arranger
US$2.5Bn 2012
NNPC/ExxonMobil NGLI
Financial Adviser/Facility Agent/Mandated Lead
Arranger/Lead Underwriter
US$2.5Bn 2010/2011
EDO STATE
State Bond
Co-Lender/Arranger
US$166 mn 2010
Restructuring of Capital
Joint Financial Adviser
US$146mn 2013
Transcorp Plc AFRICA PRUDENTIAL
Lead Financial Adviser/Lead Bookrunner
US$133 mn 2010
Fixed Rate Subordinated
Unsecured Notes
Kann Utility Company Limited
Acquisition of 60% of Abuja Electricity Distribution
Company Plc
Financial Adviser and Lead Arranger
US$121mn 2013c. US$80mn 2013
Transcorp Plc
Rights Issue
Joint Issuing House
Financial Advisory and arranging of US$68m
acquisition of the Concession of Shiroro Hydroelectric
Power Plc
Financial Adviser and Lead Arranger
US$68mn 2013
North South Power Company Limited
32IN telligent Choice The
Investment banking Investment bankingInvestment bankingInvestment banking
Investment banking
Investment banking
Investment banking
Investment banking
Investment banking
Investment banking
Investment banking
Investment banking
Our Track Record Speaks For Us
North Eastern State
State Bond
Financial Adviser/Lead Issuing House
US$125 mn Ongoing
Fixed Rate Senior Unsecured Bonds
Lead Financial Adviser/Lead Bookrunner
US$250 mn 2010
FCMG COMPANY
Sale of Equity Stake
Financial Adviser
US$67mn 2012
33IN telligent Choice The
UBA Plc
Recapitalization of some African Subsidiaries
Financial Adviser
c. US$50mn 2013
FSDH Funding SPV
Debt Issuance
Joint Issuing House
US$35 mn 2013
NAHCO
Bond Issuance
Joint Issuing House
US$18 mn 2013
North Central State
State Bond
Financial Adviser/Lead Issuing House
US$62.5 mn Ongoing
Merger of two Real Estate Companies
Financial Adviser
Undisclosed 2014
100% Acquisition of Registrar Business
Financial Adviser
US$4.6mn 2014
African Prudential Registrars
Acquisition of otherRegistrar Businesses
Financial Adviser
c. US$4.6mn 2013
NIBSS
Acquisition of a Payments Company
Financial Adviser
US$18mn 2013
Africa Prudential
Right Issue
Lead Issuing House
US$7.5 mn 2013
African Prudential Registrars
Bond Programme
N8.3trn 2011/2018
AMCON
Investment banking Investment bankingInvestment bankingInvestment banking
Investment banking Investment bankingInvestment bankingInvestment banking
Investment banking Investment bankingInvestment bankingInvestment banking
Our Track Record Speaks For Us
Our Track Record Speaks For Us
(1st Tranche
DELTA STATE
Debt IssuanceProgramme)
N50bn 2011/2018
(MBS)( 1st Tranche )
N100,0bn 2007/2012
(1st Tranche under UPDC N30
Debt IssuanceProgramme)
N15bn 2010/2015
Split Coupon
Bond Issuance
LCR Management Limited
N359.4bn 2011
(1st Tranche under N20bn
Debt Programme)
N16.5bn 2010/2015
EBONYI STATE
( 2nd TrancheunderN275bn
Debt Programme
N57.5bn 2010/2017
LAGOS STATE
1st Tranche under N275bn Debt
Issuance Programme
N50bn 2008/2013
LAGOS STATE
IMO STATE
1st Tranche under N40bn Debt
Issuance Programme
N18bn 2008/2013
BAYELSA STATE
Bond
N50.0bn 2010/2017
EDO STATE
Bond
N25bn 2010/2017
Debt
Issuance Programme
N37.5bn 2010/2015
FLOUR MILLS OF NIGERIA PLC
(1st Tranche Bond)
GT BANK Plc
N13bn 2009/2014
34IN telligent Choice The
Trustees TrusteesTrusteesTrustees
Trustees TrusteesTrusteesTrustees
Trustees TrusteesTrusteesTrustees
1st Tranche under N50bn Lafarge
Cement WAPCONigeria Plc Debt
Issuance Programme
N11.8bn 2011/2014
Real Estate
Investment Trust
N12.8bn 2010/2015
35IN telligent Choice The
Our Track Record Speaks For Us
OYO STATE
Bond
N30m 1990/1999
KEBBI STATE
Bond
N3.5bn 2006/2009
Project Finance
N223.0m 2010/2015
(1st Tranche Challarams Plc
Bond Programme
N1.5bn 2010/2015
Zero Coupon
Puttable Bond II
2006
N10bn 2006
NIGER STATE
Bond
N9bn 2011/2018
DELTA STATE
Bond
N5.0bn
AKWA IBOM STATE
Bond
N6.0bn 2005/2006
BENUE STATE
Bond
N9bn 2011/2016
KADUNA STATE
N9bn 2010/2015
Bond
TrusteesTrusteesTrusteesTrustees
TrusteesTrusteesTrusteesTrustees
TrusteesTrusteesTrusteesTrustees
OUR VISION
To be the leading Financial and Investment Services Group in
Africa.
OUR MISSION
To be the Financial and Investment role model across Africa,
deploying innovat ion, technology and special i s t sk i l l s to
exceed client expectations, whilst creating superior value for
all stakeholders.
OUR CORE VALUES
In our service to you, in all that we are and plan to become, we
are guided by our core values.
H.E.I.R.S
Hardworking
■ Passion for extraordinary results
■ Discipline
■ Commitment to excellence
Emotional Intelligence
■ Self awareness and emotional self-control
■ Empathy
■ Respect for others
Integrity
■ Deliver on promise – exceed expectations
■ Living the brand
Resilience
■ ‘Can Do’ spirit and breakthrough thinking
■ Follow-through
Synergy
■ Collaborating for superior success
■ Leveraging Group relationships and capability
for enhanced value
“WE ARE TO H.E.I.R.S
GREAT FINANCIAL
SUCCESS”
36IN telligent Choice The
Oluwatoyin Sanni
37IN telligent Choice The
“With us, you always come first.
We pledge our support to you as you make informed financing
and investment decisions.
Make the Intelligent Choice today.”
www.unitedcapitalplcgroup.com
United Capital Plc12th Floor, UBA House57, Marina, Lagos, Nigeria+234-1-280-7596, [email protected]
Abuja Investment CentreUnited Capital PlcPlot 134, Ahmadu Bello way,Garki 2 , FCT Abuja, Nigeria+234-9-6233039/[email protected]
Port-Harcourt Regional Office
United Capital Plc1st Floor, UBA House14, Azikiwe Road, Port-Harcourt, Nigeria+234-8-455-6577,[email protected]
Head Office