Uniarticles.com GK Power Capsule 2015 for Oicl,SBI PO 2015,LIC

Click here to more study materials www.uniarticles.com

Like Us on Facebook - https://facebook.com/newstechcafe Page 1

GK Power Capsule 2015

January-February-March

For Upcoming Exams in 2015

OICL , SBI PO 2015

LIC HFL - Assistant & Assistant Manager

www.uniarticles.com

Current Affair of March 2015



INTERNATIONAL

1) Which country’s government has proposed a prisoner swap with Indonesia in a last ditch

effort to save the lives of two drug traffickers of its country, who are expected to face a firing

squad within days?

Ans:- Australia

2) Which country’s Professor was in news as on 9 March 2015 as she rejected an Indian

student’s internship request citing rape problem in India?

Ans:- Germany

3) Which country has imposed sanctions on another group of individuals and entities in Ukraine

and Russia accused of undermining Ukraine’s sovereignty and misappropriating Ukrainian state

assets?

Ans:- United States of America

4) The North-South Rail link in Srilanka connects which two locations in the island nation?

Ans:- Talaimannar to Madhu Road

5) Which country’s government has announced plans to build a new capital to the east of the

present one?

Ans:- Egypt

INDIA & WORLD

1) With which country has India collaborated to study the global Climate Change?

Ans:- Norway

2) Name the warship that has been exported by India to Mauritius and commissioned on 12

March 2015?

Ans:- Barracuda

3) With which country has India inked five Memoranda of Understanding to give new impetus

to bilateral co-operation on 11 March 2015?

Ans:- Mauritius

4) India and which country recently completed its first ever Friendship Motor Rally successfully

at India gate?

Ans:- Nepal

5) With which country, Textiles Memorandum of Understanding (MoU) has been signed by

India on 17 March 2015?

Ans:- Kyrgyzstan

NATIONAL



1) Which organisation has launched “National Electoral Roll Purification and Authentication

Programme” (NERPAP) throughout the country from 3rd Mar’15 with the prime objective of

bringing a totally error free and authenticated electoral roll?

Ans:- Election Commission of India

2) National Association of Software and Services Companies (NASSCOM) on 1 March 2015

celebrated its ___th foundation day?

Ans:- 25th

3) How many Direct Benefit Transfer (DBT) accounts does the NPCI aim to link to the

corresponding Aadhar Numbers by June 2015?

Ans:- 17 crore

4) Name the scheme that has been launched by the government for redressal of grievances of

consumers relating to pricing and availability of medicines?

Ans:- PRASAD and Swadesh Darshan

5) The Supreme Court of India (SC) on 17 March 2015 cancelled the Union Government’s

decision to include which category/community in the Central Other Backward Classes (OBC)

list?

Ans:- Jaat

STATES

1) Prime Minister Narendra Modi on 5 March 2015 inaugurated two units each of 600 MW of

Shree Singaji Thermal Power Plant in which state?

Ans:- Madhya Pradesh

2) Which state government is contemplating on framing a law under which registration of

pregnancy would be made compulsory within first three months of pregnancy? Ans:- Haryana

3) Which State’s Archives body is publishing three volumes of rare documents on Shaheed

Bhagat Singh?

Ans:- Bihar

4) Government of India has recently decided to establish a National Marine Police Training

Institute in which state?

Ans:- Gujarat

5) In which state First Kisan Call Centre (KCC) of North-East was opened on 9 March 2015?

Ans:- Tripura

CONFERENCES



1) The International Conference on Global Environment Issues was held from March 14 -15

March 2015 in —-?

Ans:- New Delhi

AWARDS & HONOURS

1) Hifikepunye Pohamba has recently won the world’s most valuable individual award, the Mo

Ibrahim prize for African leadership. Hifikepunye Pohamba is the President of which African

country?

Ans:- Namibia

2) Which University recently honored Ratan Tata with Doctorate of Automotive Engineering?

Ans:- Clemson University

3) Name the former union minister who has been awarded with the prestigious Saraswati

Samman 2014 for his Kannada poem Ramayana Mahanveshanam?

Ans:- M.Veerapa Moily

4) Who has won KwazuluNatal 2015 National Teachers Award in South Africa?

Ans:- Ganasen Reddy

5) Name the Indian researcher has been named as New South Wales (NSW) “Woman of the

year 2015″ award recently?

Ans:- Minoti Apate

SPORTS & GAMES

1) Who is the batsman who has scored the fastest 150 runs in ODI’s?

Ans:- AB de Villiers

2) Mahendra Singh Dhoni on 10 March 2015 registered most wins by an Indian captain in the

history of the cricket World Cup. He surpassed whose record?

Ans:- Sourav Ganguly

3) Which football club recently won League Cup?

Ans:- Chelsea

4) New Zealand cricketer Martin Crowe was recently inducted into the ICC Cricket Hall of

Fame as the ___th member?

Ans:- 79

5) Which New Zealand bowler joined cricket’s exclusive 300 ODI wickets club by claiming his

300th victim on 8 March 2015?

Ans:- Daniel Vettori

ECONOMY



1) As per the latest Forbes ranking of the richest people in the world, who is the richest person

in India?

Ans:- Dilip Sanghvi

2) Which bank became the first major bank to announce rate cut after RBI’s second Repo rate

cut of the year was announced on March 2015?

Ans:- State Bank of Travancore (SBT)

3) Which Indian mobile company has recently entered into a partnership with China Mobile, for

jointly sourcing devices and equipment as well as developing 4G technology and standards?

Ans:- Airtel

4) Upto what limit Reserve Bank of India eased the norms for home loans by allowing banks to

include stamp duty and registration charges to the cost of a unit?

Ans:- 10 Lakh

5) Which is India’s largest company with Rs 3.68 lakh cr worth assets as per data compiled by

the Corporate Affairs Ministry, which was released recently?

Ans:- Reliance Industries Ltd

SCIENCE & TECHNOLOGY

1) Name the aircraft that becomes the first to fly day and night without a drop of fuel, propelled

solely by the sun’s energy?

Ans:- Solar Impulse-2

2) Rotavirus vaccine “Rotavac” will be used for prevention of which disease?

Ans:- Diarrhea

3) Indian Naval Ship (INS) Alleppey, which was decommissioned from the Indian Navy on 13

March 2015, was which category of naval vessel?

Ans:- Minesweeper

4) Name the surface to surface missile successfully tested by Pakistan during March 2015?

Ans:- Shaheen-III

5) Burraq and Barq are an all weather armed drone and a laser guided missile respectively.

These were recently test fired by which country?

Ans:- Pakistan

PERSONS IN NEWS



A) APPOINTMENTS

1) Who was appointed as the new Chairman of the National Book Trust (NBT) on 2 March

2015?

Ans:- Baldev Sharma

B) RESIGNS

1) Which noted scientist resigned as the Chairman of Board of Governors of IIT Bombay

recently as reported on 18 March 2015?

Ans:- Anil Kakodkar

C) DEATHS

1) Name the person known as Noted Gandhian and son of Mahatma Gandhi’s personal secretary

who passed away on 15 March 2015?

Ans:- Narayan Desai

D) VISITORS

1) In which region of Sri Lanka, PM Narendra Modi handed over 27,000 new homes on 14

March 2015 to Tamils who became homeless during the civil war?

Ans:- Jaffna

E) MISCELLANEOUS

1) Which Indian IT company was recently named as the top employer in Europe for the third

consecutive year by a top employers certification agency?

Ans:- Tata Consultancy Services (TCS)

PLACES IN NEWS

1) As per the Mercer’s Quality of Living Report 2015, which city has the world’s best quality of

living?

Ans:- Vienna

ABBREVIATIONS IN NEWS



1) What is the full form of ‘ BCCI ‘?

Ans:- Board of Control for Cricket in India

BOOKS IN NEWS

1) “The Modi Effect : Inside Narendra Modi’s Campaign to Transform India” was authored by

——-?

Ans:- Lance Price

COMMITTEES IN NEWS

1) Who has been appointed as the Chairman of the Empowered Committee of State Finance

Ministers on the Goods and Services Tax (GST) as announced on 25 March 2015?

Ans:- K M Mani

DAYS & DATES

1) When is World Water Day?

Ans:- March 22

Current Affair of February 2015

INTERNATIONAL

Zoe Konstantopoulou Elected As new President Of Greece Greece Parliament has elected Zoe Konstantopoulou, a member of the left wing party Syriza as

its new President on 6 February. She was elected after receiving a record number of 235 of 300

deputies’ votes in the Parliament. With this win, she has the record of more votes a President of

parliament received after the restoration of democracy in Greece in 1974. This will be the second

time that a woman is elected as the Greece Parliament President, with the first being Anna

Psarouda-Benaki in 2004. However, Konstantopoulou also set another record, since the 38-year-

old politician is the youngest Parliament President that has ever been elected in Greece.

Australia’s Prime Minister Tony Abbott Survives Confidence Vote Australian Prime Minister Tony Abbott on 9 February survived a vote of confidence motion on

spilling the top leadership of Liberal Party. Tony Abbott was elected as the Prime Minister of

Australia in September 2013.

Russia – Ukraine Signed Ceasefire Agreement The leaders of Russia, Ukraine, Germany and France signed a Ceasefiredeal on 12 February after

marathon talks at Minsk, the capital of Belarus. Belarus President Alexander Lukashenko hosted

these talks which were held in the background of new attacks in eastern Ukraine’s Donetsk and



Luhansk regions on 12 February. At the end of the talks, both Russia and Ukraine agreed to

bring into effect a ceasefire in the warring zone of eastern Ukraine from 15 February 2015.

