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M U T U A L I T Y A N D P P SPPS is based on mutuality principles. This means that there are no external shareholders. You

are not merely seen as a client – as a PPS Provider™ policyholder you become a member

P P S M E M B E R S H I P

Profmed

members

Account

S U R P L U S R E B A T E A C C O U N T ( S R A )

WHAT IS THE SRA?

are PPS ProviderTM

FEATURES

the SRA

T H E P P S C L A I M S P R O C E S S F O R S I C K N E S S

by a medical doctor.

D E C L A R E D A N N U A L I N C R E A S E S

S I C K N E S S B E N E F I T

personal income

Year PPS Annual Increase

Sickness R1 000 X 31 days x 2 months = R62 000

Hospital R1 000 X 31 days x 1 month = R31 000

Total Benefit Received R93 000

H O S P I T A L B E N E F I T

P E R M A N E N T I N C A P A C I T Y B E N E F I T

incapacity determination

personal income

O C C U P A T I O N S P E C I F I C R I D E R B E N E F I T ( O S R B )

T H E P P S O C C U P A T I O N A L A S S E S S M E N T M E T H O D

parameters only

occupation

P P S P R O F E S S I O N A L L I F E P R O V I D E R ™

acceptance)

TM >

P P S P R O F E S S I O N A L D I S A B I L I T Y P R O V I D E R ™

reassurance acceptance)

P P S P R O F E S S I O N A L H E A L T H P R O V I D E R ™

sum assured is reached

P P S A C C I D E N T A L D E A T H P R O D U C T

on his PPS Professional Life ProviderTM.

S T U D E N T M E M B E R S H I P

TM amount) >

of student policy inception

Units)

cover amount) > Accelerated PPS Professional Health ProviderTM (can be increased by up to

° °

P P S B U S I N E S S P R O V I D E R ™

companies

° > Accelerated Business Health Provider °

acceptance)

TM

pps.co.za