Sri Lanka Parliament Enacts witness Protection Law Sri Lankan Parliament has passed the Assistance to and Protection of Victims of Crime and

Witnesses Bill on 20 February. This bill aims at protecting the rights of criminal victims and

witnesses especially in human rights accountability.

INDIA & WORLD

India and China Jointly Launched Visit India Year In China India and China on 2 February jointly launched the Visit India Year in China in Beijing. The

initiative is aimed at enhancing the flow of tourists from China to India and to strengthen the

people to people bond. China will support the promotion of Indian tourist resources in its

country.

India Ranked 29th On Intellectual Property Index India has been placed at 29th rank among the 30 countries in the international intellectual

property (IP) index released by U.S. Chamber of Commerce’s Global Intellectual Property

Center (GIPC) on 4 February. US has been placed at the top in the list and Thailand at last

position.

India Ranked 136 In World Press Freedom Index (WPFI) 2015 India was ranked 136 out of 180 nations worldwide in terms of press freedom in 2015, which

marks an improvement from its rank of 140 in 2014, even though its absolute score declined

from 40.34 to 40.49. In the top of the list were three Scandinavian countries: Finland on the 1st

position followed by Norway and Denmark.

India and Sri Lanka Signed 4 Agreements Including Civil Nuclear Cooperation Sri Lanka’s newly-elected President Maithripala Sirisena on 16 February held talks with Prime

Minister Narendra Modi in New Delhi.After the talks, India and Sri Lanka signed bilateral

agreements on civil nuclear cooperation, cultural cooperation and cooperation in the field of

Agriculture. Besides, an agreement was also signed for Sri Lanka’s participation in the Nalanda

University Project.India and Sri Lanka also agreed to expand defence and strategic cooperation,

including a trilateral format with the Maldives.

US To Provide Work Permits For H-1B Spouses Visa Holders The United States on 24 February announced that it would allow work permits to spouses of H-

1B visa holders from 26 May 2015. Under existing US laws, spouses of H-1B visa holders are

not eligible to work. This announcement is expected to benefit thousands of talented and

professional spouses who have settled in US but are unable to work.



NATIONAL

31 Major Minerals To Be Notified As Minor Minerals The Union government has on 5 February decided to notify 31 major minerals as minor

ones.This is being done to devolve more power to the states and, consequently, expedite the

process of mineral development in the country. State governments are allowed to make rules to

regulate the grant of quarry leases, mining leases or other mineral concessions in respect of

minor minerals.

Telecom Subscriber Base Reaches To 97 crore Telecom regulator Telecom Regulatory Authority of India (TRAI) on 7 February released a

report on subscriber base. India telecom subscriber base reaches all-time high at 970 million at

the end of December 2014.The number of telephone subscribers in India increased from 964.20

million at the end of November 2014 to 970.97 million at the end of December 2014. This

surpasses the previous record of 965.5 million reached in June 2012. Teledensity in the country,

which means connection per 100, reached 77.58.

PM Constituted 3 Sub-groups Of Chief Ministers within NITI Aayog The first meeting of the Governing Council of NITI (National Institution for Transforming India)

Aayog was held in New Delhi on 8 February. The meeting was presided by NITI Aayog’s Prime

Minister Narendra Modi.During the meeting, Prime Minister Narendra Modi has constituted

three sub-groups of Chief Ministers within National Institution for Transforming India (NITI)

Aayog.

* First sub-group - It will study the 66 centrally-sponsored schemes and recommend which

schemes should continue, which should be transferred to states, and which to discontinue.

* Second sub-group – It will focus on skill development and creation of skilled manpower

within states.

* Third sub-group – It will decide on the institutional mechanisms to be evolved for Swachh

Bharat Abhiyaan, so that cleanliness becomes a part of life in perpetuity.

PM Narendra Modi Launched ‘Soil Health Card’ scheme Prime Minister Narendra Modi launched the centrally sponsored nation-wide ‘Soil Health Card’

(SHC) scheme on 19 February in Suratgarh town of Sriganganagar district, Rajasthan. The

nationwide scheme will help farmers to scientifically analyse the soil of farms in the country.

The scheme aims at helping farmers in improving productivity by appropriate use of nutrients or

fertilisers.

STATES

Maharashtra Govt Planning To Revamp Jeevan Amrut Yojana Maharashtra Government is planning to revamp the Jeevan Amrut Yojana (blood-on-call)

scheme to make it more beneficial to people. State government is seeking to strengthen the

network of blood storage units in rural areas instead of current mechanism of transporting blood

through motorcycles. It is first of its kind scheme in the country, launched in 2014. It aimed at



facilitating blood supply to patients scheduled to undergo surgeries and medical procedures in

remote areas.

Adani To Set Up Country’s Largest 10,000 MW solar Plant In Rajasthan Adani Enterprises Ltd on 9 February signed a pact with the Rajasthan government to develop

the country’s largest solar park in the state with 10,000 MW capacity over the next 10 years at an

estimated investment of about Rs 40,000 crore. The company will set up solar power project of

5000 MW on its own in the next five years. The Adani Group will also develop solar

manufacturing units and power evacuation systems.

Delhi Assembly Elections 2015 Results Declared The Election Commission of India (ECI) on 10 February declared the results of Delhi Legislative

Assembly Elections 2015. Aam Aadmi Party (AAP) headed by social activist turned politician

Arvind Kejriwal with 67 seats has emerged as the largest party in the house of 70 seats. Aam

Aadmi Party (AAP) – Won record 67 seats with record vote share of 54.2% percent. Bharatiya

Janata Party (BJP) – Won 3 seats with vote share of 32.3% percent. 2015 Delhi Legislative

Assembly elections were held on 7 February 2015 to elect 70 members of the Sixth Delhi

Legislative Assembly.

Himachal Pradesh Chief Minister Launched CCTNS Himachal Pradesh Chief Minister Virbhadra Singh on 11 February launched the Crime and

Criminal Tracking Network System (CCTNS) project in the state. This 19 crore rupees project

will be completely funded by the Union Government. It will help in connecting 177 sites and 114

police stations in the state besides 13 district headquarters, 26 sub-divisional police officers and

three police ranges along with state crime records bureau.

CONFERENCES

15th Delhi Sustainable Development Summit The 15th Delhi Sustainable Development Summit was held from 5-7 February 2015 in New

Delhi.The theme of the summit was Sustainable Development Goals and Dealing with Climate

Change.The summit was organized by The Energy and Resources Institute (TERI). The summit

witnessed a pool of distinguished speakers from a wide spectrum of backgrounds. Politicians,

Diplomats, Corporates, Government Officials, media, NGOs and activists attended the

summit.During the summit, two reports namely, Global Sustainable Development Report and

Energy Security Outlook were also launched.Issues like the need for mitigation in Energy supply

sector, generating finances for projects focusing on Sustainable Development, and educating the

youth about sustainable development were discussed. Stress was laid on collective actions of

both public and private sectors in achieving the Sustainable Development Goals (SDGs).

AWARDS & HONOURS



Eminent Marathi Writer Bhalchandra Nemade Selected For Jnanpith Award 2014 Eminent Marathi writer Bhalchandra Nemade on 6 February was chosen for the Jnanpith Award

2014 by the Jnanpith Selection Board. He is the 4th Marathi writer to receive the honour and is

the 50th recipient of Jnanpith award.His novel Kosala (Cocoon) published in 1963 was not only

instrumental in changing the dimensions of the Marathi novel, but also the world of Marathi

fiction was transformed with its advent.

57th Annual Grammy Awards The 57th Annual Grammy Awards were held on 8 February at the Staples Center in Los

Angeles, California. In all, 83 Grammy Awards were presented at the function.

* Two Indians — Ricky Kej and Neela Vaswani — took home a Grammy Award each. Neela

Vasvani won the trophy in the Best Children’s Album category for “I Am Malala: How One Girl

Stood Up For Education And Changed The World (Malala Yousafzai)”. She had narrated the

audio version of the book. On the other hand Ricky Kej’s collaboration in the album “Winds Of

Samsara” won the Best New Age Album trophy. He had teamed up with South African musician

Wouter Kellerman for the album, which symbolises peace and harmony.

* Beck Hansen’s album “Morning Phase” won the Best Album of the Year Award while the

song “Stay With Me” featuring James Napier, William Phillips & Sam Smith won Best Song of

the Year Award and Best Record of the Year Award.

Amartya Sen Won John Maynard Keynes Prize Economist and Nobel laureate Amartya Sen has won the newly instituted Charleston-EFG John

Maynard Keynes Prize 2015 on 10 February.With this, Professor Sen will receive 7500 British

pounds to commission a work of art and will give the annual Charleston-EFG Keynes Lecture at

the Charleston Festival in the United Kingdom. This year’s lecture is scheduled for 23 May 2015

and it will be on The Economic Consequences of Austerity.

87th Annual Academy Oscar Awards 2015 The 87th Academy Awards ceremony, presented by the Academy of Motion Picture Arts and

Sciences (AMPAS) was held on 23 February at the Dolby Theatre in Hollywood, Los

Angeles.The Academy Awards (commonly referred as Oscars) were presented in twenty four

categories. They are :-

* Best Actor – Eddie Redmayne (The Theory of Everything).

* Best Actress – Julianne Moore (Still Alice).

* Best Supporting Actor – J. K. Simmons (Whiplash).

* Best Supporting Actress – Patricia Arquette (Boyhood).

* Best Director – Alejandro G. Iñárritu for Birdman or (The Unexpected Virtue of Ignorance).

* Best Original Screenplay – Birdman or (The Unexpected Virtue of Ignorance).

* Best Adapted Screenplay – The Imitation Game.

* Best Original Song – Glory (Selma).

* Best Original Score – The Grand Budapest Hotel.

* Best Production Design - The Grand Budapest Hotel.

* Best Editing – Whiplash.

* Best Cinematography – Birdman or (The Unexpected Virtue of Ignorance).

* Best Sound Editing – American Sniper.

* Best Sound Mixing – Whiplash.



* Best Foreign Language Film – Ida (Poland).

* Best Documentary Feature – CitizenFour.

* Best Documentary Short Subject – Crisis Hotline: Veterans Press 1.

* Best Live Action Short Film – The Phone Call.

* Best Visual Effects – Interstellar.

* Best Animated Feature Film – Big Hero 6.

* Best Animated Short Film – Feast.

* Best Makeup and Hairstyling – The Grand Budapest Hotel.

* Best Costume Design – The Grand Budapest Hotel.

* Most awards – Birdman or (The Unexpected Virtue of Ignorance) and The Grand Budapest

Hotel (Both received 4 awards).

* Most nominations in 87th Academy Awards – Birdman or (The Unexpected Virtue of

Ignorance) and The Grand Budapest Hotel (both 9 nominations)

SPORTS & GAMES

35th National Games The 35th National Games of India concluded on 14 February 2015 at Thiruvananthapuram

(Kerala). In all the 35th National Games saw disbursal of 1334 medals comprising of 405 Gold,

406 Silver and 523 Bronze medals respectively. Services Sports Control Board emerged overall

champion and winner of the Raja Bhalendra Singh Trophy for the third consecutive time.

Services have won total 159 medals including 91 Gold Medals. It was followed by hosts Kerala

with 54 golds and Haryana with 40 golds. Now the 36th edition of National Games would be

held at Goa in 2017. The 2015 National Games of India, also known as the 35th National Games

of India, were held in Kerala from 31 January 2015 to 14 February 2015.The mascot of the 35th

National Games is”’Ammu”’, The Great Hornbill, or the Great Indian Hornbill, the State bird of

Kerala.

Anil Kumble and Betty Wilson Inducted into ICC Cricket Hall of Fame Former India captain Anil Kumble and Australian legend Betty Wilson were inducted into the

International Cricket Council Hall of Fame on 22 February at the Melbourne Cricket Ground,

Australia. Kumble and Wilson became the 77th and 78th inductees into the Hall of Fame.

Kumble is the fourth Indian to be included in the elite group other three includes Sunil Gavaskar,

Kapil Dev and Bishan Bedi. Wilson is the second Australian woman in the Hall of Fame behind

Belinda Clark. Wilson was given the honour posthumously. Anil Kumble had played 132 Tests

for India and captured 619 wickets. Wilson played 11 tests between 1947 and 1958 and scored

862 runs and claimed 68 wickets. Wilson passed away on 22 January 2010, aged 88

Chris Gayle Becomes First Batsman To Hit Double Century In World Cup History West Indies’ opener Chris Gayle made his name into history books by becoming the first ever

batsman to score a double-century in the ICC World Cup. He achieved this feat against

Zimbabwe in a Pool B clash in Canberra on 24 February 2015. Gayle hit Tendai Chatara for a

boundary in the 46th over of the West Indies innings to reach the double-century mark in 138

balls. Assisted by this double-century, West Indies reached mammoth total of 372 for 2 wickets.



Gayle surpassed the previous World Cup best of 188 not out by South Africa’s Gary Kirsten

against the United Arab Emirates at Rawalpindi in 1996.

AB De Villiers Hits Fastest 150 In ODI History South Africa captain AB de Villiers has hit the fastest 150 in one-day internationals (ODI’s). He

achieved this feat in 64 balls in World Cup Pool B match against West Indies held on 27

February at Sydney and also broke the previous record of Australia’s Shane Watson by 19 balls.

AB De Villiers in the innings scored 162 runs from 66 balls and it comprised of 8 sixes and 17

fours. In this match, South Africa scored 408 runs which is the second-highest total in World

Cup history.

ECONOMY

RBI 6th Bi-monthly Monetary Review 2014-15 The Reserve Bank of India (RBI) has on 3 February announced sixth Bi-Monthly Monetary

Policy Statement 2014-15. In its bi-monthly monetary policy statement, RBI has not changed its

main lending rate i.e.Repo Rate and cash reserve ratio (CRR). But changed statutory liquidity

ratio (SLR) of scheduled commercial banks.The RBI reduced the statutory liquidity ratio (SLR)

of scheduled commercial banks by 50 basis points from 22.0% to 21.5% of their net demand and

time liabilities.

ICICI Bank Launches India’s First Digital Bank Pockets The Industrial Credit and Investment Corporation of India (ICICI) Bank, has on 10 February

launched India’s first digital Bank on mobile phones, Pockets. This service will enable users to

instantly send money to any e-mail id, mobile number, friends on Facebook and bank account.

Railway Budget 2015-16 Railway Minister Suresh Prabhu on 26 February 2015 presented the Railway Budget 2015-16 in

the Lok Sabha. In his first Railway Budget, Prabhu outlined a plan to invest over 8 lakh crore

rupees over 5 years. The size of the Plan Budget has gone up by 52 percent from 65789 crore

rupees in 2014-15 to 100011 crore rupees in 2015-16.

2015-16 Railway Budget at a Glance (Rs in crore) :- * Gross Traffic Receipts – 1,83,578.00

* Total Work Expenditure – 1,62,210.00

* Net Railway Revenue – 25,076.45

* Total Passenger Earnings – 50,175.00

* Good Earnings – 1,21,423.00

* Divindend Payable To General Revenues – 10,810,74

* Operation Ratio – 88.5%

Highlights of the Railway Budget 2015-16 :-

New Trains :- Announcement of no new trains (This will be done after doing a comprehensive

analysis and feasibility studies)



Passenger Fare :- No increase in Passenger fares

Freight :- Freight increase up to 10% on select items: 10% for urea, 2.7% for cement and 6.3%

for coal, 0.8% for iron and steel

Railway Operations :- Railway’s Operating Ratio to improve to 88.5% in 2015-16 compared

with targetted 91.8% in 2014-15

Railway Finances :-

a) Five-year outlay at Rs 8.5 lakh crore

b) Plan expenditure in Railways to he hiked 52% to Rs 1.11 lakh crore for 2015-16

c) 77 projects totalling Rs 96,182 crore on cards to expand capacity

Railway Safety :-

a) Rs 6,581 cr earmarked on level crossing safety

b) Train protection warning system to prevent fires

c) Collision avoiding system

d) 917 safety work projects to eliminate over 3,000 unmanned crossings in all states

e) Audio visual warning and radio based signals design for unmanned level crossing with

technical assistance from IIT-Kanpur on cards to enhance safety

f) Five years safety plan will be ready by June 2015

g) Surveillance camera on cards for women’s safety, financing from Nirbhaya fund

Improving Train Speed :- Speed of 9 railway corridors to be increased from existing 110 and

130 kmph to 160 and 200 kmph respectively. Average speed of freight trains in empty and

loaded conditions will be enhanced to 100 kmph for empty freight trains and 75 kmph for loaded

trains.

Network Expansion :- Fast-track sanctioned works on 7000 kms of double/third/fourth lines

Commission of 1200 km of network in 2015-16 at an investment of 8686 crore rupees.

Railway Modernisation :-

a) 6,000 km of route km to be electrified in 2015-16, up from 462 route km in 2014-15

b) 800 km of gauge conversion on cards



Railway Convenience :-

a) Proposes to move towards paperless ticketing

b) Now, book your tickets 120 days in advance

c) Rs 120 crore provided for lifts and escalators at Railway stations

d) Phone charging facilities will be provided in all trains including general compartments

e) Online booking of wheelchairs for seniors, physically challenged passengers

f) Food can be ordered through IRCTC website while booking tickets

g) Wifi availability at 400 railway stations across the country including B class stations too

h) To introduce “Operation 5 minutes” to allow unreserved passengers to book tickets in 5

minutes

Railway Cleanliness :-

a) 17,000 toilets to be replaced and modernized

b) Vacuum-based toilets on cards

c) New toilets in 650 railway stations

d) Railways will set up waste management plants to dispose off waste

e) Will work on Swacch Rail in lines with Swacch Bharat

Bullet Train :- Feasibility study for High Speed Rail between Mumbai-Ahmadabad is in

advanced stage.

Station Redevelopment :- Zonal and Divisional offices to be empowered for quicker decision

making Development of 10 Satellite Railway terminals in major cities with twin purpose of

decongesting the city and providing service to suburban passengers

Infrastructure :- * Track capacity will be increased by 10% to 1.38 lakh km.

* 10 satellite railway terminals will be developed in major cities in 2015-15.

* Connectivity to North-East India will be improved. In J&K rail connectivity will be on focus.

Tourism :- * Railways will promote Gandhi circuit in order to mark centenary year of Mahatma Gandhi’s

return from South Africa. Special travel scheme Kisan Yatra for farmers for farming and

marketing technique centres. Under Incredible India, Incredible Rail will be launched.



Union Budget 2015-16 Union Finance Minister, Arun Jaitley on 28 February 2015 presented Union Budget 2015-16 in

the Lok Sabha. It was the first full year Budget of the NDA government under leadership of

Prime Minister of Narendra Modi and the second budget of Arun Jaitley as Finance Minister.

2015-16 Budget Estimates (Rs in Crore ) * Revenue Receipts – 1,141.6

* Capital Receipts - 635.9

* Total Receipts – 1,777.5

* Non-Plan Expenditure – 1,312.2

* Plan Expenditure – 465.3

* Total Expenditure – 1,777.5

* Revenue Deficit – 394.5

* Effective Revenue Deficit – 283.9

* Fiscal Deficit – 555.6

* Primary Deficit – 99.5

Highlights of the Union Budget 2015-16 :-

Taxation:- * No change in the Tax slab on personal income.

* Wealth tax abolished.

* Additional 2% surcharge for the super-rich with income more than Rs. 1 crore.

* For next 4 years, corporate tax has been reduced to 25 percent from present 30 percent.

* Service tax increased to14 per cent.

* Apart from CSR, 100% tax exemption for contribution to Swachch Bharat Abhiyan.

New projects:- * New projects 5 more AIIMSs in Jammu and Kashmir, Punjab, Tamil Nadu, Himachal

Pradesh, Bihar and Assam.

* IIT in Karnataka. While, the Indian School of Mines in Dhanbad, Jharkhand will be converted

into IIT.

* 2 more IIMs in Jammu and Kashmir and Andhra Pradesh.

* Post-Graduation institutes of Horticulture in Amritsar, Punjab.

* University of Disability Studies will be established in Kerala.

* In Arunachal Pradesh, Centre of film production, animation and gaming will come up.

* For Infrastructure sector Rs. 70,000 crores allocated.

* Projects in rail road and irrigation bonds will be tax free.

* Infrastructure development through PPP model will be revitalised and government will bear

majority of the

risk.

* Atal Innovation Mission will be established to draw on expertise of researchers and

entrepreneurs to foster

scientific innovations. For this mission Rs. 150 crore allocated.

* 5 ultra-mega power projects each of 4000MW proposed by Government



Defence:- * 2,46,726 crore allocated for Defence. It is 9.87 per cent greater than last year.

* Make in India campaign will take into consideration for speedy manufacturing of Defence

equipment.

Welfare Schemes and new Programmes :- * Under the Swachh Bharat Abhiyan, six crore toilets across the country will be built.

* By 2020, housing for all.

* Mahatma Gandhi National Rural Employment Gurantee Act (MGNREGA) will get

MGNREGA of Rs. 5,000 crore. It is highest allocation to this scheme.

* To improve quality of life of common man, GST and JAM trinity (Jan Dhan Yojana, Aadhaar

and Mobile) will be launched. To encourage first generation SC/ST entrepreneurs, MUDRA

bank will provide finance.

* Direct Benefit Transfer (DBT) will be further be expanded to 10.3 crore from 1 crore.

* Government will contribute 50% of the premium limited to Rs. 1,000 a year for the Atal

Pension Yojana.

* 9,000 crore unclaimed funds in PPF/EPF will be used for Senior Citizens Fund.

* For all Indian, government will create universal social security system.

* For electric cars production Rs. 75 crore allocated.

* Renewable energy target for 2022 – 60K MW in wind; 10K MW in biomass, 100K MW in

solar and 5K MW in small hydro plants.

* Under the new tourism scheme, development of churches and convents in old Goa; Hampi,

Elephanta caves, , Jallianwala Bagh, Forests of Rajasthan, Leh palace, Varanasi Qutb Shahi

tombs at Hyderabad.

* Visa on Arrival (VoA) facility to be increased for 150 countries from present 43 countries.

* As an alternative to purchasing gold, Sovereign Gold Bond will be launched.

* In order to facilitate depositors of gold to earn interest and jewellers to obtain loans on their

metal accounts new scheme will be launched.

* Forward Markets Commission (FMC) will be merged with the Securities and Exchange Board

of India (SEBI). * Under SARFAESI Act 2002, NBFCs registered with the RBI having asset size

of Rs 500 crore and above to be considered as financial institution for mid-corporate businesses

and fund SME.

* For Rural Infrastructure Development Bank, Rs. 25,000 crore allocated.

* To support Micro Irrigation Programme, Rs. 5,300 crore allocated.

Economic Survey 2014-15 Union Finance Minister Arun Jaitley presented the Economic Survey for 2014-15 in the

Parliament on 27 February 2015.The Economic Survey forms the basis for the Union Budget for

the fiscal year starting 1 April. This Economic Survey has been prepared by the Finance

Ministry’s Chief Economic Adviser Arvind Subramanian.

Following are the important highlights of Economic Survey:-

Economic Growth :- * Economic growth at market prices is expected between 8.1 to 8.5% during 2015-16 (based on

the new GDP calculation formula)

* Growth rate in 2014-15 is estimated at 7.5%

* The total stock of stalled projects stands at Rs. 8.8 lakh crore or 7% of GDP and are mostly in

private sector



Fiscal Deficit and Current Account Deficit :- * Union Govt. will stick to fiscal deficit target of 4.1% of GDP in 2014-15

* Country needs to meet its medium-term fiscal deficit target of 3% of GDP

* Current Account Deficit (CAD) estimated to fall 1% of GDP in 2015-16

Inflation:- * Consumer inflation in 2015-16 likely to range between 5 to 5.5%

* Inflation likely to be below RBI’s target by 0.5 to 1% point

* Inflation shows declining trend in 2014-15

* Decline in inflation by over 6% points since late 2013

Foodgrain Production:- * Foodgrains production for 2014-15 estimated at 257.07 million tonnes

* The production will exceed last 5 years by 8.5 million tonnes

Subsidy :- * Food subsidy at Rs. 1,07,823.75 crore during 2014-15 (up to January 2015), an increase of

20% over previous year


Pakistan Successfully Test Fires Cruise Missile Ra’ad Pakistan on 2 February conducted a successful flight test of the indigenously developed Air

Launched Cruise Missile (ALCM) named ‘Ra’ad’. The Ra’ad Missile, with a range of over 350

km, has been developed exclusively for launch from Aerial Platforms.This missile system has

enabled Pakistan to achieve a greater strategic standoff capability on land and at sea.

Iran’s Safir Rocket successfully Launches Fajr Satellite into Orbit Iran has launched its Fajr (Dawn) observation satellite on 2 February, using a Safir-2 rocket, its

first launch since 2012 and declared that it has safely entered orbit. The launch marks the 35th

anniversary of the Iranian Revolution and comes one day ahead of the country’s Space

Technology Day.

US Names Russian Nuclear Power Plants For India and Iran Best Projects of 2014 Iranian nuclear power station Bushehr and the Indian Kudankulam Nuclear Power Plant topped

the “Nuclear energy” category as the modern technologies they use produce cleaner and more

effective sources of energy. The Russian-backed Iranian nuclear power station Bushehr and the

Kudankulam Indian nuclear power plant projects were named projects of the year 2014 by the

US Power Engineering magazine in the “Nuclear energy” category on 13 February 2015.

India Successfully Test Fired BrahMos Missile From INS Kolkata India on 14 February successfully test-fired its 290-km range BrahMos supersonic cruise missile

from Indian Navy’s latest destroyer INS Kolkata. BrahMos is a missile with a range of 290

kilometers and can carry a conventional warhead of up to 300 kilograms. It has a top speed of

Mach 2.8, which is three times faster than the US subsonic Tomahawk cruise missile. This speed

makes BrahMos one of the fastest cruise missiles in the world. It can be launched from



submarines, ships, aircraft and land. INS Kolkata the country’s largest indigenously built

warship was commissioned in Indian Navy on 16 August 2014.

India Successfully Test Fired N-capable Prithvi-II Missile Prithvi-II surface-to-surface missile was test-fired on 19 February at Chandipur, Odisha. The

test-fired was part of a regular training exercise of Strategic Force Command of Defence (SFC)

and monitored by Defence Research & Development Organisation (DRDO). Prithvi-II was

developed indigenously which is nuclear-capable and has a strike range of 350 km. It is capable

of carrying 500 kg to 1000 kg of warheads.

PERSONS IN NEWS

A) APPOINTMENTS

Arvind Kejriwal Sworn In As 8th Delhi Chief Minister Aam Aadmi Party (AAP) leader Arvind Kejriwal sworn in as 8th Chief Minister of Delhi on 14

February at a function in Ramlila Maidan, Delhi. Lieutenant Governor Najeeb Jung administered

the oath of office and secrecy to Kejriwal. In 2015 Delhi Assembly elections, AAP staged a

historic victory by sweeping 67 of the 70 seats. This will be Arvind Kejriwal‘s second term as

Delhi Chief Minister. Earlier in February 2014, he had resigned after running a 49-day

government with the support of Congress.

Nitish Kumar Sworn In As Bihar Chief Minister For 4th time Senior Janata Dal United leader Nitish Kumar was sworn in as the 24th Chief Minister of Bihar

on 22 February. He succeeded Jitan Ram Manjhi, who resigned from his office on 20 February

2015 before the trust vote wherein he was supposed to prove majority in the 243-member Bihar

Legislative Assembly. With this, Nitish Kumar took oath as the state’s chief minister for the

fourth time. In 2000, for first time he was made CM of Bihar but had resigned within 7 days. In

2005, he was sworn in as the CM of Bihar for second time and in 2010 for third time. In May

2014 he had resigned from the CM post taking the responsibility of his party’s (JDU) dismal

performance in the 2014 Lok Sabha polls.

B)RESIGNS

IPCC Chairman RK Pachauri Resigned Dr Rajendra K Pachauri has stepped down as Chairperson of the Intergovernmental Panel on

Climate Change (IPCC) with effect from 24 February. Pachauri is suspected to be involved in a

sexual harassment case with a woman employee of The Energy and Resources Institute (TERI),

the environmental-think tank that he heads as its Director General.

C)DEATHS

Indian Sculptor and Artist Mrinalini Mukherjee Died Acclaimed sculptor Mrinalini Mukherjee was died on 2 February in New Delhi. She was 65. She



was the daughter of acclaimed artists Benode Behari and Leela Mukherjee. She was best known

for her sculptures crafted using knotted hemp ropes and cast bronzes. Mrinalini Mukherjee was

the first Indian artist whose work was displayed at the Sydney Biennale in 1986. In 1994, her art

sculptures were displayed in the Museum of Modern Art, Oxford and later she travelled all over

United Kingdom.

D)VISITORS

Singapore President Tony Tan Keng Yam Visited India Singapore President Tony Tan Keng Yam visited India from 8 – 11 February 2015. During his

four day visit, Tony Tan Keng Yam met Prime Minister Narendra Modi in New Delhi.The two

leaders held wide-ranging discussions on enhancing bilateral relations, as well as broadening

cooperation in fighting terrorism, among other issues.In their talks, the two leaders deliberated

on strengthening of cooperation on regional and international issues to raise the partnership to a

higher level.They agreed on sharing of experiences in science and technology, space and other

areas to enhance productivity and efficiency as well as broadening cooperation in fighting

terrorism.

E)MISCELLANEOUS

Lok Sabha Speaker Sumitra Mahajan Named In LIMCA Book of Records Indore MP and Loksabha speaker Sumitra Mahajan’s name was included in the LIMCA book of

records in the month of February 2015. Her name was included for being the only woman of the

country to represent the same Lok Sabha constituency on the same party ticket for eight times in

a row. As a leader of Bharatiya Janata Party (BJP), she represents the Indore constituency of Lok

Sabha in Madhya Pradesh. For the first time she was elected to the Lok Sabha in 1989. Since

then she has been re-elected to the Lok Sabha in 1991, 1996, 1998, 1999, 2004, 2009 and finally

to the 16th Lok Sabha on 18 May 2014.She was unanimously elected as Speaker of 16th Lok

Sabha on 6 June 2014.

PLACES IN NEWS

Four New Fish Species Discovered In Kerala

Four new fish species named Puntius nelsoni, Puntius nigronotus, Systomus chryseus and

Systomus rufus have been discovered in Kerala. They were discovered by Mathews Plamoottil, a

zoology professor at Baby John Memorial Government College in Kollam.

ABBREVIATIONS

1) ICICI – Industrial Credit and Investment Corporation of India

2) SWIFT – Society for Worldwide Interbank Financial Telecommunication



3) TRAI – Telecom Regulatory Authority of India

4) ILO – International Labour Organization

5) UNDP – United Nations Development Programme

6) OECD – Organization for Economic Cooperation and Development

BOOKS IN NEWS

Kiran Bedi Released Comic Book Titled ‘ Kiran Bedi — Kaise Bani Top Cop ‘ Kiran Bedi on 9 February 2015 released a comic book titled Kiran Bedi — Kaise Bani Top Cop

at a thanksgiving event organised in her Vidhan Sabha constituency Krishna Nagar, Delhi. The

book is penned down by her sisters, Reeta Peshawaria Menon and Anu Peshawaria.The 32-page

comic book with Hindi text and illustrations narrates the story of the first woman IPS officer of

the country.The comic talks about Bedi’s childhood life in Amritsar, how she met her husband

Brij Bedi while playing tennis and how she became the first woman IPS officer on 16 July 1972.

COMMITTEES

Usha Thorat Committee For Evaluating Applications Of Small Finance Banks and

Payments Banks The Reserve Bank of India on 3 February 2015 constituted a committee to evaluate applications

received for the proposed small finance banks. The committee was headed by Usha Thorat,

former Deputy Governor of RBI. The purpose of the small banks will be to provide a whole suite

of basic banking products such as deposits and supply of credit, but in a limited area of

operation. The objective for these Small Banks is to increase financial inclusion by provision of

savings vehicles to under-served and unserved sections of the population, supply of credit to

small farmers, micro and small industries, and other unorganised sector entities through high

technology-low cost operations.

IMPORTANT DAYS AND DATES

International Mother Language Day Celebrated On February 21 The International Mother Language Day 2015 was celebrated all over the world on February 21,

2015. The objective of this day is to promote linguistic and cultural goodwill among diversity. It

aims to fosters unity among various nations. As it promotes the preservation and protection of all

languages used by people all over the world.The year 2015 is the 15th anniversary of

International Mother Language Day. International Mother Language Day was proclaimed by the



General Conference of the United Nations Educational, Scientific and Cultural Organization

(UNESCO) in November 1999. The day, February 21, represents the date in 1952 when students

from Bangladesh demonstrating for recognition of their language, Bangla, as one of the two

national languages of the then Pakistan, were shot and killed by police in Dhaka, the capital of

what is now Bangladesh.

World Cancer Day was Observed Across The World World Cancer Day (WCD) 2015 was observed across the world on 4 February 2015.The tagline

for the WCD 2015 was Not beyond Us. The tagline signified that solutions do exist across the

continuum of cancer, and that they are within our reach.The WCD 2015 explored how we can

implement what we already know in the areas of prevention, early detection, treatment and care

so as to impact the global cancer burden for the better.

Current Affair of January 2015

INTERNATIONAL

Palestinians To Join International Criminal Court Palestine will join the International Criminal Court on 1 April 2015, announced UN Secretary-

General Ban Ki-moon on 6 January .The Palestinians will be able to sue Israel for war crimes, a

move the Israeli administration has consistently opposed for decades.Along with the ICC

application, the UN chief approved other sets of documents, enabling Palestine to join 16

international agreements, conventions and treaties.

Maithripala Sirisena Elected As Sri Lanka President Pallewatte Gamaralalage Maithripala Yapa Sirisena (Maithiripala Sirisena) was elected as new

President of Srilanka. Mithripala Sirisena, Health Minister in Rajapaksa government, won the

2015 Presidential Elections of Sri Lanka. The Elections Commissioner Mahinda Deshapriya

announced the results on 9 January 2015. Former President Mahinda Rajapaksa from United

People’s Freedom Alliance got 47.6 percent and Opposition candidate Maithripala Samisen from

United National Party got 51.3 percent of the votes polled in the Presidential elections held on 8

January 2015.

Alexis Tsipras Elected As New Greece Prime Minister Alexis Tsipras, leader of the Syriza anti-austerity party, was elected as the new Prime Minister of

Greece. In Greece, anti-austerity Syriza party has won general election.In this election Syriza

party has won about half the seats in Parliament.Alexis Tsipras, leader of the Syriza anti-

austerity party, was sworn in as the new Prime Minister of Greece 26 January 2015.

Sergio Mattarella Elected As New President of Italy Italy’s parliament has elected constitutional court judge Sergio Mattarella as the country’s

President on 31 January.He will Italy’s 12th president and succeed Giorgio Napolitano who had

resigned earlier in January 2015 citing reason of poor health before his 2020 expiry term.



INDIA & WORLD

India To Host 2nd International Indian Ocean Expedition India will be hosting the 2nd International Indian Ocean Expedition (IIOE) in December 2015,

almost 50 years after it had hosted its first edition, during which the participating nations will

also study the changes that have taken place in the Indian Ocean since the 1960s.The second

IIOE will have at least 20 counties participating in it. It will start in early December 2015 and

will continue for next five years.The IIOE-2 is a developing initiative under UNESCO’s

Intergovernmental Oceanographic Commission (IOC), which aims at providing an exciting

platform for knowledge transfer and capacity building, besides raising global awareness about

the importance of the Indian Ocean.

India To Provide USD 60 million Line of Credit To Guyana For Road Projects India will provide 60 million dollars Line of Credit (LoC) to Guyana for its road infrastructure

projects and passenger ferry service. The decision of granting the LoC was made by Prime

Minister Narendra Modi during the bilateral talks with Guyana President Donald R. Ramotar on

the sidelines of the 13th Pravasi Bhartiya Divas in Gandhinagar, Gujarat on 8 January 2015.

European Union Lifts Ban On Import Of Indian Mangoes The European Union (EU) on 20 January decided to lift a ban on the import of mangoes from

India after India made improvements in plant health controls and certification systems.The EU

had imposed a temporary ban on Indian mangoes that came into effect from 1 May 2014. The

ban was to remain effective until December 2015 and was imposed after the authorities had

found consignments infested with fruit flies that they feared could damage European salad crops.

On 20 January 2015 a European Commission committee voted to lift the ban.

India – US to Set Up Task Force To Develop Three Smart Cities India and the US on 27 January decided to set up a task force for jointly developing Allahabad

(Uttar Pradesh), Ajmer (Rajasthan) and Vishakhapatnam (Andhra Pradesh) as Smart Cities with

a mandate of preparing the roadmap within three months. The decision was taken at a meeting

between Urban Development Minister M Venkaiah Naidu and visiting Secretary of Commerce

Penny Pritzker, two days after the two countries signed pacts under which the three cities will be

developed as Smart Cities with the help of United States Trade and Development Agency

(USTDA).

NATIONAL

Union Govt Established NITI Aayog To Replace Planning Commission The Union Government on 1 January established NITI (National Institution for Transforming

India) Aayog , as replacement for the Planning Commission. This comes after extensive

consultation across the spectrum of stakeholders, including state governments, domain experts

and relevant institutions. NITI Aayog will seek to provide a critical directional and strategic



input into the development process. NITI Aayog that replaced the 65 year old Planning

Commission will be headed by Prime Minister. It will have a governing council comprising

Chief Ministers of all the states and Lt. Governors of Union Territories. Apart from this, the

NITI Aayog will also have a Vice-Chairperson and a Chief Executive Officer (fixed tenure, in

the rank of Secretary to the Government of India), who will be appointed by the Prime Minister.

PM Narendra Modi Releases Coin In Honour Of Jamsetji Tata Prime Minister Narendra Modi on 6 January released a commemorative coin in honour of

Jamsetji Tata, popularly known as father of modern Indian industry, on his 175th birth

anniversary in New Delhi.Jamsetji is the first industrialist felicitated by the Indian government in

such a manner.He founded Tata Group, India’s largest business conglomerate. He was born on

March 3, 1839 in Navsari, a small town in south Gujarat.Jamsetji Tata founded the Tata group in

1868.

PM Narendra Modi Launched Sukanya Samridhi Yojana Under BBBP campaign Prime Minister Narendra Modi on 22 January launched a small deposit scheme Sukanya

Samridhi Yojana for girl child under the Beti Bachao Beti Padhao (Save the Daughter, Teach the

Daughter) campaign. The scheme was launched at Painpat in Haryana, a state with one of the

poorest sex ratio in the country . The scheme will ensure equitable share to a girl child in

resources and savings of a family in which she is generally discriminated against a male child.

Sukanya Samridhi Yojana will enable parents to open bank accounts of girls who are under 10

years of age.Sukanya Samridhi Account will fetch an interest rate of 9.1 percent and provide

income tax rebate.

Union Government Released Commemorative Postage Stamps On Swachh Bharat Mission Union Government has released set of three Commemorative Postage Stamps on Swachh Bharat

Mission (Clean India Mission). This set of 3 stamps was released by Union Ministry for

Communications & Information Technology and issued by Department of Posts. These stamps

were released to in order to achieve the vision of Clean and Healthy India. Department of Posts

has selected the design for the stamps through a competition among the children on the theme of

Swachh Bharat Mission. Swachh Bharat Mission was launched by the Prime Minister on the 2nd

October, 2014 on the occasion of Birth Anniversary of Father of the Nation- Mahatma Gandhi.

This mission seeks to achieve Clean India and aims to provide access to toilets to all households

in the country.

STATES

PM Narendra Modi Launched Scheme For LED bulb Distribution In Delhi Prime Minister Narendra Modi on 5 January launched a scheme for distribution of LED bulbs

under the Domestic Efficient Lighting Programme in Delhi and a National Programme for LED-

based Home and Street Lighting. Under the scheme, consumers in Delhi would be able to request

for LED bulbs under the Domestic Efficient Lighting Programme through a new Website

launched by Narendra Modi.



Presidential Rule Imposed In Jammu and Kashmir President’s rule was imposed on Jammu and Kashmir on 9 January.President Pranab Mukherjee

approved the recommendation of the Governor of Jammu and Kashmir N N Vohra. Governor N

N Vohra had recommended for President Rule in light of deadlock over the formation of the new

government continued in Jammu and Kashmir.

Dima Hasao District Of Assam Got Its First Broad Gauge Railway Track Dima Hasao District of Assam got its first broad gauge railway track on 12 January. A goods

train with 43 wagons reached the main railway station of the Dima Hasao district using this

broad gauge track.The train in its first ever journey covered 98 km from Patharkhula station to

New-Haflong station while crossing 9 tunnels, 15 stations, 15 major bridges and 135 minor

bridges.The passenger trains will also be commissioned on the route from Pathakhula to New-

Haflong on the track that is extended up to Silchar after the approval of Railway Safety

Commission.

UN Chief Inaugurates Gujarat’s Second Canal-Top 10-MW Solar Power Project United Nations (UN) Secretary-General Ban Ki-moon on 11 January inaugurated Gujarat’s

second canal-top 10-MW solar power project.It is located on 5.5 km stretch of Vadodara branch

of Sardar Sarovar project canal. The plant is constructed by the Sardar Sarovar Narmada Nigam

Limited and is the first of its kind in the country.It is implemented by Hyderabad-based Megha

Engineering and Infrastructure Limited (MEIL).

CONFERENCES

13th Pravasi Bharatiya Divas Held In Gandhinagar The 13th edition of the ‘Pravasi Bharatiya Divas (PBD) was held on 7 – 9 January 2015 at

Gandhinagar, Gujarat.The theme of 2015 PBD was Bharat ko jano and Bharat ko mano.The

chief guest of the 13th PBD was Guyana President Donald Ramotar. Prime Minister Narendra

Modi on 8 January inaugurated a state-of-the-art museum Dandi Kutir opposite Mahatma Mandir

in Gandhinagar, Gujarat.Narendra Modi also released Commemorative Postage Stamps to mark

100 Years of Mahatma Gandhi’s Return from South Africa to India. The coins are of

denomination of 100 rupees and 10 rupees, while the stamps are of value of 25 rupees and 5

rupees. The event concluded with giving away Pravasi Bharatiya Samman awards to 15 members

of the Indian Diaspora by the Vice-President Hamid Ansari.PBD conventions are being held

every year since 2003 and are celebrated on 9th January every year to mark the contribution of

Overseas Indian community in the development of India.The 13th edition of PBD marked the

100th year of Mahatma Gandhi’s return to India from South Africa.

AWARDS & HONOURS

15 NRIs Awarded with Pravasi Bharatiya Samman 2015



Vice-President Mohammad Hamid Ansari presented the Pravasi Bharatiya Samman Awards

2015 to 15 prominent Non-Resident Indians (NRI’s). The awards were presented on the

concluding day of 13th Pravasi Bharatiya Diwas at Gandhinagar, Gujarat. The recipients were –

Mala Mehta, Australia ; Donald Rabindernauth Ramotar, Guyana ; Dr. Rajaram Sanjaya, Mexico

; Kanwaljit Singh Bakshi, New Zealand ; Rajmal Parakh, Oman ; Duraikannu Karunakaran,

Seychelles ; Essop Goolam Pahad, South Africa ; Shah Bharatkumar Jayantilal, UAE ; Ashraf

Palarakunnummal, UAE ; Mahendra Nanji Mehta, Uganda ; Prof. Nathu Ram Puri ; Lord Raj

Loomba, Britain ; Satyanarayana Nadella, USA ; Dr. Lulla Kamlesh, US ; Dr.Nandini Tandon,

USA.

ISRO Mars Orbiter Mission Team Won Space Pioneer Award – 2015 The Mars Orbiter Mission (MOM) Team of Indian Space Research Organization (ISRO) on 12

January won the 2015 Space Pioneer Award in the Science and Engineering category. The Mars

Orbiter Mission team is located in Bangalore and is headed by Mylswamy Annadurai. This

prestigious award is be given by the National Space Society (NSS), an American educational and

scientific organization.

Kamal Kishore Goyanka Selected For Vyas Samman 2014 Well-known Hindi scholar and writer Dr. Kamal Kishore Goenka was on 13 January chosen for

Vyas samman 2014. He has been chosen for this award for his research work ‘Premchand Kee

Kahaniyo Kaa Kaalkramanusar Adhyayan’. It was published in 2012. This award is instituted by

the K.K. Birla Foundation. It was started in 1991.

Jammu and Kashmir Won National E-Governance Award 2014-15 Jammu and Kashmir (J&K) has been selected for National e-Governance award 2014-15 for its

best district level initiative in the country.J&K state has been selected on 16 January for this

award by Department of Administrative Reforms for its e-Panchayat project.

Padma Awards 2015 Announced The President of India Pranab Mukherjee on 25 January approved the conferment of Padma

Awards 2015 to 104 person this year. The list of the awardees comprises of 9 Padma Vibhushan,

20 Padma Bhushan and 75 Padma Shri. The list also features 17 women as awardees and

includes 17 persons from the category of foreigners, NRIs, PIOs and 4 Posthumous

awardees.Padma Awards are one of the highest civilian Awards of the country, conferred in three

categories – Padma Vibhushan, Padma Bhushan and Padma Shri – and given in various

disciplines.

Padma Vibhushan 1. LK Advani- Public Affairs- Gujarat

2. Amitabh Bachchan- Art- Maharashtra

3. Prakash Singh Badal- Public Affairs- Punjab

4. Dr D Veerendra Heggade- Social Work- Karnataka

5. Mohammad Yusuf Khan alias Dilip Kumar- Art- Maharashtra

6. Jagadguru Ramanandacharya Swami Rambhadracharya- Others- Uttar Pradesh

7. Prof Malur Ramaswamy Srinivasan- Science and Engineering- Tamil Nadu



8. Kottayan K. Venugopal- Public Affairs- Delhi

9. Karim Al Hussaini Aga Khan (Foreigner)- Trade and Industry- France/UK

Padma Bhushan :- 1. Jahnu Barua- Art- Assam

2. Dr Vijay Bhatkar- Science and Engineering- Maharashtra

3. Shri Swapan Dasgupta- Literature and Education- Delhi

4. Swami Satyamitranand Giri- Others- Uttar Pradesh

5. N Gopalaswami- Civil Service- Tamil Nadu

6. Dr Subhash C Kashyap- Public Affairs- Delhi

7. Dr (Pandit) Gokulotsavji Maharaj- Art- Madhya Pradesh

8. Dr Ambrish Mithal- Medicine – Delhi

9. Sudha Ragunathan- Art- Tamil Nadu

10. Shri Harish Salve- Public Affairs- Delhi

11. Dr Ashok Seth- Medicine- Delhi

12. Rajat Sharma- Literature and Education- Delhi

13. Satpal- Sports- Delhi

14. Shivakumara Swami- Others- Karnataka

15. Dr Kharag Singh Valdiya- Science and Engineering- Karnataka

16. Prof Manjul Bhargava (NRI/PIO)- Science and Engineering- USA

17. David Frawley (Vamadeva) (Foreigner)- Others- USA

18. Bill Gates (Foreigner)- Social Work- USA

19. Melinda Gates (Foreigner)- Social Work- USA

20. Saichiro Misumi (Foreigner)- Others- Japan

Padma Shri :-

1. Dr Manjula Anagani- Medicine- Telangana

2. S Arunan- Science and Engineering- Karnataka

3. Kanyakumari Avasarala- Art- Tamil Nadu

4. Dr Bettina Sharada Baumer- Literature and Education- Jammu and Kashmir

5. Naresh Bedi- Art- Delhi

6. Ashok Bhagat- Social Work- Jharkhand

7. Sanjay Leela Bhansali- Art- Maharashtra

8. Dr Lakshmi Nandan Bora- Literature and Education- Assam

9. Dr Gyan Chaturvedi- Literature and Education- Madhya Pradesh

10. Prof (Dr) Yogesh Kumar Chawla- Medicine- Chandigarh

11. Jayakumari Chikkala- Medicine- Delhi

12. Bibek Debroy- Literature and Education- Delhi

13. Dr Sarungbam Bimola Kumari Devi- Medicine- Manipur

14. Dr Ashok Gulati- Public Affairs- Delhi

15. Dr Randeep Guleria- Medicine- Delhi

16. Dr KP Haridas- Medicine- Kerala

17. Rahul Jain- Art- Delhi

18. Ravindra Jain- Art- Maharashtra

19. Dr Sunil Jogi- Literature and Education- Delhi



20. Prasoon Joshi- Art- Maharashtra

21. Dr Prafulla Kar- Art- Odisha

22. Saba Anjum- Sports- Chhattisgarh

23. Ushakiran Khan- Literature and Education- Bihar

24. Dr Rajesh Kotecha- Medicine- Rajasthan

25. Prof Alka Kriplani- Medicine Delhi

26. Dr Harsh Kumar- Medicine- Delhi

27. Narayana Purushothama Mallaya- Literature & Education- Kerala

28. Lambert Mascarenhas- Literature and Education- Goa

29. Dr Janak Palta McGilligan- Social Work- Madhya Pradesh

30. Veerendra Raj Mehta- Social Work- Delhi

31. Tarak Mehta- Art- Gujarat

32. Neil Herbert Nongkynrih (Art), Meghalaya

33. Chewang Norphel- Others- Jammu and Kashmir

34. TV Mohandas Pai- Trade and Industry- Karnataka

35. Dr Tejas Patel- Medicine- Gujarat

36. Jadav Molai Peyang- Others- Assam

37. Bimla Poddar- Others- Uttar Pradesh

38. Dr N Prabhakar- Science and Engg- Delhi

39. Dr Prahalada- Science and Engg- Maharashtra

40. Dr Narendra Prasad- Medicine- Bihar

41. Ram Bahadur Rai- Literature and Education- Delhi

42. Mithali Raj- Sports- Telangana

43. PV Rajaraman- Civil Service- Tamil Nadu

44. Prof JS Rajput- Literature and Education- Uttar Pradesh

45. Kota Srinivasa Rao- Art- Andhra Pradesh

46. Prof Bimal Roy- Literature and Education- West Bengal

47. Shekhar Sen- Art- Maharashtra

48. Gunvant Shah- Literature and Education- Gujarat

49. Brahmdev Sharma- Literature and Education- Delhi

50. Manu Sharma- Literature and Education- Uttar Pradesh

51. Prof Yog Raj Sharma- Medicine- Delhi

52. Vasant Shastri- Science and Engg- Karnataka

53. SK Shivkumar- Science and Engg- Karnataka

54. PV Sindhu- Sports- Telangana

55. Sardara Singh- Sports- Haryana

56. Arunima Sinha-Sports- Uttar Pradesh

57. Mahesh Raj Soni- Art- Rajasthan

58. Dr Nikhil Tandon- Medicine- Delhi

59. H Thegtse Rinpoche- Social Work- Arunachal Pradesh

60. Dr Hargovind Laxmishanker Trivedi- Medicine- Gujarat

61. Huang Baosheng- Others- China

62. Prof Jacques Blamont- Science and Engg- France

63. Late Syedna Mohammad Burhanuddin- Others- Maharashtra (Posthumous)

64. Jean-Claude Carriere- Literature and Education – France

65. Dr Nandrajan ‘Raj’ Chetty- Literature and Education- France



66. George L Hart- Others- USA

67. Jagat Guru Amrta Suryananda Maha Raja- Others- Portugal

68. Late Meetha Lal Mehta- Social Work- Rajasthan (Posthumous)

69. Tripti Mukherjee- Art- USA

70. Dr Dattatreyudu Nori- Medicine- USA

71. Dr Raghu Rama Pillarisetti (Medicine), USA

72. Dr Saumitra Rawat- Medicine- UK

73. Prof Annette Schmiedchen (Literature and Education), Germany

74. Late Pran Kumar Sharma alias Pran- Art- Delhi (Posthumous)

75. Late R Vasudevan- Civil Service- Tamil Nadu (Posthumous)

SPORTS & GAMES

Andy Murray Won ATP World Tennis Championship Britain’s Andy Murray Andy Murray won the ATP World Tennis Championship at Zayed

Sports City in Abu Dhabi on 4 January.He won the title after the Serbia’s Novak Djokovic

withdrew from the final match citing illness.This was the first title of year 2015 for Andy

Murray.

Brisbane Tennis Tournament Winners – 2015 Women’s Singles :- Maria Sharapova of Russia won the Brisbane International women’s singles

title on 10 January.She defeated Serbia’s Ana Ivanovic in the final.It was her 34th career title.

Men’s Singles :- Switzerland’s Roger Federar won the Men’s singles title. He defeated Milos

Raonic of Canada in the final.It’s a grand number for a 17-time Grand Slam champion, making

him the only player after Jimmy Connors (1,253) and Ivan Lendl (1,071) to win 1,000 times on

the men’s professional tour. Its the 83rd career title for this 17-time Grand Slam champion.

South Africa’s AB de Villiers Scores Fastest One-day International Century South Africa’s batsman AB de Villiers hit the fastest century in One-Day International (ODI)

cricket. AB de Villiers scored the century in just 31 balls. He achieved the feat in second ODI

match of the 5-match ODI series played on 18 January at the Wanderers in Johannesburg against

West Indies. The previous record was held by New Zealand’s Corey Anderson who scored a

century in 36 balls against the West Indies on 1 January 2014.On the way to make the world

record of fastest century, Villiers went to fifty off 16 balls, one ball less than Sanath Jayasuriya’s

19-year old record of the fastest ODI half-century. Jayasuriya scored the fifty in 17 balls for Sri

Lanka against Pakistan in 1995-96.

Australian Open Tennis Tournament Winners – 2015 Women’s singles :- Serena Williams of US won the women’s singles title of Australian Open

2015 on 31 January 2015 by defeating Maria Sharapova.This was her sixth Australian Open

singles title and 19th singles Grand Slam title. With this she overtook 18-time Grand Slam

winners Martina Navratilova and Chris Evert. She is now just three titles away from Steffi Graf’s

record of 22 Grand Slam titles.

Men’s Singles :- Novak Djokovic (Serbia) won the Australian Open Men’s singles title. He



defeated Britain’s Andy Murray in the final on 1 February.Djokovic had earlier won the

Australian Open titles in 2008, 2011, 2012 and 2013. This was his 8th career Grand Slam title.

Murray has now been runner-up four times here, losing twice previously to Djokovic in 2011 and

2013 and to Roger Federer in 2010.

ECONOMY

ICICI Bank Launched India’s Contactless Credit and Debit Cards ICICI Bank, the country’s largest private sector one, on 7 January launched contactless credit

cards and debits cards called Coral Contactless Credit Card and Expressions Wave Debit Card

respectively. These cards will enable customers to make electronic payments by waving the

cards near a merchant terminal instead of dipping or swiping the cards.

India’s Growth To Reach 6.3 percent In 2016 According to the United Nations World Economic Situation and Prospects (WESP) 2015 report

released on 14 January, India’s growth in terms of GDP is expected to reach 5.9 per cent in 2015

and 6.3 per cent in 2016.

Highlights of Report :- India:- Its growth recovery is partly the result of improved market sentiment after the new

government took office in the second quarter of 2014 and had announced plans to reform the

bureaucracy, labour laws and public subsidies.

South Asia:- Economic growth in South Asia is set to gradually pick up from an estimated 4.9

percent in 2014 to 5.4 percent in 2015 and 5.7 percent in 2016. India, will account for about 70

percent of regional output in South Asia.

* Average inflation in this region is expected remain moderate at 7.8 percent in 2015 and 7.2

percent in 2016, as commodity prices are likely remain subdued and domestic demand picks up

gradually.

Global Economy:- It is expected to grow at 3.1 percent in 2015 and 3.3 percent in 2016,

compared with an estimated growth of 2.6 percent in 2014.

World Economic Situation and Prospects 2015 Report Released United Nations Economic and Social Commission for Asia and the Pacific (ESCAP) on 19

January 2015 released World Economic Situation and Prospects (WESP) 2015 report. The report

projects that the regional growth will pick up in 2015-16, as average GDP growth will accelerate

from 5.0 percent in 2014 to 5.3 percent in 2015 and 5.7 percent in 2016.The report has

highlighted that the South Asia’s economic growth is set to reach a four-year high in 2015. The

average gross domestic product (GDP) growth of South Asia accelerated from 3.7 percent in

2013 to 4.9 percent in 2014, and is projected to strengthen further to 5.4 percent in 2015 and 5.7

per cent in 2016.

Pradhan Mantri Jan Dhan Yojana scheme sets Guinness Record Pradhan Mantri Jan Dhan Yojana (PMJDY) scheme was conferred with the Guinness record on

20 January 2015. The PMJDY scheme created a Guinness World Record for opening the

maximum number of bank accounts in the shortest possible time. Altogether, 11.5 crore accounts



have been opened under the scheme in less than five months. The scheme was launched on 28

August 2014 with a target of 7.5 crore till 26 January 2015. The Guinness authorities officially

handed a certificate to Union finance minister Arun Jaitley in Delhi on 20 January 2015. Pradhan

Mantri Jan Dhan Yojana is government’s flagship financial inclusion programme that was

launched on 28 August 2014 to help people in opening bank accounts.


Scientists Discovered Two New Earth-like Planets The Scientists at the Harvard-Smithsonian Centre for Astrophysics have discovered two Earth-

like planets Kepler 438b and Kepler 442b. The findings of the discovery were published in The

Astrophysical Journal on 5 January.The planets were spotted by Nasa’s Kepler space telescope

which detects planets as they move across the faces of their stars. Kepler 438b is 475 light years

away. It gets about 40 percent more heat from its red sun than Earth gets from the Sun.Kepler-

442b is 1100 light-years away. It is 33 percent bigger than Earth and orbits its star once every

112 days. has a 60-percent chance of being rocky.

IAF gets First Indigenously Built LCA Tejas First indigenously-built Light Combat Aircraft (LCA) Tejas was handed over to the Indian Air

Force (IAF) by Defence Minister Manohar Parrikar at ceremony held on 17 January at

Bengaluru, Karanataka.It received its Initial Operational Clearance-I in January 2011, after being

built by state-owned HAL. It is expected that the aircraft will receive its Final Operational

Clearance by December 2015.

India Successfully Test-Fired Inter-Continental Ballistic Missile Agni-V India on 31 January successfully test-fired its indigenously developed, intercontinental surface-

to-surface nuclear capable ballistic missile ( ICBM) ‘Agni-5′, which has a strike range of over

5000 kms and can carry a nuclear warhead of over one tonne, from Wheeler’s Island off Odisha

coast. This was the third successful flight test of the Inter-Continental Ballistic Missile (ICBM)

and the first canister trial. The first test was conducted on April 19, 2012 and the second test on

15 September, 2013 from the same base.

NASA Launches SMAP Satellite National Aeronautics and Space Administration (NASA) has on 2 February launched Soil

Moisture Active Passive (SMAP) satellite to observe soil moisture.It was launched from the

Delta 2 rocket from Vandenberg Air Force Base in California. SMAP satellite is three-year

mission which will measure the amount of moisture in soil. It will produce high-resolution global

maps from space and data collected from it will help scientists to monitor droughts and improve

flood forecasts.

PERSONS IN NEWS



A) APPOINTMENTS

Arvind Panagariya Takes Charge As NITI Aayog Vice Chairman Noted economist Arvind Panagariya on 13 January took charge as the first vice-chairman of the

newly-created NITI Aayog. NITI Aayog has replaced the 65-year old Planning Commission. He

is an Indian-American economist and Professor of Economics at Columbia University.

A.S. Kiran Kumar Took Over As The New Chairman Of ISRO Alur Seelin Kiran Kumar (A.S. Kiran Kumar) took over as the new Chairman of Indian Space

Research Organisation (ISRO) on 14 January 2015.A.S. Kiran Kumar became the 8th Chairman

of ISRO.

HS Brahma Takes Charge As Chief Election Commissioner Hari Shankar Brahma on 16 January assumed charge as the 19th Chief Election Commissioner

(CEC) after he was elevated to the post on 14 January.He succeeded VS Sampath, whose tenure

ended on 15 January 2015.

B)RESIGNS

Leela Samson Resigned As Chairperson of CBFC Leela Samson on 16 January 2015 resigned as Chairperson of Central Board of Film

Certification, (CBFC).She was appointed as the Chairperson of CBFC on 1 April 2011.

C)DEATHS

Veteran Scientist Vasant Gowarikar Died Space veteran and eminent scientist Vasant Gowarikar was died on 2 January in Pune. He was

the chief of Indian Space Research Organization (ISRO) and also the scientific advisor to the

Prime Minister of India in 1991-1993. Gowarikar made valuable contributions to the fields of

space research, weather and population. Gowarikar was involved in space research in early

career under Vikram Sarabhai when his office was in the building of the local St Mary

Magdalene Church in Thumba in Kerala. He pioneered solid propelant development and later

served as Director of the Vikram Sarabhai Space Centre (VSSC) between 1979 and

1985.Gowarikar was awarded Padma Shri in 1984 and Padma Bhushan in 2008. He also received

the Fie Foundation Award.

D)VISITORS

U.S. President Barack Obama Visited India U.S. President Barack Obama visited India from 25 January to 27 January 2015.As a part of his

visit, he met Prime Minister Narendra Modi and held wide-ranging discussions on bilateral

relations as well as on regional and international issues of mutual interest and concern. India and

U.S signed several pacts during the official visit of the President of U.S to India. Barack Obama ,

the President of U.S was the Chief Guest of India on the occasion of the Republic Day parade on

26 January 2015. Obama became the first US president to be chief guest at India’s Republic Day

parade. In the visit, the civil nuclear agreement that would allow nuclear contracts to be signed

between U.S. firms and India.



E)MISCELLANEOUS

Miss Colombia Paulina Vega Crowned Miss Universe 2015 Miss Colombia Paulina Vega was crowned as Miss Universe 2015 at the final of the beauty

pageant held in Miami on 25 January 2015. Vega, a 22-year-old student of business

administration from Barranquilla, Colombia was crowned by the 2014 pageant winner

Venezuelan Gabriela Isler.With this, Vega became the second beauty queen from Colombia to

win the title. Luz Marina Zuluaga became the first Colombian to win the crown in 1956.

PLACES IN NEWS

Qantas Named World’s Safest Airline Australia’s national airline Qantas was named as the world’s safest airline by AirlineRatings.com

on 6 January. Qantas, which is in its 95th year of operation, was hailed for “an extraordinary

record of firsts” in terms of its safety history and ranked the best of 449 airlines, including low-

cost carriers, assessed by the website.

ABBREVIATIONS

NRDC —- National Research and Development Corporation

POTA —- Prevention of Terrorism Act

SAFTA — South Asian Free Trade Agreement

SAIL —- Steel Authority of India Limited

UNDP —- United Nations Development Programme

VSSC — Vikram Sarabhai Space Centre

BOOKS IN NEWS

Vice President Released “The Indian Parliament – A Critical Appraisal” The Vice President of India M.Hamid Ansari on 8 January released a book entitled “The Indian

Parliament – A Critical Apprisal”. The book is authored by Prof. Sudha Pai and Avinash Kumar

of Jawaharlal Nehru University, New Delhi.The book examines the credibility and legitimacy of

the Indian Parliament and has scrutinised various aspects of its functioning.



COMMITTEES

Subramanium Committee Recommended Single Window System For Environment

Projects In the month of January 2015, High-level committee (HLC) headed by former Cabinet Secretary

T S R Subramanium submitted its report to Union Government. In its recommendation, the

committee suggested single window clearance mechanism for green nods.The committee has

suggested an umbrella law to help set up new national and state-level regulators that would also

take the powers of the existing pollution control boards. The law – Environmental Management

Act – would do away with the need for separate Acts to regulate air and water pollution that

empower states to give the consent to operate and establish industrial units.

IMPORTANT DAYS AND DATES

National Youth Day Observed Across India on 12 January National Youth Day was observed across India on 12 January 2015. The day is observed

annually to mark the birth anniversary of social reformer, philosopher and thinker Swami

Vivekananda. This is the 152nd birth anniversary of Swami Vivekananda and his birth

anniversary is being celebrated as National Youth Day in India since 1985.The Union

Government in 1984 had declared that 12 January, the birthday of Swami Vivekananda will be

observed as the National Youth Day.Swami Vivekananda’s lectures and writings are a source of

inspiration for youth and have motivated numerous youth organisation.His writings derive their

inspiration from Indian spiritual tradition and the broad outlook of his Master Sri Ramakrishna.

All his teachings can be found in The Complete Works of Swami Vivekananda, in nine volumes,

published by Advaita Ashrama, Kolkata. Swami Vivekananda was born on 12 January 1863 as

Narendra Nath Datta and regarded as a patriotic saint of India.

National Girl Child Day Observed On 24 January National Girl Child Day is observed on 24 January 2015 across the nation. This celebration was

started to offer more supports and new opportunities to the girls in the country. It is celebrated to

increase the awareness among people about all the inequalities faced by the girl child in the

society. This day is being observed every year on 24 January since 2008.

Documents

Uniarticles.com GK Power Capsule 2015 for Oicl,SBI PO 2015,LIC